section t: wills and life insurance (respondent)

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hhid                          household identification number

         section: t     level: respondent      type: character  width: 6   decimals: 0

         .................................................................................
         13116           010001-959738.  household identification number

pn                            respondent person identification number

         section: t     level: respondent      type: character  width: 3   decimals: 0

         .................................................................................
          7350         010.  person identifier
           614         011.  person identifier
            30         012.  person identifier
             1         013.  person identifier
          4157         020.  person identifier
           176         021.  person identifier
            17         022.  person identifier
           240         030.  person identifier
            32         031.  person identifier
             4         032.  person identifier
             1         033.  person identifier
           446         040.  person identifier
            43         041.  person identifier
             4         042.  person identifier
             1         043.  person identifier

subhh                        2022 sub household identification number

         section: t     level: respondent      type: character  width: 1   decimals: 0

         .................................................................................
         11502           0.  original sample household - no split from divorce or
                             separation of spouses or partners
           816           1.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
           620           2.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
            71           5.  split household - one half of couple from subhh 1 or 2
            10           6.  split household - one half of couple from subhh 1 or 2
            96           7.  reunited household - respondents from split household
                             reunite
             1           8.  split household - one half of couple from subhh 1 or 2

rsubhh                        2020 sub household identification number

         section: t     level: respondent      type: character  width: 1   decimals: 0

         .................................................................................
         11697           0.  original sample household - no split from divorce or
                             separation of spouses or partners
           717           1.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
           546           2.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
            63           5.  split household - one half of couple from subhh 1 or 2
             7           6.  split household - one half of couple from subhh 1 or 2
            85           7.  reunited household - respondents from split household
                             reunite
             1           8.  split household - one half of couple from subhh 1 or 2

pn_sp                        2022 spouse/partner person number

         section: t     level: respondent      type: character  width: 3   decimals: 0

         .................................................................................
          3083         010.  person identifier
           339         011.  person identifier
            17         012.  person identifier
             1         013.  person identifier
          2761         020.  person identifier
           110         021.  person identifier
             9         022.  person identifier
           111         030.  person identifier
            17         031.  person identifier
             2         032.  person identifier
             1         033.  person identifier
           207         040.  person identifier
            25         041.  person identifier
             2         042.  person identifier
             1         043.  person identifier
                       810.  spouse of original r, never entered sample
                       811.  spouse of non-original respondent
                       812.  spouse of non-original respondent
                       821.  spouse of non-original respondent
                       822.  spouse of non-original respondent
                       831.  spouse of non-original respondent
                       832.  spouse of non-original respondent
                       841.  spouse of non-original respondent
          6430       blank.  single respondent household

csr                          2022 whether coversheet respondent

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
          9769           1.  yes
            55           3.  2nd coverscreen  r, answers not retained
          3292           5.  no

famr                         2022 whether family respondent

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
          9393           1.  family r
             6           3.  2nd family r, answers not retained
          3717           5.  non-family r

finr                         2022 whether financial respondent

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
          9584           1.  financial r
            99           3.  2nd financial r, answers not retained
          3433           5.  non-financial r

t001                         does r have valid will

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.wills.t001_

         next we have some questions about wills, trusts and life insurance.
         
         do you currently have a will that is written and witnessed?
         
         instr:  do not include living wills.  a living will is a type of health care
         advanced directive that we will ask about separately.

         .................................................................................
            40          -8.  web non-response
          5068           1.  [yes, will/yes, will only]
           386           2.  [[vol] yes, will and trust/yes, both will and trust]
           146           3.  [[vol] no will, but have trust/no, trust only]
          7262           5.  [no will/no, neither will or trust]
            24           8.  dk (don't know); na (not ascertained)
            63           9.  rf (refused)
           127       blank.  inap (inapplicable); partial interview

t002                         did r make family provisions in will

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.wills.t002_

         have you made provisions in your [will/will or trust/trust] for any family
         members [other than your [husband/wife/partner]]?

         .................................................................................
             9          -8.  web non-response
          4905           1.  yes
           646           5.  no
            25           8.  dk (don't know); na (not ascertained)
            15           9.  rf (refused)
          7516       blank.  inap (inapplicable); partial interview

t003                         r will include children/stepchildren

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.wills.t003_

         does that include any of your children or step-children?

         .................................................................................
             2          -8.  web non-response
          4380           1.  yes
           163           5.  no
             2           8.  dk (don't know); na (not ascertained)
             3           9.  rf (refused)
          8566       blank.  inap (inapplicable); partial interview

t004m1                       which child is included in will - 1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[1]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
          2273                 041-990.  other person number
           726                     993.  all children equally
          1334                     996.  all children - "equally" not mentioned
             6                     998.  dk (don't know); na (not ascertained)
            25                     999.  rf (refused)
          8752                   blank.  inap (inapplicable); partial interview

t004m2                       which child is included in will - 2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[2]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
          1425                 041-990.  other person number
             9                     993.  all children equally
             6                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         11676                   blank.  inap (inapplicable); partial interview

t004m3                       which child is included in will - 3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[3]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
           503                 041-990.  other person number
            29                     993.  all children equally
             6                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12578                   blank.  inap (inapplicable); partial interview

t004m4                       which child is included in will - 4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[4]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
           197                 041-990.  other person number
            21                     993.  all children equally
             3                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12895                   blank.  inap (inapplicable); partial interview

t004m5                       which child is included in will - 5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[5]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
            78                 041-990.  other person number
            12                     993.  all children equally
             4                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13022                   blank.  inap (inapplicable); partial interview

t004m6                       which child is included in will - 6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[6]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
            36                 041-990.  other person number
             2                     993.  all children equally
             2                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13076                   blank.  inap (inapplicable); partial interview

t004m7                       which child is included in will - 7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[7]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
             9                 041-990.  other person number
             4                     993.  all children equally
             2                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13101                   blank.  inap (inapplicable); partial interview

t004m8                       which child is included in will - 8

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[8]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
             6                 041-990.  other person number
             1                     993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13109                   blank.  inap (inapplicable); partial interview

t004m9                       which child is included in will - 9

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[9]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
             5                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13111                   blank.  inap (inapplicable); partial interview

t004m10                      which child is included in will - 10

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[10]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
             1                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13115                   blank.  inap (inapplicable); partial interview

t004m11                      which child is included in will - 11

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[11]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
             1                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13115                   blank.  inap (inapplicable); partial interview

t004m12                      which child is included in will - 12

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[12]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
             1                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13115                   blank.  inap (inapplicable); partial interview

t004m13                      which child is included in will - 13

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[13]

         (which child is that?)
                 
         instr: select all that apply. if r only has one child, select that child.
         
         web-administered text:
         which child is that?
                 
         instr: select all that apply. if you only have one child, please select that
         child then "next" to continue.

         .................................................................................
                               041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13116                   blank.  inap (inapplicable); partial interview

t005                         will provide for all children equally

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.wills.t005_

         does that document provide for all your children about equally?

         .................................................................................
           697           1.  yes
            72           5.  no
             3           8.  dk (don't know); na (not ascertained)
             1           9.  rf (refused)
         12343       blank.  inap (inapplicable); partial interview

t006                         r will include grandchildren

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.wills.t006_

         does that document include any grandchild directly?

         .................................................................................
             6          -8.  web non-response
           654           1.  yes
           179           2.  [vol] only through their parents
          2640           5.  no
            25           8.  dk (don't know); na (not ascertained)
            14           9.  rf (refused)
          9598       blank.  inap (inapplicable); partial interview

t007m1                       will include which grandchild - 1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[1]

         (which of your children are the parents of those grandchildren?)
                 
         instr: select all that apply
         
         web-administered text:
         which of your children are the parents of those grandchildren?
                 
         instr: select all that apply

         .................................................................................
           694                 041-990.  other person number
             8                     992.  deceased child
           121                     993.  all children
             2                     998.  dk (don't know); na (not ascertained)
             4                     999.  rf (refused)
         12287                   blank.  inap (inapplicable); partial interview

t007m2                       will include which grandchild - 2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[2]

         (which of your children are the parents of those grandchildren?)
                 
         instr: select all that apply
         
         web-administered text:
         which of your children are the parents of those grandchildren?
                 
         instr: select all that apply

         .................................................................................
           232                 041-990.  other person number
                                   992.  deceased child
             4                     993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12880                   blank.  inap (inapplicable); partial interview

t007m3                       will include which grandchild - 3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[3]

         (which of your children are the parents of those grandchildren?)
                 
         instr: select all that apply
         
         web-administered text:
         which of your children are the parents of those grandchildren?
                 
         instr: select all that apply

         .................................................................................
            57                 041-990.  other person number
                                   992.  deceased child
             1                     993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13058                   blank.  inap (inapplicable); partial interview

t007m4                       will include which grandchild - 4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[4]

         (which of your children are the parents of those grandchildren?)
                 
         instr: select all that apply
         
         web-administered text:
         which of your children are the parents of those grandchildren?
                 
         instr: select all that apply

         .................................................................................
            18                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13098                   blank.  inap (inapplicable); partial interview

t007m5                       will include which grandchild - 5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[5]

         (which of your children are the parents of those grandchildren?)
                 
         instr: select all that apply
         
         web-administered text:
         which of your children are the parents of those grandchildren?
                 
         instr: select all that apply

         .................................................................................
             6                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13110                   blank.  inap (inapplicable); partial interview

t007m6                       will include which grandchild - 6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[6]

         (which of your children are the parents of those grandchildren?)
                 
         instr: select all that apply
         
         web-administered text:
         which of your children are the parents of those grandchildren?
                 
         instr: select all that apply

         .................................................................................
             3                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13113                   blank.  inap (inapplicable); partial interview

t007m7                       will include which grandchild - 7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[7]

         (which of your children are the parents of those grandchildren?)
                 
         instr: select all that apply
         
         web-administered text:
         which of your children are the parents of those grandchildren?
                 
         instr: select all that apply

         .................................................................................
                               041-990.  other person number
                                   992.  deceased child
                                   993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13116                   blank.  inap (inapplicable); partial interview

t008                         will provide for charity

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.wills.t008_

         have you made provisions for any charities in your will or trust?

         .................................................................................
            14          -8.  web non-response
           610           1.  yes
          4920           5.  no
            43           8.  dk (don't know); na (not ascertained)
            12           9.  rf (refused)
          7517       blank.  inap (inapplicable); partial interview

t011                         r have any life insurance

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t011_

         do you have any life insurance, including individual or group policies?
         
         instr: do not include burial insurance

         .................................................................................
            34          -8.  web non-response
          6553           1.  yes
          6236           5.  no
            74           8.  dk (don't know); na (not ascertained)
            91           9.  rf (refused)
           128       blank.  inap (inapplicable); partial interview

t012                         number of diff life ins policies r has

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t012_

         how many different life insurance policies do you have?
         
         instr: please include individual policies, group policies, or paid-up policies.
         
         instr: if asked, read: "this refers to your own policies or accounts, not those
         of your spouse or partner."

         .................................................................................
            20          -8.  web non-response
          4190           1.  one
          1646           2.  two
           438           3.  three
           102           4.  four
            56           5.  five or more
            53           8.  dk (don't know); na (not ascertained)
            48           9.  rf (refused)
          6563       blank.  inap (inapplicable); partial interview

t013                         face value of r life ins policies

         section: t     level: respondent      type: numeric    width: 9   decimals: 0
         ref: sect.lifeinsurance.t013_

         [what/altogether, what] is the total face value of [this policy/these policies],
         that is, the amount of money the beneficiary would get if you were to die?
         
         instr: do not probe dk/rf
         
         amount:
         
         web-administered text:
         [what/altogether, what] is the total face value of [this policy/these policies],
         that is, the amount of money the beneficiary would get if you were to die?

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
           5513        0   120000000     182083.29    2159491.90    6564
         -----------------------------------------------------------------
           150          -8.  web non-response
           577   999999998.  dk (don't know); na (not ascertained)
           312   999999999.  rf (refused)

t014                         face value of r life ins - min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t014_

         (thinking about the amount of money the beneficiary would get):
         
         does it amount to less than $____ , more than $____ , or what?
         
         procedures: 3up, 2up1down, 1up2down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         random entry points: $2,500, $25,000, $50,000
         entry point assignment 1 or 2 or {not 1 and not 2} at z087
         order of entry point assignments and procedures correspond
         
         web-administered text:
         thinking about the amount of money the beneficiary would get:
         
         does it amount to less than $____ , more than $____ , or what?

         user note: the procedures apply to both the interviewer-administered and
         web-administered text.

         .................................................................................
           533           0.  value of breakpoint
            11        2500.  value of breakpoint
           137        2501.  value of breakpoint
            39       25000.  value of breakpoint
           117       25001.  value of breakpoint
            23       50000.  value of breakpoint
           122       50001.  value of breakpoint
            17      250000.  value of breakpoint
            38      250001.  value of breakpoint
         12079       blank.  inap (inapplicable); partial interview

t015                         face value of r life ins - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t015_

         *

         .................................................................................
            36        2499.  value of breakpoint
            11        2500.  value of breakpoint
           129       24999.  value of breakpoint
            39       25000.  value of breakpoint
            95       49999.  value of breakpoint
            23       50000.  value of breakpoint
           100      249999.  value of breakpoint
            17      250000.  value of breakpoint
           587    99999996.  greater than maximum breakpoint
         12079       blank.  inap (inapplicable); partial interview

t016                         face value of r life ins - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t016_

         *

         .................................................................................
            87           0.  no breakpoint values given during interview
           237          98.  dk (don't know); na (not ascertained)
           260          99.  rf (refused)
         12532       blank.  inap (inapplicable); partial interview

t017m1                       who are beneficiaries - 1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[1]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
          2190                 041-990.  other person number
          2902                     991.  r's spouse/partner
             2                     992.  deceased child
           649                     993.  all children
            39                     994.  all grandchildren equally
                                   995.  r's sibling(s)
           579                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
            63                     998.  dk (don't know); na (not ascertained)
            99                     999.  rf (refused)
          6593                   blank.  inap (inapplicable); partial interview

t017m2                       who are beneficiaries - 2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[2]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
          1840                 041-990.  other person number
           170                     991.  r's spouse/partner
             1                     992.  deceased child
           326                     993.  all children
            42                     994.  all grandchildren equally
                                   995.  r's sibling(s)
           199                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         10538                   blank.  inap (inapplicable); partial interview

t017m3                       who are beneficiaries - 3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[3]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
           739                 041-990.  other person number
           119                     991.  r's spouse/partner
                                   992.  deceased child
             7                     993.  all children
            16                     994.  all grandchildren equally
                                   995.  r's sibling(s)
            56                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12179                   blank.  inap (inapplicable); partial interview

t017m4                       who are beneficiaries - 4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[4]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
           200                 041-990.  other person number
            30                     991.  r's spouse/partner
                                   992.  deceased child
             3                     993.  all children
             9                     994.  all grandchildren equally
                                   995.  r's sibling(s)
            17                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12857                   blank.  inap (inapplicable); partial interview

t017m5                       who are beneficiaries - 5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[5]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
            43                 041-990.  other person number
            15                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
             2                     994.  all grandchildren equally
                                   995.  r's sibling(s)
             4                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13052                   blank.  inap (inapplicable); partial interview

t017m6                       who are beneficiaries - 6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[6]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
            12                 041-990.  other person number
             1                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren equally
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13103                   blank.  inap (inapplicable); partial interview

t017m7                       who are beneficiaries - 7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[7]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
             2                 041-990.  other person number
             1                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren equally
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13113                   blank.  inap (inapplicable); partial interview

t017m8                       who are beneficiaries - 8

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[8]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
             1                 041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren equally
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13115                   blank.  inap (inapplicable); partial interview

t017m9                       who are benefficiaries -9

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[9]

         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         (which of your children are the parents of those grandchildren?)
         
         instr: select all that apply
         
         web-administered text:
         who are the beneficiaries of [this policy/these policies]?
         
         if grandchild:
         which child is the parent of that grandchild?
         
         instr: select all that apply

         .................................................................................
                               041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren equally
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13116                   blank.  inap (inapplicable); partial interview

t018                         r have whole/straight life ins policies

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t018_

         [is this a life insurance policy that builds/are any of these life insurance
         policies ones that build] up a cash value that you can borrow against, or that
         you would receive if the policy were to be cancelled?
         
         def:  "policies that build up a cash value" are sometimes called 'whole life' or
         'straight life policies.'

         .................................................................................
            42          -8.  web non-response
          2651           1.  yes
          3332           5.  no
           471           8.  dk (don't know); na (not ascertained)
            57           9.  rf (refused)
          6563       blank.  inap (inapplicable); partial interview

t019                         how many whole/straight life ins policy

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t019_

         (how many such policies do you have?)
         
         web-administered text:
         how many such policies do you have?

         .................................................................................
             6          -8.  web non-response
           550           1.  one
           450           2.  two
           114           3.  three
            33           4.  four
            20           5.  five or more
            14           8.  dk (don't know); na (not ascertained)
            13           9.  rf (refused)
         11916       blank.  inap (inapplicable); partial interview

t020                         curr face value of whole life ins policy

         section: t     level: respondent      type: numeric    width: 9   decimals: 0
         ref: sect.lifeinsurance.t020_

         what is the current face value of [these policies/this policy]?
         
         instr: do not probe dk/rf
         
         amount:
         
         web-administered text:
         what is the current face value of [these policies/this policy]?

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
            859        0     7500000     114912.97     320453.14   11916
         -----------------------------------------------------------------
            41          -8.  web non-response
           215   999999998.  dk (don't know); na (not ascertained)
            85   999999999.  rf (refused)

t021                         curr face value of life ins - min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t021_

         (thinking about the value of [these policies/this policy]:)
         
         does it amount to less than $____ , more than $____ , or what?
         
         procedures: 3up, 2up1down, 1up2down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         random entry points: $2,500, $25,000, $50,000
         entry point assignment 1 or 2 or {not 1 and not 2} at z087
         order of entry point assignments and procedures correspond
         
         web-administered text:
         thinking about the value of [these policies/this policy]:
         
         does it amount to less than $____ , more than $____ , or what?

         user note: the procedures apply to both the interviewer-administered and
         web-administered text.

         .................................................................................
           146           0.  value of breakpoint
             5        2500.  value of breakpoint
            61        2501.  value of breakpoint
            12       25000.  value of breakpoint
            41       25001.  value of breakpoint
            18       50000.  value of breakpoint
            31       50001.  value of breakpoint
             2      250000.  value of breakpoint
            23      250001.  value of breakpoint
         12777       blank.  inap (inapplicable); partial interview

t022                         curr face value of life ins - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t022_

         *

         .................................................................................
            14        2499.  value of breakpoint
             5        2500.  value of breakpoint
            63       24999.  value of breakpoint
            12       25000.  value of breakpoint
            42       49999.  value of breakpoint
            18       50000.  value of breakpoint
            27      249999.  value of breakpoint
             2      250000.  value of breakpoint
           156    99999996.  greater than maximum breakpoint
         12777       blank.  inap (inapplicable); partial interview

t023                         curr face value of life ins - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t023_

         *

         .................................................................................
            17           0.  no breakpoint values given during interview
            56          98.  dk (don't know); na (not ascertained)
            72          99.  rf (refused)
         12971       blank.  inap (inapplicable); partial interview

t024                         total amt r pay for life ins policies

         section: t     level: respondent      type: numeric    width: 7   decimals: 0
         ref: sect.lifeinsurance.t024_

         (altogether,) about how much in total do you pay for [these policies/this
         policy] each month or year?
         
         instr: enter "0" if policy is paid up or there are no premium payments.
                 
         instr: do not probe dk/rf
         
         amount:
         
         web-administered text:
         altogether, about how much in total do you pay for [these policies/this policy]
         each month or year? 
         
         instr: enter "0" if policy is paid up or there are no premium payments.

         .................................................................................
            48                      -8.  web non-response
          2317                0-300000.  actual value
           209                 9999998.  dk (don't know); na (not ascertained)
            77                 9999999.  rf (refused)
         10465                   blank.  inap (inapplicable); partial interview

t025                         total amt r pay for life ins polic - per

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t025_

         (altogether, about how much in total do you pay for [these policies/this policy]
         each month or year?)
         
         instr: do not probe dk/rf
         
         amount: [total amt r pay for life ins policies]
         
         per:

         .................................................................................
            62          -8.  web non-response
          1523           1.  month
           393           2.  year
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         11138       blank.  inap (inapplicable); partial interview

t026                         total amt r pay for life ins polic - min

         section: t     level: respondent      type: numeric    width: 3   decimals: 0
         ref: sect.lifeinsurance.t026_

         (thinking about how much you pay for [these policies/this policy):
         
         does it amount to less than $____ per month, more than $____ per month, or what?
         
         procedures: 2up2down, 1up3down
         breakpoints: $20, $50, $100, $200, $400
         random entry points: $100, $200
         entry point assignment 1 or {not 1} at x501
         order of entry point assignments and procedures correspond
         
         web-administered text:
         thinking about how much you pay for [these policies/this policy:
         
         does it amount to less than $____ per month, more than $____ per month, or what?

         user note: the procedures apply to both the interviewer-administered and
         web-administered text.

         .................................................................................
            97           0.  value of breakpoint
             2          20.  value of breakpoint
            17          21.  value of breakpoint
            11          50.  value of breakpoint
            41          51.  value of breakpoint
            13         100.  value of breakpoint
           119         101.  value of breakpoint
            11         200.  value of breakpoint
            17         201.  value of breakpoint
             2         400.  value of breakpoint
             3         401.  value of breakpoint
         12783       blank.  inap (inapplicable); partial interview

t027                         total amt r pay for life ins polic - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t027_

         *

         .................................................................................
             4          19.  value of breakpoint
             2          20.  value of breakpoint
            19          49.  value of breakpoint
            11          50.  value of breakpoint
            52          99.  value of breakpoint
            13         100.  value of breakpoint
            45         199.  value of breakpoint
            11         200.  value of breakpoint
            16         399.  value of breakpoint
             2         400.  value of breakpoint
           158    99999996.  greater than maximum breakpoint
         12783       blank.  inap (inapplicable); partial interview

t028                         total amt pay life insurance - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t028_

         *

         .................................................................................
            15           0.  no breakpoint values given during interview
            82          98.  dk (don't know); na (not ascertained)
            65          99.  rf (refused)
         12954       blank.  inap (inapplicable); partial interview

t029m1                       who are beneficiaries of these ins - 1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[1]

         who are the beneficiaries of [these policies/this policy]?
         
         instr: select all that apply

         .................................................................................
           416                 041-990.  other person number
           516                     991.  r's spouse/partner
                                   992.  deceased child
           133                     993.  all children
            14                     994.  all grandchildren
                                   995.  r's sibling(s)
            89                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
             7                     998.  dk (don't know); na (not ascertained)
            21                     999.  rf (refused)
         11920                   blank.  inap (inapplicable); partial interview

t029m2                       who are beneficiaries of these ins - 2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[2]

         who are the beneficiaries of [these policies/this policy]?
         
         instr: select all that apply

         .................................................................................
           310                 041-990.  other person number
            50                     991.  r's spouse/partner
                                   992.  deceased child
            73                     993.  all children
            16                     994.  all grandchildren
                                   995.  r's sibling(s)
            41                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12626                   blank.  inap (inapplicable); partial interview

t029m3                       who are beneficiaries of these ins - 3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[3]

         who are the beneficiaries of [these policies/this policy]?
         
         instr: select all that apply

         .................................................................................
           115                 041-990.  other person number
            33                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
             5                     994.  all grandchildren
                                   995.  r's sibling(s)
            13                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12950                   blank.  inap (inapplicable); partial interview

t029m4                       who are beneficiaries of these ins - 4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[4]

         who are the beneficiaries of [these policies/this policy]?
         
         instr: select all that apply

         .................................................................................
            28                 041-990.  other person number
            12                     991.  r's spouse/partner
                                   992.  deceased child
             1                     993.  all children
             1                     994.  all grandchildren
                                   995.  r's sibling(s)
             4                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13070                   blank.  inap (inapplicable); partial interview

t029m5                       who are beneficiaries of these ins - 5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[5]

         who are the beneficiaries of [these policies/this policy]?
         
         instr: select all that apply

         .................................................................................
             4                 041-990.  other person number
             3                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
             1                     994.  all grandchildren
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13108                   blank.  inap (inapplicable); partial interview

t029m6                       who are beneficiaries of these ins - 6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[6]

         who are the beneficiaries of [these policies/this policy]?
         
         instr: select all that apply

         .................................................................................
             1                 041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
             1                     993.  all children
                                   994.  all grandchildren
             1                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13113                   blank.  inap (inapplicable); partial interview

t029m7                       who are beneficiaries of these ins - 7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[7]

         who are the beneficiaries of [these policies/this policy]?
         
         instr: select all that apply

         .................................................................................
                               041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13116                   blank.  inap (inapplicable); partial interview

t031                         last wave obtain new life insurance

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t031_

         [since [prev wave iw month], [prev wave iw year]/in the last two years], have
         you obtained any new life insurance policies?

         .................................................................................
            11          -8.  web non-response
           329           1.  yes
          6190           5.  no
            12           8.  dk (don't know); na (not ascertained)
            11           9.  rf (refused)
          6563       blank.  inap (inapplicable); partial interview

t032                         face value new life insurance

         section: t     level: respondent      type: numeric    width: 9   decimals: 0
         ref: sect.lifeinsurance.t032_

         what is the total face value of (this policy/all of these policies)?
         
         instr: do not probe dk/rf
         
         amount:
         
         web-administered text:
         what is the total face value of (this policy/all of these policies)?

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
            279      375     5000000     116521.77     342547.89   12787
         -----------------------------------------------------------------
             7          -8.  web non-response
            31   999999998.  dk (don't know); na (not ascertained)
            12   999999999.  rf (refused)

t033                         face value new life insurance - min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t033_

         (thinking about the face value of (this policy/these policies):)
         
         does it amount to less than $____ , more than $____ , or what?
         
         procedure: 2up1down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         entry point: $25,000
         
         web-administered text:
         thinking about the face value of (this policy/these policies):
         
         does it amount to less than $____ , more than $____ , or what?

         user note: the procedures apply to both the interviewer-administered and
         web-administered text.

         .................................................................................
            32           0.  value of breakpoint
             1        2501.  value of breakpoint
             2       25000.  value of breakpoint
             6       25001.  value of breakpoint
             1       50000.  value of breakpoint
             4       50001.  value of breakpoint
             2      250000.  value of breakpoint
             2      250001.  value of breakpoint
         13066       blank.  inap (inapplicable); partial interview

t034                         face value new life insurance - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t034_

         *

         .................................................................................
             3        2499.  value of breakpoint
             1       24999.  value of breakpoint
             2       25000.  value of breakpoint
             4       49999.  value of breakpoint
             1       50000.  value of breakpoint
             3      249999.  value of breakpoint
             2      250000.  value of breakpoint
            34    99999996.  greater than maximum breakpoint
         13066       blank.  inap (inapplicable); partial interview

t035                         face value new life insurance - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t035_

         *

         .................................................................................
             5           0.  no breakpoint values given during interview
            16          98.  dk (don't know); na (not ascertained)
            11          99.  rf (refused)
         13084       blank.  inap (inapplicable); partial interview

t036                         r life ins policy lapse since last wave

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t036_

         [since [prev wave iw month], [prev wave iw year]/in the last two years], have
         you allowed any life insurance policies to lapse or have any been cancelled?

         .................................................................................
            29          -8.  web non-response
           644           1.  yes
         12204           5.  no
            43           8.  dk (don't know); na (not ascertained)
            68           9.  rf (refused)
           128       blank.  inap (inapplicable); partial interview

t037                         face val lapsed life ins p0licy

         section: t     level: respondent      type: numeric    width: 9   decimals: 0
         ref: sect.lifeinsurance.t037_

         what was the total face value of (this policy/all of these policies)?
         
         instr: do not probe dk/rf
         
         amount:
         
         web-administered text:
         what was the total face value of (this policy/all of these policies)?

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
            545        1     5000000     141229.84     304396.21   12472
         -----------------------------------------------------------------
            16          -8.  web non-response
            78   999999998.  dk (don't know); na (not ascertained)
             5   999999999.  rf (refused)

t038                         face val lapsed life ins p0licy - min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t038_

         (thinking about the total face value of the lapsed (policy/policies):)
         
         does it amount to less than $____ , more than $____ , or what?
         
         procedure: 1up2down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         entry point: $50,000
         
         web-administered text:
         thinking about the total face value of the lapsed (policy/policies):
         
         does it amount to less than $____ , more than $____ , or what?

         user note: the procedures apply to both the interviewer-administered and
         web-administered text.

         .................................................................................
            40           0.  value of breakpoint
             1        2500.  value of breakpoint
            16        2501.  value of breakpoint
             4       25000.  value of breakpoint
             6       25001.  value of breakpoint
             7       50000.  value of breakpoint
            17       50001.  value of breakpoint
             8      250001.  value of breakpoint
         13017       blank.  inap (inapplicable); partial interview

t039                         face val lapsed life ins p0licy - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t039_

         *

         .................................................................................
             5        2499.  value of breakpoint
             1        2500.  value of breakpoint
            18       24999.  value of breakpoint
             4       25000.  value of breakpoint
            13       49999.  value of breakpoint
             7       50000.  value of breakpoint
            14      249999.  value of breakpoint
            37    99999996.  greater than maximum breakpoint
         13017       blank.  inap (inapplicable); partial interview

t040                         face val lapsed life ins p0licy - result

         section: t     level: respondent      type: numeric    width: 11  decimals: 0
         ref: sect.lifeinsurance.t040_

         *

         .................................................................................
             9           0.  no breakpoint values given during interview
            25 99999999998.  dk (don't know); na (not ascertained)
             4 99999999999.  rf (refused)
         13078       blank.  inap (inapplicable); partial interview

t041                         who let life ins policy lapse

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t041_

         was this lapse or cancellation something you chose to do, or was it done by the
         provider, your employer, or someone else?

         .................................................................................
             1          -8.  web non-response
           414           1.  [r's choice/my choice]
           216           2.  [provider/employer/someone else choice/provider or employer
                             or someone else chose]
            11           8.  dk (don't know); na (not ascertained)
             2           9.  rf (refused)
         12472       blank.  inap (inapplicable); partial interview

t042                         why let life ins policy lapse

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t042_

         was it because the policy was too expensive, because you did not need the
         coverage or some other reason?

         .................................................................................
             1          -8.  web non-response
           207           1.  too expensive
            83           2.  coverage not needed
             8           3.  got new policy
            10           4.  take the cash out
                         5.  coverage connected with job, or r moved
           111           7.  other (specify); general or specific dissatisfaction with
                             plan
             7           8.  dk (don't know); na (not ascertained)
             1           9.  rf (refused)
         12688       blank.  inap (inapplicable); partial interview

t043                         r recd cash after policy cancel or lapse

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t043_

         did you receive any cash when the policy was cancelled or allowed to lapse?

         .................................................................................
            84           1.  yes
           338           5.  no
             5           8.  dk (don't know); na (not ascertained)
             1           9.  rf (refused)
         12688       blank.  inap (inapplicable); partial interview

t044                         amt recd after r policy cancel or lapse

         section: t     level: respondent      type: numeric    width: 7   decimals: 0
         ref: sect.lifeinsurance.t044_

         about how much cash did you receive?
         
         amount:

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
             74        1       99000      10692.58      19795.58   13032
         -----------------------------------------------------------------
             2          -8.  web non-response
             6     9999998.  dk (don't know); na (not ascertained)
             2     9999999.  rf (refused)

t252                         intro to medical care/treatment arrangements

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t252_

         now we would like to ask you some questions about healthcare decisions that
         might need to be made for you in the future, if you are unable to make them
         yourself.
         
         instr: press 1 to continue.
         
         web-administered text:
         now we would like to ask you some questions about healthcare decisions that
         might need to be made for you in the future, if you are unable to make them
         yourself. 
         
         instr: please press 'next' to continue.

         .................................................................................
          1010          -8.  web non-response
          7206           1.  continue
          4900       blank.  inap (inapplicable); partial interview

t245                         ever discussed medical care with anyone

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t245_

         people sometimes make plans about the types of care or medical treatment they
         would want or not want, if they were to become seriously ill.
         
         have you ever discussed with anyone the care or medical treatment you would want
         to receive if you were to become seriously ill in the future?

         .................................................................................
            13          -8.  web non-response
          3656           1.  yes
          2666           5.  no
            18           8.  dk (don't know); na (not ascertained)
            11           9.  rf (refused)
          6752       blank.  inap (inapplicable); partial interview

t246                         assign durable power of attorney

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t246_

         [have you made any legal arrangements for a specific person or persons to make
         decisions about your care or medical treatment if you can not make those
         decisions yourself?/last time we spoke with you, [in [prev wave iw month], [prev
         wave iw year]] you told us that you have a legal arrangement for a specific
         person or persons to make decisions about your care or medical treatment if you
         cannot make those decisions yourself.] this is sometimes called a "durable power
         of attorney for health care". [do you still have this arrangement in place?]

         .................................................................................
            29          -8.  web non-response
          4802           1.  [yes/yes, i still have same arrangement]
            35           2.  [vol] yes, but arrangement has changed
             3           3.  [[vol]disputes previous wave record, but now has
                             arrangement/yes, i do have this arrangement now but did not
                             have it last time]
            33           4.  [[vol] disputes previous wave record, does not have
                             arrangement/no, i do not have such an arrangement now and
                             did not have it last time]
          3239           5.  [no/no, i don't have it anymore]
            57           8.  dk (don't know); na (not ascertained)
            18           9.  rf (refused)
          4900       blank.  inap (inapplicable); partial interview

t247m1                       who has durable power of attorney - 1

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m

         who has that authority, (that is, what is their relationship to you)?
         
         instr: select all that apply

         .................................................................................
          1813           3.  [spouse or partner/my spouse or partner]
          2456           4.  child, child-in law or grandchild
           364           5.  other relative
            97           6.  friend
            12           7.  physician or healthcare professional
             3           8.  minister, rabbi, priest or religious advisor
            12           9.  attorney
                        10.  social worker
            43          97.  other (specify)
            15          98.  dk (don't know); na (not ascertained)
            12          99.  rf (refused)
          8289       blank.  inap (inapplicable); partial interview

t247m2                       who has durable power of attorney - 2

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m

         who has that authority, (that is, what is their relationship to you)?
         
         instr: select all that apply

         .................................................................................
           128           3.  [spouse or partner/my spouse or partner]
           783           4.  child, child-in law or grandchild
           183           5.  other relative
            40           6.  friend
            10           7.  physician or healthcare professional
             2           8.  minister, rabbi, priest or religious advisor
             6           9.  attorney
             1          10.  social worker
            27          97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         11936       blank.  inap (inapplicable); partial interview

t247m3                       who has durable power of attorney - 3

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m

         who has that authority, (that is, what is their relationship to you)?
         
         instr: select all that apply

         .................................................................................
             6           3.  [spouse or partner/my spouse or partner]
            10           4.  child, child-in law or grandchild
            22           5.  other relative
                         6.  friend
             5           7.  physician or healthcare professional
                         8.  minister, rabbi, priest or religious advisor
             4           9.  attorney
                        10.  social worker
             9          97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         13060       blank.  inap (inapplicable); partial interview

t247m4                       who has durable power of attorney - 4

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t247m

         who has that authority, (that is, what is their relationship to you)?
         
         instr: select all that apply

         .................................................................................
                         3.  [spouse or partner/my spouse or partner]
                         4.  child, child-in law or grandchild
                         5.  other relative
             1           6.  friend
                         7.  physician or healthcare professional
             1           8.  minister, rabbi, priest or religious advisor
             1           9.  attorney
                        10.  social worker
                        97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         13113       blank.  inap (inapplicable); partial interview

t247m5                       who has durable power of attorney - 5

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t247m

         who has that authority, (that is, what is their relationship to you)?
         
         instr: select all that apply

         .................................................................................
                         3.  spouse or partner
                         4.  child, child-in law or grandchild
                         5.  other relative
                         6.  friend
                         7.  physician or healthcare professional
                         8.  minister, rabbi, priest or religious advisor
                         9.  attorney
                        10.  social worker
                        97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         13116       blank.  inap (inapplicable); partial interview

t248m1                       durable power - which child - 1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[1]

         (which child was that?)
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply
         
         web-administered text:
         which child was that?
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply

         .................................................................................
          2890                 041-990.  other person number
             5                     992.  deceased child
           269                     993.  all children equally
            20                     997.  other (specify)
            12                     998.  dk (don't know); na (not ascertained)
             4                     999.  rf (refused)
          9916                   blank.  inap (inapplicable); partial interview

t248m2                       durable power - which child - 2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[2]

         (which child was that?)
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply
         
         web-administered text:
         which child was that?
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply

         .................................................................................
           906                 041-990.  other person number
                                   992.  deceased child
             4                     993.  all children equally
            31                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12175                   blank.  inap (inapplicable); partial interview

t248m3                       durable power - which child - 3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[3]

         (which child was that?)
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply
         
         web-administered text:
         which child was that?
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply

         .................................................................................
           146                 041-990.  other person number
                                   992.  deceased child
             6                     993.  all children equally
             9                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         12955                   blank.  inap (inapplicable); partial interview

t248m4                       durable power - which child - 4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[4]

         (which child was that?)
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply
         
         web-administered text:
         which child was that?
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply

         .................................................................................
            24                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
             2                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13090                   blank.  inap (inapplicable); partial interview

t248m5                       durable power - which child - 5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[5]

         (which child was that?)
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply
         
         web-administered text:
         which child was that?
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply

         .................................................................................
             7                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
                                   997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13109                   blank.  inap (inapplicable); partial interview

t248m6                       durable power - which child - 6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[6]

         (which child was that?)
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply
         
         web-administered text:
         which child was that?
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply

         .................................................................................
             1                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
             1                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13114                   blank.  inap (inapplicable); partial interview

t248m7                       durable power - which child - 7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[7]

         (which child was that?)
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply
         
         web-administered text:
         which child was that?
                 
         instr:  if grandchild: (which child is the parent of that grandchild?)
                 
         instr:  select all that apply

         .................................................................................
                               041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
                                   997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         13116                   blank.  inap (inapplicable); partial interview

t250                         r has written living will

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t250_

         [have you provided written instructions about the care or medical treatment that
         you want to receive if you cannot make those decisions yourself?/last time we
         spoke with you, in [prev wave month, year] you told us that you have written
         instructions about the care or medical treatment that you want to receive if you
         cannot make those decisions yourself.] this is sometimes called a "living will"
         or "physician orders for life sustaining treatment". [do you still have this
         arrangement in place?]
         
         instr: "physician orders for life sustaining treatment" are sometimes called
         polst.  another name for the same arrangement is molst which stands for "medical
         orders for life sustaining treatment".

         .................................................................................
            28          -8.  web non-response
          4387           1.  [yes/yes, i still have same arrangement]
            16           2.  [vol] yes, but arrangement has changed
             2           3.  [[vol]disputes previous wave record, but now has
                             arrangement/yes, i do have this arrangement now but did not
                             have it last time]
            36           4.  [[vol] disputes previous wave record, does not have
                             arrangement/no, i do not have such an arrangement now and
                             did not have it last time]
          3647           5.  [no/no, i don't have it anymore]
            78           8.  dk (don't know); na (not ascertained)
            22           9.  rf (refused)
          4900       blank.  inap (inapplicable); partial interview

t251                         living will contain limiting care

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t251_

         do these instructions express a desire to limit the care or medical treatment
         that you receive in certain situations?

         .................................................................................
            18          -8.  web non-response
          3907           1.  yes
           357           5.  no
           109           8.  dk (don't know); na (not ascertained)
            14           9.  rf (refused)
          8711       blank.  inap (inapplicable); partial interview

t254                         parents dpoa for healthcare - intro

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.t254_

         we are also interested in arrangements your [mother/father/parents] may have
         made regarding [her/his/their] future medical care.
         
         instr: select "1" to continue.
         
         web-administered text:
         we are also interested in arrangements your [mother/father/parents] may have
         made regarding [her/his/their] future medical care.
         
         instr: select "next" to continue.

         .................................................................................
            40          -8.  web non-response
           173           1.  continue
         12903       blank.  inap (inapplicable); partial interview

t255                         mother have dpoa for healthcare

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.t255_

         [has your mother made any legal arrangements for a specific person or persons to
         make decisions about her care or medical treatment if she cannot make those
         decisions herself? this is sometimes called a "durable power of attorney for
         health care"./does your mother have a durable power of attorney for health
         care?]

         .................................................................................
             1          -8.  web non-response
           132           1.  yes
            26           5.  no
            17           8.  dk (don't know); na (not ascertained)
             1           9.  rf (refused)
         12939       blank.  inap (inapplicable); partial interview

t256m1                       who is mother's dpoa for healthcare - 1

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t256_

         who is that -- what is that person's relationship to your mother?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your mother? 
         
         instr: select all that apply.

         .................................................................................
             6           1.  [mother's spouse/partner/her spouse or partner]
            73           2.  [child - r/me]
            44           3.  [child - sibling of r/one of my siblings]
             7           4.  other person
             1           8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         12985       blank.  inap (inapplicable); partial interview

t256m2                       who is mother's dpoa for healthcare - 2

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t256_

         who is that -- what is that person's relationship to your mother?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your mother? 
         
         instr: select all that apply.

         .................................................................................
             2           1.  [mother's spouse/partner/her spouse or partner]
             7           2.  [child - r/me]
            21           3.  [child - sibling of r/one of my siblings]
             2           4.  other person
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13084       blank.  inap (inapplicable); partial interview

t256m3                       who is mother's dpoa for healthcare - 3

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t256_

         who is that -- what is that person's relationship to your mother?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your mother? 
         
         instr: select all that apply.

         .................................................................................
                         1.  [mother's spouse/partner/her spouse or partner]
                         2.  [child - r/me]
             1           3.  [child - sibling of r/one of my siblings]
                         4.  other person
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13115       blank.  inap (inapplicable); partial interview

t256m4                       who is mother's dpoa for healthcare - 4

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t256_

         who is that -- what is that person's relationship to your mother?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your mother? 
         
         instr: select all that apply.

         .................................................................................
                         1.  [mother's spouse/partner/her spouse or partner]
                         2.  [child - r/me]
                         3.  [child - sibling of r/one of my siblings]
                         4.  other person
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13116       blank.  inap (inapplicable); partial interview

t257                         father have dpoa for healthcare

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.t257_

         [has your father made any legal arrangements for a specific person or persons to
         make decisions about his care or medical treatment if he cannot make those
         decisions himself? this is sometimes called a "durable power of attorney for
         health care"./does your father have a durable power of attorney for health
         care?]

         .................................................................................
             2          -8.  web non-response
            36           1.  yes
            11           5.  no
            12           8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13055       blank.  inap (inapplicable); partial interview

t258m1                       who is father's dpoa for healthcare - 1

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t258_

         who is that -- what is that person's relationship to your father?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your father? 
         
         instr: check all that apply.

         .................................................................................
             4           1.  [father's spouse/partner/his spouse or partner]
            14           2.  [child - r/me]
            15           3.  [child - sibling of r/one of my siblings]
             3           4.  other person
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13080       blank.  inap (inapplicable); partial interview

t258m2                       who is father's dpoa for healthcare - 2

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t258_

         who is that -- what is that person's relationship to your father?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your father? 
         
         instr: check all that apply.

         .................................................................................
                         1.  [father's spouse/partner/his spouse or partner]
             5           2.  [child - r/me]
             7           3.  [child - sibling of r/one of my siblings]
                         4.  other person
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13104       blank.  inap (inapplicable); partial interview

t258m3                       who is father's dpoa for healthcare - 3

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t258_

         who is that -- what is that person's relationship to your father?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your father? 
         
         instr: check all that apply.

         .................................................................................
                         1.  [father's spouse/partner/his spouse or partner]
             1           2.  [child - r/me]
                         3.  [child - sibling of r/one of my siblings]
                         4.  other person
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13115       blank.  inap (inapplicable); partial interview

t258m4                       who is father's dpoa for healthcare - 4

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t258_

         who is that -- what is that person's relationship to your father?
         
         instr: check all that apply.
         
         instr: if r says "child", probe to determine whether that child is the
         respondent or respondent's sibling or both.
         
         web-administered text:
         who is that -- what is that person's relationship to your father? 
         
         instr: check all that apply.

         .................................................................................
                         1.  [father's spouse/partner/his spouse or partner]
                         2.  [child - r/me]
                         3.  [child - sibling of r/one of my siblings]
                         4.  other person
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         13116       blank.  inap (inapplicable); partial interview

t047                         assist section t - wills and trusts

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t047_assistt

         instr: how often did r receive assistance with answers in section t - wills and
         trusts?

         user note:  interviewer-administered item.

         .................................................................................
         11165           1.  never
           211           2.  a few times
           134           3.  most or all of the time
            23           4.  the section was done by a proxy reporter
          1583       blank.  inap (inapplicable); partial interview

tmode                        ending mode - section t

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         user note:  this variable identifies the mode at completion of this section.

         .................................................................................
          5681           1.  phone
          5856           2.  ftf
          1261           3.  web
           194           4.  web-small
           124       blank.  inap (inapplicable); partial interview

vdate                        2022 data model version

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         user note: this variable identifies which data model was used to interview the
         household. please reference the data description for a summary of changes in
         each data model.

         .................................................................................
          2155           1.  version 1
          2035           2.  version 2
          1184           3.  version 3
           450           4.  version 4
          1439           5.  version 5
          5853           6.  version 6

version                      2022 data release version

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
         13116           1.  hrs 2022 early release - february 2024