section t: wills and life insurance (respondent)

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hhid                          household identification number

         section: t     level: respondent      type: character  width: 6   decimals: 0

         .................................................................................
         18747           000003-959738.  household identification number

pn                            respondent person identification number

         section: t     level: respondent      type: character  width: 3   decimals: 0

         .................................................................................
         10202         010.  person identifier
           714         011.  person identifier
            34         012.  person identifier
          6106         020.  person identifier
           208         021.  person identifier
            16         022.  person identifier
             1         023.  person identifier
           511         030.  person identifier
            45         031.  person identifier
             7         032.  person identifier
             2         033.  person identifier
           836         040.  person identifier
            57         041.  person identifier
             7         042.  person identifier
             1         043.  person identifier

subhh                        2014 sub household identification number

         section: t     level: respondent      type: character  width: 1   decimals: 0

         .................................................................................
         17037           0.  original sample household - no split from divorce or
                             separation of spouses or partners
           850           1.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
           669           2.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
            64           5.  split household - one half of couple from subhh 1 or 2
             8           6.  split household - one half of couple from subhh 1 or 2
           118           7.  reunited household - respondents from split household
                             reunite
             1           8.  split household - one half of couple from subhh 1 or 2

nsubhh                        2012 sub household identification number

         section: t     level: respondent      type: character  width: 1   decimals: 0

         .................................................................................
         17309           0.  original sample household - no split from divorce or
                             separation of spouses or partners
           707           1.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
           578           2.  split household - one half of couple from subhh 0 and new
                             spouse or partner, if any
            57           5.  split household - one half of couple from subhh 1 or 2
             7           6.  split household - one half of couple from subhh 1 or 2
            88           7.  reunited household - respondents from split household
                             reunite
             1           8.  split household - one half of couple from subhh 1 or 2

pn_sp                        2014 spouse/partner person number

         section: t     level: respondent      type: character  width: 3   decimals: 0

         .................................................................................
          5159         010.  person identifier
           525         011.  person identifier
            24         012.  person identifier
          4656         020.  person identifier
           174         021.  person identifier
            11         022.  person identifier
             1         023.  person identifier
           323         030.  person identifier
            27         031.  person identifier
             4         032.  person identifier
             2         033.  person identifier
           558         040.  person identifier
            40         041.  person identifier
             4         042.  person identifier
             1         043.  person identifier
            31         811.  spouse of non-original respondent
             2         812.  spouse of non-original respondent
             2         820.  spouse of non-original respondent
             9         821.  spouse of non-original respondent
             1         822.  spouse of non-original respondent
             3         831.  spouse of non-original respondent
             1         832.  spouse of non-original respondent
             4         841.  spouse of non-original respondent
             1         842.  spouse of non-original respondent
          7184       blank.  single respondent household

csr                          2014 whether coversheet respondent

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
         13238           1.  yes
            32           3.  2nd coverscreen  r, answers not retained
          5477           5.  no

famr                         2014 whether family respondent

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
         13073           1.  family r
            23           3.  2nd family r, answers not retained
          5651           5.  non-family r

finr                         2014 whether financial respondent

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
         13098           1.  financial r
            24           3.  2nd financial r, answers not retained
          5625           5.  non-financial r

t001                         does r have valid will

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.wills.t001_

         do you currently have a will that is written and witnessed?

         .................................................................................
          8418           1.  yes, will
            78           2.  [vol] yes, will and trust
           117           3.  [vol] no will, but have trust
          9958           5.  no will
            60           8.  dk (don't know); na (not ascertained)
            54           9.  rf (refused)
            62       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.wills.t001_ 

         if not ((sect.wills.t001_ = nowill) or sect.wills.t001_ = nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t002                         did r make family provisions in will

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.wills.t002_

         have you made provisions in your [will/will or trust/trust] for any family
         members [other than your [husband/wife/partner]]?

         .................................................................................
          7554           1.  yes
           975           5.  no
            42           8.  dk (don't know); na (not ascertained)
            42           9.  rf (refused)
         10134       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.wills.t002_ 

         if not ((sect.wills.t002_ = no) or sect.wills.t002_ = nonresponse) then 

         if piinita101_totalkids > 0 then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t003                         r will include children/stepchildren

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.wills.t003_

         does that include any of your children or step-children?

         .................................................................................
          6877           1.  yes
           211           5.  no
             8           8.  dk (don't know); na (not ascertained)
            12           9.  rf (refused)
         11639       blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m1                       which child is included in will -1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[1]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
          3010                 041-990.  other person number
          1179                     993.  all children equally
          2626                     996.  all children - "equally" not mentioned
            12                     998.  dk (don't know); na (not ascertained)
            49                     999.  rf (refused)
         11871                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m2                       which child is included in will -2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[2]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
          1797                 041-990.  other person number
             1                     993.  all children equally
             2                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         16947                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m3                       which child is included in will -3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[3]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
           653                 041-990.  other person number
             3                     993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18091                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m4                       which child is included in will -4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[4]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
           239                 041-990.  other person number
             2                     993.  all children equally
             1                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18505                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m5                       which child is included in will -5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[5]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
            77                 041-990.  other person number
             1                     993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18669                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m6                       which child is included in will -6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[6]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
            29                 041-990.  other person number
                                   993.  all children equally
             1                     996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18717                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m7                       which child is included in will -7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[7]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
             9                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18738                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m8                       which child is included in will -8

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[8]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
             3                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18744                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m9                       which child is included in will -9

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[9]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
             2                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18745                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m10                      which child is included in will -10

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[10]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
             1                 041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18746                   blank.  inap (inapplicable); partial interview

构造变量

         if (t003_ <> no) and t003_ <> nonresponse then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t004m11                      which child is included in will -11

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t004_[11]

         (which child is that?)
         
         iwer: choose all that apply. if only one child appears, select and move on

         .................................................................................
                               041-990.  other person number
                                   993.  all children equally
                                   996.  all children - "equally" not mentioned
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18747                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.wills.t050_t004mtemp 

         if not (p93 in sect.wills.t050_t004mtemp) and ((t050_t004mtemp.cardinal > 1) or 
         ((t050_t004mtemp.cardinal = 1) and (p96 in sect.wills.t050_t004mtemp))) then 

         if piinita101_totalkids > 1 then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t005                         will provide for all children equally

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.wills.t005_

         does that document provide for all your children about equally?

         .................................................................................
          4073           1.  yes
           324           5.  no
             9           8.  dk (don't know); na (not ascertained)
             6           9.  rf (refused)
         14335       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.wills.t002_ 

         if not ((sect.wills.t002_ = no) or sect.wills.t002_ = nonresponse) then 

         if (pie046orz114_numgkids > 0) and (pie046orz114_numgkids <> 95) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t006                         r will include grandchildren

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.wills.t006_

         does that document include any grandchild directly?

         .................................................................................
          1007           1.  yes
            86           2.  [vol] only through their parents
          4778           5.  no
            38           8.  dk (don't know); na (not ascertained)
            22           9.  rf (refused)
         12816       blank.  inap (inapplicable); partial interview

构造变量

         if not ((t006_ = no) or t006_ = nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t007m1                       will include which grandchild - 1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[1]

         which of your children is the parent of that grandchild?
         
         iwer: choose all that apply

         .................................................................................
           872                 041-990.  other person number
            25                     992.  deceased child
           179                     993.  all children
            11                     998.  dk (don't know); na (not ascertained)
             6                     999.  rf (refused)
         17654                   blank.  inap (inapplicable); partial interview

构造变量

         if not ((t006_ = no) or t006_ = nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t007m2                       will include which grandchild - 2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[2]

         which of your children is the parent of that grandchild?
         
         iwer: choose all that apply

         .................................................................................
           216                 041-990.  other person number
             1                     992.  deceased child
             1                     993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18529                   blank.  inap (inapplicable); partial interview

构造变量

         if not ((t006_ = no) or t006_ = nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t007m3                       will include which grandchild - 3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[3]

         which of your children is the parent of that grandchild?
         
         iwer: choose all that apply

         .................................................................................
            50                 041-990.  other person number
             1                     992.  deceased child
             1                     993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18695                   blank.  inap (inapplicable); partial interview

构造变量

         if not ((t006_ = no) or t006_ = nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t007m4                       will include which grandchild - 4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[4]

         which of your children is the parent of that grandchild?
         
         iwer: choose all that apply

         .................................................................................
            12                 041-990.  other person number
             1                     992.  deceased child
                                   993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18734                   blank.  inap (inapplicable); partial interview

构造变量

         if not ((t006_ = no) or t006_ = nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t007m5                       will include which grandchild - 5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[5]

         which of your children is the parent of that grandchild?
         
         iwer: choose all that apply

         .................................................................................
             4                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18743                   blank.  inap (inapplicable); partial interview

构造变量

         if not ((t006_ = no) or t006_ = nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t007m6                       will include which grandchild - 6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.wills.t007_[6]

         which of your children is the parent of that grandchild?
         
         iwer: choose all that apply

         .................................................................................
                               041-990.  other person number
                                   992.  deceased child
                                   993.  all children
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18747                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.wills.t002_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t008                         will provide for charity

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.wills.t008_

         have you made provisions for any charities in your will or trust?

         .................................................................................
           864           1.  yes
          7641           5.  no
            53           8.  dk (don't know); na (not ascertained)
            54           9.  rf (refused)
         10135       blank.  inap (inapplicable); partial interview

t011                         r have any life insurance

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t011_

         do you have any life insurance, including individual or group policies?
         
         iwer: do not include burial insurance

         .................................................................................
         10445           1.  yes
          8004           5.  no
           122           8.  dk (don't know); na (not ascertained)
           113           9.  rf (refused)
            63       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t011_ 

         if not ((sect.lifeinsurance.t011_ = no) or sect.lifeinsurance.t011_ = 
         nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t012                         number of diff life ins policies r has

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t012_

         how many different life insurance policies do you have?
         
         iwer: include individual policies, group policies, or paid-up policies if r
         asks.

         .................................................................................
          6401           1.  one
          2779           2.  two
           773           3.  three
           181           4.  four
           100           5.  five or more
           119           8.  dk (don't know); na (not ascertained)
            92           9.  rf (refused)
          8302       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t012_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t013                         face value of r life ins policies

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t013_

         [what/altogether, what] is the total face value of [this policy/these policies],
         that is, the amount of money the beneficiary would get if you were to die?
         
         iwer: do not probe dk/rf
         
         amount:

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
           8910        0    10000000     117874.82     276436.71    8302
         -----------------------------------------------------------------
           986    99999998.  dk (don't know); na (not ascertained)
           549    99999999.  rf (refused)

t014                         face value of r life ins -min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t014_

         does it amount to less than $____ , more than $____ , or what?
         
         procedures: 3up, 2up1down, 1up2down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         random entry points: $2,500, $25,000, $50,000
         entry point assignment 1 or 2 or {not 1 and not 2} at z087
         
         order of entry point assignments and procedures correspond

         .................................................................................
           797           0.  value of breakpoint
            27        2500.  value of breakpoint
           269        2501.  value of breakpoint
            52       25000.  value of breakpoint
           152       25001.  value of breakpoint
            36       50000.  value of breakpoint
           162       50001.  value of breakpoint
            12      250000.  value of breakpoint
            28      250001.  value of breakpoint
         17212       blank.  inap (inapplicable); partial interview

t015                         face value of r life ins - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t015_

         *

         .................................................................................
            69        2499.  value of breakpoint
            27        2500.  value of breakpoint
           256       24999.  value of breakpoint
            52       25000.  value of breakpoint
           152       49999.  value of breakpoint
            36       50000.  value of breakpoint
           139      249999.  value of breakpoint
            12      250000.  value of breakpoint
           792    99999996.  greater than maximum breakpoint
         17212       blank.  inap (inapplicable); partial interview

t016                         face value of r life ins - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t016_

         *

         .................................................................................
           353          98.  dk (don't know); na (not ascertained)
           467          99.  rf (refused)
         17927       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m1                       who are benefficiaries -1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[1]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
          2691                 041-990.  other person number
          5441                     991.  r's spouse/partner
             7                     992.  deceased child
          1234                     993.  all children
            38                     994.  all grandchildren
           275                     995.  r's sibling(s)
           521                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
            90                     998.  dk (don't know); na (not ascertained)
           148                     999.  rf (refused)
          8302                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m2                       who are benefficiaries -2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[2]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
          2299                 041-990.  other person number
           200                     991.  r's spouse/partner
             3                     992.  deceased child
           709                     993.  all children
            73                     994.  all grandchildren
            82                     995.  r's sibling(s)
           231                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
             2                     998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         15148                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m3                       who are benefficiaries -3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[3]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
           906                 041-990.  other person number
            98                     991.  r's spouse/partner
             1                     992.  deceased child
             2                     993.  all children
            27                     994.  all grandchildren
            18                     995.  r's sibling(s)
            50                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         17645                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m4                       who are benefficiaries -4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[4]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
           250                 041-990.  other person number
            19                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
             9                     994.  all grandchildren
             2                     995.  r's sibling(s)
            10                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18457                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m5                       who are benefficiaries -5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[5]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
            69                 041-990.  other person number
            12                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
             2                     994.  all grandchildren
             1                     995.  r's sibling(s)
             6                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18657                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m6                       who are benefficiaries -6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[6]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
            23                 041-990.  other person number
             1                     991.  r's spouse/partner
             1                     992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   995.  r's sibling(s)
             4                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18718                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m7                       who are benefficiaries -7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[7]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
             3                 041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   995.  r's sibling(s)
             1                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18743                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m8                       who are benefficiaries -8

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[8]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
             1                 041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   995.  r's sibling(s)
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18746                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t013_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t017m9                       who are benefficiaries -9

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t017_[9]

         who are the beneficiaries of [this policy/these policies]?
         
         iwer: choose all that apply

         .................................................................................
                               041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   995.  r's sibling(s)
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18747                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t052_t017mtemp 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t018                         r have whole/straight life ins policies

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t018_

         [is this a life insurance policy that builds/are any of these life insurance
         policies ones that build] up a cash value that you can borrow against, or that
         you would receive if the policy were to be cancelled?
         
         def: (these are sometimes called 'whole life' or 'straight life policies.')

         .................................................................................
          4465           1.  yes
          5230           5.  no
           641           8.  dk (don't know); na (not ascertained)
           109           9.  rf (refused)
          8302       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t018_ 

         if sect.lifeinsurance.t018_ = yes then 

         if sect.lifeinsurance.t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t019                         how many whole/straight life ins policy

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t019_

         (how many such policies do you have?)

         .................................................................................
          1048           1.  one
           753           2.  two
           186           3.  three
            54           4.  four
            43           5.  five or more
            22           8.  dk (don't know); na (not ascertained)
            32           9.  rf (refused)
         16609       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t019_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t020                         curr face value of whole life ins policy

         section: t     level: respondent      type: numeric    width: 7   decimals: 0
         ref: sect.lifeinsurance.t020_

         what is the current face value of [these policies/this policy]?
         
         iwer: do not probe dk/rf
         
         amount:

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
           1603        0     4000000      86082.42     205496.75   16610
         -----------------------------------------------------------------
           388     9999998.  dk (don't know); na (not ascertained)
           146     9999999.  rf (refused)

t021                         curr face value of life ins - min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t021_

         does it amount to less than $____ , more than $____ , or what?
         
         procedures: 3up, 2up1down, 1up2down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         random entry points: $2,500, $25,000, $50,000
         entry point assignment 1 or 2 or {not 1 and not 2} at z087
         
         order of entry point assignments and procedures correspond

         .................................................................................
           242           0.  value of breakpoint
            10        2500.  value of breakpoint
           120        2501.  value of breakpoint
            14       25000.  value of breakpoint
            68       25001.  value of breakpoint
             9       50000.  value of breakpoint
            65       50001.  value of breakpoint
             1      250000.  value of breakpoint
             5      250001.  value of breakpoint
         18213       blank.  inap (inapplicable); partial interview

t022                         curr face value of life ins - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t022_

         *

         .................................................................................
            33        2499.  value of breakpoint
            10        2500.  value of breakpoint
           120       24999.  value of breakpoint
            14       25000.  value of breakpoint
            68       49999.  value of breakpoint
             9       50000.  value of breakpoint
            56      249999.  value of breakpoint
             1      250000.  value of breakpoint
           223    99999996.  greater than maximum breakpoint
         18213       blank.  inap (inapplicable); partial interview

t023                         curr face value of life ins - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t023_

         *

         .................................................................................
            97          98.  dk (don't know); na (not ascertained)
           136          99.  rf (refused)
         18514       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t018_ 

         if sect.lifeinsurance.t018_ = yes then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t024                         total amt r pay for life ins policies

         section: t     level: respondent      type: numeric    width: 5   decimals: 0
         ref: sect.lifeinsurance.t024_

         (altogether,) about how much in total do you pay for [these policies/this
         policy] each month or year?
         
         iwer: enter 0 if paid up or no premium payments
         
         amount:
         
         per:

         .................................................................................
          3986                 0-80000.  actual value
           342                   99998.  dk (don't know); na (not ascertained)
           137                   99999.  rf (refused)
         14282                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t024_ 

         if (sect.lifeinsurance.t024_ > 0) and (sect.lifeinsurance.t024_ = response) 
         then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t025                         total amt r pay for life ins polic - per

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t025_

         (altogether, about how much in total do you pay for [these policies/this policy]
         each month or year?)
         
         amount: [total amt r pay for life ins policies]
         
         per:

         .................................................................................
          2273           1.  month
           867           2.  year
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
         15607       blank.  inap (inapplicable); partial interview

t026                         total amt r pay for life ins polic - min

         section: t     level: respondent      type: numeric    width: 3   decimals: 0
         ref: sect.lifeinsurance.t026_

         does it amount to less than $____ per month, more than $____ per month, or what?
         
         procedures: 2up2down, 1up3down
         breakpoints: $20, $50, $100, $200, $400
         random entry points: $100, $200
         entry point assignment 1 or {not 1} at x501
         
         order of entry point assignments and procedures correspond

         .................................................................................
           139           0.  value of breakpoint
             4          20.  value of breakpoint
            18          21.  value of breakpoint
            13          50.  value of breakpoint
            52          51.  value of breakpoint
            17         100.  value of breakpoint
           164         101.  value of breakpoint
            10         200.  value of breakpoint
            32         201.  value of breakpoint
             3         400.  value of breakpoint
            27         401.  value of breakpoint
         18268       blank.  inap (inapplicable); partial interview

t027                         total amt r pay for life ins polic - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t027_

         *

         .................................................................................
             7          19.  value of breakpoint
             4          20.  value of breakpoint
            22          49.  value of breakpoint
            13          50.  value of breakpoint
            64          99.  value of breakpoint
            17         100.  value of breakpoint
            49         199.  value of breakpoint
            10         200.  value of breakpoint
            28         399.  value of breakpoint
             3         400.  value of breakpoint
           262    99999996.  greater than maximum breakpoint
         18268       blank.  inap (inapplicable); partial interview

t028                         total amt pay life insurance - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t028_

         *

         .................................................................................
           131          98.  dk (don't know); na (not ascertained)
           126          99.  rf (refused)
         18490       blank.  inap (inapplicable); partial interview

构造变量

         if t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t029m1                       who are beneficiaries of these ins - 1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[1]

         who are the beneficiaries of [these policies/this policy]?
         
         iwer: choose all that apply

         .................................................................................
           547                 041-990.  other person number
          1126                     991.  r's spouse/partner
             1                     992.  deceased child
           264                     993.  all children
            10                     994.  all grandchildren
            47                     995.  r's sibling(s)
           101                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
            11                     998.  dk (don't know); na (not ascertained)
            30                     999.  rf (refused)
         16610                   blank.  inap (inapplicable); partial interview

构造变量

         if t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t029m2                       who are beneficiaries of these ins - 2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[2]

         who are the beneficiaries of [these policies/this policy]?
         
         iwer: choose all that apply

         .................................................................................
           448                 041-990.  other person number
            60                     991.  r's spouse/partner
             1                     992.  deceased child
           201                     993.  all children
            27                     994.  all grandchildren
            14                     995.  r's sibling(s)
            47                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         17949                   blank.  inap (inapplicable); partial interview

构造变量

         if t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t029m3                       who are beneficiaries of these ins - 3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[3]

         who are the beneficiaries of [these policies/this policy]?
         
         iwer: choose all that apply

         .................................................................................
           172                 041-990.  other person number
            31                     991.  r's spouse/partner
             1                     992.  deceased child
                                   993.  all children
             7                     994.  all grandchildren
             3                     995.  r's sibling(s)
            16                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18517                   blank.  inap (inapplicable); partial interview

构造变量

         if t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t029m4                       who are beneficiaries of these ins - 4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[4]

         who are the beneficiaries of [these policies/this policy]?
         
         iwer: choose all that apply

         .................................................................................
            48                 041-990.  other person number
            11                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
             2                     994.  all grandchildren
                                   995.  r's sibling(s)
             2                     997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18684                   blank.  inap (inapplicable); partial interview

构造变量

         if t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t029m5                       who are beneficiaries of these ins - 5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[5]

         who are the beneficiaries of [these policies/this policy]?
         
         iwer: choose all that apply

         .................................................................................
            11                 041-990.  other person number
             2                     991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   995.  r's sibling(s)
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18734                   blank.  inap (inapplicable); partial interview

构造变量

         if t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t029m6                       who are beneficiaries of these ins - 6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[6]

         who are the beneficiaries of [these policies/this policy]?
         
         iwer: choose all that apply

         .................................................................................
             5                 041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   995.  r's sibling(s)
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18742                   blank.  inap (inapplicable); partial interview

构造变量

         if t012_ <> one then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t029m7                       who are beneficiaries of these ins - 7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t029_[7]

         who are the beneficiaries of [these policies/this policy]?
         
         iwer: choose all that apply

         .................................................................................
                               041-990.  other person number
                                   991.  r's spouse/partner
                                   992.  deceased child
                                   993.  all children
                                   994.  all grandchildren
                                   995.  r's sibling(s)
                                   997.  other (specify); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18747                   blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t018_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t031                         last wave obtain new life insurance

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t031_

         [since [prev wave iw month], [prev wave iw year]/in the last two years], have
         you obtained any new life insurance policies?

         .................................................................................
           574           1.  yes
          9827           5.  no
            26           8.  dk (don't know); na (not ascertained)
            23           9.  rf (refused)
          8297       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t031_ 

         if not ((sect.lifeinsurance.t031_ = no) or sect.lifeinsurance.t031_ = 
         nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t032                         face value new life insurance

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t032_

         what is the total face value of (this policy/all of these policies)?
         
         iwer: do not probe dk/rf
         
         amount:

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
            508        0    10000000     116113.29     468490.70   18173
         -----------------------------------------------------------------
            40    99999998.  dk (don't know); na (not ascertained)
            26    99999999.  rf (refused)

t033                         face value new life insurance - min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t033_

         does it amount to less than $____ , more than $____ , or what?
         
         procedure: 2up1down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         entry point: $25,000

         .................................................................................
            42           0.  value of breakpoint
             1        2500.  value of breakpoint
             6        2501.  value of breakpoint
             2       25000.  value of breakpoint
             5       25001.  value of breakpoint
             2       50000.  value of breakpoint
             6       50001.  value of breakpoint
             1      250001.  value of breakpoint
         18682       blank.  inap (inapplicable); partial interview

t034                         face value new life insurance - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t034_

         *

         .................................................................................
             3        2499.  value of breakpoint
             1        2500.  value of breakpoint
             6       24999.  value of breakpoint
             2       25000.  value of breakpoint
             2       49999.  value of breakpoint
             2       50000.  value of breakpoint
             6      249999.  value of breakpoint
            43    99999996.  greater than maximum breakpoint
         18682       blank.  inap (inapplicable); partial interview

t035                         face value new life insurance - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t035_

         *

         .................................................................................
             1          97.  data not available
            20          98.  dk (don't know); na (not ascertained)
            22          99.  rf (refused)
         18704       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t011_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t036                         r life ins policy lapse since last wave

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t036_

         [since [prev wave iw month], [prev wave iw year]/in the last two years], have
         you allowed any life insurance policies to lapse or have any been cancelled?

         .................................................................................
           979           1.  yes
         17545           5.  no
            75           8.  dk (don't know); na (not ascertained)
            85           9.  rf (refused)
            63       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t036_ 

         if not ((sect.lifeinsurance.t036_ = no) or sect.lifeinsurance.t036_ = 
         nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t037                         face val lapsed life ins p0licy

         section: t     level: respondent      type: numeric    width: 7   decimals: 0
         ref: sect.lifeinsurance.t037_

         what was the total face value of (this policy/all of these policies)?
         
         iwer: do not probe dk/rf
         
         amount:

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
            828        0     5000000     106332.20     296212.22   17768
         -----------------------------------------------------------------
           129     9999998.  dk (don't know); na (not ascertained)
            22     9999999.  rf (refused)

t038                         face val lapsed life ins p0licy - min

         section: t     level: respondent      type: numeric    width: 6   decimals: 0
         ref: sect.lifeinsurance.t038_

         does it amount to less than $____ , more than $____ , or what?
         
         procedure: 1up2down
         breakpoints: $2,500, $25,000, $50,000, $250,000
         entry point: $50,000

         .................................................................................
            66           0.  value of breakpoint
            11        2500.  value of breakpoint
            25        2501.  value of breakpoint
            11       25000.  value of breakpoint
            10       25001.  value of breakpoint
             7       50000.  value of breakpoint
            19       50001.  value of breakpoint
             1      250000.  value of breakpoint
         18597       blank.  inap (inapplicable); partial interview

t039                         face val lapsed life ins p0licy - max

         section: t     level: respondent      type: numeric    width: 8   decimals: 0
         ref: sect.lifeinsurance.t039_

         *

         .................................................................................
             9        2499.  value of breakpoint
            11        2500.  value of breakpoint
            27       24999.  value of breakpoint
            11       25000.  value of breakpoint
            15       49999.  value of breakpoint
             7       50000.  value of breakpoint
            14      249999.  value of breakpoint
             1      250000.  value of breakpoint
            55    99999996.  greater than maximum breakpoint
         18597       blank.  inap (inapplicable); partial interview

t040                         face val lapsed life ins p0licy - result

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t040_

         *

         .................................................................................
             1          97.  data not available
            45          98.  dk (don't know); na (not ascertained)
            17          99.  rf (refused)
         18684       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t037_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t041                         who let life ins policy lapse

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t041_

         was this lapse or cancellation something you chose to do, or was it done by the
         provider, your employer, or someone else?

         .................................................................................
           644           1.  r's choice
           323           2.  provider/employer/someone else choice
            10           8.  dk (don't know); na (not ascertained)
             2           9.  rf (refused)
         17768       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t041_ 

         if sect.lifeinsurance.t041_ <> proverempelsechose then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t042                         why let life ins policy lapse

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t042_

         was it because the policy was too expensive, because you did not need the
         coverage or some other reason?

         .................................................................................
           371           1.  too expensive
           130           2.  coverage not needed
            18           3.  r got new policy
            22           4.  take the cash out
            15           5.  coverage connected with job, or r moved
            85           7.  other (specify); general or specific dissatisfaction with
                             plan
             7           8.  dk (don't know); na (not ascertained)
             8           9.  rf (refused)
         18091       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t042_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t043                         r recd cash after policy cancel or lapse

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t043_

         did you receive any cash when the policy was cancelled or allowed to lapse?

         .................................................................................
           144           1.  yes
           505           5.  no
             6           8.  dk (don't know); na (not ascertained)
             1           9.  rf (refused)
         18091       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t043_ 

         if not ((sect.lifeinsurance.t043_ = no) or sect.lifeinsurance.t043_ = 
         nonresponse) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t044                         amt recd after r policy cancel or lapse

         section: t     level: respondent      type: numeric    width: 7   decimals: 0
         ref: sect.lifeinsurance.t044_

         about how much cash did you receive?
         
         amount:

         .................................................................................

         -----------------------------------------------------------------
              n      min         max          mean            sd    miss
            122        1      140000       7128.29      14681.32   18602
         -----------------------------------------------------------------
            11     9999998.  dk (don't know); na (not ascertained)
            12     9999999.  rf (refused)

构造变量

         {previous ask} sect.lifeinsurance.t036_ 

         if pisecacontinuinterviewa019_rage >= 65 then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t252                         intro to medical care/treatment arrangements

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t252_

         now we would like to ask you some questions about healthcare decisions that
         might need to be made for you in the future, if you are unable to make them
         yourself.
         
         iwer: press 1 to continue.

         .................................................................................
         10335           1.  continue
                         8.  dk (don't know); na (not ascertained)
                         9.  rf (refused)
          8412       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t036_ 

         if pisecacontinuinterviewa019_rage >= 65 then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t245                         ever discussed medical care with anyone

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t245_

         people sometimes make plans about the types of care or medical treatment they
         would want or not want, if they were to become seriously ill.
         
         have you ever discussed with anyone the care or medical treatment you would want
         to receive if you were to become seriously ill in the future?

         .................................................................................
          2017           1.  yes
          2978           5.  no
            24           8.  dk (don't know); na (not ascertained)
            17           9.  rf (refused)
         13711       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t252_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t246                         assign durable power of attorney

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t246_

         if proxy iw or r did not report having dpoa in prior wave (z275_carearrangements
         = 2 or 5):
         have you made any legal arrangements for a specific person or persons to make
         decisions about your care or medical treatment if you can not make those
         decisions yourself? this is sometimes called a "durable power of attorney for
         health care".
         
         otherwise:
         last time we spoke with you, in [prev wave month, year] you told us that you
         have a legal arrangement for a specific person or persons to make decisions
         about your care or medical treatment if you cannot make those
         decisions yourself. this is sometimes called a 'durable power of attorney for
         health care'.
         
         do you still have this arrangement in place?

         .................................................................................
          5624           1.  yes
            24           2.  [vol] yes, but arrangement has changed
                         3.  [vol] disputes previous wave record, but now has arrangement
            37           4.  [vol] disputes previous wave record, does not have
                             arrangement
          4544           5.  no
            83           8.  dk (don't know); na (not ascertained)
            23           9.  rf (refused)
          8412       blank.  inap (inapplicable); partial interview

构造变量

         if t246_ in [yes, yesbutarranchanged, disputpwrecordhasarran] then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t247m1                       who has durable power of attorney -1

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m[1]

         who has that authority, (that is, what is their relationship to you)?
         
         iwer: choose all that apply

         .................................................................................
          1840           3.  spouse/partner
          3244           4.  child/child-in-law/grandchild
           338           5.  other relative
            93           6.  friend
            12           7.  physician/healthcare professional
             5           8.  minister/rabbi/priest/religious advisor
            19           9.  attorney
             1          10.  social worker
            37          97.  other (specify)
            21          98.  dk (don't know); na (not ascertained)
            38          99.  rf (refused)
         13099       blank.  inap (inapplicable); partial interview

构造变量

         if t246_ in [yes, yesbutarranchanged, disputpwrecordhasarran] then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t247m2                       who has durable power of attorney -2

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m[2]

         who has that authority, (that is, what is their relationship to you)?
         
         iwer: choose all that apply

         .................................................................................
            93           3.  spouse/partner
           782           4.  child/child-in-law/grandchild
           139           5.  other relative
            37           6.  friend
            12           7.  physician/healthcare professional
             3           8.  minister/rabbi/priest/religious advisor
            10           9.  attorney
                        10.  social worker
            18          97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         17653       blank.  inap (inapplicable); partial interview

构造变量

         if t246_ in [yes, yesbutarranchanged, disputpwrecordhasarran] then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t247m3                       who has durable power of attorney -3

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m[3]

         who has that authority, (that is, what is their relationship to you)?
         
         iwer: choose all that apply

         .................................................................................
             1           3.  spouse/partner
             6           4.  child/child-in-law/grandchild
            10           5.  other relative
                         6.  friend
             2           7.  physician/healthcare professional
                         8.  minister/rabbi/priest/religious advisor
                         9.  attorney
                        10.  social worker
             2          97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         18726       blank.  inap (inapplicable); partial interview

构造变量

         if t246_ in [yes, yesbutarranchanged, disputpwrecordhasarran] then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t247m4                       who has durable power of attorney -4

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m[4]

         who has that authority, (that is, what is their relationship to you)?
         
         iwer: choose all that apply

         .................................................................................
                         3.  spouse/partner
                         4.  child/child-in-law/grandchild
                         5.  other relative
                         6.  friend
                         7.  physician/healthcare professional
                         8.  minister/rabbi/priest/religious advisor
                         9.  attorney
                        10.  social worker
             1          97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         18746       blank.  inap (inapplicable); partial interview

构造变量

         if t246_ in [yes, yesbutarranchanged, disputpwrecordhasarran] then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t247m5                       who has durable power of attorney -5

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t247m[5]

         who has that authority, (that is, what is their relationship to you)?
         
         iwer: choose all that apply

         .................................................................................
                         3.  spouse/partner
                         4.  child/child-in-law/grandchild
                         5.  other relative
                         6.  friend
                         7.  physician/healthcare professional
                         8.  minister/rabbi/priest/religious advisor
                         9.  attorney
                        10.  social worker
                        97.  other (specify)
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         18747       blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m1                       durable power - which child -1

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[1]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
          3597                 041-990.  other person number
             3                     992.  deceased child
           349                     993.  all children equally
            48                     997.  other (specify)
            19                     998.  dk (don't know); na (not ascertained)
            16                     999.  rf (refused)
         14715                   blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m2                       durable power - which child -2

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[2]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
          1017                 041-990.  other person number
                                   992.  deceased child
             7                     993.  all children equally
            51                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         17672                   blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m3                       durable power - which child -3

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[3]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
           140                 041-990.  other person number
             1                     992.  deceased child
                                   993.  all children equally
             7                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18599                   blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m4                       durable power - which child -4

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[4]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
            27                 041-990.  other person number
                                   992.  deceased child
             1                     993.  all children equally
             2                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18717                   blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m5                       durable power - which child -5

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[5]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
             3                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
             2                     997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18742                   blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m6                       durable power - which child -6

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[6]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
             3                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
                                   997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18744                   blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m7                       durable power - which child -7

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[7]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
             1                 041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
                                   997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18746                   blank.  inap (inapplicable); partial interview

构造变量

         if childchildlaw in t247m then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t248m8                       durable power - which child -8

         section: t     level: respondent      type: character  width: 3   decimals: 0
         ref: sect.lifeinsurance.t248_[8]

         (which child was that?)
         
         iwer:  if grandchild: (which child is the parent of that grandchild?)
         
         iwer:  choose all that apply

         .................................................................................
                               041-990.  other person number
                                   992.  deceased child
                                   993.  all children equally
                                   997.  other (specify)
                                   998.  dk (don't know); na (not ascertained)
                                   999.  rf (refused)
         18747                   blank.  inap (inapplicable); partial interview

构造变量

         if (p97 in t066_t248mtemp) or (otherspecify in t247m) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t249m1                       durable power - other specify -1

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t249_

         who has that authority, (that is, what is their relationship to you)?

         .................................................................................
            19           1.  grandchild
            19           2.  sibling/sibling-in-law
             5           3.  spouse/partner
            75           4.  child/step-child/child-in-law/ex-child-in-law
            16           5.  other relative
             2           6.  friend/neighbor/roommate/godchild
             1           7.  physician/healthcare professional/social worker
                         8.  minister/rabbi/priest/religious advisor
             7           9.  attorney/legal advisor/accountant/estate executor/trust
                             manager
             5          10.  ex-spouse/ex-partner
             5          11.  name -- nfs
            11          97.  other
             1          98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         18581       blank.  inap (inapplicable); partial interview

构造变量

         if (p97 in t066_t248mtemp) or (otherspecify in t247m) then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t249m2                       durable power - other specify -2

         section: t     level: respondent      type: numeric    width: 2   decimals: 0
         ref: sect.lifeinsurance.t249_

         who has that authority, (that is, what is their relationship to you)?

         .................................................................................
             4           1.  grandchild
             1           2.  sibling/sibling-in-law
                         3.  spouse/partner
             2           4.  child/step-child/child-in-law/ex-child-in-law
             1           5.  other relative
             1           6.  friend/neighbor/roommate/godchild
                         7.  physician/healthcare professional/social worker
                         8.  minister/rabbi/priest/religious advisor
             2           9.  attorney/legal advisor/accountant/estate executor/trust
                             manager
                        10.  ex-spouse/ex-partner
                        11.  name -- nfs
                        97.  other
                        98.  dk (don't know); na (not ascertained)
                        99.  rf (refused)
         18736       blank.  inap (inapplicable); partial interview

构造变量

         {previous ask} sect.lifeinsurance.t246_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t250                         r has written living will

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t250_

         if proxy iw or r did not report having a living will at prior wave
         (z275_carearrangements=1 or 5):
         have you provided written instructions about the care or medical treatment that
         you want to receive if you can not make those decisions yourself? this is
         sometimes called a "living will".
         
         otherwise:
         last time we spoke with you, in [prev wave month, year] you told us that you
         have written instructions about the care or medical treatment that you want to
         receive if you cannot make those decisions yourself. this is sometimes
         called a 'living will".
         
         do you still have this arrangement in place?

         .................................................................................
          5337           1.  yes
             8           2.  [vol] yes, but arrangement has changed
             1           3.  [vol] disputes previous wave record, but now has arrangement
            20           4.  [vol] disputes previous wave record, does not have
                             arrangement
          4829           5.  no
           114           8.  dk (don't know); na (not ascertained)
            25           9.  rf (refused)
          8413       blank.  inap (inapplicable); partial interview

构造变量

         if t250_ in [yes, yesbutarranchanged, disputpwrecordhasarran] then 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

t251                         living will contain limiting care

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.lifeinsurance.t251_

         do these instructions express a desire to limit the care or medical treatment
         that you receive in certain situations?

         .................................................................................
          4897           1.  yes
           330           5.  no
           110           8.  dk (don't know); na (not ascertained)
             8           9.  rf (refused)
         13402       blank.  inap (inapplicable); partial interview

t047                         assist section t - wills and trusts

         section: t     level: respondent      type: numeric    width: 1   decimals: 0
         ref: sect.t047_assistt

         iwer: how often did r receive assistance with answers in section t - wills and
         trusts?

         .................................................................................
         17893           1.  never
           397           2.  a few times
           297           3.  most or all of the time
            94           4.  the section was done by a proxy reporter
            66       blank.  inap (inapplicable); partial interview

vdate                        2014 data model version

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         user note: this variable identifies which data model was used to interview the
         household. please reference the data description for a summary of changes in
         each data model.

         .................................................................................
             2           1.  version 1
          3210           2.  version 2
          6655           3.  version 3
          3162           4.  version 4
            36           5.  version 5
          2949           6.  version 6
          2733           7.  version 7

version                      2014 data release version

         section: t     level: respondent      type: numeric    width: 1   decimals: 0

         .................................................................................
         18747           2.  hrs 2014 final release