section t: wills and life insurance (respondent)
==========================================================================================
hrs 2008 final release
note to users: this codebook is designed to match the distribution dataset.
codebook metadata are derived from the data collection instrument.
if you have questions concerning codebook layout or content please bring
them to the attention of the hrs staff at hrsquestions@umich.edu.
printing recommendation: set margins (left/right/top/bottom) to .5 inch; print
in portrait orientation using a mono-space 10-point font.
==========================================================================================
hhid household identification number
section: t level: respondent type: character width: 6 decimals: 0
.................................................................................
17217 000003-502761. household identification number
pn respondent person identification number
section: t level: respondent type: character width: 3 decimals: 0
.................................................................................
9139 010. person identifier
585 011. person identifier
27 012. person identifier
1 013. person identifier
5474 020. person identifier
157 021. person identifier
10 022. person identifier
691 030. person identifier
42 031. person identifier
3 032. person identifier
1027 040. person identifier
58 041. person identifier
3 042. person identifier
subhh 2008 sub household identification number
section: t level: respondent type: character width: 1 decimals: 0
.................................................................................
15991 0. original sample household - no split from divorce or
separation of spouses or partners
634 1. split household - one half of couple from subhh 0 and new
spouse or partner, if any
469 2. split household - one half of couple from subhh 0 and new
spouse or partner, if any
47 5. split household - one half of couple from subhh 1 or 2
7 6. split household - one half of couple from subhh 1 or 2
68 7. reunited household - respondents from split household
reunite
1 8. split household - one half of couple from subhh 1 or 2
ksubhh 2006 sub household identification number
section: t level: respondent type: character width: 1 decimals: 0
.................................................................................
16153 0. original sample household - no split from divorce or
separation of spouses or partners
545 1. split household - one half of couple from subhh 0 and new
spouse or partner, if any
413 2. split household - one half of couple from subhh 0 and new
spouse or partner, if any
36 5. split household - one half of couple from subhh 1 or 2
5 6. split household - one half of couple from subhh 1 or 2
64 7. reunited household - respondents from split household
reunite
1 8. split household - one half of couple from subhh 1 or 2
pn_sp 2008 spouse/partner person number
section: t level: respondent type: character width: 3 decimals: 0
.................................................................................
4711 010. person identifier
468 011. person identifier
22 012. person identifier
1 013. person identifier
4199 020. person identifier
132 021. person identifier
7 022. person identifier
524 030. person identifier
35 031. person identifier
4 032. person identifier
808 040. person identifier
47 041. person identifier
4 042. person identifier
22 811. spouse of non-original respondent
3 812. spouse of non-original respondent
5 821. spouse of non-original respondent
1 822. spouse of non-original respondent
4 831. spouse of non-original respondent
4 841. spouse of non-original respondent
6216 blank. inap (inapplicable); partial interview; single r household
csr 2008 whether coversheet respondent
section: t level: respondent type: numeric width: 1 decimals: 0
.................................................................................
11898 1. yes
18 3. 2nd coverscreen r, answers not retained
5301 5. no
famr 2008 whether family respondent
section: t level: respondent type: numeric width: 1 decimals: 0
.................................................................................
11814 1. family r
4 3. 2nd family r, answers not retained
5399 5. non-family r
finr 2008 whether financial respondent
section: t level: respondent type: numeric width: 1 decimals: 0
.................................................................................
11843 1. financial r
5 3. 2nd financial r, answers not retained
5369 5. non-financial r
t001 does r have valid will
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.wills.t001_
do you currently have a will that is written and witnessed?
.................................................................................
9139 1. yes, will
271 2. [vol] yes, will and trust
231 3. [vol] no will, but have trust
7468 5. no will
43 8. dk (don't know); na (not ascertained)
42 9. rf (refused)
23 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t001_ = nowill) or t001_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t002 did r make family provisions in will
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.wills.t002_
have you made provisions in your [will/will or trust/trust] for any family
members [other than your [ husband/wife/partner]/ husband/wife/partner/former
husband/former wife]?
.................................................................................
8463 1. yes
1129 5. no
30 8. dk (don't know); na (not ascertained)
19 9. rf (refused)
7576 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t001_ = nowill) or t001_ = nonresponse)
if not ((t002_ = no) or t002_ = nonresponse)
if piinita101_totalkids > 0
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t003 r will include children/stepchildren
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.wills.t003_
does that include any of your children or step-children?
.................................................................................
7777 1. yes
221 5. no
5 8. dk (don't know); na (not ascertained)
3 9. rf (refused)
9211 blank. inap (inapplicable); partial interview
t004m1 which child is included in will -m1
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[1]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
2255 041-990. other person number
3541 993. all children equally
1938 996. all children - "equally" not mentioned
21 998. dk (don't know); na (not ascertained)
22 999. rf (refused)
9440 blank. inap (inapplicable); partial interview
t004m2 which child is included in will -m2
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[2]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
1075 041-990. other person number
3 993. all children equally
6 996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
16133 blank. inap (inapplicable); partial interview
t004m3 which child is included in will -m3
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[3]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
398 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
16819 blank. inap (inapplicable); partial interview
t004m4 which child is included in will -m4
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[4]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
178 041-990. other person number
993. all children equally
2 996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17037 blank. inap (inapplicable); partial interview
t004m5 which child is included in will -m5
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[5]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
69 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17148 blank. inap (inapplicable); partial interview
t004m6 which child is included in will -m6
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[6]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
27 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17190 blank. inap (inapplicable); partial interview
t004m7 which child is included in will -m7
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[7]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
6 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17211 blank. inap (inapplicable); partial interview
t004m8 which child is included in will -m8
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[8]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
2 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17215 blank. inap (inapplicable); partial interview
t004m9 which child is included in will -m9
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[9]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
2 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17215 blank. inap (inapplicable); partial interview
t004m10 which child is included in will -m10
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[10]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
1 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17216 blank. inap (inapplicable); partial interview
t004m11 which child is included in will -m11
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[11]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
1 041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17216 blank. inap (inapplicable); partial interview
t004m12 which child is included in will -m12
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t004_[12]
(which child is that?)
choose all that apply. if only one child appears, select and move on
.................................................................................
041-990. other person number
993. all children equally
996. all children - "equally" not mentioned
998. dk (don't know); na (not ascertained)
999. rf (refused)
17217 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t001_ = nowill) or t001_ = nonresponse)
if not ((t002_ = no) or t002_ = nonresponse)
if piinita101_totalkids > 0
if (t003_ <> no) and t003_ <> nonresponse
if not (p93 in t050_t004mtemp) and ((t050_t004mtemp.cardinal > 1) or
((t050_t004mtemp.cardinal = 1) and (p96 in t050_t004mtemp)))
if piinita101_totalkids > 1
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t005 will provide for all children equally
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.wills.t005_
does that document provide for all your children about equally?
.................................................................................
2586 1. yes
396 5. no
19 8. dk (don't know); na (not ascertained)
10 9. rf (refused)
14206 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t001_ = nowill) or t001_ = nonresponse)
if not ((t002_ = no) or t002_ = nonresponse)
if (pie046orz114_numgkids > 0) and (pie046orz114_numgkids <> 95)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t006 r will include grandchildren
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.wills.t006_
does that document include any grandchild directly?
.................................................................................
987 1. yes
139 2. [vol] only through their parents
4899 5. no
31 8. dk (don't know); na (not ascertained)
9 9. rf (refused)
11152 blank. inap (inapplicable); partial interview
t007m1 r will include which grandchild -m1
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t007_[1]
which of your children is the parent of that grandchild?
choose all that apply
.................................................................................
789 041-990. other person number
37 992. deceased child
294 993. all children
3 998. dk (don't know); na (not ascertained)
3 999. rf (refused)
16091 blank. inap (inapplicable); partial interview
t007m2 r will include which grandchild -m2
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t007_[2]
which of your children is the parent of that grandchild?
choose all that apply
.................................................................................
163 041-990. other person number
8 992. deceased child
1 993. all children
998. dk (don't know); na (not ascertained)
999. rf (refused)
17045 blank. inap (inapplicable); partial interview
t007m3 r will include which grandchild -m3
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t007_[3]
which of your children is the parent of that grandchild?
choose all that apply
.................................................................................
46 041-990. other person number
992. deceased child
993. all children
998. dk (don't know); na (not ascertained)
999. rf (refused)
17171 blank. inap (inapplicable); partial interview
t007m4 r will include which grandchild -m4
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t007_[4]
which of your children is the parent of that grandchild?
choose all that apply
.................................................................................
13 041-990. other person number
992. deceased child
993. all children
998. dk (don't know); na (not ascertained)
999. rf (refused)
17204 blank. inap (inapplicable); partial interview
t007m5 r will include which grandchild -m5
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t007_[5]
which of your children is the parent of that grandchild?
choose all that apply
.................................................................................
1 041-990. other person number
992. deceased child
993. all children
998. dk (don't know); na (not ascertained)
999. rf (refused)
17216 blank. inap (inapplicable); partial interview
t007m6 r will include which grandchild -m6
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.wills.t007_[6]
which of your children is the parent of that grandchild?
choose all that apply
.................................................................................
041-990. other person number
992. deceased child
993. all children
998. dk (don't know); na (not ascertained)
999. rf (refused)
17217 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t001_ = nowill) or t001_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t008 will provide for charity
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.wills.t008_
have you made provisions for any charities in your will or trust?
.................................................................................
917 1. yes
8632 5. no
57 8. dk (don't know); na (not ascertained)
35 9. rf (refused)
7576 blank. inap (inapplicable); partial interview
t011 r have any life insurance
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t011_
do you have any life insurance, including individual or group policies?
.................................................................................
10632 1. yes
6343 5. no
139 8. dk (don't know); na (not ascertained)
80 9. rf (refused)
23 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t012 number of diff life ins policies r has
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t012_
how many different life insurance policies do you have?
include individual policies, group policies, or paid-up policies if r asks
.................................................................................
6386 1. one
2824 2. two
857 3. three
241 4. four
140 5. five or more
128 8. dk (don't know); na (not ascertained)
56 9. rf (refused)
6585 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t013 face value of r life ins policies
section: t level: respondent type: numeric width: 7 decimals: 0
ref: sect.lifeinsurance.t013_
[what/altogether, what] is the total face value of [this policy/these policies],
that is, the amount of money the beneficiary would get if you were to die?
do not probe dk/rf
amount:
.................................................................................
-----------------------------------------------------------------
n min max mean sd miss
8814 0 8000000 86929.82 229643.76 6585
-----------------------------------------------------------------
1300 9999998. dk (don't know); na (not ascertained)
518 9999999. rf (refused)
构造变量
assign:
t014_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t013_ <> empty and t013_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t014 face value of r life ins -min
section: t level: respondent type: numeric width: 7 decimals: 0
ref: sect.lifeinsurance.t014_
t014-t016 unfolding sequence
question text: does it amount to less than $____ , more than $____ , or what?
procedures: 3up, 2up1down, 1up2down
breakpoints: $2,500, $25,000, $50,000, $250,000
random entry points: $2,500, $25,000, $50,000
entry point assignment 1 or 2 or {not 1 and not 2} at z087
order of entry point assignments and procedures correspond
.................................................................................
949 0. value of breakpoint
34 2500. value of breakpoint
307 2501. value of breakpoint
86 25000. value of breakpoint
148 25001. value of breakpoint
47 50000. value of breakpoint
187 50001. value of breakpoint
12 250000. value of breakpoint
46 250001. value of breakpoint
15401 blank. inap (inapplicable); partial interview
构造变量
assign:
t015_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t013_ <> empty and t013_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t015 face value of r life ins - max
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t015_
.................................................................................
56 2499. value of breakpoint
34 2500. value of breakpoint
320 24999. value of breakpoint
86 25000. value of breakpoint
154 49999. value of breakpoint
47 50000. value of breakpoint
162 249999. value of breakpoint
12 250000. value of breakpoint
945 99999996. greater than maximum breakpoint
15401 blank. inap (inapplicable); partial interview
构造变量
assign:
t016_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t013_ <> empty and t013_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t016 face value of r life ins - result
section: t level: respondent type: numeric width: 2 decimals: 0
ref: sect.lifeinsurance.t016_
.................................................................................
2 97. data not available
510 98. dk (don't know); na (not ascertained)
467 99. rf (refused)
16238 blank. inap (inapplicable); partial interview
t017m1 who are benefficiaries -m1
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[1]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
2116 041-990. other person number
6179 991. r's spouse/partner
8 992. deceased child
1426 993. all children
41 994. all grandchildren
199 995. r's sibling(s)
504 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
93 998. dk (don't know); na (not ascertained)
66 999. rf (refused)
6585 blank. inap (inapplicable); partial interview
t017m2 who are benefficiaries -m2
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[2]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
1079 041-990. other person number
95 991. r's spouse/partner
992. deceased child
405 993. all children
41 994. all grandchildren
54 995. r's sibling(s)
76 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
15467 blank. inap (inapplicable); partial interview
t017m3 who are benefficiaries -m3
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[3]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
366 041-990. other person number
55 991. r's spouse/partner
992. deceased child
1 993. all children
13 994. all grandchildren
3 995. r's sibling(s)
16 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
16763 blank. inap (inapplicable); partial interview
t017m4 who are benefficiaries -m4
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[4]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
113 041-990. other person number
16 991. r's spouse/partner
992. deceased child
993. all children
1 994. all grandchildren
995. r's sibling(s)
8 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17079 blank. inap (inapplicable); partial interview
t017m5 who are benefficiaries -m5
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[5]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
45 041-990. other person number
7 991. r's spouse/partner
992. deceased child
1 993. all children
1 994. all grandchildren
995. r's sibling(s)
1 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17162 blank. inap (inapplicable); partial interview
t017m6 who are benefficiaries -m6
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[6]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
10 041-990. other person number
2 991. r's spouse/partner
992. deceased child
993. all children
994. all grandchildren
995. r's sibling(s)
997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17205 blank. inap (inapplicable); partial interview
t017m7 who are benefficiaries -m7
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[7]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
2 041-990. other person number
1 991. r's spouse/partner
992. deceased child
993. all children
994. all grandchildren
995. r's sibling(s)
997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17214 blank. inap (inapplicable); partial interview
t017m8 who are benefficiaries -m8
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t017_[8]
who are the beneficiaries of [this policy/these policies]?
choose all that apply
.................................................................................
041-990. other person number
991. r's spouse/partner
992. deceased child
993. all children
994. all grandchildren
995. r's sibling(s)
997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17217 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t018 r have whole/straight life ins policies
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t018_
[is this a life insurance policy that builds/are any of these life insurance
policies ones that build] up a cash value that you can borrow against, or that
you would receive if the policy were to be cancelled?
def: (these are sometimes called 'whole life' or 'straight life policies.')
.................................................................................
4426 1. yes
5328 5. no
813 8. dk (don't know); na (not ascertained)
65 9. rf (refused)
6585 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t012_ <> one
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t019 how many whole/straight life ins policy
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t019_
(how many such policies do you have?)
.................................................................................
1140 1. one
732 2. two
217 3. three
66 4. four
46 5. five or more
42 8. dk (don't know); na (not ascertained)
19 9. rf (refused)
14955 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t012_ <> one
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t020 curr face value of whole life ins policy
section: t level: respondent type: numeric width: 7 decimals: 0
ref: sect.lifeinsurance.t020_
what is the current face value of [these policies/this policy]?
do not probe dk/rf
amount:
.................................................................................
-----------------------------------------------------------------
n min max mean sd miss
1690 0 8000000 71871.39 258727.88 14957
-----------------------------------------------------------------
452 9999998. dk (don't know); na (not ascertained)
118 9999999. rf (refused)
构造变量
assign:
t021_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t012_ <> one
if t020_ <> empty and t020_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t021 curr face value of life ins - min
section: t level: respondent type: numeric width: 7 decimals: 0
ref: sect.lifeinsurance.t021_
t021-t023 unfolding sequence
question text: does it amount to less than $____ , more than $____ , or what?
procedures: 3up, 2up1down, 1up2down
breakpoints: $2,500, $25,000, $50,000, $250,000
random entry points: $2,500, $25,000, $50,000
entry point assignment 1 or 2 or {not 1 and not 2} at z087
order of entry point assignments and procedures correspond
.................................................................................
272 0. value of breakpoint
11 2500. value of breakpoint
134 2501. value of breakpoint
23 25000. value of breakpoint
59 25001. value of breakpoint
16 50000. value of breakpoint
42 50001. value of breakpoint
2 250000. value of breakpoint
11 250001. value of breakpoint
16647 blank. inap (inapplicable); partial interview
构造变量
assign:
t022_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t012_ <> one
if t020_ <> empty and t020_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t022 curr face value of life ins - max
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t022_
.................................................................................
28 2499. value of breakpoint
11 2500. value of breakpoint
133 24999. value of breakpoint
23 25000. value of breakpoint
51 49999. value of breakpoint
16 50000. value of breakpoint
37 249999. value of breakpoint
2 250000. value of breakpoint
269 99999996. greater than maximum breakpoint
16647 blank. inap (inapplicable); partial interview
构造变量
assign:
t023_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t012_ <> one
if t020_ <> empty and t020_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t023 curr face value of life ins - result
section: t level: respondent type: numeric width: 2 decimals: 0
ref: sect.lifeinsurance.t023_
.................................................................................
163 98. dk (don't know); na (not ascertained)
110 99. rf (refused)
16944 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t024 total amt r pay for life ins policies
section: t level: respondent type: numeric width: 5 decimals: 0
ref: sect.lifeinsurance.t024_
(altogether,) about how much in total do you pay for [these policies/this
policy] each month or year?
enter 0 if paid up or no premium payments
amount:
per:
.................................................................................
3927 0-70000. actual value
383 99998. dk (don't know); na (not ascertained)
116 99999. rf (refused)
12791 blank. inap (inapplicable); partial interview
构造变量
assign:
t026_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t024_ <> empty and t024_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t026 total amt r pay for life ins polic - min
section: t level: respondent type: numeric width: 5 decimals: 0
ref: sect.lifeinsurance.t026_
t026-t028 unfolding sequence
question text: does it amount to less than $____ per month, more than $____ per
month, or what?
procedures: 2up2down, 1up3down
breakpoints: $20, $50, $100, $200, $400
random entry points: $100, $200
entry point assignment 1 or {not 1} at x501
order of entry point assignments and procedures correspond
.................................................................................
166 0. value of breakpoint
5 20. value of breakpoint
25 21. value of breakpoint
17 50. value of breakpoint
27 51. value of breakpoint
22 100. value of breakpoint
165 101. value of breakpoint
14 200. value of breakpoint
39 201. value of breakpoint
4 400. value of breakpoint
14 401. value of breakpoint
16719 blank. inap (inapplicable); partial interview
构造变量
assign:
t027_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t024_ <> empty and t024_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t027 total amt r pay for life ins polic - max
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t027_
.................................................................................
11 19. value of breakpoint
5 20. value of breakpoint
30 49. value of breakpoint
17 50. value of breakpoint
37 99. value of breakpoint
22 100. value of breakpoint
40 199. value of breakpoint
14 200. value of breakpoint
28 399. value of breakpoint
4 400. value of breakpoint
290 99999996. greater than maximum breakpoint
16719 blank. inap (inapplicable); partial interview
构造变量
assign:
t028_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if t024_ <> empty and t024_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t028 total amt r pay for life ins polic - res
section: t level: respondent type: numeric width: 2 decimals: 0
ref: sect.lifeinsurance.t028_
.................................................................................
1 97. other (specify)
187 98. dk (don't know); na (not ascertained)
113 99. rf (refused)
16916 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
if t018_ = yes
if (t024_ > 0) and (t024_ = response)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t025 total amt r pay for life ins - per
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t025_
(altogether, about how much in total do you pay for [these policies/this policy]
each month or year?)
amount: [total amt r pay for life ins policies]
per:
.................................................................................
2004 1. month
871 2. year
14342 blank. inap (inapplicable); partial interview
t029m1 who are beneficiaries of these ins -m1
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t029_[1]
who are the beneficiaries of [these policies/this policy]?
choose all that apply
.................................................................................
376 041-990. other person number
1440 991. r's spouse/partner
992. deceased child
285 993. all children
5 994. all grandchildren
29 995. r's sibling(s)
96 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
8 998. dk (don't know); na (not ascertained)
21 999. rf (refused)
14957 blank. inap (inapplicable); partial interview
t029m2 who are beneficiaries of these ins -m2
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t029_[2]
who are the beneficiaries of [these policies/this policy]?
choose all that apply
.................................................................................
225 041-990. other person number
30 991. r's spouse/partner
1 992. deceased child
134 993. all children
13 994. all grandchildren
13 995. r's sibling(s)
19 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
16782 blank. inap (inapplicable); partial interview
t029m3 who are beneficiaries of these ins -m3
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t029_[3]
who are the beneficiaries of [these policies/this policy]?
choose all that apply
.................................................................................
84 041-990. other person number
24 991. r's spouse/partner
992. deceased child
1 993. all children
4 994. all grandchildren
1 995. r's sibling(s)
4 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17099 blank. inap (inapplicable); partial interview
t029m4 who are beneficiaries of these ins -m4
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t029_[4]
who are the beneficiaries of [these policies/this policy]?
choose all that apply
.................................................................................
22 041-990. other person number
12 991. r's spouse/partner
992. deceased child
993. all children
1 994. all grandchildren
995. r's sibling(s)
2 997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17180 blank. inap (inapplicable); partial interview
t029m5 who are beneficiaries of these ins -m5
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t029_[5]
who are the beneficiaries of [these policies/this policy]?
choose all that apply
.................................................................................
12 041-990. other person number
3 991. r's spouse/partner
992. deceased child
993. all children
1 994. all grandchildren
995. r's sibling(s)
997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17201 blank. inap (inapplicable); partial interview
t029m6 who are beneficiaries of these ins -m6
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t029_[6]
who are the beneficiaries of [these policies/this policy]?
choose all that apply
.................................................................................
2 041-990. other person number
991. r's spouse/partner
992. deceased child
993. all children
994. all grandchildren
995. r's sibling(s)
997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17215 blank. inap (inapplicable); partial interview
t029m7 who are beneficiaries of these ins -7
section: t level: respondent type: character width: 3 decimals: 0
ref: sect.lifeinsurance.t029_[7]
who are the beneficiaries of [these policies/this policy]?
choose all that apply
.................................................................................
041-990. other person number
991. r's spouse/partner
992. deceased child
993. all children
994. all grandchildren
995. r's sibling(s)
997. other (specify); including churches, charitable
organizations, ex-spouses and other persons not
on list for this question
998. dk (don't know); na (not ascertained)
999. rf (refused)
17217 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t031 last wave obtain new life insurance
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t031_
[since prev wave family iw month, [prev wave first r iw year]/in the last two
years], have you obtained any new life insurance policies?
.................................................................................
421 1. yes
10177 5. no
21 8. dk (don't know); na (not ascertained)
13 9. rf (refused)
6585 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t011_ = no) or t011_ = nonresponse)
if not ((t031_ = no) or t031_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t032 face value new life insurance
section: t level: respondent type: numeric width: 7 decimals: 0
ref: sect.lifeinsurance.t032_
what is the total face value of (this policy/all of these policies)?
do not probe dk/rf
amount:
.................................................................................
-----------------------------------------------------------------
n min max mean sd miss
377 1 3500000 101809.40 272210.32 16796
-----------------------------------------------------------------
25 9999998. dk (don't know); na (not ascertained)
19 9999999. rf (refused)
构造变量
assign:
t033_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if not ((t031_ = no) or t031_ = nonresponse)
if t032_ <> empty and t032_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t033 face value new life insurance - min
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t033_
t033-t035 unfolding sequence
question text: does it amount to less than $____ , more than $____ , or what?
procedure: 2up1down
breakpoints: $2,500, $25,000, $50,000, $250,000
entry point: $25,000
.................................................................................
26 0. value of breakpoint
7 2501. value of breakpoint
2 25000. value of breakpoint
6 25001. value of breakpoint
1 50000. value of breakpoint
1 250001. value of breakpoint
17174 blank. inap (inapplicable); partial interview
构造变量
assign:
t034_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if not ((t031_ = no) or t031_ = nonresponse)
if t032_ <> empty and t032_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t034 face value new life insurance - max
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t034_
.................................................................................
7 24999. value of breakpoint
2 25000. value of breakpoint
6 49999. value of breakpoint
1 50000. value of breakpoint
27 99999996. greater than maximum breakpoint
17174 blank. inap (inapplicable); partial interview
构造变量
assign:
t035_ := empty:
if not ((t011_ = no) or t011_ = nonresponse)
if not ((t031_ = no) or t031_ = nonresponse)
if t032_ <> empty and t032_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t035 face value new life insurance - result
section: t level: respondent type: numeric width: 2 decimals: 0
ref: sect.lifeinsurance.t035_
.................................................................................
1 97. other (specify)
9 98. dk (don't know); na (not ascertained)
17 99. rf (refused)
17190 blank. inap (inapplicable); partial interview
t036 r life ins policy lapse since last wave
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t036_
[since prev wave family iw month, [prev wave first r iw year]/in the last two
years], have you allowed any life insurance policies to lapse or have any been
cancelled?
.................................................................................
696 1. yes
16340 5. no
94 8. dk (don't know); na (not ascertained)
64 9. rf (refused)
23 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t036_ = no) or t036_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t037 face val lapsed life ins p0licy
section: t level: respondent type: numeric width: 7 decimals: 0
ref: sect.lifeinsurance.t037_
what was the total face value of (this policy/all of these policies)?
do not probe dk/rf
amount:
.................................................................................
-----------------------------------------------------------------
n min max mean sd miss
597 0 3000000 94776.63 223950.31 16521
-----------------------------------------------------------------
84 9999998. dk (don't know); na (not ascertained)
15 9999999. rf (refused)
构造变量
assign:
t038_ := empty:
if not ((t036_ = no) or t036_ = nonresponse)
if t037_ <> empty and t037_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t038 face val lapsed life ins p0licy - min
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t038_
t038-t040 unfolding sequence
question text: does it amount to less than $____ , more than $____ , or what?
procedure: 1up2down
breakpoints: $2,500, $25,000, $50,000, $250,000
entry point: $50,000
.................................................................................
53 0. value of breakpoint
9 2500. value of breakpoint
13 2501. value of breakpoint
5 25000. value of breakpoint
5 25001. value of breakpoint
3 50000. value of breakpoint
8 50001. value of breakpoint
1 250000. value of breakpoint
1 250001. value of breakpoint
17119 blank. inap (inapplicable); partial interview
构造变量
assign:
t039_ := empty:
if not ((t036_ = no) or t036_ = nonresponse)
if t037_ <> empty and t037_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t039 face val lapsed life ins p0licy - max
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t039_
.................................................................................
9 2499. value of breakpoint
9 2500. value of breakpoint
17 24999. value of breakpoint
5 25000. value of breakpoint
7 49999. value of breakpoint
3 50000. value of breakpoint
7 249999. value of breakpoint
1 250000. value of breakpoint
40 99999996. greater than maximum breakpoint
17119 blank. inap (inapplicable); partial interview
构造变量
assign:
t040_ := empty:
if not ((t036_ = no) or t036_ = nonresponse)
if t037_ <> empty and t037_ <> nonresponse
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t040 face val lapsed life ins p0licy - result
section: t level: respondent type: numeric width: 10 decimals: 0
ref: sect.lifeinsurance.t040_
.................................................................................
1 97. other (specify)
31 98. dk (don't know); na (not ascertained)
14 99. rf (refused)
17171 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t036_ = no) or t036_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t041 who let life ins policy lapse
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t041_
was this lapse or cancellation something you chose to do, or was it done by the
provider, your employer, or someone else?
.................................................................................
514 1. r's choice
177 2. provider/employer/someone else choice
4 8. dk (don't know); na (not ascertained)
1 9. rf (refused)
16521 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t036_ = no) or t036_ = nonresponse)
if t041_ <> proverempelsechose
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t042 why let life ins policy lapse
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t042_
was it because the policy was too expensive, because you did not need the
coverage or some other reason?
.................................................................................
259 1. too expensive
115 2. coverage not needed
26 3. r got new policy
39 4. take the cash out
10 5. coverage connected with job, or r moved
58 7. other (specify); general or specific dissatisfaction with
plan
8 8. dk (don't know); na (not ascertained)
4 9. rf (refused)
16698 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t036_ = no) or t036_ = nonresponse)
if t041_ <> proverempelsechose
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t043 r recd cash after policy cancel or lapse
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.lifeinsurance.t043_
did you receive any cash when the policy was cancelled or allowed to lapse?
.................................................................................
153 1. yes
363 5. no
2 8. dk (don't know); na (not ascertained)
1 9. rf (refused)
16698 blank. inap (inapplicable); partial interview
构造变量
ask:
if not ((t036_ = no) or t036_ = nonresponse)
if t041_ <> proverempelsechose
if not ((t043_ = no) or t043_ = nonresponse)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
t044 amt recd after r policy cancel or lapse
section: t level: respondent type: numeric width: 7 decimals: 0
ref: sect.lifeinsurance.t044_
about how much cash did you receive?
amount:
.................................................................................
-----------------------------------------------------------------
n min max mean sd miss
134 20 209000 8378.33 20139.43 17064
-----------------------------------------------------------------
16 9999998. dk (don't know); na (not ascertained)
3 9999999. rf (refused)
t047 assist section t - wills and trusts
section: t level: respondent type: numeric width: 1 decimals: 0
ref: sect.t047_assistt
how often did r receive assistance with answers in section t - wills and trusts?
.................................................................................
16534 1. never
365 2. a few times
215 3. most or all of the time
80 4. the section was done by a proxy reporter
23 blank. inap (inapplicable); partial interview
vdate 2008 data model version
section: t level: respondent type: numeric width: 1 decimals: 0
user note: this variable identifies which data model was used to interview the
household. please reference the data description for a summary of changes in
each data model.
.................................................................................
2432 1. version 1
3407 2. version 2
3102 3. version 3
8276 4. version 4
version 2008 data release version
section: t level: respondent type: numeric width: 1 decimals: 0
.................................................................................
17217 2. hrs 2008 final release