section r: insurance and event history (respondent)

========================================================================================== 2000 hrs core (final release) odbc reference: [hrs2000] perl script: codebkd9.pl v5.04 wed oct 23 12:12:46 edt 2002 note to users: the program that generated this codebook is under development. if you have any questions or suggestions concerning codebook layout or content please bring them to the attention of the hrs staff at hrsquest@isr.umich.edu. printing recommendation: set margins (left/right/top/bottom) to .5"; print in portrait orientation using a mono-space 10-point font. ==========================================================================================

hhid      household identifier

          section: r            level: respondent         cai reference: q9000
          type: character       width: 6                  decimals: 0
          ................................................................................
          19580       000002-213479. household identifier range

pn        person number

          section: r            level: respondent         cai reference: q9021
          type: character       width: 3                  decimals: 0

          user note:  respondent person numbers ending in 0 are generally from the
          original sample; respondent person numbers ending in 1 or 2 are generally
          new spouses or partners added since the original sample.
          ................................................................................
          11086       010. person number
            311       011. person number
              6       012. person number
           5918       020. person number
             50       021. person number
              1       022. person number
            904       030. person number
             24       031. person number
              1       032. person number
           1246       040. person number
             33       041. person number

subhh    2000 sub-household identifier

          section: r            level: respondent         cai reference: q9007
          type: character       width: 1                  decimals: 0
          ................................................................................
          18906         0. original sample household - no split from divorce or
                           separation of spouses or partners
            358         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            264         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
             11         5. split household - one half of couple from subhh 1 or 2
              1         6. split household - one half of couple from subhh 1 or 2
             40         7. reunited household - respondents from split household reunite

fsubhh    1998 sub-household identifier

          section: r            level: respondent         cai reference: q9006
          type: character       width: 1                  decimals: 0
          ................................................................................
          19062         0. original sample household - no split from divorce or
                           separation of spouses or partners
            265         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            218         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
              6         5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
             29         7. reunited household - respondents from split household reunite

pn_sp    2000 spouse/partner person number

          section: r            level: respondent         cai reference: q9031
          type: character       width: 3                  decimals: 0

          user note:  the person number of the spouse or partner of this respondent if
          the spouse or partner also provided a core interview.
          ................................................................................
           5515       010. person number
            269       011. person number
              6       012. person number
           4986       020. person number
             41       021. person number
              1       022. person number
            779       030. person number
             22       031. person number
              1       032. person number
           1082       040. person number
             30       041. person number
           6848     blank. inap (inapplicable) - no spouse interview

csr      2000 whether coversheet respondent

          section: r            level: respondent         cai reference: q9061
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          13091         1. yes
             95         2. yes - household had two coversheet respondents and the
                           coversheet information given by this respondent has been
                           retained.
                        3. yes - household had two coversheet respondents for some
                           sections and the coversheet information given by this
                           respondent has been retained.
                        4. no - household had no coversheet respondents but the person
                           number of this respondent appears as the gpn_cs in the
                           household record.
           6299         5. no
             95         6. no - household had two coversheet respondents and the
                           coversheet information given by this respondent has not been
                           retained.
                        7. no - household had two coversheet respondents for some
                           sections and the coversheet information given by this
                           respondent has not been retained.
                        8. no - household had no coversheet respondents and the person
                           number of this respondent appears as the gpn_ncs in the
                           household record.

famr     2000 whether family respondent

          section: r            level: respondent         cai reference: q9062
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          13096         1. yes
             11         2. yes - household had two family respondents and the family
                           information given by this respondent has been retained.
                        3. yes - household had two family respondents for some sections
                           and the family information given by this respondent has been
                           retained.
                        4. no - household had no family respondents but the person number
                           of this respondent appears as the gpn_fam in the household
                           record.
           6462         5. no
             11         6. no - household had two family respondents and the family
                           information given by this respondent has not been retained.
                        7. no - household had two family respondents for some sections
                           and the family information given by this respondent has not
                           been retained.
                        8. no - household had no family respondents and the person number
                           of this respondent appears as the gpn_nfam in the household
                           record.

finr     2000 whether financial respondent

          section: r            level: respondent         cai reference: q9063
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          13107         1. yes
             10         2. yes - household had two financial respondents and the
                           financial information given by this respondent has been
                           retained.
                        3. yes - household had two financial respondents for some
                           sections and the financial information given by this
                           respondent has been retained.
                        4. no - household had no financial respondents but the person
                           number of this respondent appears as the gpn_fin in the
                           household record.
           6453         5. no
             10         6. no - household had two financial respondents and the financial
                           information given by this respondent has not been retained.
                        7. no - household had two financial respondents for some sections
                           and the financial information given by this respondent has not
                           been retained.
                        8. no - household had no financial respondents and the person
                           number of this respondent appears as the gpn_nfin in the
                           household record.

qdt      2000 q_naire file

          section: r            level: respondent         cai reference: q9080
          type: character       width: 1                  decimals: 0

          user note:  questionnaire data file.
          ................................................................................
           7125         8. ahead and coda cohort data file
          12455         9. hrs and war baby cohort data file

qnr      2000 questionnaire

          section: r            level: respondent         cai reference: q9070
          type: character       width: 5                  decimals: 0

          user note:  range is not continuous because some questionnaires were
          invalid.
          ................................................................................
          19580         00001-12458. questionnaire number range

v6237     r0.intro

          section: r            level: respondent         cai reference: q6237
          type: numeric         width: 1                  decimals: 0

          r0.
                  the next questions are about health insurance, both public and
                  private.  medicare is a public health insurance program for
                  people 65 or older and for disabled persons.  (medicaid/state
                  name for medicaid) is a public health insurance program for people
                  with low incomes.

          user note:  this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
          19580     blank. no data

v6238     r1.medicare coverage

          section: r            level: respondent         cai reference: q6238
          type: numeric         width: 1                  decimals: 0

          r1.
                  are you currently covered by medicare health insurance?
          ................................................................................
          11085         1. yes
           8402         5. no
             34         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6239m1   r1a-1. why medicare-ment 1

          section: r            level: respondent         cai reference: q6239
          type: numeric         width: 2                  decimals: 0

          r1a.
                  why is that?

          if q1101 is (gt65)
                  iwer: r is age
                  [q1101-a21y1.r-current age], so probe why r is not covered by
                  medicare
          else
                  iwer: r is age
                  [q1101-a21y1.r-current age], so probe why r is covered by medicare
          end
          ................................................................................
            590         1. r is disabled; r is on disability; spouse on disability; r is
                           on social security disability or ssi
             82         2. r has a specific medical problem. (e.g. if r says,'disabled
                           due to medical condition,' code it as 02, not 01)
             12         3. r has medicare-nfs
              2         4. r mentions has part a and part b of medicare
              1         5. r mentions has part a of medicare; the first half of medicare
              1         6. r mentions has part b of medicare; the second half of medicare
              3         7. r mentions a medicare card or the mechanics of using it
              6         8. r recieves medicare through a deceased spouse
             34         9. r mentions his/her age in conjunction with having medicare; r
                           has had medicare since a certain age;  r got medicare 'early'
              1        10. r pays into medicare, but doesn't use it; r has medicare, but
                           chooses not to use it
             37        50. r never applied for medicare or invested in it-nfs
             11        51. r didn't work long enough to qualify for medicare; r didn't
                           work enough quarters; r's spouse didn't work enough quarters
                           to qualify
             21        52. r is still working (if r mentions other insurance coverage
                           through  his/her employment, code the appropriate insurance
                           code only)
             35        53. r never qualified for medicare in his/her employment; r was in
                           the military/a federal employee/a postal worker etc.; r
                           doesn't get social security or medicaid
             11        54. r used to have medicare-nfs; r had medicare, but not now; r
                           dropped it
              5        55. medicare charges too much; medicare too expensive for what you
                           receive
             40        56. r will be on medicare in the future; r not old enough to
                           qualify at present; r in the process of getting medicare
                       57. r had medicare through a deceased spouse and r no longer
                           recieves it
              1        58. r's spouse only receives medicare
              2        59. r is not familiar with medicare; confusion about eligibility
              8        70. r has other medical insurance/coverage-nfs
             15        71. r has veteran's coverage or insurance; 'i'm covered by the va'
             12        72. r has federal employee/postal service insurance
             28        73. r has private insurance; e.g. cigna, kaiser, blue cross/blue
                           shield
             20        74. r is covered by medicaid
             26        75. r's spouse's medical insurance covers r
             38        76. r covered under company health plan or health insurance; r
                           covered under former employer's health plan or health
                           insurance
              2        90. r mentions income level/group, home ownership, an economic
                           factor
              4        91. r mentions social security; e.g. 'i have social security,'
                           (note that all mentions of ssi or disability go under codes 01
                           or 02)
             16        92. r is not a u.s. citizen; r is an illegal alien; r lives
                           outside the usa
              5        97. other
             19        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          18492     blank. inap (inapplicable); not (([q6238:r1] is (1) and [q1101:a21y1]
                           is (lt 65)) or ([q6238:r1] is (5) and [q1101:a21y1] is (ge
                           65))); partial interview; no subsequent mention

v6239m2   r1a-2. why medicare-ment 2

          section: r            level: respondent         cai reference: q6239
          type: numeric         width: 2                  decimals: 0

          r1a.
                  why is that?

          if q1101 is (gt65)
                  iwer: r is age
                  [q1101-a21y1.r-current age], so probe why r is not covered by
                  medicare
          else
                  iwer: r is age
                  [q1101-a21y1.r-current age], so probe why r is covered by medicare
          end
          ................................................................................
             16         1. r is disabled; r is on disability; spouse on disability; r is
                           on social security disability or ssi
             20         2. r has a specific medical problem. (e.g. if r says,'disabled
                           due to medical condition,' code it as 02, not 01)
              1         3. r has medicare-nfs
              2         4. r mentions has part a and part b of medicare
              1         5. r mentions has part a of medicare; the first half of medicare
                        6. r mentions has part b of medicare; the second half of medicare
              4         7. r mentions a medicare card or the mechanics of using it
              1         8. r recieves medicare through a deceased spouse
              7         9. r mentions his/her age in conjunction with having medicare; r
                           has had medicare since a certain age;  r got medicare 'early'
              2        10. r pays into medicare, but doesn't use it; r has medicare, but
                           chooses not to use it
              3        50. r never applied for medicare or invested in it-nfs
              3        51. r didn't work long enough to qualify for medicare; r didn't
                           work enough quarters; r's spouse didn't work enough quarters
                           to qualify
              3        52. r is still working (if r mentions other insurance coverage
                           through  his/her employment, code the appropriate insurance
                           code only)
              3        53. r never qualified for medicare in his/her employment; r was in
                           the military/a federal employee/a postal worker etc.; r
                           doesn't get social security or medicaid
              2        54. r used to have medicare-nfs; r had medicare, but not now; r
                           dropped it
              4        55. medicare charges too much; medicare too expensive for what you
                           receive
              5        56. r will be on medicare in the future; r not old enough to
                           qualify at present; r in the process of getting medicare
                       57. r had medicare through a deceased spouse and r no longer
                           recieves it
                       58. r's spouse only receives medicare
                       59. r is not familiar with medicare; confusion about eligibility
              2        70. r has other medical insurance/coverage-nfs
              5        71. r has veteran's coverage or insurance; 'i'm covered by the va'
              6        72. r has federal employee/postal service insurance
              4        73. r has private insurance; e.g. cigna, kaiser, blue cross/blue
                           shield
              7        74. r is covered by medicaid
              4        75. r's spouse's medical insurance covers r
              8        76. r covered under company health plan or health insurance; r
                           covered under former employer's health plan or health
                           insurance
              4        90. r mentions income level/group, home ownership, an economic
                           factor
              6        91. r mentions social security; e.g. 'i have social security,'
                           (note that all mentions of ssi or disability go under codes 01
                           or 02)
              1        92. r is not a u.s. citizen; r is an illegal alien; r lives
                           outside the usa
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19456     blank. inap (inapplicable); not (([q6238:r1] is (1) and [q1101:a21y1]
                           is (lt 65)) or ([q6238:r1] is (5) and [q1101:a21y1] is (ge
                           65))); partial interview; no subsequent mention

v6240     r2.medicare part b coverage

          section: r            level: respondent         cai reference: q6240
          type: numeric         width: 1                  decimals: 0

          r2.
              part a of medicare covers most hospital expenses.  part b covers
              many doctors' expenses including doctor visits, and the premium
              is usually deducted from your social security.  are you covered
              under part b of medicare?
          ................................................................................
          10317         1. yes
            582         5. no
            184         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           8495     blank. inap (inapplicable); [q6238:r1] is (ne 1); partial interview

v6241     r4.medicaid since prev wave?

          section: r            level: respondent         cai reference: q6241
          type: numeric         width: 1                  decimals: 0

          r4.
                  have you been covered by health insurance through
                  (medicaid/state name for medicaid or any other
                  medicaid program) at any time
          if q753 is (1)
                  since
                  [q218-pr218.prev wave iw month]
                  [q219-pr219.prev wave iw year] ?
          else
                  in the last two years?
          end
          ................................................................................
           1821         1. yes
          17655         5. no
             46         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6242     r5.currently covered by medicaid

          section: r            level: respondent         cai reference: q6242
          type: numeric         width: 1                  decimals: 0

          r5.
                  are you currently covered by (medicaid/state name for medicaid)?
          ................................................................................
           1576         1. yes
            243         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          17759     blank. inap (inapplicable); [q6241:r4] is (ne 1); partial interview

构造变量

          assignment statements
          *   if [q2571:e5] is (1) or [q558:cs11] is (1) then [g6243.r5a.checkpoint] = 1
          *   if [q1:pr1] is (ge 0 or le 0) then [g6243.r5a.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6243     r5a.checkpoint

          section: r            level: respondent         cai reference: q6243
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            258         1. r nursing home stay 1 or more times since wave previous iw
           1563         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          17759     blank. inap (inapplicable); [q6241:r4] is (ne 1); partial interview

v6244     r6.elig medicaid start nh stay-1st

          section: r            level: respondent         cai reference: q6244
          type: numeric         width: 1                  decimals: 0

          r6.
                  earlier you told me that you had (a/several)
                  stay(s) at a nursing home
          if q753 is (1)
                  since
                  [q218-pr218.prev wave iw month]
                  [q219.].
          else
                  in the last two years.
          end
                  were you eligible for (medicaid/state name for medicaid) at the
                  time your (first) nursing home stay started?
          ................................................................................
            178         1. yes
             74         5. no
              5         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          19322     blank. inap (inapplicable); [q6241:r4] is (ne 1); [q6243:r5a] is (2);
                           partial interview

v6245     r7.bec elig medicaid dur stay-1st

          section: r            level: respondent         cai reference: q6245
          type: numeric         width: 1                  decimals: 0

          r7.
                  did you become eligible for (medicaid/state name for medicaid)
                  during your (first) nursing home stay?
          ................................................................................
             52         1. yes
             21         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19506     blank. inap (inapplicable); [q6241:r4] is (ne 1); [q6243:r5a] is (2);
                           [q6244:r6] is (1); [q6244:r6] is (dk or rf); partial interview

构造变量

          assignment statements
          *   if [q2572:e6] is (gt 1) then [g6247.r8a.checkpoint] = 1
          *   if [q1:pr1] is (ge 0 or le 0) then [g6247.r8a.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6247     r8a.checkpoint

          section: r            level: respondent         cai reference: q6247
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             35         1. r had more than 1 stay in nursing home since last wave/in the
                           last 2 years
            217         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19328     blank. inap (inapplicable); [q6241:r4] is (ne 1); [q6243:r5a] is (2);
                           [q6244:r6] is (dk or rf); partial interview

v6248     r8aa.elig medicaid start nh stay-last

          section: r            level: respondent         cai reference: q6248
          type: numeric         width: 1                  decimals: 0

          r8aa.
                  were you eligible for (medicaid/state name for medicaid) at the
                  time your (current/last) nursing home stay started?
          ................................................................................
             30         1. yes
              4         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19545     blank. inap (inapplicable); [q6241:r4] is (ne 1); [q6243:r5a] is (2);
                           [q6244:r6] is (dk or rf); [q6247:r8a] is (2); partial
                           interview

v6249     r8b.bec elig medicaid dur nh stay-last

          section: r            level: respondent         cai reference: q6249
          type: numeric         width: 1                  decimals: 0

          r8b.
                  did you become eligible for (medicaid/state name for medicaid)
                  during your (current/last) nursing home stay?
          ................................................................................
              3         1. yes
              1         5. no
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19576     blank. inap (inapplicable); [q6241:r4] is (ne 1); [q6243:r5a] is (2);
                           [q6244:r6] is (dk or rf); [q6247:r8a] is (2); [q6248:r8aa] is
                           (1); [q6248:r8aa] is (dk or rf); partial interview

v6250     r8c.lose eligibility when discarded-last

          section: r            level: respondent         cai reference: q6250
          type: numeric         width: 1                  decimals: 0

          r8c.
                  did you lose your eligibility for (medicaid/state name for
                  medicaid) when you were discharged from your last nursing home
                  stay?
          ................................................................................
              1         1. yes
              4         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19574     blank. inap (inapplicable); [q6241:r4] is (ne 1); [q6243:r5a] is (2);
                           [q6244:r6] is (dk or rf); [q6247:r8a] is (2); [q6248:r8aa] is
                           (dk or rf); [q6249:r8b] is (5 or dk or rf) or [q558:cs11] is
                           (1); partial interview

v6251     r9.champus/champva coverage

          section: r            level: respondent         cai reference: q6251
          type: numeric         width: 1                  decimals: 0

          r9.
                  are you currently covered by champus, champ-va, or any other
                  military health care plan?

                  probes:  champus is a health care program for active or retired
                           military personnel and their dependents or survivors.
                           champ-va provides medical care for veterans and their
                           dependents or survivors of veterans who had a service-
                           connected disability.

                           "va" is not a health insurance program.
          ................................................................................
            531         1. yes
          18977         5. no
             17         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

构造变量

          assignment statements
          *   if [q6238:r1] is (ne 1) and [q6242:r5] is (1) then [g6252.r11y1.checkpoint]
             = 2
          *   if [q6238:r1] is (1) or [q6242:r5] is (1) then [g6252.r11y1.checkpoint] = 1
          *   if [q1:pr1] is (ge 0 or le 0) then [g6252.r11y1.checkpoint] = 3
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6252     r11y1.checkpoint

          section: r            level: respondent         cai reference: q6252
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          11085         1. r is covered by medicare or (medicare and medicaid)
            377         2. r is covered by medicaid and not medicare
           8069         3. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6254     r11.medicare/medicaid through hmo

          section: r            level: respondent         cai reference: q6254
          type: numeric         width: 1                  decimals: 0

          r11.
                  first we are interested in how your (medicare/medicare or
                 (medicaid/state name for medicaid)) health insurance works for
                  routine care.

                  do you receive your medicare (or medicaid/state name for medicaid)
                  benefits through an hmo, that is a health maintenance organization?

                  def: with an hmo, the cost of the physician visit is typically
                       covered in full or you pay only a small amount.  all of
                       your routine care must be provided by an hmo physician.
          ................................................................................
           2529         1. yes
           8107         5. no
            445         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           8495     blank. inap (inapplicable); [q6252:r11y1] is (2); [q6252:r11y1] is
                           (3); partial interview

v6255     r11a.how long-years

          section: r            level: respondent         cai reference: q6255
          type: numeric         width: 2                  decimals: 0

          r11a.
                  about how long have you been receiving your
                  medicare (or medicaid/state name for medicaid) benefits
                  through this hmo?

                  years:
                     or
                  months:

          user note:  the respondent could answer this question in different ways.
          the different types of responses are reported in this and the next
          variable(s). there should be valid data in only one of these variables,
          depending on how the respondent chose to answer the question.
          ................................................................................
           2079                0-25. actual value
            132                  98. dk (don't know); na (not ascertained)
              1                  99. rf (refused)
          17368               blank. inap (inapplicable); [q6252:r11y1] is (2);
                                     [q6252:r11y1] is (3); [q6254:r11] is (ne 1);
                                     partial interview

v6256     r11y1a. how long-months

          section: r            level: respondent         cai reference: q6256
          type: numeric         width: 2                  decimals: 0
          ................................................................................
            334                0-48. actual value
            132                  98. dk (don't know); na (not ascertained)
              1                  99. rf (refused)
          19113               blank. inap (inapplicable); [q6252:r11y1] is (2);
                                     [q6252:r11y1] is (3); [q6254:r11] is (ne 1);
                                     [q6255:r11a] is (1-25); partial interview

v6258     r11b.amount pay for plan

          section: r            level: respondent         cai reference: q6258
          type: numeric         width: 4                  decimals: 0

          r11b.
              not including co-pays or deductions from your social security,
              how much do you, yourself, pay for this plan?

                  amount:
                  per:
          ................................................................................
           2314              0-9996. actual value
            202                9998. dk (don't know); na (not ascertained)
              9                9999. rf (refused)
          17055               blank. inap (inapplicable); [q6252:r11y1] is (2);
                                     [q6252:r11y1] is (3); [q6254:r11] is (ne 1);
                                     partial interview

v6259     r11y1b.per

          section: r            level: respondent         cai reference: q6259
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           2133         1. month
             73         2. quarter (every 3 months)
              3         3. semi-annually (every 6 months/twice a year)
             51         4. year
             10         7. other (specify)
             51         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          17259     blank. inap (inapplicable); [q6252:r11y1] is (2); [q6252:r11y1] is
                           (3); [q6254:r11] is (ne 1); [q6258:r11b] is (dk or rf);
                           partial interview

v6260     r12.medicaid through hmo

          section: r            level: respondent         cai reference: q6260
          type: numeric         width: 1                  decimals: 0

          r12.
                  we are interested in how your (medicaid/state name for medicaid)
                  health insurance works for routine care.

                  do you receive your (medicaid/state name for medicaid) benefits
                  through an hmo, that is a health maintenance organization?

                  def: with an hmo, the cost of the physician visit is typically
                       covered in full or you pay only a small amount.  all of
                       your routine care must be provided by an hmo physician.
          ................................................................................
            102         1. yes
            244         5. no
             31         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19203     blank. inap (inapplicable); [q6252:r11y1] is (3); [q6254:r11] is (ne
                           1); [q6242:r5] is (1) and [q6238:r1] is (1); [q6241:r4] is (ne
                           1); [q6242:r5] is (a and ne 1); partial interview

v6261     r12a.how long-years

          section: r            level: respondent         cai reference: q6261
          type: numeric         width: 2                  decimals: 0

          r12a.
                  about how long have you been receiving your (medicaid/state
                  name for medicaid) benefits through this hmo?

                    years       or        months

          user note:  the respondent could answer this question in different ways.
          the different types of responses are reported in this and the next
          variable(s). there should be valid data in only one of these variables,
          depending on how the respondent chose to answer the question.
          ................................................................................
             86                1-20. actual value
              2                  98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
          19492               blank. inap (inapplicable); [q6252:r11y1] is (3);
                                     [q6254:r11] is (ne 1); [q6242:r5] is (1) and
                                     [q6238:r1] is (1); [q6241:r4] is (ne 1); [q6242:r5]
                                     is (a and ne 1); [q6260:r12] is (ne 1); partial
                                     interview

v6262     r12y1a. how long-months

          section: r            level: respondent         cai reference: q6262
          type: numeric         width: 2                  decimals: 0
          ................................................................................
             16                1-48. actual value
              1                  98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
          19563               blank. inap (inapplicable); [q6252:r11y1] is (3);
                                     [q6254:r11] is (ne 1); [q6242:r5] is (1) and
                                     [q6238:r1] is (1); [q6241:r4] is (ne 1); [q6242:r5]
                                     is (a and ne 1); [q6260:r12] is (ne 1); partial
                                     interview

构造变量

          assignment statements
          *   if [q3382:g3] is (2) then [g6263.r12x.checkpoint] = 1
          *   if [q3382:g3] is (ne 2) then [g6263.r12x.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6263     r12x.checkpoint

          section: r            level: respondent         cai reference: q6263
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           1518         1. r is currently self-employed
          18013         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6264     r12aa.self-emp insurance

          section: r            level: respondent         cai reference: q6264
          type: numeric         width: 1                  decimals: 0

          r12aa.
                  you mentioned earlier that you were self-employed.
                  do you have health insurance through that business
                  that pays hospital bills?
          ................................................................................
            310         1. yes
           1206         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18062     blank. inap (inapplicable); [q6263:r12x] is (2); partial interview

v6266     r13.any insurance thru an employer

          section: r            level: respondent         cai reference: q6266
          type: numeric         width: 1                  decimals: 0

          r13.
                  (not including medicare/(medicaid/state name for medicaid)
                  /champus/champ-va) are you covered by any employer-provided
                  health insurance, through either (a/your or your spouse's/your or
                  your partner's) current or past employer?
          ................................................................................
           9602         1. yes
           9572         5. no
             34         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
            359     blank. inap (inapplicable); [q6264:r12aa] is (1); partial interview

v6267     r14.number of plans

          section: r            level: respondent         cai reference: q6267
          type: numeric         width: 1                  decimals: 0

          r14.
                  how many different employer-provided health insurance
                  plans are you covered by?

                  enter number of plans:

                      iwer: enter 7 for more than 6 plans
          ................................................................................
           9592                 1-7. actual value
              8                   8. dk (don't know); na (not ascertained)
              2                   9. rf (refused)
           9978               blank. inap (inapplicable); [q6264:r12aa] is (1);
                                     [q6266:r13] is (ne 1); partial interview

构造变量

          assignment statements
          *   if [q1:pr1] is (ge 0 or le 0) then [g6268.r14y1.assign 1 time thru r15-36
             loop] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6268     r14y1.assign 1 time thru r15-36 loop

          section: r            level: respondent         cai reference: q6268
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           9602         1. has employer-provided health insurance
           9978     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); partial interview

v6269     r15.how obtain insurance

          section: r            level: respondent         cai reference: q6269
          type: numeric         width: 1                  decimals: 0

          r15.
          if q6268 is (1) and q6267 is (gt1)
                  for this next set of questions i'd like you to think about the
                  employer-provided health insurance plan that you consider as
                  your primary or most important health insurance plan.
          end

                  do you obtain this health insurance through your
                  (or your husband's/wife's/partner's) current employer, former
                  employer or union, or from someplace else?

                  ask "whose employer?" if not clear

          user note:  some values of 7 in q6269:r15 were changed subsequent to data
          collection by comment coding.
          ................................................................................
           3298         1. r's current employer
           2972         2. r's former employer
            128         3. r's union
           1358         4. spouse's current employer
           1752         5. spouse's former employer
             58         6. spouse's union
             22         7. someplace else
             11         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           9978     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); partial interview

构造变量

          assignment statements
          *   if [q597:cs15d] is (1) and [q6269:r15] is (4 or 5 or 6) then
             [g6271.r15b.checkpoint] = 1
          *   if [q6269:r15] is (7) then [g6271.r15b.checkpoint] = 2
          *   if [q1:pr1] is (ge 0 or le 0) then [g6271.r15b.checkpoint] = 3
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6271     r15b.checkpoint

          section: r            level: respondent         cai reference: q6271
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           2679         1. ins thru spouse and r is married, divorced, or separated
             60         2. ins thru someplace else at r15
           6863         3. ins thru r's someplace else at r15
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           9978     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); partial interview

v6272     r16.pay costs for health insurance

          section: r            level: respondent         cai reference: q6272
          type: numeric         width: 1                  decimals: 0

          r16.
                  do you (or your husband/wife/partner) pay all of the costs, some
                  of the costs, or none of the costs of the premium for this
                  health insurance coverage?
          ................................................................................
            943         1. all
           3618         2. some
           2302         3. none
             55         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          12657     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); partial interview

v6273     r17.amt paid

          section: r            level: respondent         cai reference: q6273
          type: numeric         width: 5                  decimals: 0

          r17.
                  how much do you pay for this health insurance?

                   probe:  include the amount deducted from your pay check but
                           not the amount paid by the employer.

                  amount:
                  per:
          ................................................................................
             16         0. amount reported at r11b
           3962    1-9996. actual value
              2     10000. extreme value
            535     99998. dk (don't know); na (not ascertained)
             45     99999. rf (refused)
          15020     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6272:r16] is (3 or dk or rf);
                           partial interview

v6274     r17y1. per

          section: r            level: respondent         cai reference: q6274
          type: numeric         width: 2                  decimals: 0
          ................................................................................
            296         1. year
             93         2. quarterly/every 3 months
             43         3. bimonthly/every 2 months
           2879         4. month
            368         5. week
            269         6. biweekly/every 2 weeks
              7         7. semi-annually/2 times per year
              1         8. semi-monthly/2 times per month
              2        97. other (specify)
             15        98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
          15606     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6272:r16] is (3 or dk or rf);
                           [q6273:r17] is (dk or rf); partial interview

构造变量

          assignment statements
          *   if [q6238:r1] is (1) then [g6275.r18a.checkpoint] = 1
          *   if [q6238:r1] is (ne 1) then [g6275.r18a.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6275     r18a.checkpoint

          section: r            level: respondent         cai reference: q6275
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           2643         1. r is also covered by medicare
           4280         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          12657     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); partial interview

v6276     r19a.medicare supp/medigap plan

          section: r            level: respondent         cai reference: q6276
          type: numeric         width: 1                  decimals: 0

          r19a.
                  is this plan a medicare supplement or medigap plan?
          ................................................................................
           1330         1. yes
           1178         5. no
            134         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          16937     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6275:r18a] is (2); partial
                           interview

v6277     r19b.plan letter

          section: r            level: respondent         cai reference: q6277
          type: numeric         width: 2                  decimals: 0

          r19b.
                  many medicare supplemental or medigap plans are referred to by a
                  plan letter.  do you know the plan letter for your plan?

                   probe: what is it?

                  enter number (a-j):
          ................................................................................
            132         1. a
             15         2. b
              5         3. c
             18         4. d
              4         5. e
             13         6. f
              4         7. g
              5         8. h
              1         9. i
              7        10. j
              2        95. other letter
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19374     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6275:r18a] is (2); [q6276:r19a] is
                           (ne 1); partial interview

v6278     r19c.anyone else covered

          section: r            level: respondent         cai reference: q6278
          type: numeric         width: 1                  decimals: 0

          r19c.
                  besides you, is anyone else covered on this health insurance?
          ................................................................................
           2973         1. yes
           2615         5. no
              2         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13987     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); partial
                           interview

v6279m1   r19d.who covered?

          section: r            level: respondent         cai reference: q6279
          type: character       width: 3                  decimals: 0

          r19d.
                  who besides yourself is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was seven.
          ................................................................................
           2541       036. spouse/partner
             35       038. all my children
              9       039. grandchildren
              1   041-083. other person number
            361   101-995. other person number
             26       997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          16607     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6278:r19c] is
                           (ne 1); partial interview; no subsequent mention

v6279m2   r19d.who covered?

          section: r            level: respondent         cai reference: q6279
          type: character       width: 3                  decimals: 0

          r19d.
                  who besides yourself is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was seven.
          ................................................................................
            142       036. spouse/partner
             26       038. all my children
             12       039. grandchildren
              2   041-083. other person number
            246   101-995. other person number
              5       997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19147     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6278:r19c] is
                           (ne 1); partial interview; no subsequent mention

v6279m3   r19d.who covered?

          section: r            level: respondent         cai reference: q6279
          type: character       width: 3                  decimals: 0

          r19d.
                  who besides yourself is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was seven.
          ................................................................................
             56       036. spouse/partner
                      038. all my children
              2       039. grandchildren
                  041-083. other person number
             65   101-995. other person number
              1       997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19456     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6278:r19c] is
                           (ne 1); partial interview; no subsequent mention

v6279m4   r19d.who covered?

          section: r            level: respondent         cai reference: q6279
          type: character       width: 3                  decimals: 0

          r19d.
                  who besides yourself is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was seven.
          ................................................................................
              8       036. spouse/partner
                      038. all my children
                      039. grandchildren
                  041-083. other person number
             20   101-995. other person number
                      997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19552     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6278:r19c] is
                           (ne 1); partial interview; no subsequent mention

v6279m5   r19d.who covered?

          section: r            level: respondent         cai reference: q6279
          type: character       width: 3                  decimals: 0

          r19d.
                  who besides yourself is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was seven.
          ................................................................................
              4       036. spouse/partner
                      038. all my children
              1       039. grandchildren
                  041-083. other person number
              5   101-995. other person number
                      997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19570     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6278:r19c] is
                           (ne 1); partial interview; no subsequent mention

v6279m6   r19d.who covered?

          section: r            level: respondent         cai reference: q6279
          type: character       width: 3                  decimals: 0

          r19d.
                  who besides yourself is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was seven.
          ................................................................................
              1       036. spouse/partner
                      038. all my children
                      039. grandchildren
                  041-083. other person number
              1   101-995. other person number
              1       997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19577     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6278:r19c] is
                           (ne 1); partial interview; no subsequent mention

v6279m7   r19d.who covered?

          section: r            level: respondent         cai reference: q6279
          type: character       width: 3                  decimals: 0

          r19d.
                  who besides yourself is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was seven.
          ................................................................................
              1       036. spouse/partner
                      038. all my children
                      039. grandchildren
                  041-083. other person number
                  101-995. other person number
                      997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19579     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6278:r19c] is
                           (ne 1); partial interview; no subsequent mention

v6280     r20.medicare supp/medigap an hmo?

          section: r            level: respondent         cai reference: q6280
          type: numeric         width: 1                  decimals: 0

          r20.
                  i'd like to ask you a few questions about how your health
                  insurance works for non-emergency care.

                  is your plan an hmo, that is, a health maintenance organization?

                  def: with an hmo, the cost of the physician visit is typically
                       covered in full or you pay only a small amount.  all of
                       your routine care must be provided by an hmo physician.
          ................................................................................
           2178         1. yes
           3292         5. no
            120         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13987     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); partial
                           interview

v6281     r21.if list of doctors

          section: r            level: respondent         cai reference: q6281
          type: numeric         width: 1                  decimals: 0

          r21.
                  does your health insurance plan have a list or book of doctors
                  that you are encouraged or required to use?
          ................................................................................
           1878         1. yes
           1495         5. no
             39         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          16165     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6280:r20] is
                           (1); partial interview

v6282     r22.plan pay for doctors not on list

          section: r            level: respondent         cai reference: q6282
          type: numeric         width: 1                  decimals: 0

          r22.
                  does your health insurance plan pay any of the costs for
                  routine care if you see a doctor who is not on this list?
          ................................................................................
           1240         1. yes
            209         2. yes, with a referral
            294         5. no
            135         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          17702     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6280:r20] is
                           (1); [q6281:r21] is (ne 1); partial interview

v6283     r25.hmo: if r pays for dr visits

          section: r            level: respondent         cai reference: q6283
          type: numeric         width: 1                  decimals: 0

          r25.
                  under this health insurance plan, do you pay a
                  percentage of the doctor's charge, the same dollar
                  amount each time you visit a doctor, or do you not
                  pay anything at all for doctor visits?
          ................................................................................
            648         1. percent
           2330         2. dollar amount/copay
            564         3. r doesn't pay anything
             70         4. pay a deductible or deductible with co-payment
             13         7. other (specify)
             86         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          15865     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6280:r20] is
                           (ne 1) and [q6281:r21] is (1); partial interview

v6284     r26.non hmo:if plan pays dr visits

          section: r            level: respondent         cai reference: q6284
          type: numeric         width: 1                  decimals: 0

          r26.
                  (after all deductibles are met,) does this plan pay any
                  of the costs of routine visits to the doctor?
          ................................................................................
           1753         1. yes
             95         5. no
             29         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          17702     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6277:r19b] is (a); [q6283:r25] is
                           (a); partial interview

v6285     r27.plan cover prescriptions

          section: r            level: respondent         cai reference: q6285
          type: numeric         width: 1                  decimals: 0

          r27.
                  does this health insurance pay any part of the cost of
                  prescription medicines?
          ................................................................................
           6398         1. yes
            478         5. no
             44         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          12657     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); partial interview

v6288     r29.pay extra for benefits

          section: r            level: respondent         cai reference: q6288
          type: numeric         width: 1                  decimals: 0

          r29.
                  do you pay extra premiums for this (prescription) benefit?
          ................................................................................
            404         1. yes
           5875         5. no
            116         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13182     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6285:r27] is (ne 1); partial
                           interview

v6289     r29a.limits for pre-existing conditions

          section: r            level: respondent         cai reference: q6289
          type: numeric         width: 1                  decimals: 0

          r29a.
                  are there any limits or restrictions on this health insurance
                  plan due to a pre-existing condition?
          ................................................................................
            346         1. yes
           6318         5. no
            256         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          12657     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); partial interview

构造变量

          assignment statements
          *   if [q6264:r12aa] is (1) then [g6290.r29b.checkpoint] = 1
          *   if [q6269:r15] is (7) then [g6290.r29b.checkpoint] = 2
          *   if [q1:pr1] is (ge 0 or le 0) then [g6290.r29b.checkpoint] = 3
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6290     r29b.checkpoint

          section: r            level: respondent         cai reference: q6290
          type: numeric         width: 1                  decimals: 0
          ................................................................................
                        1. r is self-employed and business pays health insurance
             60         2. r15 is someplace else
           6863         3. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          12657     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); partial interview

v6291     r31.choice in plans

          section: r            level: respondent         cai reference: q6291
          type: numeric         width: 1                  decimals: 0

          r31.
                  at the time you enrolled in this plan, did you have a choice
                  of different health insurance plans that provided hospital
                  and physician benefits or was only one health insurance plan
                  offered to you?
          ................................................................................
           2987         1. yes, more than one plan
           3732         5. no, only one plan
            140         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          12717     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6290:r29b] is (1 or 2); partial
                           interview

v6292     r33a.better coverage?

          section: r            level: respondent         cai reference: q6292
          type: numeric         width: 1                  decimals: 0

          r33a.
                  compared to your health insurance plan, did any of these other
                  plans...

                  r33a.  provide better coverage?



                  r33b.  provide greater choice of physicians?



                  r33c.  cost more than your plan?
          ................................................................................
            597         1. yes
           2271         5. no
            119         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16593     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6290:r29b] is (1 or 2); [q6291:r31]
                           is (ne 1); partial interview

v6293     r33b.greater choice doctors?

          section: r            level: respondent         cai reference: q6293
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            860         1. yes
           1994         5. no
            133         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16593     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6290:r29b] is (1 or 2); [q6291:r31]
                           is (ne 1); partial interview

v6294     r33c.cost more?

          section: r            level: respondent         cai reference: q6294
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           1405         1. yes
           1419         5. no
            162         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          16593     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1); [q6290:r29b] is (1 or 2); [q6291:r31]
                           is (ne 1); partial interview

构造变量

          assignment statements
          *   if [q1101:a21y1] is (lt 65) and [q6269:r15] is (1) then [g6296.r33d.
             checkpoint] = 1
          *   if [q1101:a21y1] is (lt 65) and [q6269:r15] is (2) then [g6296.r33d.
             checkpoint] = 2
          *   if [q1:pr1] is (ge 0 or le 0) then [g6296.r33d. checkpoint] = 3
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6296     r33d. checkpoint

          section: r            level: respondent         cai reference: q6296
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           2984         1. r has health ins from own current employer and r is less than
                           65
           1071         2. r has health ins from own former employer and r is less than
                           65
           2808         3. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          12717     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2); partial
                           interview

v6297     r34.coverage continue to 65

          section: r            level: respondent         cai reference: q6297
          type: numeric         width: 1                  decimals: 0

          r34.
                  can you continue this insurance coverage for yourself
                  up to the age of 65?
          ................................................................................
            965         1. yes
             76         5. no
             30         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18509     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6296:r33d] is (1); partial interview

v6298     r34a.covrge offer by emplyr aft 65

          section: r            level: respondent         cai reference: q6298
          type: numeric         width: 1                  decimals: 0

          r34a.
                  does your employer offer some type of health insurance coverage
                  for you after the age of 65?
          ................................................................................
            618         1. yes
            257         5. no
             90         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18615     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6296:r33d] is (1); [q6297:r34] is (ne
                           1); partial interview

构造变量

          assignment statements
          *   if [q480:cs0y25] is (1) and [q597:cs15d] is (1) and [q1102:a21y2] is (lt
             65) and [q6279:r19d] is (36) then [g6299.r34y1b.branchpoint] = 1
          *   if [q480:cs0y25] is (2) and [q597:cs15d] is (1) and [q1102:a21y2] is (lt
             65) and [q6279:r19d] is (36) then [g6299.r34y1b.branchpoint] = 1
          *   if [q6297:r34] is (a) then [g6299.r34y1b.branchpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6299     r34y1b.branchpoint

          section: r            level: respondent         cai reference: q6299
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            454         1. spouse covered under policy and spouse less than 65 years old-
                           -->r34b
            511         2. all others -->r36
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18615     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6296:r33d] is (1); [q6297:r34] is (ne
                           1); partial interview

v6300     r34b.coverage continue for sp to 65

          section: r            level: respondent         cai reference: q6300
          type: numeric         width: 1                  decimals: 0

          r34b.
                  can you continue your current health insurance coverage
                  for your spouse until (he/she) is age 65?
          ................................................................................
            428         1. yes
             13         5. no
             13         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19126     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6296:r33d] is (1); [q6297:r34] is (ne
                           1); [q6299:r34y1b] is (2); partial interview

v6301     r34c.coverage for spouse after 65

          section: r            level: respondent         cai reference: q6301
          type: numeric         width: 1                  decimals: 0

          r34c.
                  does your employer offer some type of health insurance coverage
                  for your spouse after the age of 65?
          ................................................................................
            304         1. yes
             93         5. no
             31         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19152     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6296:r33d] is (1); [q6297:r34] is (ne
                           1); [q6299:r34y1b] is (2); [q6300:r34b] is (ne 1); partial
                           interview

v6302     r35.coverage to 65 if left now

          section: r            level: respondent         cai reference: q6302
          type: numeric         width: 1                  decimals: 0

          r35.
                  if you left your current employer now, could you continue
                  this health insurance coverage for yourself up to the age of 65?
          ................................................................................
           1421         1. yes
           1276         5. no
            287         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16596     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6297:r34] is (ne 1); [q6299:r34y1b] is
                           (2); [q6300:r34b] is (ne 1); [q6301:r34c] is (a); partial
                           interview

v6303     r35a.coverage after 65 if left now

          section: r            level: respondent         cai reference: q6303
          type: numeric         width: 1                  decimals: 0

          r35a.
                  if you left your current employer now, does your employer offer
                  some type of health insurance coverage for you after the age of 65?
          ................................................................................
            616         1. yes
            623         5. no
            182         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18159     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6297:r34] is (ne 1); [q6299:r34y1b] is
                           (2); [q6300:r34b] is (ne 1); [q6301:r34c] is (a); [q6302:r35]
                           is (ne 1); partial interview

构造变量

          assignment statements
          *   if [q597:cs15d] is (1) and [q6302:r35] is (1) and [q6279:r19d] is (36) and
             [q1102:a21y2] is (lt 65) then [g6306.r35y1b.checkpoint] = 1
          *   if [q1:pr1] is (ge 0 or le 0) then [g6306.r35y1b.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6306     r35y1b.checkpoint

          section: r            level: respondent         cai reference: q6306
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            681         1. r35=yes and r is married and spouse is covered and less than
                           65 -> r35bb
            740         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18159     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6297:r34] is (ne 1); [q6299:r34y1b] is
                           (2); [q6300:r34b] is (ne 1); [q6301:r34c] is (a); [q6302:r35]
                           is (ne 1); partial interview

v6307     r35b.coverage to 65 for sp if left now

          section: r            level: respondent         cai reference: q6307
          type: numeric         width: 1                  decimals: 0

          r35b.
                  if you left your current employer now could you continue
                  your current health insurance coverage for your spouse
                  until (he/she) is age 65?
          ................................................................................
            524         1. yes
            102         5. no
             55         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18899     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6297:r34] is (ne 1); [q6299:r34y1b] is
                           (2); [q6300:r34b] is (ne 1); [q6301:r34c] is (a); [q6302:r35]
                           is (ne 1); [q6306:r35y1b] is (2); partial interview

v6308     r35c.covrge for sp aft 65 if left now

          section: r            level: respondent         cai reference: q6308
          type: numeric         width: 1                  decimals: 0

          r35c.
                  if you left your current employer now, does your employer offer
                  some type of health insurance coverage for your spouse after
                  the age of 65?
          ................................................................................
            262         1. yes
            213         5. no
             49         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19056     blank. inap (inapplicable); [q6264:r12aa] is (1); [q6266:r13] is (ne
                           1); [q6271:r15b] is (1) or [q6290:r29b] is (1 or 2);
                           [q6296:r33d] is (3); [q6297:r34] is (ne 1); [q6299:r34y1b] is
                           (2); [q6300:r34b] is (ne 1); [q6301:r34c] is (a); [q6302:r35]
                           is (ne 1); [q6306:r35y1b] is (2); [q6307:r35b] is (ne 1);
                           partial interview

构造变量

          assignment statements
          *   if [q6238:r1] is (1) and [q6276:r19a] is (ne 1) then
             [g6311.r45b.checkpoint] = 1
          *   if [q1:pr1] is (ge 0 or le 0) then [g6311.r45b.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6311     r45b.checkpoint

          section: r            level: respondent         cai reference: q6311
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           9755         1. r is covered by medicare and no medigap insurance
           9776         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6312     r46.other insurance

          section: r            level: respondent         cai reference: q6312
          type: numeric         width: 1                  decimals: 0

          r46.
                  not counting long-term care insurance or medicare
                  or any other insurance we've discussed, do you have any
                  additional insurance that pays any part of hospital or doctor
                  bills?  sometimes this is called a medigap or medicare
                  supplement policy.
          ................................................................................
           3010         1. yes
           6676         5. no
             62         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
           9825     blank. inap (inapplicable); [q6311:r45b] is (2); partial interview

v6313     r46a.plan letter

          section: r            level: respondent         cai reference: q6313
          type: numeric         width: 2                  decimals: 0

          r46a.
                  many medicare supplemental or medigap plans are referred
                  to by a plan letter.  do you know the plan letter for
                  your plan?

                  probe:  what is it?

                  iwer: if no plan letter, enter 'z'

                  enter letter (a-j):
          ................................................................................
            187         1. a
             79         2. b
            133         3. c
             82         4. d
             31         5. e
            272         6. f
             19         7. g
             22         8. h
             19         9. i
             56        10. j
            514        26. z
              3        95. other letter
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          18163     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); partial interview

v6314     r46b.pay all/some/none of premium

          section: r            level: respondent         cai reference: q6314
          type: numeric         width: 1                  decimals: 0

          r46b.
                  do you pay all of the costs, some of the costs,
                  or none of the costs of the premium for this health
                  insurance coverage?
          ................................................................................
           2552         1. all
            227         2. some
            200         3. none
             30         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          16570     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); partial interview

v6315     r46c.amt pay

          section: r            level: respondent         cai reference: q6315
          type: numeric         width: 6                  decimals: 0

          r46c.
                  how much do you pay for this health insurance?

                  probe: include the amount deducted from your pay check
                  but not the amount paid by the employer.

                  amount:
                  per:
          ................................................................................
              5                   0. may include amount reported at r17
           2452            1-999996. actual value
            295              999998. dk (don't know); na (not ascertained)
             24              999999. rf (refused)
          16804               blank. inap (inapplicable); [q6311:r45b] is (2);
                                     [q6312:r46] is (ne 1); [q6314:r46b] is (3 or dk or
                                     rf); partial interview

v6316     r46ca.per

          section: r            level: respondent         cai reference: q6316
          type: numeric         width: 2                  decimals: 0
          ................................................................................
            417         1. year
            253         2. quarterly/every 3 months
            105         3. bimonthly/every 2 months
           1648         4. month
              3         5. week
              3         6. biweekly/every 2 weeks
             24         7. semi-annually/2 times per year
                        8. semi-monthly/2 times per month
              1        97. other (specify)
              4        98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
          17121     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); [q6314:r46b] is (3 or dk or rf); [q6315:r46c] is (dk or
                           rf); partial interview

v6318     r46e.plan pay part prescription drugs

          section: r            level: respondent         cai reference: q6318
          type: numeric         width: 1                  decimals: 0

          r46e.
                  does this health insurance plan pay any part of the
                  cost of prescription medicines?
          ................................................................................
            996         1. yes
           1972         5. no
             42         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16570     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); partial interview

v6319     r46f.plan pay part dental care

          section: r            level: respondent         cai reference: q6319
          type: numeric         width: 1                  decimals: 0

          r46f.
                  does this health insurance plan pay any part of the
                  cost of routine dental care by a dentist?
          ................................................................................
            229         1. yes
           2728         5. no
             53         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16570     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); partial interview

构造变量

          assignment statements
          *   if [q6318:r46e] is (1) or [q6319:r46f] is (1) then [g6320.r46ff.checkpoint]
             = 1
          *   if [q6319:r46f] is (a) then [g6320.r46ff.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6320     r46ff.checkpoint

          section: r            level: respondent         cai reference: q6320
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           1055         1. r's health insurance pays part of prescription and/or dental
                           care
           1955         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16570     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); partial interview

v6321     r46g.r pay extra for benefits

          section: r            level: respondent         cai reference: q6321
          type: numeric         width: 1                  decimals: 0

          r46g.
                  do you pay extra for (this (prescription) benefit/this (dental)
                  benefit/these prescription or dental benefits)?
          ................................................................................
            231         1. yes
            785         5. no
             39         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18525     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); [q6320:r46ff] is (2); partial interview

v6322     r46h.limits on health insurance

          section: r            level: respondent         cai reference: q6322
          type: numeric         width: 1                  decimals: 0

          r46h.
                  are there any limits or restrictions on this health
                  insurance plan due to a preexisting condition?
          ................................................................................
             32         1. yes
            998         5. no
             25         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18525     blank. inap (inapplicable); [q6311:r45b] is (2); [q6312:r46] is (ne
                           1); [q6320:r46ff] is (2); partial interview

v6324     r48.any health insur

          section: r            level: respondent         cai reference: q6324
          type: numeric         width: 1                  decimals: 0

          r48.
                  do you have any basic health insurance coverage
                  purchased directly from an insurance company or
                  through a membership organization?

                  insurance from organizations such as aarp or
                  professional organizations, or from state or health
                  alliances are examples of such insurance.
          ................................................................................
            647         1. yes
            994         5. no
              4         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          17927     blank. inap (inapplicable); [q6238:r1] is (1); [q6264:r12aa] is (1);
                           [q6242:r5] is (1) or [q6251:r9] is (1) or [q6266:r13] is (1);
                           partial interview

v6325     r48b.any other purchased health ins

          section: r            level: respondent         cai reference: q6325
          type: numeric         width: 1                  decimals: 0

          r48b.
                  not counting long-term care policies or the health insurance
                  you already told me about, do you have any other health insurance
                  coverage that you purchased directly from an insurance company or
                  through a membership organization?

                  insurance from organizations such as aarp or
                  professional organizations, or from state or health
                  alliances are examples of such insurance.
          ................................................................................
            415         1. yes
           6105         5. no
             14         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13043     blank. inap (inapplicable); [q6238:r1] is (1); [q6264:r12aa] is (1);
                           [q6324:r48] is (a); partial interview

v6326     r50.cover hospital care

          section: r            level: respondent         cai reference: q6326
          type: numeric         width: 1                  decimals: 0

          r50.
                  does this insurance cover the costs for hospital care?
          ................................................................................
            943         1. yes
            107         5. no
             12         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18518     blank. inap (inapplicable); [q6238:r1] is (1); [q6264:r12aa] is (1);
                           [q6324:r48] is (ne 1) and [q6325:r48b] is (ne 1); partial
                           interview

v6327     r52.amt pay for health insurance

          section: r            level: respondent         cai reference: q6327
          type: numeric         width: 6                  decimals: 0

          r52.
                  how much do you pay for this health insurance?

                  probe: include the amount deducted from your pay
                  check but not the amount paid by the employer.

                  amount:
                  per:
          ................................................................................
           1220            0-999996. actual value
             92              999998. dk (don't know); na (not ascertained)
              6              999999. rf (refused)
          18262               blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48]
                                     is (ne 1) and [q6325:r48b] is (ne 1); partial
                                     interview

v6328     r52a.per

          section: r            level: respondent         cai reference: q6328
          type: numeric         width: 2                  decimals: 0
          ................................................................................
            239         1. year
             75         2. quarterly/every 3 months
             10         3. bimonthly/every 2 months
            838         4. month
             16         5. week
             12         6. biweekly/every 2 weeks
             16         7. semi-annually/2 times per year
                        8. semi-monthly/2 times per month
              4        97. other (specify)
              9        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          18361     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6327:r52] is (dk or rf); partial
                           interview

v6330     r54.is anyone else covered

          section: r            level: respondent         cai reference: q6330
          type: numeric         width: 1                  decimals: 0

          r54.
                  besides yourself, is anyone else covered
                  on this health insurance?
          ................................................................................
            694         1. yes
            624         5. no
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18262     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); partial interview

v6331m1   r54a.who else covered

          section: r            level: respondent         cai reference: q6331
          type: character       width: 3                  decimals: 0

          r54a.
                  who besides (yourself/yourself and policyholder) is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
            597       036. spouse/partner
              7       038. all my children
              1       039. grandchildren
              1   041-083. other person number
             82   101-995. other person number
              6       997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          18886     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6330:r54] is (5 or dk or rf);
                           partial interview; no subsequent mention

v6331m2   r54a.who else covered

          section: r            level: respondent         cai reference: q6331
          type: character       width: 3                  decimals: 0

          r54a.
                  who besides (yourself/yourself and policyholder) is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
             40       036. spouse/partner
              8       038. all my children
                      039. grandchildren
                  041-083. other person number
             58   101-995. other person number
              5       997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19469     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6330:r54] is (5 or dk or rf);
                           partial interview; no subsequent mention

v6331m3   r54a.who else covered

          section: r            level: respondent         cai reference: q6331
          type: character       width: 3                  decimals: 0

          r54a.
                  who besides (yourself/yourself and policyholder) is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
             15       036. spouse/partner
                      038. all my children
                      039. grandchildren
                  041-083. other person number
             18   101-995. other person number
              2       997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19545     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6330:r54] is (5 or dk or rf);
                           partial interview; no subsequent mention

v6331m4   r54a.who else covered

          section: r            level: respondent         cai reference: q6331
          type: character       width: 3                  decimals: 0

          r54a.
                  who besides (yourself/yourself and policyholder) is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
              2       036. spouse/partner
                      038. all my children
                      039. grandchildren
                  041-083. other person number
              3   101-995. other person number
                      997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19575     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6330:r54] is (5 or dk or rf);
                           partial interview; no subsequent mention

v6331m5   r54a.who else covered

          section: r            level: respondent         cai reference: q6331
          type: character       width: 3                  decimals: 0

          r54a.
                  who besides (yourself/yourself and policyholder) is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
              1       036. spouse/partner
                      038. all my children
                      039. grandchildren
                  041-083. other person number
              1   101-995. other person number
                      997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19578     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6330:r54] is (5 or dk or rf);
                           partial interview; no subsequent mention

v6331m6   r54a.who else covered

          section: r            level: respondent         cai reference: q6331
          type: character       width: 3                  decimals: 0

          r54a.
                  who besides (yourself/yourself and policyholder) is covered?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
              1       036. spouse/partner
                      038. all my children
                      039. grandchildren
                  041-083. other person number
                  101-995. other person number
                      997. other (specify); including ex-spouses
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19579     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6330:r54] is (5 or dk or rf);
                           partial interview; no subsequent mention

v6332     r54b.obtain coverage for spouse

          section: r            level: respondent         cai reference: q6332
          type: numeric         width: 1                  decimals: 0

          r54b.
              could you have obtained coverage for your spouse through
              this health insurance plan?
          ................................................................................
            199         1. yes
            174         5. no
             13         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19194     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q600:cs15y15] is (0) or
                           [q6331:r54a] is (36); partial interview

v6333     r55.is this hmo

          section: r            level: respondent         cai reference: q6333
          type: numeric         width: 1                  decimals: 0

          r55.
                  i'd like to ask you a few questions about how this health
                  insurance works for non-emergency care.

                  is this insurance plan an hmo, that is, a health maintenance
                  organization?

                  definition:  with an hmo, the cost of the physician visit is
                  typically covered in full or you pay only a small amount.  all
                  of your routine care must be provided by an hmo physician.
          ................................................................................
            365         1. yes
            908         5. no
             45         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18262     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); partial interview

v6334     r55a.if list of doctors

          section: r            level: respondent         cai reference: q6334
          type: numeric         width: 1                  decimals: 0

          r55a.
                  does your health insurance plan have a list or book of doctors
                  that you are encouraged or required to use?
          ................................................................................
            339         1. yes
            587         5. no
             27         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18627     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6333:r55] is (1); partial
                           interview

v6335     r55b.pay routine care

          section: r            level: respondent         cai reference: q6335
          type: numeric         width: 1                  decimals: 0

          r55b.
                  does your health insurance plan pay any of the costs of
                  routine care if you see a doctor who is not on this list?
          ................................................................................
            199         1. yes
             39         2. yes, with a referral
             69         5. no
             32         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19241     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6333:r55] is (1); [q6334:r55a]
                           is (5 or dk or rf); partial interview

v6336     r55d.hmo:if r pays for dr visits

          section: r            level: respondent         cai reference: q6336
          type: numeric         width: 1                  decimals: 0

          r55d.
                  under this health insurance plan, do you pay a percentage
                  of the doctor's charge, the same dollar amount each time
                  you visit the doctor, or do you not pay anything at all
                  for doctor visits?
          ................................................................................
             44         1. percent
            294         2. dollar amount/copay
             23         3. r doesn't pay anything
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19215     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6333:r55] is (ne 1); partial
                           interview

v6337     r55e.non hmo:if plan pays dr visits

          section: r            level: respondent         cai reference: q6337
          type: numeric         width: 1                  decimals: 0

          r55e.
                  does this plan pay any of the costs of routine
                  visits to the doctor?
          ................................................................................
            536         1. yes
            386         5. no
             31         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18627     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6333:r55] is (1); partial
                           interview

v6338     r55f.pay prescription drugs

          section: r            level: respondent         cai reference: q6338
          type: numeric         width: 1                  decimals: 0

          r55f.
                  does this health insurance plan pay any part of the cost
                  of prescription medicines?
          ................................................................................
            815         1. yes
            476         5. no
             27         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18262     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); partial interview

v6339     r56.pay dental visit

          section: r            level: respondent         cai reference: q6339
          type: numeric         width: 1                  decimals: 0

          r56.
                  does this health insurance plan pay any part of the cost
                  of routine dental care by a dentist?
          ................................................................................
            282         1. yes
           1018         5. no
             18         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18262     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); partial interview

构造变量

          assignment statements
          *   if [q6338:r55f] is (1) or [q6339:r56] is (1) then [g6340.r56a.checkpoint] =
             1
          *   if [q6339:r56] is (a) then [g6340.r56a.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6340     r56a.checkpoint

          section: r            level: respondent         cai reference: q6340
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            863         1. r answered yes to r55f or r56
            455         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18262     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); partial interview

v6341     r57.r pay extra

          section: r            level: respondent         cai reference: q6341
          type: numeric         width: 1                  decimals: 0

          r57.
                  do you pay extra for (this (prescription) benefit/this (dental)
                  benefit/these prescription or dental benefits)?
          ................................................................................
            204         1. yes
            622         5. no
             36         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          18717     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); [q6340:r56a] is (2); partial
                           interview

v6342     r57a.limits on health insur

          section: r            level: respondent         cai reference: q6342
          type: numeric         width: 1                  decimals: 0

          r57a.
                  are there any limits or restrictions on this health
                  insurance plan due to a preexisting condition?
          ................................................................................
            130         1. yes
           1126         5. no
             62         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18262     blank. inap (inapplicable); [q6238:r1] is (1); [q6324:r48] is (ne 1)
                           and [q6325:r48b] is (ne 1); partial interview

构造变量

          assignment statements
          *   if [q6238:r1] is (1) or [q6242:r5] is (1) or [q6251:r9] is (1) or
             [q6264:r12aa] is (1) or [q6266:r13] is (1) or [q6324:r48] is (1) then
             [g6356.r57b.checkpoint] = 1
          *   if [q6355:rtime5] is (a) then [g6356.r57b.checkpoint] = 2
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6356     r57b.checkpoint

          section: r            level: respondent         cai reference: q6356
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          18525         1. r is covered by medicare, medicaid, champus/champva or other
                           insurance
           1006         2. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6357     r58.without insur

          section: r            level: respondent         cai reference: q6357
          type: numeric         width: 1                  decimals: 0

          r58.
                  i have recorded that you are currently covered by health
                  insurance.  were you ever without health insurance
                  coverage at any time
          if q753 is (1)
                  since
                  [q218-pr218.prev wave iw month]
                  [q219-pr219.prev wave iw year] ?
          else
                  in the last two years?
          end
          ................................................................................
            463         1. yes
          18045         5. no
             13         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           1055     blank. inap (inapplicable); [q6356:r57b] is (2); partial interview

v6361     r61.expenses without coverage

          section: r            level: respondent         cai reference: q6361
          type: numeric         width: 1                  decimals: 0

          r61.
                  during the time you were not covered by health
                  insurance, did you have any medical expenses for
                  which you had to pay $100 or more?
          ................................................................................
            217         1. yes
            239         5. no
              7         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19117     blank. inap (inapplicable); [q6356:r57b] is (2); [q6357:r58] is (5 or
                           dk or rf); partial interview

v6362     r62.fear loss if look for job

          section: r            level: respondent         cai reference: q6362
          type: numeric         width: 1                  decimals: 0

          r62.
                  has the fear of losing your health
          if q753 is (ne1)
                  insurance ever kept you from looking for another job?
          else
                  insurance kept you from looking for another job in the last
                  two years?
          end
          ................................................................................
            469         1. yes
           6156         5. no
              5         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          12946     blank. inap (inapplicable); [q6356:r57b] is (2); [q3381:g2] is (ne
                           1); partial interview

v6366     r67.not covrd by gvt/priv hlth ins

          section: r            level: respondent         cai reference: q6366
          type: numeric         width: 1                  decimals: 0

          r67.
                  according to my information, you are not currently covered
                  by any government or private health insurance plans that
                  provide for medical care.  is that correct?
          ................................................................................
            921         1. yes
             69         5. no
              9         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
          18574     blank. inap (inapplicable); [q6356:r57b] is (1); partial interview

v6367m1   r68.which plan

          section: r            level: respondent         cai reference: q6367
          type: numeric         width: 1                  decimals: 0

          r68.
                  under which of the following plans are you covered?

          user note:  up to six responses were allowed for this question, the actual
          maximum number of responses was one.
          ................................................................................
              5         1. medicare
              3         2. medicaid
             10         3. state name for medicaid
              1         4. champus, champva
             24         5. a private plan from an employer
              8         6. a private plan purchased directly
             17         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          19511     blank. inap (inapplicable); [q6356:r57b] is (1); [q6366:r67] is (1 or
                           dk or rf); partial interview; no subsequent mention

构造变量

          assignment statements
          *   if [q3381:g2] is (1) and [q3382:g3] is (1) then [g6368.r68a.checkpoint] = 1
          *   if [q3381:g2] is (ne 1) or [q3382:g3] is (2) then [g6368.r68a.checkpoint] =
             2
          *   if [q1:pr1] is (ge 0 or le 0) then [g6368.r68a.checkpoint] = 3
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v6368     r68a.checkpoint

          section: r            level: respondent         cai reference: q6368
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           5634         1. r is currently employed by someone else
          13894         2. r is not currently employed or is self-employed
              3         3. all others
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6369     r71.emp offer health insurance

          section: r            level: respondent         cai reference: q6369
          type: numeric         width: 1                  decimals: 0

          r71.
                  does your employer or union offer a health insurance
                  plan to any of its employees?
          ................................................................................
            119         1. yes
            231         5. no
              6         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          19222     blank. inap (inapplicable); [q6356:r57b] is (1); [q6368:r68a] is (2
                           or 3); partial interview

v6370     r72.offered insurance through job

          section: r            level: respondent         cai reference: q6370
          type: numeric         width: 1                  decimals: 0

          r72.
                  were you offered health insurance through your job?
          ................................................................................
             69         1. yes
             50         5. no
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19461     blank. inap (inapplicable); [q6356:r57b] is (1); [q6368:r68a] is (2
                           or 3); [q6369:r71] is (5 or dk or rf); partial interview

v6371     r73.eligible in future

          section: r            level: respondent         cai reference: q6371
          type: numeric         width: 1                  decimals: 0

          r73.
                  will you be eligible for health insurance through your
                  job in the future?
          ................................................................................
             19         1. yes
             29         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19530     blank. inap (inapplicable); [q6356:r57b] is (1); [q6368:r68a] is (2
                           or 3); [q6369:r71] is (5 or dk or rf); [q6370:r72] is (1);
                           partial interview

v6374     r78.withdrawn from hmo since prev wave

          section: r            level: respondent         cai reference: q6374
          type: numeric         width: 1                  decimals: 0

          r78.
          if q753 is (1)
                  since
                  [q218-pr218.prev wave iw month]
                  [q219-pr219.prev wave iw year]
          else
                  in the last two years
          end
                  have you left an hmo for any reason?
          ................................................................................
            525         1. yes
          10515         5. no
             46         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           8490     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6238:r1] is (ne 1) and [q6367:r68] is (ne 1); partial
                           interview

v6375     r79.voluntarily leave

          section: r            level: respondent         cai reference: q6375
          type: numeric         width: 1                  decimals: 0

          r79.
                  did you voluntarily leave that hmo?
          ................................................................................
            353         1. yes
            172         5. no
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19055     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6238:r1] is (ne 1) and [q6367:r68] is (ne 1); [q6374:r78] is
                           (5 or dk or rf); partial interview

v6376m1   r80.why leave hmo

          section: r            level: respondent         cai reference: q6376
          type: numeric         width: 2                  decimals: 0

          r80.
                  why did you leave that hmo?

                  choose all that apply

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             38         1. own physician left plan
            124         2. hmo didn't provide needed services
             93         3. hmo costs increased
              5         4. hmo encouraged me to leave
             19         5. better coverage with new plan
             31         6. too far away from hmo; r moved and hmo not in new region
             14        10. switched to medicare
             15        11. r retired, left, or changed jobs
             12        97. other (specify)
              1        98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
          19227     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6238:r1] is (ne 1) and [q6367:r68] is (ne 1); [q6374:r78] is
                           (5 or dk or rf); [q6375:r79] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6376m2   r80.why leave hmo

          section: r            level: respondent         cai reference: q6376
          type: numeric         width: 2                  decimals: 0

          r80.
                  why did you leave that hmo?

                  choose all that apply

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              2         1. own physician left plan
             19         2. hmo didn't provide needed services
             13         3. hmo costs increased
              1         4. hmo encouraged me to leave
              6         5. better coverage with new plan
              2         6. too far away from hmo; r moved and hmo not in new region
              1        10. switched to medicare
                       11. r retired, left, or changed jobs
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19536     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6238:r1] is (ne 1) and [q6367:r68] is (ne 1); [q6374:r78] is
                           (5 or dk or rf); [q6375:r79] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6376m3   r80.why leave hmo

          section: r            level: respondent         cai reference: q6376
          type: numeric         width: 2                  decimals: 0

          r80.
                  why did you leave that hmo?

                  choose all that apply

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. own physician left plan
                        2. hmo didn't provide needed services
              1         3. hmo costs increased
                        4. hmo encouraged me to leave
              2         5. better coverage with new plan
                        6. too far away from hmo; r moved and hmo not in new region
                       10. switched to medicare
                       11. r retired, left, or changed jobs
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19577     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6238:r1] is (ne 1) and [q6367:r68] is (ne 1); [q6374:r78] is
                           (5 or dk or rf); [q6375:r79] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6376m4   r80.why leave hmo

          section: r            level: respondent         cai reference: q6376
          type: numeric         width: 2                  decimals: 0

          r80.
                  why did you leave that hmo?

                  choose all that apply

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. own physician left plan
              1         2. hmo didn't provide needed services
                        3. hmo costs increased
                        4. hmo encouraged me to leave
                        5. better coverage with new plan
                        6. too far away from hmo; r moved and hmo not in new region
                       10. switched to medicare
                       11. r retired, left, or changed jobs
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19579     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6238:r1] is (ne 1) and [q6367:r68] is (ne 1); [q6374:r78] is
                           (5 or dk or rf); [q6375:r79] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6377     r81.how long before covered-months

          section: r            level: respondent         cai reference: q6377
          type: numeric         width: 2                  decimals: 0

          r81.
                  from the time you left that hmo, about how long was it
                  before you were fully covered by your new health
                  insurance plan?

                  enter "96" months if no gap.

                  months:
                     or
                  years:

                     or



          user note:  the respondent could answer this question in different ways.
          the different types of responses are reported in this and the next
          variable(s). there should be valid data in only one of these variables,
          depending on how the respondent chose to answer the question.
          ................................................................................
             67                1-50. actual value
            424                  96. no gap
              9                  98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
          19080               blank. inap (inapplicable); [q6366:r67] is (1 or dk or
                                     rf); [q6238:r1] is (ne 1) and [q6367:r68] is (ne
                                     1); [q6374:r78] is (5 or dk or rf); partial
                                     interview

v6378     r81y1.how long before covered-years

          section: r            level: respondent         cai reference: q6378
          type: numeric         width: 2                  decimals: 0
          ................................................................................
              5                1-50. actual value
              2                  98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
          19573               blank. inap (inapplicable); [q6366:r67] is (1 or dk or
                                     rf); [q6238:r1] is (ne 1) and [q6367:r68] is (ne
                                     1); [q6374:r78] is (5 or dk or rf); [q6377:r81] is
                                     (96); [q6377:r81] is (1-50 or dk or rf); partial
                                     interview

v6379     r81y2.no new health insurance plan

          section: r            level: respondent         cai reference: q6379
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             18         1. no new health insurance plan
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19562     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6238:r1] is (ne 1) and [q6367:r68] is (ne 1); [q6374:r78] is
                           (5 or dk or rf); [q6377:r81] is (96); [q6377:r81] is (1-50 or
                           dk or rf); [q6378:r81y1] is (1-50 or dk or rf); partial
                           interview

v6381     r82.other changes since prev wave

          section: r            level: respondent         cai reference: q6381
          type: numeric         width: 1                  decimals: 0

          r82.
          if q6238 is (1)
                  (other than the changes you've already told me about,)
          end
          if q753 is (1)
                  since
                  [q218-pr218.prev wave iw month]
                  [q219-pr219.prev wave iw year]
          else
                  in the last two years
          end
                  have there been any (other) changes in the type, cost, or
                  in the services or doctors covered by your health insurance?
          ................................................................................
           5471         1. yes
          12898         5. no
            216         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
            986     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf); partial
                           interview

v6382m1   r83. what chngd about hlth ins

          section: r            level: respondent         cai reference: q6382
          type: numeric         width: 2                  decimals: 0

          r83.
                  what has changed about your health insurance?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was five.
          ................................................................................
           3819         1. cost became higher
            158         2. cost became lower
            233         3. fewer services covered
            119         4. more services covered
            142         5. less choice of physicians
             48         6. more choice of physicians
             10         7. more convenient
             34         8. lost plan
            755         9. changed to a completely different plan
             11        10. less convenient
            101        97. other (specify)
             40        98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
          14109     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6381:r82] is (5 or dk or rf); partial interview; no
                           subsequent mention

v6382m2   r83. what chngd about hlth ins

          section: r            level: respondent         cai reference: q6382
          type: numeric         width: 2                  decimals: 0

          r83.
                  what has changed about your health insurance?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was five.
          ................................................................................
            153         1. cost became higher
             42         2. cost became lower
            294         3. fewer services covered
             77         4. more services covered
            124         5. less choice of physicians
             34         6. more choice of physicians
             13         7. more convenient
             18         8. lost plan
            118         9. changed to a completely different plan
             10        10. less convenient
             22        97. other (specify)
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          18674     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6381:r82] is (5 or dk or rf); partial interview; no
                           subsequent mention

v6382m3   r83. what chngd about hlth ins

          section: r            level: respondent         cai reference: q6382
          type: numeric         width: 2                  decimals: 0

          r83.
                  what has changed about your health insurance?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was five.
          ................................................................................
             19         1. cost became higher
              8         2. cost became lower
             30         3. fewer services covered
             12         4. more services covered
             35         5. less choice of physicians
             13         6. more choice of physicians
              7         7. more convenient
             10         8. lost plan
             39         9. changed to a completely different plan
              1        10. less convenient
             10        97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19396     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6381:r82] is (5 or dk or rf); partial interview; no
                           subsequent mention

v6382m4   r83. what chngd about hlth ins

          section: r            level: respondent         cai reference: q6382
          type: numeric         width: 2                  decimals: 0

          r83.
                  what has changed about your health insurance?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was five.
          ................................................................................
              2         1. cost became higher
                        2. cost became lower
                        3. fewer services covered
              1         4. more services covered
              4         5. less choice of physicians
                        6. more choice of physicians
              3         7. more convenient
              4         8. lost plan
              8         9. changed to a completely different plan
              2        10. less convenient
              1        97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19555     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6381:r82] is (5 or dk or rf); partial interview; no
                           subsequent mention

v6382m5   r83. what chngd about hlth ins

          section: r            level: respondent         cai reference: q6382
          type: numeric         width: 2                  decimals: 0

          r83.
                  what has changed about your health insurance?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was five.
          ................................................................................
                        1. cost became higher
                        2. cost became lower
                        3. fewer services covered
                        4. more services covered
                        5. less choice of physicians
                        6. more choice of physicians
              1         7. more convenient
                        8. lost plan
              1         9. changed to a completely different plan
                       10. less convenient
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19578     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6381:r82] is (5 or dk or rf); partial interview; no
                           subsequent mention

v6383     r84. choice in change ins

          section: r            level: respondent         cai reference: q6383
          type: numeric         width: 1                  decimals: 0

          r84.
                  did you choose to make (this change/these changes) in your
                  health insurance coverage, or did you not have a choice in
                  the change(s)?
          ................................................................................
            456         1. r made change
            108         3. partly r's choice and partly not
           4905         5. r had no choice
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14107     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q6381:r82] is (5 or dk or rf); partial interview

v6384     r84a. have insurance booklet

          section: r            level: respondent         cai reference: q6384
          type: numeric         width: 1                  decimals: 0

          r84a.
                  we are interested in learning more about the specific coverage or
                  benefits people have under health insurance policies like yours.
                  these health benefits are usually described in a booklet or other
                  printed material that employers or insurance companies give to
                  people who are covered by their insurance.  do you have a booklet
                  or other document that describes your health insurance benefits?
          ................................................................................
            746         1. yes
            154         5. no
             15         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          18664     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q514:cs1a] is (2 or 3); not ([q220:pr220] is (6));
                           [q6311:r45b] is (1) and [q6312:r46] is (ne 1); partial
                           interview

v6385     r84b. know how to get booklet

          section: r            level: respondent         cai reference: q6385
          type: numeric         width: 1                  decimals: 0

          r84b.
                  do you know how to obtain one?
          ................................................................................
             44         1. yes
            119         5. no
              7         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19410     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q514:cs1a] is (2 or 3); not ([q220:pr220] is (6));
                           [q6311:r45b] is (1) and [q6312:r46] is (ne 1); [q6384:r84a] is
                           (1); partial interview

v6386     r84c. annual booklets

          section: r            level: respondent         cai reference: q6386
          type: numeric         width: 1                  decimals: 0

          r84c.
                  many health insurance plans provide this kind of information once a
                  year when you're allowed to make changes to your coverage.  does
                  your health insurance do this?
          ................................................................................
             15         1. yes
             86         5. no
             25         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19454     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q514:cs1a] is (2 or 3); not ([q220:pr220] is (6));
                           [q6311:r45b] is (1) and [q6312:r46] is (ne 1); [q6384:r84a] is
                           (1); [q6385:r84b] is (1); partial interview

v6387     r84d. month booklets issued

          section: r            level: respondent         cai reference: q6387
          type: numeric         width: 2                  decimals: 0

          r84d.
                  if you can recall, about what time of year does this happen?
                  in what month was that?

                  month/season:
          ................................................................................
              3         1. jan
                        2. feb
                        3. mar
                        4. apr
                        5. may
                        6. jun
                        7. jul
              1         8. aug
                        9. sep
              1        10. oct
              2        11. nov
                       12. dec
              2        13. winter
                       14. spring
                       15. summer
              1        16. fall
              5        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19565     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q514:cs1a] is (2 or 3); not ([q220:pr220] is (6));
                           [q6311:r45b] is (1) and [q6312:r46] is (ne 1); [q6384:r84a] is
                           (1); [q6385:r84b] is (1); [q6386:r84c] is (ne 1); partial
                           interview

v6388     r84e. willing to send booklet

          section: r            level: respondent         cai reference: q6388
          type: numeric         width: 1                  decimals: 0

          r84e.
                  it would be a great help to our study if we could look over the
                  written description of your health insurance coverage for details
                  that we don't ask about during the interview.  if you agree
                  (next q6387-r84d. month booklets issued) we would like to send you
                  a stamped envelope with our address that you could use to mail
                  the booklet to us.  for the extra effort involved in providing
                  this information to us, we will also include a check for $15.00.
                  it will take us about a month to process the information, and
                  then we will return the book to you.  would you be willing to do
                  this?
          ................................................................................
            591         1. yes
            206         5. no
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18780     blank. inap (inapplicable); [q6366:r67] is (1 or dk or rf);
                           [q514:cs1a] is (2 or 3); not ([q220:pr220] is (6));
                           [q6311:r45b] is (1) and [q6312:r46] is (ne 1); [q6386:r84c] is
                           (ne 1); [q6387:r84d] is (dk or rf); partial interview

v6389     r84f. thank you

          section: r            level: respondent         cai reference: q6389
          type: numeric         width: 1                  decimals: 0

          r84f.
                  thank you for being so helpful.  you can expect to receive the
                  check and envelope in the mail (in about two to three weeks/next
                  q6387-r84d. month booklets issued).
                  now i have a few questions about other types of insurance.

          user note:  this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
          19580     blank. no data

v6390     r84g. reassurance

          section: r            level: respondent         cai reference: q6390
          type: numeric         width: 1                  decimals: 0

          r84g.
                  that's fine.  we understand that it could be a big inconvenience
                  to some people.  now i have a few questions about other types
                  of insurance.

          user note:  this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
          19580     blank. no data

v6393     r85.ltc insurance

          section: r            level: respondent         cai reference: q6393
          type: numeric         width: 1                  decimals: 0

          r85.
              not including government programs, do you now have any
              insurance which specifically covers any part of personal
              or medical care in your home or in a nursing home for a
              year or more?
          ................................................................................
           1808         1. yes
          17357         5. no
            351         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6394     r87.cover nursing home/in-home care

          section: r            level: respondent         cai reference: q6394
          type: numeric         width: 1                  decimals: 0

          r87.
                  does this plan cover care in a nursing home facility only,
                  personal or long-term care at home, or both in-home and
                  nursing home care?
          ................................................................................
            252         1. nursing home care only
            142         2. in-home care only
           1280         3. both
              8         7. other (specify)
            126         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          17772     blank. inap (inapplicable); [q6393:r85] is (5 or dk or rf); partial
                           interview

v6395     r88.recd benefits under ltc

          section: r            level: respondent         cai reference: q6395
          type: numeric         width: 1                  decimals: 0

          r88.
                  have you ever received benefits under your long-term care policy?
          ................................................................................
             81         1. yes
           1724         5. no
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          17772     blank. inap (inapplicable); [q6393:r85] is (5 or dk or rf); partial
                           interview

v6396     r89.payments increase with inflation

          section: r            level: respondent         cai reference: q6396
          type: numeric         width: 1                  decimals: 0

          r89.
                  does this plan increase payments with inflation?
          ................................................................................
            684         1. yes
            804         5. no
            319         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          17772     blank. inap (inapplicable); [q6393:r85] is (5 or dk or rf); partial
                           interview

v6397     r90.amt pay for ltc

          section: r            level: respondent         cai reference: q6397
          type: numeric         width: 6                  decimals: 0

          r90.
                  about how much do you pay for this plan?

                  amount:
                  per:

                  iwer: enter "0" if no payments are made
          ................................................................................
           1607            0-999996. actual value
            187              999998. dk (don't know); na (not ascertained)
             14              999999. rf (refused)
          17772               blank. inap (inapplicable); [q6393:r85] is (5 or dk or
                                     rf); partial interview

v6398     r90y1.per

          section: r            level: respondent         cai reference: q6398
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            621         1. year
             64         2. quarter (every 3 months)
              7         3. week
            611         4. month
              5         6. lump sum payment
              5         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18267     blank. inap (inapplicable); [q6393:r85] is (5 or dk or rf);
                           [q6397:r90] is (0 or dk or rf); partial interview

v6400     r91.how long have ltc-months

          section: r            level: respondent         cai reference: q6400
          type: numeric         width: 2                  decimals: 0

          r91.
                  about how long have you had this long-term care insurance?

                  months:
                    or
                  years:

          user note:  the respondent could answer this question in different ways.
          the different types of responses are reported in this and the next
          variable(s). there should be valid data in only one of these variables,
          depending on how the respondent chose to answer the question.
          ................................................................................
            360                0-50. actual value
             65                  98. dk (don't know); na (not ascertained)
              2                  99. rf (refused)
          19153               blank. inap (inapplicable); [q6393:r85] is (5 or dk or
                                     rf); partial interview

v6401     r91y1.how long have ltc-years

          section: r            level: respondent         cai reference: q6401
          type: numeric         width: 2                  decimals: 0
          ................................................................................
           1366                1-50. actual value
             14                  98. dk (don't know); na (not ascertained)
              1                  99. rf (refused)
          18199               blank. inap (inapplicable); [q6393:r85] is (5 or dk or
                                     rf); [q6400:r91] is ("0" or dk or rf or 1-50);
                                     partial interview

v6403     r92.ltc canceled/lapsed

          section: r            level: respondent         cai reference: q6403
          type: numeric         width: 1                  decimals: 0

          r92.
                  have you ever been covered by any long-term care
                  insurance that you cancelled or let lapse?
          ................................................................................
            365         1. yes
          19084         5. no
             71         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6404     r93.why ltc coverage lapse

          section: r            level: respondent         cai reference: q6404
          type: numeric         width: 1                  decimals: 0

          r93.
                  did your coverage lapse because the premiums were too
                  high, because you didn't think you needed to carry it
                  any longer, or what?
          ................................................................................
            161         1. premiums too high
             59         3. coverage connected with job, or r moved
            101         5. didn't need it
             40         7. other (specify)
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19215     blank. inap (inapplicable); [q6403:r92] is (5 or dk or rf); partial
                           interview

v6405     r93a.how satisfied with health care

          section: r            level: respondent         cai reference: q6405
          type: numeric         width: 1                  decimals: 0

          r93a.
                  now, thinking about the quality, cost, and convenience
                  of your health care, altogether would you say that
                  you are very satisfied, somewhat satisfied, or not
                  satisfied at all with your health care?
          ................................................................................
          10011         1. very satisfied
           7812         3. somewhat satisfied
           1443         5. not satisfied at all
            246         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6409     r94.have any life insurance

          section: r            level: respondent         cai reference: q6409
          type: numeric         width: 1                  decimals: 0

          r94.
                  do you have any life insurance, including individual or
                  group policies?
          ................................................................................
          12926         1. yes
           6420         5. no
            114         8. dk (don't know); na (not ascertained)
             71         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6419     r95.number life insurance policies

          section: r            level: respondent         cai reference: q6419
          type: numeric         width: 1                  decimals: 0

          r95.
                  how many different life insurance policies do you have?

                  include individual policies, group policies, or paid-up policies
                  if r asks.
          ................................................................................
           7420         1. one
           3468         2. two
           1248         3. three
            362         4. four
            179         5. five or more
            180         8. dk (don't know); na (not ascertained)
             69         9. rf (refused)
           6654     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview

v6421     r97.policies face value-2+ policies

          section: r            level: respondent         cai reference: q6421
          type: numeric         width: 9                  decimals: 0

          r97.
                  (altogether), what is the total face value of (this policy/these
                  policies), that is, the amount of money the beneficiary would get
                  if you were to die?

                  amount:

                  do not probe dk/rf
          ................................................................................
          10588           1-9999996. actual value
              1           150000000. extreme value
           1723           999999998. dk (don't know); na (not ascertained)
            614           999999999. rf (refused)
           6654               blank. inap (inapplicable); [q6409:r94] is (5 or dk or
                                     rf); partial interview

v6422     r97dx.r97 dk-2500

          section: r            level: respondent         cai reference: q6422
          type: numeric         width: 1                  decimals: 0

          r97dx.
                  (does it amount to) less than $2,500, more than $2,500,
                  or what?
          ................................................................................
             37         1. less than $2,500
             42         3. about $2,500
            378         5. more than $2,500
            150         8. dk (don't know); na (not ascertained)
            156         9. rf (refused)
          18817     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6421:r97] is (ne dk and ne rf); [q129:pr129] is (3 or 6);
                           [q129:pr129] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview

v6423     r97a.dk-25k

          section: r            level: respondent         cai reference: q6423
          type: numeric         width: 1                  decimals: 0

          r97a.
                  does it amount to less than $25,000, more than $25,000,
                  or what?
          ................................................................................
            448         1. less than $25,000
             66         3. about $25,000
            258         5. more than $25,000
            186         8. dk (don't know); na (not ascertained)
            154         9. rf (refused)
          18468     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6421:r97] is (ne dk and ne rf); [q129:pr129] is (3 or 6);
                           [q6422:r97dx] is (1 or 3 or dk or rf); partial interview

v6424     r97b.dk-50k

          section: r            level: respondent         cai reference: q6424
          type: numeric         width: 1                  decimals: 0

          r97b.
                  (does it amount to) less than $50,000, more than $50,000,
                  or what?
          ................................................................................
            433         1. less than $50,000
             65         3. about $50,000
            237         5. more than $50,000
            191         8. dk (don't know); na (not ascertained)
            191         9. rf (refused)
          18463     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6421:r97] is (ne dk and ne rf); [q6422:r97dx] is (1 or 3 or
                           dk or rf); [q6423:r97a] is (1) and [q129:pr129] is (ne 1 and
                           ne 3 and ne 4 and ne 6); [q6423:r97a] is (1 or 3 or dk or rf);
                           partial interview

v6425     r97c.dk-250k

          section: r            level: respondent         cai reference: q6425
          type: numeric         width: 1                  decimals: 0

          r97c.
                  (does it amount to) less than $250,000, more than $250,000,
                  or what?
          ................................................................................
            172         1. less than $250,000
             10         3. about $250,000
             38         5. more than $250,000
             13         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          19343     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6421:r97] is (ne dk and ne rf); [q6422:r97dx] is (1 or 3 or
                           dk or rf); [q6423:r97a] is (1) and [q129:pr129] is (ne 1 and
                           ne 3 and ne 4 and ne 6); [q6423:r97a] is (1 or 3 or dk or rf);
                           [q6424:r97b] is (1) and [q129:pr129] is (3 or 6); [q6424:r97b]
                           is (1 or 3 or dk or rf); partial interview

v6426     r97ax.r97 dk-25k

          section: r            level: respondent         cai reference: q6426
          type: numeric         width: 1                  decimals: 0

          r97ax.
                  does it amount to less than $25,000, more than $25,000,
                  or what?
          ................................................................................
            220         1. less than $25,000
             47         3. about $25,000
             54         5. more than $25,000
             41         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
          19207     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6421:r97] is (ne dk and ne rf); [q6422:r97dx] is (1 or 3 or
                           dk or rf); [q6423:r97a] is (1) and [q129:pr129] is (ne 1 and
                           ne 3 and ne 4 and ne 6); [q6423:r97a] is (1 or 3 or dk or rf);
                           [q6424:r97b] is (1 or 3 or dk or rf); [q6425:r97c] is (a);
                           partial interview

v6427     r97d.dk-2500

          section: r            level: respondent         cai reference: q6427
          type: numeric         width: 1                  decimals: 0

          r97d.
                  (does it amount to) less than $2,500, more than $2,500,
                  or what?
          ................................................................................
             45         1. less than $2,500
             44         3. about $2,500
            341         5. more than $2,500
             32         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          19114     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6421:r97] is (ne dk and ne rf); [q6422:r97dx] is (1 or 3 or
                           dk or rf); [q6423:r97a] is (1 or 3 or dk or rf); [q6424:r97b]
                           is (1 or 3 or dk or rf); [q6425:r97c] is (a); [q6426:r97ax] is
                           (3 or 5 or dk or rf); partial interview

v6428m1   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
           8259       036. spouse/partner
           1623       038. all my children
             91   041-083. other person number
           1890   101-995. other person number
            894       997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
            105       998. dk (don't know); na (not ascertained)
             64       999. rf (refused)
           6654     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m2   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
             95       036. spouse/partner
            475       038. all my children
             13   041-083. other person number
            816   101-995. other person number
            109       997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          18072     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m3   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
             46       036. spouse/partner
              3       038. all my children
              5   041-083. other person number
            260   101-995. other person number
             17       997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19249     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m4   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
             11       036. spouse/partner
                      038. all my children
              2   041-083. other person number
             71   101-995. other person number
              3       997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19493     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m5   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
              5       036. spouse/partner
                      038. all my children
                  041-083. other person number
             20   101-995. other person number
              2       997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19553     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m6   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
                      036. spouse/partner
                      038. all my children
              1   041-083. other person number
              6   101-995. other person number
                      997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19573     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m7   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
                      036. spouse/partner
                      038. all my children
                  041-083. other person number
              3   101-995. other person number
                      997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19577     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m8   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
                      036. spouse/partner
                      038. all my children
                  041-083. other person number
              1   101-995. other person number
                      997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19579     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6428m9   r98.who beneficiary

          section: r            level: respondent         cai reference: q6428
          type: character       width: 3                  decimals: 0

          r98.
                  who are the beneficiaries of (this policy/all of these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was nine.
          ................................................................................
                      036. spouse/partner
                      038. all my children
                  041-083. other person number
              1   101-995. other person number
                      997. other (specify); including churches, charitable organizations,
                           ex-spouses and other persons not on list for this question
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19579     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview; no subsequent mention

v6429     r99.policies build up cash value

          section: r            level: respondent         cai reference: q6429
          type: numeric         width: 1                  decimals: 0

          r99.
                  (is this a life insurance policy that builds/are any of these life
                  insurance policies ones that build)
                  up a cash value that you can borrow against, or that you would
                  receive if the policy were to be cancelled?

                  def: these are sometimes called "whole life" or "straight life
                       policies".
          ................................................................................
           5422         1. yes
           6575         5. no
            865         8. dk (don't know); na (not ascertained)
             64         9. rf (refused)
           6654     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview

v6430     r99a.how many cash value policies

          section: r            level: respondent         cai reference: q6430
          type: numeric         width: 1                  decimals: 0

          r99a.
                  (how many such policies do you have)?
          ................................................................................
           1502         1. one
            993         2. two
            303         3. three
             95         4. four
             55         5. five or more
             49         8. dk (don't know); na (not ascertained)
             14         9. rf (refused)
          16569     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); partial interview

v6431     r99b.current face value of new policies

          section: r            level: respondent         cai reference: q6431
          type: numeric         width: 7                  decimals: 0

          r99b.
                  what is the current face value of (this policy/these policies)?

                  amount:

                  do not probe dk/rf
          ................................................................................
           2217           1-9999996. actual value
            630             9999998. dk (don't know); na (not ascertained)
            164             9999999. rf (refused)
          16569               blank. inap (inapplicable); [q6409:r94] is (5 or dk or
                                     rf); [q6429:r99] is (ne 1); [q6419:r95] is (1);
                                     partial interview

v6432     r99dx.r99 dk-2500

          section: r            level: respondent         cai reference: q6432
          type: numeric         width: 1                  decimals: 0

          r99dx.
                  (does it amount to) less than $2,500, more than $2,500,
                  or what?
          ................................................................................
             26         1. less than $2,500
             13         3. about $2,500
            119         5. more than $2,500
             68         8. dk (don't know); na (not ascertained)
             45         9. rf (refused)
          19309     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); [q6431:r99b] is (ne
                           dk and ne rf); [q129:pr129] is (3 or 6); [q129:pr129] is (ne 1
                           and ne 3 and ne 4 and ne 6); partial interview

v6433     r99ax1.dk-25k

          section: r            level: respondent         cai reference: q6433
          type: numeric         width: 1                  decimals: 0

          r99ax1.
                  does it amount to less than $25,000, more than $25,000,
                  or what?
          ................................................................................
            177         1. less than $25,000
             21         3. about $25,000
             79         5. more than $25,000
             50         8. dk (don't know); na (not ascertained)
             43         9. rf (refused)
          19210     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); [q6431:r99b] is (ne
                           dk and ne rf); [q129:pr129] is (3 or 6); [q6432:r99dx] is (1
                           or 3 or dk or rf); partial interview

v6434     r99bx.dk-50k

          section: r            level: respondent         cai reference: q6434
          type: numeric         width: 1                  decimals: 0

          r99bx.
                  (does it amount to) less than $50,000, more than $50,000,
                  or what?
          ................................................................................
            162         1. less than $50,000
             26         3. about $50,000
             59         5. more than $50,000
             54         8. dk (don't know); na (not ascertained)
             51         9. rf (refused)
          19228     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); [q6431:r99b] is (ne
                           dk and ne rf); [q6432:r99dx] is (1 or 3 or dk or rf);
                           [q6433:r99ax1] is (1) and [q129:pr129] is (ne 1 and ne 3 and
                           ne 4 and ne 6); [q6433:r99ax1] is (1 or 3 or dk or rf);
                           partial interview

v6435     r99cx.dk-250k

          section: r            level: respondent         cai reference: q6435
          type: numeric         width: 1                  decimals: 0

          r99cx.
                  (does it amount to) less than $250,000, more than $250,000,
                  or what?
          ................................................................................
             41         1. less than $250,000
              1         3. about $250,000
             13         5. more than $250,000
              2         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          19521     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); [q6431:r99b] is (ne
                           dk and ne rf); [q6432:r99dx] is (1 or 3 or dk or rf);
                           [q6433:r99ax1] is (1) and [q129:pr129] is (ne 1 and ne 3 and
                           ne 4 and ne 6); [q6433:r99ax1] is (1 or 3 or dk or rf);
                           [q6434:r99bx] is (1) and [q129:pr129] is (3 or 6);
                           [q6434:r99bx] is (1 or 3 or dk or rf); partial interview

v6436     r99ax.r99 dk-25k

          section: r            level: respondent         cai reference: q6436
          type: numeric         width: 1                  decimals: 0

          r99ax.
                  does it amount to less than $25,000, more than $25,000,
                  or what?
          ................................................................................
             91         1. less than $25,000
             14         3. about $25,000
             25         5. more than $25,000
              5         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          19444     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); [q6431:r99b] is (ne
                           dk and ne rf); [q6432:r99dx] is (1 or 3 or dk or rf);
                           [q6433:r99ax1] is (1) and [q129:pr129] is (ne 1 and ne 3 and
                           ne 4 and ne 6); [q6433:r99ax1] is (1 or 3 or dk or rf);
                           [q6434:r99bx] is (1 or 3 or dk or rf); [q6435:r99cx] is (a);
                           partial interview

v6437     r99by2.dk-2500

          section: r            level: respondent         cai reference: q6437
          type: numeric         width: 1                  decimals: 0

          r99by2.
                  (does it amount to) less than $2,500, more than $2,500,
                  or what?
          ................................................................................
             36         1. less than $2,500
             19         3. about $2,500
            130         5. more than $2,500
             11         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          19383     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); [q6431:r99b] is (ne
                           dk and ne rf); [q6432:r99dx] is (1 or 3 or dk or rf);
                           [q6433:r99ax1] is (1 or 3 or dk or rf); [q6434:r99bx] is (1 or
                           3 or dk or rf); [q6435:r99cx] is (a); [q6436:r99ax] is (3 or 5
                           or dk or rf); partial interview

v6438     r99c.amount pay for premiums

          section: r            level: respondent         cai reference: q6438
          type: numeric         width: 5                  decimals: 0

          r99c.
                  (altogether) about how much in total do you pay for
                  (this policy/these policies) each month or year?

                  iwer: enter "0" if paid up or no premium payments

                  amount:
                  per:
          ................................................................................
           3780             0-99996. actual value
            518               99998. dk (don't know); na (not ascertained)
            131               99999. rf (refused)
          15151               blank. inap (inapplicable); [q6409:r94] is (5 or dk or
                                     rf); [q6429:r99] is (ne 1); partial interview

v6439     r99c1.per

          section: r            level: respondent         cai reference: q6439
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           1643         1. year
           1613         2. month
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16321     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6438:r99c] is (0 or dk or rf);
                           partial interview

v6440m1   r99d.who beneficiary

          section: r            level: respondent         cai reference: q6440
          type: character       width: 3                  decimals: 0

          r99d.
                  who are the beneficiaries of (this policy/these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
           1380       036. spouse/partner
            232       038. all my children
             10   041-083. other person number
            268   101-995. other person number
            101       997. other (specify)
              9       998. dk (don't know); na (not ascertained)
             18       999. rf (refused)
          17562     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); partial interview;
                           no subsequent mention

v6440m2   r99d.who beneficiary

          section: r            level: respondent         cai reference: q6440
          type: character       width: 3                  decimals: 0

          r99d.
                  who are the beneficiaries of (this policy/these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
             23       036. spouse/partner
            107       038. all my children
              2   041-083. other person number
            144   101-995. other person number
             18       997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19286     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); partial interview;
                           no subsequent mention

v6440m3   r99d.who beneficiary

          section: r            level: respondent         cai reference: q6440
          type: character       width: 3                  decimals: 0

          r99d.
                  who are the beneficiaries of (this policy/these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
             12       036. spouse/partner
              1       038. all my children
              2   041-083. other person number
             49   101-995. other person number
              5       997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19511     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); partial interview;
                           no subsequent mention

v6440m4   r99d.who beneficiary

          section: r            level: respondent         cai reference: q6440
          type: character       width: 3                  decimals: 0

          r99d.
                  who are the beneficiaries of (this policy/these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
              5       036. spouse/partner
                      038. all my children
              2   041-083. other person number
              9   101-995. other person number
                      997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19564     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); partial interview;
                           no subsequent mention

v6440m5   r99d.who beneficiary

          section: r            level: respondent         cai reference: q6440
          type: character       width: 3                  decimals: 0

          r99d.
                  who are the beneficiaries of (this policy/these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
              1       036. spouse/partner
                      038. all my children
                  041-083. other person number
              4   101-995. other person number
              1       997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19574     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); partial interview;
                           no subsequent mention

v6440m6   r99d.who beneficiary

          section: r            level: respondent         cai reference: q6440
          type: character       width: 3                  decimals: 0

          r99d.
                  who are the beneficiaries of (this policy/these policies)?

                  choose all that apply

          user note:  up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
                      036. spouse/partner
                      038. all my children
              1   041-083. other person number
                  101-995. other person number
                      997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          19579     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6429:r99] is (ne 1); [q6419:r95] is (1); partial interview;
                           no subsequent mention

v6441     r100.obtained more lf ins

          section: r            level: respondent         cai reference: q6441
          type: numeric         width: 1                  decimals: 0

          r100.
                  (since q218-pr218.prev wave iw month / q219-pr219.prev wave iw
                  year/in the last two years) have you obtained any new life
                  insurance policies?
          ................................................................................
            545         1. yes
          12335         5. no
             29         8. dk (don't know); na (not ascertained)
             17         9. rf (refused)
           6654     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf); partial
                           interview

v6442     r100a.face value new lf ins polcy

          section: r            level: respondent         cai reference: q6442
          type: numeric         width: 7                  decimals: 0

          r100a.
                  what is the total face value of (this policy/all of these
                  policies)?

                  amount:

                  do not probe dk/rf
          ................................................................................
            493           1-9999996. actual value
             40             9999998. dk (don't know); na (not ascertained)
             12             9999999. rf (refused)
          19035               blank. inap (inapplicable); [q6409:r94] is (5 or dk or
                                     rf); [q6441:r100] is (5 or dk or rf); partial
                                     interview

v6443     r100b.dk-25k

          section: r            level: respondent         cai reference: q6443
          type: numeric         width: 1                  decimals: 0

          r100b.
                  does it amount to less than $25,000, more than $25,000,
                  or what?
          ................................................................................
             11         1. less than $25,000
                        3. about $25,000
             10         5. more than $25,000
             20         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
          19527     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6441:r100] is (5 or dk or rf); [q6442:r100a] is (ne dk and
                           ne rf); partial interview

v6444     r100c.dk-50k

          section: r            level: respondent         cai reference: q6444
          type: numeric         width: 1                  decimals: 0

          r100c.
                  (does it amount to) less than $50,000, more than $50,000,
                  or what?
          ................................................................................
              5         1. less than $50,000
              2         3. about $50,000
              3         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19570     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6441:r100] is (5 or dk or rf); [q6442:r100a] is (ne dk and
                           ne rf); [q6443:r100b] is (1); [q6443:r100b] is (3 or dk or
                           rf); partial interview

v6445     r100d.dk-250k

          section: r            level: respondent         cai reference: q6445
          type: numeric         width: 1                  decimals: 0

          r100d.
                  (does it amount to) less than $250,000, more than $250,000,
                  or what?
          ................................................................................
              2         1. less than $250,000
                        3. about $250,000
              1         5. more than $250,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19577     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6441:r100] is (5 or dk or rf); [q6442:r100a] is (ne dk and
                           ne rf); [q6443:r100b] is (1); [q6443:r100b] is (3 or dk or
                           rf); [q6444:r100c] is (1 or 3 or dk or rf); partial interview

v6446     r100e.dk-2500

          section: r            level: respondent         cai reference: q6446
          type: numeric         width: 1                  decimals: 0

          r100e.
                  (does it amount to) less than $2,500, more than $2,500,
                  or what?
          ................................................................................
              1         1. less than $2,500
              1         3. about $2,500
              9         5. more than $2,500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19569     blank. inap (inapplicable); [q6409:r94] is (5 or dk or rf);
                           [q6441:r100] is (5 or dk or rf); [q6442:r100a] is (ne dk and
                           ne rf); [q6443:r100b] is (3 or dk or rf); [q6444:r100c] is (1
                           or 3 or dk or rf); [q6445:r100d] is (a); partial interview

v6447     r101.let lf ins lapse

          section: r            level: respondent         cai reference: q6447
          type: numeric         width: 1                  decimals: 0

          r101.
                  (since q218-pr218.prev wave iw month / q219-pr219.prev wave iw
                  year/in the last two years) have you allowed any life insurance
                  policies to lapse or have any been cancelled?
          ................................................................................
            624         1. yes
          18796         5. no
             66         8. dk (don't know); na (not ascertained)
             44         9. rf (refused)
             50     blank. inap (inapplicable); partial interview

v6448     r102.face val lapsed lf ins plcy

          section: r            level: respondent         cai reference: q6448
          type: numeric         width: 7                  decimals: 0

          r102.
                  what was the total face value of all of these policies?



                  do not probe dk/rf
          ................................................................................
              1                   0. nothing
            498           1-9999996. actual value
            111             9999998. dk (don't know); na (not ascertained)
             14             9999999. rf (refused)
          18956               blank. inap (inapplicable); [q6447:r101] is (5 or dk or
                                     rf); partial interview

v6449     r102dx.r102 dk-2500

          section: r            level: respondent         cai reference: q6449
          type: numeric         width: 1                  decimals: 0

          r102dx.
                  (does it amount to) less than $2,500, more than $2,500,
                  or what?
          ................................................................................
              8         1. less than $2,500
              3         3. about $2,500
             17         5. more than $2,500
             15         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          19531     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6448:r102] is (ne dk and ne rf); [q130:pr130] is (3 or 6);
                           [q130:pr130] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview

v6450     r102a.dk-25k

          section: r            level: respondent         cai reference: q6450
          type: numeric         width: 1                  decimals: 0

          r102a.
                  does it amount to less than $25,000, more than $25,000,
                  or what?
          ................................................................................
             25         1. less than $25,000
              1         3. about $25,000
             12         5. more than $25,000
             12         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          19525     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6448:r102] is (ne dk and ne rf); [q130:pr130] is (3 or 6);
                           [q6449:r102dx] is (1 or 3 or dk or rf); partial interview

v6451     r102b.dk-50k

          section: r            level: respondent         cai reference: q6451
          type: numeric         width: 1                  decimals: 0

          r102b.
                  (does it amount to) less than $50,000, more than $50,000,
                  or what?
          ................................................................................
             27         1. less than $50,000
              3         3. about $50,000
             10         5. more than $50,000
              7         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          19529     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6448:r102] is (ne dk and ne rf); [q6449:r102dx] is (1 or 3
                           or dk or rf); [q6450:r102a] is (1) and [q130:pr130] is (ne 1
                           and ne 3 and ne 4 and ne 6); [q6450:r102a] is (1 or 3 or dk or
                           rf); partial interview

v6452     r102c.dk-250k

          section: r            level: respondent         cai reference: q6452
          type: numeric         width: 1                  decimals: 0

          r102c.
                  (does it amount to) less than $250,000, more than $250,000,
                  or what?
          ................................................................................
              7         1. less than $250,000
              2         3. about $250,000
              1         5. more than $250,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19570     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6448:r102] is (ne dk and ne rf); [q6449:r102dx] is (1 or 3
                           or dk or rf); [q6450:r102a] is (1) and [q130:pr130] is (ne 1
                           and ne 3 and ne 4 and ne 6); [q6450:r102a] is (1 or 3 or dk or
                           rf); [q6451:r102b] is (1) and [q130:pr130] is (3 or 6);
                           [q6451:r102b] is (1 or 3 or dk or rf); partial interview

v6453     r102ax.r102 dk-25k

          section: r            level: respondent         cai reference: q6453
          type: numeric         width: 1                  decimals: 0

          r102ax.
                  does it amount to less than $25,000, more than $25,000,
                  or what?
          ................................................................................
             12         1. less than $25,000
              4         3. about $25,000
              3         5. more than $25,000
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19559     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6448:r102] is (ne dk and ne rf); [q6449:r102dx] is (1 or 3
                           or dk or rf); [q6450:r102a] is (1) and [q130:pr130] is (ne 1
                           and ne 3 and ne 4 and ne 6); [q6450:r102a] is (1 or 3 or dk or
                           rf); [q6451:r102b] is (1 or 3 or dk or rf); [q6452:r102c] is
                           (a); partial interview

v6454     r102d.dk-2500

          section: r            level: respondent         cai reference: q6454
          type: numeric         width: 1                  decimals: 0

          r102d.
                  (does it amount to) less than $2,500, more than $2,500,
                  or what?
          ................................................................................
              9         1. less than $2,500
              3         3. about $2,500
             14         5. more than $2,500
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19553     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6448:r102] is (ne dk and ne rf); [q6449:r102dx] is (1 or 3
                           or dk or rf); [q6450:r102a] is (1 or 3 or dk or rf);
                           [q6451:r102b] is (1 or 3 or dk or rf); [q6452:r102c] is (a);
                           [q6453:r102ax] is (3 or 5 or dk or rf); partial interview

v6455     r103.who`s choice

          section: r            level: respondent         cai reference: q6455
          type: numeric         width: 1                  decimals: 0

          r103.
                  was this lapse or cancellation something you chose to do,
                  or was it done by the provider, your employer, or someone
                  else?
          ................................................................................
            466         1. r's choice
            156         2. provider/employer/someone else chose
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          18956     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf); partial
                           interview

v6456     r104.why chose

          section: r            level: respondent         cai reference: q6456
          type: numeric         width: 1                  decimals: 0

          r104.
                  was it because the policy was too expensive, because you
                  did not need the coverage or some other reason?
          ................................................................................
            239         1. too expensive
            144         2. coverage not needed
             18         3. coverage connected with job, or r moved
             65         7. other, specify
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          19112     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6455:r103] is (2); partial interview

v6457     r105.cash received cancel lapse

          section: r            level: respondent         cai reference: q6457
          type: numeric         width: 1                  decimals: 0

          r105.
                  did you receive any cash when the policy was cancelled or
                  allowed to lapse?
          ................................................................................
            172         1. yes
            294         5. no
              5         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          19108     blank. inap (inapplicable); [q6447:r101] is (5 or dk or rf);
                           [q6455:r103] is (2); partial interview

v6458     r106.amount cash received

          section: r            level: respondent         cai reference: q6458
          type: numeric         width: 7                  decimals: 0

          r106.
                  about how much cash did you receive?
          ................................................................................
            141           1-9999996. actual value
             24             9999998. dk (don't know); na (not ascertained)
              7             9999999. rf (refused)
          19408               blank. inap (inapplicable); [q6447:r101] is (5 or dk or
                                     rf); [q6455:r103] is (2); [q6457:r105] is (5 or dk
                                     or rf); partial interview

v6501     r117.medicare number recorded?

          section: r            level: respondent         cai reference: q6501
          type: numeric         width: 1                  decimals: 0

          r117.
                  we would like to understand how people's medical history affects
                  their financial status, and how use of health care may change as
                  people age.  to do that, we need to obtain information about health
                  care costs and diagnoses for statistical purposes.  the best place
                  to get this information without taking up a lot more of your time
                  is in the medicare files.  could you give me your medicare number
                  for this purpose?

                  (under the privacy act of 1974, providing your number is a
                  voluntary decision.  the benefits you may be receiving under this
                  program will not be affected in any way by your decision.)

                  number:

                  copy medicare number: ---
                  probe:  is there a letter included as part of your medicare number?
          ................................................................................
           1283         1. number recorded
           1006         4. r refused number
            318         5. number not recorded (not refused)
             10         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
          16950     blank. inap (inapplicable); [q514:cs1a] is (2 or 3); [q247:pr247] is
                           (1) or [q6238:r1] is (ne 1); partial interview

v6507     r118.medicaid number recorded?

          section: r            level: respondent         cai reference: q6507
          type: numeric         width: 1                  decimals: 0

          r118.
          if q6502 is (a and nek1)
                  since you are also covered by (medicaid/state name for medicaid),
                  we would like to have your (medicaid/state name for medicaid)
                  number.  it will help us in the same way that having the
                  medicare number helps our research.
          else
                  we would like to understand how people's medical history affects
                  their financial status, and how use of health care may change as
                  people age.  to do that, we need to obtain information about health
                  care costs and diagnoses for statistical purposes.  the best place
                  to get this information without taking up a lot more of your time
                  is in the (medicaid/state name for medicaid) files.  could you
                  give me your medicaid number for this purpose?
          end

                  (under the privacy act of 1974, providing your number is (also) a
                  voluntary decision.  the benefits you may be receiving under this
                  program will not be affected in any way by your decision.)

                  number:

                  copy medicaid number: --
          ................................................................................
            670         1. number recorded
            187         4. r refused number
            268         5. number not recorded (not refused)
              9         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          18444     blank. inap (inapplicable); [q514:cs1a] is (2 or 3); [q6242:r5] is
                           (ne 1) and [q6367:r68] is (ne 2 and ne 3); [q6501:r117] is
                           (4); partial interview

v6515     r119.assist section r

          section: r            level: respondent         cai reference: q6515
          type: numeric         width: 1                  decimals: 0

          r_assist
                  iwer:
                        how often did r receive assistance with answers
                        in section r - insurance?
          ................................................................................
          18888         1. never
            403         2. a few times
            135         3. most or all of the time
            104         4. the section was done by a proxy reporter
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
             49     blank. inap (inapplicable); partial interview

v6517m1   evc1.events

          section: r            level: respondent         cai reference: q6517
          type: numeric         width: 2                  decimals: 0

          evc1.

                  iwer:  if only one event displayed, do not ask question
                         but choose the number and go to next screen.

          if q484 is (1)
                  you mentioned the following events happened since
                  [q218-pr218.prev wave iw month]
                  [q219.].
          else
                  you mentioned the following events happened in the
                  last two years.
          end

                  which of these happened first,...next,...next?

          user note:  up to eleven responses were allowed for this question, the
          actual maximum number of responses was five.
          ................................................................................
            471         1. death of spouse/partner
            540         2. nursing home stay
             88         3. married
            100         4. divorced/separated
            371         5. heart attack
            299         6. stroke
            441         7. cancer
           1617         8. residential move
            948         9. no event
            347        10. mother died
            175        11. father died
            204        12. mother-in-law died
            177        13. father-in-law died
              4        98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
          13797     blank. inap (inapplicable); [q753:cs22y30] is (ne 1); [q545:cs5] is
                           (ne 5) and [q558:cs11] is (ne 1) and [q2571:e5] is (ne 1) and
                           [q548:cs7] is (ne 1) and [q622:cs15y36] is (ne 5-7) and
                           [q1295:b7d] is (ne 1) and [q1309:b9] is (ne 1) and [q1319:b9j]
                           is (ne 1) and [q1275:b5k] is (ne a) and [q821:cs36c] is (ne 1)
                           and [q2515:d159y2] is (ne 1) and [q2516:d159y3] is (ne 1) and
                           [q2517:d159y4] is (ne 1) and [q2518:d159y5] is (ne 1); partial
                           interview; no subsequent mention

v6517m2   evc1.events

          section: r            level: respondent         cai reference: q6517
          type: numeric         width: 2                  decimals: 0

          evc1.

                  iwer:  if only one event displayed, do not ask question
                         but choose the number and go to next screen.

          if q484 is (1)
                  you mentioned the following events happened since
                  [q218-pr218.prev wave iw month]
                  [q219.].
          else
                  you mentioned the following events happened in the
                  last two years.
          end

                  which of these happened first,...next,...next?

          user note:  up to eleven responses were allowed for this question, the
          actual maximum number of responses was five.
          ................................................................................
             38         1. death of spouse/partner
             84         2. nursing home stay
             15         3. married
             11         4. divorced/separated
             43         5. heart attack
             53         6. stroke
             30         7. cancer
            172         8. residential move
                        9. no event
             34        10. mother died
             32        11. father died
             16        12. mother-in-law died
             11        13. father-in-law died
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19041     blank. inap (inapplicable); [q753:cs22y30] is (ne 1); [q545:cs5] is
                           (ne 5) and [q558:cs11] is (ne 1) and [q2571:e5] is (ne 1) and
                           [q548:cs7] is (ne 1) and [q622:cs15y36] is (ne 5-7) and
                           [q1295:b7d] is (ne 1) and [q1309:b9] is (ne 1) and [q1319:b9j]
                           is (ne 1) and [q1275:b5k] is (ne a) and [q821:cs36c] is (ne 1)
                           and [q2515:d159y2] is (ne 1) and [q2516:d159y3] is (ne 1) and
                           [q2517:d159y4] is (ne 1) and [q2518:d159y5] is (ne 1); partial
                           interview; no subsequent mention

v6517m3   evc1.events

          section: r            level: respondent         cai reference: q6517
          type: numeric         width: 2                  decimals: 0

          evc1.

                  iwer:  if only one event displayed, do not ask question
                         but choose the number and go to next screen.

          if q484 is (1)
                  you mentioned the following events happened since
                  [q218-pr218.prev wave iw month]
                  [q219.].
          else
                  you mentioned the following events happened in the
                  last two years.
          end

                  which of these happened first,...next,...next?

          user note:  up to eleven responses were allowed for this question, the
          actual maximum number of responses was five.
          ................................................................................
              5         1. death of spouse/partner
             11         2. nursing home stay
              9         3. married
              5         4. divorced/separated
              5         5. heart attack
              9         6. stroke
              3         7. cancer
             32         8. residential move
                        9. no event
              5        10. mother died
              2        11. father died
              5        12. mother-in-law died
                       13. father-in-law died
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19489     blank. inap (inapplicable); [q753:cs22y30] is (ne 1); [q545:cs5] is
                           (ne 5) and [q558:cs11] is (ne 1) and [q2571:e5] is (ne 1) and
                           [q548:cs7] is (ne 1) and [q622:cs15y36] is (ne 5-7) and
                           [q1295:b7d] is (ne 1) and [q1309:b9] is (ne 1) and [q1319:b9j]
                           is (ne 1) and [q1275:b5k] is (ne a) and [q821:cs36c] is (ne 1)
                           and [q2515:d159y2] is (ne 1) and [q2516:d159y3] is (ne 1) and
                           [q2517:d159y4] is (ne 1) and [q2518:d159y5] is (ne 1); partial
                           interview; no subsequent mention

v6517m4   evc1.events

          section: r            level: respondent         cai reference: q6517
          type: numeric         width: 2                  decimals: 0

          evc1.

                  iwer:  if only one event displayed, do not ask question
                         but choose the number and go to next screen.

          if q484 is (1)
                  you mentioned the following events happened since
                  [q218-pr218.prev wave iw month]
                  [q219.].
          else
                  you mentioned the following events happened in the
                  last two years.
          end

                  which of these happened first,...next,...next?

          user note:  up to eleven responses were allowed for this question, the
          actual maximum number of responses was five.
          ................................................................................
              1         1. death of spouse/partner
                        2. nursing home stay
              1         3. married
                        4. divorced/separated
                        5. heart attack
              1         6. stroke
                        7. cancer
              4         8. residential move
                        9. no event
              3        10. mother died
              1        11. father died
              1        12. mother-in-law died
                       13. father-in-law died
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19568     blank. inap (inapplicable); [q753:cs22y30] is (ne 1); [q545:cs5] is
                           (ne 5) and [q558:cs11] is (ne 1) and [q2571:e5] is (ne 1) and
                           [q548:cs7] is (ne 1) and [q622:cs15y36] is (ne 5-7) and
                           [q1295:b7d] is (ne 1) and [q1309:b9] is (ne 1) and [q1319:b9j]
                           is (ne 1) and [q1275:b5k] is (ne a) and [q821:cs36c] is (ne 1)
                           and [q2515:d159y2] is (ne 1) and [q2516:d159y3] is (ne 1) and
                           [q2517:d159y4] is (ne 1) and [q2518:d159y5] is (ne 1); partial
                           interview; no subsequent mention

v6517m5   evc1.events

          section: r            level: respondent         cai reference: q6517
          type: numeric         width: 2                  decimals: 0

          evc1.

                  iwer:  if only one event displayed, do not ask question
                         but choose the number and go to next screen.

          if q484 is (1)
                  you mentioned the following events happened since
                  [q218-pr218.prev wave iw month]
                  [q219.].
          else
                  you mentioned the following events happened in the
                  last two years.
          end

                  which of these happened first,...next,...next?

          user note:  up to eleven responses were allowed for this question, the
          actual maximum number of responses was five.
          ................................................................................
                        1. death of spouse/partner
                        2. nursing home stay
              1         3. married
                        4. divorced/separated
                        5. heart attack
                        6. stroke
                        7. cancer
                        8. residential move
                        9. no event
                       10. mother died
                       11. father died
                       12. mother-in-law died
                       13. father-in-law died
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          19579     blank. inap (inapplicable); [q753:cs22y30] is (ne 1); [q545:cs5] is
                           (ne 5) and [q558:cs11] is (ne 1) and [q2571:e5] is (ne 1) and
                           [q548:cs7] is (ne 1) and [q622:cs15y36] is (ne 5-7) and
                           [q1295:b7d] is (ne 1) and [q1309:b9] is (ne 1) and [q1319:b9j]
                           is (ne 1) and [q1275:b5k] is (ne a) and [q821:cs36c] is (ne 1)
                           and [q2515:d159y2] is (ne 1) and [q2516:d159y3] is (ne 1) and
                           [q2517:d159y4] is (ne 1) and [q2518:d159y5] is (ne 1); partial
                           interview; no subsequent mention

version  2000 data release version

          section: r            level: respondent         cai reference: q20001
          type: numeric         width: 3                  decimals: 0
          ................................................................................
          19580         1. version 1, september 2002