section n: widowhood and asset changes (household)

========================================================================================== 1998 hrs core (final release) odbc reference: [hrs98corefinal] perl script: codebkd9.pl v5.04 fri mar 19 14:07:17 est 2004 note to users: the program that generated this codebook is under development. if you have any questions or suggestions concerning codebook layout or content please bring them to the attention of the hrs staff at hrsquest@isr.umich.edu. printing recommendation: set margins (left/right/top/bottom) to .5"; print in portrait orientation using a mono-space 10-point font. ==========================================================================================

hhid      household identifier

          section: n            level: household          cai reference: q9100
          type: character       width: 6                  decimals: 0
          ................................................................................
          14395       000002-213479. household identifier range

subhh    1998 sub-household identifier

          section: n            level: household          cai reference: q9106
          type: character       width: 1                  decimals: 0
          ................................................................................
          13947         0. original sample household - no split from divorce or
                           separation of spouses or partners
            244         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            182         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
              6         5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
             16         7. reunited household - respondents from split household reunite

esubhh    1996 sub-household identifier

          section: n            level: household          cai reference: q9105
          type: character       width: 1                  decimals: 0
          ................................................................................
           6334         0. original sample household - no split from divorce or
                           separation of spouses or partners
            166         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            123         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
              3         5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
              9         7. reunited household - respondents from split household reunite
           7760     blank. new cohort - esubhh does not exist

dsubhh    1995 sub-household identifier

          section: n            level: household          cai reference: q9104
          type: character       width: 1                  decimals: 0
          ................................................................................
           4540         0. original sample household - no split from divorce or
                           separation of spouses or partners
              6         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
              5         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
                        5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
                        7. reunited household - respondents from split household reunite
           9844     blank. new cohort - dsubhh does not exist

pn_cs    1998 coversheet resp person number

          section: n            level: household          cai reference: q9141
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1998 coversheet information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
          10410       010. person number
             53       011. person number
           2639       020. person number
              9       021. person number
            584       030. person number
              2       031. person number
                      032. person number
            671       040. person number
              3       041. person number
             24     blank. no coversheet respondent

pn_fam   1998 family resp person number

          section: n            level: household          cai reference: q9142
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1998 family information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           8852       010. person number
             18       011. person number
           3925       020. person number
              5       021. person number
            493       030. person number
              1       031. person number
                      032. person number
            926       040. person number
              1       041. person number
            174     blank. no family respondent

pn_fin   1998 financial resp person number

          section: n            level: household          cai reference: q9143
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1998 financial information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
          11134       010. person number
             21       011. person number
           1977       020. person number
              6       021. person number
            942       030. person number
              1       031. person number
                      032. person number
            179       040. person number
                      041. person number
            135     blank. no financial respondent

pn_ncs   1998 non-coversheet resp person number

          section: n            level: household          cai reference: q9151
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1998 coversheet information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           2035       010. person number
            187       011. person number
              2       012. person number
           3690       020. person number
             28       021. person number
            381       030. person number
             16       031. person number
              1       032. person number
            658       040. person number
             15       041. person number
           7382     blank. no spouse/partner; no non-coversheet respondent

pn_nfam  1998 non-family resp person number

          section: n            level: household          cai reference: q9152
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1998 family information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           3593       010. person number
            222       011. person number
              2       012. person number
           2404       020. person number
             32       021. person number
            472       030. person number
             17       031. person number
              1       032. person number
            403       040. person number
             17       041. person number
           7232     blank. no spouse/partner; no non-family respondent

pn_nfin  1998 non-financial resp person number

          section: n            level: household          cai reference: q9153
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1998 financial information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           1311       010. person number
            219       011. person number
              2       012. person number
           4352       020. person number
             31       021. person number
             23       030. person number
             17       031. person number
              1       032. person number
           1150       040. person number
             18       041. person number
           7271     blank. no spouse/partner; no non-financial respondent

qnr_cs   1998 questionnaire - coversheet resp

          section: n            level: household          cai reference: q9171
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did
          provide the 1998 coversheet information for the household.
          ................................................................................
          14371         00001-21402. questionnaire number range
             24               blank. no coversheet respondent

qnr_fam  1998 questionnaire - family resp

          section: n            level: household          cai reference: q9172
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did
          provide the 1998 family information for the household.
          ................................................................................
          14221         00001-21402. questionnaire number range
            174               blank. no family respondent

qnr_fin  1998 questionnaire - financial resp

          section: n            level: household          cai reference: q9173
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did
          provide the 1998 financial information for the household.
          ................................................................................
          14260         00001-21402. questionnaire number range
            135               blank. no financial respondent

v5565     n1. changes to family finances

          section: n            level: household          cai reference: q5565
          type: numeric         width: 1                  decimals: 0

          n1. now i'd like to ask you some questions about the changes in your
          (family's) finances since we last talked to you. (since q131-prev wave iw
          month of financial r / q132-prev wave iw year of financial r/in the last two
          years), have you (or your husband/or your wife/or your partner/...) bought
          or sold a home that was your primary residence or second home?
          ................................................................................
            775         1. yes
           7834         5. no
              7         8. dk (don't know); na (not ascertained)
             23         9. rf (refused)
           5756     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); partial interview; no financial respondent

v5566     n1a. only buy/only sell/both/or what

          section: n            level: household          cai reference: q5566
          type: numeric         width: 1                  decimals: 0

          n1a. did you only buy, only sell, both buy and sell, or what?

                  iwer: if r reports multiple sales or purchases, select "other
          (specify)"
          ................................................................................
            149         1. only bought
            335         2. only sold
            278         3. both bought and sold
                        4. home was foreclosed
             13         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13620     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); partial
                           interview; no financial respondent

v5567     n1b.month bought a home

          section: n            level: household          cai reference: q5567
          type: numeric         width: 2                  decimals: 0

          n1b. in what month and year did you buy a home?

                  month:

                  year:
          ................................................................................
             36         1. jan
             30         2. feb
             40         3. mar
             43         4. apr
             30         5. may
             45         6. jun
             38         7. jul
             28         8. aug
             29         9. sep
             36        10. oct
             34        11. nov
             28        12. dec
              5        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          13973     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (2); [q5566:n1a] is (dk or rf); [q5566:n1a] is (7); partial
                           interview; no financial respondent

v5568     n1c. year of home purchase

          section: n            level: household          cai reference: q5568
          type: numeric         width: 4                  decimals: 0
          ................................................................................
            422           1992-1999. actual value
                               9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
          13973               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q5565:n1] is (5 or dk or rf); [q5566:n1a] is (2);
                                     [q5566:n1a] is (dk or rf); [q5566:n1a] is (7);
                                     partial interview; no financial respondent

v5569     n2. purchase price

          section: n            level: household          cai reference: q5569
          type: numeric         width: 8                  decimals: 0

          n2. what was the purchase price?

                  do not probe dk
          ................................................................................
                                  0. actual value
              4              1-4999. actual value (verified)
            378         5000-500000. actual value
              5     500001-99999996. actual value (verified)
             14            99999998. dk (don't know); na (not ascertained)
             21            99999999. rf (refused)
          13973               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q5565:n1] is (5 or dk or rf); [q5566:n1a] is (2);
                                     [q5566:n1a] is (dk or rf); [q5566:n1a] is (7);
                                     partial interview; no financial respondent

v5570     n2a.dk-1

          section: n            level: household          cai reference: q5570
          type: numeric         width: 1                  decimals: 0

          n2a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
              5         1. less than $50,000
              1         3. about $50,000
             18         5. more than $50,000
              1         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          14360     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (2); [q5566:n1a] is (dk or rf); [q5566:n1a] is (7); [q5569:n2]
                           is (ne dk and ne rf); partial interview; no financial
                           respondent

v5571     n2b.dk-2

          section: n            level: household          cai reference: q5571
          type: numeric         width: 1                  decimals: 0

          n2b. (did it amount to) less than $200,000, more than $200,000, or what?
          ................................................................................
             14         1. less than $200,000
                        3. about $200,000
              4         5. more than $200,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14377     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (2); [q5566:n1a] is (dk or rf); [q5566:n1a] is (7); [q5569:n2]
                           is (ne dk and ne rf); [q5570:n2a] is (1); [q5570:n2a] is (3 or
                           dk or rf); partial interview; no financial respondent

v5572     n2c.dk-3

          section: n            level: household          cai reference: q5572
          type: numeric         width: 1                  decimals: 0

          n2c. (did it amount to) less than $15,000, more than $15,000, or what?
          ................................................................................
              2         1. less than $15,000
                        3. about $15,000
              3         5. more than $15,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (2); [q5566:n1a] is (dk or rf); [q5566:n1a] is (7); [q5569:n2]
                           is (ne dk and ne rf); [q5570:n2a] is (3 or dk or rf);
                           [q5571:n2b] is (a); partial interview; no financial respondent

v5573     n3a. month sold home

          section: n            level: household          cai reference: q5573
          type: numeric         width: 2                  decimals: 0

          n3a. in what month and year did you sell a home?

                  month:

                  year:
          ................................................................................
             46         1. jan
             40         2. feb
             55         3. mar
             63         4. apr
             44         5. may
             56         6. jun
             53         7. jul
             42         8. aug
             56         9. sep
             41        10. oct
             46        11. nov
             49        12. dec
             15        98. dk (don't know); na (not ascertained)
              2        99. rf (refused)
          13787     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); partial
                           interview; no financial respondent

v5574     n3b. year sold home

          section: n            level: household          cai reference: q5574
          type: numeric         width: 4                  decimals: 0
          ................................................................................
            603           1992-1999. actual value
              4                9998. dk (don't know); na (not ascertained)
              1                9999. rf (refused)
          13787               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q5565:n1] is (5 or dk or rf); [q5566:n1a] is (dk
                                     or rf); [q5566:n1a] is (7); [q5566:n1a] is (1);
                                     partial interview; no financial respondent

v5575     n4. selling price

          section: n            level: household          cai reference: q5575
          type: numeric         width: 8                  decimals: 0

          n4.  what was the selling price?

                  do not probe dk
          ................................................................................
              1                   0. actual value
              9              1-4999. actual value (verified)
            508         5000-500000. actual value
              7     500001-99999996. actual value (verified)
             45            99999998. dk (don't know); na (not ascertained)
             38            99999999. rf (refused)
          13787               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q5565:n1] is (5 or dk or rf); [q5566:n1a] is (dk
                                     or rf); [q5566:n1a] is (7); [q5566:n1a] is (1);
                                     partial interview; no financial respondent

v5576     n4a.dk-1

          section: n            level: household          cai reference: q5576
          type: numeric         width: 1                  decimals: 0

          n4a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
             14         1. less than $50,000
              3         3. about $50,000
             34         5. more than $50,000
             11         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
          14314     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); [q5575:n4]
                           is (ne dk and ne rf); partial interview; no financial
                           respondent

v5577     n4b.dk-2

          section: n            level: household          cai reference: q5577
          type: numeric         width: 1                  decimals: 0

          n4b. (did it amount to) less than $200,000, more than $200,000, or what?
          ................................................................................
             24         1. less than $200,000
              1         3. about $200,000
              7         5. more than $200,000
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14361     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); [q5575:n4]
                           is (ne dk and ne rf); [q5576:n4a] is (1); [q5576:n4a] is (3 or
                           dk or rf); partial interview; no financial respondent

v5578     n4c.dk-3

          section: n            level: household          cai reference: q5578
          type: numeric         width: 1                  decimals: 0

          n4c. (did it amount to) less than $15,000, more than $15,000, or what?
          ................................................................................
              4         1. less than $15,000
                        3. about $15,000
             10         5. more than $15,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14381     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); [q5575:n4]
                           is (ne dk and ne rf); [q5576:n4a] is (3 or dk or rf);
                           [q5577:n4b] is (a); partial interview; no financial respondent

v5579     n5a. month bought previous home

          section: n            level: household          cai reference: q5579
          type: numeric         width: 2                  decimals: 0

          n5a. in what month and year did you buy that home?

                  iwer:  this refers to the home that they sold

                  month:

                  year:
          ................................................................................
            114         1. jan
             29         2. feb
             26         3. mar
             42         4. apr
             40         5. may
             61         6. jun
             46         7. jul
             49         8. aug
             35         9. sep
             34        10. oct
             30        11. nov
             33        12. dec
             66        98. dk (don't know); na (not ascertained)
              4        99. rf (refused)
          13786     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); partial
                           interview; no financial respondent

v5580     n5b. year bought previous home

          section: n            level: household          cai reference: q5580
          type: numeric         width: 4                  decimals: 0
          ................................................................................
            577           1900-1999. actual value
             29                9998. dk (don't know); na (not ascertained)
              3                9999. rf (refused)
          13786               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q5565:n1] is (5 or dk or rf); [q5566:n1a] is (dk
                                     or rf); [q5566:n1a] is (7); [q5566:n1a] is (1);
                                     partial interview; no financial respondent

v5581     n6. previous home purchase price

          section: n            level: household          cai reference: q5581
          type: numeric         width: 8                  decimals: 0

          n6. what was the purchase price?

                  iwer:  this refers to the home that they sold

                  do not probe dk
          ................................................................................
              3                   0. actual value
             10              1-4999. actual value (verified)
            474         5000-500000. actual value
              1     500001-99999996. actual value (verified)
            100            99999998. dk (don't know); na (not ascertained)
             20            99999999. rf (refused)
          13787               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q5565:n1] is (5 or dk or rf); [q5566:n1a] is (dk
                                     or rf); [q5566:n1a] is (7); [q5566:n1a] is (1);
                                     partial interview; no financial respondent

v5582     n6a.dk-1

          section: n            level: household          cai reference: q5582
          type: numeric         width: 1                  decimals: 0

          n6a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
             53         1. less than $50,000
              3         3. about $50,000
             28         5. more than $50,000
             18         8. dk (don't know); na (not ascertained)
             16         9. rf (refused)
          14277     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); [q5581:n6]
                           is (ne dk and ne rf); partial interview; no financial
                           respondent

v5583     n6b.dk-2

          section: n            level: household          cai reference: q5583
          type: numeric         width: 1                  decimals: 0

          n6b. (did it amount to) less than $200,000, more than $200,000, or what?
          ................................................................................
             22         1. less than $200,000
              2         3. about $200,000
              3         5. more than $200,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14367     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); [q5581:n6]
                           is (ne dk and ne rf); [q5582:n6a] is (1); [q5582:n6a] is (3 or
                           dk or rf); partial interview; no financial respondent

v5584     n6c.dk-3

          section: n            level: household          cai reference: q5584
          type: numeric         width: 1                  decimals: 0

          n6c. (did it amount to) less than $15,000, more than $15,000, or what?
          ................................................................................
             18         1. less than $15,000
              4         3. about $15,000
             30         5. more than $15,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14342     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5565:n1] is (5 or dk or rf); [q5566:n1a] is
                           (dk or rf); [q5566:n1a] is (7); [q5566:n1a] is (1); [q5581:n6]
                           is (ne dk and ne rf); [q5582:n6a] is (3 or dk or rf);
                           [q5583:n6b] is (a); partial interview; no financial respondent

v5592     n9. major home improvements

          section: n            level: household          cai reference: q5592
          type: numeric         width: 1                  decimals: 0

          n9. (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years), did you (or your husband/or your
          wife/or your partner/...) make any major additions or home improvements to a
          primary residence (or second home) that you owned?

                  do not count general maintenance or upkeep.
          ................................................................................
           1865         1. yes
           6755         5. no
              4         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
           5756     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); partial interview; no financial respondent

v5593     n10. improvement cost

          section: n            level: household          cai reference: q5593
          type: numeric         width: 7                  decimals: 0

          n10.  what was the dollar cost of these additions and improvements, plus the
          value of any work you may have done yourself?

                  do not probe dk
          ................................................................................
              5                   0. actual value
             82               1-999. actual value (verified)
           1566         1000-100000. actual value
              7      100001-9999996. actual value (verified)
            174             9999998. dk (don't know); na (not ascertained)
             31             9999999. rf (refused)
          12530               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q5592:n9] is (5 or dk or rf); partial interview;
                                     no financial respondent

v5594     n10a.dk-1

          section: n            level: household          cai reference: q5594
          type: numeric         width: 1                  decimals: 0

          n10a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
            103         1. less than $10,000
             11         3. about $10,000
             53         5. more than $10,000
             12         8. dk (don't know); na (not ascertained)
             26         9. rf (refused)
          14190     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5592:n9] is (5 or dk or rf); [q5593:n10] is
                           (ne dk and ne rf); partial interview; no financial respondent

v5595     n10b.dk-2

          section: n            level: household          cai reference: q5595
          type: numeric         width: 1                  decimals: 0

          n10b. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             44         1. less than $50,000
                        3. about $50,000
              8         5. more than $50,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14342     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5592:n9] is (5 or dk or rf); [q5593:n10] is
                           (ne dk and ne rf); [q5594:n10a] is (1); [q5594:n10a] is (3 or
                           dk or rf); partial interview; no financial respondent

v5596     n10c.dk-3

          section: n            level: household          cai reference: q5596
          type: numeric         width: 1                  decimals: 0

          n10c. (did it amount to) less than $2,000, more than $2,000, or what?
          ................................................................................
             15         1. less than $2,000
             12         3. about $2,000
             73         5. more than $2,000
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14292     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q5592:n9] is (5 or dk or rf); [q5593:n10] is
                           (ne dk and ne rf); [q5594:n10a] is (3 or dk or rf);
                           [q5595:n10b] is (1); [q5595:n10b] is (3 or dk or rf);
                           [q5595:n10b] is (a); partial interview; no financial
                           respondent

v5597     n11. sold real estate

          section: n            level: household          cai reference: q5597
          type: numeric         width: 1                  decimals: 0

          n11. (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years), have you (or your husband/or your
          wife/or your partner/...) sold any real estate other than your principle
          residence or second home, such as land, or rental or investment property?
          ................................................................................
            269         1. yes
           2480         5. no
              3         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          11633     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); partial interview; no financial
                           respondent

v5598     n11a. any real estate

          section: n            level: household          cai reference: q5598
          type: numeric         width: 1                  decimals: 0

          n11a. have you bought any such real estate properties (since q131-prev wave
          iw month of financial r / q132-prev wave iw year of financial r/in the last
          two years)?
          ................................................................................
            125         1. yes
           2357         5. no
              2         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          11902     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5597:n11] is (1); partial
                           interview; no financial respondent

v5599     n12. purchase price

          section: n            level: household          cai reference: q5599
          type: numeric         width: 7                  decimals: 0

          n12. about how much in total did you pay for this real estate?

                  do not probe dk
          ................................................................................
                                  0. actual value
             11              1-4999. actual value (verified)
             96         5000-250000. actual value
              8      250001-9999996. actual value (verified)
              3             9999998. dk (don't know); na (not ascertained)
              7             9999999. rf (refused)
          14270               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q223:prev wave own other real estate] is (ne 1)
                                     and [q4830:j76] is (ne 1-2); [q5597:n11] is (1);
                                     [q5598:n11a] is (5 or dk or rf); partial interview;
                                     no financial respondent

v5600     n12a.dk-1

          section: n            level: household          cai reference: q5600
          type: numeric         width: 1                  decimals: 0

          n12a. did it amount to less than $200,000, more than $200,000, or what?
          ................................................................................
              3         1. less than $200,000
              2         3. about $200,000
                        5. more than $200,000
                        8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          14385     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5597:n11] is (1); [q5598:n11a]
                           is (5 or dk or rf); [q5599:n12] is (ne dk and ne rf); partial
                           interview; no financial respondent

v5601     n12b.dk-2

          section: n            level: household          cai reference: q5601
          type: numeric         width: 1                  decimals: 0

          n12b. (did it amount to) less than $500,000, more than $500,000, or what?
          ................................................................................
                        1. less than $500,000
                        3. about $500,000
                        5. more than $500,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14395     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5597:n11] is (1); [q5598:n11a]
                           is (5 or dk or rf); [q5599:n12] is (ne dk and ne rf);
                           [q5600:n12a] is (1); [q5600:n12a] is (3 or dk or rf); partial
                           interview; no financial respondent

v5602     n12c.dk-3

          section: n            level: household          cai reference: q5602
          type: numeric         width: 1                  decimals: 0

          n12c. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              1         1. less than $50,000
                        3. about $50,000
              1         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5597:n11] is (1); [q5598:n11a]
                           is (5 or dk or rf); [q5599:n12] is (ne dk and ne rf);
                           [q5600:n12a] is (3 or dk or rf); [q5601:n12b] is (1);
                           [q5601:n12b] is (3 or dk or rf); [q5601:n12b] is (a); partial
                           interview; no financial respondent

v5603     n13. buy real estate

          section: n            level: household          cai reference: q5603
          type: numeric         width: 1                  decimals: 0

          n13. did you also buy any real estate of this sort (since q131-prev wave iw
          month of financial r / q132-prev wave iw year of financial r/in the last two
          years)?
          ................................................................................
             47         1. yes
            222         5. no
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14126     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); partial interview;
                           no financial respondent

v5604     n14. real estate sold

          section: n            level: household          cai reference: q5604
          type: numeric         width: 7                  decimals: 0

          n14. about how much in total was the dollar value of the real estate you
          sold (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years)?

                  do not probe dk
          ................................................................................
              3                   0. actual value
              9              1-4999. actual value (verified)
            167         5000-250000. actual value
             10      250001-9999996. actual value (verified)
             23             9999998. dk (don't know); na (not ascertained)
             10             9999999. rf (refused)
          14173               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q223:prev wave own other real estate] is (ne 1)
                                     and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or
                                     dk or rf); [q5599:n12] is (ne dk and ne rf);
                                     [q5600:n12a] is (3 or dk or rf); [q5601:n12b] is
                                     (1); [q5601:n12b] is (3 or dk or rf); [q5601:n12b]
                                     is (a); [q5602:n12c] is (a); [q5603:n13] is (1);
                                     partial interview; no financial respondent

v5605     n14a.dk-1

          section: n            level: household          cai reference: q5605
          type: numeric         width: 1                  decimals: 0

          n14a. did it amount to less than $200,000, more than $200,000, or what?
          ................................................................................
             19         1. less than $200,000
              1         3. about $200,000
              4         5. more than $200,000
              3         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          14362     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); [q5603:n13] is (1);
                           [q5604:n14] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5606     n14b.dk-2

          section: n            level: household          cai reference: q5606
          type: numeric         width: 1                  decimals: 0

          n14b. (did it amount to) less than $500,000, more than $500,000, or what?
          ................................................................................
              3         1. less than $500,000
              1         3. about $500,000
                        5. more than $500,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14391     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); [q5603:n13] is (1);
                           [q5604:n14] is (ne dk and ne rf); [q5605:n14a] is (1);
                           [q5605:n14a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5607     n14c.dk-3

          section: n            level: household          cai reference: q5607
          type: numeric         width: 1                  decimals: 0

          n14c. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             11         1. less than $50,000
                        3. about $50,000
              7         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14376     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); [q5603:n13] is (1);
                           [q5604:n14] is (ne dk and ne rf); [q5605:n14a] is (3 or dk or
                           rf); [q5606:n14b] is (1); [q5606:n14b] is (3 or dk or rf);
                           [q5606:n14b] is (a); partial interview; no financial
                           respondent

v5608     n15. overall real estate value

          section: n            level: household          cai reference: q5608
          type: numeric         width: 1                  decimals: 0

          n15. overall, was the dollar cost of the real estate you bought greater than
          the dollar value of what you sold (minus commissions), less than the value
          of what you sold, about equal, or what?

                  please probe if dk
          ................................................................................
             19         1. bought more than sold
             14         2. bought less than sold
             18         3. bought and sold about equal amounts
              4         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14338     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); [q5604:n14] is (ne
                           dk and ne rf); [q5606:n14b] is (1); [q5606:n14b] is (3 or dk
                           or rf); [q5606:n14b] is (a); [q5607:n14c] is (a); partial
                           interview; no financial respondent

v5609     n16. buy more/less than sold

          section: n            level: household          cai reference: q5609
          type: numeric         width: 7                  decimals: 0

          n16. roughly, about how much (more/less) did you buy than you sold?

                  do not probe dk
          ................................................................................
                                  0. actual value
              1               1-999. actual value (verified)
             15          1000-50000. actual value
              6        50001-999996. actual value (verified)
              5             9999998. dk (don't know); na (not ascertained)
              6             9999999. rf (refused)
          14362               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q223:prev wave own other real estate] is (ne 1)
                                     and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or
                                     dk or rf); [q5599:n12] is (ne dk and ne rf);
                                     [q5600:n12a] is (3 or dk or rf); [q5601:n12b] is
                                     (1); [q5601:n12b] is (3 or dk or rf); [q5601:n12b]
                                     is (a); [q5602:n12c] is (a); [q5604:n14] is (ne dk
                                     and ne rf); [q5606:n14b] is (1); [q5606:n14b] is (3
                                     or dk or rf); [q5606:n14b] is (a); [q5607:n14c] is
                                     (a); [q5608:n15] is (3 or dk or rf); partial
                                     interview; no financial respondent

v5610     n16a.dk-1

          section: n            level: household          cai reference: q5610
          type: numeric         width: 1                  decimals: 0

          n16a. did it amount to less than $200,000, more than $200,000, or what?
          ................................................................................
              5         1. less than $200,000
              2         3. about $200,000
                        5. more than $200,000
                        8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14384     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); [q5604:n14] is (ne
                           dk and ne rf); [q5606:n14b] is (1); [q5606:n14b] is (3 or dk
                           or rf); [q5606:n14b] is (a); [q5607:n14c] is (a); [q5608:n15]
                           is (3 or dk or rf); [q5609:n16] is (ne dk and ne rf); partial
                           interview; no financial respondent

v5611     n16b.dk-2

          section: n            level: household          cai reference: q5611
          type: numeric         width: 1                  decimals: 0

          n16b. (did it amount to) less than $500,000, more than $500,000, or what?
          ................................................................................
                        1. less than $500,000
                        3. about $500,000
                        5. more than $500,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14395     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); [q5604:n14] is (ne
                           dk and ne rf); [q5606:n14b] is (1); [q5606:n14b] is (3 or dk
                           or rf); [q5606:n14b] is (a); [q5607:n14c] is (a); [q5608:n15]
                           is (3 or dk or rf); [q5609:n16] is (ne dk and ne rf);
                           [q5610:n16a] is (1); [q5610:n16a] is (3 or dk or rf); partial
                           interview; no financial respondent

v5612     n16c.dk-3

          section: n            level: household          cai reference: q5612
          type: numeric         width: 1                  decimals: 0

          n16c. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              3         1. less than $50,000
                        3. about $50,000
              2         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5598:n11a] is (5 or dk or rf);
                           [q5599:n12] is (ne dk and ne rf); [q5600:n12a] is (3 or dk or
                           rf); [q5601:n12b] is (1); [q5601:n12b] is (3 or dk or rf);
                           [q5601:n12b] is (a); [q5602:n12c] is (a); [q5604:n14] is (ne
                           dk and ne rf); [q5606:n14b] is (1); [q5606:n14b] is (3 or dk
                           or rf); [q5606:n14b] is (a); [q5607:n14c] is (a); [q5608:n15]
                           is (3 or dk or rf); [q5609:n16] is (ne dk and ne rf);
                           [q5610:n16a] is (3 or dk or rf); [q5611:n16b] is (1);
                           [q5611:n16b] is (3 or dk or rf); [q5611:n16b] is (a); partial
                           interview; no financial respondent

v5613     n17. major home improvements

          section: n            level: household          cai reference: q5613
          type: numeric         width: 1                  decimals: 0

          n17. (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years), did you (or your husband/or your
          wife/or your partner/...) make any major additions or home improvements to
          any real estate properties that you owned, other than your principle
          residence or second home?

                  do not count general maintenance or upkeep.
          ................................................................................
            216         1. yes
           2536         5. no
              2         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          11633     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); partial interview; no financial
                           respondent

v5614     n18. improvement cost

          section: n            level: household          cai reference: q5614
          type: numeric         width: 7                  decimals: 0

          n18.  what was the dollar cost of these additions and improvements, plus the
          value of any work you may have done yourself?

                  do not probe dk
          ................................................................................
              2                   0. actual value
              7               1-999. actual value (verified)
            175         1000-100000. actual value
              4      100001-9999996. actual value (verified)
             24             9999998. dk (don't know); na (not ascertained)
              4             9999999. rf (refused)
          14179               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q223:prev wave own other real estate] is (ne 1)
                                     and [q4830:j76] is (ne 1-2); [q5613:n17] is (5 or
                                     dk or rf); partial interview; no financial
                                     respondent

v5615     n18a.dk-1

          section: n            level: household          cai reference: q5615
          type: numeric         width: 1                  decimals: 0

          n18a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
             10         1. less than $10,000
              1         3. about $10,000
             11         5. more than $10,000
              3         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14366     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5613:n17] is (5 or dk or rf);
                           [q5614:n18] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5616     n18b.dk-2

          section: n            level: household          cai reference: q5616
          type: numeric         width: 1                  decimals: 0

          n18b. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              4         1. less than $50,000
              2         3. about $50,000
              5         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14384     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5613:n17] is (5 or dk or rf);
                           [q5614:n18] is (ne dk and ne rf); [q5615:n18a] is (1);
                           [q5615:n18a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5617     n18c.dk-3

          section: n            level: household          cai reference: q5617
          type: numeric         width: 1                  decimals: 0

          n18c. (did it amount to) less than $2,000, more than $2,000, or what?
          ................................................................................
              1         1. less than $2,000
              1         3. about $2,000
              7         5. more than $2,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14385     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q223:prev wave own other real estate] is (ne 1)
                           and [q4830:j76] is (ne 1-2); [q5613:n17] is (5 or dk or rf);
                           [q5614:n18] is (ne dk and ne rf); [q5615:n18a] is (3 or dk or
                           rf); [q5616:n18b] is (1); [q5616:n18b] is (3 or dk or rf);
                           [q5616:n18b] is (a); partial interview; no financial
                           respondent

v5618     n19.funds into business

          section: n            level: household          cai reference: q5618
          type: numeric         width: 1                  decimals: 0

          n19. (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years), have you (or your husband/or your
          wife/or your partner/...) put personal funds into a privately held business,
          professional practice, partnership or farm that you own or share ownership
          in?
          ................................................................................
            194         1. yes
           1243         5. no
              3         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
          12942     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); partial interview; no financial
                           respondent

v5619     n20. improvement cost

          section: n            level: household          cai reference: q5619
          type: numeric         width: 7                  decimals: 0

          n20. altogether, about how much new money did you (or your husband/or your
          wife/or your partner/...) put into that, including any funds that you
          borrowed personally?

                  do not probe dk
          ................................................................................
              3                   0. actual value
             31              1-4999. actual value (verified)
            106         5000-250000. actual value
              3      250001-9999996. actual value (verified)
             34             9999998. dk (don't know); na (not ascertained)
             17             9999999. rf (refused)
          14201               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q259:prev wave own business] is (ne 1) and
                                     [q4856:j83] is (ne 1-2); [q5618:n19] is (5 or dk or
                                     rf); partial interview; no financial respondent

v5620     n20a.dk-1

          section: n            level: household          cai reference: q5620
          type: numeric         width: 1                  decimals: 0

          n20a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
             24         1. less than $50,000
              3         3. about $50,000
              7         5. more than $50,000
              7         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
          14341     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); [q5618:n19] is (5 or dk or rf);
                           [q5619:n20] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5621     n20b.dk-2

          section: n            level: household          cai reference: q5621
          type: numeric         width: 1                  decimals: 0

          n20b. (did it amount to) less than $500,000, more than $500,000, or what?
          ................................................................................
              6         1. less than $500,000
                        3. about $500,000
              1         5. more than $500,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14388     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); [q5618:n19] is (5 or dk or rf);
                           [q5619:n20] is (ne dk and ne rf); [q5620:n20a] is (1);
                           [q5620:n20a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5622     n20c.dk-3

          section: n            level: household          cai reference: q5622
          type: numeric         width: 1                  decimals: 0

          n20c. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
              2         1. less than $5,000
              3         3. about $5,000
             16         5. more than $5,000
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14371     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); [q5618:n19] is (5 or dk or rf);
                           [q5619:n20] is (ne dk and ne rf); [q5620:n20a] is (3 or dk or
                           rf); [q5621:n20b] is (1); [q5621:n20b] is (3 or dk or rf);
                           [q5621:n20b] is (a); partial interview; no financial
                           respondent

v5623     n21. any business sell

          section: n            level: household          cai reference: q5623
          type: numeric         width: 1                  decimals: 0

          n21. (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years), have you (or your husband/or your
          wife/or your partner/...) sold part or all of any interest in a privately
          held business, professional practice, partnership or farm?
          ................................................................................
             49         1. yes
           1390         5. no
              2         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
          12942     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); partial interview; no financial
                           respondent

v5624     n22. selling price

          section: n            level: household          cai reference: q5624
          type: numeric         width: 7                  decimals: 0

          n22. altogether, about how much did you (or your husband/or your wife/or
          your partner/...) sell your interest for?  (what was the selling price?)

                  we want the price the buyer paid.

                  do not probe dk
          ................................................................................
                                  0. actual value
              2              1-4999. actual value (verified)
             28         5000-250000. actual value
              8      250001-9999996. actual value (verified)
              8             9999998. dk (don't know); na (not ascertained)
              3             9999999. rf (refused)
          14346               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q259:prev wave own business] is (ne 1) and
                                     [q4856:j83] is (ne 1-2); [q5623:n21] is (5 or dk or
                                     rf); partial interview; no financial respondent

v5625     n22a.>100k

          section: n            level: household          cai reference: q5625
          type: numeric         width: 1                  decimals: 0

          n22a. did it amount to less than $100,000, more than $100,000, or what?
          ................................................................................
              5         1. less than $100,000
                        3. about $100,000
              4         5. more than $100,000
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14384     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); [q5623:n21] is (5 or dk or rf);
                           [q5624:n22] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5626     n22b.>1mil

          section: n            level: household          cai reference: q5626
          type: numeric         width: 1                  decimals: 0

          n22b. (did it amount to) less than $1,000,000, more than $1,000,000, or
          what?
          ................................................................................
              4         1. less than $1,000,000
                        3. about $1,000,000
                        5. more than $1,000,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14391     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); [q5623:n21] is (5 or dk or rf);
                           [q5624:n22] is (ne dk and ne rf); [q5625:n22a] is (1);
                           [q5625:n22a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5627     n22c.>10k

          section: n            level: household          cai reference: q5627
          type: numeric         width: 1                  decimals: 0

          n22c. (did it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
              3         1. less than $10,000
                        3. about $10,000
              2         5. more than $10,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); [q5623:n21] is (5 or dk or rf);
                           [q5624:n22] is (ne dk and ne rf); [q5625:n22a] is (3 or dk or
                           rf); [q5626:n22b] is (a); partial interview; no financial
                           respondent

v5628     n23a. month sold business

          section: n            level: household          cai reference: q5628
          type: numeric         width: 2                  decimals: 0

          n23a. in what month and year did you sell that?

                  most recent sale, if more than one.

                  month:

                  year:
          ................................................................................
              9         1. jan
              4         2. feb
              6         3. mar
              4         4. apr
              4         5. may
              5         6. jun
              3         7. jul
              1         8. aug
              2         9. sep
              3        10. oct
              3        11. nov
              5        12. dec
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14346     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q259:prev wave own business] is (ne 1) and
                           [q4856:j83] is (ne 1-2); [q5623:n21] is (5 or dk or rf);
                           partial interview; no financial respondent

v5629     n23b. year sold business

          section: n            level: household          cai reference: q5629
          type: numeric         width: 4                  decimals: 0
          ................................................................................
             48           1993-1999. actual value
              1                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
          14346               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q259:prev wave own business] is (ne 1) and
                                     [q4856:j83] is (ne 1-2); [q5623:n21] is (5 or dk or
                                     rf); partial interview; no financial respondent

v5630     n24. other stock accounts

          section: n            level: household          cai reference: q5630
          type: numeric         width: 1                  decimals: 0

          n24. not counting any iras, keoghs or pension accounts, (since q131-prev
          wave iw month of financial r / q132-prev wave iw year of financial r/in the
          last two years), have you (or your husband/or your wife/or your partner/...)
          bought any stock, or put money into stock mutual funds, including any
          automatic reinvestments?
          ................................................................................
           1450         1. yes
           2424         5. no
             45         8. dk (don't know); na (not ascertained)
             53         9. rf (refused)
          10423     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); partial interview; no financial
                           respondent

v5631     n24a. cash or assets

          section: n            level: household          cai reference: q5631
          type: numeric         width: 1                  decimals: 0

          n24a. did you (or your husband/or your wife/or your partner/...) also sell
          or cash in any such assets?
          ................................................................................
            547         1. yes
            885         5. no
             16         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          12945     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           partial interview; no financial respondent

v5632     n24b. put money in/out or even

          section: n            level: household          cai reference: q5632
          type: numeric         width: 1                  decimals: 0

          n24b. did you buy more or sell more -- that is, overall, did you put new
          money into stocks, stock mutual funds, managed investment accounts or
          trusts, take money out of them, or put in about as much as you took out?

                  please probe if dk.
          ................................................................................
            215         1. put money in
            109         2. take money out
            215         3. put in about as much as took out
              5         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13848     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           [q5631:n24a] is (5 or dk or rf); partial interview; no
                           financial respondent

v5633     n25. how much

          section: n            level: household          cai reference: q5633
          type: numeric         width: 7                  decimals: 0

          n25. about how much more did you

          if q5632 is (1)
                  put in than you took out?
          else q5632 is (2)
                  take out than you put in?
          end

                  do not probe dk
          ................................................................................
              3                   0. actual value
              5               1-999. actual value (verified)
            163          1000-50000. actual value
             30        50001-999996. actual value (verified)
             97             9999998. dk (don't know); na (not ascertained)
             26             9999999. rf (refused)
          14071               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q260:prev wave own stocks] is (ne 1) and
                                     [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or
                                     rf); [q5631:n24a] is (5 or dk or rf); [q5632:n24b]
                                     is (3 or dk or rf); partial interview; no financial
                                     respondent

v5634     n25a.>10k

          section: n            level: household          cai reference: q5634
          type: numeric         width: 1                  decimals: 0

          n25a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
             31         1. less than $10,000
              5         3. about $10,000
             44         5. more than $10,000
             17         8. dk (don't know); na (not ascertained)
             25         9. rf (refused)
          14273     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           [q5631:n24a] is (5 or dk or rf); [q5632:n24b] is (3 or dk or
                           rf); [q5633:n25] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5635     n25b.>50k

          section: n            level: household          cai reference: q5635
          type: numeric         width: 1                  decimals: 0

          n25b. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             22         1. less than $50,000
              6         3. about $50,000
             15         5. more than $50,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14351     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           [q5631:n24a] is (5 or dk or rf); [q5632:n24b] is (3 or dk or
                           rf); [q5633:n25] is (ne dk and ne rf); [q5634:n25a] is (1);
                           [q5634:n25a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5636     n25c.>2500

          section: n            level: household          cai reference: q5636
          type: numeric         width: 1                  decimals: 0

          n25c. (did it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
             10         1. less than $2,500
              2         3. about $2,500
             19         5. more than $2,500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14364     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           [q5631:n24a] is (5 or dk or rf); [q5632:n24b] is (3 or dk or
                           rf); [q5633:n25] is (ne dk and ne rf); [q5634:n25a] is (3 or
                           dk or rf); [q5635:n25b] is (a); partial interview; no
                           financial respondent

v5637     n26. including automatic reinvestment

          section: n            level: household          cai reference: q5637
          type: numeric         width: 7                  decimals: 0

          n26. altogether, how much money (including any automatic reinvestment) did
          you (or your husband/or your wife/or your partner/...) put into that?

                  do not probe dk
          ................................................................................
              4                   0. actual value
             42               1-999. actual value (verified)
            421         1000-100000. actual value
             16       100001-999996. actual value (verified)
              1             1000000. extreme value
            347             9999998. dk (don't know); na (not ascertained)
             72             9999999. rf (refused)
          13492               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q260:prev wave own stocks] is (ne 1) and
                                     [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or
                                     rf); [q5632:n24b] is (3 or dk or rf); [q5633:n25]
                                     is (ne dk and ne rf); [q5634:n25a] is (3 or dk or
                                     rf); [q5635:n25b] is (a); [q5633:n25] is (a);
                                     partial interview; no financial respondent

v5638     n26a.>25k

          section: n            level: household          cai reference: q5638
          type: numeric         width: 1                  decimals: 0

          n26a. did it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            217         1. less than $25,000
             12         3. about $25,000
             66         5. more than $25,000
             67         8. dk (don't know); na (not ascertained)
             60         9. rf (refused)
          13973     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           [q5632:n24b] is (3 or dk or rf); [q5633:n25] is (ne dk and ne
                           rf); [q5634:n25a] is (3 or dk or rf); [q5635:n25b] is (a);
                           [q5633:n25] is (a); [q5637:n26] is (ne dk and ne rf); partial
                           interview; no financial respondent

v5639     n26b.>100k

          section: n            level: household          cai reference: q5639
          type: numeric         width: 1                  decimals: 0

          n26b. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
             43         1. less than $100,000
              7         3. about $100,000
              9         5. more than $100,000
              5         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14329     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           [q5632:n24b] is (3 or dk or rf); [q5633:n25] is (ne dk and ne
                           rf); [q5634:n25a] is (3 or dk or rf); [q5635:n25b] is (a);
                           [q5633:n25] is (a); [q5637:n26] is (ne dk and ne rf);
                           [q5638:n26a] is (1); [q5638:n26a] is (3 or dk or rf); partial
                           interview; no financial respondent

v5640     n26c.>5k

          section: n            level: household          cai reference: q5640
          type: numeric         width: 1                  decimals: 0

          n26c. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             83         1. less than $5,000
             32         3. about $5,000
             93         5. more than $5,000
              8         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14178     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5630:n24] is (5 or dk or rf);
                           [q5632:n24b] is (3 or dk or rf); [q5633:n25] is (ne dk and ne
                           rf); [q5634:n25a] is (3 or dk or rf); [q5635:n25b] is (a);
                           [q5633:n25] is (a); [q5637:n26] is (ne dk and ne rf);
                           [q5638:n26a] is (3 or dk or rf); [q5639:n26b] is (a); partial
                           interview; no financial respondent

v5641     n27.sold stock

          section: n            level: household          cai reference: q5641
          type: numeric         width: 1                  decimals: 0

          n27. (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years), have you (or your husband/or your
          wife/or your partner/...) sold any shares of stock in publicly held
          corporations or taken money out of any mutual funds, managed investment
          accounts or trusts?
          ................................................................................
            295         1. yes
           2150         5. no
             25         8. dk (don't know); na (not ascertained)
             52         9. rf (refused)
          11873     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5632:n24b] is (3 or dk or rf);
                           [q5633:n25] is (ne dk and ne rf); [q5634:n25a] is (3 or dk or
                           rf); [q5635:n25b] is (a); [q5633:n25] is (a); [q5637:n26] is
                           (ne dk and ne rf); [q5638:n26a] is (3 or dk or rf);
                           [q5639:n26b] is (a); [q5637:n26] is (a); partial interview; no
                           financial respondent

v5642     n28. how much

          section: n            level: household          cai reference: q5642
          type: numeric         width: 7                  decimals: 0

          n28. altogether, how much money did you (or your husband/or your wife/or
          your partner/...) get from that?

                  do not probe dk
          ................................................................................
              1                   0. actual value
             16               1-999. actual value (verified)
            188         1000-100000. actual value
              7       100001-999996. actual value (verified)
             70             9999998. dk (don't know); na (not ascertained)
             13             9999999. rf (refused)
          14100               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5);
                                     [q260:prev wave own stocks] is (ne 1) and
                                     [q5099:j207] is (ne 1); [q5632:n24b] is (3 or dk or
                                     rf); [q5633:n25] is (ne dk and ne rf); [q5634:n25a]
                                     is (3 or dk or rf); [q5635:n25b] is (a);
                                     [q5633:n25] is (a); [q5637:n26] is (ne dk and ne
                                     rf); [q5638:n26a] is (3 or dk or rf); [q5639:n26b]
                                     is (a); [q5637:n26] is (a); [q5641:n27] is (5 or dk
                                     or rf); partial interview; no financial respondent

v5643     n28a.>25k

          section: n            level: household          cai reference: q5643
          type: numeric         width: 1                  decimals: 0

          n28a. did it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             32         1. less than $25,000
              3         3. about $25,000
             20         5. more than $25,000
             14         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
          14314     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5632:n24b] is (3 or dk or rf);
                           [q5633:n25] is (ne dk and ne rf); [q5634:n25a] is (3 or dk or
                           rf); [q5635:n25b] is (a); [q5633:n25] is (a); [q5637:n26] is
                           (ne dk and ne rf); [q5638:n26a] is (3 or dk or rf);
                           [q5639:n26b] is (a); [q5637:n26] is (a); [q5641:n27] is (5 or
                           dk or rf); [q5642:n28] is (ne dk and ne rf); partial
                           interview; no financial respondent

v5644     n28b.>100k

          section: n            level: household          cai reference: q5644
          type: numeric         width: 1                  decimals: 0

          n28b. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
             12         1. less than $100,000
              1         3. about $100,000
              4         5. more than $100,000
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14375     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5632:n24b] is (3 or dk or rf);
                           [q5633:n25] is (ne dk and ne rf); [q5634:n25a] is (3 or dk or
                           rf); [q5635:n25b] is (a); [q5633:n25] is (a); [q5637:n26] is
                           (ne dk and ne rf); [q5638:n26a] is (3 or dk or rf);
                           [q5639:n26b] is (a); [q5637:n26] is (a); [q5641:n27] is (5 or
                           dk or rf); [q5642:n28] is (ne dk and ne rf); [q5643:n28a] is
                           (1); [q5643:n28a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5645     n28c.>5k

          section: n            level: household          cai reference: q5645
          type: numeric         width: 1                  decimals: 0

          n28c. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             11         1. less than $5,000
              4         3. about $5,000
             17         5. more than $5,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14363     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q260:prev wave own stocks] is (ne 1) and
                           [q5099:j207] is (ne 1); [q5632:n24b] is (3 or dk or rf);
                           [q5633:n25] is (ne dk and ne rf); [q5634:n25a] is (3 or dk or
                           rf); [q5635:n25b] is (a); [q5633:n25] is (a); [q5637:n26] is
                           (ne dk and ne rf); [q5638:n26a] is (3 or dk or rf);
                           [q5639:n26b] is (a); [q5637:n26] is (a); [q5641:n27] is (5 or
                           dk or rf); [q5642:n28] is (ne dk and ne rf); [q5643:n28a] is
                           (3 or dk or rf); [q5644:n28b] is (a); partial interview; no
                           financial respondent

v5648     n28d. house bad record

          section: n            level: household          cai reference: q5648
          type: numeric         width: 1                  decimals: 0

          n28d. our records show that you owned a home in (q131-prev wave iw month of
          financial r / q132-prev wave iw year of financial r/the last two years) that
          you do not now own and did not sell.  what happened to that home -- did you
          give it to someone, are our records incorrect, or what?
          ................................................................................
             84         1. gave to someone
            202         2. records incorrect
            112         3. r still owns home
             12         4. home was foreclosed
             17         5. ex-spouse/partner still owns home
             33         6. sold home (n1 was answered incorrectly)
             21         7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          13912     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q284:prev wave own rent] is (ne 1) or
                           [q2760:f6] is (a) or [q2950:f46f] is (a); [q5565:n1] is (ne
                           5); partial interview; no financial respondent

v5650m1   n28f.relative give house

          section: n            level: household          cai reference: q5650
          type: numeric         width: 1                  decimals: 0

          n28f.  who did you give the house to, (that is what is their relationship to
          you)?

                  choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             51         2. child/child-in-law/grandchild
              5         3. other relative
             12         4. someone else
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14326     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q284:prev wave own rent] is (ne 1) or
                           [q2760:f6] is (a) or [q2950:f46f] is (a); [q5565:n1] is (ne
                           5); [q5648:n28d] is (ne 1); partial interview; no financial
                           respondent; no subsequent mention

v5650m2   n28f.relative give house

          section: n            level: household          cai reference: q5650
          type: numeric         width: 1                  decimals: 0

          n28f.  who did you give the house to, (that is what is their relationship to
          you)?

                  choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        2. child/child-in-law/grandchild
              2         3. other relative
                        4. someone else
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14393     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q284:prev wave own rent] is (ne 1) or
                           [q2760:f6] is (a) or [q2950:f46f] is (a); [q5565:n1] is (ne
                           5); [q5648:n28d] is (ne 1); partial interview; no financial
                           respondent; no subsequent mention

v5651m1   n28g.which child house-1

          section: n            level: household          cai reference: q5651
          type: character       width: 3                  decimals: 0

          n28g. (which child is that?)

                  choose all that apply

                  if grandchild:   which child of yours (or your husband/or your
          wife/or your partner/...) is the parent of that grandchild?

          user note: up to ten responses were allowed for this question, the actual
          maximum number of responses was one.
          ................................................................................
                      037. deceased child
             12       038. all children equally
              7   041-083. other person number
             32   101-995. other person number
          14344     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q284:prev wave own rent] is (ne 1) or
                           [q2760:f6] is (a) or [q2950:f46f] is (a); [q5565:n1] is (ne
                           5); [q5648:n28d] is (ne 1); [q5650:n28f] is (ne 2); partial
                           interview; no financial respondent; no subsequent mention

v5653     n28e.house bad record-2

          section: n            level: household          cai reference: q5653
          type: numeric         width: 1                  decimals: 0

          n28e. our records show that you owned a home in (q131-prev wave iw month of
          financial r / q132-prev wave iw year of financial r/the last two years) that
          you have since sold.  what did you decide to do with the proceeds from
          selling the house -- did you invest the money, did you give it to someone,
          are our records incorrect, or what?
          ................................................................................
            111         1. invest the money
             22         2. gave to someone
              2         3. records incorrect
             41         4. paid bills; paid debts; spent it
             21         7. other
              3         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14191     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q284:prev wave own rent] is (ne 1) or
                           [q2760:f6] is (a) or [q2950:f46f] is (a); [q5566:n1a] is (ne
                           2); partial interview; no financial respondent

v5691     n29.changes in savings

          section: n            level: household          cai reference: q5691
          type: numeric         width: 1                  decimals: 0

          n29. sometimes changes in a family's savings or assets are due to people
          joining or leaving the family.  was there anyone living with you in (q131-
          prev wave iw month of financial r / q132-prev wave iw year of financial
          r/the last two years) who doesn't live with you now and who took $5,000 or
          more in assets or debts away with them?
          ................................................................................
             57         1. yes, assets
             10         2. yes, debts
             11         3. both
           2128         5. no
             11         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
          12167     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); partial interview;
                           no financial respondent

v5692     n30. value of assets

          section: n            level: household          cai reference: q5692
          type: numeric         width: 7                  decimals: 0

          n30. altogether, what is the total dollar value of assets that were removed
          that way?

                  do not probe dk
          ................................................................................
                                  0. actual value
                             1-4999. actual value (verified)
             40         5000-250000. actual value
              3      250001-9999996. actual value (verified)
             20             9999998. dk (don't know); na (not ascertained)
              5             9999999. rf (refused)
          14327               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5); [q823:#
                                     move in-out] is (0); [q5691:n29] is (5 or dk or
                                     rf); [q5691:n29] is (ne 1 and ne 3); partial
                                     interview; no financial respondent

v5693     n30a.>25k

          section: n            level: household          cai reference: q5693
          type: numeric         width: 1                  decimals: 0

          n30a. did it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             13         1. less than $25,000
                        3. about $25,000
              5         5. more than $25,000
              5         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14369     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5691:n29] is (5
                           or dk or rf); [q5691:n29] is (ne 1 and ne 3); [q5692:n30] is
                           (ne dk and ne rf); partial interview; no financial respondent

v5694     n30b.>100k

          section: n            level: household          cai reference: q5694
          type: numeric         width: 1                  decimals: 0

          n30b. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
              4         1. less than $100,000
                        3. about $100,000
                        5. more than $100,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5691:n29] is (5
                           or dk or rf); [q5691:n29] is (ne 1 and ne 3); [q5692:n30] is
                           (ne dk and ne rf); [q5693:n30a] is (1); [q5693:n30a] is (3 or
                           dk or rf); partial interview; no financial respondent

v5695     n30c.>10k

          section: n            level: household          cai reference: q5695
          type: numeric         width: 1                  decimals: 0

          n30c. (did it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
              8         1. less than $10,000
              2         3. about $10,000
              2         5. more than $10,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14382     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5691:n29] is (5
                           or dk or rf); [q5691:n29] is (ne 1 and ne 3); [q5692:n30] is
                           (ne dk and ne rf); [q5693:n30a] is (3 or dk or rf);
                           [q5694:n30b] is (a); partial interview; no financial
                           respondent

v5696     n31. value of debts

          section: n            level: household          cai reference: q5696
          type: numeric         width: 7                  decimals: 0

          n31. altogether, what is the total dollar value of debts that were removed
          that way?

                  do not probe dk
          ................................................................................
                                  0. actual value
              1              1-4999. actual value (verified)
              4         5000-250000. actual value
                     250001-9999996. actual value (verified)
              5             9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
          14385               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5); [q823:#
                                     move in-out] is (0); [q5691:n29] is (5 or dk or
                                     rf); [q5691:n29] is (ne 2); partial interview; no
                                     financial respondent

v5697     n31a.>10k

          section: n            level: household          cai reference: q5697
          type: numeric         width: 1                  decimals: 0

          n31a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
              3         1. less than $10,000
                        3. about $10,000
              1         5. more than $10,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5691:n29] is (5
                           or dk or rf); [q5691:n29] is (ne 2); [q5696:n31] is (ne dk and
                           ne rf); partial interview; no financial respondent

v5698     n31b.>25k

          section: n            level: household          cai reference: q5698
          type: numeric         width: 1                  decimals: 0

          n31b. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
                        1. less than $25,000
                        3. about $25,000
              1         5. more than $25,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5691:n29] is (5
                           or dk or rf); [q5691:n29] is (ne 2); [q5696:n31] is (ne dk and
                           ne rf); [q5697:n31a] is (1); [q5697:n31a] is (3 or dk or rf);
                           partial interview; no financial respondent

v5699     n31c.>5k

          section: n            level: household          cai reference: q5699
          type: numeric         width: 1                  decimals: 0

          n31c. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
                        1. less than $5,000
                        3. about $5,000
              3         5. more than $5,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5691:n29] is (5
                           or dk or rf); [q5691:n29] is (ne 2); [q5696:n31] is (ne dk and
                           ne rf); [q5697:n31a] is (3 or dk or rf); [q5698:n31b] is (a);
                           partial interview; no financial respondent

v5700     n32. addition to family with assets or d

          section: n            level: household          cai reference: q5700
          type: numeric         width: 1                  decimals: 0

          n32. is there anyone in your family living with you now who has joined the
          family (since q131-prev wave iw month of financial r / q132-prev wave iw
          year of financial r/in the last two years) and who had $5,000 or more in
          assets or debts at the time they joined the family?
          ................................................................................
             94         1. yes, assets
             38         2. yes, debts
             19         3. both
           2031         5. no
             30         8. dk (don't know); na (not ascertained)
             16         9. rf (refused)
          12167     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); partial interview;
                           no financial respondent

v5701     n33. value of assets

          section: n            level: household          cai reference: q5701
          type: numeric         width: 7                  decimals: 0

          n33. altogether, what was the total dollar value of assets that were brought
          into the family in that way?

                  do not probe dk
          ................................................................................
              3                   0. actual value
                             1-4999. actual value (verified)
             28         5000-250000. actual value
              1      250001-9999996. actual value (verified)
             67             9999998. dk (don't know); na (not ascertained)
             14             9999999. rf (refused)
          14282               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5); [q823:#
                                     move in-out] is (0); [q5700:n32] is (5 or dk or
                                     rf); [q5700:n32] is (ne 1 and ne 3); partial
                                     interview; no financial respondent

v5702     n33a.>25k

          section: n            level: household          cai reference: q5702
          type: numeric         width: 1                  decimals: 0

          n33a. did it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             26         1. less than $25,000
              3         3. about $25,000
             24         5. more than $25,000
             18         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          14314     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5700:n32] is (5
                           or dk or rf); [q5700:n32] is (ne 1 and ne 3); [q5701:n33] is
                           (ne dk and ne rf); partial interview; no financial respondent

v5703     n33b.>100k

          section: n            level: household          cai reference: q5703
          type: numeric         width: 1                  decimals: 0

          n33b. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
             12         1. less than $100,000
              2         3. about $100,000
              8         5. more than $100,000
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14371     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5700:n32] is (5
                           or dk or rf); [q5700:n32] is (ne 1 and ne 3); [q5701:n33] is
                           (ne dk and ne rf); [q5702:n33a] is (1); [q5702:n33a] is (3 or
                           dk or rf); partial interview; no financial respondent

v5704     n33c.>10k

          section: n            level: household          cai reference: q5704
          type: numeric         width: 1                  decimals: 0

          n33c. (did it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             12         1. less than $10,000
              4         3. about $10,000
              8         5. more than $10,000
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14369     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5700:n32] is (5
                           or dk or rf); [q5700:n32] is (ne 1 and ne 3); [q5701:n33] is
                           (ne dk and ne rf); [q5702:n33a] is (3 or dk or rf);
                           [q5703:n33b] is (a); partial interview; no financial
                           respondent

v5705     n34. value of debts

          section: n            level: household          cai reference: q5705
          type: numeric         width: 7                  decimals: 0

          n34. altogether, what was the total dollar value of debts that were brought
          into the family in that way?

                  do not probe dk
          ................................................................................
                                  0. actual value
              2              1-4999. actual value (verified)
             17         5000-250000. actual value
                     250001-9999996. actual value (verified)
             19             9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
          14357               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q463:preload reinterview hh]
                                     is (ne 1) or [q689:r fin-non v106] is (5); [q823:#
                                     move in-out] is (0); [q5700:n32] is (5 or dk or
                                     rf); [q5700:n32] is (ne 2); partial interview; no
                                     financial respondent

v5706     n34a.>10k

          section: n            level: household          cai reference: q5706
          type: numeric         width: 1                  decimals: 0

          n34a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
              9         1. less than $10,000
              3         3. about $10,000
              4         5. more than $10,000
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14376     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5700:n32] is (5
                           or dk or rf); [q5700:n32] is (ne 2); [q5705:n34] is (ne dk and
                           ne rf); partial interview; no financial respondent

v5707     n34b.>25k

          section: n            level: household          cai reference: q5707
          type: numeric         width: 1                  decimals: 0

          n34b. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
              3         1. less than $25,000
              1         3. about $25,000
                        5. more than $25,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14391     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5700:n32] is (5
                           or dk or rf); [q5700:n32] is (ne 2); [q5705:n34] is (ne dk and
                           ne rf); [q5706:n34a] is (1); [q5706:n34a] is (3 or dk or rf);
                           partial interview; no financial respondent

v5708     n34c.>5k

          section: n            level: household          cai reference: q5708
          type: numeric         width: 1                  decimals: 0

          n34c. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
              2         1. less than $5,000
              3         3. about $5,000
              3         5. more than $5,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14386     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q463:preload reinterview hh] is (ne 1) or [q689:r fin-non
                           v106] is (5); [q823:# move in-out] is (0); [q5700:n32] is (5
                           or dk or rf); [q5700:n32] is (ne 2); [q5705:n34] is (ne dk and
                           ne rf); [q5706:n34a] is (3 or dk or rf); [q5707:n34b] is (a);
                           partial interview; no financial respondent

v5718     assist sec n

          section: n            level: household          cai reference: q5718
          type: numeric         width: 1                  decimals: 0

          nassist
                  iwer: how often did r receive assistance with answers in section n -
          capital gains?
          ................................................................................
           1009         0. no questions asked
           9698         1. never
            222         2. a few times
            137         3. most or all of the time
                        8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           3325     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (5) or [q463:preload reinterview hh] is (ne
                           1); partial interview

version  data release version

          section: n            level: household          cai reference: q20101
          type: numeric         width: 3                  decimals: 0
          ................................................................................
                        1. version 1, december 2001
          14395         2. version 2, may 2003