section j: assets and income (household)

========================================================================================== 1998 hrs core (final release) odbc reference: [hrs98corefinal] perl script: codebkd9.pl v5.04 fri mar 19 14:05:24 est 2004 note to users: the program that generated this codebook is under development. if you have any questions or suggestions concerning codebook layout or content please bring them to the attention of the hrs staff at hrsquest@isr.umich.edu. printing recommendation: set margins (left/right/top/bottom) to .5"; print in portrait orientation using a mono-space 10-point font. ==========================================================================================

hhid      household identifier

          section: j            level: household          cai reference: q9100
          type: character       width: 6                  decimals: 0
          ................................................................................
          14395       000002-213479. household identifier range

subhh    1998 sub-household identifier

          section: j            level: household          cai reference: q9106
          type: character       width: 1                  decimals: 0
          ................................................................................
          13947         0. original sample household - no split from divorce or
                           separation of spouses or partners
            244         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            182         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
              6         5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
             16         7. reunited household - respondents from split household reunite

esubhh    1996 sub-household identifier

          section: j            level: household          cai reference: q9105
          type: character       width: 1                  decimals: 0
          ................................................................................
           6334         0. original sample household - no split from divorce or
                           separation of spouses or partners
            166         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            123         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
              3         5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
              9         7. reunited household - respondents from split household reunite
           7760     blank. new cohort - esubhh does not exist

dsubhh    1995 sub-household identifier

          section: j            level: household          cai reference: q9104
          type: character       width: 1                  decimals: 0
          ................................................................................
           4540         0. original sample household - no split from divorce or
                           separation of spouses or partners
              6         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
              5         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
                        5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
                        7. reunited household - respondents from split household reunite
           9844     blank. new cohort - dsubhh does not exist

pn_cs    1998 coversheet resp person number

          section: j            level: household          cai reference: q9141
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1998 coversheet information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
          10410       010. person number
             53       011. person number
           2639       020. person number
              9       021. person number
            584       030. person number
              2       031. person number
                      032. person number
            671       040. person number
              3       041. person number
             24     blank. no coversheet respondent

pn_fam   1998 family resp person number

          section: j            level: household          cai reference: q9142
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1998 family information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           8852       010. person number
             18       011. person number
           3925       020. person number
              5       021. person number
            493       030. person number
              1       031. person number
                      032. person number
            926       040. person number
              1       041. person number
            174     blank. no family respondent

pn_fin   1998 financial resp person number

          section: j            level: household          cai reference: q9143
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1998 financial information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
          11134       010. person number
             21       011. person number
           1977       020. person number
              6       021. person number
            942       030. person number
              1       031. person number
                      032. person number
            179       040. person number
                      041. person number
            135     blank. no financial respondent

pn_ncs   1998 non-coversheet resp person number

          section: j            level: household          cai reference: q9151
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1998 coversheet information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           2035       010. person number
            187       011. person number
              2       012. person number
           3690       020. person number
             28       021. person number
            381       030. person number
             16       031. person number
              1       032. person number
            658       040. person number
             15       041. person number
           7382     blank. no spouse/partner; no non-coversheet respondent

pn_nfam  1998 non-family resp person number

          section: j            level: household          cai reference: q9152
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1998 family information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           3593       010. person number
            222       011. person number
              2       012. person number
           2404       020. person number
             32       021. person number
            472       030. person number
             17       031. person number
              1       032. person number
            403       040. person number
             17       041. person number
           7232     blank. no spouse/partner; no non-family respondent

pn_nfin  1998 non-financial resp person number

          section: j            level: household          cai reference: q9153
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1998 financial information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           1311       010. person number
            219       011. person number
              2       012. person number
           4352       020. person number
             31       021. person number
             23       030. person number
             17       031. person number
              1       032. person number
           1150       040. person number
             18       041. person number
           7271     blank. no spouse/partner; no non-financial respondent

qnr_cs   1998 questionnaire - coversheet resp

          section: j            level: household          cai reference: q9171
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did
          provide the 1998 coversheet information for the household.
          ................................................................................
          14371         00001-21402. questionnaire number range
             24               blank. no coversheet respondent

qnr_fam  1998 questionnaire - family resp

          section: j            level: household          cai reference: q9172
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did
          provide the 1998 family information for the household.
          ................................................................................
          14221         00001-21402. questionnaire number range
            174               blank. no family respondent

qnr_fin  1998 questionnaire - financial resp

          section: j            level: household          cai reference: q9173
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did
          provide the 1998 financial information for the household.
          ................................................................................
          14260         00001-21402. questionnaire number range
            135               blank. no financial respondent

v4628     j0. intro finances

          section: j            level: household          cai reference: q4628
          type: numeric         width: 1                  decimals: 0

          j0.  we are interested in how people are getting along financially these
          days.  the next questions are about income you (or your husband/or your
          wife/or your partner/...) receive.  let's start with income from work.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
          14395     blank. no data

v4629     j1.r or sp work for pay lcyear

          section: j            level: household          cai reference: q4629
          type: numeric         width: 1                  decimals: 0

          j1. did you (or your husband/or your wife/or your partner/...) do any work
          for pay in [q708-lcy]?
          ................................................................................
           1439         1. yes
           5880         5. no
              3         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
           7060     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); ([q1014:r_s cur age] is (gt 0 and lt
                           65) or ([q1014:r_s cur age] is (0) and [q461:preload cohort]
                           is (3-4))) or ([q546:cs15d] is (1-3) and [q713:sp_s current
                           age] is (gt 0 and lt 65)); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4630.j2.which worked for pay
             lcyear] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4630     j2.which worked for pay lcyear

          section: j            level: household          cai reference: q4630
          type: numeric         width: 1                  decimals: 0

          j2. which one of you worked for pay in [q708-lcy]?
          ................................................................................
            997         1. respondent only
            258         2. spouse/partner only
            184         3. both
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          12956     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); ([q1014:r_s cur age] is (gt 0 and lt
                           65) or ([q1014:r_s cur age] is (0) and [q461:preload cohort]
                           is (3-4))) or ([q546:cs15d] is (1-3) and [q713:sp_s current
                           age] is (gt 0 and lt 65)); [q4629:j1] is (ne 1); partial
                           interview; no financial respondent

v4631     j3.r work for pay lcyear

          section: j            level: household          cai reference: q4631
          type: numeric         width: 1                  decimals: 0

          j3. did you do any work for pay in [q708-lcy]?
          ................................................................................
           4693         1. yes
           2173         5. no
                        8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
           7521     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); ([q1014:r_s cur
                           age] is (ge 65) or ([q1014:r_s cur age] is (0) and
                           [q461:preload cohort] is (1-2))) and [q546:cs15d] is (1 or 3)
                           and [q713:sp_s current age] is (ge 65); ([q1014:r_s cur age]
                           is (ge 65) or ([q1014:r_s cur age] is (0) and [q461:preload
                           cohort] is (1-2))) and [q546:cs15d] is (ne 1 and ne 3);
                           partial interview; no financial respondent

v4632     j4.sp work for pay lcyear

          section: j            level: household          cai reference: q4632
          type: numeric         width: 1                  decimals: 0

          j4. did your (husband/wife/partner) do any work for pay in [q708-lcy]?
          ................................................................................
           2983         1. yes
           1601         5. no
              8         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
           9793     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); ([q1014:r_s cur
                           age] is (ge 65) or ([q1014:r_s cur age] is (0) and
                           [q461:preload cohort] is (1-2))) and [q546:cs15d] is (1 or 3)
                           and [q713:sp_s current age] is (ge 65); ([q1014:r_s cur age]
                           is (ge 65) or ([q1014:r_s cur age] is (0) and [q461:preload
                           cohort] is (1-2))) and [q546:cs15d] is (ne 1 and ne 3);
                           [q546:cs15d] is (ne 1 and ne 3); partial interview; no
                           financial respondent

v4633     j5.r self-employment lcyear

          section: j            level: household          cai reference: q4633
          type: numeric         width: 1                  decimals: 0

          j5.
          if q4630 is (3) or (q4631 is (1) and q4632 is (1))
                  first i will ask about your earnings from work, and then about your
                  (husband's/wife's/partner's/...).
          end

          if q3132 is (2)
                  you told me before that you were self-employed.
          end

                  did any of your earnings from work in [q708-lcy]  come from self-
          employment?
          ................................................................................
           1498         1. yes
           4368         5. no
                        8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           8526     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); partial interview; no
                           financial respondent

v4634     j6.r how much self-employment

          section: j            level: household          cai reference: q4634
          type: numeric         width: 8                  decimals: 0

          j6. about how much did your self-employment income amount to in [q708-lcy],
          including any profits left in the business, before taxes and other
          deductions?

                  do not probe dk

                  amount:
          ................................................................................
           1190           0-1000000. actual value
                   1000001-99999996. actual value (verified)
            178            99999998. dk (don't know); na (not ascertained)
            130            99999999. rf (refused)
          12897               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4630:j2] is (2);
                                     [q4631:j3] is (ne 1) and [q4632:j4] is (1);
                                     [q4631:j3] is (a and ne 1) and [q4632:j4] is (ne
                                     1); [q4633:j5] is (ne 1); partial interview; no
                                     financial respondent

v4635     j6a.r dk-5k

          section: j            level: household          cai reference: q4635
          type: numeric         width: 1                  decimals: 0

          j6a. did it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
             20         1. less than $5,000
              8         3. about $5,000
             40         5. more than $5,000
              5         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
          14303     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4633:j5] is (ne 1);
                           [q4634:j6] is (ne dk and ne rf); [q111:prev wave if used bkts:
                           job earnings r-s-p] is (3 or 6); [q111:prev wave if used bkts:
                           job earnings r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6);
                           partial interview; no financial respondent

v4636     j6a.r dk-10,000

          section: j            level: household          cai reference: q4636
          type: numeric         width: 1                  decimals: 0

          j6a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
             35         1. less than $10,000
              6         3. about $10,000
             73         5. more than $10,000
              5         8. dk (don't know); na (not ascertained)
             33         9. rf (refused)
          14243     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4633:j5] is (ne 1);
                           [q4634:j6] is (ne dk and ne rf); [q111:prev wave if used bkts:
                           job earnings r-s-p] is (3 or 6); [q4635:j6a] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4637     j6b.r dk-25,000

          section: j            level: household          cai reference: q4637
          type: numeric         width: 1                  decimals: 0

          j6b. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
             58         1. less than $25,000
              6         3. about $25,000
             71         5. more than $25,000
              9         8. dk (don't know); na (not ascertained)
             33         9. rf (refused)
          14218     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4633:j5] is (ne 1);
                           [q4634:j6] is (ne dk and ne rf); [q4635:j6a] is (1 or 3 or dk
                           or rf); [q4636:j6a] is (1) and [q111:prev wave if used bkts:
                           job earnings r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4636:j6a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4638     j6c.r dk-100,000

          section: j            level: household          cai reference: q4638
          type: numeric         width: 1                  decimals: 0

          j6c. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
             41         1. less than $100,000
              2         3. about $100,000
             19         5. more than $100,000
              2         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
          14324     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4633:j5] is (ne 1);
                           [q4634:j6] is (ne dk and ne rf); [q4635:j6a] is (1 or 3 or dk
                           or rf); [q4636:j6a] is (1) and [q111:prev wave if used bkts:
                           job earnings r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4636:j6a] is (1 or 3 or dk or rf); [q4637:j6b] is (1) and
                           [q111:prev wave if used bkts: job earnings r-s-p] is (3 or 6);
                           [q4637:j6b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4639     j6b.r dk-10,000

          section: j            level: household          cai reference: q4639
          type: numeric         width: 1                  decimals: 0

          j6b. (did it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             30         1. less than $10,000
              3         3. about $10,000
              9         5. more than $10,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14352     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4633:j5] is (ne 1);
                           [q4634:j6] is (ne dk and ne rf); [q4635:j6a] is (1 or 3 or dk
                           or rf); [q4636:j6a] is (1) and [q111:prev wave if used bkts:
                           job earnings r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4636:j6a] is (1 or 3 or dk or rf); [q4637:j6b] is (1 or 3 or
                           dk or rf); [q4638:j6c] is (a); partial interview; no financial
                           respondent

v4640     j6d.r dk-5,000

          section: j            level: household          cai reference: q4640
          type: numeric         width: 1                  decimals: 0

          j6d. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             31         1. less than $5,000
             11         3. about $5,000
             13         5. more than $5,000
              1         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14336     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4633:j5] is (ne 1);
                           [q4634:j6] is (ne dk and ne rf); [q4635:j6a] is (1 or 3 or dk
                           or rf); [q4636:j6a] is (1 or 3 or dk or rf); [q4637:j6b] is (1
                           or 3 or dk or rf); [q4638:j6c] is (a); [q4639:j6b] is (3 or 5
                           or dk or rf); partial interview; no financial respondent

v4642     j7.r wages and salary lcyear

          section: j            level: household          cai reference: q4642
          type: numeric         width: 1                  decimals: 0

          j7. (aside from any self-employment income,) did any of your [q708-lcy]
          earnings come from wages and salaries?
          ................................................................................
           4747         1. yes
           1111         5. no
              1         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
           8524     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); partial interview; no
                           financial respondent

v4643     j8.r how much wages and salary

          section: j            level: household          cai reference: q4643
          type: numeric         width: 8                  decimals: 0

          j8. about how much wage and salary income did you receive in [q708-lcy],
          before taxes and other deductions?

                  do not probe dk

                  amount:
          ................................................................................
           3996           0-1000000. actual value
              1    1000001-99999996. actual value (verified)
            463            99999998. dk (don't know); na (not ascertained)
            287            99999999. rf (refused)
           9648               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4630:j2] is (2);
                                     [q4631:j3] is (ne 1) and [q4632:j4] is (1);
                                     [q4631:j3] is (a and ne 1) and [q4632:j4] is (ne
                                     1); [q4642:j7] is (ne 1); partial interview; no
                                     financial respondent

v4644     j8a.r dk-5k

          section: j            level: household          cai reference: q4644
          type: numeric         width: 1                  decimals: 0

          j8a. did it amount to less than $5,000, more than $5,000, or what?

          user note:  this question was jumped based on [q111: prev wave if used bkts:
          job earnings r/s/p] is (3 or 6) or [q111: prev wave if used bkts: job
          earnings r/s/p] is (ne 1 and ne 3 and ne 4 and ne 6) before version 2. see
          f454a and f6697a for product version information.
          ................................................................................
             32         1. less than $5,000
              4         3. about $5,000
            143         5. more than $5,000
              8         8. dk (don't know); na (not ascertained)
             51         9. rf (refused)
          14157     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4642:j7] is (ne 1);
                           [q4643:j8] is (ne dk and ne rf); [q112:prev wave if used bkts:
                           ss inc r-s-p] is (3 or 6); [q112:prev wave if used bkts: ss
                           inc r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v4645     j8a.r dk-25,000

          section: j            level: household          cai reference: q4645
          type: numeric         width: 1                  decimals: 0

          j8a. did it amount to less than $25,000, more than $25,000, or what?

          user note:  this question was jumped based on [q111: prev wave if used bkts:
          job earnings r/s/p] is (3 or 6) before version 2. see f454a and f6697a for
          product version information.
          ................................................................................
            200         1. less than $25,000
             20         3. about $25,000
             90         5. more than $25,000
              9         8. dk (don't know); na (not ascertained)
             67         9. rf (refused)
          14009     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4642:j7] is (ne 1);
                           [q4643:j8] is (ne dk and ne rf); [q112:prev wave if used bkts:
                           ss inc r-s-p] is (3 or 6); [q4644:j8a] is (1 or 3 or dk or
                           rf); partial interview; no financial respondent

v4646     j8b.r dk-50,000

          section: j            level: household          cai reference: q4646
          type: numeric         width: 1                  decimals: 0

          j8b. (did it amount to) less than $50,000, more than $50,000, or what?

          user note:  this question was jumped based on [q4645:j8a] is (1) and [q111:
          prev wave if used bkts: job earnings r/s/p] is (ne 1 and ne 3 and ne 4 and
          ne 6) before version 2. see f454a and f6697a for product version
          information.
          ................................................................................
            238         1. less than $50,000
              7         3. about $50,000
             43         5. more than $50,000
              7         8. dk (don't know); na (not ascertained)
             63         9. rf (refused)
          14037     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4642:j7] is (ne 1);
                           [q4643:j8] is (ne dk and ne rf); [q4644:j8a] is (1 or 3 or dk
                           or rf); [q4645:j8a] is (1) and [q112:prev wave if used bkts:
                           ss inc r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4645:j8a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4647     j8c.r dk-100,000

          section: j            level: household          cai reference: q4647
          type: numeric         width: 1                  decimals: 0

          j8c. (did it amount to) less than $100,000, more than $100,000, or what?

          user note:  this question was jumped based on [q4645:j8a] is (1) and [q111:
          prev wave if used bkts: job earnings r/s/p] is (ne 1 and ne 3 and ne 4 and
          ne 6) or [q4646:j8b] is (1) and [q111: prev wave if used bkts: job earnings
          r/s/p] is (3 or 6) before version 2. see f454a and f6697a for product
          version information.
          ................................................................................
             27         1. less than $100,000
              2         3. about $100,000
              9         5. more than $100,000
              2         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14352     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4642:j7] is (ne 1);
                           [q4643:j8] is (ne dk and ne rf); [q4644:j8a] is (1 or 3 or dk
                           or rf); [q4645:j8a] is (1) and [q112:prev wave if used bkts:
                           ss inc r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4645:j8a] is (1 or 3 or dk or rf); [q4646:j8b] is (1) and
                           [q112:prev wave if used bkts: ss inc r-s-p] is (3 or 6);
                           [q4646:j8b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4648     j8b.r dk-25,000

          section: j            level: household          cai reference: q4648
          type: numeric         width: 1                  decimals: 0

          j8b. (did it amount to) less than $25,000, more than $25,000, or what?

          user note:  this question was jumped based on [q4645:j8a] is (1) and [q111:
          prev wave if used bkts: job earnings r/s/p] is (ne 1 and ne 3 and ne 4 and
          ne 6) before version 2. see f454a and f6697a for product version
          information.
          ................................................................................
            121         1. less than $25,000
             20         3. about $25,000
             43         5. more than $25,000
              1         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          14205     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4642:j7] is (ne 1);
                           [q4643:j8] is (ne dk and ne rf); [q4644:j8a] is (1 or 3 or dk
                           or rf); [q4645:j8a] is (1) and [q112:prev wave if used bkts:
                           ss inc r-s-p] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4645:j8a] is (1 or 3 or dk or rf); [q4646:j8b] is (1 or 3 or
                           dk or rf); [q4647:j8c] is (a); partial interview; no financial
                           respondent

v4649     j8d.r dk-5,000

          section: j            level: household          cai reference: q4649
          type: numeric         width: 1                  decimals: 0

          j8d. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             70         1. less than $5,000
             20         3. about $5,000
            152         5. more than $5,000
              8         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14144     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4642:j7] is (ne 1);
                           [q4643:j8] is (ne dk and ne rf); [q4644:j8a] is (1 or 3 or dk
                           or rf); [q4645:j8a] is (1 or 3 or dk or rf); [q4646:j8b] is (1
                           or 3 or dk or rf); [q4647:j8c] is (a); [q4648:j8b] is (3 or 5
                           or dk or rf); partial interview; no financial respondent

v4651     j9.r prof practice or trade lcyear

          section: j            level: household          cai reference: q4651
          type: numeric         width: 1                  decimals: 0

          j9.
          if q4633 is (1) or q4642 is (1)
                  (other than what you have already told me about,)
          end

                  did any of your [q708-lcy]  income come from a professional practice
          or trade?
          ................................................................................
            320         1. yes
           5531         5. no
              3         8. dk (don't know); na (not ascertained)
             16         9. rf (refused)
           8525     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); partial interview; no
                           financial respondent

v4652     j10.r how much prof practice or trade

          section: j            level: household          cai reference: q4652
          type: numeric         width: 8                  decimals: 0

          j10. about how much did you receive from professional practice or trade in
          [q708-lcy], before taxes and other deductions?

                  do not probe dk

                  amount:
          ................................................................................
            257           0-1000000. actual value
                   1000001-99999996. actual value (verified)
             30            99999998. dk (don't know); na (not ascertained)
             33            99999999. rf (refused)
          14075               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4630:j2] is (2);
                                     [q4631:j3] is (ne 1) and [q4632:j4] is (1);
                                     [q4631:j3] is (a and ne 1) and [q4632:j4] is (ne
                                     1); [q4651:j9] is (ne 1); partial interview; no
                                     financial respondent

v4653     j10a.r dk-25,000

          section: j            level: household          cai reference: q4653
          type: numeric         width: 1                  decimals: 0

          j10a. did it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             15         1. less than $25,000
              3         3. about $25,000
             18         5. more than $25,000
              6         8. dk (don't know); na (not ascertained)
             21         9. rf (refused)
          14332     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4651:j9] is (ne 1);
                           [q4652:j10] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4654     j10b.r dk-50,000

          section: j            level: household          cai reference: q4654
          type: numeric         width: 1                  decimals: 0

          j10b. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              6         1. less than $50,000
              1         3. about $50,000
              7         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14377     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4651:j9] is (ne 1);
                           [q4652:j10] is (ne dk and ne rf); [q4653:j10a] is (1);
                           [q4653:j10a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4655     j10c.r dk-100,000

          section: j            level: household          cai reference: q4655
          type: numeric         width: 1                  decimals: 0

          j10c. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
              1         1. less than $100,000
                        3. about $100,000
              5         5. more than $100,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14388     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4651:j9] is (ne 1);
                           [q4652:j10] is (ne dk and ne rf); [q4653:j10a] is (1);
                           [q4653:j10a] is (3 or dk or rf); [q4654:j10b] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4656     j10d.r dk-5,000

          section: j            level: household          cai reference: q4656
          type: numeric         width: 1                  decimals: 0

          j10d. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
              7         1. less than $5,000
              1         3. about $5,000
              7         5. more than $5,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14380     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4651:j9] is (ne 1);
                           [q4652:j10] is (ne dk and ne rf); [q4653:j10a] is (3 or dk or
                           rf); [q4654:j10b] is (1 or 3 or dk or rf); [q4655:j10c] is
                           (a); partial interview; no financial respondent

v4657     j11.r tips, bonuses, commission lcyear

          section: j            level: household          cai reference: q4657
          type: numeric         width: 1                  decimals: 0

          j11. (other than what you have already told me about,) did any of your
          [q708-lcy]  income come from tips, bonuses, commissions, etc?
          ................................................................................
            539         1. yes
           5312         5. no
              2         8. dk (don't know); na (not ascertained)
             18         9. rf (refused)
           8524     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); partial interview; no
                           financial respondent

v4658     j11a.r how much tips, bonuses, commissio

          section: j            level: household          cai reference: q4658
          type: numeric         width: 8                  decimals: 0

          j11a. about how much did your [q708-lcy]  income from tips, bonuses,
          commissions, etc. amount to, before taxes and other deductions?

                  do not probe dk

                  amount:
          ................................................................................
            466           0-1000000. actual value
                   1000001-99999996. actual value (verified)
             52            99999998. dk (don't know); na (not ascertained)
             22            99999999. rf (refused)
          13855               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4630:j2] is (2);
                                     [q4631:j3] is (ne 1) and [q4632:j4] is (1);
                                     [q4631:j3] is (a and ne 1) and [q4632:j4] is (ne
                                     1); [q4657:j11] is (ne 1); partial interview; no
                                     financial respondent

v4659     j11b.r dk-5,000

          section: j            level: household          cai reference: q4659
          type: numeric         width: 1                  decimals: 0

          j11b. did it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
             32         1. less than $5,000
              2         3. about $5,000
             19         5. more than $5,000
              6         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
          14321     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4657:j11] is (ne 1);
                           [q4658:j11a] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4660     j11c.r dk-25,000

          section: j            level: household          cai reference: q4660
          type: numeric         width: 1                  decimals: 0

          j11c. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
              7         1. less than $25,000
              5         3. about $25,000
              6         5. more than $25,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14376     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4657:j11] is (ne 1);
                           [q4658:j11a] is (ne dk and ne rf); [q4659:j11b] is (1);
                           [q4659:j11b] is (3 or dk or rf); partial interview; no
                           financial respondent

v4661     j11d.r dk-50,000

          section: j            level: household          cai reference: q4661
          type: numeric         width: 1                  decimals: 0

          j11d. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              2         1. less than $50,000
              1         3. about $50,000
              3         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14389     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4657:j11] is (ne 1);
                           [q4658:j11a] is (ne dk and ne rf); [q4659:j11b] is (1);
                           [q4659:j11b] is (3 or dk or rf); [q4660:j11c] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4662     j11e.r dk-2,500

          section: j            level: household          cai reference: q4662
          type: numeric         width: 1                  decimals: 0

          j11e. (did it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
             19         1. less than $2,500
              6         3. about $2,500
              7         5. more than $2,500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14363     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4657:j11] is (ne 1);
                           [q4658:j11a] is (ne dk and ne rf); [q4659:j11b] is (3 or dk or
                           rf); [q4660:j11c] is (1 or 3 or dk or rf); [q4661:j11d] is
                           (a); partial interview; no financial respondent

v4663     j12.r 2nd job

          section: j            level: household          cai reference: q4663
          type: numeric         width: 1                  decimals: 0

          j12. in [q708-lcy], did you receive any other income from work, such as a
          second job or the military reserves?
          ................................................................................
            219         1. yes
           5640         5. no
              1         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
           8524     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); partial interview; no
                           financial respondent

v4664     j12a.how much other income lcy

          section: j            level: household          cai reference: q4664
          type: numeric         width: 8                  decimals: 0

          j12a. how much did you receive from this in [q708-lcy], before taxes and
          other deductions?

                  do not probe dk

                  amount:
          ................................................................................
            188           0-1000000. actual value
                   1000001-99999996. actual value (verified)
             18            99999998. dk (don't know); na (not ascertained)
             13            99999999. rf (refused)
          14176               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4630:j2] is (2);
                                     [q4631:j3] is (ne 1) and [q4632:j4] is (1);
                                     [q4631:j3] is (a and ne 1) and [q4632:j4] is (ne
                                     1); [q4663:j12] is (ne 1); partial interview; no
                                     financial respondent

v4665     j12b.r dk-5,000

          section: j            level: household          cai reference: q4665
          type: numeric         width: 1                  decimals: 0

          j12b. did it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
             15         1. less than $5,000
              1         3. about $5,000
              5         5. more than $5,000
              2         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          14363     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4663:j12] is (ne 1);
                           [q4664:j12a] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4666     j12c.r dk-25,000

          section: j            level: household          cai reference: q4666
          type: numeric         width: 1                  decimals: 0

          j12c. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
              1         1. less than $25,000
                        3. about $25,000
              3         5. more than $25,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4663:j12] is (ne 1);
                           [q4664:j12a] is (ne dk and ne rf); [q4665:j12b] is (1);
                           [q4665:j12b] is (3 or dk or rf); partial interview; no
                           financial respondent

v4667     j12d.r dk-50,000

          section: j            level: household          cai reference: q4667
          type: numeric         width: 1                  decimals: 0

          j12d. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              1         1. less than $50,000
                        3. about $50,000
              2         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4663:j12] is (ne 1);
                           [q4664:j12a] is (ne dk and ne rf); [q4665:j12b] is (1);
                           [q4665:j12b] is (3 or dk or rf); [q4666:j12c] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4668     j12e.r dk-2,500

          section: j            level: household          cai reference: q4668
          type: numeric         width: 1                  decimals: 0

          j12e. (did it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
              7         1. less than $2,500
                        3. about $2,500
              8         5. more than $2,500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14380     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4630:j2] is
                           (2); [q4631:j3] is (ne 1) and [q4632:j4] is (1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4663:j12] is (ne 1);
                           [q4664:j12a] is (ne dk and ne rf); [q4665:j12b] is (3 or dk or
                           rf); [q4666:j12c] is (1 or 3 or dk or rf); [q4667:j12d] is
                           (a); partial interview; no financial respondent

v4669     j13.sp self-employment lcyear

          section: j            level: household          cai reference: q4669
          type: numeric         width: 1                  decimals: 0

          j13.
          if q4630 is (3)
                  (now i want to ask about your (husband's/wife's/partner's/...)
                  income in [q708-lcy].)
          end

                  did any of your (husband's/wife's/partner's/...) income come from
          self-employment?
          ................................................................................
            740         1. yes
           2673         5. no
              4         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          10972     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); partial interview;
                           no financial respondent

v4670     j14.sp how much self-employment

          section: j            level: household          cai reference: q4670
          type: numeric         width: 8                  decimals: 0

          j14. about how much did your (husband's/wife's/partner's/...) income from
          self-employment amount to in [q708-lcy], including any profits left in the
          business, before taxes and other deductions?

                  do not probe dk

                  amount:
          ................................................................................
            509           0-1000000. actual value
                   1000001-99999996. actual value (verified)
            175            99999998. dk (don't know); na (not ascertained)
             56            99999999. rf (refused)
          13655               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4631:j3] is (a and ne
                                     1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                                     [q4631:j3] is (1) and [q4632:j4] is (ne 1);
                                     [q4669:j13] is (ne 1); partial interview; no
                                     financial respondent

v4671     j14a.sp dk-10,000

          section: j            level: household          cai reference: q4671
          type: numeric         width: 1                  decimals: 0

          j14a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
             78         1. less than $10,000
              9         3. about $10,000
             91         5. more than $10,000
             20         8. dk (don't know); na (not ascertained)
             34         9. rf (refused)
          14163     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4669:j13] is (ne
                           1); [q4670:j14] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4672     j14b.sp dk-25,000

          section: j            level: household          cai reference: q4672
          type: numeric         width: 1                  decimals: 0

          j14b. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
             21         1. less than $25,000
             13         3. about $25,000
             50         5. more than $25,000
              3         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14304     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4669:j13] is (ne
                           1); [q4670:j14] is (ne dk and ne rf); [q4671:j14a] is (1);
                           [q4671:j14a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4673     j14c.sp dk-100,000

          section: j            level: household          cai reference: q4673
          type: numeric         width: 1                  decimals: 0

          j14c. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
             39         1. less than $100,000
              1         3. about $100,000
              7         5. more than $100,000
              1         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14345     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4669:j13] is (ne
                           1); [q4670:j14] is (ne dk and ne rf); [q4671:j14a] is (1);
                           [q4671:j14a] is (3 or dk or rf); [q4672:j14b] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4674     j14d.sp dk-5,000

          section: j            level: household          cai reference: q4674
          type: numeric         width: 1                  decimals: 0

          j14d.(did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             36         1. less than $5,000
             12         3. about $5,000
             27         5. more than $5,000
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14317     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4669:j13] is (ne
                           1); [q4670:j14] is (ne dk and ne rf); [q4671:j14a] is (3 or dk
                           or rf); [q4672:j14b] is (1 or 3 or dk or rf); [q4673:j14c] is
                           (a); partial interview; no financial respondent

v4675     j15.sp wages and salary lcyear

          section: j            level: household          cai reference: q4675
          type: numeric         width: 1                  decimals: 0

          j15. (apart from any self-employment income) did your
          (husband/wife/partner/...) have any income from wages and salaries in [q708-
          lcy]?
          ................................................................................
           2765         1. yes
            642         5. no
              3         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
          10972     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); partial interview;
                           no financial respondent

v4676     j16.sp how much wages and salary

          section: j            level: household          cai reference: q4676
          type: numeric         width: 8                  decimals: 0

          j16. about how much did your (husband's/wife's/partner's/...) income from
          wages and salaries amount to in [q708-lcy], before taxes and other
          deductions?

                  do not probe dk

                  amount:
          ................................................................................
           2203           0-1000000. actual value
                   1000001-99999996. actual value (verified)
            409            99999998. dk (don't know); na (not ascertained)
            153            99999999. rf (refused)
          11630               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4631:j3] is (a and ne
                                     1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                                     [q4631:j3] is (1) and [q4632:j4] is (ne 1);
                                     [q4675:j15] is (ne 1); partial interview; no
                                     financial respondent

v4677     j16a.sp dk-25,000

          section: j            level: household          cai reference: q4677
          type: numeric         width: 1                  decimals: 0

          j16a. did it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            253         1. less than $25,000
             26         3. about $25,000
            132         5. more than $25,000
             55         8. dk (don't know); na (not ascertained)
             96         9. rf (refused)
          13833     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4675:j15] is (ne
                           1); [q4676:j16] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4678     j16b.sp dk-50,000

          section: j            level: household          cai reference: q4678
          type: numeric         width: 1                  decimals: 0

          j16b. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             79         1. less than $50,000
             14         3. about $50,000
             33         5. more than $50,000
              2         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14263     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4675:j15] is (ne
                           1); [q4676:j16] is (ne dk and ne rf); [q4677:j16a] is (1);
                           [q4677:j16a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4679     j16c.sp dk-100,000

          section: j            level: household          cai reference: q4679
          type: numeric         width: 1                  decimals: 0

          j16c. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
             23         1. less than $100,000
              2         3. about $100,000
              5         5. more than $100,000
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14362     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4675:j15] is (ne
                           1); [q4676:j16] is (ne dk and ne rf); [q4677:j16a] is (1);
                           [q4677:j16a] is (3 or dk or rf); [q4678:j16b] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4680     j16d.sp dk-5,000

          section: j            level: household          cai reference: q4680
          type: numeric         width: 1                  decimals: 0

          j16d. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             48         1. less than $5,000
             21         3. about $5,000
            173         5. more than $5,000
              8         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14142     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4675:j15] is (ne
                           1); [q4676:j16] is (ne dk and ne rf); [q4677:j16a] is (3 or dk
                           or rf); [q4678:j16b] is (1 or 3 or dk or rf); [q4679:j16c] is
                           (a); partial interview; no financial respondent

v4682     j17.sp prof practice or trade lcyear

          section: j            level: household          cai reference: q4682
          type: numeric         width: 1                  decimals: 0

          j17.
          if q4669 is (1) or q4675 is (1)
                  (other than what you have already told me about,)
          end

                  did any of your (husband's/wife's/partner's/...) income in [q708-
          lcy]  come from a professional practice or trade?
          ................................................................................
            209         1. yes
           3194         5. no
              9         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          10973     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); partial interview;
                           no financial respondent

v4683     j18.sp how much prof practice or trade

          section: j            level: household          cai reference: q4683
          type: numeric         width: 8                  decimals: 0

          j18. (other than what you have already told me about,) about how much income
          did your (husband/wife/partner/...) receive in [q708-lcy]  from a
          professional practice or trade, before taxes and other deductions?

                  do not probe dk

                  amount:
          ................................................................................
            169           0-1000000. actual value
                   1000001-99999996. actual value (verified)
             22            99999998. dk (don't know); na (not ascertained)
             19            99999999. rf (refused)
          14185               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4631:j3] is (a and ne
                                     1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                                     [q4631:j3] is (1) and [q4632:j4] is (ne 1);
                                     [q4682:j17] is (ne 1); partial interview; no
                                     financial respondent

v4684     j18a.sp dk-25,000

          section: j            level: household          cai reference: q4684
          type: numeric         width: 1                  decimals: 0

          j18a. did it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
              8         1. less than $25,000
              1         3. about $25,000
             11         5. more than $25,000
              7         8. dk (don't know); na (not ascertained)
             14         9. rf (refused)
          14354     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4682:j17] is (ne
                           1); [q4683:j18] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4685     j18b.sp dk-50,000

          section: j            level: household          cai reference: q4685
          type: numeric         width: 1                  decimals: 0

          j18b. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              4         1. less than $50,000
              1         3. about $50,000
              6         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14384     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4682:j17] is (ne
                           1); [q4683:j18] is (ne dk and ne rf); [q4684:j18a] is (1);
                           [q4684:j18a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4686     j18c.sp dk-100,000

          section: j            level: household          cai reference: q4686
          type: numeric         width: 1                  decimals: 0

          j18c. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
              2         1. less than $100,000
              2         3. about $100,000
              1         5. more than $100,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14389     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4682:j17] is (ne
                           1); [q4683:j18] is (ne dk and ne rf); [q4684:j18a] is (1);
                           [q4684:j18a] is (3 or dk or rf); [q4685:j18b] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4687     j18d.sp dk-5,000

          section: j            level: household          cai reference: q4687
          type: numeric         width: 1                  decimals: 0

          j18d. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
              4         1. less than $5,000
                        3. about $5,000
              4         5. more than $5,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14387     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4682:j17] is (ne
                           1); [q4683:j18] is (ne dk and ne rf); [q4684:j18a] is (3 or dk
                           or rf); [q4685:j18b] is (1 or 3 or dk or rf); [q4686:j18c] is
                           (a); partial interview; no financial respondent

v4689     j19.sp tips, bonuses, commission lcyear

          section: j            level: household          cai reference: q4689
          type: numeric         width: 1                  decimals: 0

          j19.  (other than what you have already told me about,) (did any of your
          (husband's/wife's/partner's/...) [q708-lcy]  income come from) tips,
          bonuses, commissions, etc?
          ................................................................................
            154         1. yes
           3247         5. no
             10         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
          10972     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); partial interview;
                           no financial respondent

v4690     j19a.sp how much tips, bonuses, commissi

          section: j            level: household          cai reference: q4690
          type: numeric         width: 8                  decimals: 0

          j19a. about how much did your (husband's/wife's/partner's/...) receive from
          tips, bonuses, commissions, etc. in [q708-lcy], before taxes and other
          deductions?

                  do not probe dk

                  amount:
          ................................................................................
            114           0-1000000. actual value
                   1000001-99999996. actual value (verified)
             33            99999998. dk (don't know); na (not ascertained)
              7            99999999. rf (refused)
          14241               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4631:j3] is (a and ne
                                     1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                                     [q4631:j3] is (1) and [q4632:j4] is (ne 1);
                                     [q4689:j19] is (ne 1); partial interview; no
                                     financial respondent

v4691     j19b.sp dk-5k

          section: j            level: household          cai reference: q4691
          type: numeric         width: 1                  decimals: 0

          j19b. did it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
             14         1. less than $5,000
              3         3. about $5,000
             10         5. more than $5,000
              7         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          14355     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4689:j19] is (ne
                           1); [q4690:j19a] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4692     j19c.sp dk-25k

          section: j            level: household          cai reference: q4692
          type: numeric         width: 1                  decimals: 0

          j19c. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
              5         1. less than $25,000
              1         3. about $25,000
              3         5. more than $25,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14385     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4689:j19] is (ne
                           1); [q4690:j19a] is (ne dk and ne rf); [q4691:j19b] is (1);
                           [q4691:j19b] is (3 or dk or rf); partial interview; no
                           financial respondent

v4693     j19d.sp dk-50k

          section: j            level: household          cai reference: q4693
          type: numeric         width: 1                  decimals: 0

          j19d. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
                        1. less than $50,000
              1         3. about $50,000
              2         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4689:j19] is (ne
                           1); [q4690:j19a] is (ne dk and ne rf); [q4691:j19b] is (1);
                           [q4691:j19b] is (3 or dk or rf); [q4692:j19c] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4694     j19e.sp dk-2.5k

          section: j            level: household          cai reference: q4694
          type: numeric         width: 1                  decimals: 0

          j19e. (did it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
              9         1. less than $2,500
              2         3. about $2,500
              3         5. more than $2,500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14381     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q4689:j19] is (ne
                           1); [q4690:j19a] is (ne dk and ne rf); [q4691:j19b] is (3 or
                           dk or rf); [q4692:j19c] is (1 or 3 or dk or rf); [q4693:j19d]
                           is (a); partial interview; no financial respondent

v4695     j20.sp 2nd job receive other income

          section: j            level: household          cai reference: q4695
          type: numeric         width: 1                  decimals: 0

          j20. did your (husband/wife/partner/...) receive any other income from work
          in [q708-lcy], such as a second job or the military reserves?
          ................................................................................
             82         1. yes
           3327         5. no
              5         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          10972     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q546:cs15d] is
                           (ne 1 and ne 3); partial interview; no financial respondent

v4696     j20a.sp how much other income

          section: j            level: household          cai reference: q4696
          type: numeric         width: 8                  decimals: 0

          j20a. how much did your (husband/wife/partner) receive in [q708-lcy], before
          taxes and other deductions?

                  do not probe dk

                  amount:
          ................................................................................
             58           0-1000000. actual value
                   1000001-99999996. actual value (verified)
             18            99999998. dk (don't know); na (not ascertained)
              6            99999999. rf (refused)
          14313               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4631:j3] is (a and ne
                                     1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                                     [q4631:j3] is (1) and [q4632:j4] is (ne 1);
                                     [q546:cs15d] is (ne 1 and ne 3); [q4695:j20] is (ne
                                     1); partial interview; no financial respondent

v4697     j20b.sp dk-20k

          section: j            level: household          cai reference: q4697
          type: numeric         width: 1                  decimals: 0

          j20b. did it amount to less than $20,000, more than $20,000, or what?
          ................................................................................
             16         1. less than $20,000
              1         3. about $20,000
              2         5. more than $20,000
              2         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14371     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q546:cs15d] is
                           (ne 1 and ne 3); [q4695:j20] is (ne 1); [q4696:j20a] is (ne dk
                           and ne rf); partial interview; no financial respondent

v4698     j20c.sp dk-50k

          section: j            level: household          cai reference: q4698
          type: numeric         width: 1                  decimals: 0

          j20c. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              2         1. less than $50,000
                        3. about $50,000
                        5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14393     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q546:cs15d] is
                           (ne 1 and ne 3); [q4695:j20] is (ne 1); [q4696:j20a] is (ne dk
                           and ne rf); [q4697:j20b] is (1); [q4697:j20b] is (3 or dk or
                           rf); partial interview; no financial respondent

v4699     j20d.sp dk-100k

          section: j            level: household          cai reference: q4699
          type: numeric         width: 1                  decimals: 0

          j20d. (did it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
                        1. less than $100,000
                        3. about $100,000
                        5. more than $100,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14395     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q546:cs15d] is
                           (ne 1 and ne 3); [q4695:j20] is (ne 1); [q4696:j20a] is (ne dk
                           and ne rf); [q4697:j20b] is (1); [q4697:j20b] is (3 or dk or
                           rf); [q4698:j20c] is (1 or 3 or dk or rf); partial interview;
                           no financial respondent

v4700     j20e.sp dk-5k

          section: j            level: household          cai reference: q4700
          type: numeric         width: 1                  decimals: 0

          j20e. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
              6         1. less than $5,000
              6         3. about $5,000
              4         5. more than $5,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14379     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4631:j3] is
                           (a and ne 1) and [q4632:j4] is (ne 1); [q4630:j2] is (1);
                           [q4631:j3] is (1) and [q4632:j4] is (ne 1); [q546:cs15d] is
                           (ne 1 and ne 3); [q4695:j20] is (ne 1); [q4696:j20a] is (ne dk
                           and ne rf); [q4697:j20b] is (3 or dk or rf); [q4698:j20c] is
                           (1 or 3 or dk or rf); [q4699:j20d] is (a); partial interview;
                           no financial respondent

v4702     j21.whether unempl comp lcy

          section: j            level: household          cai reference: q4702
          type: numeric         width: 1                  decimals: 0

          j21. did you (or your husband/or your wife/or your partner/...) receive any
          income in [q708-lcy]  from unemployment compensation?
          ................................................................................
            397         1. yes
           7893         5. no
              4         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
           6086     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); partial
                           interview; no financial respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4703.j22.who recd unempl comp] =
             1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4703     j22.who recd unempl comp

          section: j            level: household          cai reference: q4703
          type: numeric         width: 1                  decimals: 0

          j22. who received that?
          ................................................................................
            246         1. respondent only
            139         2. spouse/partner only
             12         3. both
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13998     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (ne 1); [q4702:j21] is
                           (5 or dk or rf); partial interview; no financial respondent

v4704     j23.amt unempl comp lcy

          section: j            level: household          cai reference: q4704
          type: numeric         width: 7                  decimals: 0

          j23. unemployment compensation

          if q4703 is (1)
                  how much did you receive in [q708-lcy], (before taxes and other
                  deductions)?
          else
                  how much did you (yourself) receive in [q708-lcy],(before taxes
                  and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
              1                   0. actual value (verified)
            224             1-50000. actual value
                      50001-9999996. actual value (verified)
             28             9999998. dk (don't know); na (not ascertained)
              5             9999999. rf (refused)
          14137               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4702:j21] is (5 or dk
                                     or rf); [q4703:j22] is (2); partial interview; no
                                     financial respondent

v4712     j28.amt s/p unempl comp lcy

          section: j            level: household          cai reference: q4712
          type: numeric         width: 7                  decimals: 0

          j28. unemployment compensation

                  how much did your (husband/wife/partner/...) receive in [q708-lcy],
          (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
              1                   0. actual value (verified)
            116             1-50000. actual value
                      50001-9999996. actual value (verified)
             33             9999998. dk (don't know); na (not ascertained)
              1             9999999. rf (refused)
          14244               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (ne 1); [q4702:j21] is (5 or dk
                                     or rf); [q4710:j26] is (1) and [q4703:j22] is (ne
                                     3); [q4703:j22] is (a and ne 3 and ne 2);
                                     [q546:cs15d] is (ne 1 and ne 3); partial interview;
                                     no financial respondent

v4721     j33.whether workers comp lcy

          section: j            level: household          cai reference: q4721
          type: numeric         width: 1                  decimals: 0

          j33. did you (or your husband/or your wife/or your partner/...) receive any
          income in [q708-lcy] from workers' compensation?
          ................................................................................
            168         1. yes
           8127         5. no
              2         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
           6086     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (a and ne 1); partial
                           interview; no financial respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4722.j34.who recd workers comp] =
             1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4722     j34.who recd workers comp

          section: j            level: household          cai reference: q4722
          type: numeric         width: 1                  decimals: 0

          j34. who received that?
          ................................................................................
            116         1. respondent only
             50         2. spouse/partner only
              2         3. both
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14227     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4629:j1] is (a and ne 1);
                           [q4721:j33] is (5 or dk or rf); partial interview; no
                           financial respondent

v4723     j35.amt workers comp lcy

          section: j            level: household          cai reference: q4723
          type: numeric         width: 7                  decimals: 0

          j35.  workers' compensation

          if q4722 is (1)
                  how much did you receive in [q708-lcy], (before taxes and other
                  deductions)?
          else
                  how much did you (yourself) receive in [q708-lcy], (before taxes
                  and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
              3                   0. actual value (verified)
             98             1-50000. actual value
                      50001-9999996. actual value (verified)
             11             9999998. dk (don't know); na (not ascertained)
              6             9999999. rf (refused)
          14277               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (a and ne 1); [q4721:j33] is (5
                                     or dk or rf); [q4722:j34] is (2); partial
                                     interview; no financial respondent

v4734     j40.amt s/p workers comp lcy

          section: j            level: household          cai reference: q4734
          type: numeric         width: 7                  decimals: 0

          j40.  workers' compensation

                  how much did your (husband/wife/partner/...) receive in [q708-lcy]
          (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
                                  0. actual value (verified)
             41             1-50000. actual value
                      50001-9999996. actual value (verified)
             10             9999998. dk (don't know); na (not ascertained)
              1             9999999. rf (refused)
          14343               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4629:j1] is (a and ne 1); [q4721:j33] is (5
                                     or dk or rf); [q4730:j38] is (1) and [q4722:j34] is
                                     (ne 3); [q4722:j34] is (a and ne 3 and ne 2);
                                     [q546:cs15d] is (ne 1 and ne 3); partial interview;
                                     no financial respondent

v4743     j45.soc sec income

          section: j            level: household          cai reference: q4743
          type: numeric         width: 1                  decimals: 0

          j45. do you (or your husband/or your wife/or your partner/...) currently
          receive any income  from social security?
          ................................................................................
           9220         1. yes
           4943         5. no
              9         8. dk (don't know); na (not ascertained)
             32         9. rf (refused)
            191     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4744.j46.who receive soc sec
             income] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4744     j46.who receive soc sec income

          section: j            level: household          cai reference: q4744
          type: numeric         width: 1                  decimals: 0

          j46. who receives that?
          ................................................................................
           5645         1. respondent only
            628         2. spouse/partner only
           2947         3. both
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5175     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); partial
                           interview; no financial respondent

v4745     j47.r amt recvd ss last mo

          section: j            level: household          cai reference: q4745
          type: numeric         width: 6                  decimals: 0

          j47.
          if q4744 is (1)
                  about the social security benefits that you receive, how much was
                  that social security check, or the amount deposited directly into an
                  account, last month?
          else q4744 is (3)
                  about the social security benefits that you, yourself receive, how
                  much was that social security check, or the amount deposited
                  directly into an account, last month?
          end

                  iwer: we want the amount after any deductions

                  do not probe dk

                  amount:
          ................................................................................
              8                   0. actual value (verified)
           7400              1-3000. actual value
              7         3001-999996. actual value (verified)
            624              999998. dk (don't know); na (not ascertained)
            554              999999. rf (refused)
           5802               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4743:j45] is (ne 1); [q4744:j46] is (2);
                                     partial interview; no financial respondent

v4746     j47a.r dk-1k

          section: j            level: household          cai reference: q4746
          type: numeric         width: 1                  decimals: 0

          j47a. did it amount to less than $1,000, more than $1,000, or what?
          ................................................................................
            613         1. less than $1,000
             55         3. about $1,000
            101         5. more than $1,000
             92         8. dk (don't know); na (not ascertained)
            317         9. rf (refused)
          13217     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (2); [q4745:j47] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4747     j47b.r dk-1,500

          section: j            level: household          cai reference: q4747
          type: numeric         width: 1                  decimals: 0

          j47b. (did it amount to) less than $1,500, more than $1,500, or what?
          ................................................................................
             65         1. less than $1,500
              8         3. about $1,500
             12         5. more than $1,500
              8         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          14294     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (2); [q4745:j47] is (ne dk and ne rf); [q4746:j47a] is (1);
                           [q4746:j47a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4749     j47d.r dk-500

          section: j            level: household          cai reference: q4749
          type: numeric         width: 1                  decimals: 0

          j47d. (did it amount to) less than $500, more than $500, or what?
          ................................................................................
            150         1. less than $500
             65         3. about $500
            325         5. more than $500
             32         8. dk (don't know); na (not ascertained)
             41         9. rf (refused)
          13782     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (2); [q4745:j47] is (ne dk and ne rf); [q4746:j47a] is (3 or
                           dk or rf); [q4747:j47b] is (a); partial interview; no
                           financial respondent

v4750     j48.r ss benefits start year

          section: j            level: household          cai reference: q4750
          type: numeric         width: 4                  decimals: 0

          j48. in what year did you start to receive social security benefits?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:
          ................................................................................
           2496           1900-1999. actual value
             63                9998. dk (don't know); na (not ascertained)
             10                9999. rf (refused)
          11826               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4743:j45] is (ne 1); [q4744:j46] is (2);
                                     [q272:prev wave r rec ss] is (1); partial
                                     interview; no financial respondent

v4751     j49.r ss benefits start month

          section: j            level: household          cai reference: q4751
          type: numeric         width: 2                  decimals: 0
          ................................................................................
            166         1. jan
             77         2. feb
             64         3. mar
             74         4. apr
             53         5. may
             66         6. jun
             53         7. jul
             63         8. aug
             61         9. sep
             67        10. oct
             54        11. nov
             32        12. dec
             25        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          13540     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (2); [q272:prev wave r rec ss] is (1); [q4750:j48] is (lt
                           1996); partial interview; no financial respondent

v4756     j50a1.sp how much ss benefits

          section: j            level: household          cai reference: q4756
          type: numeric         width: 6                  decimals: 0

          j50a1.
          if q4744 is (2 or 3)
                  now let me ask about your (husband's/wife's/partner's/...) social
                  security benefits.
          end

                  how much was that social security check, or the amount deposited
                  directly into an account, last month?

                  iwer: we want the amount after any deductions

                  do not probe dk

                  amount:
          ................................................................................
              5                   0. actual value (verified)
           2979              1-3000. actual value
              5         3001-999996. actual value (verified)
            365              999998. dk (don't know); na (not ascertained)
            222              999999. rf (refused)
          10819               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4743:j45] is (ne 1); [q4744:j46] is (1);
                                     partial interview; no financial respondent

v4757     j50a2.sp dk-1k

          section: j            level: household          cai reference: q4757
          type: numeric         width: 1                  decimals: 0

          j50a2. did it amount to less than $1,000, more than $1,000, or what?
          ................................................................................
            292         1. less than $1,000
             22         3. about $1,000
             37         5. more than $1,000
             77         8. dk (don't know); na (not ascertained)
            152         9. rf (refused)
          13815     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (1); [q4756:j50a1] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4758     j50a3.sp dk-1,500

          section: j            level: household          cai reference: q4758
          type: numeric         width: 1                  decimals: 0

          j50a3. (did it amount to) less than $1,500, more than $1,500, or what?
          ................................................................................
             25         1. less than $1,500
              3         3. about $1,500
              5         5. more than $1,500
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14358     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (1); [q4756:j50a1] is (ne dk and ne rf); [q4757:j50a2] is (1);
                           [q4757:j50a2] is (3 or dk or rf); partial interview; no
                           financial respondent

v4760     j50a5.sp dk-500

          section: j            level: household          cai reference: q4760
          type: numeric         width: 1                  decimals: 0

          j50a5. (did it amount to) less than $500, more than $500, or what?
          ................................................................................
             98         1. less than $500
             39         3. about $500
            131         5. more than $500
             16         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          14103     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (1); [q4756:j50a1] is (ne dk and ne rf); [q4757:j50a2] is (3
                           or dk or rf); [q4758:j50a3] is (a); partial interview; no
                           financial respondent

v4761     j50b1.sp ss benefits start year

          section: j            level: household          cai reference: q4761
          type: numeric         width: 4                  decimals: 0

          j50b1. in what year did your (husband/wife/partner/...) start to receive
          social security benefits?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:
          ................................................................................
           1247           1900-1999. actual value
             54                9998. dk (don't know); na (not ascertained)
              7                9999. rf (refused)
          13087               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4743:j45] is (ne 1); [q4744:j46] is (1);
                                     [q273:prev wave s-p rec ss] is (1); partial
                                     interview; no financial respondent

v4762     j50b2.sp ss benefits start month

          section: j            level: household          cai reference: q4762
          type: numeric         width: 2                  decimals: 0
          ................................................................................
             85         1. jan
             37         2. feb
             26         3. mar
             31         4. apr
             39         5. may
             37         6. jun
             38         7. jul
             34         8. aug
             39         9. sep
             38        10. oct
             28        11. nov
             20        12. dec
             22        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          13921     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4743:j45] is (ne 1); [q4744:j46] is
                           (1); [q273:prev wave s-p rec ss] is (1); [q4761:j50b1] is (lt
                           1996); partial interview; no financial respondent

v4768     j51.r soc sec future

          section: j            level: household          cai reference: q4768
          type: numeric         width: 1                  decimals: 0

          j51. do you expect to receive social security benefits at some time in the
          future?
          ................................................................................
           4685         1. yes
            799         5. no
             87         8. dk (don't know); na (not ascertained)
             29         9. rf (refused)
           8795     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4744:j46] is (1 or 3); partial
                           interview; no financial respondent

v4769     j52.r age soc sec

          section: j            level: household          cai reference: q4769
          type: numeric         width: 2                  decimals: 0

          j52. at what age do you expect to start collecting these benefits?

                  age:
          ................................................................................
            150               30-61. actual value (verified)
           4325               62-80. actual value
              6               81-96. actual value (verified)
            200                  98. dk (don't know); na (not ascertained)
              4                  99. rf (refused)
           9710               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4744:j46] is (1 or 3); [q4768:j51] is (5 or
                                     dk or rf); partial interview; no financial
                                     respondent

v4770     j53.r soc sec amt future

          section: j            level: household          cai reference: q4770
          type: numeric         width: 6                  decimals: 0

          j53. if you start collecting social security benefits then, about how much
          do you expect the payments to be in today's dollars?

                  amount:
                  per:
          ................................................................................
             10                   0. actual value (verified)
           2875            1-100000. actual value
                      100001-999996. actual value (verified)
           1755              999998. dk (don't know); na (not ascertained)
             45              999999. rf (refused)
           9710               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4744:j46] is (1 or 3); [q4768:j51] is (5 or
                                     dk or rf); partial interview; no financial
                                     respondent

v4771     j53p.r per today`s dllrs

          section: j            level: household          cai reference: q4771
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             10         2. week
                        3. every two weeks/bi-weekly
           2791         4. month
                        5. lump sum
             70         6. year
                        7. other (specify)
             11         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          11513     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4744:j46] is (1 or 3); [q4768:j51]
                           is (5 or dk or rf); [q4770:j53] is (dk or rf); partial
                           interview; no financial respondent

v4774     j55.soc sec sp future

          section: j            level: household          cai reference: q4774
          type: numeric         width: 1                  decimals: 0

          j55. does your (husband/wife/partner/...) expect to receive social security
          benefits at some time in the future?
          ................................................................................
           3178         1. yes
            517         5. no
             56         8. dk (don't know); na (not ascertained)
             30         9. rf (refused)
          10614     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4744:j46] is (2 or 3); [q546:cs15d]
                           is (ne 1 and ne 3); partial interview; no financial respondent

v4775     j56.sp soc sec age

          section: j            level: household          cai reference: q4775
          type: numeric         width: 2                  decimals: 0

          j56. at what age does (she/he) expect to start collecting these benefits?

                  age:
          ................................................................................
             50               30-61. actual value (verified)
           2878               62-80. actual value
                              81-96. actual value (verified)
            243                  98. dk (don't know); na (not ascertained)
              9                  99. rf (refused)
          11215               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4744:j46] is (2 or 3); [q546:cs15d] is (ne 1
                                     and ne 3); [q4774:j55] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4776     j57.sp amt today`s dllrs

          section: j            level: household          cai reference: q4776
          type: numeric         width: 6                  decimals: 0

          j57. if (she/he) starts collecting social security benefits then, about how
          much do you expect the payments to be in today's dollars?

                  amount:
                  per:
          ................................................................................
              3                   0. actual value (verified)
           1663            1-100000. actual value
                      100001-999996. actual value (verified)
           1465              999998. dk (don't know); na (not ascertained)
             45              999999. rf (refused)
          11219               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4744:j46] is (2 or 3); [q546:cs15d] is (ne 1
                                     and ne 3); [q4774:j55] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4777     j57p.sp per today`s dllrs

          section: j            level: household          cai reference: q4777
          type: numeric         width: 1                  decimals: 0
          ................................................................................
              3         2. week
                        3. every two weeks/bi-weekly
           1605         4. month
                        5. lump sum
             52         6. year
              2         7. other (specify)
              6         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          12727     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4744:j46] is (2 or 3); [q546:cs15d]
                           is (ne 1 and ne 3); [q4774:j55] is (5 or dk or rf);
                           [q4776:j57] is (dk or rf); partial interview; no financial
                           respondent

v4781     j59.r/s ssi-last month

          section: j            level: household          cai reference: q4781
          type: numeric         width: 1                  decimals: 0

          j59. did you (or your husband/or your wife/or your partner/...) receive any
          income last month from supplemental security income, also called ssi?

          def:  ssi is a program administered by the social security administration
          which makes assistance payments to low-income, blind, disabled, and aged
          persons.  a person may be receiving either or both ssi and social security
          checks.
          ................................................................................
            966         1. yes
          13174         5. no
             25         8. dk (don't know); na (not ascertained)
             37         9. rf (refused)
            193     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4782.j60.who received ssi] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4782     j60.who received ssi

          section: j            level: household          cai reference: q4782
          type: numeric         width: 1                  decimals: 0

          j60. which one of you received income from ssi?
          ................................................................................
            816         1. respondent only
             76         2. spouse/partner only
             73         3. both
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13429     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4781:j59] is (5 or dk or rf);
                           partial interview; no financial respondent

v4783     j61.r/s ssi $

          section: j            level: household          cai reference: q4783
          type: numeric         width: 4                  decimals: 0

          j61. how much did (you (and your husband/and your wife/and your
          partner/...)/you/(he/she)) receive from ssi last month?

                  do not probe dk

                  amount:
          ................................................................................
              2         0. actual value (verified)
            861    1-5000. actual value
              1 5001-9996. actual value (verified)
             77      9998. dk (don't know); na (not ascertained)
             25      9999. rf (refused)
          13429     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4781:j59] is (5 or dk or rf);
                           [q4781:j59] is (5 or dk or rf); partial interview; no
                           financial respondent

v4784     j61a.r/s amt ss r dk-500

          section: j            level: household          cai reference: q4784
          type: numeric         width: 1                  decimals: 0

          j61a. did it amount to less than $500, more than $500, or what?
          ................................................................................
             50         1. less than $500
              5         3. about $500
             12         5. more than $500
             19         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
          14290     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4781:j59] is (5 or dk or rf);
                           [q4781:j59] is (5 or dk or rf); [q4783:j61] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4785     j61b.amt ss r dk-750

          section: j            level: household          cai reference: q4785
          type: numeric         width: 1                  decimals: 0

          j61b. (did it amount to) less than $750, more than $750, or what?
          ................................................................................
              6         1. less than $750
              1         3. about $750
              4         5. more than $750
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14383     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4781:j59] is (5 or dk or rf);
                           [q4781:j59] is (5 or dk or rf); [q4783:j61] is (ne dk and ne
                           rf); [q4784:j61a] is (1); [q4784:j61a] is (3 or dk or rf);
                           partial interview; no financial respondent

v4786     j61c.amt ss r dk-250

          section: j            level: household          cai reference: q4786
          type: numeric         width: 1                  decimals: 0

          j61c. (did it amount to) $250 or more?
          ................................................................................
             26         1. less than $250
              5         3. about $250
             13         5. more than $250
              6         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14345     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4781:j59] is (5 or dk or rf);
                           [q4781:j59] is (5 or dk or rf); [q4783:j61] is (ne dk and ne
                           rf); [q4784:j61a] is (3 or dk or rf); [q4785:j61b] is (a);
                           partial interview; no financial respondent

v4787     j62.ssi start year

          section: j            level: household          cai reference: q4787
          type: numeric         width: 4                  decimals: 0

          j62. in what year did (you (and your husband/and your wife/and your
          partner/...)/you/(he/she)) start to receive ssi?

                  year:

                  if 1996, 1997, 1998 or 1999, ask:  (what month was that?)

                  month:
          ................................................................................
            418           1900-1999. actual value
             53                9998. dk (don't know); na (not ascertained)
              5                9999. rf (refused)
          13919               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4781:j59] is (5 or dk or rf); [q4781:j59] is
                                     (5 or dk or rf); [q274:prev wave ssi] is (1);
                                     partial interview; no financial respondent

v4788     j62b.ssi start month

          section: j            level: household          cai reference: q4788
          type: numeric         width: 2                  decimals: 0
          ................................................................................
             35         1. jan
              8         2. feb
             10         3. mar
             13         4. apr
             10         5. may
              8         6. jun
              9         7. jul
              6         8. aug
             11         9. sep
             11        10. oct
             13        11. nov
              7        12. dec
             12        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14242     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4781:j59] is (5 or dk or rf);
                           [q4781:j59] is (5 or dk or rf); [q274:prev wave ssi] is (1);
                           [q4787:j62] is (lt 1996); partial interview; no financial
                           respondent

v4796     j64.r/s whether welfare lcy

          section: j            level: household          cai reference: q4796
          type: numeric         width: 1                  decimals: 0

          j64. did you (or your husband/or your wife/or your partner/...) receive any
          income from welfare in [q708-lcy]  (not including ssi)?

                  do not include food stamps or other non-cash welfare programs
          ................................................................................
            133         1. yes
          14030         5. no
             10         8. dk (don't know); na (not ascertained)
             29         9. rf (refused)
            193     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4797.j65.who recd welfare] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4797     j65.who recd welfare

          section: j            level: household          cai reference: q4797
          type: numeric         width: 1                  decimals: 0

          j65. who received that?
          ................................................................................
            108         1. respondent only
             17         2. spouse/partner only
              8         3. both
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14262     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4796:j64] is (5 or dk or rf);
                           partial interview; no financial respondent

v4798     j66.amt welfare lcy

          section: j            level: household          cai reference: q4798
          type: numeric         width: 6                  decimals: 0

          j66. how much did (you (and your husband/and your wife/and your
          partner/...)/you/(he/she)) receive in [q708-lcy]?

                  amount:
          ................................................................................
                                  0. actual value (verified)
            114             1-50000. actual value
                       50001-999996. actual value (verified)
             19              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
          14262               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4796:j64] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4801     j67.vet benefits

          section: j            level: household          cai reference: q4801
          type: numeric         width: 1                  decimals: 0

          j67. are you (or your husband/or your wife/or your partner/...) currently
          receiving any income from veteran benefits or a military pension?
          ................................................................................
            963         1. yes
          13195         5. no
              9         8. dk (don't know); na (not ascertained)
             34         9. rf (refused)
            194     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4802.j68.vet who rec] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4802     j68.vet who rec

          section: j            level: household          cai reference: q4802
          type: numeric         width: 1                  decimals: 0

          j68. who received that?
          ................................................................................
            766         1. respondent only
            195         2. spouse/partner only
              2         3. both
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13432     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); partial
                           interview; no financial respondent

v4803     j69.r vet benefit last month

          section: j            level: household          cai reference: q4803
          type: numeric         width: 6                  decimals: 0

          j69. how much did you (yourself) receive last month from that?

                  iwer: we want the amount before any deductions

                  do not probe dk

                  amount:
          ................................................................................
              1                   0. actual value
            121                1-99. actual value (verified)
            544           100-20000. actual value
              1        20001-999996. actual value (verified)
             51              999998. dk (don't know); na (not ascertained)
             50              999999. rf (refused)
          13627               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4801:j67] is (ne 1); [q4802:j68] is (2 or dk
                                     or rf); partial interview; no financial respondent

v4806     j69a.dk-1k

          section: j            level: household          cai reference: q4806
          type: numeric         width: 1                  decimals: 0

          j69a. did it amount to less than $1,000, more than $1,000, or what?
          ................................................................................
             37         1. less than $1,000
              1         3. about $1,000
             23         5. more than $1,000
              4         8. dk (don't know); na (not ascertained)
             36         9. rf (refused)
          14294     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q4802:j68] is
                           (2 or dk or rf); [q4803:j69] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4807     j69b.dk-1500

          section: j            level: household          cai reference: q4807
          type: numeric         width: 1                  decimals: 0

          j69b. (did it amount to) less than $1,500, more than $1,500, or what?
          ................................................................................
              7         1. less than $1,500
              2         3. about $1,500
             11         5. more than $1,500
              1         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14372     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q4802:j68] is
                           (2 or dk or rf); [q4803:j69] is (ne dk and ne rf);
                           [q4806:j69a] is (1); [q4806:j69a] is (3 or dk or rf); partial
                           interview; no financial respondent

v4808     j69c.dk-500

          section: j            level: household          cai reference: q4808
          type: numeric         width: 1                  decimals: 0

          j69c. (did it amount to) less than $500, more than $500, or what?
          ................................................................................
             19         1. less than $500
              3         3. about $500
             11         5. more than $500
              3         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14358     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q4802:j68] is
                           (2 or dk or rf); [q4803:j69] is (ne dk and ne rf);
                           [q4806:j69a] is (3 or dk or rf); [q4807:j69b] is (a); partial
                           interview; no financial respondent

v4811     j70.r vet benefit start year

          section: j            level: household          cai reference: q4811
          type: numeric         width: 4                  decimals: 0

          j70. in what year did you start to receive these benefits?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:
          ................................................................................
            729           1900-1999. actual value
             35                9998. dk (don't know); na (not ascertained)
              4                9999. rf (refused)
          13627               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4801:j67] is (ne 1); [q4802:j68] is (2 or dk
                                     or rf); partial interview; no financial respondent

v4812     j70a.r vet benefit start month

          section: j            level: household          cai reference: q4812
          type: numeric         width: 2                  decimals: 0
          ................................................................................
             16         1. jan
              3         2. feb
              6         3. mar
              3         4. apr
              4         5. may
              6         6. jun
              6         7. jul
              4         8. aug
              6         9. sep
              5        10. oct
              4        11. nov
              4        12. dec
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14328     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q4802:j68] is
                           (2 or dk or rf); [q4811:j70] is (lt 1996); partial interview;
                           no financial respondent

v4816     j72.amt sp vet ben last mo

          section: j            level: household          cai reference: q4816
          type: numeric         width: 6                  decimals: 0

          j72. how much did your (husband/wife/partner/...) receive last month from
          that?

                  iwer: we want the amount before any deductions

                  do not probe dk

                  amount:
          ................................................................................
                                  0. actual value
             37                1-99. actual value (verified)
            126           100-10000. actual value
                       10001-999996. actual value (verified)
             20              999998. dk (don't know); na (not ascertained)
             14              999999. rf (refused)
          14198               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4801:j67] is (ne 1); [q546:cs15d] is (ne 1
                                     and ne 3) or [q4802:j68] is (1 or dk or rf);
                                     partial interview; no financial respondent

v4819     j72a.dk-1k

          section: j            level: household          cai reference: q4819
          type: numeric         width: 1                  decimals: 0

          j72a. did it amount to less than $1,000, more than $1,000, or what?
          ................................................................................
             15         1. less than $1,000
                        3. about $1,000
              5         5. more than $1,000
              5         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          14361     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q546:cs15d]
                           is (ne 1 and ne 3) or [q4802:j68] is (1 or dk or rf);
                           [q4816:j72] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4820     j72b.dk-1,500

          section: j            level: household          cai reference: q4820
          type: numeric         width: 1                  decimals: 0

          j72b. (did it amount to) less than $1,500, more than $1,500, or what?
          ................................................................................
              2         1. less than $1,500
                        3. about $1,500
              3         5. more than $1,500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q546:cs15d]
                           is (ne 1 and ne 3) or [q4802:j68] is (1 or dk or rf);
                           [q4816:j72] is (ne dk and ne rf); [q4819:j72a] is (1);
                           [q4819:j72a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4821     j72c.dk-500

          section: j            level: household          cai reference: q4821
          type: numeric         width: 1                  decimals: 0

          j72c. (did it amount to) less than $500, more than $500, or what?
          ................................................................................
             10         1. less than $500
                        3. about $500
              3         5. more than $500
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14380     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q546:cs15d]
                           is (ne 1 and ne 3) or [q4802:j68] is (1 or dk or rf);
                           [q4816:j72] is (ne dk and ne rf); [q4819:j72a] is (3 or dk or
                           rf); [q4820:j72b] is (a); partial interview; no financial
                           respondent

v4824     j73.sp vet benefit start year

          section: j            level: household          cai reference: q4824
          type: numeric         width: 4                  decimals: 0

          j73. in what year did (she/he) start to receive these benefits?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:
          ................................................................................
            175           1900-1999. actual value
             22                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
          14198               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4801:j67] is (ne 1); [q546:cs15d] is (ne 1
                                     and ne 3) or [q4802:j68] is (1 or dk or rf);
                                     partial interview; no financial respondent

v4825     j73a.sp vet benefit start month

          section: j            level: household          cai reference: q4825
          type: numeric         width: 2                  decimals: 0
          ................................................................................
              3         1. jan
                        2. feb
                        3. mar
              1         4. apr
              2         5. may
              1         6. jun
              1         7. jul
              1         8. aug
              2         9. sep
              2        10. oct
              1        11. nov
              2        12. dec
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14378     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4801:j67] is (ne 1); [q546:cs15d]
                           is (ne 1 and ne 3) or [q4802:j68] is (1 or dk or rf);
                           [q4824:j73] is (lt 1996); partial interview; no financial
                           respondent

v4829     j75.intro.assets

          section: j            level: household          cai reference: q4829
          type: numeric         width: 1                  decimals: 0

          j75 intro. savings and investments are an important part of family finances.
          the next questions ask about a number of different kinds of savings or
          investments you may have.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
          14395     blank. no data

v4830     j76.real estate

          section: j            level: household          cai reference: q4830
          type: numeric         width: 1                  decimals: 0

          j76. do you (or your husband/or your wife/or your partner/...) have any real
          estate

          if (q2753 is (a) or q2760 is (a)) and q2950 is (a)
                  other than your main home or second home,
          else q2753 is (a) or q2760 is (a)
                  other than your main home,
          else q2950 is (a)
                  other than your second home,
          end
                  such as land, rental real estate, a partnership, or money owed to
                  you on a land contract or mortgage?
          ................................................................................
           2316         1. yes
             12         2. [vol] yes, more than one
          11785         5. no
              6         8. dk (don't know); na (not ascertained)
             81         9. rf (refused)
            195     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v4831     j77.real estate $

          section: j            level: household          cai reference: q4831
          type: numeric         width: 8                  decimals: 0

          j77. if you sold all that and then paid off any debts on it, about how much
          would you get?

                  do not probe dk/rf

                  amount:
          ................................................................................
             20                   0. actual value
            102              1-4999. actual value (verified)
           1371         5000-250000. actual value
            259     250001-99999996. actual value (verified)
            496            99999998. dk (don't know); na (not ascertained)
             80            99999999. rf (refused)
          12067               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4830:j76] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4832     j77a1.dk-2.5k

          section: j            level: household          cai reference: q4832
          type: numeric         width: 1                  decimals: 0

          j77a1. would it amount to less than $2,500, more than $2,500, or what?

          user note:  this question was jumped based on [q128:prev wave if used bkts:
          home val] is (3 or 6) or [q128:prev wave if used bkts: home val] is (ne 1
          and ne 3 and ne 4 and ne 6) before version 2. see f454a and f6697a for
          product version information.
          ................................................................................
             10         1. less than $2,500
             10         3. about $2,500
            156         5. more than $2,500
             16         8. dk (don't know); na (not ascertained)
             14         9. rf (refused)
          14189     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4831:j77] is (ne dk and ne rf); [q117:prev wave if used
                           bkts: sav-chk inc] is (3 or 6); [q117:prev wave if used bkts:
                           sav-chk inc] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v4833     j77b1.dk-125k

          section: j            level: household          cai reference: q4833
          type: numeric         width: 1                  decimals: 0

          j77b1. would it amount to less than $125,000, more than $125,000, or what?

          user note:  this question was jumped based on [q128:prev wave if used bkts:
          home val] is (3 or 6) before version 2. see f454a and f6697a for product
          version information.
          ................................................................................
            162         1. less than $125,000
             22         3. about $125,000
             96         5. more than $125,000
             32         8. dk (don't know); na (not ascertained)
             28         9. rf (refused)
          14055     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4831:j77] is (ne dk and ne rf); [q117:prev wave if used
                           bkts: sav-chk inc] is (3 or 6); [q4832:j77a1] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4834     j77c1.dk-500k

          section: j            level: household          cai reference: q4834
          type: numeric         width: 1                  decimals: 0

          j77c1. (would it amount to) less than $500,000, more than $500,000, or what?

          user note:  this question was jumped based on [q4833:j77b1] is (1) and
          [q128:prev wave if used bkts: home val] is (ne 1 and ne 3 and ne 4 and ne 6)
          before version 2. see f454a and f6697a for product version information.
          ................................................................................
            171         1. less than $500,000
              9         3. about $500,000
             55         5. more than $500,000
             24         8. dk (don't know); na (not ascertained)
             17         9. rf (refused)
          14119     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4831:j77] is (ne dk and ne rf); [q4832:j77a1] is (1 or 3 or
                           dk or rf); [q4833:j77b1] is (1) and [q117:prev wave if used
                           bkts: sav-chk inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4833:j77b1] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4835     j77d1.dk-1 mil

          section: j            level: household          cai reference: q4835
          type: numeric         width: 1                  decimals: 0

          j77d1. (would it amount to) less than $1,000,000, more than $1,000,000, or
          what?

          user note:  this question was jumped based on [q4834:j77c1] is (1) and
          [q128:prev wave if used bkts: home val] is (3 or 6) or [q4833:j77b1] is (1)
          and [q128:prev wave if used bkts: home val] is (ne 1 and ne 3 and ne 4 and
          ne 6) before version 2. see f454a and f6697a for product version
          information.
          ................................................................................
             29         1. less than $1,000,000
              9         3. about $1,000,000
             12         5. more than $1,000,000
              1         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14340     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4831:j77] is (ne dk and ne rf); [q4832:j77a1] is (1 or 3 or
                           dk or rf); [q4833:j77b1] is (1) and [q117:prev wave if used
                           bkts: sav-chk inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4833:j77b1] is (1 or 3 or dk or rf); [q4834:j77c1] is (1)
                           and [q117:prev wave if used bkts: sav-chk inc] is (3 or 6);
                           [q4834:j77c1] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4836     j77e1.dk-125k

          section: j            level: household          cai reference: q4836
          type: numeric         width: 1                  decimals: 0

          j77e1. (would it amount to) less than $125,000, more than $125,000, or what?

          user note:  this question was jumped based on [q4833:j77b1] is (1) and
          [q128:prev wave if used bkts: home val] is (ne 1 and ne 3 and ne 4 and ne 6)
          before version 2. see f454a and f6697a for product version information.
          ................................................................................
             81         1. less than $125,000
              6         3. about $125,000
             31         5. more than $125,000
              5         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14269     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4831:j77] is (ne dk and ne rf); [q4832:j77a1] is (1 or 3 or
                           dk or rf); [q4833:j77b1] is (1) and [q117:prev wave if used
                           bkts: sav-chk inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4833:j77b1] is (1 or 3 or dk or rf); [q4834:j77c1] is (1 or
                           3 or dk or rf); [q4835:j77d1] is (a); partial interview; no
                           financial respondent

v4837     j77f1.dk-2.5k

          section: j            level: household          cai reference: q4837
          type: numeric         width: 1                  decimals: 0

          j77f1. would it amount to less than $2,500, more than $2,500, or what?
          ................................................................................
             18         1. less than $2,500
              5         3. about $2,500
            130         5. more than $2,500
             10         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14230     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4831:j77] is (ne dk and ne rf); [q4832:j77a1] is (1 or 3 or
                           dk or rf); [q4833:j77b1] is (1 or 3 or dk or rf);
                           [q4834:j77c1] is (1 or 3 or dk or rf); [q4835:j77d1] is (a);
                           [q4836:j77e1] is (3 or 5 or dk or rf); partial interview; no
                           financial respondent

v4845     j78.rental income

          section: j            level: household          cai reference: q4845
          type: numeric         width: 1                  decimals: 0

          j78. do you (or your husband/or your wife/or your partner/...) currently
          receive any income or rent from (that property/those properties)?
          ................................................................................
           1229         1. yes
           1086         5. no
              3         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          12068     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           partial interview; no financial respondent

v4846     j79.rental often paid

          section: j            level: household          cai reference: q4846
          type: numeric         width: 2                  decimals: 0

          j79. how often do you receive that?
          ................................................................................
              4         1. week
              1         2. 2 x month
            961         3. month
             27         4. quarter
             36         5. 6 months
            144         6. year
             51        97. other (specify)
              4        98. dk (don't know); na (not ascertained)
              3        99. rf (refused)
          13164     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4845:j78] is (5 or dk or rf); partial interview; no
                           financial respondent

v4847     j80.rental receive $ period

          section: j            level: household          cai reference: q4847
          type: numeric         width: 7                  decimals: 0

          j80. before any expenses or deductions, about how much did you receive last
          [q4846-j79.(j16a)rental often paid]  from that?

                  do not probe dk

                  amount:
          ................................................................................
            903             0-50000. actual value
              2       50001-9999996. actual value (verified)
             58             9999998. dk (don't know); na (not ascertained)
             50             9999999. rf (refused)
          13382               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4830:j76] is (5 or dk or rf); [q4845:j78] is
                                     (5 or dk or rf); [q4846:j79] is (6 or 7 or dk or
                                     rf); partial interview; no financial respondent

v4848     j81.rental receive same amount

          section: j            level: household          cai reference: q4848
          type: numeric         width: 1                  decimals: 0

          j81. do you get about the same amount each [q4846-j79.(j16a)rental often
          paid]?
          ................................................................................
            855         1. yes
             49         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13490     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4845:j78] is (5 or dk or rf); [q4846:j79] is (6 or 7 or dk
                           or rf); [q4847:j80] is (dk or rf); partial interview; no
                           financial respondent

v4849     j82.rental receive $ lcyear

          section: j            level: household          cai reference: q4849
          type: numeric         width: 7                  decimals: 0

          j82. before any expenses or deductions, about how much did you receive from
          this rental income in [q708-lcy]?

                  do not include rental income from a business or farm r owns.

                  do not probe dk

                  amount:
          ................................................................................
             15                   0. actual value
             21               1-999. actual value (verified)
            172          1000-50000. actual value
             16       50001-9999996. actual value (verified)
             90             9999998. dk (don't know); na (not ascertained)
             61             9999999. rf (refused)
          14020               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4830:j76] is (5 or dk or rf); [q4845:j78] is
                                     (5 or dk or rf); [q4848:j81] is (1); partial
                                     interview; no financial respondent

v4851     j82a.rental income dk-50,000

          section: j            level: household          cai reference: q4851
          type: numeric         width: 1                  decimals: 0

          j82a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
             74         1. less than $50,000
              3         3. about $50,000
              7         5. more than $50,000
             22         8. dk (don't know); na (not ascertained)
             44         9. rf (refused)
          14245     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4845:j78] is (5 or dk or rf); [q4848:j81] is (1);
                           [q4849:j82] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4852     j82b.rental inc dk-75,000

          section: j            level: household          cai reference: q4852
          type: numeric         width: 1                  decimals: 0

          j82b. (did it amount to) less than $75,000, more than $75,000, or what?
          ................................................................................
              3         1. less than $75,000
                        3. about $75,000
              3         5. more than $75,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14388     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4845:j78] is (5 or dk or rf); [q4848:j81] is (1);
                           [q4849:j82] is (ne dk and ne rf); [q4851:j82a] is (1);
                           [q4851:j82a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4853     j82c.rental inc dk-25,000

          section: j            level: household          cai reference: q4853
          type: numeric         width: 1                  decimals: 0

          j82c. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
             53         1. less than $25,000
              7         3. about $25,000
             10         5. more than $25,000
              3         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14321     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4830:j76] is (5 or dk or rf);
                           [q4845:j78] is (5 or dk or rf); [q4848:j81] is (1);
                           [q4849:j82] is (ne dk and ne rf); [q4851:j82a] is (3 or dk or
                           rf); [q4852:j82b] is (a); partial interview; no financial
                           respondent

v4856     j83.business

          section: j            level: household          cai reference: q4856
          type: numeric         width: 1                  decimals: 0

          j83. do you (or your husband/or your wife/or your partner/...) own part or
          all of a business or farm?
          ................................................................................
           1240         1. yes
              8         2. [vol] yes, more than one
          12881         5. no
              5         8. dk (don't know); na (not ascertained)
             65         9. rf (refused)
            196     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v4857     j84.business or farm $

          section: j            level: household          cai reference: q4857
          type: numeric         width: 8                  decimals: 0

          j84. if you sold all that and then paid off any debts on it, about how much
          would you get?

                  do not probe dk/rf
          ................................................................................
             81                   0. actual value
             24              1-4999. actual value (verified)
            617         5000-500000. actual value
             72     500001-99999996. actual value (verified)
            372            99999998. dk (don't know); na (not ascertained)
             82            99999999. rf (refused)
          13147               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4856:j83] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4858     j84a.dk-5k

          section: j            level: household          cai reference: q4858
          type: numeric         width: 1                  decimals: 0

          j84a. (would it amount to) less than $5,000, more than $5,000, or what?

          user note:  this question was jumped based on [q128:prev wave if used bkts:
          home val] is (3 or 6); [q128:prev wave if used bkts: home val] is (ne 1 and
          ne 3 and ne 4 and ne 6) before version 2. see f454a and f6697a for product
          version information.
          ................................................................................
             13         1. less than $5,000
              5         3. about $5,000
             90         5. more than $5,000
             26         8. dk (don't know); na (not ascertained)
             22         9. rf (refused)
          14239     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4857:j84] is (ne dk and ne rf); [q119:prev wave if used
                           bkts: cd-bond inc] is (3 or 6); [q119:prev wave if used bkts:
                           cd-bond inc] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v4859     j84b.dk-10k

          section: j            level: household          cai reference: q4859
          type: numeric         width: 1                  decimals: 0

          j84b. would it amount to less than $10,000, more than $10,000, or what?

          user note:  this question was jumped based on [q128:prev wave if used bkts:
          home val] is (3 or 6) before version 2. see f454a and f6697a for product
          version information.
          ................................................................................
             16         1. less than $10,000
             10         3. about $10,000
            174         5. more than $10,000
             25         8. dk (don't know); na (not ascertained)
             16         9. rf (refused)
          14154     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4857:j84] is (ne dk and ne rf); [q119:prev wave if used
                           bkts: cd-bond inc] is (3 or 6); [q4858:j84a] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v4860     j84c.dk-100k

          section: j            level: household          cai reference: q4860
          type: numeric         width: 1                  decimals: 0

          j84c. (would it amount to) less than $100,000, more than $100,000, or what?

          user note:  this question was jumped based on [q4859:j84b] is (1) and
          [q128:prev wave if used bkts: home val] is (ne 1 and ne 3 and ne 4 and ne 6)
          before version 2. see f454a and f6697a for product version information.
          ................................................................................
            106         1. less than $100,000
             21         3. about $100,000
            129         5. more than $100,000
             40         8. dk (don't know); na (not ascertained)
             28         9. rf (refused)
          14071     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4857:j84] is (ne dk and ne rf); [q4858:j84a] is (1 or 3 or
                           dk or rf); [q4859:j84b] is (1) and [q119:prev wave if used
                           bkts: cd-bond inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4859:j84b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4861     j84d.dk-1 mil

          section: j            level: household          cai reference: q4861
          type: numeric         width: 1                  decimals: 0

          j84d. (would it amount to) less than $1,000,000, more than $1,000,000, or
          what?

          user note:  this question was jumped based on [q4860:j84c] is (1) and
          [q128:prev wave if used bkts: home val] is (3 or 6) or [q4859:j84b] is (1)
          and [q128:prev wave if used bkts: home val] is (ne 1 and ne 3 and ne 4 and
          ne 6) before version 2. see f454a and f6697a for product version
          information.
          ................................................................................
             99         1. less than $1,000,000
              7         3. about $1,000,000
             17         5. more than $1,000,000
              2         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14266     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4857:j84] is (ne dk and ne rf); [q4858:j84a] is (1 or 3 or
                           dk or rf); [q4859:j84b] is (1) and [q119:prev wave if used
                           bkts: cd-bond inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4859:j84b] is (1 or 3 or dk or rf); [q4860:j84c] is (1) and
                           [q119:prev wave if used bkts: cd-bond inc] is (3 or 6);
                           [q4860:j84c] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4862     j84e.dk-10k

          section: j            level: household          cai reference: q4862
          type: numeric         width: 1                  decimals: 0

          j84e. would it amount to less than $10,000, more than $10,000, or what?

          user note:  this question was jumped based on [q4859:j84b] is (1) and
          [q128:prev wave if used bkts: home val] is (ne 1 and ne 3 and ne 4 and ne 6)
          before version 2. see f454a and f6697a for product version information.
          ................................................................................
             12         1. less than $10,000
              4         3. about $10,000
             26         5. more than $10,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14352     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4857:j84] is (ne dk and ne rf); [q4858:j84a] is (1 or 3 or
                           dk or rf); [q4859:j84b] is (1) and [q119:prev wave if used
                           bkts: cd-bond inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4859:j84b] is (1 or 3 or dk or rf); [q4860:j84c] is (1 or 3
                           or dk or rf); [q4861:j84d] is (a); partial interview; no
                           financial respondent

v4863     j84f.dk-5k

          section: j            level: household          cai reference: q4863
          type: numeric         width: 1                  decimals: 0

          j84f. (would it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             13         1. less than $5,000
              5         3. about $5,000
              7         5. more than $5,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14370     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4857:j84] is (ne dk and ne rf); [q4858:j84a] is (1 or 3 or
                           dk or rf); [q4859:j84b] is (1 or 3 or dk or rf); [q4860:j84c]
                           is (1 or 3 or dk or rf); [q4861:j84d] is (a); [q4862:j84e] is
                           (3 or 5 or dk or rf); partial interview; no financial
                           respondent

v4872     j85.business income

          section: j            level: household          cai reference: q4872
          type: numeric         width: 1                  decimals: 0

          j85. do you (or your husband/or your wife/or your partner/...) currently
          receive any income from (that farm or business/those farms or businesses)?
          ................................................................................
            879         1. yes
            354         5. no
              6         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
          13145     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           partial interview; no financial respondent

v4873     j86.business inc often paid

          section: j            level: household          cai reference: q4873
          type: numeric         width: 2                  decimals: 0

          j86. how often do you receive that?
          ................................................................................
             78         1. weekly
             18         2. 2 x month
            257         3. month
             25         4. quarter
             58         5. 6 months
            273         6. year
            142         7. other period
             15        98. dk (don't know); na (not ascertained)
             13        99. rf (refused)
          13516     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4872:j85] is (5 or dk or rf); partial interview; no
                           financial respondent

v4874     j87.business inc receive $ period

          section: j            level: household          cai reference: q4874
          type: numeric         width: 7                  decimals: 0

          j87.about how much did you receive last [q4873-j86.(j19a)business inc often
          paid] from that, (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
            236            0-100000. actual value
              1      100001-9999996. actual value (verified)
             58             9999998. dk (don't know); na (not ascertained)
             37             9999999. rf (refused)
          14063               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4856:j83] is (5 or dk or rf); [q4872:j85] is
                                     (5 or dk or rf); [q4873:j86] is (6 or 7 or dk or
                                     rf); partial interview; no financial respondent

v4875     j88.business inc same

          section: j            level: household          cai reference: q4875
          type: numeric         width: 1                  decimals: 0

          j88. do you get about the same amount each [q4873-j86.(j19a) business inc
          often paid]?
          ................................................................................
            177         1. yes
             60         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14157     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4872:j85] is (5 or dk or rf); [q4873:j86] is (6 or 7 or dk
                           or rf); [q4874:j87] is (dk or rf); partial interview; no
                           financial respondent

v4877     j89.bus/farm income $ lcyear

          section: j            level: household          cai reference: q4877
          type: numeric         width: 7                  decimals: 0

          j89. about how much did you receive from any farms or businesses in [q708-
          lcy], (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
             19                   0. actual value
             76              1-2499. actual value (verified)
            372         2500-100000. actual value
             28      100001-9999996. actual value (verified)
            116             9999998. dk (don't know); na (not ascertained)
             89             9999999. rf (refused)
          13695               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4856:j83] is (5 or dk or rf); [q4872:j85] is
                                     (5 or dk or rf); [q4875:j88] is (1); partial
                                     interview; no financial respondent

v4878     j89a.business income dk-20,000

          section: j            level: household          cai reference: q4878
          type: numeric         width: 1                  decimals: 0

          j89a. did it amount to less than $20,000, more than $20,000, or what in
          [q708-lcy]?
          ................................................................................
             52         1. less than $20,000
              5         3. about $20,000
             42         5. more than $20,000
             40         8. dk (don't know); na (not ascertained)
             71         9. rf (refused)
          14185     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4872:j85] is (5 or dk or rf); [q4875:j88] is (1);
                           [q4877:j89] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4879     j89b.business inc dk-50,000

          section: j            level: household          cai reference: q4879
          type: numeric         width: 1                  decimals: 0

          j89b. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             17         1. less than $50,000
              5         3. about $50,000
             17         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14353     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4872:j85] is (5 or dk or rf); [q4875:j88] is (1);
                           [q4877:j89] is (ne dk and ne rf); [q4878:j89a] is (3 or dk or
                           rf); [q4878:j89a] is (1); partial interview; no financial
                           respondent

v4880     j89c.business inc dk-5,000

          section: j            level: household          cai reference: q4880
          type: numeric         width: 1                  decimals: 0

          j89c. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             21         1. less than $5,000
              4         3. about $5,000
             25         5. more than $5,000
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14343     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4872:j85] is (5 or dk or rf); [q4875:j88] is (1);
                           [q4877:j89] is (ne dk and ne rf); [q4878:j89a] is (3 or dk or
                           rf); [q4879:j89b] is (a); partial interview; no financial
                           respondent

v4881     j89d.business inc dk-2,000

          section: j            level: household          cai reference: q4881
          type: numeric         width: 1                  decimals: 0

          j89d. (did it amount to) less than $2,000, more than $2,000, or what?
          ................................................................................
              7         1. less than $2,000
              4         3. about $2,000
              6         5. more than $2,000
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14374     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4872:j85] is (5 or dk or rf); [q4875:j88] is (1);
                           [q4877:j89] is (ne dk and ne rf); [q4878:j89a] is (3 or dk or
                           rf); [q4879:j89b] is (a); [q4880:j89c] is (3 or 5 or dk or
                           rf); partial interview; no financial respondent

v4882     j89e.business tell earlier

          section: j            level: household          cai reference: q4882
          type: numeric         width: 1                  decimals: 0

          j89e. did you tell me about this income earlier in the interview?
          ................................................................................
            605         1. yes
            260         5. no
              4         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13523     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4856:j83] is (5 or dk or rf);
                           [q4872:j85] is (5 or dk or rf); partial interview; no
                           financial respondent

v4884     j90.ira

          section: j            level: household          cai reference: q4884
          type: numeric         width: 1                  decimals: 0

          j90. do you (or your husband/or your wife/or your partner/...) currently
          have any money or assets that are held in an individual retirement account,
          that is, in an ira or keogh account?

                  iwer:  choose code 2 only if r does not have active
                  ira or keogh accounts, but used to have, and
                  the assets have been withdrawn or annuitized.
          ................................................................................
           4523         1. yes
             23         2. [vol] previously had accounts, not now
           9417         5. no
             55         8. dk (don't know); na (not ascertained)
            181         9. rf (refused)
            196     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v4885     j91.number iras

          section: j            level: household          cai reference: q4885
          type: numeric         width: 1                  decimals: 0

          j91. how many ira or keogh accounts do you (and your husband/and your
          wife/and your partner/...) have?
          ................................................................................
           1793         1. one
           1483         2. two
            428         3. three
            649         4. more than 3
             94         8. dk (don't know); na (not ascertained)
             76         9. rf (refused)
           9872     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); partial
                           interview; no financial respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4886.j92.who ira account] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4886     j92.who ira account

          section: j            level: household          cai reference: q4886
          type: numeric         width: 1                  decimals: 0

          j92.
          if q4885 is (2 or 3 or 4)
                  let's talk about the largest ira or keogh account.
          end

          if q546 is (1 or 3)
                  is that yours or your (husband's/wife's/partner's/...)?
          end
          ................................................................................
           3320         1. r's account
           1117         2. spouse's or partner's account
             43         8. dk (don't know); na (not ascertained)
             43         9. rf (refused)
           9872     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); partial
                           interview; no financial respondent

v4887     j93.total $ ira account

          section: j            level: household          cai reference: q4887
          type: numeric         width: 8                  decimals: 0

          j93.
          if q546 is (ne1 and ne3) and q4885 is (2 or 3 or 4)
                  let's talk about the largest ira or keogh account.
          end
                  about how much is in this account at the present time?

                  do not probe dk/rf
          ................................................................................
              2                   0. actual value
            370              1-4999. actual value (verified)
           2754         5000-250000. actual value
            205     250001-99999996. actual value (verified)
            750            99999998. dk (don't know); na (not ascertained)
            441            99999999. rf (refused)
           9873               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4884:j90] is (ne 1); partial interview; no
                                     financial respondent

v4889     j93a.ira dk-$10k

          section: j            level: household          cai reference: q4889
          type: numeric         width: 1                  decimals: 0

          j93a. (does it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             61         1. less than $10,000
             17         3. about $10,000
            181         5. more than $10,000
             35         8. dk (don't know); na (not ascertained)
             91         9. rf (refused)
          14010     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4887:j93] is
                           (ne dk and ne rf); [q113:prev wave if used bkts: ira 1-2-3] is
                           (3 or 6); [q113:prev wave if used bkts: ira 1-2-3] is (ne 1
                           and ne 3 and ne 4 and ne 6); partial interview; no financial
                           respondent

v4890     j93a.ira dk-$25k

          section: j            level: household          cai reference: q4890
          type: numeric         width: 1                  decimals: 0

          j93a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            156         1. less than $25,000
             29         3. about $25,000
            246         5. more than $25,000
             51         8. dk (don't know); na (not ascertained)
            110         9. rf (refused)
          13803     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4887:j93] is
                           (ne dk and ne rf); [q113:prev wave if used bkts: ira 1-2-3] is
                           (3 or 6); [q4889:j93a] is (1 or 3 or dk or rf); partial
                           interview; no financial respondent

v4891     j93b.ira dk-$100k

          section: j            level: household          cai reference: q4891
          type: numeric         width: 1                  decimals: 0

          j93b. (does it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
            354         1. less than $100,000
             15         3. about $100,000
            115         5. more than $100,000
             56         8. dk (don't know); na (not ascertained)
            103         9. rf (refused)
          13752     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4887:j93] is
                           (ne dk and ne rf); [q4889:j93a] is (1 or 3 or dk or rf);
                           [q4890:j93a] is (1) and [q113:prev wave if used bkts: ira 1-2-
                           3] is (ne 1 and ne 3 and ne 4 and ne 6); [q4890:j93a] is (1 or
                           3 or dk or rf); partial interview; no financial respondent

v4893     j93c.ira dk-$400k

          section: j            level: household          cai reference: q4893
          type: numeric         width: 1                  decimals: 0

          j93c. (does it amount to) less than $400,000, more than $400,000, or what?
          ................................................................................
             79         1. less than $400,000
              5         3. about $400,000
             20         5. more than $400,000
              3         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          14280     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4887:j93] is
                           (ne dk and ne rf); [q4889:j93a] is (1 or 3 or dk or rf);
                           [q4890:j93a] is (1) and [q113:prev wave if used bkts: ira 1-2-
                           3] is (ne 1 and ne 3 and ne 4 and ne 6); [q4890:j93a] is (1 or
                           3 or dk or rf); [q4891:j93b] is (1) and [q113:prev wave if
                           used bkts: ira 1-2-3] is (3 or 6); [q4891:j93b] is (1 or 3 or
                           dk or rf); partial interview; no financial respondent

v4894     j93a.ira dk-$25k

          section: j            level: household          cai reference: q4894
          type: numeric         width: 2                  decimals: 0

          j93a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             78         1. less than $25,000
             26         3. about $25,000
             85         5. more than $25,000
             14        98. dk (don't know); na (not ascertained)
             12        99. rf (refused)
          14180     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4887:j93] is
                           (ne dk and ne rf); [q4889:j93a] is (1 or 3 or dk or rf);
                           [q4890:j93a] is (1) and [q113:prev wave if used bkts: ira 1-2-
                           3] is (ne 1 and ne 3 and ne 4 and ne 6); [q4890:j93a] is (1 or
                           3 or dk or rf); [q4891:j93b] is (1 or 3 or dk or rf);
                           [q4893:j93c] is (a); partial interview; no financial
                           respondent

v4895     j93d.ira dk-$10k

          section: j            level: household          cai reference: q4895
          type: numeric         width: 1                  decimals: 0

          j93d. (does it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             80         1. less than $10,000
             23         3. about $10,000
             80         5. more than $10,000
              6         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          14201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4887:j93] is
                           (ne dk and ne rf); [q4889:j93a] is (1 or 3 or dk or rf);
                           [q4890:j93a] is (1 or 3 or dk or rf); [q4891:j93b] is (1 or 3
                           or dk or rf); [q4893:j93c] is (a); [q4894:j93a] is (3 or 5 or
                           dk or rf); partial interview; no financial respondent

v4897     j94.ira no reg inc-withdraw-1

          section: j            level: household          cai reference: q4897
          type: numeric         width: 1                  decimals: 0

          j94. have you (or your husband/or your wife/or your partner/...) withdrawn
          any money or received any payments from this account

          if q463 is (1) and q132 is (ne0)
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years),
                  when we last talked to you?
          else
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years)?
          end
          ................................................................................
           1371         1. yes
           3100         5. no
             24         8. dk (don't know); na (not ascertained)
             28         9. rf (refused)
           9872     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); partial
                           interview; no financial respondent

v4898     j95.ira no reg inc withdraw $-1

          section: j            level: household          cai reference: q4898
          type: numeric         width: 7                  decimals: 0

          j95. altogether, about how much money did you (or your husband/or your
          wife/or your partner/...) withdraw from this account (since q131-prev wave
          iw month of financial r / q132-prev wave iw year of financial r/in the last
          two years), (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
                  per:
          ................................................................................
           1107           0-1000000. actual value
                    1000001-9999996. actual value (verified)
            157             9999998. dk (don't know); na (not ascertained)
            107             9999999. rf (refused)
          13024               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4884:j90] is (ne 1); [q4897:j94] is (5 or dk
                                     or rf); partial interview; no financial respondent

v4899     j95p.ira withdraw per

          section: j            level: household          cai reference: q4899
          type: numeric         width: 2                  decimals: 0
          ................................................................................
            765         1. in total
                        2. 2 x month
            145         3. month
              3         4. quarter
              1         5. 6 month
            182         6. year
              5        97. other (specify)
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          13293     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); [q4898:j95] is (0 or dk or rf); partial
                           interview; no financial respondent

v4901     j95a.ira withdraw dk-$5k

          section: j            level: household          cai reference: q4901
          type: numeric         width: 1                  decimals: 0

          j95a. did it amount to less than $5,000, more than $5,000, or what (since
          q131-prev wave iw month of financial r / q132-prev wave iw year of financial
          r/in the last two years)?
          ................................................................................
             84         1. less than $5,000
              8         3. about $5,000
             62         5. more than $5,000
             26         8. dk (don't know); na (not ascertained)
             86         9. rf (refused)
          14129     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); [q4898:j95] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4902     j95b.ira withdraw dk-$10k

          section: j            level: household          cai reference: q4902
          type: numeric         width: 1                  decimals: 0

          j95b. (did it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             18         1. less than $10,000
              4         3. about $10,000
             35         5. more than $10,000
              2         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14333     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); [q4898:j95] is (ne dk and ne rf);
                           [q4901:j95a] is (1); [q4901:j95a] is (3 or dk or rf); partial
                           interview; no financial respondent

v4903     j95c.ira withdraw dk-$25k

          section: j            level: household          cai reference: q4903
          type: numeric         width: 1                  decimals: 0

          j95c. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
             22         1. less than $25,000
                        3. about $25,000
             10         5. more than $25,000
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14360     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); [q4898:j95] is (ne dk and ne rf);
                           [q4901:j95a] is (1); [q4901:j95a] is (3 or dk or rf);
                           [q4902:j95b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4904     j95d.ira withdraw dk-$2500

          section: j            level: household          cai reference: q4904
          type: numeric         width: 1                  decimals: 0

          j95d. (did it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
             50         1. less than $2,500
             12         3. about $2,500
             12         5. more than $2,500
              7         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14311     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); [q4898:j95] is (ne dk and ne rf);
                           [q4901:j95a] is (3 or dk or rf); [q4902:j95b] is (1 or 3 or dk
                           or rf); [q4903:j95c] is (a); partial interview; no financial
                           respondent

v4905     j96.ira why withdraw-1

          section: j            level: household          cai reference: q4905
          type: numeric         width: 1                  decimals: 0

          j96. did you (or your husband/or your wife/or your partner/...) take out
          only the "minimum withdrawal option", that is, the amount required to avoid
          a tax penalty?
          ................................................................................
            836         1. yes
            498         5. no
             30         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          13022     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); partial interview; no financial respondent

v4906m1   j97.ira do with withdraw-1

          section: j            level: household          cai reference: q4906
          type: numeric         width: 1                  decimals: 0

          j97. what did you do with the funds you withdrew from this account?  were
          they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            401         1. put in savings
            655         2. used for regular expenses
            242         3. used for special purchases
             45         4. give to relatives
             12         7. other (specify)
              8         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          13024     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); partial interview; no financial respondent;
                           no subsequent mention

v4906m2   j97.ira do with withdraw-1

          section: j            level: household          cai reference: q4906
          type: numeric         width: 1                  decimals: 0

          j97. what did you do with the funds you withdrew from this account?  were
          they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             16         1. put in savings
             74         2. used for regular expenses
             36         3. used for special purchases
             23         4. give to relatives
              5         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14241     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); partial interview; no financial respondent;
                           no subsequent mention

v4906m3   j97.ira do with withdraw-1

          section: j            level: household          cai reference: q4906
          type: numeric         width: 1                  decimals: 0

          j97. what did you do with the funds you withdrew from this account?  were
          they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. put in savings
              3         2. used for regular expenses
             33         3. used for special purchases
              5         4. give to relatives
              1         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14353     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); partial interview; no financial respondent;
                           no subsequent mention

v4906m4   j97.ira do with withdraw-1

          section: j            level: household          cai reference: q4906
          type: numeric         width: 1                  decimals: 0

          j97. what did you do with the funds you withdrew from this account?  were
          they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. put in savings
                        2. used for regular expenses
                        3. used for special purchases
              3         4. give to relatives
              3         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14389     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4897:j94] is
                           (5 or dk or rf); partial interview; no financial respondent;
                           no subsequent mention

v4907     j98.ira stock/interest-1

          section: j            level: household          cai reference: q4907
          type: numeric         width: 1                  decimals: 0

          j98. is the money in this account invested mostly in stocks, mostly in
          interest-earning assets, is it about evenly split between these, or what?

          user note:  new question added in version 1.1. see f454a and f6697a for
          product version information.
          ................................................................................
           1407         1. mostly or all stocks
           1213         2. mostly or all interest earning
           1043         3. evenly split
            113         7. other (specify)
            460         8. dk (don't know); na (not ascertained)
             55         9. rf (refused)
          10104     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); partial
                           interview; no financial respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4908.j99.intro ira account-2] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4908     j99.intro ira account-2

          section: j            level: household          cai reference: q4908
          type: numeric         width: 1                  decimals: 0

          j99.
          if q4885 is (2)
                  let's talk about the other ira or keogh account.
          else
                  let's talk about the next largest ira or keogh account.
          end

          if q546 is (1 or 3)
                  is that yours or your (husband's/wife's/partner's/...)?
          end
          ................................................................................
           1429         1. r's account
           1098         2. spouse's or partner's account
             21         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          11838     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); partial interview; no financial respondent

v4909     j100.total $ ira account-2

          section: j            level: household          cai reference: q4909
          type: numeric         width: 8                  decimals: 0

          j100.
          if q546 is (ne1 and ne3) and q4885 is (2)
                  let's talk about the other ira or keogh account.
          else q546 is (ne1-3 and ne7) and q4885 is (3 or 4)
                  let's talk about the next largest ira or keogh account.
          end
                  about how much is in this account at the present time?

                  do not probe dk/rf

                  amount:
          ................................................................................
              6                   0. actual value
            390              1-4999. actual value (verified)
           1560         5000-250000. actual value
             17     250001-99999996. actual value (verified)
            368            99999998. dk (don't know); na (not ascertained)
            217            99999999. rf (refused)
          11837               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4884:j90] is (ne 1); [q4885:j91] is (ne 2-4);
                                     partial interview; no financial respondent

v4910     j100a.ira dk-$10k

          section: j            level: household          cai reference: q4910
          type: numeric         width: 1                  decimals: 0

          j100a. (does it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             44         1. less than $10,000
              8         3. about $10,000
             65         5. more than $10,000
             15         8. dk (don't know); na (not ascertained)
             52         9. rf (refused)
          14211     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4909:j100] is (ne dk and ne rf); [q113:prev wave
                           if used bkts: ira 1-2-3] is (3 or 6); [q113:prev wave if used
                           bkts: ira 1-2-3] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v4911     j100a.ira dk-$25k

          section: j            level: household          cai reference: q4911
          type: numeric         width: 1                  decimals: 0

          j100a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            101         1. less than $25,000
             11         3. about $25,000
             78         5. more than $25,000
             22         8. dk (don't know); na (not ascertained)
             48         9. rf (refused)
          14135     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4909:j100] is (ne dk and ne rf); [q113:prev wave
                           if used bkts: ira 1-2-3] is (3 or 6); [q4910:j100a] is (1 or 3
                           or dk or rf); partial interview; no financial respondent

v4912     j100b.ira dk-$100k

          section: j            level: household          cai reference: q4912
          type: numeric         width: 1                  decimals: 0

          j100b. (does it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
            177         1. less than $100,000
              3         3. about $100,000
             21         5. more than $100,000
             24         8. dk (don't know); na (not ascertained)
             60         9. rf (refused)
          14110     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4909:j100] is (ne dk and ne rf); [q4910:j100a] is
                           (1 or 3 or dk or rf); [q4911:j100a] is (1) and [q113:prev wave
                           if used bkts: ira 1-2-3] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4911:j100a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4914     j100c.ira dk-$400k

          section: j            level: household          cai reference: q4914
          type: numeric         width: 1                  decimals: 0

          j100c. (does it amount to) less than $400,000, more than $400,000, or what?
          ................................................................................
             17         1. less than $400,000
              1         3. about $400,000
              3         5. more than $400,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14374     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4909:j100] is (ne dk and ne rf); [q4910:j100a] is
                           (1 or 3 or dk or rf); [q4911:j100a] is (1) and [q113:prev wave
                           if used bkts: ira 1-2-3] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4911:j100a] is (1 or 3 or dk or rf); [q4912:j100b] is (1)
                           and [q113:prev wave if used bkts: ira 1-2-3] is (3 or 6);
                           [q4912:j100b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4915     j100a.ira dk-$25k

          section: j            level: household          cai reference: q4915
          type: numeric         width: 1                  decimals: 0

          j100a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             57         1. less than $25,000
              9         3. about $25,000
             41         5. more than $25,000
              6         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14278     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4909:j100] is (ne dk and ne rf); [q4910:j100a] is
                           (1 or 3 or dk or rf); [q4911:j100a] is (1) and [q113:prev wave
                           if used bkts: ira 1-2-3] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q4911:j100a] is (1 or 3 or dk or rf); [q4912:j100b] is (1 or
                           3 or dk or rf); [q4914:j100c] is (a); partial interview; no
                           financial respondent

v4916     j100d.ira dk-$10k

          section: j            level: household          cai reference: q4916
          type: numeric         width: 1                  decimals: 0

          j100d. (does it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             64         1. less than $10,000
             11         3. about $10,000
             56         5. more than $10,000
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14262     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4909:j100] is (ne dk and ne rf); [q4910:j100a] is
                           (1 or 3 or dk or rf); [q4911:j100a] is (1 or 3 or dk or rf);
                           [q4912:j100b] is (1 or 3 or dk or rf); [q4914:j100c] is (a);
                           [q4915:j100a] is (3 or 5 or dk or rf); partial interview; no
                           financial respondent

v4918     j101.ira no reg inc-withdraw-2

          section: j            level: household          cai reference: q4918
          type: numeric         width: 1                  decimals: 0

          j101. have you (or your husband/or your wife/or your partner/...) withdrawn
          any money or received any payments from this account

          if q463 is (1) and q132 is (ne0)
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years),
                  when we last talked to you?
          else
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years)?
          end
          ................................................................................
            472         1. yes
           2045         5. no
             20         8. dk (don't know); na (not ascertained)
             20         9. rf (refused)
          11838     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); partial interview; no financial respondent

v4919     j102.ira no reg inc withdraw $-2

          section: j            level: household          cai reference: q4919
          type: numeric         width: 7                  decimals: 0

          j102. altogether, about how much money did you (or your husband/or your
          wife/or your partner/...) withdraw from this account (since q131-prev wave
          iw month of financial r / q132-prev wave iw year of financial r/in the last
          two years), (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
                  per:
          ................................................................................
            369           0-1000000. actual value
                    1000001-9999996. actual value (verified)
             75             9999998. dk (don't know); na (not ascertained)
             28             9999999. rf (refused)
          13923               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4884:j90] is (ne 1); [q4885:j91] is (ne 2-4);
                                     [q4918:j101] is (5 or dk or rf); partial interview;
                                     no financial respondent

v4920     j102p.ira withdraw per-2

          section: j            level: household          cai reference: q4920
          type: numeric         width: 2                  decimals: 0
          ................................................................................
            252         1. in total
                        2. 2 x month
             37         3. month
              3         4. quarter
                        5. 6 month
             66         6. year
              3        97. other (specify)
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14032     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); [q4919:j102] is (0
                           or dk or rf); partial interview; no financial respondent

v4922     j102a.ira withdraw dk-$5k

          section: j            level: household          cai reference: q4922
          type: numeric         width: 1                  decimals: 0

          j102a. did it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
             54         1. less than $5,000
              2         3. about $5,000
             12         5. more than $5,000
             17         8. dk (don't know); na (not ascertained)
             18         9. rf (refused)
          14292     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); [q4919:j102] is (ne
                           dk and ne rf); partial interview; no financial respondent

v4923     j102b.ira withdraw dk-$10k

          section: j            level: household          cai reference: q4923
          type: numeric         width: 1                  decimals: 0

          j102b. (did it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
              7         1. less than $10,000
              1         3. about $10,000
              4         5. more than $10,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14383     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); [q4919:j102] is (ne
                           dk and ne rf); [q4922:j102a] is (1); [q4922:j102a] is (3 or dk
                           or rf); partial interview; no financial respondent

v4924     j102c.ira withdraw dk-$25k

          section: j            level: household          cai reference: q4924
          type: numeric         width: 1                  decimals: 0

          j102c. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
              1         1. less than $25,000
                        3. about $25,000
              1         5. more than $25,000
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14391     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); [q4919:j102] is (ne
                           dk and ne rf); [q4922:j102a] is (1); [q4922:j102a] is (3 or dk
                           or rf); [q4923:j102b] is (1 or 3 or dk or rf); partial
                           interview; no financial respondent

v4925     j102d.ira withdraw dk-$2500

          section: j            level: household          cai reference: q4925
          type: numeric         width: 1                  decimals: 0

          j102d. (did it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
             40         1. less than $2,500
              6         3. about $2,500
              4         5. more than $2,500
              3         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14341     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); [q4919:j102] is (ne
                           dk and ne rf); [q4922:j102a] is (3 or dk or rf); [q4923:j102b]
                           is (1 or 3 or dk or rf); [q4924:j102c] is (a); partial
                           interview; no financial respondent

v4926     j103.ira why withdraw-2

          section: j            level: household          cai reference: q4926
          type: numeric         width: 1                  decimals: 0

          j103. did you (or your husband/or your wife/or your partner/...) take out
          only the "minimum withdrawal option", that is, the amount required to avoid
          a tax penalty?
          ................................................................................
            334         1. yes
            127         5. no
             11         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13923     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); partial interview;
                           no financial respondent

v4927m1   j104.ira do with withdraw-2

          section: j            level: household          cai reference: q4927
          type: numeric         width: 1                  decimals: 0

          j104. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            178         1. put in savings
            217         2. used for regular expenses
             57         3. used for special purchases
              7         4. give to relatives
              4         7. other (specify)
              8         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13924     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); partial interview;
                           no financial respondent; no subsequent mention

v4927m2   j104.ira do with withdraw-2

          section: j            level: household          cai reference: q4927
          type: numeric         width: 1                  decimals: 0

          j104. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              6         1. put in savings
             30         2. used for regular expenses
              5         3. used for special purchases
              6         4. give to relatives
                        7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14348     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); partial interview;
                           no financial respondent; no subsequent mention

v4927m3   j104.ira do with withdraw-2

          section: j            level: household          cai reference: q4927
          type: numeric         width: 1                  decimals: 0

          j104. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. put in savings
              1         2. used for regular expenses
              9         3. used for special purchases
                        4. give to relatives
              1         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14384     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); partial interview;
                           no financial respondent; no subsequent mention

v4927m4   j104.ira do with withdraw-2

          section: j            level: household          cai reference: q4927
          type: numeric         width: 1                  decimals: 0

          j104. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. put in savings
                        2. used for regular expenses
                        3. used for special purchases
              1         4. give to relatives
                        7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4918:j101] is (5 or dk or rf); partial interview;
                           no financial respondent; no subsequent mention

v4928     j105.ira stock/interest-2

          section: j            level: household          cai reference: q4928
          type: numeric         width: 1                  decimals: 0

          j105. is the money in this account invested mostly in stocks, mostly in
          interest-earning assets, is it about evenly split between these, or what?

          user note:  new question added in version 2. see f454a and f6697a for
          product version information.
          ................................................................................
            825         1. mostly or all stocks
            813         2. mostly or all interest earning
            511         3. evenly split
             72         7. other (specify)
            192         8. dk (don't know); na (not ascertained)
             21         9. rf (refused)
          11961     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); partial interview; no financial respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4929.j106.intro ira-3] = 1
          *   if [q4885:j91] is (4) then [f4929.j106.intro ira-3] = 3
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4929     j106.intro ira-3

          section: j            level: household          cai reference: q4929
          type: numeric         width: 1                  decimals: 0

          j106.
          if q4885 is (3)
                  let's talk about the third ira or keogh account.
          else
                  let's talk about all the other ira or keogh accounts.
          end

          if q546 is (1 or 3)
                  is that yours or your (husband's/wife's/partner's/...)?
          end
          ................................................................................
            341         1. r's account
            184         2. spouse's or partner's account
            531         3. not asked for 4+ accounts
              8         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          13321     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); partial interview; no
                           financial respondent

v4930     j107.total $ ira account-3

          section: j            level: household          cai reference: q4930
          type: numeric         width: 8                  decimals: 0

          j107.
          if q546 is (ne1 and ne3) and q4885 is (3)
                  let's talk about the third ira or keogh account.
          else q4885 is (4)
                  let's talk about all the other ira or keogh accounts.
          end

          if q4885 is (3)
                  about how much is in that ira or keogh account at the present
                  time?
          else
                  about how much in total is in these other ira or keogh accounts
                  at the present time?
          end

                  do not probe dk/rf

                  amount:
          ................................................................................
             10                   0. actual value
            130              1-4999. actual value (verified)
            640         5000-250000. actual value
             12     250001-99999996. actual value (verified)
            189            99999998. dk (don't know); na (not ascertained)
             93            99999999. rf (refused)
          13321               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4884:j90] is (ne 1); [q4885:j91] is (ne 2-4);
                                     [q4885:j91] is (ne 3-4); partial interview; no
                                     financial respondent

v4931     j107a.ira dk-$10k

          section: j            level: household          cai reference: q4931
          type: numeric         width: 1                  decimals: 0

          j107a. (does it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             18         1. less than $10,000
              2         3. about $10,000
             35         5. more than $10,000
             14         8. dk (don't know); na (not ascertained)
             27         9. rf (refused)
          14299     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4930:j107] is (ne dk and
                           ne rf); [q113:prev wave if used bkts: ira 1-2-3] is (3 or 6);
                           [q113:prev wave if used bkts: ira 1-2-3] is (ne 1 and ne 3 and
                           ne 4 and ne 6); partial interview; no financial respondent

v4932     j107a.ira dk-$25k

          section: j            level: household          cai reference: q4932
          type: numeric         width: 1                  decimals: 0

          j107a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             44         1. less than $25,000
              2         3. about $25,000
             46         5. more than $25,000
             15         8. dk (don't know); na (not ascertained)
             23         9. rf (refused)
          14265     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4930:j107] is (ne dk and
                           ne rf); [q113:prev wave if used bkts: ira 1-2-3] is (3 or 6);
                           [q4931:j107a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v4933     j107b.ira dk-$100k

          section: j            level: household          cai reference: q4933
          type: numeric         width: 1                  decimals: 0

          j107b. (does it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
             84         1. less than $100,000
              4         3. about $100,000
             11         5. more than $100,000
             15         8. dk (don't know); na (not ascertained)
             24         9. rf (refused)
          14257     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4930:j107] is (ne dk and
                           ne rf); [q4931:j107a] is (1 or 3 or dk or rf); [q4932:j107a]
                           is (1) and [q113:prev wave if used bkts: ira 1-2-3] is (ne 1
                           and ne 3 and ne 4 and ne 6); [q4932:j107a] is (1 or 3 or dk or
                           rf); partial interview; no financial respondent

v4934     j107c.ira dk-$400k

          section: j            level: household          cai reference: q4934
          type: numeric         width: 1                  decimals: 0

          j107c. (does it amount to) less than $400,000, more than $400,000, or what?
          ................................................................................
              9         1. less than $400,000
                        3. about $400,000
              1         5. more than $400,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14384     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4930:j107] is (ne dk and
                           ne rf); [q4931:j107a] is (1 or 3 or dk or rf); [q4932:j107a]
                           is (1) and [q113:prev wave if used bkts: ira 1-2-3] is (ne 1
                           and ne 3 and ne 4 and ne 6); [q4932:j107a] is (1 or 3 or dk or
                           rf); [q4933:j107b] is (1) and [q113:prev wave if used bkts:
                           ira 1-2-3] is (3 or 6); [q4933:j107b] is (1 or 3 or dk or rf);
                           partial interview; no financial respondent

v4935     j107a.ira dk-$25k

          section: j            level: household          cai reference: q4935
          type: numeric         width: 1                  decimals: 0

          j107a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             26         1. less than $25,000
              3         3. about $25,000
             17         5. more than $25,000
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14347     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4930:j107] is (ne dk and
                           ne rf); [q4931:j107a] is (1 or 3 or dk or rf); [q4932:j107a]
                           is (1) and [q113:prev wave if used bkts: ira 1-2-3] is (ne 1
                           and ne 3 and ne 4 and ne 6); [q4932:j107a] is (1 or 3 or dk or
                           rf); [q4933:j107b] is (1 or 3 or dk or rf); [q4934:j107c] is
                           (a); partial interview; no financial respondent

v4936     j107d.ira dk-$10k

          section: j            level: household          cai reference: q4936
          type: numeric         width: 1                  decimals: 0

          j107d. (does it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
             33         1. less than $10,000
              8         3. about $10,000
             20         5. more than $10,000
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14332     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4930:j107] is (ne dk and
                           ne rf); [q4931:j107a] is (1 or 3 or dk or rf); [q4932:j107a]
                           is (1 or 3 or dk or rf); [q4933:j107b] is (1 or 3 or dk or
                           rf); [q4934:j107c] is (a); [q4935:j107a] is (3 or 5 or dk or
                           rf); partial interview; no financial respondent

v4937     j108.ira no reg inc-withdraw-3

          section: j            level: household          cai reference: q4937
          type: numeric         width: 1                  decimals: 0

          j108. have you (or your husband/or your wife/or your partner/...) withdrawn
          any money or received  any payments from (this account/these accounts)

          if q463 is (1) and q132 is (ne0)
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years),
                  when we last talked to you?
          else
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years)?
          end
          ................................................................................
            151         1. yes
            888         5. no
             19         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
          13318     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); partial interview; no
                           financial respondent

v4938     j109.ira no reg inc withdraw $-3

          section: j            level: household          cai reference: q4938
          type: numeric         width: 7                  decimals: 0

          j109. altogether, about how much money did you (or your husband/or your
          wife/or your partner/...) withdraw from (this account/these accounts) (since
          q131-prev wave iw month of financial r / q132-prev wave iw year of financial
          r/in the last two years), (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.
                  do not probe dk

                  amount:
                  per:
          ................................................................................
            111           0-1000000. actual value
                    1000001-9999996. actual value (verified)
             31             9999998. dk (don't know); na (not ascertained)
              9             9999999. rf (refused)
          14244               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4884:j90] is (ne 1); [q4885:j91] is (ne 2-4);
                                     [q4885:j91] is (ne 3-4); [q4937:j108] is (5 or dk
                                     or rf); partial interview; no financial respondent

v4939     j109p.ira withdraw per-3

          section: j            level: household          cai reference: q4939
          type: numeric         width: 2                  decimals: 0
          ................................................................................
             70         1. in total
                        2. 2 x month
             15         3. month
                        4. quarter
                        5. 6 month
             22         6. year
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14287     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4937:j108] is (5 or dk or
                           rf); [q4938:j109] is (0 or dk or rf); partial interview; no
                           financial respondent

v4941     j109b.ira withdraw dk-$5k

          section: j            level: household          cai reference: q4941
          type: numeric         width: 1                  decimals: 0

          j109b. did it amount to less than $5,000, more than $5,000, or what (since
          q131-prev wave iw month of financial r / q132-prev wave iw year of financial
          r/in the last two years)?
          ................................................................................
             17         1. less than $5,000
              1         3. about $5,000
              9         5. more than $5,000
              5         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          14355     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4937:j108] is (5 or dk or
                           rf); [q4938:j109] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4942     j109c.ira withdraw dk-$10k

          section: j            level: household          cai reference: q4942
          type: numeric         width: 1                  decimals: 0

          j109c. (did it amount to) less than $10,000, more than $10,000, or what?
          ................................................................................
              2         1. less than $10,000
              1         3. about $10,000
              5         5. more than $10,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14386     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4937:j108] is (5 or dk or
                           rf); [q4938:j109] is (ne dk and ne rf); [q4941:j109b] is (1);
                           [q4941:j109b] is (3 or dk or rf); partial interview; no
                           financial respondent

v4943     j109d.ira withdraw dk-$25k

          section: j            level: household          cai reference: q4943
          type: numeric         width: 1                  decimals: 0

          j109d. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
              3         1. less than $25,000
              2         3. about $25,000
                        5. more than $25,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4937:j108] is (5 or dk or
                           rf); [q4938:j109] is (ne dk and ne rf); [q4941:j109b] is (1);
                           [q4941:j109b] is (3 or dk or rf); [q4942:j109c] is (1 or 3 or
                           dk or rf); partial interview; no financial respondent

v4944     j109e.ira withdraw dk-$2500

          section: j            level: household          cai reference: q4944
          type: numeric         width: 1                  decimals: 0

          j109e. (did it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
             11         1. less than $2,500
              1         3. about $2,500
              5         5. more than $2,500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14378     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); [q4885:j91] is
                           (ne 2-4); [q4885:j91] is (ne 3-4); [q4937:j108] is (5 or dk or
                           rf); [q4938:j109] is (ne dk and ne rf); [q4941:j109b] is (3 or
                           dk or rf); [q4942:j109c] is (1 or 3 or dk or rf);
                           [q4943:j109d] is (a); partial interview; no financial
                           respondent

v4945     j110.ira other annuitized

          section: j            level: household          cai reference: q4945
          type: numeric         width: 1                  decimals: 0

          j110. did you (or your husband/or your wife/or your partner/...) cash in or
          convert any (other) ira or keogh accounts to annuities at any time

          if q463 is (1) and q132 is (ne0)
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years)
                  when we last talked to you?
          else
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years)?
          end
          ................................................................................
            273         1. yes
          13676         5. no
             74         8. dk (don't know); na (not ascertained)
            172         9. rf (refused)
            200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4946.j111.ira who recd] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4946     j111.ira who recd

          section: j            level: household          cai reference: q4946
          type: numeric         width: 1                  decimals: 0

          j111. was that your ira or keogh or your [husband's/wife's/partner's/...)?
          ................................................................................
            177         1. respondent only
             45         2. spouse/partner only
             49         3. both
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14122     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent

v4947m1   j112.ira withdraw

          section: j            level: household          cai reference: q4947
          type: numeric         width: 1                  decimals: 0

          j112. did you (or your husband/or your wife/or your partner/...) cash in
          these accounts, convert them to annuities, or what?

                  choose all that apply.

          user note: up to three responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
            130         1. cashed in account
            135         2. converted to annuity
              6         7. other (specify)
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14122     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent; no subsequent mention

v4947m2   j112.ira withdraw

          section: j            level: household          cai reference: q4947
          type: numeric         width: 1                  decimals: 0

          j112. did you (or your husband/or your wife/or your partner/...) cash in
          these accounts, convert them to annuities, or what?

                  choose all that apply.

          user note: up to three responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
              1         1. cashed in account
              2         2. converted to annuity
                        7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent; no subsequent mention

v4947m3   j112.ira withdraw

          section: j            level: household          cai reference: q4947
          type: numeric         width: 1                  decimals: 0

          j112. did you (or your husband/or your wife/or your partner/...) cash in
          these accounts, convert them to annuities, or what?

                  choose all that apply.

          user note: up to three responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
                        1. cashed in account
                        2. converted to annuity
              2         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14393     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent; no subsequent mention

v4948     j113.amt convert

          section: j            level: household          cai reference: q4948
          type: numeric         width: 8                  decimals: 0

          j113. about how much money was converted to annuities?

                  amount:
          ................................................................................
                                  0. actual value
              6              1-4999. actual value (verified)
             93         5000-250000. actual value
              1     250001-99999996. actual value (verified)
             21            99999998. dk (don't know); na (not ascertained)
             12            99999999. rf (refused)
          14262               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4945:j110] is (ne 1); partial interview; no
                                     financial respondent

v4949     j114.annuity amount

          section: j            level: household          cai reference: q4949
          type: numeric         width: 8                  decimals: 0

          j114. about how much do you receive from this annuity, (before taxes and
          other deductions)?

                  iwer: we want the amount before any deductions.
                  iwer: enter '0' if r is not yet receiving income from
                  this annuity.

                  amount:
                  per:
          ................................................................................
            109           0-1000000. actual value
                   1000001-99999996. actual value (verified)
             15            99999998. dk (don't know); na (not ascertained)
              9            99999999. rf (refused)
          14262               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4945:j110] is (ne 1); partial interview; no
                                     financial respondent

构造变量

          assignment statements
          *   if [q4949:j114] is (0 or dk or rf) then [f4950.j114p.annuity amount-per] =
             0
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4950     j114p.annuity amount-per

          section: j            level: household          cai reference: q4950
          type: numeric         width: 2                  decimals: 0
          ................................................................................
                        1. weekly
                        2. 2 x month
             22         3. month
              3         4. quarter
                        5. 6 month
             12         6. year
             96        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14262     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent

v4954     j116.tax on ira payment

          section: j            level: household          cai reference: q4954
          type: numeric         width: 1                  decimals: 0

          j116. are federal income taxes withheld on these payments?
          ................................................................................
             15         1. yes
             20         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14358     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); [q4949:j114]
                           is (0 or dk or rf); partial interview; no financial respondent

v4955     j117.month annuity ira

          section: j            level: household          cai reference: q4955
          type: numeric         width: 2                  decimals: 0

          j117. in what month and year did you (or your husband/or your wife/or your
          partner/...) start to receive that annuity?

                  month:

                  year:
          ................................................................................
             13         1. jan
              1         2. feb
                        3. mar
              4         4. apr
              3         5. may
              4         6. jun
                        7. jul
              2         8. aug
              2         9. sep
              2        10. oct
                       11. nov
              4        12. dec
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14358     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); [q4949:j114]
                           is (0 or dk or rf); partial interview; no financial respondent

v4956     j118.year annuity ira

          section: j            level: household          cai reference: q4956
          type: numeric         width: 2                  decimals: 0
          ................................................................................
              2         1. 1992
                        2. 1993
                        3. 1994
              2         4. 1995
             10         5. 1996
             12         6. 1997
              9         7. 1998
                       10. 1999
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14358     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); [q4949:j114]
                           is (0 or dk or rf); partial interview; no financial respondent

v4957     j119.how long annuity,year

          section: j            level: household          cai reference: q4957
          type: numeric         width: 4                  decimals: 0

          j119. for how long will these annuity payments continue?

                  until year:
                  until age:
                  for #years:

          user note:  the respondent could answer this question in any one of four
          ways.  these different responses are reported in this and the next three
          variables.  there should be valid data in only one of these variables,
          depending on how the respondent chose to answer the question.
          ................................................................................
                          1997-2100. actual value
              3                9998. dk (don't know); na (not ascertained)
              1                9999. rf (refused)
          14391               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4945:j110] is (ne 1); [q4949:j114] is (0 or
                                     dk or rf); partial interview; no financial
                                     respondent

v4958     j120.how long ira inc,age

          section: j            level: household          cai reference: q4958
          type: numeric         width: 3                  decimals: 0
          ................................................................................
              1               30-64. actual value (verified)
              1              65-115. actual value
              1                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
          14392               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4945:j110] is (ne 1); [q4949:j114] is (0 or
                                     dk or rf); [q4957:j119] is (1997-2100 or dk or rf);
                                     partial interview; no financial respondent

v4959     j121.how long ira inc,#yrs

          section: j            level: household          cai reference: q4959
          type: numeric         width: 2                  decimals: 0
          ................................................................................
              7                0-50. actual value
                              51-96. actual value (verified)
                                 98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
          14388               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4945:j110] is (ne 1); [q4949:j114] is (0 or
                                     dk or rf); [q4957:j119] is (1997-2100 or dk or rf);
                                     [q4958:j120] is (30-115 or dk or rf); partial
                                     interview; no financial respondent

v4960     j122.how long ira inc,var

          section: j            level: household          cai reference: q4960
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             10         3. until r and spouse both die
              3         4. until r dies
                        5. until spouse dies
              6         6. until money runs out
              4         7. other (specify)
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14371     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); [q4949:j114]
                           is (0 or dk or rf); [q4957:j119] is (1997-2100 or dk or rf);
                           [q4958:j120] is (30-115 or dk or rf); [q4959:j121] is (ne
                           "|"); partial interview; no financial respondent

v4963     j124.amt withdraw

          section: j            level: household          cai reference: q4963
          type: numeric         width: 8                  decimals: 0

          j124. about how much money was withdrawn?

                  amount:
          ................................................................................
                                  0. actual value
             37              1-4999. actual value (verified)
             58         5000-250000. actual value
                    250001-99999996. actual value (verified)
             10            99999998. dk (don't know); na (not ascertained)
              5            99999999. rf (refused)
          14285               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4945:j110] is (ne 1); partial interview; no
                                     financial respondent

v4965m1   j125.do with withdraw

          section: j            level: household          cai reference: q4965
          type: numeric         width: 1                  decimals: 0

          j125. what did you do with the funds?  were they put into savings, used for
          regular expenses, used for special purchases, given to relatives, or what?

                  choose all that apply.

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
             36         1. put in savings
             45         2. used for regular expenses
             33         3. used for special purchases
              4         4. give to relatives
              1         7. other (specify)
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14275     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent; no subsequent mention

v4965m2   j125.do with withdraw

          section: j            level: household          cai reference: q4965
          type: numeric         width: 1                  decimals: 0

          j125. what did you do with the funds?  were they put into savings, used for
          regular expenses, used for special purchases, given to relatives, or what?

                  choose all that apply.

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
              2         1. put in savings
              4         2. used for regular expenses
              2         3. used for special purchases
              2         4. give to relatives
                        7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14385     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent; no subsequent mention

v4965m3   j125.do with withdraw

          section: j            level: household          cai reference: q4965
          type: numeric         width: 1                  decimals: 0

          j125. what did you do with the funds?  were they put into savings, used for
          regular expenses, used for special purchases, given to relatives, or what?

                  choose all that apply.

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
              1         1. put in savings
                        2. used for regular expenses
              1         3. used for special purchases
                        4. give to relatives
                        7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14393     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4945:j110] is (ne 1); partial
                           interview; no financial respondent; no subsequent mention

v4966     j126. new money into ira/keogh

          section: j            level: household          cai reference: q4966
          type: numeric         width: 1                  decimals: 0

          j126. did you (or your husband/or your wife/or your partner/...) put any new
          money into       ira or keogh accounts

          if q463 is (1) and q132 is (ne0)
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years),
                  when we last talked to you?
          else
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years)?
          end
          ................................................................................
           1190         1. yes
           3271         5. no
             35         8. dk (don't know); na (not ascertained)
             27         9. rf (refused)
           9872     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4884:j90] is (ne 1); partial
                           interview; no financial respondent

v4967     j126a. amt added

          section: j            level: household          cai reference: q4967
          type: numeric         width: 6                  decimals: 0

          j126a. about how much new money did you (or your husband/or your wife/or
          your partner/...) put into these accounts

          if q463 is (1) and q132 is (ne0)
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years),
                  when we last talked to you?
          else
                  (since q131-prev wave iw month of financial r / q132-
                  prev wave iw year of financial r/in the last two years)?
          end

                  amount:
          ................................................................................
              3                   0. actual value
              4                1-99. actual value (verified)
            905           100-20000. actual value
             90        20001-999996. actual value (verified)
            127              999998. dk (don't know); na (not ascertained)
             61              999999. rf (refused)
          13205               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4884:j90] is (ne 1); [q4966:j126] is (ne 1);
                                     partial interview; no financial respondent

v4969     j127.ret pension

          section: j            level: household          cai reference: q4969
          type: numeric         width: 1                  decimals: 0

          j127. are you (or your husband/or your wife/or your partner/...) currently
          receiving any (other) income from retirement pensions?

                  do not include any lump-sum pension payments.

                  do not include any military pension reported
                  earlier.
          ................................................................................
           5060         1. yes
           8995         5. no
             22         8. dk (don't know); na (not ascertained)
            119         9. rf (refused)
            199     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f4970.j128.who recd pension] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4970     j128.who recd pension

          section: j            level: household          cai reference: q4970
          type: numeric         width: 1                  decimals: 0

          j128. who receives that?
          ................................................................................
           3639         1. respondent only
            866         2. spouse/partner only
            554         3. both
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           9336     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           partial interview; no financial respondent

v4971     j129.>1 pension

          section: j            level: household          cai reference: q4971
          type: numeric         width: 1                  decimals: 0

          j129.
          if q4970 is (3)
                  first i will ask about your retirement pensions, then about your
                  (husband's/wife's/partner's/...). do you yourself receive income
                  from more than one retirement pension?
          else
                  do you receive income from more than one retirement pension?
          end
          ................................................................................
            847         1. yes
           3339         5. no
              2         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          10203     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

构造变量

          assignment statements
          *   if [q4971:j129] is (5 or dk or rf) then [f4972.j130.#pensions] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4972     j130.#pensions

          section: j            level: household          cai reference: q4972
          type: numeric         width: 2                  decimals: 0

          j130. how many retirement pensions do you receive?

                  # of pensions:
          ................................................................................
           4183                1-50. actual value
              2                  98. dk (don't know); na (not ascertained)
              3                  99. rf (refused)
          10207               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); partial
                                     interview; no financial respondent

v4973_1   j131.r pension loop

          section: j            level: household          cai reference: q4973
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           4192         1. first pension
                        2. second pension
          10203     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4973_2   j131.r pension loop

          section: j            level: household          cai reference: q4973
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. first pension
            486         2. second pension
          13909     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4974_1   j132.amt pension last month

          section: j            level: household          cai reference: q4974
          type: numeric         width: 7                  decimals: 0

          j132.
          if q4973 is (1) and q4972 is (ge2)
                  tell me about the largest pension that you currently receive.
                  how much did you receive last month from that pension,
                  (before taxes and other deductions)?
          else q4973 is (2)
                  how much did you receive last month from the second
                  (largest) pension, (before taxes and other deductions)?
          else
                  how much did you receive last month from that
                  pension, (before taxes and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              7                   0. actual value
            843               1-249. actual value (verified)
           2713           250-10000. actual value
              7       10001-9999996. actual value (verified)
            276             9999998. dk (don't know); na (not ascertained)
            346             9999999. rf (refused)
          10203               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); partial
                                     interview; no financial respondent

v4974_2   j132.amt pension last month

          section: j            level: household          cai reference: q4974
          type: numeric         width: 7                  decimals: 0

          j132.
          if q4973 is (1) and q4972 is (ge2)
                  tell me about the largest pension that you currently receive.
                  how much did you receive last month from that pension,
                  (before taxes and other deductions)?
          else q4973 is (2)
                  how much did you receive last month from the second
                  (largest) pension, (before taxes and other deductions)?
          else
                  how much did you receive last month from that
                  pension, (before taxes and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              3                   0. actual value
            208               1-249. actual value (verified)
            209           250-10000. actual value
              1       10001-9999996. actual value (verified)
             29             9999998. dk (don't know); na (not ascertained)
             36             9999999. rf (refused)
          13909               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); partial
                                     interview; no financial respondent

v4975_1   j132a.dk-1k

          section: j            level: household          cai reference: q4975
          type: numeric         width: 1                  decimals: 0

          j132a. did it amount to less than $1,000, more than $1,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            214         1. less than $1,000
             17         3. about $1,000
            120         5. more than $1,000
             49         8. dk (don't know); na (not ascertained)
            226         9. rf (refused)
          13769     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); partial interview; no financial
                           respondent

v4975_2   j132a.dk-1k

          section: j            level: household          cai reference: q4975
          type: numeric         width: 1                  decimals: 0

          j132a. did it amount to less than $1,000, more than $1,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             25         1. less than $1,000
                        3. about $1,000
              9         5. more than $1,000
              5         8. dk (don't know); na (not ascertained)
             29         9. rf (refused)
          14327     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); partial interview; no financial
                           respondent

v4976_1   j132b.dk-2k

          section: j            level: household          cai reference: q4976
          type: numeric         width: 1                  decimals: 0

          j132b. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             57         1. less than $2,000
              8         3. about $2,000
             44         5. more than $2,000
              2         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          14274     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); [q4975:j132a] is (1); [q4975:j132a] is
                           (3 or dk or rf); partial interview; no financial respondent

v4976_2   j132b.dk-2k

          section: j            level: household          cai reference: q4976
          type: numeric         width: 1                  decimals: 0

          j132b. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              5         1. less than $2,000
              2         3. about $2,000
              1         5. more than $2,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14386     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); [q4975:j132a] is (1); [q4975:j132a] is
                           (3 or dk or rf); partial interview; no financial respondent

v4977_1   j132c.dk-4k

          section: j            level: household          cai reference: q4977
          type: numeric         width: 1                  decimals: 0

          j132c. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             24         1. less than $4,000
              5         3. about $4,000
             14         5. more than $4,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14351     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); [q4975:j132a] is (1); [q4975:j132a] is
                           (3 or dk or rf); [q4976:j132b] is (1 or 3 or dk or rf);
                           partial interview; no financial respondent

v4977_2   j132c.dk-4k

          section: j            level: household          cai reference: q4977
          type: numeric         width: 1                  decimals: 0

          j132c. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. less than $4,000
                        3. about $4,000
              1         5. more than $4,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); [q4975:j132a] is (1); [q4975:j132a] is
                           (3 or dk or rf); [q4976:j132b] is (1 or 3 or dk or rf);
                           partial interview; no financial respondent

v4978_1   j132d.dk-500

          section: j            level: household          cai reference: q4978
          type: numeric         width: 1                  decimals: 0

          j132d. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             85         1. less than $500
             21         3. about $500
             86         5. more than $500
             11         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
          14181     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); [q4975:j132a] is (3 or dk or rf);
                           [q4976:j132b] is (1 or 3 or dk or rf); [q4977:j132c] is (a);
                           partial interview; no financial respondent

v4978_2   j132d.dk-500

          section: j            level: household          cai reference: q4978
          type: numeric         width: 1                  decimals: 0

          j132d. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             17         1. less than $500
              1         3. about $500
              5         5. more than $500
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14370     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4974:j132]
                           is (ne dk and ne rf); [q4975:j132a] is (3 or dk or rf);
                           [q4976:j132b] is (1 or 3 or dk or rf); [q4977:j132c] is (a);
                           partial interview; no financial respondent

v4979_1   j133.taxes withheld

          section: j            level: household          cai reference: q4979
          type: numeric         width: 1                  decimals: 0

          j133. were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           2015         1. yes
           2035         5. no
            118         8. dk (don't know); na (not ascertained)
             30         9. rf (refused)
          10197     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4979_2   j133.taxes withheld

          section: j            level: household          cai reference: q4979
          type: numeric         width: 1                  decimals: 0

          j133. were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            152         1. yes
            319         5. no
             12         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13909     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4980_1   j134.receive different amount

          section: j            level: household          cai reference: q4980
          type: numeric         width: 1                  decimals: 0

          j134. if you wanted to, could you choose to receive a larger or smaller
          amount from that pension next month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            307         1. yes
           3791         5. no
             84         8. dk (don't know); na (not ascertained)
             16         9. rf (refused)
          10197     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4980_2   j134.receive different amount

          section: j            level: household          cai reference: q4980
          type: numeric         width: 1                  decimals: 0

          j134. if you wanted to, could you choose to receive a larger or smaller
          amount from that pension next month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             24         1. yes
            451         5. no
              9         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13909     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4981_1   j135.withdraw money this month?

          section: j            level: household          cai reference: q4981
          type: numeric         width: 1                  decimals: 0

          j135. could you withdraw some or all of the money from that pension plan
          this month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            143         1. yes
           3910         5. no
            128         8. dk (don't know); na (not ascertained)
             17         9. rf (refused)
          10197     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4981_2   j135.withdraw money this month?

          section: j            level: household          cai reference: q4981
          type: numeric         width: 1                  decimals: 0

          j135. could you withdraw some or all of the money from that pension plan
          this month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             14         1. yes
            458         5. no
             12         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13909     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4982_1   j136.amt in pension

          section: j            level: household          cai reference: q4982
          type: numeric         width: 8                  decimals: 0

          j136. about how much is in this pension account?

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                                  0. actual value
              8              1-4999. actual value (verified)
             28         5000-250000. actual value
              4     250001-99999996. actual value (verified)
             89            99999998. dk (don't know); na (not ascertained)
             14            99999999. rf (refused)
          14252               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); [q4981:j135] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4982_2   j136.amt in pension

          section: j            level: household          cai reference: q4982
          type: numeric         width: 8                  decimals: 0

          j136. about how much is in this pension account?

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                                  0. actual value
                             1-4999. actual value (verified)
              6         5000-250000. actual value
                    250001-99999996. actual value (verified)
              5            99999998. dk (don't know); na (not ascertained)
              3            99999999. rf (refused)
          14381               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); [q4981:j135] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4983_1   j137.pension start year

          section: j            level: household          cai reference: q4983
          type: numeric         width: 4                  decimals: 0

          j137. in what year did you first begin to receive that pension?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           4106           1900-1999. actual value
             76                9998. dk (don't know); na (not ascertained)
             13                9999. rf (refused)
          10200               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); partial
                                     interview; no financial respondent

v4983_2   j137.pension start year

          section: j            level: household          cai reference: q4983
          type: numeric         width: 4                  decimals: 0

          j137. in what year did you first begin to receive that pension?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            471           1900-1999. actual value
             13                9998. dk (don't know); na (not ascertained)
              2                9999. rf (refused)
          13909               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); partial
                                     interview; no financial respondent

v4984_1   j138.pension start month

          section: j            level: household          cai reference: q4984
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            111         1. jan
             59         2. feb
             34         3. mar
             59         4. apr
             34         5. may
             54         6. jun
             47         7. jul
             36         8. aug
             31         9. sep
             40        10. oct
             34        11. nov
             21        12. dec
              6        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          13829     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4983:j137]
                           is (lt 1996); partial interview; no financial respondent

v4984_2   j138.pension start month

          section: j            level: household          cai reference: q4984
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             11         1. jan
              6         2. feb
              9         3. mar
              5         4. apr
              7         5. may
             10         6. jun
              7         7. jul
              1         8. aug
              7         9. sep
              8        10. oct
              1        11. nov
              3        12. dec
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14318     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4983:j137]
                           is (lt 1996); partial interview; no financial respondent

v4986_1   j139.pension cola

          section: j            level: household          cai reference: q4986
          type: numeric         width: 1                  decimals: 0

          j139. is the pension payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           1733         1. yes
           2358         5. no
             95         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          10200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4986_2   j139.pension cola

          section: j            level: household          cai reference: q4986
          type: numeric         width: 1                  decimals: 0

          j139. is the pension payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            175         1. yes
            298         5. no
             11         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13909     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4987_1   j140.pmt continue

          section: j            level: household          cai reference: q4987
          type: numeric         width: 1                  decimals: 0

          j140. will this payment continue for as long as you live?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           4041         1. yes
            100         5. no
                        7. other
             48         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
          10199     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4987_2   j140.pmt continue

          section: j            level: household          cai reference: q4987
          type: numeric         width: 1                  decimals: 0

          j140. will this payment continue for as long as you live?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            453         1. yes
             27         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13909     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4988_1   j141.how long pension

          section: j            level: household          cai reference: q4988
          type: numeric         width: 3                  decimals: 0

          j141. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             80               0-100. actual value
             20                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
          14295               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); [q4987:j140] is
                                     (1 or dk or rf); partial interview; no financial
                                     respondent

v4988_2   j141.how long pension

          section: j            level: household          cai reference: q4988
          type: numeric         width: 3                  decimals: 0

          j141. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             21               0-100. actual value
              6                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
          14368               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); [q4987:j140] is
                                     (1 or dk or rf); partial interview; no financial
                                     respondent

v4989_1   j142.pension stop with death

          section: j            level: household          cai reference: q4989
          type: numeric         width: 1                  decimals: 0

          j142.
          if q4988 is (a)
                  if you were to die before then, would the payment stop,
          else
                  if you were to die, would the payment stop,
          end
                  continue unchanged, or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           2753         1. stop
            371         2. continue unchanged
            897         3. continue at reduced level
             56         4. lump sum paid to beneficiary
             18         7. other (specify)
             94         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          10200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4989_2   j142.pension stop with death

          section: j            level: household          cai reference: q4989
          type: numeric         width: 1                  decimals: 0

          j142.
          if q4988 is (a)
                  if you were to die before then, would the payment stop,
          else
                  if you were to die, would the payment stop,
          end
                  continue unchanged, or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            343         1. stop
             41         2. continue unchanged
             82         3. continue at reduced level
              5         4. lump sum paid to beneficiary
              1         7. other (specify)
             12         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13909     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); partial
                           interview; no financial respondent

v4992     j143.other pensions

          section: j            level: household          cai reference: q4992
          type: numeric         width: 7                  decimals: 0

          j143. about the other retirement pensions that you receive, tell me about
          how much in total you received last month, (before taxes and other
          deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
              3                   0. actual value
             19               1-249. actual value (verified)
             22           250-10000. actual value
                      10001-9999996. actual value (verified)
              5             9999998. dk (don't know); na (not ascertained)
              3             9999999. rf (refused)
          14343               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (2); [q4970:j128] is (dk or rf); [q4972:j130] is
                                     (lt 3); partial interview; no financial respondent

v4993     j144.taxes withheld oth pensions

          section: j            level: household          cai reference: q4993
          type: numeric         width: 1                  decimals: 0

          j144.  were any federal income taxes withheld (on these)?
          ................................................................................
              9         1. yes
             42         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14342     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (2); [q4970:j128] is (dk or rf); [q4972:j130]
                           is (lt 3); partial interview; no financial respondent

v4994     j145.pension sp

          section: j            level: household          cai reference: q4994
          type: numeric         width: 1                  decimals: 0

          j145.
          if q4970 is (3)
                  now let me ask about the retirement pensions received by your
                  (husband/wife/partner/...).  does (she/he) currently receive more
                  than one such pension?
          else
                  does (she/he) currently receive more than one such pension?
          end
          ................................................................................
            115         1. yes
           1293         5. no
              9         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          12975     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

构造变量

          assignment statements
          *   if [q4994:j145] is (5 or dk or rf) then [f4995.j146.#pensions sp] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4995     j146.#pensions sp

          section: j            level: household          cai reference: q4995
          type: numeric         width: 2                  decimals: 0

          j146. how many such pensions does your (husband/wife/partner/...) receive?

                  # of pensions:
          ................................................................................
           1414                1-50. actual value
              4                  98. dk (don't know); na (not ascertained)
              1                  99. rf (refused)
          12976               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v4996_1   j147.sp pension loop

          section: j            level: household          cai reference: q4996
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           1420         1. first pension
                        2. second pension
          12975     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4996_2   j147.sp pension loop

          section: j            level: household          cai reference: q4996
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. first pension
            112         2. second pension
          14283     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4997_1   j148.amt pension last month

          section: j            level: household          cai reference: q4997
          type: numeric         width: 7                  decimals: 0

          j148.
          if q4996 is (1) and q4995 is (ge2)
                  tell me about the largest pension that your
                   (husband/wife/partner/...) currently receives. how much did
                   (she/he) receive last month from that pension, (before taxes
                   and other deductions)?
          else q4996 is (2)
                  how much did (she/he) receive last month from the second (largest)
                  pension, (before taxes and other deductions)?
          else
                  how much did (she/he) receive last month from that pension, (before
                  taxes and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              5                   0. actual value
            277               1-249. actual value (verified)
            870           250-10000. actual value
              1       10001-9999996. actual value (verified)
            153             9999998. dk (don't know); na (not ascertained)
            114             9999999. rf (refused)
          12975               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v4997_2   j148.amt pension last month

          section: j            level: household          cai reference: q4997
          type: numeric         width: 7                  decimals: 0

          j148.
          if q4996 is (1) and q4995 is (ge2)
                  tell me about the largest pension that your
                   (husband/wife/partner/...) currently receives. how much did
                   (she/he) receive last month from that pension, (before taxes
                   and other deductions)?
          else q4996 is (2)
                  how much did (she/he) receive last month from the second (largest)
                  pension, (before taxes and other deductions)?
          else
                  how much did (she/he) receive last month from that pension, (before
                  taxes and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1                   0. actual value
             55               1-249. actual value (verified)
             33           250-10000. actual value
                      10001-9999996. actual value (verified)
             12             9999998. dk (don't know); na (not ascertained)
              8             9999999. rf (refused)
          14286               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v4998_1   j148a.dk-1k

          section: j            level: household          cai reference: q4998
          type: numeric         width: 1                  decimals: 0

          j148a. did it amount to less than $1,000, more than $1,000, or what last
          month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             87         1. less than $1,000
              8         3. about $1,000
             48         5. more than $1,000
             44         8. dk (don't know); na (not ascertained)
             80         9. rf (refused)
          14128     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4998_2   j148a.dk-1k

          section: j            level: household          cai reference: q4998
          type: numeric         width: 1                  decimals: 0

          j148a. did it amount to less than $1,000, more than $1,000, or what last
          month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              6         1. less than $1,000
                        3. about $1,000
              1         5. more than $1,000
              5         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          14374     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4999_1   j148b.dk-2k

          section: j            level: household          cai reference: q4999
          type: numeric         width: 1                  decimals: 0

          j148a. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             25         1. less than $2,000
              5         3. about $2,000
             13         5. more than $2,000
              2         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14347     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); [q4998:j148a] is (1);
                           [q4998:j148a] is (3 or dk or rf); partial interview; no
                           financial respondent

v4999_2   j148b.dk-2k

          section: j            level: household          cai reference: q4999
          type: numeric         width: 1                  decimals: 0

          j148a. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1         1. less than $2,000
                        3. about $2,000
                        5. more than $2,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); [q4998:j148a] is (1);
                           [q4998:j148a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5000_1   j148c.dk-4k

          section: j            level: household          cai reference: q5000
          type: numeric         width: 1                  decimals: 0

          j148a. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             12         1. less than $4,000
              1         3. about $4,000
                        5. more than $4,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14382     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); [q4998:j148a] is (1);
                           [q4998:j148a] is (3 or dk or rf); [q4999:j148b] is (1 or 3 or
                           dk or rf); partial interview; no financial respondent

v5000_2   j148c.dk-4k

          section: j            level: household          cai reference: q5000
          type: numeric         width: 1                  decimals: 0

          j148a. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. less than $4,000
                        3. about $4,000
                        5. more than $4,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14395     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); [q4998:j148a] is (1);
                           [q4998:j148a] is (3 or dk or rf); [q4999:j148b] is (1 or 3 or
                           dk or rf); partial interview; no financial respondent

v5001_1   j148d.dk-500

          section: j            level: household          cai reference: q5001
          type: numeric         width: 1                  decimals: 0

          j148a. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             32         1. less than $500
             11         3. about $500
             37         5. more than $500
              3         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14308     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); [q4998:j148a] is (3 or dk
                           or rf); [q4999:j148b] is (1 or 3 or dk or rf); [q5000:j148c]
                           is (a); partial interview; no financial respondent

v5001_2   j148d.dk-500

          section: j            level: household          cai reference: q5001
          type: numeric         width: 1                  decimals: 0

          j148a. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              3         1. less than $500
              1         3. about $500
              1         5. more than $500
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14389     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q4997:j148] is (ne dk and ne rf); [q4998:j148a] is (3 or dk
                           or rf); [q4999:j148b] is (1 or 3 or dk or rf); [q5000:j148c]
                           is (a); partial interview; no financial respondent

v5002_1   j149.taxes withheld pension sp

          section: j            level: household          cai reference: q5002
          type: numeric         width: 1                  decimals: 0

          j149.  were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            669         1. yes
            665         5. no
             80         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          12975     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5002_2   j149.taxes withheld pension sp

          section: j            level: household          cai reference: q5002
          type: numeric         width: 1                  decimals: 0

          j149.  were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             35         1. yes
             73         5. no
              3         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14283     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5003_1   j150.receive different amount

          section: j            level: household          cai reference: q5003
          type: numeric         width: 1                  decimals: 0

          j150. if (she/he) wanted to, could (she/he) choose to receive a larger or
          smaller amount from that pension next month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             81         1. yes
           1284         5. no
             52         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          12975     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5003_2   j150.receive different amount

          section: j            level: household          cai reference: q5003
          type: numeric         width: 1                  decimals: 0

          j150. if (she/he) wanted to, could (she/he) choose to receive a larger or
          smaller amount from that pension next month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              2         1. yes
            109         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14283     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5004_1   j151.withdraw money this month?

          section: j            level: household          cai reference: q5004
          type: numeric         width: 1                  decimals: 0

          j151. could (she/he) withdraw some or all of the money from that pension
          plan this month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             45         1. yes
           1307         5. no
             64         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          12974     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5004_2   j151.withdraw money this month?

          section: j            level: household          cai reference: q5004
          type: numeric         width: 1                  decimals: 0

          j151. could (she/he) withdraw some or all of the money from that pension
          plan this month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              3         1. yes
            107         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14283     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5005_1   j152.amt in pension

          section: j            level: household          cai reference: q5005
          type: numeric         width: 8                  decimals: 0

          j152. about how much money is in this pension account?

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              2                   0. actual value
                             1-4999. actual value (verified)
              9         5000-250000. actual value
              2     250001-99999996. actual value (verified)
             27            99999998. dk (don't know); na (not ascertained)
              5            99999999. rf (refused)
          14350               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     [q5004:j151] is (5 or dk or rf); partial interview;
                                     no financial respondent

v5005_2   j152.amt in pension

          section: j            level: household          cai reference: q5005
          type: numeric         width: 8                  decimals: 0

          j152. about how much money is in this pension account?

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                                  0. actual value
                             1-4999. actual value (verified)
              1         5000-250000. actual value
                    250001-99999996. actual value (verified)
              2            99999998. dk (don't know); na (not ascertained)
                           99999999. rf (refused)
          14392               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     [q5004:j151] is (5 or dk or rf); partial interview;
                                     no financial respondent

v5006_1   j153.pension start year

          section: j            level: household          cai reference: q5006
          type: numeric         width: 4                  decimals: 0

          j153. in what month and year did (she/he) first begin to receive that
          pension?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           1327           1900-1999. actual value
             84                9998. dk (don't know); na (not ascertained)
              9                9999. rf (refused)
          12975               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v5006_2   j153.pension start year

          section: j            level: household          cai reference: q5006
          type: numeric         width: 4                  decimals: 0

          j153. in what month and year did (she/he) first begin to receive that
          pension?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            102           1900-1999. actual value
              8                9998. dk (don't know); na (not ascertained)
              2                9999. rf (refused)
          14283               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v5007_1   j153.pension start month

          section: j            level: household          cai reference: q5007
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             45         1. jan
             21         2. feb
             10         3. mar
             16         4. apr
             13         5. may
             34         6. jun
             25         7. jul
             11         8. aug
             22         9. sep
              9        10. oct
              8        11. nov
              6        12. dec
              9        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14166     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q5006:j153] is (lt 1996); partial interview; no financial
                           respondent

v5007_2   j153.pension start month

          section: j            level: household          cai reference: q5007
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1         1. jan
              2         2. feb
              1         3. mar
              2         4. apr
                        5. may
              1         6. jun
              2         7. jul
              2         8. aug
              1         9. sep
              1        10. oct
              2        11. nov
                       12. dec
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14379     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           [q5006:j153] is (lt 1996); partial interview; no financial
                           respondent

v5011_1   j155.pension cola

          section: j            level: household          cai reference: q5011
          type: numeric         width: 1                  decimals: 0

          j155. is the pension payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            541         1. yes
            802         5. no
             76         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          12975     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5011_2   j155.pension cola

          section: j            level: household          cai reference: q5011
          type: numeric         width: 1                  decimals: 0

          j155. is the pension payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             36         1. yes
             71         5. no
              5         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14283     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5012_1   j156.pmt continue

          section: j            level: household          cai reference: q5012
          type: numeric         width: 1                  decimals: 0

          j156.  will this payment continue for as long as (she/he) lives?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           1359         1. yes
             34         5. no
                        7. other
             25         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          12975     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5012_2   j156.pmt continue

          section: j            level: household          cai reference: q5012
          type: numeric         width: 1                  decimals: 0

          j156.  will this payment continue for as long as (she/he) lives?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            104         1. yes
              7         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14283     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5013_1   j157.how long pension

          section: j            level: household          cai reference: q5013
          type: numeric         width: 3                  decimals: 0

          j157. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             31               0-100. actual value
              3                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
          14361               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     [q5012:j156] is (1 or dk or rf); partial interview;
                                     no financial respondent

v5013_2   j157.how long pension

          section: j            level: household          cai reference: q5013
          type: numeric         width: 3                  decimals: 0

          j157. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              6               0-100. actual value
                                998. dk (don't know); na (not ascertained)
              1                 999. rf (refused)
          14388               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf); [q4970:j128]
                                     is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                                     [q5012:j156] is (1 or dk or rf); partial interview;
                                     no financial respondent

v5014_1   j158.pension stop with death

          section: j            level: household          cai reference: q5014
          type: numeric         width: 1                  decimals: 0

          j158. if (she/he) were to die, would the payment stop, continue unchanged,
          or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            675         1. stop
            179         2. continue unchanged
            484         3. continue at reduced level
             14         4. lump sum paid to beneficiary
              5         7. other (specify)
             60         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          12975     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5014_2   j158.pension stop with death

          section: j            level: household          cai reference: q5014
          type: numeric         width: 1                  decimals: 0

          j158. if (she/he) were to die, would the payment stop, continue unchanged,
          or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             61         1. stop
             11         2. continue unchanged
             32         3. continue at reduced level
              2         4. lump sum paid to beneficiary
              2         7. other (specify)
              5         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14282     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf);
                           [q4970:j128] is (dk or rf); [q4970:j128] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5018     j159.other pensions sp

          section: j            level: household          cai reference: q5018
          type: numeric         width: 7                  decimals: 0

          j159. about the other retirement pensions (she/he) receives, about how much
          in total did (she/he) receive last month, (before taxes and other
          deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
                                  0. actual value
              8               1-249. actual value (verified)
              3           250-10000. actual value
                      10001-9999996. actual value (verified)
              2             9999998. dk (don't know); na (not ascertained)
              1             9999999. rf (refused)
          14381               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf) or [q4970:j128]
                                     is (ne 2 and ne 3); [q4995:j146] is (le 2); partial
                                     interview; no financial respondent

v5019     j160.taxes withheld pensions oth s

          section: j            level: household          cai reference: q5019
          type: numeric         width: 1                  decimals: 0

          j160.  were any federal income taxes withheld (on these)?
          ................................................................................
              2         1. yes
             10         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14381     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q4969:j127] is (5 or dk or rf) or
                           [q4970:j128] is (ne 2 and ne 3); [q4995:j146] is (le 2);
                           partial interview; no financial respondent

v5020     j161.total income from pensions

          section: j            level: household          cai reference: q5020
          type: numeric         width: 7                  decimals: 0

          j161. overall, about how much did you (and your husband/and your wife/and
          your partner/...) receive last month from retirement pensions (not including
          social security)?

                  amount:
          ................................................................................
                                  0. actual value
                              1-249. actual value (verified)
                          250-10000. actual value
              1       10001-9999996. actual value (verified)
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
          14394               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q4969:j127] is (5 or dk or rf) or [q4970:j128]
                                     is (ne 2 and ne 3); [q4995:j146] is (le 2);
                                     [q4970:j128] is (ne dk and ne rf); partial
                                     interview; no financial respondent

v5023     j163.income annuities

          section: j            level: household          cai reference: q5023
          type: numeric         width: 1                  decimals: 0

          j163. (aside from anything you have already told me about,) are you (or your
          husband/or your wife/or your partner/...) currently receiving any income
          from annuities?
          ................................................................................
            658         1. yes
          13330         5. no
             62         8. dk (don't know); na (not ascertained)
            145         9. rf (refused)
            200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

构造变量

          assignment statements
          *   if [q546:cs15d] is (ne 1 and ne 3) then [f5024.j164.who recd annuity] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v5024     j164.who recd annuity

          section: j            level: household          cai reference: q5024
          type: numeric         width: 1                  decimals: 0

          j164.  who receives that?
          ................................................................................
            483         1. respondent only
             90         2. spouse/partner only
             83         3. both
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13737     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           partial interview; no financial respondent

v5025     j165.>1 annuity inc

          section: j            level: household          cai reference: q5025
          type: numeric         width: 1                  decimals: 0

          j165.
          if q5024 is (3)
                  first i will ask about your annuity payments, then about your
                  (husband's/wife's/partner's/...). do you yourself receive income
                  from more than one annuity?
          else
                  do you receive income from more than one annuity?
          end
          ................................................................................
            141         1. yes
            416         5. no
              7         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13829     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); partial
                           interview; no financial respondent

构造变量

          assignment statements
          *   if [q5025:j165] is (5 or dk or rf) then [f5026.j166.# annuities inc] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v5026     j166.# annuities inc

          section: j            level: household          cai reference: q5026
          type: numeric         width: 2                  decimals: 0

          j166. how many annuities do you receive?

                  # of annuities:
          ................................................................................
            542                1-50. actual value
             16                  98. dk (don't know); na (not ascertained)
              4                  99. rf (refused)
          13833               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); partial
                                     interview; no financial respondent

v5027_1   j167.r annuity loop

          section: j            level: household          cai reference: q5027
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            566         1. first annuity
                        2. second annuity
          13829     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); partial
                           interview; no financial respondent

v5027_2   j167.r annuity loop

          section: j            level: household          cai reference: q5027
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. first annuity
            122         2. second annuity
          14273     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); partial
                           interview; no financial respondent

v5029_1   j168.amt annuity inc

          section: j            level: household          cai reference: q5029
          type: numeric         width: 7                  decimals: 0

          j168.
          if q5027 is (1) and q5026 is (ge2)
                  tell me about the largest annuity payment that you currently
          receive.
                  how much did you receive last month from that annuity, (before taxes
                  and other deductions)?
          else q5027 is (2)
                  how much did you receive last month from the second (largest)
                  annuity payment, [before taxes and other deductions)?
          else
                  how much did you receive last month from that annuity, (before taxes
                  and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  iwer:  enter 0 if annuity payments have not yet
                  started

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             56                   0. actual value
            155               1-249. actual value (verified)
            195           250-10000. actual value
              1       10001-9999996. actual value (verified)
            113             9999998. dk (don't know); na (not ascertained)
             48             9999999. rf (refused)
          13827               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); partial
                                     interview; no financial respondent

v5029_2   j168.amt annuity inc

          section: j            level: household          cai reference: q5029
          type: numeric         width: 7                  decimals: 0

          j168.
          if q5027 is (1) and q5026 is (ge2)
                  tell me about the largest annuity payment that you currently
          receive.
                  how much did you receive last month from that annuity, (before taxes
                  and other deductions)?
          else q5027 is (2)
                  how much did you receive last month from the second (largest)
                  annuity payment, [before taxes and other deductions)?
          else
                  how much did you receive last month from that annuity, (before taxes
                  and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  iwer:  enter 0 if annuity payments have not yet
                  started

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             11                   0. actual value
             45               1-249. actual value (verified)
             24           250-10000. actual value
                      10001-9999996. actual value (verified)
             34             9999998. dk (don't know); na (not ascertained)
              8             9999999. rf (refused)
          14273               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); partial
                                     interview; no financial respondent

v5030_1   j168a.dk-1k

          section: j            level: household          cai reference: q5030
          type: numeric         width: 1                  decimals: 0

          j168a. did it amount to less than $1,000, more than $1,000, or what last
          month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             75         1. less than $1,000
              9         3. about $1,000
             24         5. more than $1,000
             21         8. dk (don't know); na (not ascertained)
             37         9. rf (refused)
          14229     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           partial interview; no financial respondent

v5030_2   j168a.dk-1k

          section: j            level: household          cai reference: q5030
          type: numeric         width: 1                  decimals: 0

          j168a. did it amount to less than $1,000, more than $1,000, or what last
          month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             19         1. less than $1,000
                        3. about $1,000
              4         5. more than $1,000
             12         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          14352     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           partial interview; no financial respondent

v5031_1   j168b.dk-2k

          section: j            level: household          cai reference: q5031
          type: numeric         width: 1                  decimals: 0

          j168b. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              7         1. less than $2,000
              3         3. about $2,000
             11         5. more than $2,000
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14371     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           [q5030:j168a] is (1); [q5030:j168a] is (3 or dk or rf);
                           partial interview; no financial respondent

v5031_2   j168b.dk-2k

          section: j            level: household          cai reference: q5031
          type: numeric         width: 1                  decimals: 0

          j168b. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              2         1. less than $2,000
                        3. about $2,000
              2         5. more than $2,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14391     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           [q5030:j168a] is (1); [q5030:j168a] is (3 or dk or rf);
                           partial interview; no financial respondent

v5032_1   j168c.dk-4k

          section: j            level: household          cai reference: q5032
          type: numeric         width: 1                  decimals: 0

          j168c. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              6         1. less than $4,000
                        3. about $4,000
              5         5. more than $4,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14384     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           [q5030:j168a] is (1); [q5030:j168a] is (3 or dk or rf);
                           [q5031:j168b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5032_2   j168c.dk-4k

          section: j            level: household          cai reference: q5032
          type: numeric         width: 1                  decimals: 0

          j168c. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1         1. less than $4,000
              1         3. about $4,000
                        5. more than $4,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14393     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           [q5030:j168a] is (1); [q5030:j168a] is (3 or dk or rf);
                           [q5031:j168b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5033_1   j168d.dk-500

          section: j            level: household          cai reference: q5033
          type: numeric         width: 1                  decimals: 0

          j168d. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             38         1. less than $500
             10         3. about $500
             17         5. more than $500
              8         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14320     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           [q5030:j168a] is (3 or dk or rf); [q5031:j168b] is (1 or 3 or
                           dk or rf); [q5032:j168c] is (a); partial interview; no
                           financial respondent

v5033_2   j168d.dk-500

          section: j            level: household          cai reference: q5033
          type: numeric         width: 1                  decimals: 0

          j168d. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             11         1. less than $500
              1         3. about $500
              2         5. more than $500
              3         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14376     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5029:j168] is (ne dk and ne rf);
                           [q5030:j168a] is (3 or dk or rf); [q5031:j168b] is (1 or 3 or
                           dk or rf); [q5032:j168c] is (a); partial interview; no
                           financial respondent

v5034_1   j169.taxes withheld annuity inc

          section: j            level: household          cai reference: q5034
          type: numeric         width: 1                  decimals: 0

          j169.  were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            138         1. yes
            347         5. no
             21         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          13884     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5034_2   j169.taxes withheld annuity inc

          section: j            level: household          cai reference: q5034
          type: numeric         width: 1                  decimals: 0

          j169.  were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             25         1. yes
             72         5. no
             11         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14286     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5035_1   j170.annuity inc start year

          section: j            level: household          cai reference: q5035
          type: numeric         width: 4                  decimals: 0

          j170. in what year did you start to receive that annuity payment?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            438           1900-1999. actual value
             58                9998. dk (don't know); na (not ascertained)
             11                9999. rf (refused)
          13888               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); [q5029:j168] is
                                     (0 and ne dk and ne rf); partial interview; no
                                     financial respondent

v5035_2   j170.annuity inc start year

          section: j            level: household          cai reference: q5035
          type: numeric         width: 4                  decimals: 0

          j170. in what year did you start to receive that annuity payment?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             84           1900-1999. actual value
             19                9998. dk (don't know); na (not ascertained)
              5                9999. rf (refused)
          14287               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); [q5029:j168] is
                                     (0 and ne dk and ne rf); partial interview; no
                                     financial respondent

v5036_1   j171.annuity inc start month

          section: j            level: household          cai reference: q5036
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             31         1. jan
              4         2. feb
             11         3. mar
              5         4. apr
              8         5. may
             11         6. jun
             12         7. jul
              4         8. aug
              8         9. sep
              6        10. oct
              4        11. nov
             12        12. dec
             17        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14262     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5035:j170] is (lt 1996); partial
                           interview; no financial respondent

v5036_2   j171.annuity inc start month

          section: j            level: household          cai reference: q5036
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              7         1. jan
                        2. feb
              3         3. mar
                        4. apr
                        5. may
              4         6. jun
              2         7. jul
              1         8. aug
                        9. sep
              1        10. oct
                       11. nov
              1        12. dec
              5        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14371     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); [q5035:j170] is (lt 1996); partial
                           interview; no financial respondent

v5038_1   j172.cola annuity inc

          section: j            level: household          cai reference: q5038
          type: numeric         width: 1                  decimals: 0

          j172. is the annuity payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             75         1. yes
            413         5. no
             20         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13885     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5038_2   j172.cola annuity inc

          section: j            level: household          cai reference: q5038
          type: numeric         width: 1                  decimals: 0

          j172. is the annuity payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             12         1. yes
             88         5. no
              7         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14287     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5039_1   j173.annuity inc continue

          section: j            level: household          cai reference: q5039
          type: numeric         width: 1                  decimals: 0

          j173.  will this payment continue for as long as you live?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            365         1. yes
            123         5. no
             19         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13885     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5039_2   j173.annuity inc continue

          section: j            level: household          cai reference: q5039
          type: numeric         width: 1                  decimals: 0

          j173.  will this payment continue for as long as you live?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             87         1. yes
             16         5. no
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14287     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5040_1   j174.how long annuity inc

          section: j            level: household          cai reference: q5040
          type: numeric         width: 3                  decimals: 0

          j174. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             82               0-100. actual value
             40                 998. dk (don't know); na (not ascertained)
              1                 999. rf (refused)
          14272               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); [q5029:j168] is
                                     (0 and ne dk and ne rf); [q5039:j173] is (1 or dk
                                     or rf); partial interview; no financial respondent

v5040_2   j174.how long annuity inc

          section: j            level: household          cai reference: q5040
          type: numeric         width: 3                  decimals: 0

          j174. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             12               0-100. actual value
              3                 998. dk (don't know); na (not ascertained)
              1                 999. rf (refused)
          14379               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); [q5029:j168] is
                                     (0 and ne dk and ne rf); [q5039:j173] is (1 or dk
                                     or rf); partial interview; no financial respondent

v5041_1   j175.stop with death annuity inc-1

          section: j            level: household          cai reference: q5041
          type: numeric         width: 1                  decimals: 0

          j175.
          if q5040 is (a)
                  if you were to die before then, would the payment stop,
          else
                  if you were to die, would the payment stop,
          end
                  continue unchanged, or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            183         1. stop
            171         2. continue unchanged
             21         3. continue at reduced level
             87         4. lump sum paid to beneficiary
             11         7. other (specify)
             35         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13884     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5041_2   j175.stop with death annuity inc-1

          section: j            level: household          cai reference: q5041
          type: numeric         width: 1                  decimals: 0

          j175.
          if q5040 is (a)
                  if you were to die before then, would the payment stop,
          else
                  if you were to die, would the payment stop,
          end
                  continue unchanged, or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             32         1. stop
             47         2. continue unchanged
              6         3. continue at reduced level
             12         4. lump sum paid to beneficiary
              1         7. other (specify)
              9         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14287     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5029:j168]
                           is (0 and ne dk and ne rf); partial interview; no financial
                           respondent

v5051     j176.other annuities

          section: j            level: household          cai reference: q5051
          type: numeric         width: 7                  decimals: 0

          j176.  about the other annuity payments that you receive, about how much in
          total you received last month, (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
              4                   0. actual value
             18               1-249. actual value (verified)
             11           250-10000. actual value
                      10001-9999996. actual value (verified)
             21             9999998. dk (don't know); na (not ascertained)
              5             9999999. rf (refused)
          14336               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (2); [q5024:j164] is (dk or rf); [q5026:j166] is
                                     (le 2); partial interview; no financial respondent

v5054     j177.taxes withheld other annuitie

          section: j            level: household          cai reference: q5054
          type: numeric         width: 1                  decimals: 0

          j177.  were any federal income taxes withheld (on these)?
          ................................................................................
             13         1. yes
             38         5. no
              6         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14336     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (2); [q5024:j164] is (dk or rf); [q5026:j166]
                           is (le 2); partial interview; no financial respondent

v5055     j178.>1 annuities spouse

          section: j            level: household          cai reference: q5055
          type: numeric         width: 1                  decimals: 0

          j178. now let me ask about the annuity payments received by your
          (husband/wife/partner/...).  does (she/he) currently receive more than one
          such annuity payment?
          ................................................................................
             38         1. yes
            128         5. no
              7         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14221     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           partial interview; no financial respondent

构造变量

          assignment statements
          *   if [q5055:j178] is (5 or dk or rf) then [f5056.j179.# annuities sp] = 1
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v5056     j179.# annuities sp

          section: j            level: household          cai reference: q5056
          type: numeric         width: 1                  decimals: 0

          j179. how many such annuity payments does your (husband/wife/partner/...)
          receive?
          ................................................................................
            148         1. one
             14         2. two
             10         3. three or more
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14221     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5057_1   j180.sp annuity loop

          section: j            level: household          cai reference: q5057
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            173         1. first annuity
                        2. second annuity
          14222     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5057_2   j180.sp annuity loop

          section: j            level: household          cai reference: q5057
          type: numeric         width: 1                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. first annuity
             24         2. second annuity
          14371     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v5058_1   j181.amt annuity inc sp

          section: j            level: household          cai reference: q5058
          type: numeric         width: 7                  decimals: 0

          j181.
          if q5057 is (1) and q5056 is (2 or 3)
                  tell me about the largest annuity payment your
                  (husband/wife/partner/...) receives. how much did (she/he) receive
                  last month from that annuity payment, (before taxes and other
                  deductions)?
          else q5057 is (2) and q5056 is (2 or 3)
                  and how much did (she/he) receive last month from the second
                  (largest) annuity, (before taxes and other deductions)?
          else
                  how much did (she/he) receive last month from that annuity
                  payment, (before taxes and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  iwer:  enter 0 if annuity payments have not yet
                  started

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             19                   0. actual value
             44               1-249. actual value (verified)
             52           250-10000. actual value
                      10001-9999996. actual value (verified)
             44             9999998. dk (don't know); na (not ascertained)
             14             9999999. rf (refused)
          14222               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v5058_2   j181.amt annuity inc sp

          section: j            level: household          cai reference: q5058
          type: numeric         width: 7                  decimals: 0

          j181.
          if q5057 is (1) and q5056 is (2 or 3)
                  tell me about the largest annuity payment your
                  (husband/wife/partner/...) receives. how much did (she/he) receive
                  last month from that annuity payment, (before taxes and other
                  deductions)?
          else q5057 is (2) and q5056 is (2 or 3)
                  and how much did (she/he) receive last month from the second
                  (largest) annuity, (before taxes and other deductions)?
          else
                  how much did (she/he) receive last month from that annuity
                  payment, (before taxes and other deductions)?
          end

                  iwer: we want the amount before any deductions.

                  iwer:  enter 0 if annuity payments have not yet
                  started

                  do not probe dk

                  amount:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1                   0. actual value
              8               1-249. actual value (verified)
              5           250-10000. actual value
                      10001-9999996. actual value (verified)
              8             9999998. dk (don't know); na (not ascertained)
              2             9999999. rf (refused)
          14371               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v5059_1   j181a.dk-1k

          section: j            level: household          cai reference: q5059
          type: numeric         width: 1                  decimals: 0

          j181a. did it amount to less than $1,000, more than $1,000, or what last
          month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             21         1. less than $1,000
              2         3. about $1,000
              7         5. more than $1,000
             14         8. dk (don't know); na (not ascertained)
             14         9. rf (refused)
          14337     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); partial interview; no financial respondent

v5059_2   j181a.dk-1k

          section: j            level: household          cai reference: q5059
          type: numeric         width: 1                  decimals: 0

          j181a. did it amount to less than $1,000, more than $1,000, or what last
          month?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              5         1. less than $1,000
                        3. about $1,000
              1         5. more than $1,000
              2         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14385     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); partial interview; no financial respondent

v5060_1   j181b.dk-2k

          section: j            level: household          cai reference: q5060
          type: numeric         width: 1                  decimals: 0

          j181a. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              3         1. less than $2,000
              1         3. about $2,000
              3         5. more than $2,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14388     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); [q5059:j181a] is (1); [q5059:j181a] is (3 or dk
                           or rf); partial interview; no financial respondent

v5060_2   j181b.dk-2k

          section: j            level: household          cai reference: q5060
          type: numeric         width: 1                  decimals: 0

          j181a. (did it amount to) less than $2,000, more than $2,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1         1. less than $2,000
                        3. about $2,000
                        5. more than $2,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); [q5059:j181a] is (1); [q5059:j181a] is (3 or dk
                           or rf); partial interview; no financial respondent

v5061_1   j181c.dk-4k

          section: j            level: household          cai reference: q5061
          type: numeric         width: 1                  decimals: 0

          j181a. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              2         1. less than $4,000
                        3. about $4,000
              1         5. more than $4,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); [q5059:j181a] is (1); [q5059:j181a] is (3 or dk
                           or rf); [q5060:j181b] is (1 or 3 or dk or rf); partial
                           interview; no financial respondent

v5061_2   j181c.dk-4k

          section: j            level: household          cai reference: q5061
          type: numeric         width: 1                  decimals: 0

          j181a. (did it amount to) less than $4,000, more than $4,000, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. less than $4,000
                        3. about $4,000
                        5. more than $4,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14395     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); [q5059:j181a] is (1); [q5059:j181a] is (3 or dk
                           or rf); [q5060:j181b] is (1 or 3 or dk or rf); partial
                           interview; no financial respondent

v5062_1   j181d.dk-500

          section: j            level: household          cai reference: q5062
          type: numeric         width: 1                  decimals: 0

          j181a. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             13         1. less than $500
              1         3. about $500
              6         5. more than $500
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14374     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); [q5059:j181a] is (3 or dk or rf); [q5060:j181b]
                           is (1 or 3 or dk or rf); [q5061:j181c] is (a); partial
                           interview; no financial respondent

v5062_2   j181d.dk-500

          section: j            level: household          cai reference: q5062
          type: numeric         width: 1                  decimals: 0

          j181a. (did it amount to) less than $500, more than $500, or what?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              4         1. less than $500
                        3. about $500
              1         5. more than $500
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5058:j181] is (ne
                           dk and ne rf); [q5059:j181a] is (3 or dk or rf); [q5060:j181b]
                           is (1 or 3 or dk or rf); [q5061:j181c] is (a); partial
                           interview; no financial respondent

v5063_1   j182.taxes withheld annuity inc sp

          section: j            level: household          cai reference: q5063
          type: numeric         width: 1                  decimals: 0

          j182.  were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             36         1. yes
             97         5. no
             16         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          14242     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5063_2   j182.taxes withheld annuity inc sp

          section: j            level: household          cai reference: q5063
          type: numeric         width: 1                  decimals: 0

          j182.  were any federal income taxes withheld on that?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              5         1. yes
             15         5. no
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14372     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5064_1   j183.annuity inc sp start year

          section: j            level: household          cai reference: q5064
          type: numeric         width: 4                  decimals: 0

          j183. in what year did (she/he) start to receive that annuity payment?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            122           1900-1999. actual value
             26                9998. dk (don't know); na (not ascertained)
              5                9999. rf (refused)
          14242               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                                     [q5058:j181] is (0 and ne dk and ne rf); partial
                                     interview; no financial respondent

v5064_2   j183.annuity inc sp start year

          section: j            level: household          cai reference: q5064
          type: numeric         width: 4                  decimals: 0

          j183. in what year did (she/he) start to receive that annuity payment?

                  year:

                  if 1996, 1997, 1998, or 1999, ask:  (what month was that?)

                  month:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             17           1900-1999. actual value
              5                9998. dk (don't know); na (not ascertained)
              1                9999. rf (refused)
          14372               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                                     [q5058:j181] is (0 and ne dk and ne rf); partial
                                     interview; no financial respondent

v5065_1   j184.annty start month

          section: j            level: household          cai reference: q5065
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             13         1. jan
              3         2. feb
              1         3. mar
                        4. apr
              1         5. may
              2         6. jun
              4         7. jul
              1         8. aug
              2         9. sep
              1        10. oct
              1        11. nov
              4        12. dec
              3        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14359     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5064:j183] is (lt
                           1996); partial interview; no financial respondent

v5065_2   j184.annty start month

          section: j            level: household          cai reference: q5065
          type: numeric         width: 2                  decimals: 0

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1         1. jan
              1         2. feb
              1         3. mar
                        4. apr
                        5. may
                        6. jun
              1         7. jul
                        8. aug
                        9. sep
                       10. oct
                       11. nov
                       12. dec
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14389     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); [q5064:j183] is (lt
                           1996); partial interview; no financial respondent

v5067_1   j185.cola annuity inc sp

          section: j            level: household          cai reference: q5067
          type: numeric         width: 1                  decimals: 0

          j185. is the annuity payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             18         1. yes
            114         5. no
             19         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14242     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5067_2   j185.cola annuity inc sp

          section: j            level: household          cai reference: q5067
          type: numeric         width: 1                  decimals: 0

          j185. is the annuity payment automatically adjusted for changes in the cost
          of living?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              2         1. yes
             18         5. no
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14372     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5068_1   j186.annuity inc continue sp

          section: j            level: household          cai reference: q5068
          type: numeric         width: 1                  decimals: 0

          j186.  will this payment continue for as long as (she/he) lives?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            101         1. yes
             41         5. no
              9         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14242     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5068_2   j186.annuity inc continue sp

          section: j            level: household          cai reference: q5068
          type: numeric         width: 1                  decimals: 0

          j186.  will this payment continue for as long as (she/he) lives?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             18         1. yes
              4         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14372     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5069_1   j187.how long annuity inc sp

          section: j            level: household          cai reference: q5069
          type: numeric         width: 3                  decimals: 0

          j187. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             32               0-100. actual value
              8                 998. dk (don't know); na (not ascertained)
              1                 999. rf (refused)
          14354               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                                     [q5058:j181] is (0 and ne dk and ne rf);
                                     [q5068:j186] is (1 or dk or rf); partial interview;
                                     no financial respondent

v5069_2   j187.how long annuity inc sp

          section: j            level: household          cai reference: q5069
          type: numeric         width: 3                  decimals: 0

          j187. for how many years will it continue?

                  # of years:

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              4               0-100. actual value
                                998. dk (don't know); na (not ascertained)
                                999. rf (refused)
          14391               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                                     [q5058:j181] is (0 and ne dk and ne rf);
                                     [q5068:j186] is (1 or dk or rf); partial interview;
                                     no financial respondent

v5070_1   j188.stop with death annuity inc s

          section: j            level: household          cai reference: q5070
          type: numeric         width: 1                  decimals: 0

          j188. if (she/he) were to die, would the payment stop, continue unchanged,
          or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             30         1. stop
             72         2. continue unchanged
              8         3. continue at reduced level
             17         4. lump sum paid to beneficiary
              2         7. other (specify)
             21         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14242     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5070_2   j188.stop with death annuity inc s

          section: j            level: household          cai reference: q5070
          type: numeric         width: 1                  decimals: 0

          j188. if (she/he) were to die, would the payment stop, continue unchanged,
          or continue at a reduced level?

          user note: up to two responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              6         1. stop
              9         2. continue unchanged
              1         3. continue at reduced level
              4         4. lump sum paid to beneficiary
                        7. other (specify)
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14372     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5058:j181] is (0 and ne dk and ne rf); partial interview; no
                           financial respondent

v5079     j188a.other annuity inc sp

          section: j            level: household          cai reference: q5079
          type: numeric         width: 7                  decimals: 0

          j188a. about the other annuity payments (she/he) receives, about how much in
          total did (she/he) receive last month, (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
                                  0. actual value
              2               1-249. actual value (verified)
              3           250-10000. actual value
                      10001-9999996. actual value (verified)
              4             9999998. dk (don't know); na (not ascertained)
              1             9999999. rf (refused)
          14385               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                                     [q5056:j179] is (le 2); partial interview; no
                                     financial respondent

v5080     j189.taxes withheld oth annuity in

          section: j            level: household          cai reference: q5080
          type: numeric         width: 1                  decimals: 0

          j189. are any federal income taxes withheld (on these)?
          ................................................................................
              2         1. yes
              5         5. no
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14385     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5023:j163] is (5 or dk or rf);
                           [q5024:j164] is (dk or rf); [q5024:j164] is (ne 2 and ne 3);
                           [q5056:j179] is (le 2); partial interview; no financial
                           respondent

v5081     j190.total annuity income

          section: j            level: household          cai reference: q5081
          type: numeric         width: 7                  decimals: 0

          j190. overall, about how much income did you (and your husband/and your
          wife/and your partner/...) receive last month from annuity payments (not
          including social security)?

                  amount:
          ................................................................................
                                  0. actual value
                              1-249. actual value (verified)
                          250-10000. actual value
                      10001-9999996. actual value (verified)
              2             9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
          14393               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5023:j163] is (5 or dk or rf); [q5024:j164]
                                     is (ne 2 and ne 3); [q5056:j179] is (le 2);
                                     [q5080:j189] is (a); partial interview; no
                                     financial respondent

v5096     j203.other pensions end

          section: j            level: household          cai reference: q5096
          type: numeric         width: 1                  decimals: 0

          j203. read slowly

                  do you have any (other) pension accounts from former jobs from which
          you (or your husband/or your wife/or your partner/...) are not currently
          receiving any income payments?
          ................................................................................
            597         1. yes
             10         2. [vol] yes, two or more
          13448         5. no
             33         8. dk (don't know); na (not ascertained)
            107         9. rf (refused)
            200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5097     j204.able withdraw pension end pay

          section: j            level: household          cai reference: q5097
          type: numeric         width: 1                  decimals: 0

          j204. could you (or your husband/or your wife/or your partner/...) withdraw
          the money from (these accounts/this account) if you wanted to?
          ................................................................................
            210         1. yes, all
             32         2. yes, some
            336         5. no
             28         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          13788     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5096:j203] is (5 or dk or rf);
                           partial interview; no financial respondent

v5098m1   j205.plan withdraw pensions end

          section: j            level: household          cai reference: q5098
          type: numeric         width: 1                  decimals: 0

          j205. do you plan to withdraw money from (this account/these accounts) in
          the future, do you plan to convert money in (this account/these accounts) to
          a regular monthly annuity payment, do you plan to roll the account(s) over
          to an ira, or what?

                  choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
             49         1. withdraw money
             55         2. convert to annuity
             60         3. roll over to ira; includes mutual funds, stocks, 401k, other
                           unspecified account/fund
             54         4. leave to accumulate
              5         7. other (specify)
             22         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14150     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5097:j204] is (ne 1-2); partial
                           interview; no financial respondent; no subsequent mention

v5098m2   j205.plan withdraw pensions end

          section: j            level: household          cai reference: q5098
          type: numeric         width: 1                  decimals: 0

          j205. do you plan to withdraw money from (this account/these accounts) in
          the future, do you plan to convert money in (this account/these accounts) to
          a regular monthly annuity payment, do you plan to roll the account(s) over
          to an ira, or what?

                  choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
              2         1. withdraw money
              3         2. convert to annuity
                        3. roll over to ira; includes mutual funds, stocks, 401k, other
                           unspecified account/fund
              1         4. leave to accumulate
              1         7. other (specify)
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14385     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5097:j204] is (ne 1-2); partial
                           interview; no financial respondent; no subsequent mention

v5098m3   j205.plan withdraw pensions end

          section: j            level: household          cai reference: q5098
          type: numeric         width: 1                  decimals: 0

          j205. do you plan to withdraw money from (this account/these accounts) in
          the future, do you plan to convert money in (this account/these accounts) to
          a regular monthly annuity payment, do you plan to roll the account(s) over
          to an ira, or what?

                  choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
                        1. withdraw money
                        2. convert to annuity
              1         3. roll over to ira; includes mutual funds, stocks, 401k, other
                           unspecified account/fund
                        4. leave to accumulate
                        7. other (specify)
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14391     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5097:j204] is (ne 1-2); partial
                           interview; no financial respondent; no subsequent mention

v5099     j207.stock assets

          section: j            level: household          cai reference: q5099
          type: numeric         width: 1                  decimals: 0

          j207. (aside from anything you have already told me about,) do you (or your
          husband/or your wife/or your partner/...) have any shares of stock or stock
          mutual funds?
          ................................................................................
           4090         1. yes
           9839         5. no
             64         8. dk (don't know); na (not ascertained)
            202         9. rf (refused)
            200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5100     j208.total $ stocks

          section: j            level: household          cai reference: q5100
          type: numeric         width: 10                 decimals: 0

          j208. if you sold all those and paid off anything you owed on them, about
          how much would you have?

                  do not probe dk

                  amount:
          ................................................................................
             22                   0. actual value
             77               1-999. actual value (verified)
           2276         1000-500000. actual value
            154   500001-9999999996. actual value (verified)
           1181          9999999998. dk (don't know); na (not ascertained)
            379          9999999999. rf (refused)
          10306               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5099:j207] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5101     j208a. dk-$2.5k

          section: j            level: household          cai reference: q5101
          type: numeric         width: 1                  decimals: 0

          j208a. would it amount to less than $2,500, more than $2,500, or what?
          ................................................................................
             48         1. less than $2,500
             12         3. about $2,500
            269         5. more than $2,500
             50         8. dk (don't know); na (not ascertained)
             77         9. rf (refused)
          13939     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5100:j208] is (ne dk and ne rf); [q114:prev wave if used
                           bkts: stock val] is (3 or 6); [q114:prev wave if used bkts:
                           stock val] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v5102     j208a. dk-$25k

          section: j            level: household          cai reference: q5102
          type: numeric         width: 1                  decimals: 0

          j208a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            228         1. less than $25,000
             42         3. about $25,000
            363         5. more than $25,000
             72         8. dk (don't know); na (not ascertained)
            107         9. rf (refused)
          13583     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5100:j208] is (ne dk and ne rf); [q114:prev wave if used
                           bkts: stock val] is (3 or 6); [q5101:j208a] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v5103     j208b. dk-$125k

          section: j            level: household          cai reference: q5103
          type: numeric         width: 1                  decimals: 0

          j208b. (does it amount to) less than $125,000, more than $125,000, or what?
          ................................................................................
            426         1. less than $125,000
             43         3. about $125,000
            258         5. more than $125,000
             83         8. dk (don't know); na (not ascertained)
            115         9. rf (refused)
          13470     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5100:j208] is (ne dk and ne rf); [q5101:j208a] is (1 or 3 or
                           dk or rf); [q5102:j208a] is (1) and [q114:prev wave if used
                           bkts: stock val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5102:j208a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5104     j208c. dk-$400k

          section: j            level: household          cai reference: q5104
          type: numeric         width: 1                  decimals: 0

          j208c. (does it amount to) less than $400,000, more than $400,000, or what?
          ................................................................................
            140         1. less than $400,000
             14         3. about $400,000
             81         5. more than $400,000
              8         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
          14137     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5100:j208] is (ne dk and ne rf); [q5101:j208a] is (1 or 3 or
                           dk or rf); [q5102:j208a] is (1) and [q114:prev wave if used
                           bkts: stock val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5102:j208a] is (1 or 3 or dk or rf); [q5103:j208b] is (1)
                           and [q114:prev wave if used bkts: stock val] is (3 or 6);
                           [q5103:j208b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5105     j208a. dk-$25k

          section: j            level: household          cai reference: q5105
          type: numeric         width: 1                  decimals: 0

          j208a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            123         1. less than $25,000
             17         3. about $25,000
            105         5. more than $25,000
             25         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14122     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5100:j208] is (ne dk and ne rf); [q5101:j208a] is (1 or 3 or
                           dk or rf); [q5102:j208a] is (1) and [q114:prev wave if used
                           bkts: stock val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5102:j208a] is (1 or 3 or dk or rf); [q5103:j208b] is (1 or
                           3 or dk or rf); [q5104:j208c] is (a); partial interview; no
                           financial respondent

v5106     j208d. dk-$2.5k

          section: j            level: household          cai reference: q5106
          type: numeric         width: 1                  decimals: 0

          j208d. would it amount to less than $2,500, more than $2,500, or what?
          ................................................................................
             63         1. less than $2,500
             20         3. about $2,500
            175         5. more than $2,500
             14         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14122     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5100:j208] is (ne dk and ne rf); [q5101:j208a] is (1 or 3 or
                           dk or rf); [q5102:j208a] is (1 or 3 or dk or rf);
                           [q5103:j208b] is (1 or 3 or dk or rf); [q5104:j208c] is (a);
                           [q5105:j208a] is (3 or 5 or dk or rf); partial interview; no
                           financial respondent

v5118     j209.stocks income

          section: j            level: household          cai reference: q5118
          type: numeric         width: 1                  decimals: 0

          j209. do these stocks or mutual funds pay any dividends or interest?
          ................................................................................
           3534         1. yes
            447         5. no
             60         8. dk (don't know); na (not ascertained)
             49         9. rf (refused)
          10305     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           partial interview; no financial respondent

v5119     j210.stock inc often

          section: j            level: household          cai reference: q5119
          type: numeric         width: 1                  decimals: 0

          j210. how often is it paid?
          ................................................................................
           1650         1. accumulates/reinvests
            335         3. month
           1067         4. quarter
             63         5. 6 months
            145         6. year
            175         7. other (specify)
             82         8. dk (don't know); na (not ascertained)
             17         9. rf (refused)
          10861     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5118:j209] is (5 or dk or rf); partial interview; no
                           financial respondent

v5120     j211.stock inc receive $ period

          section: j            level: household          cai reference: q5120
          type: numeric         width: 7                  decimals: 0

          j211. about how much did you receive last [q5119-j210.(j38a)stock inc often]
          from that, (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
             30                   0. actual value (verified)
            882           1-1000000. actual value
                    1000001-9999996. actual value (verified)
            441             9999998. dk (don't know); na (not ascertained)
            111             9999999. rf (refused)
          12931               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5099:j207] is (5 or dk or rf); [q5118:j209]
                                     is (5 or dk or rf); [q5119:j210] is (1 or 6 or 7 or
                                     dk or rf); partial interview; no financial
                                     respondent

v5121     j212.stock inc same

          section: j            level: household          cai reference: q5121
          type: numeric         width: 1                  decimals: 0

          j212. did you get about the same amount each [q5119-j210.(j38a) stock inc
          often]?
          ................................................................................
            808         1. yes
            100         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13486     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5118:j209] is (5 or dk or rf); [q5119:j210] is (1 or 6 or 7
                           or dk or rf); [q5120:j211] is (dk or rf); partial interview;
                           no financial respondent

v5122     j213.stock income $ lcyear

          section: j            level: household          cai reference: q5122
          type: numeric         width: 7                  decimals: 0

          j213. about how much did you receive from stocks or stock mutual funds in
          [q708-lcy], (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
            197                   0. actual value
            106               1-249. actual value (verified)
            753         250-1000000. actual value
                    1000001-9999996. actual value (verified)
           1377             9999998. dk (don't know); na (not ascertained)
            292             9999999. rf (refused)
          11670               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5099:j207] is (5 or dk or rf); [q5118:j209]
                                     is (5 or dk or rf); [q5121:j212] is (1); partial
                                     interview; no financial respondent

v5124     j213a.stock income dk-5k

          section: j            level: household          cai reference: q5124
          type: numeric         width: 1                  decimals: 0

          j213a. did it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
            692         1. less than $5,000
             75         3. about $5,000
            376         5. more than $5,000
            273         8. dk (don't know); na (not ascertained)
            251         9. rf (refused)
          12728     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5118:j209] is (5 or dk or rf); [q5121:j212] is (1);
                           [q5122:j213] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5125     j213b.stock inc dk-25k

          section: j            level: household          cai reference: q5125
          type: numeric         width: 1                  decimals: 0

          j213b. (did it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
            243         1. less than $25,000
             24         3. about $25,000
             87         5. more than $25,000
             14         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          14019     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5118:j209] is (5 or dk or rf); [q5121:j212] is (1);
                           [q5122:j213] is (ne dk and ne rf); [q5124:j213a] is (3 or dk
                           or rf); [q5124:j213a] is (1); partial interview; no financial
                           respondent

v5126     j213c.stock inc dk-1k

          section: j            level: household          cai reference: q5126
          type: numeric         width: 1                  decimals: 0

          j213c. (did it amount to) less than $1,000, more than $1,000, or what?
          ................................................................................
            327         1. less than $1,000
             72         3. about $1,000
            270         5. more than $1,000
             20         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13703     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5099:j207] is (5 or dk or rf);
                           [q5118:j209] is (5 or dk or rf); [q5121:j212] is (1);
                           [q5122:j213] is (ne dk and ne rf); [q5124:j213a] is (3 or dk
                           or rf); [q5125:j213b] is (a); partial interview; no financial
                           respondent

v5142     j215.bond assets

          section: j            level: household          cai reference: q5142
          type: numeric         width: 1                  decimals: 0

          j215. (aside from anything you have already told me about,) do you (or your
          husband/or your wife/or your partner/...) have any corporate, municipal,
          government or foreign bonds, or bond funds?

                  do not count government savings bonds or treasury bills.
          ................................................................................
            977         1. yes
          12940         5. no
             85         8. dk (don't know); na (not ascertained)
            193         9. rf (refused)
            200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5143     j216.total $ bonds

          section: j            level: household          cai reference: q5143
          type: numeric         width: 8                  decimals: 0

          j216. if you sold all those bonds or bond funds, and paid off anything you
          owed on them, about how much would you have?

                  do not probe dk/rf
          ................................................................................
             11                   0. actual value
             25               1-999. actual value (verified)
            521         1000-250000. actual value
             49     250001-99999996. actual value (verified)
            260            99999998. dk (don't know); na (not ascertained)
            113            99999999. rf (refused)
          13416               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5142:j215] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5144     j216a.bonds dk-$2.5k

          section: j            level: household          cai reference: q5144
          type: numeric         width: 1                  decimals: 0

          j216a. does it amount to less than $2,500, more than $2,500, or what?

          user note:  this question was jumped based on [q118:prev wave if used
          bkts:cd-bond val] is (3 or 6) or [q118:prev wave if used bkts: cd-bond val]
          is (ne 1 and ne 3 and ne 4 and ne 6) before version 2. see f454a and f6697a
          for product version information.
          ................................................................................
              9         1. less than $2,500
              2         3. about $2,500
             66         5. more than $2,500
             11         8. dk (don't know); na (not ascertained)
             33         9. rf (refused)
          14274     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5143:j216] is (ne dk and ne rf); [q115:prev wave if used
                           bkts: stock inc] is (3 or 6); [q115:prev wave if used bkts:
                           stock inc] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v5145     j216a.bonds dk-$10k

          section: j            level: household          cai reference: q5145
          type: numeric         width: 1                  decimals: 0

          j216a. (would it amount to) less than $10,000, more than $10,000, or what?

          user note:  this question was jumped based on [q118:prev wave if used
          bkts:cd-bond val] is (3 or 6) before version 2. see f454a and f6697a for
          product version information.
          ................................................................................
             41         1. less than $10,000
             10         3. about $10,000
             94         5. more than $10,000
             19         8. dk (don't know); na (not ascertained)
             35         9. rf (refused)
          14196     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5143:j216] is (ne dk and ne rf); [q115:prev wave if used
                           bkts: stock inc] is (3 or 6); [q5144:j216a] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v5146     j216b.bonds dk-$100k

          section: j            level: household          cai reference: q5146
          type: numeric         width: 1                  decimals: 0

          j216b. (would it amount to) less than $100,000, more than $100,000, or what?

          user note:  this question was jumped based on [q5145:j216a] is (1) and
          [q118:prev wave if used bkts:cd-bond val] is (ne 1 and ne 3 and ne 4 and ne
          6) before version 2. see f454a and f6697a for product version information.
          ................................................................................
            110         1. less than $100,000
              7         3. about $100,000
             38         5. more than $100,000
             27         8. dk (don't know); na (not ascertained)
             29         9. rf (refused)
          14184     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5143:j216] is (ne dk and ne rf); [q5144:j216a] is (1 or 3 or
                           dk or rf); [q5145:j216a] is (1) and [q115:prev wave if used
                           bkts: stock inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5145:j216a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5148     j216c.bonds dk-$400k

          section: j            level: household          cai reference: q5148
          type: numeric         width: 1                  decimals: 0

          j216c. (would it amount to) less than $400,000, more than $400,000, or what?

          user note:  this question was jumped based on [q5145:j216a] is (1) and
          [q118:prev wave if used bkts:cd-bond val] is (ne 1 and ne 3 and ne 4 and ne
          6) or [q5146:j216b] is (1) and [q118:prev wave if used bkts:cd-bond val] is
          (3 or 6) before version 2. see f454a and f6697a for product version
          information.
          ................................................................................
             24         1. less than $400,000
              1         3. about $400,000
             11         5. more than $400,000
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14357     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5143:j216] is (ne dk and ne rf); [q5144:j216a] is (1 or 3 or
                           dk or rf); [q5145:j216a] is (1) and [q115:prev wave if used
                           bkts: stock inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5145:j216a] is (1 or 3 or dk or rf); [q5146:j216b] is (1)
                           and [q115:prev wave if used bkts: stock inc] is (3 or 6);
                           [q5146:j216b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5149     j216a.bonds dk-$10k

          section: j            level: household          cai reference: q5149
          type: numeric         width: 1                  decimals: 0

          j216d. (would it amount to) less than $10,000, more than $10,000, or what?

          user note:  this question was jumped based on [q5145:j216a] is (1) and
          [q118:prev wave if used bkts:cd-bond val] is (ne 1 and ne 3 and ne 4 and ne
          6) before version 2. see f454a and f6697a for product version information.
          ................................................................................
             14         1. less than $10,000
              3         3. about $10,000
             32         5. more than $10,000
              5         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14341     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5143:j216] is (ne dk and ne rf); [q5144:j216a] is (1 or 3 or
                           dk or rf); [q5145:j216a] is (1) and [q115:prev wave if used
                           bkts: stock inc] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5145:j216a] is (1 or 3 or dk or rf); [q5146:j216b] is (1 or
                           3 or dk or rf); [q5148:j216c] is (a); partial interview; no
                           financial respondent

v5150     j216d.bonds dk-$2.5k

          section: j            level: household          cai reference: q5150
          type: numeric         width: 1                  decimals: 0

          j216d. (would it amount to) less than $2,500, more than $2,500, or what?
          ................................................................................
             10         1. less than $2,500
              6         3. about $2,500
             19         5. more than $2,500
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14357     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5143:j216] is (ne dk and ne rf); [q5144:j216a] is (1 or 3 or
                           dk or rf); [q5145:j216a] is (1 or 3 or dk or rf);
                           [q5146:j216b] is (1 or 3 or dk or rf); [q5148:j216c] is (a);
                           [q5149:j216a] is (3 or 5 or dk or rf); partial interview; no
                           financial respondent

v5161     j217.bonds income

          section: j            level: household          cai reference: q5161
          type: numeric         width: 1                  decimals: 0

          j217. do these bonds or bond funds pay any dividends or interest?
          ................................................................................
            806         1. yes
            135         5. no
             24         8. dk (don't know); na (not ascertained)
             14         9. rf (refused)
          13416     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           partial interview; no financial respondent

v5162     j218.bonds inc often paid

          section: j            level: household          cai reference: q5162
          type: numeric         width: 2                  decimals: 0

          j218. how often is it paid?
          ................................................................................
            319         1. accumulates/reinvests
                        2. 2 x month
            108         3. month
             96         4. quarter
            150         5. 6 months
             41         6. year
             64         7. other period
             26        98. dk (don't know); na (not ascertained)
              3        99. rf (refused)
          13588     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5161:j217] is (5 or dk or rf); partial interview; no
                           financial respondent

v5163     j219.bonds inc receive $ period

          section: j            level: household          cai reference: q5163
          type: numeric         width: 7                  decimals: 0

          j219. about how much did you receive last [q5162-j218.(j19a)bonds inc often
          paid] from that, (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
            216           0-1000000. actual value
                    1000001-9999996. actual value (verified)
            107             9999998. dk (don't know); na (not ascertained)
             31             9999999. rf (refused)
          14041               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5142:j215] is (5 or dk or rf); [q5161:j217]
                                     is (5 or dk or rf); [q5162:j218] is (1 or 6 or 7 or
                                     dk or rf); partial interview; no financial
                                     respondent

v5164     j220.bonds inc same

          section: j            level: household          cai reference: q5164
          type: numeric         width: 1                  decimals: 0

          j220. did you get about the same amount each [q5162-j218.(j19a) bonds inc
          often paid]?
          ................................................................................
            206         1. yes
              8         5. no
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14180     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5161:j217] is (5 or dk or rf); [q5162:j218] is (1 or 6 or 7
                           or dk or rf); [q5163:j219] is (dk or rf); partial interview;
                           no financial respondent

v5165     j221.bond income $ lcyear

          section: j            level: household          cai reference: q5165
          type: numeric         width: 7                  decimals: 0

          j221. about how much did you receive from these bonds or bond funds in
          [q708-lcy], (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
             67                   0. actual value
             16               1-249. actual value (verified)
            133         250-1000000. actual value
                    1000001-9999996. actual value (verified)
            302             9999998. dk (don't know); na (not ascertained)
             82             9999999. rf (refused)
          13795               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5142:j215] is (5 or dk or rf); [q5161:j217]
                                     is (5 or dk or rf); [q5164:j220] is (1); partial
                                     interview; no financial respondent

v5167     j221a.bond income dk-5k

          section: j            level: household          cai reference: q5167
          type: numeric         width: 1                  decimals: 0

          j221a. did it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
            151         1. less than $5,000
             10         3. about $5,000
             73         5. more than $5,000
             79         8. dk (don't know); na (not ascertained)
             70         9. rf (refused)
          14012     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5161:j217] is (5 or dk or rf); [q5164:j220] is (1);
                           [q5165:j221] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5168     j221b.bond inc dk-20k

          section: j            level: household          cai reference: q5168
          type: numeric         width: 1                  decimals: 0

          j221b. (did it amount to) less than $20,000, more than $20,000, or what?
          ................................................................................
             39         1. less than $20,000
              6         3. about $20,000
             19         5. more than $20,000
              7         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14321     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5161:j217] is (5 or dk or rf); [q5164:j220] is (1);
                           [q5165:j221] is (ne dk and ne rf); [q5167:j221a] is (3 or dk
                           or rf); [q5167:j221a] is (1); partial interview; no financial
                           respondent

v5169     j221c.bond inc dk-1k

          section: j            level: household          cai reference: q5169
          type: numeric         width: 1                  decimals: 0

          j221c. (did it amount to) less than $1,000, more than $1,000, or what?
          ................................................................................
             61         1. less than $1,000
             17         3. about $1,000
             68         5. more than $1,000
              5         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14244     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5142:j215] is (5 or dk or rf);
                           [q5161:j217] is (5 or dk or rf); [q5164:j220] is (1);
                           [q5165:j221] is (ne dk and ne rf); [q5167:j221a] is (3 or dk
                           or rf); [q5168:j221b] is (a); partial interview; no financial
                           respondent

v5185     j222.checking, saving assets

          section: j            level: household          cai reference: q5185
          type: numeric         width: 1                  decimals: 0

          j222. (aside from anything you have already told me about,) do you (or your
          husband/or your wife/or your partner/...) have any checking or savings
          accounts or money market funds?
          ................................................................................
          11364         1. yes
           2577         5. no
             38         8. dk (don't know); na (not ascertained)
            216         9. rf (refused)
            200     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5186     j223.total $ checking, savings

          section: j            level: household          cai reference: q5186
          type: numeric         width: 8                  decimals: 0

          j223. if you added up all such accounts, about how much would they amount to
          right now ?

                  do not probe dk

                  amount:
          ................................................................................
            121                   0. actual value
           1574               1-999. actual value (verified)
           6261         1000-100000. actual value
            258     100001-99999996. actual value (verified)
           1975            99999998. dk (don't know); na (not ascertained)
           1172            99999999. rf (refused)
           3034               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5185:j222] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5187     j223a.dk-5k

          section: j            level: household          cai reference: q5187
          type: numeric         width: 1                  decimals: 0

          j223a. (would it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
            304         1. less than $5,000
             51         3. about $5,000
            330         5. more than $5,000
             85         8. dk (don't know); na (not ascertained)
            273         9. rf (refused)
          13352     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5186:j223] is (ne dk and ne rf); [q116:prev wave if used
                           bkts: sav-chk val] is (3 or 6); [q116:prev wave if used bkts:
                           sav-chk val] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v5188     j223b.dk-50k

          section: j            level: household          cai reference: q5188
          type: numeric         width: 1                  decimals: 0

          j223a1.  would it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
            854         1. less than $50,000
             36         3. about $50,000
            161         5. more than $50,000
             75         8. dk (don't know); na (not ascertained)
            278         9. rf (refused)
          12991     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5186:j223] is (ne dk and ne rf); [q116:prev wave if used
                           bkts: sav-chk val] is (3 or 6); [q5187:j223a] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v5189     j223c.dk-150k

          section: j            level: household          cai reference: q5189
          type: numeric         width: 1                  decimals: 0

          j223c. (would it amount to) less than $150,000, more than $150,000, or what?
          ................................................................................
            769         1. less than $150,000
             17         3. about $150,000
             77         5. more than $150,000
             66         8. dk (don't know); na (not ascertained)
            264         9. rf (refused)
          13202     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5186:j223] is (ne dk and ne rf); [q5187:j223a] is (1 or 3 or
                           dk or rf); [q5188:j223b] is (1) and [q116:prev wave if used
                           bkts: sav-chk val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5188:j223b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5190     j223d.dk-300k

          section: j            level: household          cai reference: q5190
          type: numeric         width: 1                  decimals: 0

          j223d. (would it amount to) less than $300,000, more than $300,000, or what?
          ................................................................................
             37         1. less than $300,000
              6         3. about $300,000
             22         5. more than $300,000
              7         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          14318     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5186:j223] is (ne dk and ne rf); [q5187:j223a] is (1 or 3 or
                           dk or rf); [q5188:j223b] is (1) and [q116:prev wave if used
                           bkts: sav-chk val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5188:j223b] is (1 or 3 or dk or rf); [q5189:j223c] is (1)
                           and [q116:prev wave if used bkts: sav-chk val] is (3 or 6);
                           [q5189:j223c] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5191     j223e.dk-50k

          section: j            level: household          cai reference: q5191
          type: numeric         width: 1                  decimals: 0

          j223e. would it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
            528         1. less than $50,000
             33         3. about $50,000
             65         5. more than $50,000
             25         8. dk (don't know); na (not ascertained)
             22         9. rf (refused)
          13722     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5186:j223] is (ne dk and ne rf); [q5187:j223a] is (1 or 3 or
                           dk or rf); [q5188:j223b] is (1) and [q116:prev wave if used
                           bkts: sav-chk val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5188:j223b] is (1 or 3 or dk or rf); [q5189:j223c] is (1 or
                           3 or dk or rf); [q5190:j223d] is (a); partial interview; no
                           financial respondent

v5192     j223f.dk-5k

          section: j            level: household          cai reference: q5192
          type: numeric         width: 1                  decimals: 0

          j223f. (would it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
            537         1. less than $5,000
            119         3. about $5,000
            426         5. more than $5,000
             36         8. dk (don't know); na (not ascertained)
             42         9. rf (refused)
          13235     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5186:j223] is (ne dk and ne rf); [q5187:j223a] is (1 or 3 or
                           dk or rf); [q5188:j223b] is (1 or 3 or dk or rf);
                           [q5189:j223c] is (1 or 3 or dk or rf); [q5190:j223d] is (a);
                           [q5191:j223e] is (3 or 5 or dk or rf); partial interview; no
                           financial respondent

v5201     j224.checking, savings income

          section: j            level: household          cai reference: q5201
          type: numeric         width: 1                  decimals: 0

          j224. do these accounts or money market funds pay any dividends or interest?
          ................................................................................
           7630         1. yes
           3414         5. no
            140         8. dk (don't know); na (not ascertained)
            179         9. rf (refused)
           3032     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           partial interview; no financial respondent

v5202     j225.checking inc often

          section: j            level: household          cai reference: q5202
          type: numeric         width: 1                  decimals: 0

          j225. how often is it paid?
          ................................................................................
           2614         1. accumulates/reinvests
           3127         3. month
           1211         4. quarter
             90         5. 6 months
            220         6. year
            126         7. other (specify)
            207         8. dk (don't know); na (not ascertained)
             35         9. rf (refused)
           6765     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5201:j224] is (5 or dk or rf); partial interview; no
                           financial respondent

v5203     j226.checking inc receive $ period

          section: j            level: household          cai reference: q5203
          type: numeric         width: 7                  decimals: 0

          j226. about how much did you receive last [q5202-j225.(j45a) checking inc
          often] from that, (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
           2194           0-1000000. actual value
                    1000001-9999996. actual value (verified)
           1937             9999998. dk (don't know); na (not ascertained)
            298             9999999. rf (refused)
           9966               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5185:j222] is (5 or dk or rf); [q5201:j224]
                                     is (5 or dk or rf); [q5202:j225] is (1 or 6 or 7 or
                                     dk or rf); partial interview; no financial
                                     respondent

v5204     j227.checking inc same

          section: j            level: household          cai reference: q5204
          type: numeric         width: 1                  decimals: 0

          j227. did you get about the same amount each [q5202-j225.(j45a) checking inc
          often]?
          ................................................................................
           1976         1. yes
            191         5. no
              6         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          12222     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5201:j224] is (5 or dk or rf); [q5202:j225] is (1 or 6 or 7
                           or dk or rf); [q5203:j226] is (dk or rf); partial interview;
                           no financial respondent

v5205     j228.checking income $ lcyear

          section: j            level: household          cai reference: q5205
          type: numeric         width: 7                  decimals: 0

          j228. about how much did you receive from these in [q708-lcy], (before taxes
          and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
            129                   0. actual value
            672               1-249. actual value (verified)
            833         250-1000000. actual value
                    1000001-9999996. actual value (verified)
           3433             9999998. dk (don't know); na (not ascertained)
            587             9999999. rf (refused)
           8741               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5185:j222] is (5 or dk or rf); [q5201:j224]
                                     is (5 or dk or rf); [q5204:j227] is (1); partial
                                     interview; no financial respondent

v5206     j228a.checking, saving income dk-2

          section: j            level: household          cai reference: q5206
          type: numeric         width: 1                  decimals: 0

          j228a. did you receive less than $2,000, more than $2,000, or what in
          interest from savings and checking accounts in [q708-lcy]?
          ................................................................................
           2523         1. less than $2,000
            150         3. about $2,000
            407         5. more than $2,000
            461         8. dk (don't know); na (not ascertained)
            488         9. rf (refused)
          10366     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5201:j224] is (5 or dk or rf); [q5204:j227] is (1);
                           [q5205:j228] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5207     j228b.checking, saving inc dk-5k

          section: j            level: household          cai reference: q5207
          type: numeric         width: 1                  decimals: 0

          j228b. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
            220         1. less than $5,000
             50         3. about $5,000
            113         5. more than $5,000
             14         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          13988     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5201:j224] is (5 or dk or rf); [q5204:j227] is (1);
                           [q5205:j228] is (ne dk and ne rf); [q5206:j228a] is (3 or dk
                           or rf); [q5206:j228a] is (1); partial interview; no financial
                           respondent

v5208     j228c.checking, saving inc dk-1k

          section: j            level: household          cai reference: q5208
          type: numeric         width: 1                  decimals: 0

          j228c. (did it amount to) less than $1,000, more than $1,000, or what?
          ................................................................................
           1958         1. less than $1,000
            198         3. about $1,000
            287         5. more than $1,000
             70         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          11872     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5185:j222] is (5 or dk or rf);
                           [q5201:j224] is (5 or dk or rf); [q5204:j227] is (1);
                           [q5205:j228] is (ne dk and ne rf); [q5206:j228a] is (3 or dk
                           or rf); [q5207:j228b] is (a); partial interview; no financial
                           respondent

v5224     j229.cd,tbill assets

          section: j            level: household          cai reference: q5224
          type: numeric         width: 1                  decimals: 0

          j229. (aside from anything you have already told me about,) do you (or your
          husband/or your wife/or your partner/...) have any money in cds, government
          savings bonds, or treasury bills?
          ................................................................................
           3282         1. yes
          10547         5. no
             88         8. dk (don't know); na (not ascertained)
            277         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5225     j230.total $ cd

          section: j            level: household          cai reference: q5225
          type: numeric         width: 8                  decimals: 0

          j230. if you added up all such accounts, about how much would they amount to
          right now?

                  do not probe dk
          ................................................................................
             13                   0. actual value
            103               1-999. actual value (verified)
           2065         1000-250000. actual value
             46     250001-99999996. actual value (verified)
            640            99999998. dk (don't know); na (not ascertained)
            418            99999999. rf (refused)
          11110               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5224:j229] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5226     j230a. dk-$2.5k

          section: j            level: household          cai reference: q5226
          type: numeric         width: 1                  decimals: 0

          j230a. would it amount to less than $2,500, more than $2,500, or what?
          ................................................................................
             48         1. less than $2,500
              8         3. about $2,500
            152         5. more than $2,500
             32         8. dk (don't know); na (not ascertained)
            105         9. rf (refused)
          14050     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5225:j230] is (ne dk and ne rf); [q118:prev wave if used
                           bkts: cd-bond val] is (3 or 6); [q118:prev wave if used bkts:
                           cd-bond val] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v5227     j230a.dk-$25k

          section: j            level: household          cai reference: q5227
          type: numeric         width: 1                  decimals: 0

          j230a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            163         1. less than $25,000
             17         3. about $25,000
            160         5. more than $25,000
             44         8. dk (don't know); na (not ascertained)
            127         9. rf (refused)
          13884     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5225:j230] is (ne dk and ne rf); [q118:prev wave if used
                           bkts: cd-bond val] is (3 or 6); [q5226:j230a] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v5228     j230b.dk-$125k

          section: j            level: household          cai reference: q5228
          type: numeric         width: 1                  decimals: 0

          j230b. (does it amount to) less than $125,000, more than $125,000, or what?
          ................................................................................
            267         1. less than $125,000
             15         3. about $125,000
             54         5. more than $125,000
             53         8. dk (don't know); na (not ascertained)
            121         9. rf (refused)
          13885     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5225:j230] is (ne dk and ne rf); [q5226:j230a] is (1 or 3 or
                           dk or rf); [q5227:j230a] is (1) and [q118:prev wave if used
                           bkts: cd-bond val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5227:j230a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5229     j230c.dk-$250k

          section: j            level: household          cai reference: q5229
          type: numeric         width: 1                  decimals: 0

          j230c. (does it amount to) less than $250,000, more than $250,000, or what?
          ................................................................................
             21         1. less than $250,000
              5         3. about $250,000
             23         5. more than $250,000
              3         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14341     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5225:j230] is (ne dk and ne rf); [q5226:j230a] is (1 or 3 or
                           dk or rf); [q5227:j230a] is (1) and [q118:prev wave if used
                           bkts: cd-bond val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5227:j230a] is (1 or 3 or dk or rf); [q5228:j230b] is (1)
                           and [q118:prev wave if used bkts: cd-bond val] is (3 or 6);
                           [q5228:j230b] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5230     j230a.dk-$25k

          section: j            level: household          cai reference: q5230
          type: numeric         width: 1                  decimals: 0

          j230a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
             79         1. less than $25,000
             22         3. about $25,000
             59         5. more than $25,000
              7         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          14223     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5225:j230] is (ne dk and ne rf); [q5226:j230a] is (1 or 3 or
                           dk or rf); [q5227:j230a] is (1) and [q118:prev wave if used
                           bkts: cd-bond val] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5227:j230a] is (1 or 3 or dk or rf); [q5228:j230b] is (1 or
                           3 or dk or rf); [q5229:j230c] is (a); partial interview; no
                           financial respondent

v5231     j230a.dk-$2.5k

          section: j            level: household          cai reference: q5231
          type: numeric         width: 1                  decimals: 0

          j230a. would it amount to less than $2,500, more than $2,500, or what?
          ................................................................................
             43         1. less than $2,500
             22         3. about $2,500
            113         5. more than $2,500
              5         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14209     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5225:j230] is (ne dk and ne rf); [q5226:j230a] is (1 or 3 or
                           dk or rf); [q5227:j230a] is (1 or 3 or dk or rf);
                           [q5228:j230b] is (1 or 3 or dk or rf); [q5229:j230c] is (a);
                           [q5230:j230a] is (3 or 5 or dk or rf); partial interview; no
                           financial respondent

v5243     j232.cds income

          section: j            level: household          cai reference: q5243
          type: numeric         width: 1                  decimals: 0

          j232. do these cds, government bonds, or treasury bills pay any dividends or
          interest?
          ................................................................................
           2863         1. yes
            341         5. no
             34         8. dk (don't know); na (not ascertained)
             49         9. rf (refused)
          11108     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           partial interview; no financial respondent

v5244     j233.cd inc often

          section: j            level: household          cai reference: q5244
          type: numeric         width: 1                  decimals: 0

          j233. how often is it paid?
          ................................................................................
           1306         1. accumulates/reinvests
            424         3. month
            333         4. quarter
            186         5. 6 months
            261         6. year
            233         7. other (specify)
            101         8. dk (don't know); na (not ascertained)
             20         9. rf (refused)
          11531     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5243:j232] is (5 or dk or rf); partial interview; no
                           financial respondent

v5245     j234.cd inc receive $ period

          section: j            level: household          cai reference: q5245
          type: numeric         width: 7                  decimals: 0

          j234. about how much did you receive last [q5244-j233.(j49a)cd inc often]
          from that, (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
            501           0-1000000. actual value
                    1000001-9999996. actual value (verified)
            333             9999998. dk (don't know); na (not ascertained)
            108             9999999. rf (refused)
          13453               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5224:j229] is (5 or dk or rf); [q5243:j232]
                                     is (5 or dk or rf); [q5244:j233] is (1 or 6 or 7 or
                                     dk or rf); partial interview; no financial
                                     respondent

v5246     j235.cd inc same

          section: j            level: household          cai reference: q5246
          type: numeric         width: 1                  decimals: 0

          j235. did you get about the same amount each [q5244-j233.(j49a)cd inc
          often]?
          ................................................................................
            470         1. yes
             25         5. no
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13896     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5243:j232] is (5 or dk or rf); [q5244:j233] is (1 or 6 or 7
                           or dk or rf); [q5245:j234] is (dk or rf); partial interview;
                           no financial respondent

v5247     j236.cd income $ lcyear

          section: j            level: household          cai reference: q5247
          type: numeric         width: 7                  decimals: 0

          j236. about how much did you receive from cd's, government bonds, or
          treasury bills in [q708-lcy], (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
            202                   0. actual value
             89               1-249. actual value (verified)
            508         250-1000000. actual value
              1     1000001-9999996. actual value (verified)
           1279             9999998. dk (don't know); na (not ascertained)
            314             9999999. rf (refused)
          12002               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5224:j229] is (5 or dk or rf); [q5243:j232]
                                     is (5 or dk or rf); [q5246:j235] is (1); partial
                                     interview; no financial respondent

v5249     j236a.cd income dk-2k

          section: j            level: household          cai reference: q5249
          type: numeric         width: 1                  decimals: 0

          j236a. did you receive less than $2,000, more than $2,000, or what in [q708-
          lcy]  from cds?
          ................................................................................
            726         1. less than $2,000
             79         3. about $2,000
            252         5. more than $2,000
            268         8. dk (don't know); na (not ascertained)
            274         9. rf (refused)
          12796     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5243:j232] is (5 or dk or rf); [q5246:j235] is (1);
                           [q5247:j236] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5250     j236b.cd inc dk-5k

          section: j            level: household          cai reference: q5250
          type: numeric         width: 1                  decimals: 0

          j236b. (did it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
            116         1. less than $5,000
             36         3. about $5,000
             85         5. more than $5,000
             13         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14143     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5243:j232] is (5 or dk or rf); [q5246:j235] is (1);
                           [q5247:j236] is (ne dk and ne rf); [q5249:j236a] is (3 or dk
                           or rf); [q5249:j236a] is (1); partial interview; no financial
                           respondent

v5251     j236c.cd inc dk-1k

          section: j            level: household          cai reference: q5251
          type: numeric         width: 1                  decimals: 0

          j236c. (did it amount to) less than $1,000, more than $1,000, or what?
          ................................................................................
            497         1. less than $1,000
             71         3. about $1,000
            139         5. more than $1,000
             14         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
          13670     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5224:j229] is (5 or dk or rf);
                           [q5243:j232] is (5 or dk or rf); [q5246:j235] is (1);
                           [q5247:j236] is (ne dk and ne rf); [q5249:j236a] is (3 or dk
                           or rf); [q5250:j236b] is (a); partial interview; no financial
                           respondent

v5260     j237.transportation

          section: j            level: household          cai reference: q5260
          type: numeric         width: 1                  decimals: 0

          j237. do you (or your husband/or your wife/or your partner/...) own anything
          for transportation, like cars, trucks, a trailer, a motor home, a boat, or
          an airplane?
          ................................................................................
          11095         1. yes
           3052         5. no
              2         8. dk (don't know); na (not ascertained)
             45         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5261     j238.transportation

          section: j            level: household          cai reference: q5261
          type: numeric         width: 7                  decimals: 0

          j238. what are they worth altogether, minus anything you still owe on them?

                  do not probe dk/rf

                  amount:
          ................................................................................
           8683            0-100000. actual value
             34      100001-9999996. actual value (verified)
           2185             9999998. dk (don't know); na (not ascertained)
            193             9999999. rf (refused)
           3300               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5260:j237] is (ne 1); partial interview; no
                                     financial respondent

v5262     j238a. dk-5k

          section: j            level: household          cai reference: q5262
          type: numeric         width: 1                  decimals: 0

          j238a. does it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
            263         1. less than $5,000
             79         3. about $5,000
            351         5. more than $5,000
             77         8. dk (don't know); na (not ascertained)
             52         9. rf (refused)
          13573     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5260:j237] is (ne 1); [q5261:j238]
                           is (ne dk and ne rf); [q120:prev wave if used bkts: vehicle
                           val] is (3 or 6); [q120:prev wave if used bkts: vehicle val]
                           is (ne 1 and ne 3 and ne 4 and ne 6); partial interview; no
                           financial respondent

v5263     j238a. dk-25,000

          section: j            level: household          cai reference: q5263
          type: numeric         width: 1                  decimals: 0

          j238a. does it amount to less than $25,000, more than $25,000, or what?
          ................................................................................
            856         1. less than $25,000
             44         3. about $25,000
            126         5. more than $25,000
             53         8. dk (don't know); na (not ascertained)
             50         9. rf (refused)
          13266     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5260:j237] is (ne 1); [q5261:j238]
                           is (ne dk and ne rf); [q120:prev wave if used bkts: vehicle
                           val] is (3 or 6); [q5262:j238a] is (1 or 3 or dk or rf);
                           partial interview; no financial respondent

v5264     j238b. dk-200,000

          section: j            level: household          cai reference: q5264
          type: numeric         width: 1                  decimals: 0

          j238b. (does it amount to) less than $200,000, more than $200,000, or what?
          ................................................................................
            809         1. less than $200,000
              7         3. about $200,000
             18         5. more than $200,000
             30         8. dk (don't know); na (not ascertained)
             43         9. rf (refused)
          13488     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5260:j237] is (ne 1); [q5261:j238]
                           is (ne dk and ne rf); [q5262:j238a] is (1 or 3 or dk or rf);
                           [q5263:j238a] is (1) and [q120:prev wave if used bkts: vehicle
                           val] is (ne 1 and ne 3 and ne 4 and ne 6); [q5263:j238a] is (1
                           or 3 or dk or rf); partial interview; no financial respondent

v5265     j238b. dk-25,000

          section: j            level: household          cai reference: q5265
          type: numeric         width: 1                  decimals: 0

          j238b. (does it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
            579         1. less than $25,000
             34         3. about $25,000
             67         5. more than $25,000
              6         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          13704     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5260:j237] is (ne 1); [q5261:j238]
                           is (ne dk and ne rf); [q5262:j238a] is (1 or 3 or dk or rf);
                           [q5263:j238a] is (1) and [q120:prev wave if used bkts: vehicle
                           val] is (ne 1 and ne 3 and ne 4 and ne 6); [q5263:j238a] is (1
                           or 3 or dk or rf); partial interview; no financial respondent

v5266     j238d. dk-5,000

          section: j            level: household          cai reference: q5266
          type: numeric         width: 1                  decimals: 0

          j238d. (does it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
            424         1. less than $5,000
            177         3. about $5,000
            516         5. more than $5,000
             44         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          13232     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5260:j237] is (ne 1); [q5261:j238]
                           is (ne dk and ne rf); [q5262:j238a] is (1 or 3 or dk or rf);
                           [q5263:j238a] is (1 or 3 or dk or rf); [q5265:j238b] is (3 or
                           5 or dk or rf); partial interview; no financial respondent

v5273     j239.other assets

          section: j            level: household          cai reference: q5273
          type: numeric         width: 1                  decimals: 0

          j239. do you (or your husband/or your wife/or your partner/...) have any
          other savings or assets, such as jewelry, money owed to you by others, a
          collection for investment purposes, rights in a trust or estate where you
          are the beneficiary, or an annuity that you haven't already told us about?

                  exclude the cash value of any life insurance policies
          ................................................................................
           1793         1. yes
          12153         5. no
             38         8. dk (don't know); na (not ascertained)
            210         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5274     j240.other assets $

          section: j            level: household          cai reference: q5274
          type: numeric         width: 7                  decimals: 0

          j240. if you sold all that and then paid off any debts on it, about how much
          would you have?

                  do not probe dk/rf

                  amount:
          ................................................................................
              9                   0. actual value
             73              1-1999. actual value (verified)
           1213         2000-250000. actual value
             55      250001-9999996. actual value (verified)
            344             9999998. dk (don't know); na (not ascertained)
            100             9999999. rf (refused)
          12601               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5273:j239] is (ne 1); partial interview; no
                                     financial respondent

v5275     j240a. dk-5k

          section: j            level: household          cai reference: q5275
          type: numeric         width: 1                  decimals: 0

          j240a. would it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
             27         1. less than $5,000
             11         3. about $5,000
             75         5. more than $5,000
             17         8. dk (don't know); na (not ascertained)
             27         9. rf (refused)
          14238     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5274:j240]
                           is (ne dk and ne rf); [q124:prev wave if used bkts: additions
                           to assets] is (3 or 6); [q124:prev wave if used bkts:
                           additions to assets] is (ne 1 and ne 3 and ne 4 and ne 6);
                           partial interview; no financial respondent

v5276     j240a. dk-50,000

          section: j            level: household          cai reference: q5276
          type: numeric         width: 1                  decimals: 0

          j240a.  would it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
            110         1. less than $50,000
             17         3. about $50,000
             48         5. more than $50,000
              9         8. dk (don't know); na (not ascertained)
             29         9. rf (refused)
          14182     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5274:j240]
                           is (ne dk and ne rf); [q124:prev wave if used bkts: additions
                           to assets] is (3 or 6); [q5275:j240a] is (1 or 3 or dk or rf);
                           partial interview; no financial respondent

v5277     j240b. dk-100,000

          section: j            level: household          cai reference: q5277
          type: numeric         width: 1                  decimals: 0

          j240b. (would it amount to) less than $100,000, more than $100,000, or what?
          ................................................................................
            111         1. less than $100,000
             11         3. about $100,000
             39         5. more than $100,000
             12         8. dk (don't know); na (not ascertained)
             26         9. rf (refused)
          14196     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5274:j240]
                           is (ne dk and ne rf); [q5275:j240a] is (1 or 3 or dk or rf);
                           [q5276:j240a] is (1) and [q124:prev wave if used bkts:
                           additions to assets] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5276:j240a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5278     j240b. dk-50,000

          section: j            level: household          cai reference: q5278
          type: numeric         width: 1                  decimals: 0

          j240b. (would it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             73         1. less than $50,000
              7         3. about $50,000
              9         5. more than $50,000
              8         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14298     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5274:j240]
                           is (ne dk and ne rf); [q5275:j240a] is (1 or 3 or dk or rf);
                           [q5276:j240a] is (1) and [q124:prev wave if used bkts:
                           additions to assets] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5276:j240a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5279     j240d. dk-5,000

          section: j            level: household          cai reference: q5279
          type: numeric         width: 1                  decimals: 0

          j240d. (would it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             36         1. less than $5,000
             12         3. about $5,000
             90         5. more than $5,000
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14254     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5274:j240]
                           is (ne dk and ne rf); [q5275:j240a] is (1 or 3 or dk or rf);
                           [q5276:j240a] is (1 or 3 or dk or rf); [q5278:j240b] is (3 or
                           5 or dk or rf); partial interview; no financial respondent

v5282     j241.other assets income

          section: j            level: household          cai reference: q5282
          type: numeric         width: 1                  decimals: 0

          j241. do any of these other savings or assets pay any income?
          ................................................................................
            279         1. yes
           1499         5. no
              6         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
          12602     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); partial
                           interview; no financial respondent

v5283     j242.other assets income $

          section: j            level: household          cai reference: q5283
          type: numeric         width: 7                  decimals: 0

          j242. about how much income did you receive from these other assets in
          [q708-lcy], (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  amount:
          ................................................................................
            192           0-1000000. actual value
                    1000001-9999996. actual value (verified)
             67             9999998. dk (don't know); na (not ascertained)
             20             9999999. rf (refused)
          14116               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5273:j239] is (ne 1); [q5282:j241] is (ne 1);
                                     partial interview; no financial respondent

v5284     j242a.dk-5k

          section: j            level: household          cai reference: q5284
          type: numeric         width: 1                  decimals: 0

          j242a.  would it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
             29         1. less than $5,000
              3         3. about $5,000
             23         5. more than $5,000
             15         8. dk (don't know); na (not ascertained)
             17         9. rf (refused)
          14308     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5282:j241]
                           is (ne 1); [q5283:j242] is (ne dk and ne rf); partial
                           interview; no financial respondent

v5285     j242b.dk-25k

          section: j            level: household          cai reference: q5285
          type: numeric         width: 1                  decimals: 0

          j242c. (would it amount to) less than $25,000, more than $25,000, or what?
          ................................................................................
             10         1. less than $25,000
              2         3. about $25,000
              6         5. more than $25,000
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14372     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5282:j241]
                           is (ne 1); [q5283:j242] is (ne dk and ne rf); [q5284:j242a] is
                           (1); [q5284:j242a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5286     j242c.dk-1k

          section: j            level: household          cai reference: q5286
          type: numeric         width: 1                  decimals: 0

          j242e. (would it amount to) less than $1,000, more than $1,000, or what?
          ................................................................................
              9         1. less than $1,000
              2         3. about $1,000
             17         5. more than $1,000
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14366     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5273:j239] is (ne 1); [q5282:j241]
                           is (ne 1); [q5283:j242] is (ne dk and ne rf); [q5284:j242a] is
                           (3 or dk or rf); [q5285:j242b] is (a); partial interview; no
                           financial respondent

v5323     j244.trust fund income lcy

          section: j            level: household          cai reference: q5323
          type: numeric         width: 1                  decimals: 0

          j244. (other than income you have already told me about,) did you (or your
          husband/or your wife/or your partner/...) receive any income from trust
          funds or royalties in [q708-lcy]?
          ................................................................................
            217         1. yes
          13812         5. no
             25         8. dk (don't know); na (not ascertained)
            140         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5324     j245.trust funds $lcy

          section: j            level: household          cai reference: q5324
          type: numeric         width: 7                  decimals: 0

          j245. how much did you (and your husband/and your wife/and your partner/...)
          receive altogether in [q708-lcy], (before taxes and other deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
              1                   0. actual value
             64               1-999. actual value (verified)
             85          1000-25000. actual value
             25        25001-999996. actual value (verified)
             28             9999998. dk (don't know); na (not ascertained)
             14             9999999. rf (refused)
          14178               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5323:j244] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5327     j247.alimony income

          section: j            level: household          cai reference: q5327
          type: numeric         width: 1                  decimals: 0

          j247. (other than income you have already told me about, did you (or your
          husband/or your wife/or your partner/...) receive any income from) (any)
          alimony or child support payments?
          ................................................................................
            153         1. yes
          13964         5. no
              4         8. dk (don't know); na (not ascertained)
             73         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5328     j248.amt alimony $ lcy

          section: j            level: household          cai reference: q5328
          type: numeric         width: 7                  decimals: 0

          j248. how much did you (and your husband/and your wife/and your partner/...)
          receive altogether from these sources in [q708-lcy]?

                  amount:
          ................................................................................
              4                   0. actual value
             30               1-999. actual value (verified)
            100          1000-25000. actual value
              6       25001-9999996. actual value (verified)
              8             9999998. dk (don't know); na (not ascertained)
              5             9999999. rf (refused)
          14242               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5327:j247] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5334     j249.other sources income

          section: j            level: household          cai reference: q5334
          type: numeric         width: 1                  decimals: 0

          j249. (other than income you have already told me about, did you (and your
          husband/and your wife/and your partner/...) receive) any other income in
          [q708-lcy], for example, from private disability insurance payments,
          consulting fees, rent from your home or second home, odd jobs, and so forth?

                  do not include financial support from relatives or friends.
          ................................................................................
            583         1. yes
          13493         5. no
              8         8. dk (don't know); na (not ascertained)
            110         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5335     j250.other sources $ 1996

          section: j            level: household          cai reference: q5335
          type: numeric         width: 7                  decimals: 0

          j250. how much did you (and your husband/and your wife/and your partner/...)
          receive altogether from these other sources in [q708-lcy], (before taxes and
          other deductions)?

                  iwer: we want the amount before any deductions.

                  amount:
          ................................................................................
              3                   0. actual value
            106               1-999. actual value (verified)
            381          1000-25000. actual value
             30       25001-9999996. actual value (verified)
             34             9999998. dk (don't know); na (not ascertained)
             29             9999999. rf (refused)
          13812               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5334:j249] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5348     j255.whether food stamps 1996

          section: j            level: household          cai reference: q5348
          type: numeric         width: 1                  decimals: 0

          j255. did you (or other family members who were living here) receive
          government food stamps at any time (since q131-prev wave iw month of
          financial r / q132-prev wave iw year of financial r/in the last two years)?
          ................................................................................
            897         1. yes
          13259         5. no
              4         8. dk (don't know); na (not ascertained)
             34         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5349     j256.which months

          section: j            level: household          cai reference: q5349
          type: numeric         width: 1                  decimals: 0

          j256. in which months (since q131-prev wave iw month of financial r / q132-
          prev wave iw year of financial r/in the last two years) did you (or other
          family members who were living here) receive government food stamps?
          ................................................................................
            586         1. all months (since q131-prev wave iw month of financial r /
                           q132-prev wave iw year of financial r/in the last two years)
                           (incl last mo)
             70         2. all months since other month/year (incl last mo)
             39         3. all months until mo/yr ( not incl last mo)
            166         4. specific months
             36         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          13498     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           partial interview; no financial respondent

v5350     j257.month

          section: j            level: household          cai reference: q5350
          type: numeric         width: 2                  decimals: 0

          j257. record month/year that r or r's family
          if q5349 is (2)
                      started receiving food stamps:
          else q5349 is (3 or 5)
                      stopped receiving food stamps:
          end

                  month:

                   year:
          ................................................................................
             12         1. jan
              9         2. feb
              4         3. mar
              8         4. apr
              8         5. may
             13         6. jun
              8         7. jul
              1         8. aug
              4         9. sep
              8        10. oct
              4        11. nov
              7        12. dec
             19        95. all
              4        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14286     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (ne 2 and ne 3); partial interview; no
                           financial respondent

v5351     j258.year

          section: j            level: household          cai reference: q5351
          type: numeric         width: 4                  decimals: 0
          ................................................................................
            104           1950-1999. actual value
              5                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
          14286               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5348:j255] is (5 or dk or rf); [q5349:j256]
                                     is (ne 2 and ne 3); partial interview; no financial
                                     respondent

v5353m1   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
              7         1. oct 95
              2         2. nov 95
                        3. dec 95
              2         4. jan 96
              3         5. feb 96
              4         6. mar 96
              5         7. apr 96
              4         8. may 96
              4         9. jun 96
              5        10. jul 96
              1        11. aug 96
              1        12. sep 96
              1        13. oct 96
              1        14. nov 96
                       15. dec 96
             11        16. jan 97
              1        17. feb 97
              4        18. mar 97
              3        19. apr 97
              3        20. may 97
              6        21. jun 97
              4        22. jul 97
              3        23. aug 97
              4        24. sep 97
              7        25. oct 97
              5        26. nov 97
              5        27. dec 97
             10        28. jan 98
              5        29. feb 98
              4        30. mar 98
              9        31. apr 98
              2        32. may 98
              3        33. jun 98
              4        34. jul 98
              1        36. 1996 after w2 iw
                       37. 1994 after w1 iw
              2        38. all of 1997
              3        39. all of 1998
                       40. 1999 to date
              9        97. other (specify)
             18        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14229     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m2   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
              1         1. oct 95
              6         2. nov 95
              1         3. dec 95
              1         4. jan 96
              3         5. feb 96
              2         6. mar 96
              4         7. apr 96
              2         8. may 96
              4         9. jun 96
              5        10. jul 96
              4        11. aug 96
              1        12. sep 96
                       13. oct 96
              1        14. nov 96
              1        15. dec 96
              1        16. jan 97
             11        17. feb 97
              1        18. mar 97
              2        19. apr 97
              4        20. may 97
              2        21. jun 97
              5        22. jul 97
              2        23. aug 97
              3        24. sep 97
              3        25. oct 97
              8        26. nov 97
              6        27. dec 97
              5        28. jan 98
              9        29. feb 98
              4        30. mar 98
              4        31. apr 98
              4        32. may 98
              1        33. jun 98
              2        34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
              1        97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14281     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m3   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
              1         1. oct 95
              1         2. nov 95
              6         3. dec 95
              1         4. jan 96
                        5. feb 96
              4         6. mar 96
              2         7. apr 96
              4         8. may 96
              2         9. jun 96
              3        10. jul 96
              4        11. aug 96
              4        12. sep 96
              1        13. oct 96
              1        14. nov 96
                       15. dec 96
              1        16. jan 97
              1        17. feb 97
             10        18. mar 97
                       19. apr 97
              3        20. may 97
              2        21. jun 97
              2        22. jul 97
              5        23. aug 97
              1        24. sep 97
              3        25. oct 97
              2        26. nov 97
              6        27. dec 97
              6        28. jan 98
              4        29. feb 98
              8        30. mar 98
              2        31. apr 98
                       32. may 98
              6        33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
              1        39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14298     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m4   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
              1         3. dec 95
              6         4. jan 96
              1         5. feb 96
                        6. mar 96
              2         7. apr 96
              3         8. may 96
              4         9. jun 96
              2        10. jul 96
              4        11. aug 96
              2        12. sep 96
              4        13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
              1        17. feb 97
              3        18. mar 97
              8        19. apr 97
                       20. may 97
              2        21. jun 97
              2        22. jul 97
              2        23. aug 97
              5        24. sep 97
              1        25. oct 97
              3        26. nov 97
              2        27. dec 97
              7        28. jan 98
              5        29. feb 98
              3        30. mar 98
              5        31. apr 98
              1        32. may 98
                       33. jun 98
              4        34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14312     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m5   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
              1         4. jan 96
              6         5. feb 96
              1         6. mar 96
                        7. apr 96
              2         8. may 96
              3         9. jun 96
              4        10. jul 96
              1        11. aug 96
              3        12. sep 96
              1        13. oct 96
              3        14. nov 96
                       15. dec 96
              1        16. jan 97
                       17. feb 97
              1        18. mar 97
              2        19. apr 97
              7        20. may 97
                       21. jun 97
              3        22. jul 97
              2        23. aug 97
              1        24. sep 97
              4        25. oct 97
              1        26. nov 97
              4        27. dec 97
              2        28. jan 98
              5        29. feb 98
              3        30. mar 98
              2        31. apr 98
              4        32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14328     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m6   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
              1         5. feb 96
              6         6. mar 96
              1         7. apr 96
                        8. may 96
              2         9. jun 96
              3        10. jul 96
              3        11. aug 96
              1        12. sep 96
              3        13. oct 96
              1        14. nov 96
              3        15. dec 96
                       16. jan 97
              1        17. feb 97
                       18. mar 97
              1        19. apr 97
              2        20. may 97
              7        21. jun 97
                       22. jul 97
              1        23. aug 97
              1        24. sep 97
              1        25. oct 97
              6        26. nov 97
              1        27. dec 97
              3        28. jan 98
              1        29. feb 98
              6        30. mar 98
              1        31. apr 98
              1        32. may 98
              1        33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14337     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m7   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
              1         6. mar 96
              6         7. apr 96
              1         8. may 96
                        9. jun 96
              2        10. jul 96
              3        11. aug 96
              3        12. sep 96
              1        13. oct 96
              3        14. nov 96
              1        15. dec 96
              2        16. jan 97
                       17. feb 97
              1        18. mar 97
                       19. apr 97
              1        20. may 97
              2        21. jun 97
              4        22. jul 97
                       23. aug 97
              1        24. sep 97
              2        25. oct 97
              1        26. nov 97
              3        27. dec 97
              1        28. jan 98
              3        29. feb 98
              2        30. mar 98
              2        31. apr 98
                       32. may 98
              2        33. jun 98
              1        34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14346     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m8   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
              1         7. apr 96
              6         8. may 96
              1         9. jun 96
                       10. jul 96
              2        11. aug 96
              3        12. sep 96
              3        13. oct 96
                       14. nov 96
              3        15. dec 96
              1        16. jan 97
              2        17. feb 97
                       18. mar 97
              1        19. apr 97
                       20. may 97
                       21. jun 97
              1        22. jul 97
              4        23. aug 97
              1        24. sep 97
              1        25. oct 97
              1        26. nov 97
              1        27. dec 97
              3        28. jan 98
              1        29. feb 98
              3        30. mar 98
              1        31. apr 98
              1        32. may 98
                       33. jun 98
              1        34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14353     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m9   j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
              1         8. may 96
              6         9. jun 96
              1        10. jul 96
                       11. aug 96
              2        12. sep 96
              3        13. oct 96
              3        14. nov 96
                       15. dec 96
              1        16. jan 97
              1        17. feb 97
              2        18. mar 97
                       19. apr 97
              1        20. may 97
                       21. jun 97
                       22. jul 97
              2        23. aug 97
              4        24. sep 97
                       25. oct 97
              1        26. nov 97
              1        27. dec 97
              1        28. jan 98
              3        29. feb 98
              1        30. mar 98
              2        31. apr 98
              1        32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14358     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m10  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
              1         9. jun 96
              6        10. jul 96
              1        11. aug 96
                       12. sep 96
              2        13. oct 96
              3        14. nov 96
              3        15. dec 96
                       16. jan 97
              1        17. feb 97
              1        18. mar 97
              2        19. apr 97
                       20. may 97
              1        21. jun 97
                       22. jul 97
                       23. aug 97
              1        24. sep 97
              4        25. oct 97
                       26. nov 97
              1        27. dec 97
              1        28. jan 98
              1        29. feb 98
              2        30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14364     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m11  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
              7        11. aug 96
                       12. sep 96
                       13. oct 96
              2        14. nov 96
              3        15. dec 96
              3        16. jan 97
                       17. feb 97
              1        18. mar 97
              1        19. apr 97
              2        20. may 97
                       21. jun 97
                       22. jul 97
              1        23. aug 97
                       24. sep 97
              1        25. oct 97
              4        26. nov 97
                       27. dec 97
              1        28. jan 98
              1        29. feb 98
              1        30. mar 98
              2        31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14365     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m12  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
              6        12. sep 96
                       13. oct 96
                       14. nov 96
              2        15. dec 96
              3        16. jan 97
              3        17. feb 97
                       18. mar 97
              1        19. apr 97
                       20. may 97
              2        21. jun 97
                       22. jul 97
                       23. aug 97
              1        24. sep 97
                       25. oct 97
              1        26. nov 97
              4        27. dec 97
                       28. jan 98
              1        29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
              1        33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
              1        39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14369     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m13  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
              6        13. oct 96
                       14. nov 96
                       15. dec 96
              2        16. jan 97
              3        17. feb 97
              1        18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
              2        22. jul 97
                       23. aug 97
                       24. sep 97
              1        25. oct 97
                       26. nov 97
              1        27. dec 97
              2        28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
              1        34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14376     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m14  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
              5        14. nov 96
                       15. dec 96
                       16. jan 97
              1        17. feb 97
              3        18. mar 97
              1        19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
              1        23. aug 97
                       24. sep 97
                       25. oct 97
                       26. nov 97
              1        27. dec 97
                       28. jan 98
              2        29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
              1        38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14380     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m15  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
              5        15. dec 96
                       16. jan 97
                       17. feb 97
              1        18. mar 97
              3        19. apr 97
              1        20. may 97
                       21. jun 97
                       22. jul 97
                       23. aug 97
              1        24. sep 97
                       25. oct 97
                       26. nov 97
                       27. dec 97
              1        28. jan 98
                       29. feb 98
              2        30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14381     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m16  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
              5        16. jan 97
                       17. feb 97
                       18. mar 97
              1        19. apr 97
              2        20. may 97
              1        21. jun 97
                       22. jul 97
                       23. aug 97
                       24. sep 97
              1        25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
              1        29. feb 98
                       30. mar 98
              1        31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14383     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m17  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
              5        17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
              2        21. jun 97
              2        22. jul 97
                       23. aug 97
                       24. sep 97
                       25. oct 97
              1        26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
              1        30. mar 98
                       31. apr 98
              1        32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14383     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m18  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
              5        18. mar 97
                       19. apr 97
              1        20. may 97
                       21. jun 97
              2        22. jul 97
                       23. aug 97
                       24. sep 97
                       25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14387     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m19  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
              5        19. apr 97
                       20. may 97
              1        21. jun 97
                       22. jul 97
              2        23. aug 97
                       24. sep 97
                       25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14387     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m20  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
              5        20. may 97
                       21. jun 97
                       22. jul 97
              1        23. aug 97
              2        24. sep 97
                       25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14387     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m21  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
              5        21. jun 97
                       22. jul 97
                       23. aug 97
                       24. sep 97
              2        25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14388     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m22  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
              5        22. jul 97
                       23. aug 97
                       24. sep 97
                       25. oct 97
              2        26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14388     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m23  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
              4        23. aug 97
                       24. sep 97
                       25. oct 97
                       26. nov 97
              1        27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m24  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
                       23. aug 97
              3        24. sep 97
                       25. oct 97
                       26. nov 97
                       27. dec 97
              1        28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14391     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m25  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
                       23. aug 97
                       24. sep 97
              2        25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
              1        29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m26  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
                       23. aug 97
                       24. sep 97
                       25. oct 97
              2        26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
              1        30. mar 98
                       31. apr 98
                       32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m27  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
                       23. aug 97
                       24. sep 97
                       25. oct 97
                       26. nov 97
              1        27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
              1        31. apr 98
                       32. may 98
              1        33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m28  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
                       23. aug 97
                       24. sep 97
                       25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
              1        32. may 98
                       33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5353m29  j259.specific months

          section: j            level: household          cai reference: q5353
          type: numeric         width: 2                  decimals: 0

          j259. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was twenty-nine.
          ................................................................................
                        1. oct 95
                        2. nov 95
                        3. dec 95
                        4. jan 96
                        5. feb 96
                        6. mar 96
                        7. apr 96
                        8. may 96
                        9. jun 96
                       10. jul 96
                       11. aug 96
                       12. sep 96
                       13. oct 96
                       14. nov 96
                       15. dec 96
                       16. jan 97
                       17. feb 97
                       18. mar 97
                       19. apr 97
                       20. may 97
                       21. jun 97
                       22. jul 97
                       23. aug 97
                       24. sep 97
                       25. oct 97
                       26. nov 97
                       27. dec 97
                       28. jan 98
                       29. feb 98
                       30. mar 98
                       31. apr 98
                       32. may 98
              1        33. jun 98
                       34. jul 98
                       36. 1996 after w2 iw
                       37. 1994 after w1 iw
                       38. all of 1997
                       39. all of 1998
                       40. 1999 to date
                       97. other (specify)
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5348:j255] is (5 or dk or rf);
                           [q5349:j256] is (1 or 2); [q5349:j256] is (dk or rf);
                           [q5349:j256] is (3); partial interview; no financial
                           respondent; no subsequent mention

v5356     j260.amt food stamps

          section: j            level: household          cai reference: q5356
          type: numeric         width: 6                  decimals: 0

          j260. how many dollars worth of food stamps did you (and your family living
          here) get the last month you received these stamps?

                  include those that are related to you and live
                  with you as your immediate family here.

                  amount:
          ................................................................................
              1                   0. actual value
              1                1-50. actual value (verified)
              6              51-500. actual value
                         501-999996. actual value (verified)
                             999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
          14387               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5348:j255] is (5 or dk or rf); [q5349:j256]
                                     is (1 or 2); [q5349:j256] is (dk or rf); partial
                                     interview; no financial respondent

v5358     j262.amt food stamps last month

          section: j            level: household          cai reference: q5358
          type: numeric         width: 6                  decimals: 0

          j262. how many dollars' worth of food stamps did you (or other family
          members now living here) get last month?

                  amount:
          ................................................................................
             77                   0. actual value
            347                1-50. actual value (verified)
            386              51-500. actual value
              1          501-999996. actual value (verified)
             30              999998. dk (don't know); na (not ascertained)
              2              999999. rf (refused)
          13552               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5348:j255] is (5 or dk or rf); [q517:cs11] is
                                     (1) and [q546:cs15d] is (ne 1 and ne 3);
                                     [q5349:j256] is (3); [q459:which hh] is (1) and
                                     {when q19 is (q453), [q517:cs11] is (1) and
                                     [q475:which iw 1st r-2nd r] is (2) and [q47:hh1 r
                                     in nursing home] is (1)}; [q459:which hh] is (2)
                                     and {when q72 is (q453), [q517:cs11] is (1) and
                                     [q475:which iw 1st r-2nd r] is (2) and [q100:hh2 r
                                     in nursing home] is (1)}; [q517:cs11] is (1) and
                                     [q475:which iw 1st r-2nd r] is (1) and ([q521:cs12]
                                     is (1) or [q524:cs14] is (1)); partial interview;
                                     no financial respondent

v5359     j265.whether subsidized food

          section: j            level: household          cai reference: q5359
          type: numeric         width: 1                  decimals: 0

          j265. did you have any free or subsidized meals (such as "meals on wheels")
          delivered to you at home at any time (since q131-prev wave iw month of
          financial r / q132-prev wave iw year of financial r/in the last two years)?
          ................................................................................
            301         1. yes
          13844         5. no
              1         8. dk (don't know); na (not ascertained)
             28         9. rf (refused)
            221     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q517:cs11] is (1) and [q546:cs15d]
                           is (ne 1 and ne 3); [q459:which hh] is (1) and {when q19 is
                           (q453), [q517:cs11] is (1) and [q475:which iw 1st r-2nd r] is
                           (2) and [q47:hh1 r in nursing home] is (1)}; [q459:which hh]
                           is (2) and {when q72 is (q453), [q517:cs11] is (1) and
                           [q475:which iw 1st r-2nd r] is (2) and [q100:hh2 r in nursing
                           home] is (1)}; [q517:cs11] is (1) and [q475:which iw 1st r-2nd
                           r] is (1) and ([q521:cs12] is (1) or [q524:cs14] is (1));
                           partial interview; no financial respondent

v5360     j266.food insecurity

          section: j            level: household          cai reference: q5360
          type: numeric         width: 1                  decimals: 0

          j266.
          if q463 is (1) and q132 is (ne0)
                  since [q131-prev wave iw month of financial r]
                  [q132-prev wave iw year of financial r],
          else
                  in the last two years,
          end
                  have you always had enough money to buy the food you need?
          ................................................................................
          12821         1. yes
           1349         5. no
              5         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
            201     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5361     j267.eat less

          section: j            level: household          cai reference: q5361
          type: numeric         width: 1                  decimals: 0

          j267.
          if q463 is (1) and q132 is (ne0)
                  at any time since [q131-prev wave iw month of financial r]
                  [q132-prev wave iw year of financial r],
          else
                  at any time in the last two years,
          end
                  have you skipped meals or eaten less than you felt you should
                  because there was not enough food in the house?
          ................................................................................
            382         1. yes
            973         5. no
                        8. dk (don't know); na (not ascertained)
             18         9. rf (refused)
          13022     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5360:j266] is (1); partial
                           interview; no financial respondent

v5362     j267a. spent last month

          section: j            level: household          cai reference: q5362
          type: numeric         width: 7                  decimals: 0

          j267a. think about how much you and your household spent on everything in
          the past month.  please think about all bills such as rent, mortgage loan
          payments, utility, insurance and other bills, as well as all expenses such
          as food, clothing, transportation, entertainment and any other expenses you
          and your household may have. roughly, how much would that amount to?

                  do not probe dk

                  amount:

                  do not include unusual expenses such as purchase
                  of a car or paying a large medical bill

          user note:  due to a programming error, this question was not asked when
          q240:prev wave replace joint] is (1); it should not have been asked when
          q517:cs11.r in nursing home] is (1).
          ................................................................................
             43                   0. actual value (verified)
          10724            1-100000. actual value
                     100001-9999996. actual value (verified)
           2903             9999998. dk (don't know); na (not ascertained)
            283             9999999. rf (refused)
            442               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q240:prev wave replace joint] is (1); partial
                                     interview; no financial respondent

v5363     j267aa. dk-2k

          section: j            level: household          cai reference: q5363
          type: numeric         width: 1                  decimals: 0

          j267aa. did it amount to less than $2,000, more than $2,000, or what?

          user note:  due to a programming error, this question was not asked when
          q240:prev wave replace joint] is (1); it should not have been asked when
          q517:cs11.r in nursing home] is (1).
          ................................................................................
           1821         1. less than $2,000
            280         3. about $2,000
            522         5. more than $2,000
            344         8. dk (don't know); na (not ascertained)
            242         9. rf (refused)
          11186     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q240:prev wave replace joint] is
                           (1); [q5362:j267a] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5364     j267ab. spent dk-1

          section: j            level: household          cai reference: q5364
          type: numeric         width: 1                  decimals: 0

          j267ab. (did it amount to) less than $5,000, more than $5,000, or what?

          user note:  due to a programming error, this question was not asked when
          q240:prev wave replace joint] is (1); it should not have been asked when
          q517:cs11.r in nursing home] is (1).
          ................................................................................
            406         1. less than $5,000
             34         3. about $5,000
             61         5. more than $5,000
             15         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          13873     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q240:prev wave replace joint] is
                           (1); [q5362:j267a] is (ne dk and ne rf); [q5363:j267aa] is (3
                           or dk or rf); [q5363:j267aa] is (1); partial interview; no
                           financial respondent

v5365     j267ac. spent dk-2

          section: j            level: household          cai reference: q5365
          type: numeric         width: 1                  decimals: 0

          j267ac. (did it amount to) less than $1,000, more than $1,000, or what?

          user note:  due to a programming error, this question was not asked when
          q240:prev wave replace joint] is (1); it should not have been asked when
          q517:cs11.r in nursing home] is (1).
          ................................................................................
            862         1. less than $1,000
            347         3. about $1,000
            535         5. more than $1,000
             67         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          12574     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q240:prev wave replace joint] is
                           (1); [q5362:j267a] is (ne dk and ne rf); [q5363:j267aa] is (3
                           or dk or rf); [q5364:j267ab] is (a); partial interview; no
                           financial respondent

v5366     j267ad. spent dk-3

          section: j            level: household          cai reference: q5366
          type: numeric         width: 1                  decimals: 0

          j267ad. (did it amount to) less than $500, more than $500, or what?

          user note:  due to a programming error, this question was not asked when
          q240:prev wave replace joint] is (1); it should not have been asked when
          q517:cs11.r in nursing home] is (1).
          ................................................................................
            220         1. less than $500
            204         3. about $500
            400         5. more than $500
             35         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13533     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q240:prev wave replace joint] is
                           (1); [q5362:j267a] is (ne dk and ne rf); [q5363:j267aa] is (3
                           or dk or rf); [q5364:j267ab] is (a); [q5365:j267ac] is (3 or 5
                           or dk or rf); partial interview; no financial respondent

v5385     j274.amt hu members income

          section: j            level: household          cai reference: q5385
          type: numeric         width: 7                  decimals: 0

          j274. not including job income, about how much in total did other members of
          your family living (here/there) receive in [q708-lcy]  from social security,
          pensions, welfare, interest, gifts, or anything else, (before taxes and
          other deductions)?

                  iwer: we want the amount before any deductions.

                  do not probe dk

                  0   nothing

                  amount:
          ................................................................................
           3464           0-1000000. actual value
              1     1000001-9999996. actual value (verified)
            947             9999998. dk (don't know); na (not ascertained)
            232             9999999. rf (refused)
           9751               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q1724:cs # residents] is (0); partial
                                     interview; no financial respondent

v5386     j274a.>10k

          section: j            level: household          cai reference: q5386
          type: numeric         width: 1                  decimals: 0

          j274a. did it amount to less than $10,000, more than $10,000, or what?
          ................................................................................
            403         1. less than $10,000
             26         3. about $10,000
            131         5. more than $10,000
            431         8. dk (don't know); na (not ascertained)
            195         9. rf (refused)
          13209     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           [q5385:j274] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5387     j274b.>20k

          section: j            level: household          cai reference: q5387
          type: numeric         width: 1                  decimals: 0

          j274b. (did it amount to) less than $20,000, more than $20,000, or what?
          ................................................................................
             43         1. less than $20,000
             15         3. about $20,000
             58         5. more than $20,000
             13         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14264     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           [q5385:j274] is (ne dk and ne rf); [q5386:j274a] is (1);
                           [q5386:j274a] is (3 or dk or rf); partial interview; no
                           financial respondent

v5388     j274c.>50k

          section: j            level: household          cai reference: q5388
          type: numeric         width: 1                  decimals: 0

          j274c. (did it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             33         1. less than $50,000
              4         3. about $50,000
             14         5. more than $50,000
              7         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14337     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           [q5385:j274] is (ne dk and ne rf); [q5386:j274a] is (1);
                           [q5386:j274a] is (3 or dk or rf); [q5387:j274b] is (1 or 3 or
                           dk or rf); partial interview; no financial respondent

v5390     j274d.>2k

          section: j            level: household          cai reference: q5390
          type: numeric         width: 1                  decimals: 0

          j274d. (did it amount to) less than $2,000, more than $2,000, or what?
          ................................................................................
            153         1. less than $2,000
             40         3. about $2,000
            190         5. more than $2,000
             14         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          13992     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           [q5385:j274] is (ne dk and ne rf); [q5386:j274a] is (3 or dk
                           or rf); [q5387:j274b] is (1 or 3 or dk or rf); [q5388:j274c]
                           is (a); partial interview; no financial respondent

v5392     j276.assets oth hhmem

          section: j            level: household          cai reference: q5392
          type: numeric         width: 1                  decimals: 0

          j276. do other members of your family living there have more than $5,000
          total in bank accounts, other financial assets, vehicles, property, or other
          investments?

                  iwer: do not include assets of r or spouse
          ................................................................................
           1001         1. yes
           3069         5. no
            407         8. dk (don't know); na (not ascertained)
            167         9. rf (refused)
           9751     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           partial interview; no financial respondent

v5393     j277.amt assets oth hhmem

          section: j            level: household          cai reference: q5393
          type: numeric         width: 7                  decimals: 0

          j277. about how much altogether would that amount to, minus any debts
          (he/she/they) might have?

                  do not probe dk

                  0 = nothing

                  amount:
          ................................................................................
             17                   0. actual value
             28              1-4999. actual value (verified)
            350         5000-100000. actual value
             48      100001-9999996. actual value (verified)
            511             9999998. dk (don't know); na (not ascertained)
             47             9999999. rf (refused)
          13394               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q1724:cs # residents] is (0); [q5392:j276] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v5394     j277a.>20k

          section: j            level: household          cai reference: q5394
          type: numeric         width: 1                  decimals: 0

          j277a. would it amount to less than $20,000, more than $20,000, or what?
          ................................................................................
            183         1. less than $20,000
             24         3. about $20,000
            183         5. more than $20,000
            128         8. dk (don't know); na (not ascertained)
             41         9. rf (refused)
          13836     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           [q5392:j276] is (5 or dk or rf); [q5393:j277] is (ne dk and ne
                           rf); partial interview; no financial respondent

v5395     j277b.>50k

          section: j            level: household          cai reference: q5395
          type: numeric         width: 1                  decimals: 0

          j277b. (would it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             57         1. less than $50,000
             12         3. about $50,000
            100         5. more than $50,000
             14         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14212     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           [q5392:j276] is (5 or dk or rf); [q5393:j277] is (ne dk and ne
                           rf); [q5394:j277a] is (1 or 3 or dk or rf); partial interview;
                           no financial respondent

v5396     j277c.>500k

          section: j            level: household          cai reference: q5396
          type: numeric         width: 1                  decimals: 0

          j277c. (would it amount to) less than $500,000, more than $500,000, or what?
          ................................................................................
             82         1. less than $500,000
              3         3. about $500,000
             10         5. more than $500,000
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14295     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q1724:cs # residents] is (0);
                           [q5392:j276] is (5 or dk or rf); [q5393:j277] is (ne dk and ne
                           rf); [q5394:j277a] is (1 or 3 or dk or rf); [q5395:j277b] is
                           (1 or 3 or dk or rf); partial interview; no financial
                           respondent

v5397     j278.tax form lcy

          section: j            level: household          cai reference: q5397
          type: numeric         width: 1                  decimals: 0

          j278. did you (or your husband/or your wife/or your partner/...) file a
          federal income tax return form for [q708-lcy]?
          ................................................................................
           9704         1. yes
           4386         5. no
             50         8. dk (don't know); na (not ascertained)
             51         9. rf (refused)
            204     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5398     j279.whether itemized deductions

          section: j            level: household          cai reference: q5398
          type: numeric         width: 1                  decimals: 0

          j279. did you (and your husband/and your wife/and your partner/...) itemize
          deductions on your [q708-lcy]  federal income tax, (such as property taxes,
          interest payments, medical expenses, and charitable contributions)?
          ................................................................................
           4779         1. yes
           4621         5. no
             16         6. [vol] did/will not file
            262         8. dk (don't know); na (not ascertained)
             26         9. rf (refused)
           4691     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5397:j278] is (5 or dk or rf);
                           partial interview; no financial respondent

v5399     j280.whether itemized medical

          section: j            level: household          cai reference: q5399
          type: numeric         width: 1                  decimals: 0

          j280. were deductions itemized for medical expenses?
          ................................................................................
           1504         1. yes
           3178         5. no
             89         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
           9616     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5397:j278] is (5 or dk or rf);
                           [q5398:j279] is (5 or 6 or dk or rf); partial interview; no
                           financial respondent

v5400     j281.amt itemized medical

          section: j            level: household          cai reference: q5400
          type: numeric         width: 7                  decimals: 0

          j281. how much did those expenses amount to in [q708-lcy]?

                  amount:
          ................................................................................
             13                   0. actual value
            550              1-4999. actual value (verified)
            208          5000-10000. actual value
             70       10001-9999996. actual value (verified)
            615             9999998. dk (don't know); na (not ascertained)
             48             9999999. rf (refused)
          12891               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5397:j278] is (5 or dk or rf); [q5398:j279]
                                     is (5 or 6 or dk or rf); [q5399:j280] is (5 or dk
                                     or rf); partial interview; no financial respondent

v5401     j282.whether donate charity

          section: j            level: household          cai reference: q5401
          type: numeric         width: 1                  decimals: 0

          j282. in [q708-lcy], did you (or your husband/or your wife/or your
          partner/...) donate money, property, or possessions totalling $500 or more
          to religious or other charitable organizations?

          def:  the united way, the heart association, educational institutions,
          religious organizations or other such
          groups are charitable organizations.
          ................................................................................
           5592         1. yes
           8465         5. no
             64         8. dk (don't know); na (not ascertained)
             70         9. rf (refused)
            204     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5402     j283.amt donate charity

          section: j            level: household          cai reference: q5402
          type: numeric         width: 7                  decimals: 0

          j283. about how much money did that amount to?

                  amount:
          ................................................................................
              2                   0. actual value
            110               1-499. actual value (verified)
           4903           500-50000. actual value
             10       50001-9999996. actual value (verified)
            379             9999998. dk (don't know); na (not ascertained)
            188             9999999. rf (refused)
           8803               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5401:j282] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5412     j286.use assets-92

          section: j            level: household          cai reference: q5412
          type: numeric         width: 1                  decimals: 0

          j286. (since q131-prev wave iw month of financial r / q132-prev wave iw year
          of financial r/in the last two years), did you (and your husband/and your
          wife/and your partner/...) use up any of your investments or savings to pay
          for expenses, not counting any money or assets that you have given away to
          (children or) others?
          ................................................................................
           2684         1. yes
           9726         5. no
           1590         6. don't have assets
             11         7. other (specify)
             51         8. dk (don't know); na (not ascertained)
            129         9. rf (refused)
            204     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5447     j292.add assets-lcyr

          section: j            level: household          cai reference: q5447
          type: numeric         width: 1                  decimals: 0

          j292. aside from any money put into pension accounts, iras, or keoghs, did
          you (or your husband/or your wife/or your partner/...) put any new money
          into any saving or investment accounts (since q131-prev wave iw month of
          financial r / q132-prev wave iw year of financial r/in the last two years)?

                  iwer: do not include dividends and interest that are reinvested
          ................................................................................
           2953         1. yes
           9205         5. no
            187         6. don't have assets
             12         7. other (specify)
             77         8. dk (don't know); na (not ascertained)
            171         9. rf (refused)
           1790     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); partial
                           interview; no financial respondent

v5448     j293.used up savings/invesments

          section: j            level: household          cai reference: q5448
          type: numeric         width: 1                  decimals: 0

          j293. overall, would you say that (since q131-prev wave iw month of
          financial r / q132-prev wave iw year of financial r/in the last two years)
          you (and your husband/and your wife/and your partner/...) have used up more
          of your investments or savings than you have added to them in new money,
          that you have added more to savings and investments than you have used up,
          or what?
          ................................................................................
            286         1. used up more than added
            148         3. came about even
            240         5. added more than used up
              7         7. other (specify)
              6         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13705     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5412:j286] is
                           (ne 1) or [q5447:j292] is (ne 1); partial interview; no
                           financial respondent

v5469     j295.trusts

          section: j            level: household          cai reference: q5469
          type: numeric         width: 1                  decimals: 0

          j295. have you (and your husband/and your wife/and your partner/...) put any
          of your assets into a trust?
          ................................................................................
            916         1. yes
          11346         5. no
             37         8. dk (don't know); na (not ascertained)
            119         9. rf (refused)
           1977     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); partial interview; no financial respondent

v5470m1   j296.relation trusts

          section: j            level: household          cai reference: q5470
          type: numeric         width: 1                  decimals: 0

          j296. do you, or does someone else, receive the benefits of the assets you
          have put into a trust?

                  if not clear, ask:  what is their relationship to you?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            487         1. r
            132         2. spouse/partner
            239         3. child/child-in-law/grandchild
             14         4. other relative
             27         5. someone else
             11         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          13479     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5470m2   j296.relation trusts

          section: j            level: household          cai reference: q5470
          type: numeric         width: 1                  decimals: 0

          j296. do you, or does someone else, receive the benefits of the assets you
          have put into a trust?

                  if not clear, ask:  what is their relationship to you?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              9         1. r
            188         2. spouse/partner
             54         3. child/child-in-law/grandchild
              4         4. other relative
              4         5. someone else
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14136     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5470m3   j296.relation trusts

          section: j            level: household          cai reference: q5470
          type: numeric         width: 1                  decimals: 0

          j296. do you, or does someone else, receive the benefits of the assets you
          have put into a trust?

                  if not clear, ask:  what is their relationship to you?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              2         1. r
                        2. spouse/partner
             31         3. child/child-in-law/grandchild
              3         4. other relative
              2         5. someone else
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14357     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5470m4   j296.relation trusts

          section: j            level: household          cai reference: q5470
          type: numeric         width: 1                  decimals: 0

          j296. do you, or does someone else, receive the benefits of the assets you
          have put into a trust?

                  if not clear, ask:  what is their relationship to you?

                  choose all that apply

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. r
                        2. spouse/partner
                        3. child/child-in-law/grandchild
              1         4. other relative
              2         5. someone else
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5471m1   j297.which child trust-2

          section: j            level: household          cai reference: q5471
          type: character       width: 3                  decimals: 0

          j297. which child is that?
                  choose all that apply

                  if grandchild:
                  (which of your children is the parent of that grandchild?)

          user note: up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
                      037. deceased child
            219       038. all children equally
              3   041-083. other person number
            100   101-995. other person number
                      997. other (specify)
              1       998. dk (don't know); na (not ascertained)
              1       999. rf (refused)
          14071     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5471m2   j297.which child trust-2

          section: j            level: household          cai reference: q5471
          type: character       width: 3                  decimals: 0

          j297. which child is that?
                  choose all that apply

                  if grandchild:
                  (which of your children is the parent of that grandchild?)

          user note: up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
                      037. deceased child
                      038. all children equally
                  041-083. other person number
             39   101-995. other person number
                      997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          14356     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5471m3   j297.which child trust-2

          section: j            level: household          cai reference: q5471
          type: character       width: 3                  decimals: 0

          j297. which child is that?
                  choose all that apply

                  if grandchild:
                  (which of your children is the parent of that grandchild?)

          user note: up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
                      037. deceased child
                      038. all children equally
                  041-083. other person number
             13   101-995. other person number
                      997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          14382     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5471m4   j297.which child trust-2

          section: j            level: household          cai reference: q5471
          type: character       width: 3                  decimals: 0

          j297. which child is that?
                  choose all that apply

                  if grandchild:
                  (which of your children is the parent of that grandchild?)

          user note: up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
                      037. deceased child
                      038. all children equally
                  041-083. other person number
              7   101-995. other person number
                      997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          14388     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5471m5   j297.which child trust-2

          section: j            level: household          cai reference: q5471
          type: character       width: 3                  decimals: 0

          j297. which child is that?
                  choose all that apply

                  if grandchild:
                  (which of your children is the parent of that grandchild?)

          user note: up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
                      037. deceased child
                      038. all children equally
                  041-083. other person number
              1   101-995. other person number
                      997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5471m6   j297.which child trust-2

          section: j            level: household          cai reference: q5471
          type: character       width: 3                  decimals: 0

          j297. which child is that?
                  choose all that apply

                  if grandchild:
                  (which of your children is the parent of that grandchild?)

          user note: up to ten responses were allowed for this question, the actual
          maximum number of responses was six.
          ................................................................................
                      037. deceased child
                      038. all children equally
                  041-083. other person number
              1   101-995. other person number
                      997. other (specify)
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent; no subsequent mention

v5473     j299.$ trusts

          section: j            level: household          cai reference: q5473
          type: numeric         width: 8                  decimals: 0

          j299.  what about the value of (that/those) trusts? if you sold (could sell)
          all the assets you have put in trusts, about how much would you have?

                  do not probe dk/rf

                  amount:
          ................................................................................
              7                   0. actual value
             10              1-4999. actual value (verified)
            454        5000-1000000. actual value
             66    1000001-99999996. actual value (verified)
            265            99999998. dk (don't know); na (not ascertained)
            113            99999999. rf (refused)
          13480               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5412:j286] is (6); [q5447:j292] is (6);
                                     [q5469:j295] is (5 or dk or rf); partial interview;
                                     no financial respondent

v5474     j299a.>500k

          section: j            level: household          cai reference: q5474
          type: numeric         width: 1                  decimals: 0

          j299a. would it amount to less than $500,000, more than $500,000, or what?
          ................................................................................
            149         1. less than $500,000
             19         3. about $500,000
             87         5. more than $500,000
             36         8. dk (don't know); na (not ascertained)
             89         9. rf (refused)
          14015     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); [q5473:j299] is (ne dk
                           and ne rf); partial interview; no financial respondent

v5475     j299b.>1,500k

          section: j            level: household          cai reference: q5475
          type: numeric         width: 1                  decimals: 0

          j299b. (would it amount to) less than $1,500,000, more than $1,500,000, or
          what?
          ................................................................................
             50         1. less than $1,500,000
              8         3. about $1,500,000
             19         5. more than $1,500,000
              5         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          14308     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); [q5473:j299] is (ne dk
                           and ne rf); [q5474:j299a] is (1); [q5474:j299a] is (3 or dk or
                           rf); partial interview; no financial respondent

v5476     j299c.>50k

          section: j            level: household          cai reference: q5476
          type: numeric         width: 1                  decimals: 0

          j299c. (would it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
             21         1. less than $50,000
             12         3. about $50,000
            109         5. more than $50,000
              5         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14246     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); [q5473:j299] is (ne dk
                           and ne rf); [q5474:j299a] is (3 or dk or rf); [q5475:j299b] is
                           (a); partial interview; no financial respondent

v5479     j299e.all or part previously reported

          section: j            level: household          cai reference: q5479
          type: numeric         width: 1                  decimals: 0

          j299e. have you already told me about all of the investments and other
          assets that are included in the trust?
          ................................................................................
            862         1. yes
             42         5. no
              2         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
          13479     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent

v5480     j299f.$ trusts not previously reported

          section: j            level: household          cai reference: q5480
          type: numeric         width: 8                  decimals: 0

          j299f. what is the value of the assets in the trust that you have not
          already told me about?

                  do not probe dk/rf

                  amount:
          ................................................................................
             22           0-1000000. actual value
                   1000001-99999996. actual value (verified)
              8            99999998. dk (don't know); na (not ascertained)
             12            99999999. rf (refused)
          14353               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5412:j286] is (6); [q5447:j292] is (6);
                                     [q5469:j295] is (5 or dk or rf); [q5479:j299e] is
                                     (ne 5); partial interview; no financial respondent

v5481     j299g.>500k

          section: j            level: household          cai reference: q5481
          type: numeric         width: 1                  decimals: 0

          j299g. would it amount to less than $500,000, more than $500,000, or what?
          ................................................................................
              3         1. less than $500,000
                        3. about $500,000
              1         5. more than $500,000
              5         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
          14375     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); [q5479:j299e] is (ne 5);
                           [q5480:j299f] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5482     j299h.>1,500k

          section: j            level: household          cai reference: q5482
          type: numeric         width: 1                  decimals: 0

          j299h. (would it amount to) less than $1,500,000, more than $1,500,000, or
          what?
          ................................................................................
                        1. less than $1,500,000
                        3. about $1,500,000
                        5. more than $1,500,000
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14394     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); [q5479:j299e] is (ne 5);
                           [q5480:j299f] is (ne dk and ne rf); [q5481:j299g] is (1);
                           [q5481:j299g] is (3 or dk or rf); partial interview; no
                           financial respondent

v5483     j299j.>50k

          section: j            level: household          cai reference: q5483
          type: numeric         width: 1                  decimals: 0

          j299j. (would it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
              2         1. less than $50,000
                        3. about $50,000
              1         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14392     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); [q5479:j299e] is (ne 5);
                           [q5480:j299f] is (ne dk and ne rf); [q5481:j299g] is (3 or dk
                           or rf); [q5482:j299h] is (a); partial interview; no financial
                           respondent

v5484     j300.revocable trust

          section: j            level: household          cai reference: q5484
          type: numeric         width: 1                  decimals: 0

          j300. if you wanted to, could you change the terms of the trust?
          ................................................................................
            783         1. yes
            113         5. no
             17         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          13479     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5412:j286] is (6); [q5447:j292] is
                           (6); [q5469:j295] is (5 or dk or rf); partial interview; no
                           financial respondent

v5486     j302.debts

          section: j            level: household          cai reference: q5486
          type: numeric         width: 1                  decimals: 0

          j302. and do you (or your husband/or your wife/or your partner/...) have any
          debts that we haven't asked about, such as credit card balances, medical
          debts, life insurance policy loans, loans from relatives, and so forth?
          ................................................................................
           3536         1. yes
          10489         5. no
             40         8. dk (don't know); na (not ascertained)
            126         9. rf (refused)
            204     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5487     j303.debts $

          section: j            level: household          cai reference: q5487
          type: numeric         width: 7                  decimals: 0

          j303. altogether, about how much would that amount to?

                  do not probe dk/rf
          ................................................................................
           2954            0-100000. actual value
             27      100001-9999996. actual value (verified)
            446             9999998. dk (don't know); na (not ascertained)
            109             9999999. rf (refused)
          10859               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5486:j302] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5488     j303a. dk-500

          section: j            level: household          cai reference: q5488
          type: numeric         width: 1                  decimals: 0

          j303a. would it amount to less than $500, more than $500, or what?
          ................................................................................
             24         1. less than $500
              7         3. about $500
            138         5. more than $500
             16         8. dk (don't know); na (not ascertained)
             18         9. rf (refused)
          14192     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5486:j302] is (5 or dk or rf);
                           [q5487:j303] is (ne dk and ne rf); [q121:prev wave if used
                           bkts: consumption] is (3 or 6); [q121:prev wave if used bkts:
                           consumption] is (ne 1 and ne 3 and ne 4 and ne 6); partial
                           interview; no financial respondent

v5489     j303a. dk-5,000

          section: j            level: household          cai reference: q5489
          type: numeric         width: 1                  decimals: 0

          j303a. would it amount to less than $5,000, more than $5,000, or what?
          ................................................................................
            132         1. less than $5,000
             27         3. about $5,000
            122         5. more than $5,000
             28         8. dk (don't know); na (not ascertained)
             24         9. rf (refused)
          14062     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5486:j302] is (5 or dk or rf);
                           [q5487:j303] is (ne dk and ne rf); [q121:prev wave if used
                           bkts: consumption] is (3 or 6); [q5488:j303a] is (1 or 3 or dk
                           or rf); partial interview; no financial respondent

v5490     j303b. dk-50,000

          section: j            level: household          cai reference: q5490
          type: numeric         width: 1                  decimals: 0

          j303b. (would it amount to) less than $50,000, more than $50,000, or what?
          ................................................................................
            230         1. less than $50,000
              6         3. about $50,000
             20         5. more than $50,000
             13         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
          14113     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5486:j302] is (5 or dk or rf);
                           [q5487:j303] is (ne dk and ne rf); [q5488:j303a] is (1 or 3 or
                           dk or rf); [q5489:j303a] is (1) and [q121:prev wave if used
                           bkts: consumption] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5489:j303a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5491     j303b. dk-5,000

          section: j            level: household          cai reference: q5491
          type: numeric         width: 1                  decimals: 0

          j303b. (would it amount to) less than $5,000, more than $5,000, or what?
          ................................................................................
             55         1. less than $5,000
             11         3. about $5,000
             53         5. more than $5,000
              3         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          14270     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5486:j302] is (5 or dk or rf);
                           [q5487:j303] is (ne dk and ne rf); [q5488:j303a] is (1 or 3 or
                           dk or rf); [q5489:j303a] is (1) and [q121:prev wave if used
                           bkts: consumption] is (ne 1 and ne 3 and ne 4 and ne 6);
                           [q5489:j303a] is (1 or 3 or dk or rf); partial interview; no
                           financial respondent

v5492     j303d. dk-500

          section: j            level: household          cai reference: q5492
          type: numeric         width: 1                  decimals: 0

          j303d. (would it amount to) less than $500, more than $500, or what?
          ................................................................................
             25         1. less than $500
              9         3. about $500
             91         5. more than $500
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          14267     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5486:j302] is (5 or dk or rf);
                           [q5487:j303] is (ne dk and ne rf); [q5488:j303a] is (1 or 3 or
                           dk or rf); [q5489:j303a] is (1 or 3 or dk or rf);
                           [q5491:j303b] is (3 or 5 or dk or rf); partial interview; no
                           financial respondent

v5508     j305.lump sum

          section: j            level: household          cai reference: q5508
          type: numeric         width: 1                  decimals: 0

          j305. people sometimes receive large amounts of money or property in the
          form of an inheritance, a trust fund, an insurance settlement, and so on.

          if q463 is (1) and q132 is (ne0)
                  since [q131-prev wave iw month of financial r] [q132-
                  prev wave iw year of financial r]  have you (or your
                  husband/or your wife/or your partner/...)
          else
                  have you (or your husband/or your wife/or your partner/...) ever
          end
                  received money or property in the form of an inheritance, a trust
          fund,
                  or an insurance settlement?

                  interviewer: "large" = $10,000 or more
          ................................................................................
           1280         1. yes
          12774         5. no
             15         8. dk (don't know); na (not ascertained)
            122         9. rf (refused)
            204     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); partial interview; no financial
                           respondent

v5509     j306.type lump-1

          section: j            level: household          cai reference: q5509
          type: numeric         width: 1                  decimals: 0

          j306.  what was (that/the largest lump sum) -- was it from an inheritance, a
          trust, an insurance settlement, or what?
          ................................................................................
            280         1. insurance settlement
             12         2. pension settlement
            929         3. inheritance (or trust)
             27         4. gift
             15         5. law suit
              9         7. other (specify)
              2         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
          13115     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           partial interview; no financial respondent

v5510     j307.date lump-1

          section: j            level: household          cai reference: q5510
          type: numeric         width: 2                  decimals: 0

          j307. in what month and year did you (or your husband/or your wife/or your
          partner/...) receive that [q5509-j306.(j84-1)type lump-1]?

                  month:

                  year:
          ................................................................................
            183         1. jan
             80         2. feb
            109         3. mar
             79         4. apr
             69         5. may
            124         6. jun
             79         7. jul
             71         8. aug
             75         9. sep
             83        10. oct
             79        11. nov
             89        12. dec
            149        98. dk (don't know); na (not ascertained)
             11        99. rf (refused)
          13115     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           partial interview; no financial respondent

v5511     j308.date lump-1

          section: j            level: household          cai reference: q5511
          type: numeric         width: 4                  decimals: 0
          ................................................................................
           1224           1900-1999. actual value
             44                9998. dk (don't know); na (not ascertained)
             12                9999. rf (refused)
          13115               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5508:j305] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5512     j309.lump $-1

          section: j            level: household          cai reference: q5512
          type: numeric         width: 7                  decimals: 0

          j309. about how much did you (or your husband/or your wife/or your
          partner/...) receive from the [q5509-j306.(j84-1)type lump-1]?

                  do not probe dk

                  amount:
          ................................................................................
              6                   0. actual value
            138              1-4999. actual value (verified)
            852         5000-250000. actual value
             43      250001-9999996. actual value (verified)
            149             9999998. dk (don't know); na (not ascertained)
             92             9999999. rf (refused)
          13115               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5508:j305] is (5 or dk or rf); partial
                                     interview; no financial respondent

v5513     j309a.>50k

          section: j            level: household          cai reference: q5513
          type: numeric         width: 1                  decimals: 0

          j309a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
             96         1. less than $50,000
              9         3. about $50,000
             51         5. more than $50,000
             23         8. dk (don't know); na (not ascertained)
             65         9. rf (refused)
          14151     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5512:j309] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5514     j310.who from

          section: j            level: household          cai reference: q5514
          type: numeric         width: 2                  decimals: 0

          j310. from whom was that (inheritance/trust) received, that is, what is
          their relationship to you?
          ................................................................................
            412         1. r's parents
            205         2. spouse's parents
             18         3. deceased spouse/partner
            118         4. aunt or uncle
             41         5. sibling
             89         6. other relative
             37         7. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          13475     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5509:j306] is (ne 3); partial interview; no financial
                           respondent

v5515     j311.

          section: j            level: household          cai reference: q5515
          type: numeric         width: 1                  decimals: 0

          j311.
          if q463 is (1) and q132 is (ne0)
                  since [q131-prev wave iw month of financial r] [q132-
                  prev wave iw year of financial r]  have you (or your
                  husband/or your wife/or your partner/...)
          else
                  have you (or your husband/or your wife/or your partner/...) ever
          end
                  received any other large lump sum payments?
          ................................................................................
            174         1. yes
           1100         5. no
              1         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          13115     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           partial interview; no financial respondent

v5516     j312.lump type-2

          section: j            level: household          cai reference: q5516
          type: numeric         width: 1                  decimals: 0

          j312. what was the next largest lump sum from -- was it from an inheritance,
          a trust, an insurance settlement, or what?
          ................................................................................
             40         1. insurance settlement
              2         2. pension settlement
            100         3. inheritance (or trust)
              8         4. gift
             11         5. law suit
             13         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14221     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); partial interview; no
                           financial respondent

v5517     j313.lump date-2

          section: j            level: household          cai reference: q5517
          type: numeric         width: 2                  decimals: 0

          j313. in what month and year did you (or your husband/or your wife/or your
          partner/...) receive that [q5516-j312.(j84-2)lump type-2]?

                  month:

                  year:
          ................................................................................
             33         1. jan
              8         2. feb
             11         3. mar
              9         4. apr
             10         5. may
             22         6. jun
             10         7. jul
             10         8. aug
              7         9. sep
             10        10. oct
              8        11. nov
             10        12. dec
             26        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14221     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); partial interview; no
                           financial respondent

v5518     j314.

          section: j            level: household          cai reference: q5518
          type: numeric         width: 4                  decimals: 0
          ................................................................................
            166           1900-1999. actual value
              8                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
          14221               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5508:j305] is (5 or dk or rf); [q5515:j311]
                                     is (5 or dk or rf); partial interview; no financial
                                     respondent

v5519     j315.lump $-2

          section: j            level: household          cai reference: q5519
          type: numeric         width: 7                  decimals: 0

          j315. about how much was that from the [q5516-j312.(j84-2)lump type-2]?

                  do not probe dk

                  amount:
          ................................................................................
                                  0. actual value
             22              1-4999. actual value (verified)
            126         5000-250000. actual value
              6      250001-9999996. actual value (verified)
              9             9999998. dk (don't know); na (not ascertained)
             11             9999999. rf (refused)
          14221               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5508:j305] is (5 or dk or rf); [q5515:j311]
                                     is (5 or dk or rf); partial interview; no financial
                                     respondent

v5520     j315a.>50k

          section: j            level: household          cai reference: q5520
          type: numeric         width: 1                  decimals: 0

          j315a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
              6         1. less than $50,000
                        3. about $50,000
              7         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
          14374     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); [q5519:j315] is (ne dk and ne
                           rf); partial interview; no financial respondent

v5521     j316.who from

          section: j            level: household          cai reference: q5521
          type: numeric         width: 2                  decimals: 0

          j316. from whom was that (inheritance/trust) received?
          ................................................................................
             38         1. r's parents
             24         2. spouse's parents
              2         3. deceased spouse/partner
             17         4. aunt or uncle
              6         5. sibling
              8         6. other relative
              3         7. other
                       98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
          14296     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); [q5516:j312] is (ne 3);
                           partial interview; no financial respondent

v5522     j317.

          section: j            level: household          cai reference: q5522
          type: numeric         width: 1                  decimals: 0

          j317.
          if q463 is (1) and q132 is (ne0)
                  since [q131-prev wave iw month of financial r] [q132-
                  prev wave iw year of financial r]  have you (or your
                  husband/or your wife/or your partner/...)
          else
                  have you (or your husband/or your wife/or your partner/...) ever
          end
                  received any other large lump sum payments?
          ................................................................................
             26         1. yes
            146         5. no
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14221     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); partial interview; no
                           financial respondent

v5523     j318.lump sum-3

          section: j            level: household          cai reference: q5523
          type: numeric         width: 1                  decimals: 0

          j318. what was the next largest lump sum from -- was it from an inheritance,
          a trust, an insurance settlement, or what?
          ................................................................................
              5         1. insurance settlement
              1         2. pension settlement
             16         3. inheritance (or trust)
              1         4. gift
              1         5. law suit
              2         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          14369     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); [q5522:j317] is (5 or dk or
                           rf); partial interview; no financial respondent

v5524     j319.lump date-3

          section: j            level: household          cai reference: q5524
          type: numeric         width: 2                  decimals: 0

          j319. in what month and year did you (or your husband/or your wife/or your
          partner/...) receive that [q5523-j318.(j84b-3)lump sum-3]?

                  month:

                  year:
          ................................................................................
              2         1. jan
              1         2. feb
              2         3. mar
              2         4. apr
                        5. may
              7         6. jun
              1         7. jul
                        8. aug
                        9. sep
              2        10. oct
              3        11. nov
              1        12. dec
              5        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          14369     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); [q5522:j317] is (5 or dk or
                           rf); partial interview; no financial respondent

v5525     j320.

          section: j            level: household          cai reference: q5525
          type: numeric         width: 4                  decimals: 0
          ................................................................................
             24           1900-1999. actual value
              2                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
          14369               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5508:j305] is (5 or dk or rf); [q5515:j311]
                                     is (5 or dk or rf); [q5522:j317] is (5 or dk or
                                     rf); partial interview; no financial respondent

v5526     j321.lump $-3

          section: j            level: household          cai reference: q5526
          type: numeric         width: 7                  decimals: 0

          j321. about how much was that from the [q5523-j318.(j84b-3)lump sum-3]?

                  do not probe dk

                  amount:
          ................................................................................
                                  0. actual value
              4              1-4999. actual value (verified)
             17         5000-250000. actual value
                     250001-9999996. actual value (verified)
              3             9999998. dk (don't know); na (not ascertained)
              2             9999999. rf (refused)
          14369               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q689:r fin-non v106] is (ne
                                     1); [q5508:j305] is (5 or dk or rf); [q5515:j311]
                                     is (5 or dk or rf); [q5522:j317] is (5 or dk or
                                     rf); partial interview; no financial respondent

v5527     j321a.>50k

          section: j            level: household          cai reference: q5527
          type: numeric         width: 1                  decimals: 0

          j321a. did it amount to less than $50,000, more than $50,000, or what?
          ................................................................................
              1         1. less than $50,000
              1         3. about $50,000
              1         5. more than $50,000
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          14390     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); [q5522:j317] is (5 or dk or
                           rf); [q5526:j321] is (ne dk and ne rf); partial interview; no
                           financial respondent

v5528     j322.who from

          section: j            level: household          cai reference: q5528
          type: numeric         width: 2                  decimals: 0

          j322. from whom was that (inheritance/trust) received?
          ................................................................................
              4         1. r's parents
              1         2. spouse's parents
                        3. deceased spouse/partner
              4         4. aunt or uncle
              1         5. sibling
              4         6. other relative
              1         7. other
                       98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
          14379     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a); [q689:r
                           fin-non v106] is (ne 1); [q5508:j305] is (5 or dk or rf);
                           [q5515:j311] is (5 or dk or rf); [q5522:j317] is (5 or dk or
                           rf); [q5523:j318] is (ne 3); partial interview; no financial
                           respondent

version  data release version

          section: j            level: household          cai reference: q20101
          type: numeric         width: 3                  decimals: 0
          ................................................................................
                        1. version 1, december 2001
          14395         2. version 2, may 2003