section h: expectations (respondent)

========================================================================================== 1998 hrs core (final release) odbc reference: [hrs98corefinal] perl script: codebkd9.pl v5.04 wed oct 1 10:25:22 edt 2003 note to users: the program that generated this codebook is under development. if you have any questions or suggestions concerning codebook layout or content please bring them to the attention of the hrs staff at hrsquest@isr.umich.edu. printing recommendation: set margins (left/right/top/bottom) to .5"; print in portrait orientation using a mono-space 10-point font. ==========================================================================================

hhid      household identifier

          section: h            level: respondent         cai reference: q9000
          type: character       width: 6                  decimals: 0
          ................................................................................
          21384       000002-213479. household identifier range

pn        person number

          section: h            level: respondent         cai reference: q9021
          type: character       width: 3                  decimals: 0

          user note:  the range 10-49 is reserved for respondent person numbers.
          respondent person numbers ending in 0 are generally from the original
          sample; respondent person numbers ending in 1 are generally new spouses
          added since the original sample.
          ................................................................................
          12445       010. person number
            240       011. person number
              2       012. person number
           6329       020. person number
             37       021. person number
            965       030. person number
             18       031. person number
              1       032. person number
           1329       040. person number
             18       041. person number

subhh    1998 sub-household identifier

          section: h            level: respondent         cai reference: q9006
          type: character       width: 1                  decimals: 0
          ................................................................................
          20863         0. original sample household - no split from divorce or
                           separation of spouses or partners
            275         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            211         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
              6         5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
             29         7. reunited household - respondents from split household reunite

esubhh    1996 sub-household identifier

          section: h            level: respondent         cai reference: q9005
          type: character       width: 1                  decimals: 0
          ................................................................................
          10219         0. original sample household - no split from divorce or
                           separation of spouses or partners
            197         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
            151         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
              3         5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
             14         7. reunited household - respondents from split household reunite
          10800     blank. new cohort - esubhh does not exist

dsubhh    1995 sub-household identifier

          section: h            level: respondent         cai reference: q9004
          type: character       width: 1                  decimals: 0
          ................................................................................
           5939         0. original sample household - no split from divorce or
                           separation of spouses or partners
              7         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
              5         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
                        5. split household - one half of couple from subhh 1 or 2
                        6. split household - one half of couple from subhh 1 or 2
                        7. reunited household - respondents from split household reunite
          15433     blank. new cohort - dsubhh does not exist

pn_sp    1998 spouse/partner person number

          section: h            level: respondent         cai reference: q9031
          type: character       width: 3                  decimals: 0

          user note:  the range 10-49 is reserved for respondent person numbers.
          respondent person numbers ending in 0 are generally from the original
          sample; respondent person numbers ending in 1 are generally new spouses
          added since the original sample.
          ................................................................................
           6091       010. person number
            221       011. person number
              2       012. person number
           5572       020. person number
             32       021. person number
            848       030. person number
             17       031. person number
              1       032. person number
           1176       040. person number
             18       041. person number
           7406     blank. inap (inapplicable) - no spouse interview

csr      1998 whether coversheet respondent

          section: h            level: respondent         cai reference: q9061
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          13894         1. yes
            477         2. yes - household had two coversheet respondents and the
                           coversheet information given by this respondent has been
                           retained.
                        3. yes - household had two coversheet respondents for some
                           sections and the coversheet information given by this
                           respondent has been retained.
                        4. no - household had no coversheet respondents but the person
                           number of this respondent appears as the fpn_cs in the
                           household record.
           6536         5. no
            477         6. no - household had two coversheet respondents and the
                           coversheet information given by this respondent has not been
                           retained.
                        7. no - household had two coversheet respondents for some
                           sections and the coversheet information given by this
                           respondent has not been retained.
                        8. no - household had no coversheet respondents and the person
                           number of this respondent appears as the fpn_ncs in the
                           household record.

famr     1998 whether family respondent

          section: h            level: respondent         cai reference: q9062
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          14192         1. yes
             11         2. yes - household had two family respondents and the family
                           information given by this respondent has been retained.
                        3. yes - household had two family respondents for some sections
                           and the family information given by this respondent has been
                           retained.
             18         4. no - household had no family respondents but the person number
                           of this respondent appears as the fpn_fam in the household
                           record.
           7134         5. no
             11         6. no - household had two family respondents and the family
                           information given by this respondent has not been retained.
                        7. no - household had two family respondents for some sections
                           and the family information given by this respondent has not
                           been retained.
             18         8. no - household had no family respondents and the person number
                           of this respondent appears as the fpn_nfam in the household
                           record.

finr     1998 whether financial respondent

          section: h            level: respondent         cai reference: q9063
          type: numeric         width: 1                  decimals: 0
          ................................................................................
          14223         1. yes
             10         2. yes - household had two financial respondents and the
                           financial information given by this respondent has been
                           retained.
             24         3. yes - household had two financial respondents for some
                           sections and the financial information given by this
                           respondent has been retained.
              3         4. no - household had no financial respondents but the person
                           number of this respondent appears as the fpn_fin in the
                           household record.
           7087         5. no
             10         6. no - household had two financial respondents and the financial
                           information given by this respondent has not been retained.
             24         7. no - household had two financial respondents for some sections
                           and the financial information given by this respondent has not
                           been retained.
              3         8. no - household had no financial respondents and the person
                           number of this respondent appears as the fpn_nfin in the
                           household record.

qnr      1998 questionnaire

          section: h            level: respondent         cai reference: q9070
          type: character       width: 5                  decimals: 0

          user note:  range is not continuous because some questionnaires were
          invalid.
          ................................................................................
          21384         00001-21402. questionnaire number range

v4560     risk aversion random number

          section: h            level: respondent         cai reference: q4560
          type: numeric         width: 1                  decimals: 0

          user note:  new question added in version 2. see f454a and f6697a for
          product version information.
          ................................................................................
          19840                 0-9. actual value
           1544               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); partial interview

v4569     h0.intro

          section: h            level: respondent         cai reference: q4569
          type: numeric         width: 1                  decimals: 0

          h0.  next i have some questions about how likely you think various events
          might be.  when i ask a question i'd like for you to give me a number from 0
          to 100, where "0" means that you think there is absolutely no chance, and
          "100" means that you think the event is absolutely sure to happen.

                  for example, no one can ever be sure about tomorrow's  weather, but
          if you think that rain is very unlikely tomorrow, you might say that there
          is a 10 percent chance of rain.  if you think there is a very good chance
          that it will rain tomorrow, you might say that there is an 80 percent chance
          of rain.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
          21384     blank. no data

v4571     h1.exp:inc-inflation

          section: h            level: respondent         cai reference: q4571
          type: numeric         width: 3                  decimals: 0

          h1. what do you think are the chances that your income will keep up with
          inflation for the next five years?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          17780               0-100. actual value
           1338                 998. dk (don't know); na (not ascertained)
            174                 999. rf (refused)
           2092               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     partial interview

v4572     h2. leave inherit. 10k

          section: h            level: respondent         cai reference: q4572
          type: numeric         width: 3                  decimals: 0

          h2. including property and other valuables that you might own, what are the
          chances that you (and your husband/and your wife/and your partner/...) will
          leave an inheritance totalling $10,000 or more?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          18347               0-100. actual value
            675                 998. dk (don't know); na (not ascertained)
            270                 999. rf (refused)
           2092               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     partial interview

v4574     h2a. leave inherit. 100k

          section: h            level: respondent         cai reference: q4574
          type: numeric         width: 3                  decimals: 0

          h2a. what are the chances that you (and your husband/and your wife/and your
          partner/...) will leave an inheritance totalling $100,000 or more?

                  include properties and other valuable items as well as money here.

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          14771               0-100. actual value
            154                 998. dk (don't know); na (not ascertained)
             67                 999. rf (refused)
           6392               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4572:h2] is (0); partial interview

v4575     h2b. leave any inherit

          section: h            level: respondent         cai reference: q4575
          type: numeric         width: 3                  decimals: 0

          h2b. what are the chances that you (and your husband/and your wife/and your
          partner/...) will leave any inheritance?

                  include properties and other valuable items as well as money here.

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
           3481               0-100. actual value
            579                 998. dk (don't know); na (not ascertained)
            240                 999. rf (refused)
          17084               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4574:h2a] is (a); partial interview

v4576     h3. receive inherit.

          section: h            level: respondent         cai reference: q4576
          type: numeric         width: 3                  decimals: 0

          h3. and how about the chances that you will receive an inheritance within
          the next 10 years?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          18687               0-100. actual value
            407                 998. dk (don't know); na (not ascertained)
            198                 999. rf (refused)
           2092               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     partial interview

构造变量

          assignment statements
          *   if [q4571:h1] is (ne dk and ne rf) or [q4572:h2] is (ne dk and ne rf) or
             [q4576:h3] is (ne dk and ne rf) then [f4577.h_ck2.probability scale
             checkpoint] = 1
          *   if [q1:hh id] is (ge 0) then [f4577.h_ck2.probability scale checkpoint] = 0
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

v4577     h_ck2.probability scale checkpoint

          section: h            level: respondent         cai reference: q4577
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            389         0. no valid response to the first three probability questions
          18903         1. valid response to at least one of the first three probability
                           questions
           2092     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); partial interview

v4578     h3a. receive inherit amount.

          section: h            level: respondent         cai reference: q4578
          type: numeric         width: 8                  decimals: 0

          h3a. about how large do you expect that inheritance to be?

                  do not probe dk

                  amount:
          ................................................................................
           2423          1-99999996. actual value
           2198            99999998. dk (don't know); na (not ascertained)
             65            99999999. rf (refused)
          16698               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q4576:h3] is (0 or dk or
                                     rf); partial interview

v4579     h3b. more than 50k

          section: h            level: respondent         cai reference: q4579
          type: numeric         width: 1                  decimals: 0

          h3b. would it amount to less than $50,000, more than $50,000 or what?
          ................................................................................
           1348         1. less than $50,000
            106         3. about $50,000
            401         5. more than $50,000
            366         8. dk (don't know); na (not ascertained)
             56         9. rf (refused)
          19107     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q4576:h3] is
                           (0 or dk or rf); [q4578:h3a] is (ne dk and ne rf); partial
                           interview

v4580     h3c. more than 10k

          section: h            level: respondent         cai reference: q4580
          type: numeric         width: 1                  decimals: 0

          h3c. (would it amount to) less than $10,000, more than $10,000 or what?
          ................................................................................
            626         1. less than $10,000
            170         3. about $10,000
            481         5. more than $10,000
             68         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          20036     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q4576:h3] is
                           (0 or dk or rf); [q4578:h3a] is (ne dk and ne rf); [q4579:h3b]
                           is (5); [q4579:h3b] is (3 or dk or rf); partial interview

v4581     h3d. more than 250k

          section: h            level: respondent         cai reference: q4581
          type: numeric         width: 1                  decimals: 0

          h3d. (would it amount to) less than $250,000, more $250,000, or what?
          ................................................................................
            284         1. less than $250,000
             22         3. about $250,000
             72         5. more than $250,000
             18         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
          20983     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q4576:h3] is
                           (0 or dk or rf); [q4578:h3a] is (ne dk and ne rf); [q4579:h3b]
                           is (3 or dk or rf); [q4580:h3c] is (a); partial interview

v4582     h3e. more than 1mill

          section: h            level: respondent         cai reference: q4582
          type: numeric         width: 1                  decimals: 0

          h3e. (would it amount to) less than a million dollars, more than a million
          dollars, or what?
          ................................................................................
             57         1. less than $1,000,000
              5         3. about $1,000,000
              5         5. more than $1,000,000
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          21312     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q4576:h3] is
                           (0 or dk or rf); [q4578:h3a] is (ne dk and ne rf); [q4579:h3b]
                           is (3 or dk or rf); [q4580:h3c] is (a); [q4581:h3d] is (ne 5);
                           partial interview

v4583     h4. likelihood lost job

          section: h            level: respondent         cai reference: q4583
          type: numeric         width: 3                  decimals: 0

          h4. sometimes people are permanently laid off from jobs that they want to
          keep.  on the same scale from 0 to 100 where 0 equals absolutely no chance
          and 100 equals absolutely certain, what are the chances that you will lose
          your job during the next year?

                  (00---10---20---30---40---50---60---70---80---90---100)

                   00  absolutely no chance
                  100  absolutely certain
          ................................................................................
           5920               0-100. actual value
            105                 998. dk (don't know); na (not ascertained)
              5                 999. rf (refused)
          15354               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q3131:g2] is (ne 1) or
                                     [q3132:g3] is (2); partial interview

v4584     h5.  likelihood find job

          section: h            level: respondent         cai reference: q4584
          type: numeric         width: 3                  decimals: 0

          h5. suppose you were to lose your job this month.  what do you think are the
          chances that you could find an equally good job in the same line of work
          within the next few months?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
           5922               0-100. actual value
             97                 998. dk (don't know); na (not ascertained)
             11                 999. rf (refused)
          15354               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q3131:g2] is (ne 1) or
                                     [q3132:g3] is (2); partial interview

v4585     h6. work future

          section: h            level: respondent         cai reference: q4585
          type: numeric         width: 3                  decimals: 0

          h6. (on this same 0 to 100 scale), what are the chances that you will be
          working for pay at some time in the future?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00    absolutely no chance
                  100   absolutely certain
          ................................................................................
          11136               0-100. actual value
             94                 998. dk (don't know); na (not ascertained)
              9                 999. rf (refused)
          10145               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q3131:g2] is (1); partial
                                     interview

v4589     h7. work after 62

          section: h            level: respondent         cai reference: q4589
          type: numeric         width: 3                  decimals: 0

          h7.
          if q3132 is (1)
                  thinking about work in general and not just your present job,
                  what do you think the chances are that you will be working
          else
                  what do you think the chances are that you will be working
          end
                  full-time after you reach age 62?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain

                  996  already age 62
          ................................................................................
           5403               0-100. actual value
             43                 996. already age 62
             44                 998. dk (don't know); na (not ascertained)
              1                 999. rf (refused)
          15893               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q3131:g2] is (ne 1);
                                     [q1014:r_s cur age] is (gt 62) or ([q1014:r_s cur
                                     age] is (0) and [q461:preload cohort] is (1-2));
                                     partial interview

v4590     h8. work after 65

          section: h            level: respondent         cai reference: q4590
          type: numeric         width: 3                  decimals: 0

          h8. and what about the chances that you will be working full-time after you
          reach age 65?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain

                  996  already age 65
          ................................................................................
           3982               0-100. actual value
              3                 996. already age 65
             25                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
          17374               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q3131:g2] is (ne 1);
                                     [q4589:h7] is (00); [q1014:r_s cur age] is (gt 65)
                                     or ([q1014:r_s cur age] is (0) and [q461:preload
                                     cohort] is (1-2)); partial interview

v4591     h9. health limit work

          section: h            level: respondent         cai reference: q4591
          type: numeric         width: 3                  decimals: 0

          h9. what about the chances that your health will limit your work activity
          during the next 10 years?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain

                  996  already limits work activity
          ................................................................................
           7239               0-100. actual value
             52                 996. already limits work activity
            362                 998. dk (don't know); na (not ascertained)
             11                 999. rf (refused)
          13720               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q3131:g2] is (ne 1); partial
                                     interview

v4593     h9a. find job

          section: h            level: respondent         cai reference: q4593
          type: numeric         width: 3                  decimals: 0

          h9a. you told us earlier that you were looking for a new job. on this 0 to
          100 scale, what are the chances that you will find a job like the one you're
          looking for within the next few months?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
            845               0-100. actual value
              9                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
          20530               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q3500:g109] is (ne 1) and
                                     [q3513:g115] is (ne 1); partial interview

v4597     h10. chance move

          section: h            level: respondent         cai reference: q4597
          type: numeric         width: 3                  decimals: 0

          h10. now using the same scale as before where "0" is absolutely no chance
          and "100" means that it is absolutely certain, please tell me what you think
          are the chances that you will move in the next two years?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          11740               0-100. actual value
            234                 998. dk (don't know); na (not ascertained)
             10                 999. rf (refused)
           9400               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q1014:r_s cur age] is (lt
                                     65) and [q682:previous wave interv] is (1); partial
                                     interview

v4598     h10a. chances will move

          section: h            level: respondent         cai reference: q4598
          type: numeric         width: 1                  decimals: 0

          h10a. do you think you will move to another state?
          ................................................................................
            270         1. yes
            759         5. no
             16         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          20339     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q1014:r_s cur
                           age] is (lt 65) and [q682:previous wave interv] is (1);
                           [q4597:h10] is (lt 60); partial interview

v4599m    h10b.move to another region

          section: h            level: respondent         cai reference: q14599
          type: numeric         width: 2                  decimals: 0

          h10b.  which state?

          user note:  some categories have been collapsed to protect respondent
          confidentiality.
          ................................................................................
             17         1. northeast region: new england division (me, nh, vt, ma, ri,
                           ct)
             19         2. northeast region: middle atlantic division (ny, nj, pa)
             24         3. midwest region: east north central division (oh, in, il, mi,
                           wi)
              6         4. midwest region: west north central division (mn, ia, mo, nd,
                           sd, ne, ks)
             78         5. south region: south atlantic division (de, md, dc, va, west
                           va, nc, sc, ga, fl)
             13         6. south region: east south central division (ky, tn, al, ms)
             23         7. south region: west south central division (ar, la, ok, tx)
             50         8. west region: mountain division (mt, id, wy, co, nm, az, ut,
                           nv)
             23         9. west region: pacific division (wa, or, ca, ak, hi)
                       10. u.s., na state
              7        11. foreign country: not in a census division (includes u.s.
                           territories)
                       96. same state (see questionnaire)
             10        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
          21114     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q1014:r_s cur
                           age] is (lt 65) and [q682:previous wave interv] is (1);
                           [q4597:h10] is (lt 60); [q4598:h10a] is (5 or dk or rf);
                           partial interview

v4602     h10c.  buy/build/rent

          section: h            level: respondent         cai reference: q4602
          type: numeric         width: 1                  decimals: 0

          h10c. do you think you will buy or build a home, rent, move in with someone
          else or what?
          ................................................................................
            548         1. buy or build
            353         2. rent
             98         3. move in with someone else
             44         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
          20339     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q1014:r_s cur
                           age] is (lt 65) and [q682:previous wave interv] is (1);
                           [q4597:h10] is (lt 60); partial interview

v4603     h10d.  with whom live

          section: h            level: respondent         cai reference: q4603
          type: numeric         width: 1                  decimals: 0

          h10d. with whom would you live?
          ................................................................................
             52         1. child
              1         2. parent
             27         3. other relative/friend
             13         5. assisted living or other long term care facility
              3         7. other (specify)
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          21286     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q4577:h_crf] is (0); [q1014:r_s cur
                           age] is (lt 65) and [q682:previous wave interv] is (1);
                           [q4597:h10] is (lt 60); [q4602:h10c] is (1 or 2 or dk or rf);
                           partial interview

v4605     h11. chance live to 75

          section: h            level: respondent         cai reference: q4605
          type: numeric         width: 3                  decimals: 0

          h11. (what is the percent chance) that you will live to be 75 or more?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
           9417               0-100. actual value
            520                 998. dk (don't know); na (not ascertained)
             24                 999. rf (refused)
          11423               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q1014:r_s cur age] is (gt
                                     65); partial interview

v4607     h12. chance live to 85

          section: h            level: respondent         cai reference: q4607
          type: numeric         width: 3                  decimals: 0

          h12. (what is the percent chance) that you will live to be 85 or more?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
           8795               0-100. actual value
            107                 998. dk (don't know); na (not ascertained)
              7                 999. rf (refused)
          12475               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q4605:h11] is (0);
                                     [q1014:r_s cur age] is (gt 75); partial interview

v4608     h13. give major financial help

          section: h            level: respondent         cai reference: q4608
          type: numeric         width: 3                  decimals: 0

          h13. (using a number from 0-100) what are the chances that you (and your
          husband/and your wife/and your partner/...) will give financial help
          totalling $5,000 or more to grown children, relatives or friends over the
          next ten years?

                  include college tuition payment but not shared housing or food.

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          18462               0-100. actual value
            386                 998. dk (don't know); na (not ascertained)
             55                 999. rf (refused)
           2481               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); partial interview

v4609     h13a. receive major financial

          section: h            level: respondent         cai reference: q4609
          type: numeric         width: 3                  decimals: 0

          h13a. what are the chances that you (and your husband/and your wife/and your
          partner/...) will receive financial help totalling $5,000 or more from your
          children, relatives or friends over the next 10 years?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          18577               0-100. actual value
            292                 998. dk (don't know); na (not ascertained)
             34                 999. rf (refused)
           2481               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); partial interview

v4610     h14. move to nursing home

          section: h            level: respondent         cai reference: q4610
          type: numeric         width: 3                  decimals: 0

          h14.
          if q1014 is (gt0 and lt65) or (q1014 is (0) and q461 is (3-4))
                  (what is the percent chance) that you will ever have to move to a
                  nursing home?
          else
                  (what is the percent chance) that you will move to a nursing home in
                  the next five years?
          end

                  nursing homes are institutions primarily for people who need
          constant nursing supervision or are incapable of living independently.
          nursing supervision must be provided on a continuous basis for the
          institution to qualify as a nursing home.  please don't include stays in
          adult foster care facilities or other short-term stays in a hospital.

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          10871               0-100. actual value
            969                 998. dk (don't know); na (not ascertained)
             32                 999. rf (refused)
           9512               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); ([q1014:r_s cur age] is (gt 0
                                     and lt 65) or ([q1014:r_s cur age] is (0) and
                                     [q461:preload cohort] is (3-4))) and [q682:previous
                                     wave interv] is (1); [q517:cs11] is (1); partial
                                     interview

v4611     h15. double-digits inflation

          section: h            level: respondent         cai reference: q4611
          type: numeric         width: 3                  decimals: 0

          h15. and how about the chances that the u.s. economy will experience double-
          digit inflation sometime during the next 10 years or so?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
          16276               0-100. actual value
           2577                 998. dk (don't know); na (not ascertained)
             50                 999. rf (refused)
           2481               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); partial interview

v4612     h16. major depression

          section: h            level: respondent         cai reference: q4612
          type: numeric         width: 3                  decimals: 0

          h16. what do you think are the chances that the u.s. economy will experience
          a major depression sometime during the next 10 years or so?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
           4200               0-100. actual value
            417                 998. dk (don't know); na (not ascertained)
              9                 999. rf (refused)
          16758               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q682:previous wave interv]
                                     is (1); partial interview

v4613     h17. congress

          section: h            level: respondent         cai reference: q4613
          type: numeric         width: 3                  decimals: 0

          h17. how about the chances that congress will change social security
          sometime in the next 10 years or so, so that it becomes less generous than
          now?

                  (00---10---20---30---40---50---60---70---80---90---100)

                  00   absolutely no chance
                  100  absolutely certain
          ................................................................................
           4357               0-100. actual value
            262                 998. dk (don't know); na (not ascertained)
              7                 999. rf (refused)
          16758               blank. inap (inapplicable): [q456:cs continue] is (5);
                                     [q497:cs2b] is (a) or [q542:cs15c2] is (a) or
                                     [q518:cs11a] is (a); [q483:cs1a] is (2 or 3);
                                     [q4577:h_crf] is (0); [q682:previous wave interv]
                                     is (1); partial interview

v4614     h18. risk aversion-1

          section: h            level: respondent         cai reference: q4614
          type: numeric         width: 1                  decimals: 0

          h18.    iwer: read slowly

              now i have another kind of question. suppose that you are the only
          income earner in the family.  your doctor recommends that you move because
          of allergies, and you have to choose between two possible jobs.

              the first would guarantee your current total family income for life.
          the second is possibly better paying, but the income is also less certain.
          there is a 50-50 chance the second job would double your total lifetime
          income and a 50-50 chance that it would cut it by a third.

              which job would you take -- the first job or the second job?
          ................................................................................
           3997         1. first job
           1195         2. second job
            264         8. dk (don't know); na (not ascertained)
            147         9. rf (refused)
          15781     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); ([q682:previous wave interv] is (1)
                           and [q461:preload cohort] is (3) and [q4560:risk aversion
                           random number (0-9)] is (ne 1)) or [q461:preload cohort] is
                           (1); partial interview

v4615     h18a. risk aversion-2

          section: h            level: respondent         cai reference: q4615
          type: numeric         width: 1                  decimals: 0

          h18a. suppose the chances were 50-50 that the second job would double your
          lifetime income, and 50-50 that it would cut it in half.  would you take the
          first job or the second job?
          ................................................................................
            483         1. first job
            705         2. second job
              7         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          20189     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); ([q682:previous wave interv] is (1)
                           and [q461:preload cohort] is (3) and [q4560:risk aversion
                           random number (0-9)] is (ne 1)) or [q461:preload cohort] is
                           (1); [q4614:h18] is (1); [q4614:h18] is (dk or rf); partial
                           interview

v4616     h18b. risk aversion-3

          section: h            level: respondent         cai reference: q4616
          type: numeric         width: 1                  decimals: 0

          h18b.suppose the chances were 50-50 that the second job would double your
          lifetime income and 50-50 that it would cut it by seventy-five percent.
          would you take the first job or the second job?
          ................................................................................
            375         1. first job
            323         2. second job
              7         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          20679     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); ([q682:previous wave interv] is (1)
                           and [q461:preload cohort] is (3) and [q4560:risk aversion
                           random number (0-9)] is (ne 1)) or [q461:preload cohort] is
                           (1); [q4614:h18] is (1); [q4614:h18] is (dk or rf);
                           [q4615:h18a] is (1 or dk or rf); partial interview

v4617     h18c. risk aversion-4

          section: h            level: respondent         cai reference: q4617
          type: numeric         width: 1                  decimals: 0

          h18c.suppose the chances were 50-50 that the second job would double your
          lifetime income and 50-50 that it would cut it by twenty percent.  would you
          take the first job or the second job?
          ................................................................................
           3188         1. first job
            773         2. second job
             33         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
          17387     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); ([q682:previous wave interv] is (1)
                           and [q461:preload cohort] is (3) and [q4560:risk aversion
                           random number (0-9)] is (ne 1)) or [q461:preload cohort] is
                           (1); [q4614:h18] is (dk or rf); [q4615:h18a] is (1 or dk or
                           rf); [q4616:h18b] is (a); partial interview

v4618     h18d. risk aversion-5

          section: h            level: respondent         cai reference: q4618
          type: numeric         width: 1                  decimals: 0

          h18d. suppose the chances were 50-50 that the second job would double your
          lifetime income and 50-50 that it would cut it by 10 percent.  would you
          take the first job or the second job?
          ................................................................................
           2300         1. first job
            863         2. second job
             24         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
          18196     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); ([q682:previous wave interv] is (1)
                           and [q461:preload cohort] is (3) and [q4560:risk aversion
                           random number (0-9)] is (ne 1)) or [q461:preload cohort] is
                           (1); [q4614:h18] is (dk or rf); [q4615:h18a] is (1 or dk or
                           rf); [q4616:h18b] is (a); [q4617:h18c] is (2 or dk or rf);
                           partial interview

v4619     h19. planning/saving/spending

          section: h            level: respondent         cai reference: q4619
          type: numeric         width: 1                  decimals: 0

          h19. in deciding how much of their (family/...) income to spend or save,
          people are likely to think about different financial planning periods. in
          planning your (family's) saving and spending, which of the following time
          periods is most important to you (and your husband/and your wife/and your
          partner/...), the next few months, the next year, the next few years, the
          next 5-10 years, or longer than 10 years?
          ................................................................................
            902         1. the next few months
            515         2. the next year
           1301         3. the next few years
           1803         4. the next 5-10 years
            734         5. longer than 10 years
            272         8. dk (don't know); na (not ascertained)
             76         9. rf (refused)
          15781     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); ([q682:previous wave interv] is (1)
                           and [q461:preload cohort] is (3) and [q4560:risk aversion
                           random number (0-9)] is (ne 1)) or [q461:preload cohort] is
                           (1); partial interview

v4620     h20. children hh earnings

          section: h            level: respondent         cai reference: q4620
          type: numeric         width: 1                  decimals: 0

          h20. when your children get to be your age, do you think their household
          earnings adjusted for inflation will be higher, lower, or the same as yours
          are now?
          ................................................................................
           4579         1. higher
            766         2. lower
            880         3. same
            161         8. dk (don't know); na (not ascertained)
             20         9. rf (refused)
          14978     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q1732:cs # children] is (lt 1) or
                           ([q3132:g3] is (ne 1) and [q461:preload cohort] is (ne 4));
                           partial interview

v4621     h20a. child earnings higher

          section: h            level: respondent         cai reference: q4621
          type: numeric         width: 1                  decimals: 0

          h20a. would you say much higher?
          ................................................................................
           3350         1. yes
           1178         5. no
             48         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          16808     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q1732:cs # children] is (lt 1) or
                           ([q3132:g3] is (ne 1) and [q461:preload cohort] is (ne 4));
                           [q4620:h20] is (2); [q4620:h20] is (3 or dk or rf);
                           [q4618:h18d] is (3 or dk or rf); partial interview

v4622     h20b. child earnings lower

          section: h            level: respondent         cai reference: q4622
          type: numeric         width: 1                  decimals: 0

          h20b. would you say much lower?
          ................................................................................
            321         1. yes
            427         5. no
             18         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
          20618     blank. inap (inapplicable): [q456:cs continue] is (5); [q497:cs2b] is
                           (a) or [q542:cs15c2] is (a) or [q518:cs11a] is (a);
                           [q483:cs1a] is (2 or 3); [q1732:cs # children] is (lt 1) or
                           ([q3132:g3] is (ne 1) and [q461:preload cohort] is (ne 4));
                           [q4620:h20] is (3 or dk or rf); [q4618:h18d] is (3 or dk or
                           rf); [q4621:h20a] is (a); partial interview

version  data release version

          section: h            level: respondent         cai reference: q20001
          type: numeric         width: 3                  decimals: 0
          ................................................................................
                        1. version 1, december 2001
          21384         2. version 2, may 2003