section j: assets and income (household)

========================================================================================== 1995 ahead core (final release) odbc reference: [a1995c] perl script: codebkd9.pl v5.04 thu aug 16 11:33:04 2007 note to users: the program that generated this codebook is under development. if you have any questions or suggestions concerning codebook layout or content please bring them to the attention of the hrs staff at hrsquest@isr.umich.edu. printing recommendation: set margins (left/right/top/bottom) to .5"; print in portrait orientation using a mono-space 10-point font. ==========================================================================================

hhid      household identifier

          section: j            level: household          cai reference: q9100
          type: character       width: 6                  decimals: 0
          ................................................................................
           5222       200001-208898. household identifier range

subhh    1995 sub-household identifier

          section: j            level: household          cai reference: q9104
          type: character       width: 1                  decimals: 0

          user note: the range 10-49 is reserved for respondent person numbers.
          respondent person numbers ending in 0 are generally from the original
          sample; respondent person numbers ending in 1 are generally new spouses
          added since the original sample.
          ................................................................................
           5211         0. original sample household - no split from divorce or
                           separation of spouses or partners
              6         1. split household - one half of couple from subhh 0 and new
                           spouse or partner, if any
              5         2. split household - other half of couple from subhh 0 and new
                           spouse or partner, if any
                    blank. new cohort - dsubhh does not exist

bsubhh    1993 sub-household identifier

          section: j            level: household          cai reference: q9102
          type: character       width: 1                  decimals: 0
          ................................................................................
           5222         0. original sample household - no split from divorce or
                           separation of spouses or partners
                    blank. new cohort - bsubhh does not exist

pn_cs    1995 coversheet resp person number

          section: j            level: household          cai reference: q9141
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1995 coversheet information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           4043       010. person number
              1       011. person number
           1165       020. person number
                      021. person number
                      030. person number
                      031. person number
                      032. person number
                      040. person number
                      041. person number
             13     blank. no coversheet respondent

pn_fam   1995 family resp person number

          section: j            level: household          cai reference: q9142
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1995 family information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           4056       010. person number
              1       011. person number
           1148       020. person number
                      021. person number
                      030. person number
                      031. person number
                      032. person number
                      040. person number
                      041. person number
             17     blank. no family respondent

pn_fin   1995 financial resp person number

          section: j            level: household          cai reference: q9143
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who provided the
          1995 financial information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
           4216       010. person number
              1       011. person number
            984       020. person number
                      021. person number
                      030. person number
                      031. person number
                      032. person number
                      040. person number
                      041. person number
             21     blank. no financial respondent

pn_ncs   1995 non-coversheet resp person number

          section: j            level: household          cai reference: q9151
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1995 coversheet information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
            887       010. person number
             12       011. person number
            918       020. person number
              1       021. person number
                      030. person number
                      031. person number
                      032. person number
                      040. person number
                      041. person number
           3404     blank. no spouse/partner; no non-coversheet respondent

pn_nfam  1995 non-family resp person number

          section: j            level: household          cai reference: q9152
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1995 family information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
            874       010. person number
             12       011. person number
            935       020. person number
              1       021. person number
                      030. person number
                      031. person number
                      032. person number
                      040. person number
                      041. person number
           3400     blank. no spouse/partner; no non-family respondent

pn_nfin  1995 non-financial resp person number

          section: j            level: household          cai reference: q9153
          type: character       width: 3                  decimals: 0

          user note:  this is the person number of the respondent who did not provide
          the 1995 financial information.  respondent person numbers ending in 0 are
          generally from the original sample; respondent person numbers ending in 1
          are generally new spouses added since the original sample.
          ................................................................................
            714       010. person number
             12       011. person number
           1099       020. person number
              1       021. person number
                      030. person number
                      031. person number
                      032. person number
                      040. person number
                      041. person number
           3396     blank. no spouse/partner; no non-financial respondent

qnr_cs   1995 questionnaire - coversheet resp

          section: j            level: household          cai reference: q9171
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did not
          provide the 1998 coversheet information for the household.
          ................................................................................
           5209         00001-07807. questionnaire number range
             13               blank. no coversheet respondent

qnr_fam  1995 questionnaire - family resp

          section: j            level: household          cai reference: q9172
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did not
          provide the 1998 family information for the household.
          ................................................................................
           5205         00001-07807. questionnaire number range
             17               blank. no family respondent

qnr_fin  1995 questionnaire - financial resp

          section: j            level: household          cai reference: q9173
          type: character       width: 5                  decimals: 0

          user note:  this is the questionnaire number of the respondent who did not
          provide the 1998 financial information for the household.
          ................................................................................
           5201         00001-07807. questionnaire number range
             21               blank. no financial respondent

v3874     j0. intro finances

          section: j            level: household          cai reference: q3874
          type: numeric         width: 1                  decimals: 0

          j0. we are interested in how people are getting along financially these
          days. the next questions are about income you (or your husband/or your
          wife/or your partner) receive. let's start with social security income.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v3875     j1.receive soc sec

          section: j            level: household          cai reference: q3875
          type: numeric         width: 1                  decimals: 0

          j1.
          if q674 is (1 or 2 or 3) do you yourself currently receive any
          else
           do you currently receive any
          end
           income from social security?
          ................................................................................
           4918         1. yes
            244         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v3877m1   j2.r type soc sec

          section: j            level: household          cai reference: q3877
          type: numeric         width: 1                  decimals: 0

          j2. is your social security check for retirement, disability, survivors
          (widowed) benefits, other dependent benefits, or what? check all that apply.

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           3475         1. retirement
             78         2. disability
           1085         3. survivor benefits
            239         4. dependent of disabled or retired
             26         7. other
             13         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
            304     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3875:j1] is (5 or dk or rf); partial interview; no financial
                           respondent

v3877m2   j2.r type soc sec

          section: j            level: household          cai reference: q3877
          type: numeric         width: 1                  decimals: 0

          j2. is your social security check for retirement, disability, survivors
          (widowed) benefits, other dependent benefits, or what? check all that apply.

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             19         1. retirement
             17         2. disability
            139         3. survivor benefits
             12         4. dependent of disabled or retired
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5035     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3875:j1] is (5 or dk or rf); partial interview; no financial
                           respondent

v3878     j3.amt soc sec last mnth

          section: j            level: household          cai reference: q3878
          type: numeric         width: 6                  decimals: 0

          j3. how much did you (yourself) receive from social security last month? do
          not probe dk amount:
          ................................................................................
           4337            1-999996. actual value (allowable range is shown)
                             999997. other
            316              999998. dk (don't know); na (not ascertained)
            265              999999. rf (refused)
            304               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3875:j1] is (5 or dk or rf); partial
                                     interview; no financial respondent

v3879     j3a.amt ss r dk-1

          section: j            level: household          cai reference: q3879
          type: numeric         width: 1                  decimals: 0

          j3a. in (1994/1995) did you receive more than $5,000 per year from social
          security?
          ................................................................................
            289         1. yes
            134         5. no
                        7. other
             70         8. dk (don't know); na (not ascertained)
             88         9. rf (refused)
           4641     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3875:j1] is (5 or dk or rf); [q3878:j3] is (ne dk and ne
                           rf); partial interview; no financial respondent

v3880     j3b.amt ss r dk-2

          section: j            level: household          cai reference: q3880
          type: numeric         width: 1                  decimals: 0

          j3b. did you receive more than $10,000 in (1994/1995)?
          ................................................................................
             72         1. yes
            181         5. no
             15         8. dk (don't know); na (not ascertained)
             21         9. rf (refused)
           4933     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3875:j1] is (5 or dk or rf); [q3878:j3] is (ne dk and ne
                           rf); [q3879:j3a] is (5); [q3879:j3a] is (dk or rf); partial
                           interview; no financial respondent

v3881     j3c.amt ss r dk-3

          section: j            level: household          cai reference: q3881
          type: numeric         width: 1                  decimals: 0

          j3b. did you receive more than $3,000 in (1994/1995)?
          ................................................................................
             85         1. yes
             35         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
           5088     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3875:j1] is (5 or dk or rf); [q3878:j3] is (ne dk and ne
                           rf); [q3879:j3a] is (dk or rf); [q3880:j3b] is (a); partial
                           interview; no financial respondent

v3882     j4. start ss in last two years

          section: j            level: household          cai reference: q3882
          type: numeric         width: 1                  decimals: 0

          j4.
          if q370 is (1) did you start receiving social security before (wave 1
          interview month-year)?
          else
           did you start receiving social security before two years ago?
          end
          ................................................................................
            127         1. yes
             10         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5084     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3875:j1] is (5 or dk or rf); [q152:w1 r w1 get ss] is (1);
                           partial interview; no financial respondent

v3883     j4a.month start soc sec

          section: j            level: household          cai reference: q3883
          type: numeric         width: 2                  decimals: 0

          j4a. in what month and year did you start to receive social security
          benefits?

          month:
          year:
          ................................................................................
              2         1. jan
                        2. feb
                        3. mar
                        4. apr
              1         5. may
              2         6. jun
                        7. jul
                        8. aug
                        9. sep
              1        10. oct
              2        11. nov
              1        12. dec
                       97. other
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5212     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3875:j1] is (5 or dk or rf); [q152:w1 r w1 get ss] is (1);
                           [q3882:j4] is (ne 5); partial interview; no financial
                           respondent

v3884     j4a.year start soc sec

          section: j            level: household          cai reference: q3884
          type: numeric         width: 4                  decimals: 0
          ................................................................................
              9           1993-1996. actual value (allowable range is shown)
                               9997. other
              1                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           5212               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3875:j1] is (5 or dk or rf); [q152:w1 r w1
                                     get ss] is (1); [q3882:j4] is (ne 5); partial
                                     interview; no financial respondent

v3885     j5.sp rec ss

          section: j            level: household          cai reference: q3885
          type: numeric         width: 1                  decimals: 0

          j5. does your (husband/wife/partner) currently receive any income from
          social security?
          ................................................................................
           1767         1. yes
            115         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           3330     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); partial interview; no financial
                           respondent

v3886m1   j5a.sp type soc sec

          section: j            level: household          cai reference: q3886
          type: numeric         width: 1                  decimals: 0

          j5a. is (her/his) social security check for retirement, disability,
          survivors benefits, other dependent benefits, or what?

          choose all that apply.

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
           1453         1. retirement
             28         2. disability
             32         3. survivor benefits
            236         4. dependent of disabled or retired
             14         7. other
              3         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           3455     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5 or dk or rf);
                           partial interview; no financial respondent

v3886m2   j5a.sp type soc sec

          section: j            level: household          cai reference: q3886
          type: numeric         width: 1                  decimals: 0

          j5a. is (her/his) social security check for retirement, disability,
          survivors benefits, other dependent benefits, or what?

          choose all that apply.

          user note: up to five responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1         1. retirement
             11         2. disability
              2         3. survivor benefits
              6         4. dependent of disabled or retired
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5202     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5 or dk or rf);
                           partial interview; no financial respondent

v3888     j6.amt soc sec last mnth sp/pt

          section: j            level: household          cai reference: q3888
          type: numeric         width: 6                  decimals: 0

          j6. how much did your (husband/wife/partner) receive from social security
          last month?

          do not probe dk amount:
          ................................................................................
           1530            1-999996. actual value (allowable range is shown)
                             999997. other
            162              999998. dk (don't know); na (not ascertained)
             75              999999. rf (refused)
           3455               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5
                                     or dk or rf); partial interview; no financial
                                     respondent

v3889     j6a.amt ss s dk-1

          section: j            level: household          cai reference: q3889
          type: numeric         width: 1                  decimals: 0

          j6a. in (1994/1995) did your (husband/wife/partner) receive more than $5,000
          per year from social security?
          ................................................................................
             99         1. yes
             61         5. no
                        7. other
             46         8. dk (don't know); na (not ascertained)
             31         9. rf (refused)
           4985     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5 or dk or rf);
                           [q3888:j6] is (ne dk and ne rf); partial interview; no
                           financial respondent

v3890     j6b.amt ss s dk-2

          section: j            level: household          cai reference: q3890
          type: numeric         width: 1                  decimals: 0

          j6b. did your (husband/wife/partner) receive more than $10,000 in
          (1994/1995)?
          ................................................................................
             20         1. yes
             62         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
           5123     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5 or dk or rf);
                           [q3888:j6] is (ne dk and ne rf); [q3889:j6a] is (5);
                           [q3889:j6a] is (dk or rf); partial interview; no financial
                           respondent

v3891     j6c.amt ss s dk-3

          section: j            level: household          cai reference: q3891
          type: numeric         width: 1                  decimals: 0

          j6c. did your (husband/wife/partner) receive more than $3,000 in
          (1994/1995)?
          ................................................................................
             34         1. yes
             22         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5161     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5 or dk or rf);
                           [q3888:j6] is (ne dk and ne rf); [q3889:j6a] is (dk or rf);
                           [q3890:j6b] is (a); partial interview; no financial respondent

v3892     j7.start ss in last 2 years sp/pt

          section: j            level: household          cai reference: q3892
          type: numeric         width: 1                  decimals: 0

          j7.
          if q370 is (1) did (she/he) start receiving ss before (wave 1 interview
          month-year)?
          else
           did (she/he) start receiving ss before two years ago?
          end
          ................................................................................
            110         1. yes
             28         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5082     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5 or dk or rf);
                           [q153:w1 sp w1 get ss] is (1); partial interview; no financial
                           respondent

v3893     j7a.month start soc sec sp/pt

          section: j            level: household          cai reference: q3893
          type: numeric         width: 2                  decimals: 0

          j7a. in what month and year did your (husband/wife/partner) start to receive
          social security benefits?

          month:
          year:
          ................................................................................
              5         1. jan
              1         2. feb
              1         3. mar
                        4. apr
              2         5. may
              5         6. jun
              3         7. jul
              2         8. aug
              3         9. sep
                       10. oct
              2        11. nov
              1        12. dec
                       97. other
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5195     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5 or dk or rf);
                           [q153:w1 sp w1 get ss] is (1); [q3892:j7] is (ne 5); partial
                           interview; no financial respondent

v3894     j7b.year start soc sec sp/pt

          section: j            level: household          cai reference: q3894
          type: numeric         width: 4                  decimals: 0
          ................................................................................
             25           1900-1996. actual value (allowable range is shown)
                               9997. other
              2                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           5195               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (4 or 5 or 6); [q3885:j5] is (5
                                     or dk or rf); [q153:w1 sp w1 get ss] is (1);
                                     [q3892:j7] is (ne 5); partial interview; no
                                     financial respondent

v3895     j8.soc sec future

          section: j            level: household          cai reference: q3895
          type: numeric         width: 1                  decimals: 0

          j8. do you expect to receive social security benefits at some time in the
          future?
          ................................................................................
             26         1. yes
            192         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4997     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q153:w1
                           sp w1 get ss] is (1); [q3875:j1] is (1 or dk or rf); partial
                           interview; no financial respondent

v3896     j8a.age r ss

          section: j            level: household          cai reference: q3896
          type: numeric         width: 2                  decimals: 0

          j8a. at what age do you expect to start collecting these benefits? age:
          ................................................................................
             26               40-96. actual value (allowable range is shown)
                                 97. other
                                 98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
           5196               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q153:w1 sp w1 get ss] is (1); [q3875:j1] is (1
                                     or dk or rf); [q3895:j8] is (5 or dk or rf);
                                     partial interview; no financial respondent

v3897     j8b.r ss amt future

          section: j            level: household          cai reference: q3897
          type: numeric         width: 6                  decimals: 0

          j8b. if you start collecting social security benefits then, about how much
          do you expect the payments to be in today's dollars? amount:
          ................................................................................
             18            1-999996. actual value (allowable range is shown)
                             999997. other
              8              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5196               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q153:w1 sp w1 get ss] is (1); [q3875:j1] is (1
                                     or dk or rf); [q3895:j8] is (5 or dk or rf);
                                     partial interview; no financial respondent

v3898     j8c. r per today s dllrs

          section: j            level: household          cai reference: q3898
          type: numeric         width: 1                  decimals: 0

          j8b. (would that be per month, year, or what?)

          $[q3897-j8b.r ss amt future] per:
          ................................................................................
                        2. week
                        3. every two weeks/bi-weekly
             24         4. month
                        5. lump sum
                        6. year
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5196     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q153:w1
                           sp w1 get ss] is (1); [q3875:j1] is (1 or dk or rf);
                           [q3895:j8] is (5 or dk or rf); partial interview; no financial
                           respondent

v3899     j8d.ssa calculate

          section: j            level: household          cai reference: q3899
          type: numeric         width: 1                  decimals: 0

          j8d. have you ever had the social security administration calculate what
          your social security retirement benefit will be?
          ................................................................................
              9         1. yes
             17         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5196     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q153:w1
                           sp w1 get ss] is (1); [q3875:j1] is (1 or dk or rf);
                           [q3895:j8] is (5 or dk or rf); partial interview; no financial
                           respondent

v3901     j9.soc sec sp future

          section: j            level: household          cai reference: q3901
          type: numeric         width: 1                  decimals: 0

          j9. does your (husband/wife/partner) expect to receive social security
          benefits at some time in the future?
          ................................................................................
             33         1. yes
             80         5. no
                        7. other
              9         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           5097     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q153:w1
                           sp w1 get ss] is (1); [q3885:j5] is (1) or [q674:a21] is (4 or
                           5 or 6); partial interview; no financial respondent

v3902     j9a.age

          section: j            level: household          cai reference: q3902
          type: numeric         width: 2                  decimals: 0

          j9a. at what age does (she/he) expect to start collecting these benefits?
          age:
          ................................................................................
             27               40-96. actual value (allowable range is shown)
                                 97. other
              6                  98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
           5189               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q153:w1 sp w1 get ss] is (1); [q3885:j5] is
                                     (1) or [q674:a21] is (4 or 5 or 6); [q3901:j9] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v3903     j9b.amt today s dllrs

          section: j            level: household          cai reference: q3903
          type: numeric         width: 6                  decimals: 0

          j9b. if (she/he) starts collecting social security benefits then, about how
          much do you expect the payments to be in today's dollars?

          amount:
          per:
          ................................................................................
             15            1-999996. actual value (allowable range is shown)
                             999997. other
             18              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5189               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q153:w1 sp w1 get ss] is (1); [q3885:j5] is
                                     (1) or [q674:a21] is (4 or 5 or 6); [q3901:j9] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v3904     j9c.sp per today s dllrs

          section: j            level: household          cai reference: q3904
          type: numeric         width: 1                  decimals: 0
          ................................................................................
                        2. week
                        3. every two weeks/bi-weekly
             15         4. month
                        5. lump sum
                        6. year
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5207     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q153:w1
                           sp w1 get ss] is (1); [q3885:j5] is (1) or [q674:a21] is (4 or
                           5 or 6); [q3901:j9] is (5 or dk or rf); [q3903:j9b] is (dk or
                           rf); partial interview; no financial respondent

v3906     j9d.ssa calculate sp

          section: j            level: household          cai reference: q3906
          type: numeric         width: 1                  decimals: 0

          j9d. has your (husband/wife/partner) ever had the social security
          administration calculate what (her/his) social security retirement benefit
          will be?
          ................................................................................
              3         1. yes
             30         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5189     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q153:w1
                           sp w1 get ss] is (1); [q3885:j5] is (1) or [q674:a21] is (4 or
                           5 or 6); [q3901:j9] is (5 or dk or rf); partial interview; no
                           financial respondent

v3911     j10. ssi-month

          section: j            level: household          cai reference: q3911
          type: numeric         width: 1                  decimals: 0

          j10. did you (or your husband/or your wife/or your partner) receive any
          income in the last month from supplemental security income, also called ssi?

          definition: ssi is a program administered by the social security
          administration which makes assistance payments to low-income, blind,
          disabled, and aged persons. a person may be receiving either or both ssi and
          social security checks.
          ................................................................................
            424         1. yes
           4730         5. no
                        7. other
             19         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v3912     j11. ssi $

          section: j            level: household          cai reference: q3912
          type: numeric         width: 4                  decimals: 0

          j11. how much did you (and your husband/and your wife/and your partner)
          receive from ssi last month?

          do not probe dk amount:
          ................................................................................
            394              0-9996. actual value (allowable range is shown)
                               9997. other
             23                9998. dk (don't know); na (not ascertained)
              6                9999. rf (refused)
           4799               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3911:j10] is (5 or dk or rf); partial
                                     interview; no financial respondent

v3913     j11a.amt ss r dk-1

          section: j            level: household          cai reference: q3913
          type: numeric         width: 1                  decimals: 0

          j11a. in (1994/1995) did you receive more than $2,000 from ssi?
          ................................................................................
             12         1. yes
              5         5. no
                        7. other
              9         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           5193     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3911:j10] is (5 or dk or rf); [q3912:j11] is (ne dk and ne
                           rf); partial interview; no financial respondent

v3914     j11b.amt ss r dk-2

          section: j            level: household          cai reference: q3914
          type: numeric         width: 1                  decimals: 0

          j11b. did you receive more than $5,000 in (1994/1995)?
          ................................................................................
              4         1. yes
              8         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5210     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3911:j10] is (5 or dk or rf); [q3912:j11] is (ne dk and ne
                           rf); [q3913:j11a] is (5); [q3913:j11a] is (dk or rf); partial
                           interview; no financial respondent

v3915     j11c.amt ss r dk-3

          section: j            level: household          cai reference: q3915
          type: numeric         width: 1                  decimals: 0

          j11b. did you receive more than $500 in (1994/1995)?
          ................................................................................
              4         1. yes
                        5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5217     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3911:j10] is (5 or dk or rf); [q3912:j11] is (ne dk and ne
                           rf); [q3913:j11a] is (dk or rf); [q3914:j11b] is (a); partial
                           interview; no financial respondent

v3916     j11d. ssi start

          section: j            level: household          cai reference: q3916
          type: numeric         width: 1                  decimals: 0

          j11d. did you (and your husband/and your wife/and your partner) start
          receiving ssi more than 2 years ago?
          ................................................................................
             69         1. yes
             18         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5135     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3911:j10] is (5 or dk or rf); [q3912:j11] is (dk or rf);
                           [q155:w1 ssi] is (1); partial interview; no financial
                           respondent

v3917     j11e. ssi-month

          section: j            level: household          cai reference: q3917
          type: numeric         width: 2                  decimals: 0

          j11e. about what month and year did you start receiving ssi?

          month:
          year:
          ................................................................................
              1         1. jan
              1         2. feb
              2         3. mar
                        4. apr
              1         5. may
              2         6. jun
              1         7. jul
              1         8. aug
              3         9. sep
                       10. oct
              4        11. nov
                       12. dec
                       97. other
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5204     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3911:j10] is (5 or dk or rf); [q3912:j11] is (dk or rf);
                           [q155:w1 ssi] is (1); [q3916:j11d] is (1 or dk or rf); partial
                           interview; no financial respondent

v3918     j11f. ssi

          section: j            level: household          cai reference: q3918
          type: numeric         width: 1                  decimals: 0
          ................................................................................
              2         1. 1993
              8         2. 1994
              4         3. 1995
              2         4. 1996
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5204     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3911:j10] is (5 or dk or rf); [q3912:j11] is (dk or rf);
                           [q155:w1 ssi] is (1); [q3916:j11d] is (1 or dk or rf); partial
                           interview; no financial respondent

v3919     j11g. ssi-lcy

          section: j            level: household          cai reference: q3919
          type: numeric         width: 1                  decimals: 0

          j11g. did you (and your husband/and your wife/and your partner) receive any
          income from ssi in (1994/1995)?
          ................................................................................
             14         1. yes
           4716         5. no
                        7. other
             19         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
            467     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3912:j11] is (dk or rf); [q3911:j10] is (1); partial
                           interview; no financial respondent

v3920     j11h. ssi-mo,1992

          section: j            level: household          cai reference: q3920
          type: numeric         width: 2                  decimals: 0

          j11h. what was the last month you (and your husband/and your wife/and your
          partner) received income from ssi? probe for year if necessary

          month:
          year:
          ................................................................................
              3         1. jan
                        2. feb
              1         3. mar
                        4. apr
                        5. may
              1         6. jun
                        7. jul
              2         8. aug
                        9. sep
              3        10. oct
              1        11. nov
              2        12. dec
                       97. other
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5208     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3912:j11] is (dk or rf); [q3911:j10] is (1); [q3919:j11g] is
                           (5 or dk or rf); partial interview; no financial respondent

v3921     j11j. ssi-yr, 1992

          section: j            level: household          cai reference: q3921
          type: numeric         width: 1                  decimals: 0
          ................................................................................
              3         2. 1994
              7         3. 1995
              3         4. 1996
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5208     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3912:j11] is (dk or rf); [q3911:j10] is (1); [q3919:j11g] is
                           (5 or dk or rf); partial interview; no financial respondent

v3922     j11k. ssi $-1992

          section: j            level: household          cai reference: q3922
          type: numeric         width: 4                  decimals: 0

          j11k. how much did you (and your husband/and your wife/and your partner)
          receive from ssi in that month? amount:
          ................................................................................
             10              0-9996. actual value (allowable range is shown)
                               9997. other
              4                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           5208               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3912:j11] is (dk or rf); [q3911:j10] is (1);
                                     [q3919:j11g] is (5 or dk or rf); partial interview;
                                     no financial respondent

v3927     j12.whether welfare 1993

          section: j            level: household          cai reference: q3927
          type: numeric         width: 1                  decimals: 0

          j12. did you (or your husband/or your wife/or your partner) receive any
          income from welfare in (1994/1995) (not including ssi)?
          ................................................................................
             37         1. yes
           5129         5. no
                        7. other
             12         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v3928     j12a.who recd welfare

          section: j            level: household          cai reference: q3928
          type: numeric         width: 1                  decimals: 0

          j12a. who received that?
          ................................................................................
              3         1. r only
              3         2. spouse or partner
              1         3. both
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3927:j12] is (5 or dk or rf); [q3927:j12] is (1) and
                           [q674:a21] is (4 or 5 or 6); partial interview; no financial
                           respondent

v3929     j12b.amt welfare lcy

          section: j            level: household          cai reference: q3929
          type: numeric         width: 6                  decimals: 0

          j12b. how much did (you/he/she) receive in (1994/1995)? amount:
          ................................................................................
             27            1-999996. actual value (allowable range is shown)
                             999997. other
             10              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5185               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3927:j12] is (5 or dk or rf); partial
                                     interview; no financial respondent

v3935     j13.vet benefits

          section: j            level: household          cai reference: q3935
          type: numeric         width: 1                  decimals: 0

          j13. are you (or your husband/or your wife/or your partner) currently
          receiving any income from veteran benefits?
          ................................................................................
            362         1. yes
           4787         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
             62     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v3936     j13a.vet who rec

          section: j            level: household          cai reference: q3936
          type: numeric         width: 1                  decimals: 0

          j13a. who received that?
          ................................................................................
            285         1. r only
             73         2. spouse or partner
              4         3. both
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4860     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); partial interview; no financial
                           respondent

v3937     j13a.r vet benefit open

          section: j            level: household          cai reference: q3937
          type: numeric         width: 6                  decimals: 0

          j13a. how much did you (yourself) receive last month from that?

          do not probe dk

          amount:
          per:
          ................................................................................
            252            0-999996. actual value (allowable range is shown)
                             999997. other
             22              999998. dk (don't know); na (not ascertained)
             15              999999. rf (refused)
           4933               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk
                                     or rf); partial interview; no financial respondent

v3938     j13b.r vet benefit often

          section: j            level: household          cai reference: q3938
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            242         1. month
              5         6. year
              3         7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4971     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           [q3937:j13a] is (0 or dk or rf); partial interview; no
                           financial respondent

v3940     j13d.j13c,dk

          section: j            level: household          cai reference: q3940
          type: numeric         width: 1                  decimals: 0

          j13d. in (1994/1995), did you receive more than $5,000?
          ................................................................................
             14         1. yes
             10         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
           5185     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           [q3937:j13a] is (ne dk and ne rf); partial interview; no
                           financial respondent

v3941     j13e.j13c,dk-2

          section: j            level: household          cai reference: q3941
          type: numeric         width: 1                  decimals: 0

          j13e. more than $3,000?
          ................................................................................
              5         1. yes
              3         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5212     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           [q3937:j13a] is (ne dk and ne rf); [q3940:j13d] is (1);
                           [q3940:j13d] is (dk or rf or over limit); partial interview;
                           no financial respondent

v3942     j13f.j13c,dk-3

          section: j            level: household          cai reference: q3942
          type: numeric         width: 1                  decimals: 0

          j13f. more than $10,000?
          ................................................................................
              3         1. yes
              8         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5208     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           [q3937:j13a] is (ne dk and ne rf); [q3940:j13d] is (dk or rf
                           or over limit); [q3941:j13e] is (a); partial interview; no
                           financial respondent

v3944m1   j13h.r vet benefit

          section: j            level: household          cai reference: q3944
          type: numeric         width: 1                  decimals: 0

          j13h. what kind of veteran benefits are those? choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             85         1. military
            103         2. widows' or survivors' benefits
             91         3. service disability
              2         4. g. i. bill
              6         7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4933     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           partial interview; no financial respondent

v3944m2   j13h.r vet benefit

          section: j            level: household          cai reference: q3944
          type: numeric         width: 1                  decimals: 0

          j13h. what kind of veteran benefits are those? choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              2         1. military
              2         2. widows' or survivors' benefits
              7         3. service disability
                        4. g. i. bill
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5211     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           partial interview; no financial respondent

v3945     j13j.r vet benefit 2 years

          section: j            level: household          cai reference: q3945
          type: numeric         width: 1                  decimals: 0

          j13j. did you start receiving veteran benefits
          if q370 is (1) before (wave 1 interview month-year)?
          else
           before 2 years ago?
          end
          ................................................................................
            275         1. yes
             13         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4933     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           partial interview; no financial respondent

v3946     j13k.r vet benefit month

          section: j            level: household          cai reference: q3946
          type: numeric         width: 2                  decimals: 0

          j13k. what month and year did you start receiving that?

          probe for year if necessary

          month:
          year:
          ................................................................................
              5         1. jan
                        2. feb
              3         3. mar
                        4. apr
                        5. may
              1         6. jun
                        7. jul
              2         8. aug
                        9. sep
                       10. oct
              1        11. nov
                       12. dec
                       97. other
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5209     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk or rf);
                           [q3945:j13j] is (ne 5); partial interview; no financial
                           respondent

v3947     j13m.r vet benefit year

          section: j            level: household          cai reference: q3947
          type: numeric         width: 4                  decimals: 0
          ................................................................................
             11           1993-1996. actual value (allowable range is shown)
                               9997. other
              2                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           5209               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3935:j13] is (ne 1); [q3936:j13a] is (2 or dk
                                     or rf); [q3945:j13j] is (ne 5); partial interview;
                                     no financial respondent

v3950     j13n.sp vet benefit open

          section: j            level: household          cai reference: q3950
          type: numeric         width: 6                  decimals: 0

          j13n. how much did your (husband/wife/partner) receive last month from that?

          do not probe dk

          amount:
          per:
          ................................................................................
             62            0-999996. actual value (allowable range is shown)
                             999997. other
             10              999998. dk (don't know); na (not ascertained)
              6              999999. rf (refused)
           5144               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3)
                                     or [q3936:j13a] is (1 or dk or rf); partial
                                     interview; no financial respondent

v3951     j13p.sp vet benefit often

          section: j            level: household          cai reference: q3951
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             60         1. month
              1         6. year
              1         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5160     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3) or [q3936:j13a]
                           is (1 or dk or rf); [q3950:j13n] is (0 or dk or rf); partial
                           interview; no financial respondent

v3953     j13q.dk-1

          section: j            level: household          cai reference: q3953
          type: numeric         width: 1                  decimals: 0

          j13q. in (1994/1995), did (she/he) receive more than $5,000?
          ................................................................................
              1         1. yes
              7         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5206     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3) or [q3936:j13a]
                           is (1 or dk or rf); [q3950:j13n] is (ne dk and ne rf); partial
                           interview; no financial respondent

v3954     j13r.j13c,dk-2

          section: j            level: household          cai reference: q3954
          type: numeric         width: 1                  decimals: 0

          j13r. more than $3,000?
          ................................................................................
                        1. yes
              7         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3) or [q3936:j13a]
                           is (1 or dk or rf); [q3950:j13n] is (ne dk and ne rf);
                           [q3953:j13q] is (1); [q3953:j13q] is (dk or rf or over limit);
                           partial interview; no financial respondent

v3955     j13s.j13c,dk-3

          section: j            level: household          cai reference: q3955
          type: numeric         width: 1                  decimals: 0

          j13s. more than $10,000?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3) or [q3936:j13a]
                           is (1 or dk or rf); [q3950:j13n] is (ne dk and ne rf);
                           [q3953:j13q] is (dk or rf or over limit); [q3954:j13r] is (a);
                           partial interview; no financial respondent

v3957m1   j13t.sp vet benefit tax

          section: j            level: household          cai reference: q3957
          type: numeric         width: 1                  decimals: 0

          j13t. what kind of veteran benefits are those? choose all that apply

          user note: up to eight responses were allowed for this question, the actual
          maximum number of responses was one.
          ................................................................................
             22         1. military
              2         2. widows' or survivors' benefits
             50         3. service disability
                        4. g. i. bill
              3         7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5144     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3) or [q3936:j13a]
                           is (1 or dk or rf); partial interview; no financial respondent

v3958     j13u.sp vet benefit 2 years

          section: j            level: household          cai reference: q3958
          type: numeric         width: 1                  decimals: 0

          j13u. did (she/he) start receiving veteran benefits
          if q370 is (1) before (wave 1 interview month-year)?
          else
           before 2 years ago?
          end
          ................................................................................
             71         1. yes
              5         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5144     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3) or [q3936:j13a]
                           is (1 or dk or rf); partial interview; no financial respondent

v3959     j13v.sp vet benefit month

          section: j            level: household          cai reference: q3959
          type: numeric         width: 2                  decimals: 0

          j13v. what month and year did (she/he) start receiving that?

          probe for year if necessary

          month:
          year:
          ................................................................................
              3         1. jan
                        2. feb
                        3. mar
                        4. apr
                        5. may
                        6. jun
                        7. jul
                        8. aug
                        9. sep
              1        10. oct
              1        11. nov
                       12. dec
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5217     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3) or [q3936:j13a]
                           is (1 or dk or rf); [q3958:j13u] is (ne 5); partial interview;
                           no financial respondent

v3960     j13w.sp vet benefit year

          section: j            level: household          cai reference: q3960
          type: numeric         width: 4                  decimals: 0
          ................................................................................
              5           1993-1996. actual value (allowable range is shown)
                               9997. other
                               9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           5217               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3935:j13] is (ne 1); [q674:a21] is (ne 1-3)
                                     or [q3936:j13a] is (1 or dk or rf); [q3958:j13u] is
                                     (ne 5); partial interview; no financial respondent

v3963     j14 intro.assets

          section: j            level: household          cai reference: q3963
          type: numeric         width: 1                  decimals: 0

          j14 intro. savings and investments are an important part of family finances.
          in these next questions, we are going to be asking separately about a number
          of different kinds of savings or investments you may have.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v3964     j14.real estate

          section: j            level: household          cai reference: q3964
          type: numeric         width: 1                  decimals: 0

          j14. do you (or your husband/or your wife/or your partner) have any real
          estate (other than your main home or second home), such as land, rental real
          estate, a partnership, or money owed to you on a land contract or mortgage?
          ................................................................................
            742         1. yes
              3         2. [vol] yes, more than one
           4403         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
             26         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v3965     j15.real estate $

          section: j            level: household          cai reference: q3965
          type: numeric         width: 7                  decimals: 0

          j15. if you sold all that and then paid off any debts on it, about how much
          would you get?

          do not probe dk/rf amount:
          ................................................................................
            516           0-9999996. actual value (allowable range is shown)
                            9999997. other
            205             9999998. dk (don't know); na (not ascertained)
             24             9999999. rf (refused)
           4477               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3964:j14] is (5 or dk or rf); partial
                                     interview; no financial respondent

v3969     j15a.real estate dk-1

          section: j            level: household          cai reference: q3969
          type: numeric         width: 1                  decimals: 0

          j15a.
          if q169 is (0 or 2) would it amount to $200,000 or more?
          else
           q169 is (1) would it amount to $50,000 or more?
          else
           q169 is (3) would it amount to $500,000 or more?
          end
          ................................................................................
             51         1. yes
            148         5. no
                        7. other
             14         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
           4994     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); partial interview; no financial respondent

v3970     j15b.real estate dk-2

          section: j            level: household          cai reference: q3970
          type: numeric         width: 1                  decimals: 0

          j15b.
          if q169 is (0 or 2) $50,000 or more?
          else
           q169 is (1) $20,000 or more?
          else
           q169 is (3) $200,000 or more?
          end
          ................................................................................
             71         1. yes
             74         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5074     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3969:j15a] is (1); partial
                           interview; no financial respondent

v3971     j15c.real estate dk-3

          section: j            level: household          cai reference: q3971
          type: numeric         width: 1                  decimals: 0

          j15c.
          if q169 is (0 or 2) $20,000 or more?
          else
           q169 is (1) $5,000 or more?
          else
           q169 is (3) $50,000 or more?
          end
          ................................................................................
             42         1. yes
             29         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5148     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3969:j15a] is (1);
                           [q3970:j15b] is (1 or dk or rf); partial interview; no
                           financial respondent

v3972     j15d.real estate dk-4

          section: j            level: household          cai reference: q3972
          type: numeric         width: 1                  decimals: 0

          j15d.
          if q169 is (0 or 2) $5,000 or more?
          else
           q169 is (3) $20,000 or more?
          end
          ................................................................................
             16         1. yes
              6         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5198     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3969:j15a] is (1);
                           [q3970:j15b] is (1 or dk or rf); [q3971:j15c] is (1 or dk or
                           rf); [q3971:j15c] is (5) and [q169:w1 realestate v1721] is
                           (1); partial interview; no financial respondent

v3973     j15e.real estate dk-5

          section: j            level: household          cai reference: q3973
          type: numeric         width: 1                  decimals: 0

          j15e. $5,000 or more?
          ................................................................................
              1         1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3969:j15a] is (1);
                           [q3970:j15b] is (1 or dk or rf); [q3971:j15c] is (1 or dk or
                           rf); [q3971:j15c] is (5) and [q169:w1 realestate v1721] is
                           (1); [q3972:j15d] is (1 or dk or rf); [q3972:j15d] is (5) and
                           [q169:w1 realestate v1721] is (0 or 2); partial interview; no
                           financial respondent

v3974     j15f.real estate dk-6

          section: j            level: household          cai reference: q3974
          type: numeric         width: 1                  decimals: 0

          j15f.
          if q169 is (0 or 2) $500,000 or more?
          else
           q169 is (1) $200,000 or more?
          else
           q169 is (3) $1,000,000 or more?
          end
          ................................................................................
             14         1. yes
             35         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5171     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3970:j15b] is (1 or dk or
                           rf); [q3971:j15c] is (1 or dk or rf); [q3971:j15c] is (5) and
                           [q169:w1 realestate v1721] is (1); [q3972:j15d] is (1 or dk or
                           rf); [q3972:j15d] is (5) and [q169:w1 realestate v1721] is (0
                           or 2); [q3973:j15e] is (a); partial interview; no financial
                           respondent

v3975     j15g.real estate dk-7

          section: j            level: household          cai reference: q3975
          type: numeric         width: 1                  decimals: 0

          j15g.
          if q169 is (0 or 2) $1,000,000 or more?
          else
           q169 is (1) $500,000 or more?
          else
           q169 is (3) $2,000,000 or more?
          end
          ................................................................................
              5         1. yes
              8         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5208     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3970:j15b] is (1 or dk or
                           rf); [q3971:j15c] is (1 or dk or rf); [q3971:j15c] is (5) and
                           [q169:w1 realestate v1721] is (1); [q3972:j15d] is (1 or dk or
                           rf); [q3972:j15d] is (5) and [q169:w1 realestate v1721] is (0
                           or 2); [q3973:j15e] is (a); [q3974:j15f] is (5 or dk or rf);
                           partial interview; no financial respondent

v3976     j15h.real estate dk-8

          section: j            level: household          cai reference: q3976
          type: numeric         width: 1                  decimals: 0

          j15h.
          if q169 is (0 or 2) $2,000,000 or more?
          else
           q169 is (1) $1,000,000 or more?
          end
          ................................................................................
                        1. yes
              4         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3970:j15b] is (1 or dk or
                           rf); [q3971:j15c] is (1 or dk or rf); [q3971:j15c] is (5) and
                           [q169:w1 realestate v1721] is (1); [q3972:j15d] is (1 or dk or
                           rf); [q3972:j15d] is (5) and [q169:w1 realestate v1721] is (0
                           or 2); [q3973:j15e] is (a); [q3974:j15f] is (5 or dk or rf);
                           [q3975:j15g] is (5 or dk or rf); [q3975:j15g] is (1) and
                           [q169:w1 realestate v1721] is (3); partial interview; no
                           financial respondent

v3977     j15i.real estate dk-9

          section: j            level: household          cai reference: q3977
          type: numeric         width: 1                  decimals: 0

          j15i. $2,000,000 or more?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3965:j15] is (ne dk and ne
                           rf); [q3969:j15a] is (dk or rf); [q3970:j15b] is (1 or dk or
                           rf); [q3971:j15c] is (1 or dk or rf); [q3971:j15c] is (5) and
                           [q169:w1 realestate v1721] is (1); [q3972:j15d] is (1 or dk or
                           rf); [q3972:j15d] is (5) and [q169:w1 realestate v1721] is (0
                           or 2); [q3973:j15e] is (a); [q3974:j15f] is (5 or dk or rf);
                           [q3975:j15g] is (5 or dk or rf); [q3975:j15g] is (1) and
                           [q169:w1 realestate v1721] is (3); [q3976:j15h] is (5 or dk or
                           rf); [q3976:j15h] is (1) and [q169:w1 realestate v1721] is (0
                           or 2); partial interview; no financial respondent

v3983     j16.rental income

          section: j            level: household          cai reference: q3983
          type: numeric         width: 1                  decimals: 0

          j16. do you (or your husband/or your wife/or your partner) currently receive
          any income or rent from (that property/those properties)?
          ................................................................................
            414         1. yes
            326         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           4477     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); partial interview; no
                           financial respondent

v3984     j16a.rental often paid

          section: j            level: household          cai reference: q3984
          type: numeric         width: 1                  decimals: 0

          j16a. how often do you receive that?
          ................................................................................
              2         1. week
                        2. 2 x month
            297         3. month
              4         4. quarter
             14         5. 6 months
             75         6. year
             20         7. other (specify)
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4808     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3983:j16] is (5 or dk or
                           rf); partial interview; no financial respondent

v3985     j16b.rental receive $ period

          section: j            level: household          cai reference: q3985
          type: numeric         width: 6                  decimals: 0

          j16b. before expenses, about how much did you receive last [q3984-
          j16a.rental often paid] from that?

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * this was the jump prior to version change:
          * changed 12/7/95 added 6 in jump
          ................................................................................
            294            0-999996. actual value (allowable range is shown)
                             999997. other
             43              999998. dk (don't know); na (not ascertained)
             15              999999. rf (refused)
           4870               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3964:j14] is (5 or dk or rf); [q3983:j16] is
                                     (5 or dk or rf); [q3984:j16a] is (6 or 7 or dk or
                                     rf); partial interview; no financial respondent

v3986     j16ba.rental receive same amount

          section: j            level: household          cai reference: q3986
          type: numeric         width: 1                  decimals: 0

          j16ba. do you get about the same amount each [q3984-j16a.rental often paid]?

          specification change:
          see d198 for specification version.

          * changed jump to  from 3989 to 3987 (12/7/95)
          ................................................................................
            276         1. yes
             18         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4928     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3983:j16] is (5 or dk or
                           rf); [q3984:j16a] is (6 or 7 or dk or rf); [q3985:j16b] is (dk
                           or rf); partial interview; no financial respondent

v3987     j16c.rental receive $ lcyear

          section: j            level: household          cai reference: q3987
          type: numeric         width: 6                  decimals: 0

          j16c. before any expenses, about how much did you receive from rental income
          in (1994/1995)?

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * this jump did not exist in the previous version:
          * added 12/7/95
          ................................................................................
            185            0-999996. actual value (allowable range is shown)
                             999997. other
             44              999998. dk (don't know); na (not ascertained)
             14              999999. rf (refused)
           4979               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q3964:j14] is (5 or dk or rf); [q3983:j16] is
                                     (5 or dk or rf); [q3986:j16ba] is (1); partial
                                     interview; no financial respondent

v3989     j16e.rental income dk-1

          section: j            level: household          cai reference: q3989
          type: numeric         width: 1                  decimals: 0

          j16e. would it amount to $50,000 or more in (1994/1995)?
          ................................................................................
              4         1. yes
             69         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
           5139     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3983:j16] is (5 or dk or
                           rf); [q3986:j16ba] is (1); [q3987:j16c] is (ne dk and ne rf);
                           partial interview; no financial respondent

v3990     j16f.rental inc dk-2

          section: j            level: household          cai reference: q3990
          type: numeric         width: 1                  decimals: 0

          j16f. $75,000 or more?
          ................................................................................
              1         1. yes
              3         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3983:j16] is (5 or dk or
                           rf); [q3986:j16ba] is (1); [q3987:j16c] is (ne dk and ne rf);
                           [q3989:j16e] is (5); [q3989:j16e] is (dk or rf); partial
                           interview; no financial respondent

v3991     j16g.rental inc dk-3

          section: j            level: household          cai reference: q3991
          type: numeric         width: 1                  decimals: 0

          j16g. $25,000 or more?
          ................................................................................
             11         1. yes
             56         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5153     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3983:j16] is (5 or dk or
                           rf); [q3986:j16ba] is (1); [q3987:j16c] is (ne dk and ne rf);
                           [q3989:j16e] is (dk or rf); [q3990:j16f] is (a); partial
                           interview; no financial respondent

v3992     j16h.rental inc dk-4

          section: j            level: household          cai reference: q3992
          type: numeric         width: 1                  decimals: 0

          j16h. $10,000 or more?
          ................................................................................
             18         1. yes
             34         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5166     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q3964:j14] is (5 or dk or rf); [q3983:j16] is (5 or dk or
                           rf); [q3986:j16ba] is (1); [q3987:j16c] is (ne dk and ne rf);
                           [q3989:j16e] is (dk or rf); [q3990:j16f] is (a); [q3991:j16g]
                           is (1 or dk or rf); partial interview; no financial respondent

v4005     j17.business

          section: j            level: household          cai reference: q4005
          type: numeric         width: 1                  decimals: 0

          j17. do you (or your husband/or your wife/or your partner) own part or all
          of a business or farm?
          ................................................................................
            294         1. yes
              1         2. [vol] yes, more than one
           4870         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4006     j18.business or farm $

          section: j            level: household          cai reference: q4006
          type: numeric         width: 7                  decimals: 0

          j18. if you sold all that and then paid off any debts on it, about how much
          would you get?

          do not probe dk/rf
          ................................................................................
            163           0-9999996. actual value (allowable range is shown)
                            9999997. other
            115             9999998. dk (don't know); na (not ascertained)
             17             9999999. rf (refused)
           4927               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4005:j17] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4010     j18a.business dk-1

          section: j            level: household          cai reference: q4010
          type: numeric         width: 1                  decimals: 0

          j18a.
          if q171 is (0 or 2) would it amount to $200,000 or more?
          else
           q171 is (1) would it amount to $50,000 or more?
          else
           q171 is (3) would it amount to $500,000 or more?
          end
          ................................................................................
             37         1. yes
             63         5. no
                        7. other
             19         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
           5090     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4011     j18b.business dk-2

          section: j            level: household          cai reference: q4011
          type: numeric         width: 1                  decimals: 0

          j18b.
          if q171 is (0 or 2) $50,000 or more?
          else
           q171 is (1) $20,000 or more?
          else
           q171 is (3) $200,000 or more?
          end
          ................................................................................
             33         1. yes
             23         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5159     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4010:j18a] is (1); partial
                           interview; no financial respondent

v4012     j18c.business dk-3

          section: j            level: household          cai reference: q4012
          type: numeric         width: 1                  decimals: 0

          j18c.
          if q171 is (0 or 2) $20,000 or more?
          else
           q171 is (1) $5,000 or more?
          else
           q171 is (3) $50,000 or more?
          end
          ................................................................................
             15         1. yes
              7         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5199     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4010:j18a] is (1);
                           [q4011:j18b] is (1 or dk or rf); partial interview; no
                           financial respondent

v4013     j18d.business dk-4

          section: j            level: household          cai reference: q4013
          type: numeric         width: 1                  decimals: 0

          j18d.
          if q171 is (0 or 2) $5,000 or more?
          else
           q171 is (3) $20,000 or more?
          end
          ................................................................................
              5         1. yes
              1         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5216     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4010:j18a] is (1);
                           [q4011:j18b] is (1 or dk or rf); [q4012:j18c] is (1 or dk or
                           rf); [q4012:j18c] is (5) and [q171:w1 business v1730] is (1);
                           partial interview; no financial respondent

v4014     j18e.business dk-5

          section: j            level: household          cai reference: q4014
          type: numeric         width: 1                  decimals: 0

          j18e. $5,000 or more?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4010:j18a] is (1);
                           [q4011:j18b] is (1 or dk or rf); [q4012:j18c] is (1 or dk or
                           rf); [q4012:j18c] is (5) and [q171:w1 business v1730] is (1);
                           [q4013:j18d] is (1 or dk or rf); [q4013:j18d] is (5) and
                           [q171:w1 business v1730] is (0 or 2); partial interview; no
                           financial respondent

v4015     j18f.business dk-6

          section: j            level: household          cai reference: q4015
          type: numeric         width: 1                  decimals: 0

          j18f.
          if q171 is (0 or 2) $500,000 or more?
          else
           q171 is (1) $200,000 or more?
          else
           q171 is (3) $1,000,000 or more?
          end
          ................................................................................
              9         1. yes
             23         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5187     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4011:j18b] is (1 or dk or
                           rf); [q4012:j18c] is (1 or dk or rf); [q4012:j18c] is (5) and
                           [q171:w1 business v1730] is (1); [q4013:j18d] is (1 or dk or
                           rf); [q4013:j18d] is (5) and [q171:w1 business v1730] is (0 or
                           2); [q4014:j18e] is (a); partial interview; no financial
                           respondent

v4016     j18g.business dk-7

          section: j            level: household          cai reference: q4016
          type: numeric         width: 1                  decimals: 0

          j18g.
          if q171 is (0 or 2) $1,000,000 or more?
          else
           q171 is (1) $500,000 or more?
          else
           q171 is (3) $2,000,000 or more?
          end
          ................................................................................
              3         1. yes
              6         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4011:j18b] is (1 or dk or
                           rf); [q4012:j18c] is (1 or dk or rf); [q4012:j18c] is (5) and
                           [q171:w1 business v1730] is (1); [q4013:j18d] is (1 or dk or
                           rf); [q4013:j18d] is (5) and [q171:w1 business v1730] is (0 or
                           2); [q4014:j18e] is (a); [q4015:j18f] is (5 or dk or rf);
                           partial interview; no financial respondent

v4017     j18h.business dk-8

          section: j            level: household          cai reference: q4017
          type: numeric         width: 1                  decimals: 0

          j18h.
          if q171 is (0 or 2) $2,000,000 or more?
          else
           q171 is (1) $1,000,000 or more?
          end
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4011:j18b] is (1 or dk or
                           rf); [q4012:j18c] is (1 or dk or rf); [q4012:j18c] is (5) and
                           [q171:w1 business v1730] is (1); [q4013:j18d] is (1 or dk or
                           rf); [q4013:j18d] is (5) and [q171:w1 business v1730] is (0 or
                           2); [q4014:j18e] is (a); [q4015:j18f] is (5 or dk or rf);
                           [q4016:j18g] is (5 or dk or rf); [q4016:j18g] is (1) and
                           [q171:w1 business v1730] is (3); partial interview; no
                           financial respondent

v4018     j18i.business dk-9

          section: j            level: household          cai reference: q4018
          type: numeric         width: 1                  decimals: 0

          j18i. $2,000,000 or more?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4006:j18] is (ne dk and ne
                           rf); [q4010:j18a] is (dk or rf); [q4011:j18b] is (1 or dk or
                           rf); [q4012:j18c] is (1 or dk or rf); [q4012:j18c] is (5) and
                           [q171:w1 business v1730] is (1); [q4013:j18d] is (1 or dk or
                           rf); [q4013:j18d] is (5) and [q171:w1 business v1730] is (0 or
                           2); [q4014:j18e] is (a); [q4015:j18f] is (5 or dk or rf);
                           [q4016:j18g] is (5 or dk or rf); [q4016:j18g] is (1) and
                           [q171:w1 business v1730] is (3); [q4017:j18h] is (5 or dk or
                           rf); [q4017:j18h] is (1) and [q171:w1 business v1730] is (0 or
                           2); partial interview; no financial respondent

v4024     j19.business income

          section: j            level: household          cai reference: q4024
          type: numeric         width: 1                  decimals: 0

          j19. do you (or your husband/or your wife/or your partner) currently receive
          any income from (that/those)?
          ................................................................................
            201         1. yes
             83         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
           4927     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); partial interview; no
                           financial respondent

v4025     j19a.business inc often paid

          section: j            level: household          cai reference: q4025
          type: numeric         width: 1                  decimals: 0

          j19a. how often do you receive that?
          ................................................................................
              2         1. weekly
              2         2. 2 x month
             33         3. month
             10         4. quarter
             10         5. 6 months
            113         6. year
             26         7. other period (specify)
              3         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5021     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4024:j19] is (5 or dk or
                           rf); partial interview; no financial respondent

v4026     j19b.business inc receive $ period

          section: j            level: household          cai reference: q4026
          type: numeric         width: 6                  decimals: 0

          j19b. about how much did you receive last [q4025-j19a.business inc often
          paid] from that?

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * jump change 12/7/95:  added "6 or"
          ................................................................................
             75            0-999996. actual value (allowable range is shown)
                             999997. other
             23              999998. dk (don't know); na (not ascertained)
              9              999999. rf (refused)
           5115               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4005:j17] is (5 or dk or rf); [q4024:j19] is
                                     (5 or dk or rf); [q4025:j19a] is (6 or 7 or dk or
                                     rf); partial interview; no financial respondent

v4027     j19c.business inc same

          section: j            level: household          cai reference: q4027
          type: numeric         width: 1                  decimals: 0

          j19c. did you get about the same amount each [q4025-j19a.business inc often
          paid]?

          specification change:
          see d198 for specification version.

          * changed jump to from 4030 to 4029 (12/7/95)
          ................................................................................
             54         1. yes
             21         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5147     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4024:j19] is (5 or dk or
                           rf); [q4025:j19a] is (6 or 7 or dk or rf); [q4026:j19b] is (dk
                           or rf); partial interview; no financial respondent

v4029     j19d.bus/farm income $ lcyear

          section: j            level: household          cai reference: q4029
          type: numeric         width: 6                  decimals: 0

          j19d. about how much did you receive from (that/those) business in
          (1994/1995)?

          do not probe dk amount:
          ................................................................................
             92            0-999996. actual value (allowable range is shown)
                             999997. other
             22              999998. dk (don't know); na (not ascertained)
              7              999999. rf (refused)
           5101               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4005:j17] is (5 or dk or rf); [q4024:j19] is
                                     (5 or dk or rf); [q4027:j19c] is (1); partial
                                     interview; no financial respondent

v4030     j19e.business income dk-1

          section: j            level: household          cai reference: q4030
          type: numeric         width: 1                  decimals: 0

          j19e. would it amount to $20,000 or more in (1994/1995)?
          ................................................................................
             22         1. yes
             18         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
           5166     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4024:j19] is (5 or dk or
                           rf); [q4027:j19c] is (1); [q4029:j19d] is (ne dk and ne rf);
                           partial interview; no financial respondent

v4031     j19f.business inc dk-2

          section: j            level: household          cai reference: q4031
          type: numeric         width: 1                  decimals: 0

          j19f. $50,000 or more?
          ................................................................................
              5         1. yes
             14         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5200     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4024:j19] is (5 or dk or
                           rf); [q4027:j19c] is (1); [q4029:j19d] is (ne dk and ne rf);
                           [q4030:j19e] is (dk or rf); [q4030:j19e] is (5); partial
                           interview; no financial respondent

v4032     j19g.business inc dk-3

          section: j            level: household          cai reference: q4032
          type: numeric         width: 1                  decimals: 0

          j19g. $5,000 or more?
          ................................................................................
             11         1. yes
              7         5. no
           5204     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4024:j19] is (5 or dk or
                           rf); [q4027:j19c] is (1); [q4029:j19d] is (ne dk and ne rf);
                           [q4030:j19e] is (dk or rf); [q4031:j19f] is (a); partial
                           interview; no financial respondent

v4033     j19h.business inc dk-4

          section: j            level: household          cai reference: q4033
          type: numeric         width: 1                  decimals: 0

          j19h. $2,000 or more?
          ................................................................................
              5         1. yes
              2         5. no
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4005:j17] is (5 or dk or rf); [q4024:j19] is (5 or dk or
                           rf); [q4027:j19c] is (1); [q4029:j19d] is (ne dk and ne rf);
                           [q4030:j19e] is (dk or rf); [q4031:j19f] is (a); [q4032:j19g]
                           is (1 or dk or rf); partial interview; no financial respondent

v4045     j20.ira

          section: j            level: household          cai reference: q4045
          type: numeric         width: 1                  decimals: 0

          j20. do you (or your husband/or your wife/or your partner) currently have
          any money or assets that are held in an individual retirement account, that
          is, in an ira or keogh account?

          interviewer: choose code 2 only if r does not have active ira or keogh
          accounts, but used to have, where the assets have been withdrawn or
          annuitized
          ................................................................................
            840         1. yes
              8         2. [vol] previously had accounts, not now
           4269         5. no
                        7. other
             22         8. dk (don't know); na (not ascertained)
             40         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4046     j20a. number iras

          section: j            level: household          cai reference: q4046
          type: numeric         width: 1                  decimals: 0

          j20a. how many ira accounts do you (or your husband/or your wife/or your
          partner) have?
          ................................................................................
            382         1. one
            290         2. two
             59         3. three
             79         4. more than 3
                        7. other
             15         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
           4382     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); partial interview; no financial
                           respondent

v4047     j21.who ira account

          section: j            level: household          cai reference: q4047
          type: numeric         width: 1                  decimals: 0

          j21.
          if q4046 is (2 or 3 or 4) let's talk about the largest ira account.
          end

          if q674 is (1 or 2 or 3) is that yours or your (husband's/wife's/partner's)?
          end
          ................................................................................
            448         1. r's account
            176         2. spouse or partner
              9         3. joint account
              1         7. other
              3         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
           4572     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (1) and [q674:a21] is
                           (ne 1-3); partial interview; no financial respondent

v4048     j21.total $ ira account

          section: j            level: household          cai reference: q4048
          type: numeric         width: 7                  decimals: 0

          j22. about how much is in this account at the present time?

          do not probe dk/rf
          ................................................................................
            606           0-9999996. actual value (allowable range is shown)
                            9999997. other
            149             9999998. dk (don't know); na (not ascertained)
             85             9999999. rf (refused)
           4382               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4045:j20] is (ne 1); partial interview; no
                                     financial respondent

v4052     j22a.ira dk-1.1

          section: j            level: household          cai reference: q4052
          type: numeric         width: 1                  decimals: 0

          j22a-1.
          if q172 is (0 or 2) would it amount to $50,000 or more?
          else
           q172 is (1) would it amount to $20,000or more?
          else
           q172 is (3) would it amount to $200,000 or more?
          end
          ................................................................................
             46         1. yes
            119         5. no
                        7. other
             24         8. dk (don't know); na (not ascertained)
             46         9. rf (refused)
           4987     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4048:j21] is (ne dk and ne rf);
                           partial interview; no financial respondent

v4053     j22b.ira dk-2.1

          section: j            level: household          cai reference: q4053
          type: numeric         width: 1                  decimals: 0

          j22b-1.
          if q172 is (0 or 2) $20,000 or more?
          else
           q172 is (1) $5,000 or more?
          else
           q172 is (3) $50,000 or more?
          end
          ................................................................................
             60         1. yes
             48         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
           5104     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4048:j21] is (ne dk and ne rf);
                           [q4052:j22a] is (dk or rf); [q4052:j22a] is (1); partial
                           interview; no financial respondent

v4055     j22d.ira dk-4.1

          section: j            level: household          cai reference: q4055
          type: numeric         width: 1                  decimals: 0

          j22d-1.
          if q172 is (0 or 2) $5,000 or more?
          else
           q172 is (3) $20,000 or more?
          end
          ................................................................................
             30         1. yes
             10         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5179     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4048:j21] is (ne dk and ne rf);
                           [q4052:j22a] is (dk or rf); [q4052:j22a] is (1); [q4053:j22b]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (1); partial
                           interview; no financial respondent

v4056     j22e.ira dk-5.1

          section: j            level: household          cai reference: q4056
          type: numeric         width: 1                  decimals: 0

          j22e-1. $5,000 or more?
          ................................................................................
              3         1. yes
              1         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5217     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4048:j21] is (ne dk and ne rf);
                           [q4052:j22a] is (dk or rf); [q4052:j22a] is (1); [q4053:j22b]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (1); [q4055:j22d]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (0 or 2); partial
                           interview; no financial respondent

v4057     j22f.ira dk-6.1

          section: j            level: household          cai reference: q4057
          type: numeric         width: 1                  decimals: 0

          j22f-1.
          if q172 is (0 or 2) $200,000 or more?
          else
           q172 is (1) $50,000 or more?
          else
           q172 is (3) $1,000,000 or more?
          end
          ................................................................................
             10         1. yes
             31         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5176     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4048:j21] is (ne dk and ne rf);
                           [q4052:j22a] is (dk or rf); [q4053:j22b] is (1 or dk or rf);
                           [q172:w1 ira v1735] is (1); [q4055:j22d] is (1 or dk or rf);
                           [q172:w1 ira v1735] is (0 or 2); [q4056:j22e] is (a); partial
                           interview; no financial respondent

v4059     j22h.ira dk-8.1

          section: j            level: household          cai reference: q4059
          type: numeric         width: 1                  decimals: 0

          j22h-1.
          if q172 is (0 or 2) $1,000,000 or more?
          else
           q172 is (1) $200,000 or more?
          end
          ................................................................................
              1         1. yes
              7         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5214     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4048:j21] is (ne dk and ne rf);
                           [q4052:j22a] is (dk or rf); [q4053:j22b] is (1 or dk or rf);
                           [q172:w1 ira v1735] is (1); [q4055:j22d] is (1 or dk or rf);
                           [q172:w1 ira v1735] is (0 or 2); [q4056:j22e] is (a);
                           [q4057:j22f] is (5 or dk or rf); [q172:w1 ira v1735] is (3);
                           partial interview; no financial respondent

v4060     j22j.ira dk-9.1

          section: j            level: household          cai reference: q4060
          type: numeric         width: 1                  decimals: 0

          j22j-1. $1,000,000 or more?
          ................................................................................
                        1. yes
              1         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4048:j21] is (ne dk and ne rf);
                           [q4052:j22a] is (dk or rf); [q4053:j22b] is (1 or dk or rf);
                           [q172:w1 ira v1735] is (1); [q4055:j22d] is (1 or dk or rf);
                           [q172:w1 ira v1735] is (0 or 2); [q4056:j22e] is (a);
                           [q4057:j22f] is (5 or dk or rf); [q172:w1 ira v1735] is (3);
                           [q4059:j22h] is (5 or dk or rf); [q4059:j22h] is (1) and
                           [q172:w1 ira v1735] is (0 or 2); partial interview; no
                           financial respondent

v4078     j24.ira no reg inc-withdraw-1

          section: j            level: household          cai reference: q4078
          type: numeric         width: 1                  decimals: 0

          j24-1. have you (or your husband/or your wife/or your partner) withdrawn any
          money or received any payments from this account (since (w1 interview month-
          year)/in the last two years), when we last talked to you?
          ................................................................................
            601         1. yes
            224         5. no
                        7. other
             10         8. dk (don't know); na (not ascertained)
              5         9. rf (refused)
           4382     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); partial interview; no financial
                           respondent

v4079     j25.ira no reg inc withdraw $-1

          section: j            level: household          cai reference: q4079
          type: numeric         width: 6                  decimals: 0

          j25-1. altogether, about how much money did you (or your husband/or your
          wife/or your partner) withdraw from this account (since (w1 interview month-
          year)/in the last two years)?

          do not probe dk
          amount:
          per:
          ................................................................................
            477            0-999996. actual value (allowable range is shown)
                             999997. other
             91              999998. dk (don't know); na (not ascertained)
             34              999999. rf (refused)
           4620               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk
                                     or rf); partial interview; no financial respondent

v4080     j25a.ira withdraw per

          section: j            level: household          cai reference: q4080
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            233         1. in total
                        2. 2 x month
             58         3. month
              6         4. quarter
              2         5. 6 month
            146         6. year
             32         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4745     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf);
                           [q4079:j25] is (0 or dk or rf); partial interview; no
                           financial respondent

v4082     j25a.ira withdraw dk-1.1

          section: j            level: household          cai reference: q4082
          type: numeric         width: 1                  decimals: 0

          j25a-1. would it amount to $5,000 or more (since (w1 interview month-
          year)/in the last two years)?
          ................................................................................
             28         1. yes
             66         5. no
                        7. other
              9         8. dk (don't know); na (not ascertained)
             20         9. rf (refused)
           5099     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf);
                           [q4079:j25] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4083     j25b.ira withdraw dk-2.1

          section: j            level: household          cai reference: q4083
          type: numeric         width: 1                  decimals: 0

          j25b-1. would it amount to $20,000 or more?
          ................................................................................
              6         1. yes
             18         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5194     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf);
                           [q4079:j25] is (ne dk and ne rf); [q4082:j25a] is (dk or rf);
                           [q4082:j25a] is (5); partial interview; no financial
                           respondent

v4084     j25c.ira withdraw dk-3.1

          section: j            level: household          cai reference: q4084
          type: numeric         width: 1                  decimals: 0

          j25c-1. $2,000 or more?
          ................................................................................
             28         1. yes
             32         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           5156     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf);
                           [q4079:j25] is (ne dk and ne rf); [q4082:j25a] is (dk or rf);
                           [q4083:j25b] is (a); partial interview; no financial
                           respondent

v4085     j25d.ira withdraw dk-4.1

          section: j            level: household          cai reference: q4085
          type: numeric         width: 1                  decimals: 0

          j25d-1. $500 or more?
          ................................................................................
             24         1. yes
              6         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5190     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf);
                           [q4079:j25] is (ne dk and ne rf); [q4082:j25a] is (dk or rf);
                           [q4083:j25b] is (a); [q4084:j25c] is (1 or dk or rf); partial
                           interview; no financial respondent

v4086     j25f-1.ira why withdraw-1

          section: j            level: household          cai reference: q4086
          type: numeric         width: 1                  decimals: 0

          j25f-1. did you (or your husband/or your wife/or your partner) take out only
          the "minimum withdrawal option", that is, the amount required to avoid a tax
          penalty?
          ................................................................................
            488         1. yes
             94         5. no
              1         7. other
             18         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4620     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf); partial
                           interview; no financial respondent

v4087m1   j25e.ira do with withdraw-1

          section: j            level: household          cai reference: q4087
          type: numeric         width: 1                  decimals: 0

          j25e-1. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

          choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            231         1. put in savings
            252         2. used for regular expenses
             51         3. used for special purchases
             15         4. given to relatives
             49         7. other
              2         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4620     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf); partial
                           interview; no financial respondent

v4087m2   j25e.ira do with withdraw-1

          section: j            level: household          cai reference: q4087
          type: numeric         width: 1                  decimals: 0

          j25e-1. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

          choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              3         1. put in savings
             23         2. used for regular expenses
             13         3. used for special purchases
              3         4. given to relatives
              8         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5172     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf); partial
                           interview; no financial respondent

v4087m3   j25e.ira do with withdraw-1

          section: j            level: household          cai reference: q4087
          type: numeric         width: 1                  decimals: 0

          j25e-1. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

          choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. put in savings
                        2. used for regular expenses
              3         3. used for special purchases
              5         4. given to relatives
              1         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf); partial
                           interview; no financial respondent

v4087m4   j25e.ira do with withdraw-1

          section: j            level: household          cai reference: q4087
          type: numeric         width: 1                  decimals: 0

          j25e-1. what did you do with the funds that you withdrew from this account?
          were they put into savings, used for regular expenses, used for special
          purchases, given to relatives, or what?

          choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. put in savings
                        2. used for regular expenses
              1         3. used for special purchases
              2         4. given to relatives
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4078:j24] is (5 or dk or rf); partial
                           interview; no financial respondent

v4088     j25f.ira emergency redrawel

          section: j            level: household          cai reference: q4088
          type: numeric         width: 1                  decimals: 0

          j23f. if you had a financial emergency, could you withdraw all the money
          from this account?
          ................................................................................
            718         1. yes
             76         5. no
                        7. other
             45         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4382     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); partial interview; no financial
                           respondent

v4089     j21.intro ira account-2

          section: j            level: household          cai reference: q4089
          type: numeric         width: 1                  decimals: 0

          j21-2.
          if q4046 is (2) let's talk about the other ira account.
          else
           let's talk about the next largest ira account.
          end

          if q674 is (1 or 2 or 3) is that yours or your (husband's/wife's/partner's)?
          end
          ................................................................................
            232         1. r`s account
            190         2. spouse or partner
              2         3. joint account
                        7. other
              1         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4795     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); partial
                           interview; no financial respondent

v4090     j22.total $ ira account-2

          section: j            level: household          cai reference: q4090
          type: numeric         width: 7                  decimals: 0

          j22-2. about how much is in this account at the present time?

          do not probe dk amount:
          ................................................................................
            319           0-9999996. actual value (allowable range is shown)
                            9999997. other
             74             9999998. dk (don't know); na (not ascertained)
             35             9999999. rf (refused)
           4794               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-
                                     4); partial interview; no financial respondent

v4093     j22a.ira dk-1.2

          section: j            level: household          cai reference: q4093
          type: numeric         width: 1                  decimals: 0

          j22a-2.
          if q172 is (0 or 2) would it amount to $50,000 or more?
          else
           q172 is (1) would it amount to $20,000or more?
          else
           q172 is (3) would it amount to $200,000 or more?
          end
          ................................................................................
              8         1. yes
             84         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
           5113     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4090:j22]
                           is (ne dk and ne rf); partial interview; no financial
                           respondent

v4094     j22b.ira dk-2.2

          section: j            level: household          cai reference: q4094
          type: numeric         width: 1                  decimals: 0

          j22b-2.
          if q172 is (0 or 2) $20,000 or more?
          else
           q172 is (1) $5,000 or more?
          else
           q172 is (3) $50,000 or more?
          end
          ................................................................................
             26         1. yes
             48         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
           5138     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4090:j22]
                           is (ne dk and ne rf); [q4093:j22a] is (dk or rf); [q4093:j22a]
                           is (1); partial interview; no financial respondent

v4096     j22d.ira dk-4.2

          section: j            level: household          cai reference: q4096
          type: numeric         width: 1                  decimals: 0

          j22d-2.
          if q172 is (0 or 2) $5,000 or more?
          else
           q172 is (3) $20,000 or more?
          end
          ................................................................................
             20         1. yes
             22         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5179     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4090:j22]
                           is (ne dk and ne rf); [q4093:j22a] is (dk or rf); [q4093:j22a]
                           is (1); [q4094:j22b] is (1 or dk or rf); [q172:w1 ira v1735]
                           is (1); partial interview; no financial respondent

v4097     j22e.ira dk-5.2

          section: j            level: household          cai reference: q4097
          type: numeric         width: 1                  decimals: 0

          j22e-2. $5,000 or more?

          specification change:
          see d198 for specification version.

          * prior version does not have data for d4097. since the question was not
          reinstated
          * until sometime after 1/3/96. when the question was reinstated, so was the
          jump.
          * question un-te'd 1/3/96 in core, spanish, living proxy
          * jump uncommented 1/3/96
          ................................................................................
              3         1. yes
              2         5. no
                        7. other
           2721         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           2496     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4090:j22]
                           is (ne dk and ne rf); [q4093:j22a] is (dk or rf); [q4093:j22a]
                           is (1); [q4094:j22b] is (1 or dk or rf); [q172:w1 ira v1735]
                           is (1); [q4096:j22d] is (1 or dk or rf); [q172:w1 ira v1735]
                           is (0 or 2); partial interview; no financial respondent

v4098     j22f.ira dk-6.2

          section: j            level: household          cai reference: q4098
          type: numeric         width: 1                  decimals: 0

          j22f-2.
          if q172 is (0 or 2) $200,000 or more?
          else
           q172 is (1) $50,000 or more?
          else
           q172 is (3) $1,000,000 or more?
          end
          ................................................................................
              5         1. yes
             10         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5207     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4090:j22]
                           is (ne dk and ne rf); [q4093:j22a] is (dk or rf); [q4094:j22b]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (1); [q4096:j22d]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (0 or 2);
                           [q4097:j22e] is (a); partial interview; no financial
                           respondent

v4100     j22h.ira dk-8.2

          section: j            level: household          cai reference: q4100
          type: numeric         width: 1                  decimals: 0

          j22h-2.
          if q172 is (0 or 2) $1,000,000 or more?
          else
           q172 is (1) $200,000 or more?
          end
          ................................................................................
                        1. yes
              1         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4090:j22]
                           is (ne dk and ne rf); [q4093:j22a] is (dk or rf); [q4094:j22b]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (1); [q4096:j22d]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (0 or 2);
                           [q4097:j22e] is (a); [q4098:j22f] is (5 or dk or rf); [q172:w1
                           ira v1735] is (3); partial interview; no financial respondent

v4101     j22j.ira dk-9.2

          section: j            level: household          cai reference: q4101
          type: numeric         width: 1                  decimals: 0

          j22j-2. $1,000,000 or more?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4090:j22]
                           is (ne dk and ne rf); [q4093:j22a] is (dk or rf); [q4094:j22b]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (1); [q4096:j22d]
                           is (1 or dk or rf); [q172:w1 ira v1735] is (0 or 2);
                           [q4097:j22e] is (a); [q4098:j22f] is (5 or dk or rf); [q172:w1
                           ira v1735] is (3); [q4100:j22h] is (5 or dk or rf);
                           [q4100:j22h] is (1) and [q172:w1 ira v1735] is (0 or 2);
                           partial interview; no financial respondent

v4116     j24.ira no reg inc-withdraw-2

          section: j            level: household          cai reference: q4116
          type: numeric         width: 1                  decimals: 0

          j24-2. have you (or your husband/or your wife/or your partner) withdrawn any
          money or received any payments from this account (since (w1 interview month-
          year)/in the last two years), when we last talked to you?
          ................................................................................
            244         1. yes
            179         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4794     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); partial
                           interview; no financial respondent

v4117     j25.ira no reg inc withdraw $-2

          section: j            level: household          cai reference: q4117
          type: numeric         width: 6                  decimals: 0

          j25-2. altogether, about how much money did you (or your husband/or your
          wife/or your partner) withdraw from this account (since (w1 interview month-
          year)/in the last two years)?

          do not probe dk
          amount:
          per:
          ................................................................................
            190            0-999996. actual value (allowable range is shown)
                             999997. other
             40              999998. dk (don't know); na (not ascertained)
             14              999999. rf (refused)
           4978               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-
                                     4); [q4116:j24] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4118     j25a.ira withdraw per-2

          section: j            level: household          cai reference: q4118
          type: numeric         width: 1                  decimals: 0
          ................................................................................
            103         1. in total
                        2. 2 x month
             21         3. month
              1         4. quarter
              2         5. 6 month
             48         6. year
              9         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5038     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); [q4117:j25] is (0 or dk or rf); partial
                           interview; no financial respondent

v4120     j25a.ira withdraw dk-1.2

          section: j            level: household          cai reference: q4120
          type: numeric         width: 1                  decimals: 0

          j25a-2. would it amount to $5,000 or more (since (w1 interview month-
          year)/in the last two years)?
          ................................................................................
              7         1. yes
             32         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
           5168     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); [q4117:j25] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4121     j25b.ira withdraw dk-2.2

          section: j            level: household          cai reference: q4121
          type: numeric         width: 1                  decimals: 0

          j25b-2. would it amount to $20,000 or more?
          ................................................................................
              2         1. yes
              5         5. no
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); [q4117:j25] is (ne dk and ne rf);
                           [q4120:j25a] is (dk or rf); [q4120:j25a] is (5); partial
                           interview; no financial respondent

v4122     j25c.ira withdraw dk-3.2

          section: j            level: household          cai reference: q4122
          type: numeric         width: 1                  decimals: 0

          j25c-2. $2,000 or more?
          ................................................................................
              7         1. yes
             24         5. no
              1         8. don't know
           5190     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); [q4117:j25] is (ne dk and ne rf);
                           [q4120:j25a] is (dk or rf); [q4121:j25b] is (a); partial
                           interview; no financial respondent

v4123     j25d.ira withdraw dk-4.2

          section: j            level: household          cai reference: q4123
          type: numeric         width: 1                  decimals: 0

          j25d-2. $500 or more?
          ................................................................................
             16         1. yes
              7         5. no
              1         8. don't know
           5198     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); [q4117:j25] is (ne dk and ne rf);
                           [q4120:j25a] is (dk or rf); [q4121:j25b] is (a); [q4122:j25c]
                           is (1 or dk or rf); partial interview; no financial respondent

v4124     j25f.ira why withdraw-2

          section: j            level: household          cai reference: q4124
          type: numeric         width: 1                  decimals: 0

          j25f-2. did you (or your husband/or your wife/or your partner) take out only
          the "minimum withdrawal option", that is, the amount required to avoid a tax
          penalty?
          ................................................................................
            206         1. yes
             33         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4978     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); partial interview; no financial respondent

v4125m1   j25e.ira do with withdraw-2

          section: j            level: household          cai reference: q4125
          type: numeric         width: 1                  decimals: 0

          j25e-2. what did you (or your husband/or your wife/or your partner) do with
          the funds that you withdrew from this account? were they put into savings,
          used for regular expenses, used for special purchases, given to relatives,
          or what?

          choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
            100         1. put in savings
             99         2. used for regular expenses
             21         3. used for special purchases
              3         4. given to relatives
             20         7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4978     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); partial interview; no financial respondent

v4125m2   j25e.ira do with withdraw-2

          section: j            level: household          cai reference: q4125
          type: numeric         width: 1                  decimals: 0

          j25e-2. what did you (or your husband/or your wife/or your partner) do with
          the funds that you withdrew from this account? were they put into savings,
          used for regular expenses, used for special purchases, given to relatives,
          or what?

          choose all that apply

          user note: up to nine responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
                        1. put in savings
              8         2. used for regular expenses
              4         3. used for special purchases
              4         4. given to relatives
              2         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5204     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4116:j24]
                           is (5 or dk or rf); partial interview; no financial respondent

v4126     j23k.ira emerg withdraw-2

          section: j            level: household          cai reference: q4126
          type: numeric         width: 1                  decimals: 0

          j23k-2. if you had a financial emergency, could you withdraw all the money
          from this account?
          ................................................................................
            383         1. yes
             32         5. no
                        7. other
             13         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4794     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); partial
                           interview; no financial respondent

v4128     j21.intro ira-3

          section: j            level: household          cai reference: q4128
          type: numeric         width: 1                  decimals: 0

          j21-3.
          if q4046 is (3) let's talk about the third ira account.
          else
           let's talk about all the other ira accounts.
          end

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v4129     j22.total $ ira account-3

          section: j            level: household          cai reference: q4129
          type: numeric         width: 7                  decimals: 0

          j22-3. altogether, about how much is in (that ira account/ these other ira
          accounts) at the present time?

          do not probe dk amount:
          ................................................................................
             96           0-9999996. actual value (allowable range is shown)
                            9999997. other
             25             9999998. dk (don't know); na (not ascertained)
             17             9999999. rf (refused)
           5084               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-
                                     4); [q4046:j20a] is (ne 3-4); partial interview; no
                                     financial respondent

v4132     j22a.ira dk-1.3

          section: j            level: household          cai reference: q4132
          type: numeric         width: 1                  decimals: 0

          j22a-3.
          if q172 is (0 or 2) would it amount to $50,000 or more?
          else
           q172 is (1) would it amount to $20,000 or more?
          else
           q172 is (3) would it amount to $200,000 or more?
          end
          ................................................................................
              8         1. yes
             24         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
           5180     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4046:j20a]
                           is (ne 3-4); [q4129:j22] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4133     j22b.ira dk-2.3

          section: j            level: household          cai reference: q4133
          type: numeric         width: 1                  decimals: 0

          j22b-3.
          if q172 is (0 or 2) $20,000 or more?
          else
           q172 is (1) $5,000 or more?
          else
           q172 is (3) $50,000 or more?
          end
          ................................................................................
             12         1. yes
             11         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5198     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4046:j20a]
                           is (ne 3-4); [q4129:j22] is (ne dk and ne rf); [q4132:j22a] is
                           (dk or rf); [q4132:j22a] is (1); partial interview; no
                           financial respondent

v4135     j22d.ira dk-4.3

          section: j            level: household          cai reference: q4135
          type: numeric         width: 1                  decimals: 0

          j22d-3.
          if q172 is (0 or 2) $5,000 or more?
          else
           q172 is (3) $20,000 or more?
          end
          ................................................................................
              4         1. yes
              6         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5212     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4046:j20a]
                           is (ne 3-4); [q4129:j22] is (ne dk and ne rf); [q4132:j22a] is
                           (dk or rf); [q4132:j22a] is (1); [q4133:j22b] is (1 or dk or
                           rf); [q172:w1 ira v1735] is (1); partial interview; no
                           financial respondent

v4136     j22e.ira dk-5.3

          section: j            level: household          cai reference: q4136
          type: numeric         width: 1                  decimals: 0

          j22e-3. $5,000 or more?
          ................................................................................
              2         1. yes
              2         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4046:j20a]
                           is (ne 3-4); [q4129:j22] is (ne dk and ne rf); [q4132:j22a] is
                           (dk or rf); [q4132:j22a] is (1); [q4133:j22b] is (1 or dk or
                           rf); [q172:w1 ira v1735] is (1); [q4135:j22d] is (1 or dk or
                           rf); [q172:w1 ira v1735] is (0 or 2); partial interview; no
                           financial respondent

v4137     j22f.ira dk-6.3

          section: j            level: household          cai reference: q4137
          type: numeric         width: 1                  decimals: 0

          j22f-3.
          if q172 is (0 or 2) $200,000 or more?
          else
           q172 is (1) $50,000 or more?
          else
           q172 is (3) $1,000,000 or more?
          end
          ................................................................................
                        1. yes
              6         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5214     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4046:j20a]
                           is (ne 3-4); [q4129:j22] is (ne dk and ne rf); [q4132:j22a] is
                           (dk or rf); [q4133:j22b] is (1 or dk or rf); [q172:w1 ira
                           v1735] is (1); [q4135:j22d] is (1 or dk or rf); [q172:w1 ira
                           v1735] is (0 or 2); [q4136:j22e] is (a); partial interview; no
                           financial respondent

v4139     j22h.ira dk-8.3

          section: j            level: household          cai reference: q4139
          type: numeric         width: 1                  decimals: 0

          j22h-3.
          if q172 is (0 or 2) $1,000,000 or more?
          else
           q172 is (1) $200,000 or more?
          end
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4046:j20a]
                           is (ne 3-4); [q4129:j22] is (ne dk and ne rf); [q4132:j22a] is
                           (dk or rf); [q4133:j22b] is (1 or dk or rf); [q172:w1 ira
                           v1735] is (1); [q4135:j22d] is (1 or dk or rf); [q172:w1 ira
                           v1735] is (0 or 2); [q4136:j22e] is (a); [q4137:j22f] is (5 or
                           dk or rf); [q172:w1 ira v1735] is (3); partial interview; no
                           financial respondent

v4140     j22i.ira dk-9.3

          section: j            level: household          cai reference: q4140
          type: numeric         width: 1                  decimals: 0

          j22i-3. $1,000,000 or more?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4045:j20] is (ne 1); [q4046:j20a] is (ne 2-4); [q4046:j20a]
                           is (ne 3-4); [q4129:j22] is (ne dk and ne rf); [q4132:j22a] is
                           (dk or rf); [q4133:j22b] is (1 or dk or rf); [q172:w1 ira
                           v1735] is (1); [q4135:j22d] is (1 or dk or rf); [q172:w1 ira
                           v1735] is (0 or 2); [q4136:j22e] is (a); [q4137:j22f] is (5 or
                           dk or rf); [q172:w1 ira v1735] is (3); [q4139:j22h] is (5 or
                           dk or rf); [q4139:j22h] is (1) and [q172:w1 ira v1735] is (0
                           or 2); partial interview; no financial respondent

v4143     j27.ira other annuitized

          section: j            level: household          cai reference: q4143
          type: numeric         width: 1                  decimals: 0

          j27. did you (or your husband/or your wife/or your partner) cash in or
          convert any (other) ira or keogh accounts to annuities at any time (since
          (w1 interview month-year)/in the last two years), when we last talked to
          you?
          ................................................................................
             76         1. yes
           5046         5. no
                        7. other
             27         8. dk (don't know); na (not ascertained)
             30         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4144     j27a.ira who recd

          section: j            level: household          cai reference: q4144
          type: numeric         width: 1                  decimals: 0

          j27a. was that your ira or your (husband's/wife's/partner's)?
          ................................................................................
             24         1. r`s account
             16         2. spouse or partner
              5         3. joint account
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5176     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q674:a21] is (4 or 5 or 6); partial
                           interview; no financial respondent

v4145m1   j27b.ira withdraw

          section: j            level: household          cai reference: q4145
          type: numeric         width: 1                  decimals: 0

          j27b. did you withdraw funds from these accounts, convert them to annuities,
          or what?

          user note: up to three responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
             29         1. withdrew funds
             33         2. converted to annuities
             12         7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5147     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); partial interview; no financial
                           respondent

v4145m2   j27b.ira withdraw

          section: j            level: household          cai reference: q4145
          type: numeric         width: 1                  decimals: 0

          j27b. did you withdraw funds from these accounts, convert them to annuities,
          or what?

          user note: up to three responses were allowed for this question, the actual
          maximum number of responses was two.
          ................................................................................
              1         1. withdrew funds
                        2. converted to annuities
              1         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); partial interview; no financial
                           respondent

v4146     j27c.amt convert

          section: j            level: household          cai reference: q4146
          type: numeric         width: 7                  decimals: 0

          j27c. about how much money was converted to annuities? amount:
          ................................................................................
             28           0-9999996. actual value (allowable range is shown)
                            9999997. other
              3             9999998. dk (don't know); na (not ascertained)
              1             9999999. rf (refused)
           5190               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2);
                                     partial interview; no financial respondent

v4147     j27d.amt withdraw

          section: j            level: household          cai reference: q4147
          type: numeric         width: 7                  decimals: 0

          j27d. about how much money was withdrawn? amount:
          ................................................................................
             25           0-9999996. actual value (allowable range is shown)
                            9999997. other
              1             9999998. dk (don't know); na (not ascertained)
              3             9999999. rf (refused)
           5193               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4143:j27] is (ne 1); [q4145:j27b] is (ne 1);
                                     partial interview; no financial respondent

v4148     j27e.amt other/both

          section: j            level: household          cai reference: q4148
          type: numeric         width: 7                  decimals: 0

          j27e. about how much money was involved that was not withdrawn or converted?
          amount:
          ................................................................................
             10           0-9999996. actual value (allowable range is shown)
                            9999997. other
              4             9999998. dk (don't know); na (not ascertained)
              1             9999999. rf (refused)
           5207               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4143:j27] is (ne 1); [q4145:j27b] is (ne 7);
                                     partial interview; no financial respondent

v4149m1   j27f.do with withdraw

          section: j            level: household          cai reference: q4149
          type: numeric         width: 1                  decimals: 0

          j27f. what did you do with the funds that you withdrew? were they put into
          savings, used for regular expenses, used for special purchases, given to
          relatives, or what?

          user note: up to eight responses were allowed for this question, the actual
          maximum number of responses was one.
          ................................................................................
              8         1. put in savings
              5         2. used for regular expenses
              4         3. used for special purchases
              4         4. given to relatives
              6         7. other
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5193     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q4145:j27b] is (ne 1); partial
                           interview; no financial respondent

v4150     j27g. annuity amount

          section: j            level: household          cai reference: q4150
          type: numeric         width: 6                  decimals: 0

          j27g. about how much do you receive from this annuity?
          amount:
          per:
          ................................................................................
             23            0-999996. actual value (allowable range is shown)
                             999997. other
              6              999998. dk (don't know); na (not ascertained)
              2              999999. rf (refused)
           5191               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2);
                                     partial interview; no financial respondent

v4151     j27pg.per j27g

          section: j            level: household          cai reference: q4151
          type: numeric         width: 1                  decimals: 0
          ................................................................................
                        1. weekly
                        2. 2 x month
              5         3. month
              2         4. quarter
                        5. 6 month
              3         6. year
              1         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5211     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2); [q4150:j27g] is
                           (0 or dk or rf); partial interview; no financial respondent

v4156     j27j. tax on ira payment

          section: j            level: household          cai reference: q4156
          type: numeric         width: 1                  decimals: 0

          j27j. are federal income taxes withheld on these payments?
          ................................................................................
              8         1. yes
             22         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5192     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2); partial
                           interview; no financial respondent

v4157     j27k.month annuity ira

          section: j            level: household          cai reference: q4157
          type: numeric         width: 2                  decimals: 0

          j27k. in what month and year did you (or your husband/or your wife/or your
          partner) start to receive that annuity?

          month:
          year:
          ................................................................................
              6         1. jan
              1         2. feb
              3         3. mar
                        4. apr
              2         5. may
              3         6. jun
              1         7. jul
                        8. aug
                        9. sep
              2        10. oct
              4        11. nov
              6        12. dec
                       97. other
              1        98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
           5192     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2); partial
                           interview; no financial respondent

v4158     j27m.year annuity ira

          section: j            level: household          cai reference: q4158
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             11         1. 1993
              6         2. 1994
             10         3. 1995
              2         4. 1996
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5191     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2); partial
                           interview; no financial respondent

v4159     j27n.how long annuity,year

          section: j            level: household          cai reference: q4159
          type: numeric         width: 4                  decimals: 0

          j27n. for how long will these payments continue?

          until year:
          until age:
          for #years:

          user note:  the respondent could answer this question in any one of four
          ways.  these different responses are reported in this and the next three
          variables.  there should be valid data in only one of these variables,
          depending on how the respondent chose to answer the question.
          ................................................................................
              2           1995-2100. actual value (allowable range is shown)
                               9997. other
              2                9998. dk (don't know); na (not ascertained)
              1                9999. rf (refused)
           5217               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2);
                                     partial interview; no financial respondent

v4160     j27p.how long ira inc,age

          section: j            level: household          cai reference: q4160
          type: numeric         width: 3                  decimals: 0
          ................................................................................
                             65-115. actual value (allowable range is shown)
                                997. other
                                998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2);
                                     [q4159:j27n] is (1995-2100 or dk or rf or over
                                     limit); partial interview; no financial respondent

v4161     j27q.how long ira inc,#yrs

          section: j            level: household          cai reference: q4161
          type: numeric         width: 2                  decimals: 0
          ................................................................................
              2                0-50. actual value (allowable range is shown)
                                 97. other
              1                  98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
           5219               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2);
                                     [q4159:j27n] is (1995-2100 or dk or rf or over
                                     limit); [q4160:j27p] is (65-115 or dk or rf or over
                                     limit); partial interview; no financial respondent

v4162     j27r.how long ira inc,var

          section: j            level: household          cai reference: q4162
          type: numeric         width: 1                  decimals: 0
          ................................................................................
              5         4. until r dies
                        5. until spouse dies
              9         6. until money runs out
              7         7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5200     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2); [q4159:j27n] is
                           (1995-2100 or dk or rf or over limit); [q4160:j27p] is (65-115
                           or dk or rf or over limit); [q4161:j27q] is (1-50 or dk or rf
                           or over limit); partial interview; no financial respondent

v4164     j27s.ira reg inc-spouse

          section: j            level: household          cai reference: q4164
          type: numeric         width: 1                  decimals: 0

          j27s. will (your spouse/you) continue to receive these payments after (you
          die/your spouse dies)?
          ................................................................................
              4         1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4143:j27] is (ne 1); [q4145:j27b] is (ne 2); [q4162:j27r] is
                           (ne 4 and ne 5) or [q674:a21] is (3 or 4 or 5 or 6); partial
                           interview; no financial respondent

v4191     j30.ret pension

          section: j            level: household          cai reference: q4191
          type: numeric         width: 1                  decimals: 0

          j30. are you (or your husband/or your wife/or your partner) currently
          receiving any income from retirement pensions?

          do not include any lump-sum pension payments.
          ................................................................................
           2442         1. yes
           2692         5. no
                        7. other
             13         8. dk (don't know); na (not ascertained)
             32         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4192     j30a.who recd pension

          section: j            level: household          cai reference: q4192
          type: numeric         width: 1                  decimals: 0

          j30a. who receives that?
          ................................................................................
            577         1. r only
            336         2. spouse/partner only
            252         3. both
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4056     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q674:a21] is (4 or 5 or 6);
                           partial interview; no financial respondent

v4193     j30b.>1 pension

          section: j            level: household          cai reference: q4193
          type: numeric         width: 1                  decimals: 0

          j30b.
          if q4192 is (3) do you yourself receive income from more than one retirement
          pension?
          else
           do you receive income from more than one retirement pension?
          end
          ................................................................................
            240         1. yes
           1862         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           3115     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); partial interview; no financial
                           respondent

v4194     j30c.#pensions

          section: j            level: household          cai reference: q4194
          type: numeric         width: 2                  decimals: 0

          j30c. how many retirement pensions do you receive?

          # of pensions:
          ................................................................................
            237                2-50. actual value (allowable range is shown)
                                 97. other
              2                  98. dk (don't know); na (not ascertained)
              1                  99. rf (refused)
           4982               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); [q4193:j30b] is (5
                                     or dk or rf); partial interview; no financial
                                     respondent

v4198     j30d.amt pension-1

          section: j            level: household          cai reference: q4198
          type: numeric         width: 6                  decimals: 0

          j30d-1. how much did you receive last month from that pension?
          amount:
          ................................................................................
           1868            1-999996. actual value (allowable range is shown)
                             999997. other
             78              999998. dk (don't know); na (not ascertained)
            161              999999. rf (refused)
           3115               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); partial interview;
                                     no financial respondent

v4199     j30e.taxes withheld-1

          section: j            level: household          cai reference: q4199
          type: numeric         width: 1                  decimals: 0

          j30e-1. were any federal income taxes withheld on that?
          ................................................................................
            787         1. yes
           1252         5. no
                        7. other
             60         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
           3116     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); partial interview; no financial
                           respondent

v4200     j30f.year start pension-1

          section: j            level: household          cai reference: q4200
          type: numeric         width: 4                  decimals: 0

          j30f-1. in what year did you first begin to receive that pension?
          year:
          ................................................................................
           2050           1900-1996. actual value (allowable range is shown)
                               9997. other
             55                9998. dk (don't know); na (not ascertained)
              2                9999. rf (refused)
           3115               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); partial interview;
                                     no financial respondent

v4201     j30g.year start pension-1

          section: j            level: household          cai reference: q4201
          type: numeric         width: 2                  decimals: 0

          j30g-1. and what month was that?
          month:
          ................................................................................
             16         1. jan
              6         2. feb
              9         3. mar
              4         4. apr
              3         5. may
              8         6. jun
              9         7. jul
              8         8. aug
              9         9. sep
              5        10. oct
              3        11. nov
              4        12. dec
                       97. other
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5137     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q4200:j30f] is (lt 1993 or dk or
                           rf); partial interview; no financial respondent

v4202     j30g.pension cola-1

          section: j            level: household          cai reference: q4202
          type: numeric         width: 1                  decimals: 0

          j30g-1. is the pension payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
            873         1. yes
           1190         5. no
                        7. other
             43         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           3115     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); partial interview; no financial
                           respondent

v4203     j30h.pmt continue-1

          section: j            level: household          cai reference: q4203
          type: numeric         width: 1                  decimals: 0

          j30h-1. will this payment continue for as long as you live?
          ................................................................................
           2047         1. yes
             36         5. no
                        7. other
             21         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           3118     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); partial interview; no financial
                           respondent

v4204     j30j.how long pension-1

          section: j            level: household          cai reference: q4204
          type: numeric         width: 3                  decimals: 0

          j30j-1. for how many years will it continue?
          # of years:
          ................................................................................
             26               1-100. actual value (allowable range is shown)
                                997. other
             11                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5185               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); [q4203:j30h] is (1
                                     or dk or rf); partial interview; no financial
                                     respondent

v4205     j30k.pension stop with death-1

          section: j            level: household          cai reference: q4205
          type: numeric         width: 1                  decimals: 0

          j30k-1. if you were to die before your (husband/wife/partner), would the
          payment stop, continue unchanged, or continue at a reduced level?
          ................................................................................
            332         1. stop
            127         2. continue unchanged
            340         3. continue at reduced level
              3         7. other
             29         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4391     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q674:a21] is (4 or 5 or 6);
                           partial interview; no financial respondent

v4213     j30d.2nd (largest) pension-2

          section: j            level: household          cai reference: q4213
          type: numeric         width: 7                  decimals: 0

          j30d-2. how much did you receive last month from your second largest
          pension?
          amount:
          ................................................................................
            214            1-999996. actual value (allowable range is shown)
                            9999997. other
             13             9999998. dk (don't know); na (not ascertained)
             17             9999999. rf (refused)
           4978               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); [q4193:j30b] is
                                     (ne 1); partial interview; no financial respondent

v4214     j30e.taxes withheld pension-2

          section: j            level: household          cai reference: q4214
          type: numeric         width: 1                  decimals: 0

          j30e-2. were any federal income taxes withheld on that pension?
          ................................................................................
             63         1. yes
            174         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4978     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q4193:j30b] is (ne 1); partial
                           interview; no financial respondent

v4215     j30f.year start pension-2

          section: j            level: household          cai reference: q4215
          type: numeric         width: 4                  decimals: 0

          j30f-2. in what year did you start to receive that pension?
          year:
          ................................................................................
            231           1954-1995. year pension started
                               9997. other
              8                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           4983               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); [q4193:j30b] is
                                     (ne 1); partial interview; no financial respondent

v4216     j30g.month start pension-2

          section: j            level: household          cai reference: q4216
          type: numeric         width: 2                  decimals: 0

          j30g-2. and what month was that?
          month:
          ................................................................................
              1         1. jan
                        2. feb
                        3. mar
                        4. apr
              2         5. may
              1         6. jun
                        7. jul
                        8. aug
              1         9. sep
                       10. oct
              2        11. nov
              2        12. dec
                       97. other
              1        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5212     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q4193:j30b] is (ne 1);
                           [q4215:j30f] is (lt 1993 or dk or rf); partial interview; no
                           financial respondent

v4217     j30h.pension cola-2

          section: j            level: household          cai reference: q4217
          type: numeric         width: 1                  decimals: 0

          j30h-2. is the pension payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
             86         1. yes
            153         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4976     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q4193:j30b] is (ne 1); partial
                           interview; no financial respondent

v4218     j30j.pmt continue pension-2

          section: j            level: household          cai reference: q4218
          type: numeric         width: 1                  decimals: 0

          j30j-2. will this payment continue for as long as you live?
          ................................................................................
            236         1. yes
              4         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4977     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q4193:j30b] is (ne 1); partial
                           interview; no financial respondent

v4219     j30k.how long pension-2

          section: j            level: household          cai reference: q4219
          type: numeric         width: 3                  decimals: 0

          j30k-2. for how many years will it continue?
          # of years:
          ................................................................................
              4               1-100. actual value (allowable range is shown)
                                997. other
              2                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5216               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); [q4193:j30b] is
                                     (ne 1); [q4218:j30j] is (1 or dk or rf); partial
                                     interview; no financial respondent

v4220     j30m.stop with death pension-2

          section: j            level: household          cai reference: q4220
          type: numeric         width: 1                  decimals: 0

          j30m-2. if you were to die before your (husband/wife/partner), would the
          payment stop, continue unchanged, or continue at a reduced level?
          ................................................................................
             43         1. stop
             12         2. continue unchanged
             31         3. continue at reduced level
                        7. other
              6         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5130     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q4193:j30b] is (ne 1); [q674:a21]
                           is (4 or 5 or 6); partial interview; no financial respondent

v4221     j30u.other pensions

          section: j            level: household          cai reference: q4221
          type: numeric         width: 6                  decimals: 0

          j30u.
          if q4194 is (3) about how much did you receive last month from your third
          pension?
          else
           about the other retirement pensions that you receive, tell me about how
          much in total you received last month.
          end

          amount:
          ................................................................................
             18            1-999996. actual value (allowable range is shown)
                             999997. other
              4              999998. dk (don't know); na (not ascertained)
              2              999999. rf (refused)
           5198               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (2); [q4192:j30a] is (dk or rf); [q4194:j30c] is
                                     (lt 3); partial interview; no financial respondent

v4222     j30v.taxes withheld oth pensions

          section: j            level: household          cai reference: q4222
          type: numeric         width: 1                  decimals: 0

          j30v. were any federal income taxes withheld (on these)?
          ................................................................................
              7         1. yes
             15         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5198     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (2);
                           [q4192:j30a] is (dk or rf); [q4194:j30c] is (lt 3); partial
                           interview; no financial respondent

v4226     j31.pension sp

          section: j            level: household          cai reference: q4226
          type: numeric         width: 1                  decimals: 0

          j31. now let me ask about the retirement pensions received by your
          (husband/wife/partner). does (she/he) currently receive more than one such
          pension?
          ................................................................................
             45         1. yes
            539         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4633     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); partial interview; no
                           financial respondent

v4227     j31a.#pensions sp

          section: j            level: household          cai reference: q4227
          type: numeric         width: 2                  decimals: 0

          j31a. how many such pensions does your (husband/wife/partner) receive?

          # of pensions:
          ................................................................................
             44                2-50. actual value (allowable range is shown)
                                 97. other
              1                  98. dk (don't know); na (not ascertained)
                                 99. rf (refused)
           5177               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     [q4226:j31] is (5 or dk or rf); partial interview;
                                     no financial respondent

v4228     j31b.1st pension sp-1

          section: j            level: household          cai reference: q4228
          type: numeric         width: 1                  decimals: 0

          j31b-1. tell me about the largest retirement pension your
          (husband/wife/partner) receives.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v4229     j31c.amt pension sp-1

          section: j            level: household          cai reference: q4229
          type: numeric         width: 6                  decimals: 0

          j31c-1. how much did your (husband/wife/partner) receive last month from
          that pension?
          amount:
          ................................................................................
            489            1-999996. actual value (allowable range is shown)
              1              999997. other
             46              999998. dk (don't know); na (not ascertained)
             50              999999. rf (refused)
           4636               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v4230     j31d.taxes withheld pension sp-1

          section: j            level: household          cai reference: q4230
          type: numeric         width: 1                  decimals: 0

          j31d-1. were any federal income taxes withheld on that?
          ................................................................................
            199         1. yes
            355         5. no
                        7. other
             33         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4634     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); partial interview; no
                           financial respondent

v4231     j31e.year start pension sp-1

          section: j            level: household          cai reference: q4231
          type: numeric         width: 4                  decimals: 0

          j31e-1. in what year did (she/he) start to receive that pension? year:
          ................................................................................
            566           1900-1996. actual value (allowable range is shown)
                               9997. other
             21                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           4635               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     partial interview; no financial respondent

v4232     j31f.month start pension sp-1

          section: j            level: household          cai reference: q4232
          type: numeric         width: 2                  decimals: 0

          j31e-1. and what month was that?
          month:
          ................................................................................
              4         1. jan
              2         2. feb
                        3. mar
              1         4. apr
                        5. may
              4         6. jun
              1         7. jul
              1         8. aug
              1         9. sep
                       10. oct
                       11. nov
                       12. dec
                       97. other
              5        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5203     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); [q4231:j31e] is (lt 1993 or
                           dk or rf); partial interview; no financial respondent

v4233     j31f.cola pension sp-1

          section: j            level: household          cai reference: q4233
          type: numeric         width: 1                  decimals: 0

          j31f-1. is the pension payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
            226         1. yes
            350         5. no
                        7. other
             13         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4633     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); partial interview; no
                           financial respondent

v4234     j31g.pension continue sp-1

          section: j            level: household          cai reference: q4234
          type: numeric         width: 1                  decimals: 0

          j31g-1. will this payment continue for as long as (she/he) lives?
          ................................................................................
            577         1. yes
              4         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4633     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); partial interview; no
                           financial respondent

v4235     j31h. how long pension sp-1

          section: j            level: household          cai reference: q4235
          type: numeric         width: 3                  decimals: 0

          j31h-1. for how many years will it continue?
          # of years:
          ................................................................................
              4               1-100. actual value (allowable range is shown)
                                997. other
                                998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5218               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     [q4234:j31g] is (1 or dk or rf); partial interview;
                                     no financial respondent

v4236     j31j. stop with death pension sp-1

          section: j            level: household          cai reference: q4236
          type: numeric         width: 1                  decimals: 0

          j31j-1. if (she/he) were to die before you, would the payment stop, continue
          unchanged, or continue at a reduced level?
          ................................................................................
            296         1. stop
             62         2. continue unchanged
            210         3. continue at reduced level
                        7. other
             20         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4633     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); partial interview; no
                           financial respondent

v4238     j31k. 2nd (largest) pension sp-2

          section: j            level: household          cai reference: q4238
          type: numeric         width: 6                  decimals: 0

          j31k-2. and how much did (she/he) receive last month from the second
          (largest) retirement pension?
          amount:
          ................................................................................
             38            1-999996. actual value (allowable range is shown)
                             999997. other
              3              999998. dk (don't know); na (not ascertained)
              4              999999. rf (refused)
           5177               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     [q4226:j31] is (5 or dk or rf); partial interview;
                                     no financial respondent

v4245     j31d.taxes withheld pension sp-2

          section: j            level: household          cai reference: q4245
          type: numeric         width: 1                  decimals: 0

          j31d-2. were any federal income taxes withheld on that?
          ................................................................................
             10         1. yes
             35         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5176     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); [q4226:j31] is (5 or dk or
                           rf); partial interview; no financial respondent

v4246     j31e.year start pension sp-2

          section: j            level: household          cai reference: q4246
          type: numeric         width: 4                  decimals: 0

          j31e-2. in what year did (she/he) start to receive that pension?
          year:
          ................................................................................
             45           1900-1996. actual value (allowable range is shown)
                               9997. other
              1                9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           5176               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     [q4226:j31] is (5 or dk or rf); partial interview;
                                     no financial respondent

v4247     j31f.month start pension sp-2

          section: j            level: household          cai reference: q4247
          type: numeric         width: 2                  decimals: 0

          j31e-2. and what month was that?
          month:
          ................................................................................
                        1. jan
              1         2. feb
              1         3. mar
                        4. apr
                        5. may
              1         6. jun
                        7. jul
                        8. aug
                        9. sep
                       10. oct
                       11. nov
                       12. dec
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); [q4226:j31] is (5 or dk or
                           rf); [q4246:j31e] is (lt 1993 or dk or rf); partial interview;
                           no financial respondent

v4248     j31g.cola pension sp-2

          section: j            level: household          cai reference: q4248
          type: numeric         width: 1                  decimals: 0

          j31g-2. is the pension payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
             17         1. yes
             27         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5176     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); [q4226:j31] is (5 or dk or
                           rf); partial interview; no financial respondent

v4249     j31h.pension continue sp-2

          section: j            level: household          cai reference: q4249
          type: numeric         width: 1                  decimals: 0

          j31h-2. will this payment continue for as long as (she/he) lives?
          ................................................................................
             44         1. yes
              1         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5176     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); [q4226:j31] is (5 or dk or
                           rf); partial interview; no financial respondent

v4250     j31j.how long pension sp-2

          section: j            level: household          cai reference: q4250
          type: numeric         width: 3                  decimals: 0

          j31j-2. for how many years will it continue?
          # of years:
          ................................................................................
                              1-100. actual value (allowable range is shown)
                                997. other
              1                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5221               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     [q4226:j31] is (5 or dk or rf); [q4249:j31h] is (1
                                     or dk or rf); partial interview; no financial
                                     respondent

v4251     j31k.stop with death pension sp-2

          section: j            level: household          cai reference: q4251
          type: numeric         width: 1                  decimals: 0

          j31k-2. if (she/he) were to die before you, would the payment stop, continue
          unchanged, or continue at a reduced level?
          ................................................................................
             31         1. stop
              4         2. continue unchanged
              9         3. continue at reduced level
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5176     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); [q4226:j31] is (5 or dk or
                           rf); partial interview; no financial respondent

v4253     j31u.other pensions sp

          section: j            level: household          cai reference: q4253
          type: numeric         width: 6                  decimals: 0

          j31u-2.
          if q4227 is (3) how much did (she/he) receive last month from (her/his)
          third pension.
          else
           about the other retirement pensions (she/he) receives, about how much in
          total did (she/he) receive last month?
          end

          amount:
          ................................................................................
              5            1-999996. actual value (allowable range is shown)
                             999997. other
              2              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5215               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (dk or rf); [q4192:j30a] is (ne 2 and ne 3);
                                     [q4226:j31] is (5 or dk or rf); [q4227:j31a] is
                                     (2); partial interview; no financial respondent

v4254     j31v.taxes withheld pensions oth sp

          section: j            level: household          cai reference: q4254
          type: numeric         width: 1                  decimals: 0

          j31v-2. were any federal income taxes withheld (on these)?
          ................................................................................
              2         1. yes
              4         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4191:j30] is (5 or dk or rf); [q4192:j30a] is (dk or rf);
                           [q4192:j30a] is (ne 2 and ne 3); [q4226:j31] is (5 or dk or
                           rf); [q4227:j31a] is (2); partial interview; no financial
                           respondent

v4255     j31w. total income from pensions

          section: j            level: household          cai reference: q4255
          type: numeric         width: 6                  decimals: 0

          j31w. overall, about how much did you (and your husband/and your wife/and
          your partner) receive last month from retirement pensions (not including
          social security)?
          amount:
          ................................................................................
                           1-999996. actual value (allowable range is shown)
                             999997. other
              1              999998. dk (don't know); na (not ascertained)
              1              999999. rf (refused)
           5220               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4191:j30] is (5 or dk or rf); [q4192:j30a] is
                                     (ne 2 and ne 3); [q4226:j31] is (5 or dk or rf);
                                     [q4227:j31a] is (2); [q4192:j30a] is (ne dk and ne
                                     rf); partial interview; no financial respondent

v4266     j33.income annuities

          section: j            level: household          cai reference: q4266
          type: numeric         width: 1                  decimals: 0

          j33. aside from anything you have already told me about, are you (or your
          husband/or your wife/or your partner) currently receiving any income from
          annuities?
          ................................................................................
            374         1. yes
           4737         5. no
                        7. other
             26         8. dk (don't know); na (not ascertained)
             42         9. rf (refused)
             43     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4267     j33a.who recd annuity

          section: j            level: household          cai reference: q4267
          type: numeric         width: 1                  decimals: 0

          j33a. who receives that?
          ................................................................................
             66         1. r only
             32         2. spouse/partner only
             69         3. both
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5055     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q674:a21] is (4 or 5 or 6);
                           partial interview; no financial respondent

v4268     j33b.>1 annuity inc

          section: j            level: household          cai reference: q4268
          type: numeric         width: 1                  decimals: 0

          j33b.
          if q4267 is (3) do you yourself receive income from more than one annuity?
          else
           do you receive income from more than one annuity?
          end
          ................................................................................
            104         1. yes
            234         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           4880     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); partial interview; no financial
                           respondent

v4269     j33c.# annuities inc

          section: j            level: household          cai reference: q4269
          type: numeric         width: 2                  decimals: 0

          j33c. how many annuities do you receive?
          # of annuities:
          ................................................................................
             99                2-50. actual value (allowable range is shown)
                                 97. other
              4                  98. dk (don't know); na (not ascertained)
              2                  99. rf (refused)
           5117               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (2); [q4267:j33a] is (dk or rf); [q4268:j33b] is (5
                                     or dk or rf); partial interview; no financial
                                     respondent

v4270     j33d.1st annuity inc-1

          section: j            level: household          cai reference: q4270
          type: numeric         width: 1                  decimals: 0

          j33d. tell me about the largest annuity that you currently receive.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v4271     j33d.amt annuity inc-1

          section: j            level: household          cai reference: q4271
          type: numeric         width: 7                  decimals: 0

          j33d-1. how much did you receive last month from that annuity?
          amount:
          ................................................................................
              3         0. amount already reported
            241 1-9999996. actual value (allowable range is shown)
                  9999997. other
             63   9999998. dk (don't know); na (not ascertained)
             33   9999999. rf (refused)
           4882     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); partial interview; no financial
                           respondent

v4272     j33e.taxes withheld annuity inc-1

          section: j            level: household          cai reference: q4272
          type: numeric         width: 1                  decimals: 0

          j33e-1. were any federal income taxes withheld on that?
          ................................................................................
             86         1. yes
            239         5. no
                        7. other
             15         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4880     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); partial interview; no financial
                           respondent

v4273     j33f.year start annuity inc-1

          section: j            level: household          cai reference: q4273
          type: numeric         width: 4                  decimals: 0

          j33f-1. in what year did you start to receive that annuity?
          year:
          ................................................................................
            311           1900-1996. actual value (allowable range is shown)
                               9997. other
             25                9998. dk (don't know); na (not ascertained)
              6                9999. rf (refused)
           4880               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (2); [q4267:j33a] is (dk or rf); partial interview;
                                     no financial respondent

v4274     j33g.month start annuity inc-1

          section: j            level: household          cai reference: q4274
          type: numeric         width: 2                  decimals: 0

          j33f-1. and what month was that?
          month:
          ................................................................................
             20         1. jan
              4         2. feb
              8         3. mar
              6         4. apr
              2         5. may
              5         6. jun
              7         7. jul
              2         8. aug
              9         9. sep
             11        10. oct
              4        11. nov
              7        12. dec
              1        97. other
             18        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5118     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4273:j33f] is (lt 1993 or dk or
                           rf); partial interview; no financial respondent

v4275     j33h.cola annuity inc-1

          section: j            level: household          cai reference: q4275
          type: numeric         width: 1                  decimals: 0

          j33h-1. is the annuity payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
             48         1. yes
            267         5. no
                        7. other
             23         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           4880     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); partial interview; no financial
                           respondent

v4276     j33j.annuity inc continue-1

          section: j            level: household          cai reference: q4276
          type: numeric         width: 1                  decimals: 0

          j33j-1. will this payment continue for as long as you live?
          ................................................................................
            243         1. yes
             82         5. no
                        7. other
             14         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           4880     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); partial interview; no financial
                           respondent

v4277     j33k.how long annuity inc-1

          section: j            level: household          cai reference: q4277
          type: numeric         width: 3                  decimals: 0

          j33k-1. for how many years will it continue?
          # of years:
          ................................................................................
             54               1-100. actual value (allowable range is shown)
                                997. other
             27                 998. dk (don't know); na (not ascertained)
              2                 999. rf (refused)
           5139               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (2); [q4267:j33a] is (dk or rf); [q4276:j33j] is (1
                                     or dk or rf); partial interview; no financial
                                     respondent

v4278     j33m.stop with death annuity inc-1

          section: j            level: household          cai reference: q4278
          type: numeric         width: 1                  decimals: 0

          j33m-1. if you were to die before your (husband/wife/partner), would the
          payment stop, continue unchanged, or continue at a reduced level?
          ................................................................................
             19         1. stop
             92         2. continue unchanged
             11         3. continue at reduced level
              3         7. other
              9         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5087     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q674:a21] is (4 or 5 or 6);
                           partial interview; no financial respondent

v4285     j33d.2nd (largest) annuity inc-2

          section: j            level: household          cai reference: q4285
          type: numeric         width: 7                  decimals: 0

          j33d-2. how much did you receive last month from your second (largest)
          annuity?
          amount:
          ................................................................................
              3         0. amount already reported
             58 1-9999996. actual value (allowable range is shown)
                  9999997. other
             35   9999998. dk (don't know); na (not ascertained)
             11   9999999. rf (refused)
           5115     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           partial interview; no financial respondent

v4287     j33e.taxes withheld annuity inc-2

          section: j            level: household          cai reference: q4287
          type: numeric         width: 1                  decimals: 0

          j33e-2. were any federal income taxes withheld on that annuity?
          ................................................................................
             18         1. yes
             77         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           5116     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           partial interview; no financial respondent

v4288     j33f.year start annuity inc-2

          section: j            level: household          cai reference: q4288
          type: numeric         width: 4                  decimals: 0

          j33f-2. in what year did you start to receive that annuity?
          year:
          ................................................................................
             88           1900-1996. actual value (allowable range is shown)
              2                9997. other
             13                9998. dk (don't know); na (not ascertained)
              3                9999. rf (refused)
           5116               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (2); [q4267:j33a] is (dk or rf); [q4268:j33b] is (5
                                     or dk or rf) and [q4267:j33a] is (3); [q4268:j33b]
                                     is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                                     [q4268:j33b] is (5 or dk or rf); partial interview;
                                     no financial respondent

v4289     j33g.month start annuity inc-2

          section: j            level: household          cai reference: q4289
          type: numeric         width: 2                  decimals: 0

          j33f-2. and what month was that?
          month:
          ................................................................................
              6         1. jan
              1         2. feb
              4         3. mar
              1         4. apr
                        5. may
                        6. jun
              1         7. jul
              1         8. aug
              1         9. sep
                       10. oct
              1        11. nov
              2        12. dec
                       97. other
              4        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5200     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           [q4288:j33f] is (lt 1993 or dk or rf); partial interview; no
                           financial respondent

v4290     j33h.cola annuity inc-2

          section: j            level: household          cai reference: q4290
          type: numeric         width: 1                  decimals: 0

          j33h-2. is the annuity payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
             14         1. yes
             81         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           5116     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           partial interview; no financial respondent

v4291     j33j.annuity inc continue-2

          section: j            level: household          cai reference: q4291
          type: numeric         width: 1                  decimals: 0

          j33j-2. will this payment continue for as long as you live?
          ................................................................................
             80         1. yes
             16         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5116     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           partial interview; no financial respondent

v4292     j33k.how long annuity inc-2

          section: j            level: household          cai reference: q4292
          type: numeric         width: 3                  decimals: 0

          j33k-2. for how many years will it continue?
          # of years:
          ................................................................................
              8               1-100. actual value (allowable range is shown)
                                997. other
             10                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5204               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (2); [q4267:j33a] is (dk or rf); [q4268:j33b] is (5
                                     or dk or rf) and [q4267:j33a] is (3); [q4268:j33b]
                                     is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                                     [q4268:j33b] is (5 or dk or rf); [q4291:j33j] is (1
                                     or dk or rf); partial interview; no financial
                                     respondent

v4293     j33m.stop with death annuity inc-2

          section: j            level: household          cai reference: q4293
          type: numeric         width: 1                  decimals: 0

          j33m-2. if you were to die before your (husband/wife/partner), would the
          payment stop, continue unchanged, or continue at a reduced level?
          ................................................................................
              8         1. stop
             27         2. continue unchanged
              1         3. continue at reduced level
              2         7. other
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5179     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           [q674:a21] is (4 or 5 or 6); partial interview; no financial
                           respondent

v4294     j34.other annuities

          section: j            level: household          cai reference: q4294
          type: numeric         width: 7                  decimals: 0

          j34.
          if q4269 is (3) how much did you receive last month from your third annuity?
          else
           about the other annuities that you receive, tell me about how much in total
          you received last month.
          end

          amount:
          ................................................................................
              1         0. amount already reported
             19 1-9999996. actual value (allowable range is shown)
                  9999997. other
             24   9999998. dk (don't know); na (not ascertained)
              7   9999999. rf (refused)
           5171     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           [q4269:j33c] is (2) and [q4267:j33a] is (3); [q4269:j33c] is
                           (2) and [q4267:j33a] is (ne 3); partial interview; no
                           financial respondent

v4298     j34a.taxes withheld other annuities

          section: j            level: household          cai reference: q4298
          type: numeric         width: 1                  decimals: 0

          j34a. were any federal income taxes withheld (on these)?
          ................................................................................
              5         1. yes
             36         5. no
                        7. other
              9         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5171     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (2);
                           [q4267:j33a] is (dk or rf); [q4268:j33b] is (5 or dk or rf)
                           and [q4267:j33a] is (3); [q4268:j33b] is (5 or dk or rf) and
                           [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or rf);
                           [q4269:j33c] is (2) and [q4267:j33a] is (3); [q4269:j33c] is
                           (2) and [q4267:j33a] is (ne 3); partial interview; no
                           financial respondent

v4299     j35.>1 annuities spouse

          section: j            level: household          cai reference: q4299
          type: numeric         width: 1                  decimals: 0

          j35. now let me ask about the annuities received by your
          (husband/wife/partner). does (she/he) currently receive more than one such
          annuity?
          ................................................................................
             12         1. yes
             88         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5121     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4300     j35a.# annuities sp

          section: j            level: household          cai reference: q4300
          type: numeric         width: 2                  decimals: 0

          j35a. how many such annuities does your (husband/wife/partner) receive?
          # of annuities:
          ................................................................................
             12                2-50. actual value (allowable range is shown)
                                 97. other
                                 98. dk (don't know); na (not ascertained)
              1                  99. rf (refused)
           5209               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (dk or rf); [q4268:j33b] is (5 or dk or rf) and
                                     [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or
                                     rf); [q4269:j33c] is (2) and [q4267:j33a] is (ne
                                     3); [q4267:j33a] is (ne 2 and ne 3); [q4299:j35] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4301     j35b.1st annuities inc sp-1

          section: j            level: household          cai reference: q4301
          type: numeric         width: 1                  decimals: 0

          j35b. tell me about the largest annuity your (husband/wife/partner)
          receives.

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v4302     j35c.amt annuity inc sp-1

          section: j            level: household          cai reference: q4302
          type: numeric         width: 7                  decimals: 0

          j35c-1. how much did your (husband/wife/partner) receive last month from
          that annuity?
          amount:
          ................................................................................
              9         0. amount already reported
             42 1-9999996. actual value (allowable range is shown)
                  9999997. other
             33   9999998. dk (don't know); na (not ascertained)
             13   9999999. rf (refused)
           5125     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4303     j35d.taxes withheld annuity inc sp-1

          section: j            level: household          cai reference: q4303
          type: numeric         width: 1                  decimals: 0

          j35d-1. were any federal income taxes withheld on that?
          ................................................................................
             18         1. yes
             75         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5121     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4304     j35e.year start annuity inc sp-1

          section: j            level: household          cai reference: q4304
          type: numeric         width: 4                  decimals: 0

          j35e-1. in what year did (she/he) start to receive that annuity?
          year:
          ................................................................................
             75           1960-1996. actual value (allowable range is shown)
                               9997. other
             23                9998. dk (don't know); na (not ascertained)
              2                9999. rf (refused)
           5122               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (dk or rf); [q4268:j33b] is (5 or dk or rf) and
                                     [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or
                                     rf); [q4269:j33c] is (2) and [q4267:j33a] is (ne
                                     3); [q4267:j33a] is (ne 2 and ne 3); partial
                                     interview; no financial respondent

v4305     j35e.month start annty

          section: j            level: household          cai reference: q4305
          type: numeric         width: 2                  decimals: 0

          j35e-1. and what month was that?
          month:
          ................................................................................
              5         1. jan
              2         2. feb
                        3. mar
              1         4. apr
              1         5. may
              1         6. jun
                        7. jul
              3         8. aug
                        9. sep
              4        10. oct
              1        11. nov
              1        12. dec
                       97. other
              7        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5196     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           [q4304:j35e] is (lt 1993 or dk or rf); partial interview; no
                           financial respondent

v4306     j35f.cola annuity inc sp-1

          section: j            level: household          cai reference: q4306
          type: numeric         width: 1                  decimals: 0

          j35f-1. is the annuity payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
              9         1. yes
             77         5. no
                        7. other
             13         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5121     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4307     j35g.annuity inc continue sp-1

          section: j            level: household          cai reference: q4307
          type: numeric         width: 1                  decimals: 0

          j35g-1. will this payment continue for as long as (she/he) lives?
          ................................................................................
             61         1. yes
             31         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5122     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4308     j35h.how long annuity inc sp-1

          section: j            level: household          cai reference: q4308
          type: numeric         width: 3                  decimals: 0

          j35h-1. for how many years will it continue?
          # of years:
          ................................................................................
             22               1-100. actual value (allowable range is shown)
                                997. other
             10                 998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5190               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (dk or rf); [q4268:j33b] is (5 or dk or rf) and
                                     [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or
                                     rf); [q4269:j33c] is (2) and [q4267:j33a] is (ne
                                     3); [q4267:j33a] is (ne 2 and ne 3); [q4307:j35g]
                                     is (1 or dk or rf); partial interview; no financial
                                     respondent

v4309     j35j.stop with death annuity inc sp-1

          section: j            level: household          cai reference: q4309
          type: numeric         width: 1                  decimals: 0

          j35j-1. if (she/he) were to die before you, would the payment stop, continue
          unchanged, or continue at a reduced level?
          ................................................................................
             21         1. stop
             57         2. continue unchanged
              8         3. continue at reduced level
              2         7. other
             10         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5122     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           partial interview; no financial respondent

v4315     j35b.2nd (largest) annuuity inc sp-2

          section: j            level: household          cai reference: q4315
          type: numeric         width: 6                  decimals: 0

          j35b-2. and how much did (she/he) receive last month from the second largest
          annuity?
          amount:
          ................................................................................
              9            1-999996. actual value (allowable range is shown)
                             999997. other
              2              999998. dk (don't know); na (not ascertained)
              2              999999. rf (refused)
           5209               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (dk or rf); [q4268:j33b] is (5 or dk or rf) and
                                     [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or
                                     rf); [q4269:j33c] is (2) and [q4267:j33a] is (ne
                                     3); [q4267:j33a] is (ne 2 and ne 3); [q4299:j35] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4317     j35d.taxes withheld annuity inc sp-2

          section: j            level: household          cai reference: q4317
          type: numeric         width: 1                  decimals: 0

          j35d-2. were any federal income taxes withheld on that?
          ................................................................................
              3         1. yes
              7         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5210     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           [q4299:j35] is (5 or dk or rf); partial interview; no
                           financial respondent

v4318     j35e.year start annuity inc sp-2

          section: j            level: household          cai reference: q4318
          type: numeric         width: 4                  decimals: 0

          j35e-2. in what year did (she/he) start to receive that annuity?
          year:
          ................................................................................
              9           1900-1996. actual value (allowable range is shown)
                               9997. other
              3                9998. dk (don't know); na (not ascertained)
              1                9999. rf (refused)
           5209               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (dk or rf); [q4268:j33b] is (5 or dk or rf) and
                                     [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or
                                     rf); [q4269:j33c] is (2) and [q4267:j33a] is (ne
                                     3); [q4267:j33a] is (ne 2 and ne 3); [q4299:j35] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4319     j35p.month start annuity inc sp-2

          section: j            level: household          cai reference: q4319
          type: numeric         width: 2                  decimals: 0

          j35e-2. and what month was that?
          month:
          ................................................................................
              2         1. jan
                        2. feb
                        3. mar
                        4. apr
                        5. may
                        6. jun
                        7. jul
                        8. aug
                        9. sep
                       10. oct
              1        11. nov
                       12. dec
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           [q4299:j35] is (5 or dk or rf); [q4318:j35e] is (lt 1993 or dk
                           or rf); partial interview; no financial respondent

v4320     j35f.cola annuity inc sp-2

          section: j            level: household          cai reference: q4320
          type: numeric         width: 1                  decimals: 0

          j35f-2. is the annuity payment automatically adjusted for changes in the
          cost of living?
          ................................................................................
              1         1. yes
              9         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5210     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           [q4299:j35] is (5 or dk or rf); partial interview; no
                           financial respondent

v4321     j35g.annuity inc continue sp-2

          section: j            level: household          cai reference: q4321
          type: numeric         width: 1                  decimals: 0

          j35g-2. will this payment continue for as long as (she/he) lives?
          ................................................................................
              9         1. yes
              1         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5210     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           [q4299:j35] is (5 or dk or rf); partial interview; no
                           financial respondent

v4322     j35h.how long annuity inc sp-2

          section: j            level: household          cai reference: q4322
          type: numeric         width: 3                  decimals: 0

          j35h-2. for how many years will it continue?
          # of years:
          ................................................................................
              1               1-100. actual value (allowable range is shown)
                                997. other
                                998. dk (don't know); na (not ascertained)
                                999. rf (refused)
           5221               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (dk or rf); [q4268:j33b] is (5 or dk or rf) and
                                     [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or
                                     rf); [q4269:j33c] is (2) and [q4267:j33a] is (ne
                                     3); [q4267:j33a] is (ne 2 and ne 3); [q4299:j35] is
                                     (5 or dk or rf); [q4321:j35g] is (1 or dk or rf);
                                     partial interview; no financial respondent

v4323     j35j.stop with death annuity inc sp-2

          section: j            level: household          cai reference: q4323
          type: numeric         width: 1                  decimals: 0

          j35j-2. if (she/he) were to die before you, would the payment stop, continue
          unchanged, or continue at a reduced level?
          ................................................................................
              2         1. stop
              8         2. continue unchanged
                        3. continue at reduced level
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5210     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           [q4299:j35] is (5 or dk or rf); partial interview; no
                           financial respondent

v4324     j35u.other annuity inc sp

          section: j            level: household          cai reference: q4324
          type: numeric         width: 7                  decimals: 0

          j35u.
          if q4300 is (3) how much did (she/he) receive last month from (her/his)
          third annuity?
          else
           about the other annuities (she/he) receives, about how much in total did
          (she/he) receive last month?
          end

          amount:
          ................................................................................
              2           1-9999996. actual value (allowable range is shown)
                            9999997. other
              2             9999998. dk (don't know); na (not ascertained)
              2             9999999. rf (refused)
           5216               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4267:j33a] is
                                     (dk or rf); [q4268:j33b] is (5 or dk or rf) and
                                     [q4267:j33a] is (ne 3); [q4268:j33b] is (5 or dk or
                                     rf); [q4269:j33c] is (2) and [q4267:j33a] is (ne
                                     3); [q4267:j33a] is (ne 2 and ne 3); [q4299:j35] is
                                     (5 or dk or rf); [q4300:j35a] is (2); partial
                                     interview; no financial respondent

v4325     j35v.taxes withheld oth annuity inc sp

          section: j            level: household          cai reference: q4325
          type: numeric         width: 1                  decimals: 0

          j35v. were any federal income taxes withheld (on these)?
          ................................................................................
              1         1. yes
              3         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5216     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4266:j33] is (5 or dk or rf); [q4267:j33a] is (dk or rf);
                           [q4268:j33b] is (5 or dk or rf) and [q4267:j33a] is (ne 3);
                           [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is (2) and
                           [q4267:j33a] is (ne 3); [q4267:j33a] is (ne 2 and ne 3);
                           [q4299:j35] is (5 or dk or rf); [q4300:j35a] is (2); partial
                           interview; no financial respondent

v4326     j35w.total annuity income

          section: j            level: household          cai reference: q4326
          type: numeric         width: 7                  decimals: 0

          j35w. overall, about how much did you (and your husband/and your wife/and
          your partner) receive last month from annuities?
          amount:
          ................................................................................
                          1-9999996. actual value (allowable range is shown)
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4266:j33] is (5 or dk or rf); [q4268:j33b] is
                                     (5 or dk or rf) and [q4267:j33a] is (ne 3);
                                     [q4268:j33b] is (5 or dk or rf); [q4269:j33c] is
                                     (2) and [q4267:j33a] is (ne 3); [q4267:j33a] is (ne
                                     2 and ne 3); [q4299:j35] is (5 or dk or rf);
                                     [q4300:j35a] is (2); [q4325:j35v] is (a); partial
                                     interview; no financial respondent

v4338     j36.stock assets

          section: j            level: household          cai reference: q4338
          type: numeric         width: 1                  decimals: 0

          j36. (aside from anything you have already told me about..) do you (or your
          husband/or your wife/or your partner) have any shares of stock or stock
          mutual funds?
          ................................................................................
           1401         1. yes
           3687         5. no
                        7. other
             22         8. dk (don't know); na (not ascertained)
             68         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4339     j37.total $ stocks

          section: j            level: household          cai reference: q4339
          type: numeric         width: 8                  decimals: 0

          j37. if you sold all those and paid off anything you owed on them, about how
          much would you have?

          do not probe dk amount:
          ................................................................................
            746           0-9999996. actual value (allowable range is shown)
              2    9999996-99999996. extreme values
                           99999997. other
            527            99999998. dk (don't know); na (not ascertained)
            129            99999999. rf (refused)
           3818               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4338:j36] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4343     j37a.stocks dk-1

          section: j            level: household          cai reference: q4343
          type: numeric         width: 1                  decimals: 0

          j37a.
          if q173 is (0 or 2) would it amount to $100,000 or more?
          else
           q173 is (1) would it amount to $10,000 or more?
          else
           q173 is (3) would it amount to $750,000 or more?
          end
          ................................................................................
            159         1. yes
            381         5. no
              1         7. other
             45         8. dk (don't know); na (not ascertained)
             71         9. rf (refused)
           4565     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4339:j37] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4344     j37b.stocks dk-2

          section: j            level: household          cai reference: q4344
          type: numeric         width: 1                  decimals: 0

          j37b.
          if q173 is (0 or 2) $10,000 or more?
          else
           q173 is (1) $2,000 or more?
          else
           q173 is (3) $100,000 or more?
          end
          ................................................................................
            249         1. yes
            107         5. no
              1         7. other
             17         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
           4840     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4339:j37] is (ne dk and ne
                           rf); [q4343:j37a] is (dk or rf); [q4343:j37a] is (1); partial
                           interview; no financial respondent

v4346     j37d.stocks dk-4

          section: j            level: household          cai reference: q4346
          type: numeric         width: 1                  decimals: 0

          j37d.
          if q173 is (0 or 2) $2,000 or more?
          else
           q173 is (3) $10,000 or more?
          end
          ................................................................................
             69         1. yes
             23         5. no
              1         7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5126     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4339:j37] is (ne dk and ne
                           rf); [q4343:j37a] is (dk or rf); [q4343:j37a] is (1);
                           [q4344:j37b] is (1 or dk or rf); [q173:w1 stocks v1743] is
                           (1); partial interview; no financial respondent

v4347     j37e.stocks dk-5

          section: j            level: household          cai reference: q4347
          type: numeric         width: 1                  decimals: 0

          j37e. $2,000 or more?
          ................................................................................
              4         1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4339:j37] is (ne dk and ne
                           rf); [q4343:j37a] is (dk or rf); [q4343:j37a] is (1);
                           [q4344:j37b] is (1 or dk or rf); [q173:w1 stocks v1743] is
                           (1); [q4346:j37d] is (1 or dk or rf); [q173:w1 stocks v1743]
                           is (0 or 2); partial interview; no financial respondent

v4348     j37f.stocks dk-6

          section: j            level: household          cai reference: q4348
          type: numeric         width: 1                  decimals: 0

          j37f.
          if q173 is (0 or 2) $750,000 or more?
          else
           q173 is (1) $100,000 or more?
          else
           q173 is (3) $1,500,000 or more?
          end
          ................................................................................
             23         1. yes
            118         5. no
              1         7. other
              8         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
           5063     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4339:j37] is (ne dk and ne
                           rf); [q4343:j37a] is (dk or rf); [q4344:j37b] is (1 or dk or
                           rf); [q173:w1 stocks v1743] is (1); [q4346:j37d] is (1 or dk
                           or rf); [q173:w1 stocks v1743] is (0 or 2); [q4347:j37e] is
                           (a); partial interview; no financial respondent

v4350     j37h.stocks dk-8

          section: j            level: household          cai reference: q4350
          type: numeric         width: 1                  decimals: 0

          j37h.
          if q173 is (0 or 2) $1,500,000 or more?
          else
           q173 is (1) $750,000 or more?
          end
          ................................................................................
              5         1. yes
             16         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5201     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4339:j37] is (ne dk and ne
                           rf); [q4343:j37a] is (dk or rf); [q4344:j37b] is (1 or dk or
                           rf); [q173:w1 stocks v1743] is (1); [q4346:j37d] is (1 or dk
                           or rf); [q173:w1 stocks v1743] is (0 or 2); [q4347:j37e] is
                           (a); [q4348:j37f] is (5 or dk or rf); [q173:w1 stocks v1743]
                           is (3); partial interview; no financial respondent

v4351     j37i.stocks dk-9

          section: j            level: household          cai reference: q4351
          type: numeric         width: 1                  decimals: 0

          j37i. $1,500,000 or more?
          ................................................................................
                        1. yes
              1         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4339:j37] is (ne dk and ne
                           rf); [q4343:j37a] is (dk or rf); [q4344:j37b] is (1 or dk or
                           rf); [q173:w1 stocks v1743] is (1); [q4346:j37d] is (1 or dk
                           or rf); [q173:w1 stocks v1743] is (0 or 2); [q4347:j37e] is
                           (a); [q4348:j37f] is (5 or dk or rf); [q173:w1 stocks v1743]
                           is (3); [q4350:j37h] is (5 or dk or rf); [q173:w1 stocks
                           v1743] is (0 or 2); partial interview; no financial respondent

v4357     j38.stocks income

          section: j            level: household          cai reference: q4357
          type: numeric         width: 1                  decimals: 0

          j38. do these stocks or mutual funds pay any dividends or interest?
          ................................................................................
           1307         1. yes
             77         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
           3818     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); partial interview; no
                           financial respondent

v4358     j38a.stock inc often

          section: j            level: household          cai reference: q4358
          type: numeric         width: 1                  decimals: 0

          j38a. how often is it paid?
          ................................................................................
            387         1. accumulates/reinvest
            218         3. month
            495         4. quarter
             40         5. 6 months
             54         6. year
             90         7. other
             20         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           3915     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4357:j38] is (5 or dk or
                           rf); partial interview; no financial respondent

v4359     j38b.stock income $ period

          section: j            level: household          cai reference: q4359
          type: numeric         width: 6                  decimals: 0

          j38b.
          if q4358 is (1 or 6 or 7 or dk or rf) about how much did you receive from
          that in (1993/1994/1995/1996)?
          else
           about how much did you receive last [q4358-j38a.stock inc often] from that?
          end

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * prior to the change, those with code 6 received the else question text
          * changed "1 or 7" to "1 or 6 or 7" (12/7/95)
          ................................................................................
            686            0-999996. actual value (allowable range is shown)
                             999997. other
            515              999998. dk (don't know); na (not ascertained)
            106              999999. rf (refused)
           3915               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4338:j36] is (5 or dk or rf); [q4357:j38] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4360     j38c.stock income same

          section: j            level: household          cai reference: q4360
          type: numeric         width: 1                  decimals: 0

          j38c. do you get about the same amount each [q4358-j38a.stock inc often]?

          specification change:
          see d198 for specification version.

          * jump instructions added 12/7/95
          * this was the jump prior to version change:
          * commented 12/7/95
          * jump to q4363 if q4358 is (1 or 7 or dk or rf) or q4359 is (0 or dk or rf)
          ................................................................................
            422         1. yes
             66         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4729     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4357:j38] is (5 or dk or
                           rf); [q4359:j38b] is (ne dk and ne rf) and [q4358:j38a] is (1
                           or 6 or 7 or dk or rf); [q4359:j38b] is (dk or rf) and
                           [q4358:j38a] is (1 or 6 or 7 or dk or rf); [q4359:j38b] is (dk
                           or rf); partial interview; no financial respondent

v4361     j38d.stock income lcy

          section: j            level: household          cai reference: q4361
          type: numeric         width: 6                  decimals: 0

          j38d. about how much did you receive from stocks or mutual funds in
          (1994/1995/1996)?

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * jump and questions added 12/7/95
          * questions 4361-4373 may not be in the earlier version.
          ................................................................................
             41            0-999996. actual value (allowable range is shown)
                             999997. other
             83              999998. dk (don't know); na (not ascertained)
             40              999999. rf (refused)
           5058               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4338:j36] is (5 or dk or rf); [q4357:j38] is
                                     (5 or dk or rf); [q4359:j38b] is (ne dk and ne rf)
                                     and [q4358:j38a] is (1 or 6 or 7 or dk or rf);
                                     [q4359:j38b] is (dk or rf) and [q4358:j38a] is (1
                                     or 6 or 7 or dk or rf); [q4360:j38c] is (1);
                                     partial interview; no financial respondent

v4363     j38e.stock income dk-1

          section: j            level: household          cai reference: q4363
          type: numeric         width: 1                  decimals: 0

          j38e. did you receive $10,000 or more in (1994/1995) from stock income?
          ................................................................................
            147         1. yes
            391         5. no
                        7. other
             39         8. dk (don't know); na (not ascertained)
             52         9. rf (refused)
           4593     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4357:j38] is (5 or dk or
                           rf); [q4359:j38b] is (ne dk and ne rf) and [q4358:j38a] is (1
                           or 6 or 7 or dk or rf); [q4360:j38c] is (1); [q4361:j38d] is
                           (a and ne dk and ne rf); partial interview; no financial
                           respondent

v4364     j38f.stock inc dk-2

          section: j            level: household          cai reference: q4364
          type: numeric         width: 1                  decimals: 0

          j38f. $75,000 or more?
          ................................................................................
             19         1. yes
            115         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
           5075     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4357:j38] is (5 or dk or
                           rf); [q4359:j38b] is (ne dk and ne rf) and [q4358:j38a] is (1
                           or 6 or 7 or dk or rf); [q4360:j38c] is (1); [q4361:j38d] is
                           (a and ne dk and ne rf); [q4363:j38e] is (dk or rf);
                           [q4363:j38e] is (5); partial interview; no financial
                           respondent

v4365     j38g.stock inc dk-3

          section: j            level: household          cai reference: q4365
          type: numeric         width: 1                  decimals: 0

          j38g. $1,000 or more?
          ................................................................................
            239         1. yes
            136         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
           4831     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4338:j36] is (5 or dk or rf); [q4357:j38] is (5 or dk or
                           rf); [q4359:j38b] is (ne dk and ne rf) and [q4358:j38a] is (1
                           or 6 or 7 or dk or rf); [q4360:j38c] is (1); [q4361:j38d] is
                           (a and ne dk and ne rf); [q4363:j38e] is (dk or rf);
                           [q4364:j38f] is (a); partial interview; no financial
                           respondent

v4381     j40.bond assets

          section: j            level: household          cai reference: q4381
          type: numeric         width: 1                  decimals: 0

          j40. (aside from anything you have already told me about..) do you (or your
          husband/or your wife/or your partner) have any corporate, municipal,
          government or foreign bonds, or bond funds?

          do not count government savings bonds or treasury bills.
          ................................................................................
            435         1. yes
           4661         5. no
                        7. other
             26         8. dk (don't know); na (not ascertained)
             56         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4382     j41.total $ bonds

          section: j            level: household          cai reference: q4382
          type: numeric         width: 7                  decimals: 0

          j41. if you sold all those bonds or bond funds, and paid off anything you
          owed on them, about how much would you have?

          do not probe dk/rf
          ................................................................................
            250           0-9999996. actual value (allowable range is shown)
                            9999997. other
            144             9999998. dk (don't know); na (not ascertained)
             41             9999999. rf (refused)
           4787               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4381:j40] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4386     j41a.bonds dk-1

          section: j            level: household          cai reference: q4386
          type: numeric         width: 1                  decimals: 0

          j41a.
          if q176 is (0 or 2) would it amount to $50,000 or more?
          else
           q176 is (1) would it amount to $10,000 or more?
          else
           q176 is (3) would it amount to $200,000 or more?
          end
          ................................................................................
             65         1. yes
             68         5. no
              1         7. other
             26         8. dk (don't know); na (not ascertained)
             26         9. rf (refused)
           5036     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4382:j41] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4387     j41b.bonds dk-2

          section: j            level: household          cai reference: q4387
          type: numeric         width: 1                  decimals: 0

          j41b.
          if q176 is (0 or 2) $10,000 or more?
          else
           q176 is (1) $2,000 or more?
          else
           q176 is (3) $50,000 or more?
          end
          ................................................................................
             44         1. yes
             21         5. no
              1         7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5153     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4382:j41] is (ne dk and ne
                           rf); [q4386:j41a] is (dk or rf); [q4386:j41a] is (1); partial
                           interview; no financial respondent

v4389     j41d.bonds dk-4

          section: j            level: household          cai reference: q4389
          type: numeric         width: 1                  decimals: 0

          j41d.
          if q176 is (0 or 2) $2,000 or more?
          else
           q176 is (3) $10,000 or more?
          end
          ................................................................................
             13         1. yes
              6         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5201     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4382:j41] is (ne dk and ne
                           rf); [q4386:j41a] is (dk or rf); [q4386:j41a] is (1);
                           [q4387:j41b] is (1 or dk or rf); [q176:w1 bonds v1762] is (1);
                           partial interview; no financial respondent

v4390     j41e.bonds dk-5

          section: j            level: household          cai reference: q4390
          type: numeric         width: 1                  decimals: 0

          j41e. $2,000 or more?
          ................................................................................
                        1. yes
              2         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4382:j41] is (ne dk and ne
                           rf); [q4386:j41a] is (dk or rf); [q4386:j41a] is (1);
                           [q4387:j41b] is (1 or dk or rf); [q176:w1 bonds v1762] is (1);
                           [q4389:j41d] is (1 or dk or rf); [q176:w1 bonds v1762] is (0
                           or 2); partial interview; no financial respondent

v4391     j41f.bonds dk-6

          section: j            level: household          cai reference: q4391
          type: numeric         width: 1                  decimals: 0

          j41f.
          if q176 is (0 or 2) $200,000 or more?
          else
           q176 is (1) $50,000 or more?
          else
           q176 is (3) $500,000 or more?
          end
          ................................................................................
             22         1. yes
             41         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5157     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4382:j41] is (ne dk and ne
                           rf); [q4386:j41a] is (dk or rf); [q4387:j41b] is (1 or dk or
                           rf); [q176:w1 bonds v1762] is (1); [q4389:j41d] is (1 or dk or
                           rf); [q176:w1 bonds v1762] is (0 or 2); [q4390:j41e] is (a);
                           partial interview; no financial respondent

v4393     j41h.bonds dk-8

          section: j            level: household          cai reference: q4393
          type: numeric         width: 1                  decimals: 0

          j41h.
          if q176 is (0 or 2) $500,000 or more?
          else
           q176 is (1) $200,000 or more?
          end
          ................................................................................
              2         1. yes
             18         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5201     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4382:j41] is (ne dk and ne
                           rf); [q4386:j41a] is (dk or rf); [q4387:j41b] is (1 or dk or
                           rf); [q176:w1 bonds v1762] is (1); [q4389:j41d] is (1 or dk or
                           rf); [q176:w1 bonds v1762] is (0 or 2); [q4390:j41e] is (a);
                           [q4391:j41f] is (5 or dk or rf); [q176:w1 bonds v1762] is (3);
                           partial interview; no financial respondent

v4394     j41i.bonds dk-9

          section: j            level: household          cai reference: q4394
          type: numeric         width: 1                  decimals: 0

          j41i. $500,000 or more?
          ................................................................................
                        1. yes
              1         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4382:j41] is (ne dk and ne
                           rf); [q4386:j41a] is (dk or rf); [q4387:j41b] is (1 or dk or
                           rf); [q176:w1 bonds v1762] is (1); [q4389:j41d] is (1 or dk or
                           rf); [q176:w1 bonds v1762] is (0 or 2); [q4390:j41e] is (a);
                           [q4391:j41f] is (5 or dk or rf); [q176:w1 bonds v1762] is (3);
                           [q4393:j41h] is (5 or dk or rf); [q176:w1 bonds v1762] is (0
                           or 2); partial interview; no financial respondent

v4400     j42.bonds income

          section: j            level: household          cai reference: q4400
          type: numeric         width: 1                  decimals: 0

          j42. do these bonds or mutual funds pay any dividends or interest?
          ................................................................................
            382         1. yes
             45         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           4787     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); partial interview; no
                           financial respondent

v4401     j42a.bond inc often

          section: j            level: household          cai reference: q4401
          type: numeric         width: 1                  decimals: 0

          j42a. how often is it paid?
          ................................................................................
            120         1. accumulates/reinvest
             62         3. month
             44         4. quarter
             94         5. 6 months
             14         6. year
             36         7. other
             10         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           4839     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4400:j42] is (5 or dk or
                           rf); partial interview; no financial respondent

v4402     j42b.bond income $ period

          section: j            level: household          cai reference: q4402
          type: numeric         width: 6                  decimals: 0

          j42b.
          if q4401 is (1 or 6 or 7 or dk or rf) about how much did you receive from
          that in (1993/1994/1995/1996)?
          else
           about how much did you receive last [q4401-j42a.bond inc often] from that?
          end

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * prior to the change, those with code 6 received the else question text
          * added  "or 6" to screen instructions 12/7/95
          ................................................................................
            183            0-999996. actual value (allowable range is shown)
                             999997. other
            165              999998. dk (don't know); na (not ascertained)
             35              999999. rf (refused)
           4839               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4381:j40] is (5 or dk or rf); [q4400:j42] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4403     j42c.bond income same

          section: j            level: household          cai reference: q4403
          type: numeric         width: 1                  decimals: 0

          j42c. do you get about the same amount each [q4401-j42a.bond inc often]?

          specification change:
          see d198 for specification version.

          * changed/added jumps 12/7/95

          * this was the jump prior to version change:
          * jump to q4406 if q4401 is (1 or 7 or dk or rf) or q4402 is (0 or dk or rf)
          ................................................................................
            116         1. yes
              5         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5101     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4400:j42] is (5 or dk or
                           rf); [q4402:j42b] is (ne dk and ne rf) and [q4401:j42a] is (1
                           or 6 or 7 or dk or rf); [q4402:j42b] is (dk or rf) and
                           [q4401:j42a] is (1 or 6 or 7 or dk or rf); [q4402:j42b] is (dk
                           or rf); partial interview; no financial respondent

v4404     j42d.bond income lcy

          section: j            level: household          cai reference: q4404
          type: numeric         width: 6                  decimals: 0

          j42d. about how much did you receive from bond income in (1994/1995/1996)?

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * jump moved 12/7/95 & questions added
          * questions 4404-4410 may be new this version
          ................................................................................
              7            0-999996. actual value (allowable range is shown)
                             999997. other
             28              999998. dk (don't know); na (not ascertained)
              9              999999. rf (refused)
           5178               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4381:j40] is (5 or dk or rf); [q4400:j42] is
                                     (5 or dk or rf); [q4402:j42b] is (ne dk and ne rf)
                                     and [q4401:j42a] is (1 or 6 or 7 or dk or rf);
                                     [q4402:j42b] is (dk or rf) and [q4401:j42a] is (1
                                     or 6 or 7 or dk or rf); [q4403:j42c] is (1);
                                     partial interview; no financial respondent

v4406     j42e.bond income dk-1

          section: j            level: household          cai reference: q4406
          type: numeric         width: 1                  decimals: 0

          j42e. did you receive $5,000 or more in (1994/1995) from bond income?
          ................................................................................
             66         1. yes
            104         5. no
                        7. other
             24         8. dk (don't know); na (not ascertained)
             16         9. rf (refused)
           5012     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4400:j42] is (5 or dk or
                           rf); [q4402:j42b] is (ne dk and ne rf) and [q4401:j42a] is (1
                           or 6 or 7 or dk or rf); [q4403:j42c] is (1); [q4404:j42d] is
                           (a and ne dk and ne rf); partial interview; no financial
                           respondent

v4407     j42f.bond inc dk-2

          section: j            level: household          cai reference: q4407
          type: numeric         width: 1                  decimals: 0

          j42f. $20,000 or more?
          ................................................................................
             19         1. yes
             42         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5156     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4400:j42] is (5 or dk or
                           rf); [q4402:j42b] is (ne dk and ne rf) and [q4401:j42a] is (1
                           or 6 or 7 or dk or rf); [q4403:j42c] is (1); [q4404:j42d] is
                           (a and ne dk and ne rf); [q4406:j42e] is (dk or rf);
                           [q4406:j42e] is (5); partial interview; no financial
                           respondent

v4408     j42g.bond inc dk-3

          section: j            level: household          cai reference: q4408
          type: numeric         width: 1                  decimals: 0

          j42g. $1,000 or more?
          ................................................................................
             54         1. yes
             45         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5118     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4381:j40] is (5 or dk or rf); [q4400:j42] is (5 or dk or
                           rf); [q4402:j42b] is (ne dk and ne rf) and [q4401:j42a] is (1
                           or 6 or 7 or dk or rf); [q4403:j42c] is (1); [q4404:j42d] is
                           (a and ne dk and ne rf); [q4406:j42e] is (dk or rf);
                           [q4407:j42f] is (a); partial interview; no financial
                           respondent

v4424     j44.checking, saving assets

          section: j            level: household          cai reference: q4424
          type: numeric         width: 1                  decimals: 0

          j44. (aside from anything you have already told me about..) do you (or your
          husband/or your wife/or your partner) have any checking or savings accounts
          or money market funds?
          ................................................................................
           4138         1. yes
            949         5. no
                        7. other
             18         8. dk (don't know); na (not ascertained)
             73         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4425     j44.total $ checking, savings

          section: j            level: household          cai reference: q4425
          type: numeric         width: 7                  decimals: 0

          j44. if you added up all such accounts, about how much would they amount to
          right now?

          do not probe dk amount:
          ................................................................................
           2700           0-9999996. actual value (allowable range is shown)
                            9999997. other
           1000             9999998. dk (don't know); na (not ascertained)
            438             9999999. rf (refused)
           1084               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4424:j44] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4429     j44b.checking, savings dk-1

          section: j            level: household          cai reference: q4429
          type: numeric         width: 1                  decimals: 0

          j44b.
          if q174 is (0 or 2) would it amount to $50,000 or more?
          else
           q174 is (1) would it amount to $20,000 or more?
          else
           q174 is (3) would it amount to $100,000 or more?
          end
          ................................................................................
            199         1. yes
            944         5. no
                        7. other
             72         8. dk (don't know); na (not ascertained)
            222         9. rf (refused)
           3785     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4425:j44] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4431     j44d.checking, savings dk-3

          section: j            level: household          cai reference: q4431
          type: numeric         width: 1                  decimals: 0

          j44d.
          if q174 is (0 or 2) $20,000 or more?
          else
           q174 is (1) $2,000 or more?
          else
           q174 is (3) $50,000 or more?
          end
          ................................................................................
            342         1. yes
            553         5. no
                        7. other
             18         8. dk (don't know); na (not ascertained)
             31         9. rf (refused)
           4278     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4425:j44] is (ne dk and ne
                           rf); [q4429:j44b] is (dk or rf); [q4429:j44b] is (1); partial
                           interview; no financial respondent

v4432     j44e.checking, savings dk-4

          section: j            level: household          cai reference: q4432
          type: numeric         width: 1                  decimals: 0

          j44e.
          if q174 is (0 or 2) $2,000 or more?
          else
           q174 is (3) $20,000 or more?
          end
          ................................................................................
            257         1. yes
            196         5. no
                        7. other
             11         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           4754     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4425:j44] is (ne dk and ne
                           rf); [q4429:j44b] is (dk or rf); [q4429:j44b] is (1);
                           [q4431:j44d] is (1 or dk or rf); [q174:w1 checkings-savings
                           v1750] is (1); partial interview; no financial respondent

v4433     j44f.checking, savings dk-5

          section: j            level: household          cai reference: q4433
          type: numeric         width: 1                  decimals: 0

          j44f. $2,000 or more?
          ................................................................................
             76         1. yes
             11         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           5130     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4425:j44] is (ne dk and ne
                           rf); [q4429:j44b] is (dk or rf); [q4429:j44b] is (1);
                           [q4431:j44d] is (1 or dk or rf); [q174:w1 checkings-savings
                           v1750] is (1); [q4432:j44e] is (1 or dk or rf); [q174:w1
                           checkings-savings v1750] is (0 or 2); partial interview; no
                           financial respondent

v4434     j44g.checking, savings dk-6

          section: j            level: household          cai reference: q4434
          type: numeric         width: 1                  decimals: 0

          j44g.
          if q174 is (0 or 2) $100,000 or more?
          else
           q174 is (1) $50,000 or more?
          else
           q174 is (3) $500,000 or more?
          end
          ................................................................................
             51         1. yes
            131         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
           5024     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4425:j44] is (ne dk and ne
                           rf); [q4429:j44b] is (dk or rf); [q4431:j44d] is (1 or dk or
                           rf); [q174:w1 checkings-savings v1750] is (1); [q4432:j44e] is
                           (1 or dk or rf); [q174:w1 checkings-savings v1750] is (0 or
                           2); [q4433:j44f] is (a); partial interview; no financial
                           respondent

v4436     j44j.checking, savings dk-8

          section: j            level: household          cai reference: q4436
          type: numeric         width: 1                  decimals: 0

          j44j.
          if q174 is (0 or 2) $500,000 or more?
          else
           q174 is (1) $100,000 or more?
          end
          ................................................................................
              7         1. yes
             36         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5176     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4425:j44] is (ne dk and ne
                           rf); [q4429:j44b] is (dk or rf); [q4431:j44d] is (1 or dk or
                           rf); [q174:w1 checkings-savings v1750] is (1); [q4432:j44e] is
                           (1 or dk or rf); [q174:w1 checkings-savings v1750] is (0 or
                           2); [q4433:j44f] is (a); [q4434:j44g] is (5 or dk or rf);
                           [q174:w1 checkings-savings v1750] is (3); partial interview;
                           no financial respondent

v4437     j44k.checking, savings dk-9

          section: j            level: household          cai reference: q4437
          type: numeric         width: 1                  decimals: 0

          j44k. $500,000 or more?
          ................................................................................
                        1. yes
              5         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5217     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4425:j44] is (ne dk and ne
                           rf); [q4429:j44b] is (dk or rf); [q4431:j44d] is (1 or dk or
                           rf); [q174:w1 checkings-savings v1750] is (1); [q4432:j44e] is
                           (1 or dk or rf); [q174:w1 checkings-savings v1750] is (0 or
                           2); [q4433:j44f] is (a); [q4434:j44g] is (5 or dk or rf);
                           [q174:w1 checkings-savings v1750] is (3); [q4436:j44j] is (5
                           or dk or rf); [q4436:j44j] is (1) and [q174:w1 checkings-
                           savings v1750] is (0 or 2); partial interview; no financial
                           respondent

v4440     j45.checking, savings income

          section: j            level: household          cai reference: q4440
          type: numeric         width: 1                  decimals: 0

          j45. do these accounts or money market funds pay any dividends or interest?
          ................................................................................
           3007         1. yes
           1054         5. no
                        7. other
             45         8. dk (don't know); na (not ascertained)
             32         9. rf (refused)
           1084     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); partial interview; no
                           financial respondent

v4441     j45a.checking inc often

          section: j            level: household          cai reference: q4441
          type: numeric         width: 1                  decimals: 0

          j45a. how often is it paid?
          ................................................................................
           1080         1. accumulates/reinvest
           1244         3. month
            380         4. quarter
             70         5. 6 months
             81         6. year
             77         7. other
             56         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
           2215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4440:j45] is (5 or dk or
                           rf); partial interview; no financial respondent

v4442     j45b.checking income $ period

          section: j            level: household          cai reference: q4442
          type: numeric         width: 6                  decimals: 0

          j45b.
          if q4441 is (1 or 6 or 7 or dk or rf) about how much did you receive from
          that in (1993/1994/1995/1996)?
          else
           about how much did you receive last [q4441-j45a.checking inc often] from
          that?
          end

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * prior to the change, those with code 6 received the else question text
          * added "or 6" to screen instructions 12/7/95
          ................................................................................
           1208            0-999996. actual value (allowable range is shown)
                             999997. other
           1564              999998. dk (don't know); na (not ascertained)
            235              999999. rf (refused)
           2215               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4424:j44] is (5 or dk or rf); [q4440:j45] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4443     j45c.checking income same

          section: j            level: household          cai reference: q4443
          type: numeric         width: 1                  decimals: 0

          j45c. do you get about the same amount each [q4441-j45a.checking inc often]?

          specification change:
          see d198 for specification version.

          * jump changed 12/7/95, corrected 12/13/95

          * this was the jump prior to version change:
          * jump to q4445 if q4441 is (1 or 7 or dk or rf) or q4442 is (0 or dk or rf)
          ................................................................................
            723         1. yes
             84         5. no
                        7. other
             13         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4402     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4440:j45] is (5 or dk or
                           rf); [q4442:j45b] is (ne dk and ne rf) and [q4441:j45a] is (1
                           or 6 or 7 or dk or rf); [q4442:j45b] is (dk or rf) and
                           [q4441:j45a] is (1 or 6 or 7 or dk or rf); [q4442:j45b] is (dk
                           or rf); partial interview; no financial respondent

v4444     j45d.savings interest lcy

          section: j            level: household          cai reference: q4444
          type: numeric         width: 6                  decimals: 0

          j45d. about how much did you receive in interest from these in
          (1994/1995/1996)?

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * jump and question added 12/7/95
          ................................................................................
             86            0-999996. actual value (allowable range is shown)
                             999997. other
            354              999998. dk (don't know); na (not ascertained)
             61              999999. rf (refused)
           4721               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4424:j44] is (5 or dk or rf); [q4440:j45] is
                                     (5 or dk or rf); [q4442:j45b] is (ne dk and ne rf)
                                     and [q4441:j45a] is (1 or 6 or 7 or dk or rf);
                                     [q4442:j45b] is (dk or rf) and [q4441:j45a] is (1
                                     or 6 or 7 or dk or rf); [q4443:j45c] is (1);
                                     partial interview; no financial respondent

v4445     j45e.checking, saving income dk-1

          section: j            level: household          cai reference: q4445
          type: numeric         width: 1                  decimals: 0

          j45e. did you receive $2,000 or more in (1994/1995) from interest from
          savings and checking accounts?
          ................................................................................
            397         1. yes
           1151         5. no
              2         7. other
            112         8. dk (don't know); na (not ascertained)
            113         9. rf (refused)
           3447     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4440:j45] is (5 or dk or
                           rf); [q4442:j45b] is (ne dk and ne rf) and [q4441:j45a] is (1
                           or 6 or 7 or dk or rf); [q4443:j45c] is (1); [q4444:j45d] is
                           (a and ne dk and ne rf); partial interview; no financial
                           respondent

v4446     j45f.checking, saving inc dk-2

          section: j            level: household          cai reference: q4446
          type: numeric         width: 1                  decimals: 0

          j45f. $5,000 or more?
          ................................................................................
            106         1. yes
            274         5. no
                        7. other
              9         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
           4823     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4440:j45] is (5 or dk or
                           rf); [q4442:j45b] is (ne dk and ne rf) and [q4441:j45a] is (1
                           or 6 or 7 or dk or rf); [q4443:j45c] is (1); [q4444:j45d] is
                           (a and ne dk and ne rf); [q4445:j45e] is (dk or rf);
                           [q4445:j45e] is (5); partial interview; no financial
                           respondent

v4447     j45g.checking, saving inc dk-3

          section: j            level: household          cai reference: q4447
          type: numeric         width: 1                  decimals: 0

          j45g. $1,000 or more?
          ................................................................................
            254         1. yes
            859         5. no
                        7. other
             28         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
           4071     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4424:j44] is (5 or dk or rf); [q4440:j45] is (5 or dk or
                           rf); [q4442:j45b] is (ne dk and ne rf) and [q4441:j45a] is (1
                           or 6 or 7 or dk or rf); [q4443:j45c] is (1); [q4444:j45d] is
                           (a and ne dk and ne rf); [q4445:j45e] is (dk or rf);
                           [q4446:j45f] is (a); partial interview; no financial
                           respondent

v4463     j47.cd,tbill assets

          section: j            level: household          cai reference: q4463
          type: numeric         width: 1                  decimals: 0

          j47. (aside from anything you have already told me about..) do you (or your
          husband/or your wife/or your partner) have any money in certificates of
          deposit, government savings bonds, or treasury bills?
          ................................................................................
           1491         1. yes
           3551         5. no
                        7. other
             35         8. dk (don't know); na (not ascertained)
            101         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4464     j48.total $ cd

          section: j            level: household          cai reference: q4464
          type: numeric         width: 7                  decimals: 0

          j48. if you added up all such accounts, about how much would they amount to
          right now?

          do not probe dk
          ................................................................................
            968           0-9999996. actual value (allowable range is shown)
                            9999997. other
            332             9999998. dk (don't know); na (not ascertained)
            190             9999999. rf (refused)
           3732               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4463:j47] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4468     j48a.cds dk-1

          section: j            level: household          cai reference: q4468
          type: numeric         width: 1                  decimals: 0

          j48a.
          if q175 is (0 or 2) would it amount to $125,000 or more?
          else
           q175 is (1) would it amount to $25,000 or more?
          else
           q175 is (3) would it amount to $250,000 or more?
          end
          ................................................................................
             85         1. yes
            290         5. no
                        7. other
             37         8. dk (don't know); na (not ascertained)
            110         9. rf (refused)
           4700     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4464:j48] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4469     j48b.cds dk-2

          section: j            level: household          cai reference: q4469
          type: numeric         width: 1                  decimals: 0

          j48b.
          if q175 is (0 or 2) $25,000 or more?
          else
           q175 is (1) $2,500 or more?
          else
           q175 is (3) $125,000 or more?
          end
          ................................................................................
            148         1. yes
            119         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
           4932     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4464:j48] is (ne dk and ne
                           rf); [q4468:j48a] is (dk or rf); [q4468:j48a] is (1); partial
                           interview; no financial respondent

v4471     j48d.cds dk-4

          section: j            level: household          cai reference: q4471
          type: numeric         width: 1                  decimals: 0

          j48d.
          if q175 is (0 or 2) $2,500 or more?
          else
           q175 is (3) $25,000 or more?
          end
          ................................................................................
             76         1. yes
             26         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           5111     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4464:j48] is (ne dk and ne
                           rf); [q4468:j48a] is (dk or rf); [q4468:j48a] is (1);
                           [q4469:j48b] is (dk or rf); [q4469:j48b] is (1); [q175:w1 cd
                           v1756] is (1); partial interview; no financial respondent

v4472     j48e.cds dk-5

          section: j            level: household          cai reference: q4472
          type: numeric         width: 1                  decimals: 0

          j48e. $2,500 or more?
          ................................................................................
              2         1. yes
              1         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4464:j48] is (ne dk and ne
                           rf); [q4468:j48a] is (dk or rf); [q4468:j48a] is (1);
                           [q4469:j48b] is (dk or rf); [q4469:j48b] is (1); [q175:w1 cd
                           v1756] is (1); [q4471:j48d] is (1 or dk or rf); [q4471:j48d]
                           is (5) and [q175:w1 cd v1756] is (0 or 2); partial interview;
                           no financial respondent

v4473     j48f.cds dk-6

          section: j            level: household          cai reference: q4473
          type: numeric         width: 1                  decimals: 0

          j48f.
          if q175 is (0 or 2) $250,000 or more?
          else
           q175 is (1) $125,000 or more?
          else
           q175 is (3) $500,000 or more?
          end
          ................................................................................
             16         1. yes
             59         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
           5138     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4464:j48] is (ne dk and ne
                           rf); [q4468:j48a] is (dk or rf); [q4469:j48b] is (dk or rf);
                           [q4469:j48b] is (1); [q175:w1 cd v1756] is (1); [q4471:j48d]
                           is (1 or dk or rf); [q4471:j48d] is (5) and [q175:w1 cd v1756]
                           is (0 or 2); [q4472:j48e] is (a); partial interview; no
                           financial respondent

v4475     j48h.cds dk-8

          section: j            level: household          cai reference: q4475
          type: numeric         width: 1                  decimals: 0

          j48h.
          if q175 is (0 or 2) $500,000 or more?
          else
           q175 is (1) $250,000 or more?
          end
          ................................................................................
              1         1. yes
             10         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           5208     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4464:j48] is (ne dk and ne
                           rf); [q4468:j48a] is (dk or rf); [q4469:j48b] is (dk or rf);
                           [q4469:j48b] is (1); [q175:w1 cd v1756] is (1); [q4471:j48d]
                           is (1 or dk or rf); [q4471:j48d] is (5) and [q175:w1 cd v1756]
                           is (0 or 2); [q4472:j48e] is (a); [q4473:j48f] is (5 or dk or
                           rf); [q175:w1 cd v1756] is (3); partial interview; no
                           financial respondent

v4476     j48i.cds dk-9

          section: j            level: household          cai reference: q4476
          type: numeric         width: 1                  decimals: 0

          j48i. $500,000 or more?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4464:j48] is (ne dk and ne
                           rf); [q4468:j48a] is (dk or rf); [q4469:j48b] is (dk or rf);
                           [q4469:j48b] is (1); [q175:w1 cd v1756] is (1); [q4471:j48d]
                           is (1 or dk or rf); [q4471:j48d] is (5) and [q175:w1 cd v1756]
                           is (0 or 2); [q4472:j48e] is (a); [q4473:j48f] is (5 or dk or
                           rf); [q175:w1 cd v1756] is (3); [q4475:j48h] is (5 or dk or
                           rf); [q4475:j48h] is (1) and [q175:w1 cd v1756] is (0 or 2);
                           partial interview; no financial respondent

v4482     j49.cds income

          section: j            level: household          cai reference: q4482
          type: numeric         width: 1                  decimals: 0

          j49. do these cds, government bonds, or treasury bills pay any dividends or
          interest?
          ................................................................................
           1347         1. yes
            119         5. no
                        7. other
              9         8. dk (don't know); na (not ascertained)
             16         9. rf (refused)
           3731     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); partial interview; no
                           financial respondent

v4483     j49a.cd inc often

          section: j            level: household          cai reference: q4483
          type: numeric         width: 1                  decimals: 0

          j49a. how often is it paid?
          ................................................................................
            562         1. accumulates/reinvest
            259         3. month
            163         4. quarter
            111         5. 6 months
            110         6. year
            113         7. other
             25         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           3875     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4482:j49] is (5 or dk or
                           rf); partial interview; no financial respondent

v4484     j49b.cd income $ period

          section: j            level: household          cai reference: q4484
          type: numeric         width: 6                  decimals: 0

          j49b.
          if q4483 is (1 or 6 or 7 or dk or rf) about how much did you receive from
          that in (1993/1994/1995/1996)?
          else
           about how much did you receive last [q4483-j49a.cd inc often] from that?
          end

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * prior to the change, those with code 6 received the else question text
          * added "or 6" to screen instruction 12/7/95
          ................................................................................
            538            0-999996. actual value (allowable range is shown)
                             999997. other
            663              999998. dk (don't know); na (not ascertained)
            143              999999. rf (refused)
           3878               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4463:j47] is (5 or dk or rf); [q4482:j49] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4485     j49c.cd income same

          section: j            level: household          cai reference: q4485
          type: numeric         width: 1                  decimals: 0

          j49c. do you get about the same amount each [q4483-j49a.cd inc often]?

          specification change:
          see d198 for specification version.

          * jumps addded 12/7/95

          * this was the jump prior to version change:
          * jump to q4488 if q4483 is (1 or 7 or dk or rf) or q4484 is (0 or dk or rf)
          ................................................................................
            260         1. yes
             33         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4926     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4482:j49] is (5 or dk or
                           rf); [q4484:j49b] is (ne dk and ne rf) and [q4483:j49a] is (1
                           or 6 or 7 or dk or rf); [q4484:j49b] is (dk or rf) and
                           [q4483:j49a] is (1 or 6 or 7 or dk or rf); [q4484:j49b] is (dk
                           or rf); partial interview; no financial respondent

v4486     j49d.cd income lcy

          section: j            level: household          cai reference: q4486
          type: numeric         width: 6                  decimals: 0

          j49d. about how much did you receive in interest from that in
          (1994/1995/1996)?

          do not probe dk amount:

          specification change:
          see d198 for specification version.

          * jump and question added 12/7/95
          ................................................................................
             21            0-999996. actual value (allowable range is shown)
                             999997. other
             89              999998. dk (don't know); na (not ascertained)
             30              999999. rf (refused)
           5082               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4463:j47] is (5 or dk or rf); [q4482:j49] is
                                     (5 or dk or rf); [q4484:j49b] is (ne dk and ne rf)
                                     and [q4483:j49a] is (1 or 6 or 7 or dk or rf);
                                     [q4484:j49b] is (dk or rf) and [q4483:j49a] is (1
                                     or 6 or 7 or dk or rf); [q4485:j49c] is (1);
                                     partial interview; no financial respondent

v4488     j49e.cd income dk-1

          section: j            level: household          cai reference: q4488
          type: numeric         width: 1                  decimals: 0

          j49e. did you receive $10,000 or more in (1994/1995) from cds?
          ................................................................................
             62         1. yes
            630         5. no
                        7. other
             52         8. dk (don't know); na (not ascertained)
             91         9. rf (refused)
           4387     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4482:j49] is (5 or dk or
                           rf); [q4484:j49b] is (ne dk and ne rf) and [q4483:j49a] is (1
                           or 6 or 7 or dk or rf); [q4485:j49c] is (1); [q4486:j49d] is
                           (a and ne dk and ne rf); partial interview; no financial
                           respondent

v4489     j49f.cd inc dk-2

          section: j            level: household          cai reference: q4489
          type: numeric         width: 1                  decimals: 0

          j49f. $25,000 or more?
          ................................................................................
             12         1. yes
             44         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           5160     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4482:j49] is (5 or dk or
                           rf); [q4484:j49b] is (ne dk and ne rf) and [q4483:j49a] is (1
                           or 6 or 7 or dk or rf); [q4485:j49c] is (1); [q4486:j49d] is
                           (a and ne dk and ne rf); [q4488:j49e] is (dk or rf);
                           [q4488:j49e] is (5); partial interview; no financial
                           respondent

v4490     j49g.cd inc dk-3

          section: j            level: household          cai reference: q4490
          type: numeric         width: 1                  decimals: 0

          j49g. $2,000 or more?
          ................................................................................
            238         1. yes
            362         5. no
                        7. other
             20         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
           4592     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4463:j47] is (5 or dk or rf); [q4482:j49] is (5 or dk or
                           rf); [q4484:j49b] is (ne dk and ne rf) and [q4483:j49a] is (1
                           or 6 or 7 or dk or rf); [q4485:j49c] is (1); [q4486:j49d] is
                           (a and ne dk and ne rf); [q4488:j49e] is (dk or rf);
                           [q4489:j49f] is (a); partial interview; no financial
                           respondent

v4499     j51. transportation

          section: j            level: household          cai reference: q4499
          type: numeric         width: 1                  decimals: 0

          j51. do you (or your husband/or your wife/or your partner) own anything for
          transportation, like cars, trucks, a trailer, a motor home, a boat, or an
          airplane?
          ................................................................................
           3355         1. yes
           1811         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4500     j51a. transportation

          section: j            level: household          cai reference: q4500
          type: numeric         width: 6                  decimals: 0

          j51a. what are they worth altogether, minus anything you still owe on them?

          do not probe dk/rf
          alt-o r wants to give type of car instead
          amount:
          ................................................................................
           2216            0-999996. actual value (allowable range is shown)
                             999997. other
           1091              999998. dk (don't know); na (not ascertained)
             48              999999. rf (refused)
           1867               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4499:j51] is (ne 1); partial interview; no
                                     financial respondent

v4502     j51a.trans dk-1

          section: j            level: household          cai reference: q4502
          type: numeric         width: 1                  decimals: 0

          j51a.
          if q170 is (0 or 2) would it amount to $20,000 or more?
          else
           q170 is (1) would it amount to $5,000 or more?
          else
           q170 is (3) would it amount to $100,000 or more?
          end
          ................................................................................
            212         1. yes
            396         5. no
                        7. other
             29         8. dk (don't know); na (not ascertained)
             26         9. rf (refused)
           4559     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4499:j51] is (ne 1); [q4500:j51a] is (ne dk and ne rf);
                           partial interview; no financial respondent

v4503     j51b.trans dk-2

          section: j            level: household          cai reference: q4503
          type: numeric         width: 1                  decimals: 0

          j51b.
          if q170 is (0 or 2) $5,000 or more?
          else
           q170 is (1) $1,000 or more?
          else
           q170 is (3) $20,000 or more?
          end
          ................................................................................
            292         1. yes
             88         5. no
                        7. other
             16         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4826     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4499:j51] is (ne 1); [q4500:j51a] is (ne dk and ne rf);
                           [q4502:j51a] is (1); [q4502:j51a] is (dk or rf); partial
                           interview; no financial respondent

v4504     j15c.trans dk-3

          section: j            level: household          cai reference: q4504
          type: numeric         width: 1                  decimals: 0

          j51c.
          if q170 is (0 or 2) $1,000 or more?
          else
           q170 is (3) $5,000 or more?
          end
          ................................................................................
             25         1. yes
              8         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5188     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4499:j51] is (ne 1); [q4500:j51a] is (ne dk and ne rf);
                           [q4502:j51a] is (1); [q4502:j51a] is (dk or rf); [q4503:j51b]
                           is (1 or dk or rf) or [q170:w1 transport v1725] is (1);
                           partial interview; no financial respondent

v4505     j51d.trans dk-4

          section: j            level: household          cai reference: q4505
          type: numeric         width: 1                  decimals: 0

          j51d. $1,000 or more?
          ................................................................................
              1         1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4499:j51] is (ne 1); [q4500:j51a] is (ne dk and ne rf);
                           [q4502:j51a] is (1); [q4502:j51a] is (dk or rf); [q4503:j51b]
                           is (1 or dk or rf) or [q170:w1 transport v1725] is (1);
                           [q4504:j15c] is (1 or dk or rf); [q170:w1 transport v1725] is
                           (0 or 2); partial interview; no financial respondent

v4506     j51f.trans dk-6

          section: j            level: household          cai reference: q4506
          type: numeric         width: 1                  decimals: 0

          j51f.
          if q170 is (0 or 2) $100,000 or more?
          else
           q170 is (1) $20,000 or more?
          else
           q170 is (3) $200,000 or more?
          end
          ................................................................................
              9         1. yes
            200         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5010     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4499:j51] is (ne 1); [q4500:j51a] is (ne dk and ne rf);
                           [q4502:j51a] is (dk or rf); [q4503:j51b] is (1 or dk or rf) or
                           [q170:w1 transport v1725] is (1); [q4504:j15c] is (1 or dk or
                           rf); [q170:w1 transport v1725] is (0 or 2); [q4505:j51d] is
                           (a); partial interview; no financial respondent

v4508     j51h.trans dk-8

          section: j            level: household          cai reference: q4508
          type: numeric         width: 1                  decimals: 0

          j51h.
          if q170 is (0 or 2) $200,000 or more?
          else
           q170 is (1) $100,000 or more?
          end
          ................................................................................
                        1. yes
              8         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4499:j51] is (ne 1); [q4500:j51a] is (ne dk and ne rf);
                           [q4502:j51a] is (dk or rf); [q4503:j51b] is (1 or dk or rf) or
                           [q170:w1 transport v1725] is (1); [q4504:j15c] is (1 or dk or
                           rf); [q170:w1 transport v1725] is (0 or 2); [q4505:j51d] is
                           (a); [q4506:j51f] is (5 or dk or rf); [q170:w1 transport
                           v1725] is (3); partial interview; no financial respondent

v4509     j51j.trans dk-9

          section: j            level: household          cai reference: q4509
          type: numeric         width: 1                  decimals: 0

          j51j. $200,000 or more?
          ................................................................................
                        1. yes
              8         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4499:j51] is (ne 1); [q4500:j51a] is (ne dk and ne rf);
                           [q4502:j51a] is (dk or rf); [q4503:j51b] is (1 or dk or rf) or
                           [q170:w1 transport v1725] is (1); [q4504:j15c] is (1 or dk or
                           rf); [q170:w1 transport v1725] is (0 or 2); [q4505:j51d] is
                           (a); [q4506:j51f] is (5 or dk or rf); [q170:w1 transport
                           v1725] is (3); [q4508:j51h] is (1 or dk or rf) and [q170:w1
                           transport v1725] is (0 or 2); partial interview; no financial
                           respondent

v4512     j52.other assets

          section: j            level: household          cai reference: q4512
          type: numeric         width: 1                  decimals: 0

          j52. do you (or your husband/or your wife/or your partner) have any other
          savings or assets, such as jewelry, money owed to you by others, a
          collection for investment purposes, rights in a trust or estate where you
          are the beneficiary, or an annuity that you haven't already told us about?

          exclude the cash value of any life insurance policies
          ................................................................................
            424         1. yes
           4687         5. no
                        7. other
             15         8. dk (don't know); na (not ascertained)
             52         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4513     j53.other assets $

          section: j            level: household          cai reference: q4513
          type: numeric         width: 7                  decimals: 0

          j53. if you sold all that and then paid off any debts on it, about how much
          would you have? d

          o not probe dk/rf
          amount:
          ................................................................................
            299            0-999996. actual value (allowable range is shown)
              2      999996-9999996. extreme values
                            9999997. other
            104             9999998. dk (don't know); na (not ascertained)
             19             9999999. rf (refused)
           4798               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4512:j52] is (ne 1); partial interview; no
                                     financial respondent

v4514     j53a.j53 dk-1

          section: j            level: household          cai reference: q4514
          type: numeric         width: 1                  decimals: 0

          j53a. would it amount to $50,000 or more?
          ................................................................................
             18         1. yes
             77         5. no
                        7. other
             11         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
           5103     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4513:j53] is (ne dk and ne rf);
                           partial interview; no financial respondent

v4515     j53b.j53 dk-2

          section: j            level: household          cai reference: q4515
          type: numeric         width: 1                  decimals: 0

          j53b. $100,000 or more?
          ................................................................................
              6         1. yes
              9         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5204     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4513:j53] is (ne dk and ne rf);
                           [q4514:j53a] is (dk or rf); [q4514:j53a] is (5); partial
                           interview; no financial respondent

v4516     j53c.j53 dk-3

          section: j            level: household          cai reference: q4516
          type: numeric         width: 1                  decimals: 0

          j53c. $5,000 or more?
          ................................................................................
             50         1. yes
             25         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5145     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4513:j53] is (ne dk and ne rf);
                           [q4514:j53a] is (dk or rf); [q4515:j53b] is (a); partial
                           interview; no financial respondent

v4517     j54.other assets income

          section: j            level: household          cai reference: q4517
          type: numeric         width: 1                  decimals: 0

          j54. do any of these other savings or assets pay any income?
          ................................................................................
            102         1. yes
            316         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4798     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); partial interview; no financial
                           respondent

v4518     j55.other assets income $

          section: j            level: household          cai reference: q4518
          type: numeric         width: 6                  decimals: 0

          j55. about how much income did you receive from these other assets in
          (1993/1994/1995/1996)?

          do not probe dk
          amount:
          ................................................................................
             71            0-999996. actual value (allowable range is shown)
                             999997. other
             27              999998. dk (don't know); na (not ascertained)
              4              999999. rf (refused)
           5120               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4512:j52] is (ne 1); [q4517:j54] is (ne 1);
                                     partial interview; no financial respondent

v4519     j55a.j55-dk 1

          section: j            level: household          cai reference: q4519
          type: numeric         width: 1                  decimals: 0

          j55a. would it amount to $5,000 or more?
          ................................................................................
             11         1. yes
             14         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           5191     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4517:j54] is (ne 1); [q4518:j55] is
                           (ne dk and ne rf); partial interview; no financial respondent

v4520     j55b.j55-dk 2

          section: j            level: household          cai reference: q4520
          type: numeric         width: 1                  decimals: 0

          j55b. $10,000 or more?
          ................................................................................
              7         1. yes
              4         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5211     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4517:j54] is (ne 1); [q4518:j55] is
                           (ne dk and ne rf); [q4519:j55a] is (5); [q4519:j55a] is (dk or
                           rf); partial interview; no financial respondent

v4521     j55c.j55 dk-3

          section: j            level: household          cai reference: q4521
          type: numeric         width: 1                  decimals: 0

          j55c. $25,000 or more?
          ................................................................................
              1         1. yes
              6         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4517:j54] is (ne 1); [q4518:j55] is
                           (ne dk and ne rf); [q4519:j55a] is (5); [q4519:j55a] is (dk or
                           rf); [q4520:j55b] is (5 or dk or rf); partial interview; no
                           financial respondent

v4522     j55d.j55-dk 4

          section: j            level: household          cai reference: q4522
          type: numeric         width: 1                  decimals: 0

          j55d. $2,000 or more?
          ................................................................................
              6         1. yes
              8         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5208     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4517:j54] is (ne 1); [q4518:j55] is
                           (ne dk and ne rf); [q4519:j55a] is (dk or rf); [q4520:j55b] is
                           (5 or dk or rf); [q4521:j55c] is (a); partial interview; no
                           financial respondent

v4523     j55e.j55 dk-5

          section: j            level: household          cai reference: q4523
          type: numeric         width: 1                  decimals: 0

          j55e. $1,000 or more?
          ................................................................................
              4         1. yes
              4         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5214     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4517:j54] is (ne 1); [q4518:j55] is
                           (ne dk and ne rf); [q4519:j55a] is (dk or rf); [q4520:j55b] is
                           (5 or dk or rf); [q4521:j55c] is (a); [q4522:j55d] is (1 or dk
                           or rf); partial interview; no financial respondent

v4524     j55f.j55-dk 6

          section: j            level: household          cai reference: q4524
          type: numeric         width: 1                  decimals: 0

          j55f. $500 or more?
          ................................................................................
              1         1. yes
              3         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4512:j52] is (ne 1); [q4517:j54] is (ne 1); [q4518:j55] is
                           (ne dk and ne rf); [q4519:j55a] is (dk or rf); [q4520:j55b] is
                           (5 or dk or rf); [q4521:j55c] is (a); [q4522:j55d] is (1 or dk
                           or rf); [q4523:j55e] is (1 or dk or rf); partial interview; no
                           financial respondent

v4528     j56.r work for pay lcyear

          section: j            level: household          cai reference: q4528
          type: numeric         width: 1                  decimals: 0

          j56. did you do any work for pay in (1994/1995) (including self-employment)?

          specification change:
          see d198 for specification version.

          * 10/30/95 the jump instruction was commented out

          * this was the jump prior to version change:
          * jump to q4529 if q150 is (ne 1) and 2626 is (ne 1) and 2651 is (ne 1) and
          2652 is (ne 1)
          ................................................................................
            567         1. yes
           4585         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
             64     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4529     j56a.sp work for pay lcyear

          section: j            level: household          cai reference: q4529
          type: numeric         width: 1                  decimals: 0

          j56. did your (husband/wife/partner) do any work for pay in (1994/1995)
          (including self-employment)?
          ................................................................................
            211         1. yes
           1645         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           3361     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); partial interview; no financial
                           respondent

v4530     j57.intro work for pay lcyear

          section: j            level: household          cai reference: q4530
          type: numeric         width: 1                  decimals: 0

          j57. first i will ask about your earnings from work, and then about your
          (husband's/wife's/partner's).

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v4533_1   j57s.r earnings loop

          section: j            level: household          cai reference: q4533
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            567         1. loop 1
                        2. loop 2
                        3. loop 3
                        4. loop 4
                        5. loop 5
           4655     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4533_2   j57s.r earnings loop

          section: j            level: household          cai reference: q4533
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. loop 1
            567         2. loop 2
                        3. loop 3
                        4. loop 4
                        5. loop 5
           4655     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4533_3   j57s.r earnings loop

          section: j            level: household          cai reference: q4533
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. loop 1
                        2. loop 2
            567         3. loop 3
                        4. loop 4
                        5. loop 5
           4655     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4533_4   j57s.r earnings loop

          section: j            level: household          cai reference: q4533
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. loop 1
                        2. loop 2
                        3. loop 3
            567         4. loop 4
                        5. loop 5
           4655     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4534_1   j57a.r earnings self emp

          section: j            level: household          cai reference: q4534
          type: numeric         width: 1                  decimals: 0

          j57a [q4533.] .
          if q4533 is (2) and q4533 in (1) and q4534 is (1) in addition to your self-
          employment income,
          end

          if q4533 is (1 or 2) did any of your (1994/1995) earnings come from
          else
           (did any of your (1994/1995) earnings come from)
          end

          if q4533 is (1) self-employment (including any profits)?
          else
           q4533 is (2) wages or salaries?
          else
           q4533 is (3) a professional practice or trade?
          else
           q4533 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            227         1. yes
            338         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4653     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4534_2   j57a.r earnings self emp

          section: j            level: household          cai reference: q4534
          type: numeric         width: 1                  decimals: 0

          j57a [q4533.] .
          if q4533 is (2) and q4533 in (1) and q4534 is (1) in addition to your self-
          employment income,
          end

          if q4533 is (1 or 2) did any of your (1994/1995) earnings come from
          else
           (did any of your (1994/1995) earnings come from)
          end

          if q4533 is (1) self-employment (including any profits)?
          else
           q4533 is (2) wages or salaries?
          else
           q4533 is (3) a professional practice or trade?
          else
           q4533 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            332         1. yes
            233         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4655     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4534_3   j57a.r earnings self emp

          section: j            level: household          cai reference: q4534
          type: numeric         width: 1                  decimals: 0

          j57a [q4533.] .
          if q4533 is (2) and q4533 in (1) and q4534 is (1) in addition to your self-
          employment income,
          end

          if q4533 is (1 or 2) did any of your (1994/1995) earnings come from
          else
           (did any of your (1994/1995) earnings come from)
          end

          if q4533 is (1) self-employment (including any profits)?
          else
           q4533 is (2) wages or salaries?
          else
           q4533 is (3) a professional practice or trade?
          else
           q4533 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             63         1. yes
            501         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4655     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4534_4   j57a.r earnings self emp

          section: j            level: household          cai reference: q4534
          type: numeric         width: 1                  decimals: 0

          j57a [q4533.] .
          if q4533 is (2) and q4533 in (1) and q4534 is (1) in addition to your self-
          employment income,
          end

          if q4533 is (1 or 2) did any of your (1994/1995) earnings come from
          else
           (did any of your (1994/1995) earnings come from)
          end

          if q4533 is (1) self-employment (including any profits)?
          else
           q4533 is (2) wages or salaries?
          else
           q4533 is (3) a professional practice or trade?
          else
           q4533 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             34         1. yes
            531         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4655     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); partial interview; no financial
                           respondent

v4536_1   j57b.r $ earnings lcy

          section: j            level: household          cai reference: q4536
          type: numeric         width: 7                  decimals: 0

          j57a. about how much did you earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            167           0-9999996. actual value (allowable range is shown)
                            9999997. other
             42             9999998. dk (don't know); na (not ascertained)
             20             9999999. rf (refused)
           4993               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1);
                                     partial interview; no financial respondent

v4536_2   j57b.r $ earnings lcy

          section: j            level: household          cai reference: q4536
          type: numeric         width: 7                  decimals: 0

          j57a. about how much did you earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            247           0-9999996. actual value (allowable range is shown)
                            9999997. other
             69             9999998. dk (don't know); na (not ascertained)
             16             9999999. rf (refused)
           4890               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1);
                                     partial interview; no financial respondent

v4536_3   j57b.r $ earnings lcy

          section: j            level: household          cai reference: q4536
          type: numeric         width: 7                  decimals: 0

          j57a. about how much did you earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             46           0-9999996. actual value (allowable range is shown)
                            9999997. other
              7             9999998. dk (don't know); na (not ascertained)
             10             9999999. rf (refused)
           5159               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1);
                                     partial interview; no financial respondent

v4536_4   j57b.r $ earnings lcy

          section: j            level: household          cai reference: q4536
          type: numeric         width: 7                  decimals: 0

          j57a. about how much did you earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             25           0-9999996. actual value (allowable range is shown)
                            9999997. other
              6             9999998. dk (don't know); na (not ascertained)
              3             9999999. rf (refused)
           5188               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1);
                                     partial interview; no financial respondent

v4537_1   j57b.dk-1

          section: j            level: household          cai reference: q4537
          type: numeric         width: 1                  decimals: 0

          j57b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             10         1. yes
             34         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
           5160     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); partial interview; no financial respondent

v4537_2   j57b.dk-1

          section: j            level: household          cai reference: q4537
          type: numeric         width: 1                  decimals: 0

          j57b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             12         1. yes
             60         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
           5137     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); partial interview; no financial respondent

v4537_3   j57b.dk-1

          section: j            level: household          cai reference: q4537
          type: numeric         width: 1                  decimals: 0

          j57b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              4         1. yes
              7         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
           5205     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); partial interview; no financial respondent

v4537_4   j57b.dk-1

          section: j            level: household          cai reference: q4537
          type: numeric         width: 1                  decimals: 0

          j57b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              4         1. yes
              3         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); partial interview; no financial respondent

v4538_1   j57c.dk-2

          section: j            level: household          cai reference: q4538
          type: numeric         width: 1                  decimals: 0

          j57c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              1         1. yes
              7         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5212     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (5); [q4537:j57b] is (dk or
                           rf); partial interview; no financial respondent

v4538_2   j57c.dk-2

          section: j            level: household          cai reference: q4538
          type: numeric         width: 1                  decimals: 0

          j57c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              1         1. yes
             10         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5210     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (5); [q4537:j57b] is (dk or
                           rf); partial interview; no financial respondent

v4538_3   j57c.dk-2

          section: j            level: household          cai reference: q4538
          type: numeric         width: 1                  decimals: 0

          j57c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
              2         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (5); [q4537:j57b] is (dk or
                           rf); partial interview; no financial respondent

v4538_4   j57c.dk-2

          section: j            level: household          cai reference: q4538
          type: numeric         width: 1                  decimals: 0

          j57c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
              4         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (5); [q4537:j57b] is (dk or
                           rf); partial interview; no financial respondent

v4539_1   j57d.dk-3

          section: j            level: household          cai reference: q4539
          type: numeric         width: 1                  decimals: 0

          j57d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             16         1. yes
             16         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5188     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (dk or rf); [q4538:j57c] is
                           (a); partial interview; no financial respondent

v4539_2   j57d.dk-3

          section: j            level: household          cai reference: q4539
          type: numeric         width: 1                  decimals: 0

          j57d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             40         1. yes
             18         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5162     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (dk or rf); [q4538:j57c] is
                           (a); partial interview; no financial respondent

v4539_3   j57d.dk-3

          section: j            level: household          cai reference: q4539
          type: numeric         width: 1                  decimals: 0

          j57d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              3         1. yes
              4         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (dk or rf); [q4538:j57c] is
                           (a); partial interview; no financial respondent

v4539_4   j57d.dk-3

          section: j            level: household          cai reference: q4539
          type: numeric         width: 1                  decimals: 0

          j57d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              1         1. yes
              2         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4536:j57b] is
                           (ne dk and ne rf); [q4537:j57b] is (dk or rf); [q4538:j57c] is
                           (a); partial interview; no financial respondent

v4540_1   j57e.report previous

          section: j            level: household          cai reference: q4540
          type: numeric         width: 1                  decimals: 0

          j57e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             55         1. yes
              2         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5161     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4533:j57s] is
                           (ne 1) or [q4024:j19] is (ne 1); partial interview; no
                           financial respondent

v4540_2   j57e.report previous

          section: j            level: household          cai reference: q4540
          type: numeric         width: 1                  decimals: 0

          j57e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4533:j57s] is
                           (ne 1) or [q4024:j19] is (ne 1); partial interview; no
                           financial respondent

v4540_3   j57e.report previous

          section: j            level: household          cai reference: q4540
          type: numeric         width: 1                  decimals: 0

          j57e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4533:j57s] is
                           (ne 1) or [q4024:j19] is (ne 1); partial interview; no
                           financial respondent

v4540_4   j57e.report previous

          section: j            level: household          cai reference: q4540
          type: numeric         width: 1                  decimals: 0

          j57e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4528:j56] is (ne 1); [q4534:j57a] is (ne 1); [q4533:j57s] is
                           (ne 1) or [q4024:j19] is (ne 1); partial interview; no
                           financial respondent

v4541_1   j57f.$ report previous

          section: j            level: household          cai reference: q4541
          type: numeric         width: 7                  decimals: 0

          j57f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             28           0-9999994. actual value (allowable range is shown)
             13             9999995. all of them
                            9999997. other
             12             9999998. dk (don't know); na (not ascertained)
              4             9999999. rf (refused)
           5165               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); partial interview; no
                                     financial respondent

v4541_2   j57f.$ report previous

          section: j            level: household          cai reference: q4541
          type: numeric         width: 7                  decimals: 0

          j57f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                          0-9999994. actual value (allowable range is shown)
                            9999995. all of them
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); partial interview; no
                                     financial respondent

v4541_3   j57f.$ report previous

          section: j            level: household          cai reference: q4541
          type: numeric         width: 7                  decimals: 0

          j57f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                          0-9999994. actual value (allowable range is shown)
                            9999995. all of them
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); partial interview; no
                                     financial respondent

v4541_4   j57f.$ report previous

          section: j            level: household          cai reference: q4541
          type: numeric         width: 7                  decimals: 0

          j57f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                          0-9999994. actual value (allowable range is shown)
                            9999995. all of them
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4528:j56] is (ne 1); partial interview; no
                                     financial respondent

v4545     j58.intro work for pay lcyear

          section: j            level: household          cai reference: q4545
          type: numeric         width: 1                  decimals: 0

          j58. now i want to ask about any earnings from work for your
          (husband/wife/partner) in (1994/1995).

          user note: this preamble variable has been included in this data set in
          order to document questionnaire flow; all data values are blanks.
          ................................................................................
           5222     blank. no data

v4546_1   j58s.sp earnings loop

          section: j            level: household          cai reference: q4546
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            209         1. loop 1
                        2. loop 2
                        3. loop 3
                        4. loop 4
                        5. loop 5
           5013     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4546_2   j58s.sp earnings loop

          section: j            level: household          cai reference: q4546
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. loop 1
            209         2. loop 2
                        3. loop 3
                        4. loop 4
                        5. loop 5
           5013     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4546_3   j58s.sp earnings loop

          section: j            level: household          cai reference: q4546
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. loop 1
                        2. loop 2
            209         3. loop 3
                        4. loop 4
                        5. loop 5
           5013     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4546_4   j58s.sp earnings loop

          section: j            level: household          cai reference: q4546
          type: numeric         width: 1                  decimals: 0

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. loop 1
                        2. loop 2
                        3. loop 3
            209         4. loop 4
                        5. loop 5
           5013     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4547_1   j58a.sp earnings self emp

          section: j            level: household          cai reference: q4547
          type: numeric         width: 1                  decimals: 0

          j58a [q4546.] .
          if q4546 is (2) and q4546 in (1) and q4547 is (1) in addition to [q380: r
          spouse name]'s self-employment income,
          end

          if q4546 is (1 or 2) did any of (her/his) earnings come from
          else
           (did any of (her/his) earnings come from)
          end

          if q4546 is (1) self-employment (including any profits)?
          else
           q4546 is (2) wages or salaries?
          else
           q4546 is (3) a professional practice or trade?
          else
           q4546 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             79         1. yes
            130         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5011     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4547_2   j58a.sp earnings self emp

          section: j            level: household          cai reference: q4547
          type: numeric         width: 1                  decimals: 0

          j58a [q4546.] .
          if q4546 is (2) and q4546 in (1) and q4547 is (1) in addition to [q380: r
          spouse name]'s self-employment income,
          end

          if q4546 is (1 or 2) did any of (her/his) earnings come from
          else
           (did any of (her/his) earnings come from)
          end

          if q4546 is (1) self-employment (including any profits)?
          else
           q4546 is (2) wages or salaries?
          else
           q4546 is (3) a professional practice or trade?
          else
           q4546 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
            130         1. yes
             77         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5013     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4547_3   j58a.sp earnings self emp

          section: j            level: household          cai reference: q4547
          type: numeric         width: 1                  decimals: 0

          j58a [q4546.] .
          if q4546 is (2) and q4546 in (1) and q4547 is (1) in addition to [q380: r
          spouse name]'s self-employment income,
          end

          if q4546 is (1 or 2) did any of (her/his) earnings come from
          else
           (did any of (her/his) earnings come from)
          end

          if q4546 is (1) self-employment (including any profits)?
          else
           q4546 is (2) wages or salaries?
          else
           q4546 is (3) a professional practice or trade?
          else
           q4546 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             21         1. yes
            187         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5013     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4547_4   j58a.sp earnings self emp

          section: j            level: household          cai reference: q4547
          type: numeric         width: 1                  decimals: 0

          j58a [q4546.] .
          if q4546 is (2) and q4546 in (1) and q4547 is (1) in addition to [q380: r
          spouse name]'s self-employment income,
          end

          if q4546 is (1 or 2) did any of (her/his) earnings come from
          else
           (did any of (her/his) earnings come from)
          end

          if q4546 is (1) self-employment (including any profits)?
          else
           q4546 is (2) wages or salaries?
          else
           q4546 is (3) a professional practice or trade?
          else
           q4546 is (4) tips, bonuses, commissions, etc.?
          end

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              7         1. yes
            198         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5013     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); partial
                           interview; no financial respondent

v4549_1   j58b.sp $ earnings lcy

          section: j            level: household          cai reference: q4549
          type: numeric         width: 7                  decimals: 0

          j58a. about how much did (she/he) earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             42           0-9999996. actual value (allowable range is shown)
                            9999997. other
             33             9999998. dk (don't know); na (not ascertained)
              6             9999999. rf (refused)
           5141               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     [q4547:j58a] is (ne 1); partial interview; no
                                     financial respondent

v4549_2   j58b.sp $ earnings lcy

          section: j            level: household          cai reference: q4549
          type: numeric         width: 7                  decimals: 0

          j58a. about how much did (she/he) earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             80           0-9999996. actual value (allowable range is shown)
                            9999997. other
             40             9999998. dk (don't know); na (not ascertained)
             10             9999999. rf (refused)
           5092               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     [q4547:j58a] is (ne 1); partial interview; no
                                     financial respondent

v4549_3   j58b.sp $ earnings lcy

          section: j            level: household          cai reference: q4549
          type: numeric         width: 7                  decimals: 0

          j58a. about how much did (she/he) earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             11           0-9999996. actual value (allowable range is shown)
                            9999997. other
              8             9999998. dk (don't know); na (not ascertained)
              2             9999999. rf (refused)
           5201               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     [q4547:j58a] is (ne 1); partial interview; no
                                     financial respondent

v4549_4   j58b.sp $ earnings lcy

          section: j            level: household          cai reference: q4549
          type: numeric         width: 7                  decimals: 0

          j58a. about how much did (she/he) earn from that during (1994/1995)?

          do not probe dk
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              7           0-9999996. actual value (allowable range is shown)
                            9999997. other
              3             9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5212               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     [q4547:j58a] is (ne 1); partial interview; no
                                     financial respondent

v4550_1   j58b.dk-1

          section: j            level: household          cai reference: q4550
          type: numeric         width: 1                  decimals: 0

          j58b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              9         1. yes
             19         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           5184     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4550_2   j58b.dk-1

          section: j            level: household          cai reference: q4550
          type: numeric         width: 1                  decimals: 0

          j58b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              9         1. yes
             24         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
             10         9. rf (refused)
           5172     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4550_3   j58b.dk-1

          section: j            level: household          cai reference: q4550
          type: numeric         width: 1                  decimals: 0

          j58b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              2         1. yes
              5         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5212     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4550_4   j58b.dk-1

          section: j            level: household          cai reference: q4550
          type: numeric         width: 1                  decimals: 0

          j58b. was it more than $10,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              1         1. yes
              2         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4551_1   j58c.dk-2

          section: j            level: household          cai reference: q4551
          type: numeric         width: 1                  decimals: 0

          j58c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              2         1. yes
              7         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (5); [q4550:j58b] is (dk or rf); partial interview; no
                           financial respondent

v4551_2   j58c.dk-2

          section: j            level: household          cai reference: q4551
          type: numeric         width: 1                  decimals: 0

          j58c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
              9         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (5); [q4550:j58b] is (dk or rf); partial interview; no
                           financial respondent

v4551_3   j58c.dk-2

          section: j            level: household          cai reference: q4551
          type: numeric         width: 1                  decimals: 0

          j58c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              1         1. yes
              1         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (5); [q4550:j58b] is (dk or rf); partial interview; no
                           financial respondent

v4551_4   j58c.dk-2

          section: j            level: household          cai reference: q4551
          type: numeric         width: 1                  decimals: 0

          j58c. was it more than $50,000?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
              1         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (5); [q4550:j58b] is (dk or rf); partial interview; no
                           financial respondent

v4552_1   j58d.dk-3

          section: j            level: household          cai reference: q4552
          type: numeric         width: 1                  decimals: 0

          j58d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              7         1. yes
             10         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5203     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (dk or rf); [q4551:j58c] is (a); partial interview; no
                           financial respondent

v4552_2   j58d.dk-3

          section: j            level: household          cai reference: q4552
          type: numeric         width: 1                  decimals: 0

          j58d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             15         1. yes
              5         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5198     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (dk or rf); [q4551:j58c] is (a); partial interview; no
                           financial respondent

v4552_3   j58d.dk-3

          section: j            level: household          cai reference: q4552
          type: numeric         width: 1                  decimals: 0

          j58d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              3         1. yes
              2         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5217     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (dk or rf); [q4551:j58c] is (a); partial interview; no
                           financial respondent

v4552_4   j58d.dk-3

          section: j            level: household          cai reference: q4552
          type: numeric         width: 1                  decimals: 0

          j58d. was it more than $2,500?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              2         1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4549:j58b] is (ne dk and ne rf); [q4550:j58b] is
                           (dk or rf); [q4551:j58c] is (a); partial interview; no
                           financial respondent

v4553_1   j58e.report previous

          section: j            level: household          cai reference: q4553
          type: numeric         width: 1                  decimals: 0

          j58e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
             13         1. yes
              9         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5198     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4546:j58s] is (ne 1) or [q4024:j19] is (ne 1);
                           partial interview; no financial respondent

v4553_2   j58e.report previous

          section: j            level: household          cai reference: q4553
          type: numeric         width: 1                  decimals: 0

          j58e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4546:j58s] is (ne 1) or [q4024:j19] is (ne 1);
                           partial interview; no financial respondent

v4553_3   j58e.report previous

          section: j            level: household          cai reference: q4553
          type: numeric         width: 1                  decimals: 0

          j58e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4546:j58s] is (ne 1) or [q4024:j19] is (ne 1);
                           partial interview; no financial respondent

v4553_4   j58e.report previous

          section: j            level: household          cai reference: q4553
          type: numeric         width: 1                  decimals: 0

          j58e. did you tell me about these earnings earlier, when i asked about
          income from business?

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1); [q4547:j58a]
                           is (ne 1); [q4546:j58s] is (ne 1) or [q4024:j19] is (ne 1);
                           partial interview; no financial respondent

v4554_1   j58f.$ report previous

          section: j            level: household          cai reference: q4554
          type: numeric         width: 7                  decimals: 0

          j58f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
              3           0-9999994. actual value (allowable range is shown)
              5             9999995. all of them
                            9999997. other
              7             9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5207               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     partial interview; no financial respondent

v4554_2   j58f.$ report previous

          section: j            level: household          cai reference: q4554
          type: numeric         width: 7                  decimals: 0

          j58f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                          0-9999994. actual value (allowable range is shown)
                            9999995. all of them
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     partial interview; no financial respondent

v4554_3   j58f.$ report previous

          section: j            level: household          cai reference: q4554
          type: numeric         width: 7                  decimals: 0

          j58f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                          0-9999994. actual value (allowable range is shown)
                            9999995. all of them
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     partial interview; no financial respondent

v4554_4   j58f.$ report previous

          section: j            level: household          cai reference: q4554
          type: numeric         width: 7                  decimals: 0

          j58f. about how much of these earnings had you already told me about?

          use alt-o for "all of them"
          amount:

          user note:  up to five responses were allowed for this question, the actual
          maximum number of responses was four.
          ................................................................................
                          0-9999994. actual value (allowable range is shown)
                            9999995. all of them
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q674:a21] is (ne 1-3); [q4529:j56a] is (ne 1);
                                     partial interview; no financial respondent

v4562     j60.trust fund income

          section: j            level: household          cai reference: q4562
          type: numeric         width: 1                  decimals: 0

          j60. (other than income you have already told me about), did you (or your
          husband/or your wife/or your partner) receive any income from trusts funds
          or royalties?
          ................................................................................
             76         1. yes
           5057         5. no
                        7. other
             12         8. dk (don't know); na (not ascertained)
             33         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4563     j60a. trust funds $ 1994

          section: j            level: household          cai reference: q4563
          type: numeric         width: 7                  decimals: 0

          j60a. how much did you (and your husband/and your wife/and your partner)
          receive altogether in (1993/1994/1995/1996)? amount:
          ................................................................................
             58           1-9999996. actual value (allowable range is shown)
                            9999997. other
             12             9999998. dk (don't know); na (not ascertained)
              6             9999999. rf (refused)
           5146               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4562:j60] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4566     j61.alimony income

          section: j            level: household          cai reference: q4566
          type: numeric         width: 1                  decimals: 0

          j61. (other than income you have already told me about, did you (or your
          husband/or your wife/or your partner) receive income from ...) any alimony
          or child support payments?
          ................................................................................
             16         1. yes
           5152         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              8         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4567     j61a.amt alimony $ lcy

          section: j            level: household          cai reference: q4567
          type: numeric         width: 6                  decimals: 0

          j61a. how much did you (and your husband/and your wife/and your partner)
          receive altogether from these sources in (1994/1995)? amount:
          ................................................................................
             15            1-999996. actual value (allowable range is shown)
                             999997. other
              1              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5206               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4566:j61] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4573     j62.other sources income

          section: j            level: household          cai reference: q4573
          type: numeric         width: 1                  decimals: 0

          j62. (other than income you have already told me about, did you (and your
          husband/and your wife/and your partner) receive ...) any other income in
          (1994/1995), for example, from private disability insurance payments, odd
          jobs, and so forth?

          do not include financial support from relatives or friends.
          ................................................................................
             82         1. yes
           5078         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4574     j62a. other sources $ 1994

          section: j            level: household          cai reference: q4574
          type: numeric         width: 7                  decimals: 0

          j62a. how much did you (and your husband/and your wife/and your partner)
          receive altogether from these other sources in (1993/1994/1995/1996)?
          amount:
          ................................................................................
             76           1-9999996. actual value (allowable range is shown)
                            9999997. other
              4             9999998. dk (don't know); na (not ascertained)
              2             9999999. rf (refused)
           5140               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4573:j62] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4575m1   j62b.what other source

          section: j            level: household          cai reference: q4575
          type: numeric         width: 2                  decimals: 0

          j62b. what was that source of income?
          ................................................................................
                        1. payment for foster care in the home
                        2. other
                        2. esop (employee stock option plan)
              7         3. salary from deceased spouse; spousal benefit/annuity
              2         4. private/employer disability plan
                        5. gambling; lottery winnings
             10         6. settlement of lawsuit or insurance claim
                        7. allotment as a dependent of military personnel
                        8. student loan/grant
              7         9. sale of real property or other tangible durable goods
              3        10. sale of stock or other savings instruments
              4        11. state disability payments; workman's comp
              2        12. use of savings; cashed in ira; treasury notes
              1        13. other government transfers; hud payment; tobacco allotment;
                           jury duty
                       14. oil/gas leases; mineral rights
             22        15. other self-employment income or fees: director's fee; ran
                           workshop; 'on election board'
             14        16. other job compensation; 'back pay'; severance pay; 'sick leave
                           benefits'; vacation pay from previous job; strike pay; profit
                           sharing; disability compensation nfs; honorarium
              5        17. private or non-profit transfers; aarp; other senior citizen's
                           program; churches etc.
              6        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5139     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4573:j62] is (5 or dk or rf); partial interview; no
                           financial respondent

v4575m2   j62b.what other source

          section: j            level: household          cai reference: q4575
          type: numeric         width: 2                  decimals: 0

          j62b. what was that source of income?
          ................................................................................
                        1. payment for foster care in the home
                        2. esop (employee stock option plan)
                        2. other
              1         3. salary from deceased spouse; spousal benefit/annuity
                        4. private/employer disability plan
                        5. gambling; lottery winnings
                        6. settlement of lawsuit or insurance claim
                        7. allotment as a dependent of military personnel
                        8. student loan/grant
              1         9. sale of real property or other tangible durable goods
                       10. sale of stock or other savings instruments
                       11. state disability payments; workman's comp
                       12. use of savings; cashed in ira; treasury notes
                       13. other government transfers; hud payment; tobacco allotment;
                           jury duty
                       14. oil/gas leases; mineral rights
                       15. other self-employment income or fees: director's fee; ran
                           workshop; 'on election board'
                       16. other job compensation; 'back pay'; severance pay; 'sick leave
                           benefits'; vacation pay from previous job; strike pay; profit
                           sharing; disability compensation nfs; honorarium
              1        17. private or non-profit transfers; aarp; other senior citizen's
                           program; churches etc.
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4573:j62] is (5 or dk or rf); partial interview; no
                           financial respondent

v4578     j62c.ao other source

          section: j            level: household          cai reference: q4578
          type: numeric         width: 1                  decimals: 0

          j62c. are there any other sources of income?

          do not include financial support from relatives or friends.
          ................................................................................
                        1. yes
             82         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5140     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4573:j62] is (5 or dk or rf); partial interview; no
                           financial respondent

v4579     j62d. other sources $ 1994

          section: j            level: household          cai reference: q4579
          type: numeric         width: 7                  decimals: 0

          j62d. how much did you (and your husband/and your wife/and your partner)
          receive altogether from that in (1994/1995)?
          amount:
          ................................................................................
                          1-9999996. actual value (allowable range is shown)
                            9999997. other
                            9999998. dk (don't know); na (not ascertained)
                            9999999. rf (refused)
           5222               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4573:j62] is (5 or dk or rf); [q4578:j62c] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4587     j65.whether food stamps 1994

          section: j            level: household          cai reference: q4587
          type: numeric         width: 1                  decimals: 0

          j65. did you (or other family members now living here) receive government
          food stamps at any time (since (w1 interview month-year)/in the last two
          years)?
          ................................................................................
            362         1. yes
           4807         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
             44     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4588     j65a.which months

          section: j            level: household          cai reference: q4588
          type: numeric         width: 1                  decimals: 0

          j65a. in which months (since (w1 interview month-year)/in the last two
          years) did you (or other family members now living here) receive government
          food stamps?
          ................................................................................
            282         1. all since wave i date
             20         2. all since other month/year
              5         3. all until mo/yr (before this mo)
             46         4. specific months
                        7. other
              9         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4860     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); partial interview; no
                           financial respondent

v4589     j65b.month

          section: j            level: household          cai reference: q4589
          type: numeric         width: 2                  decimals: 0

          j65b. record month/year that r or r's family
          if q4588 is (2) started receiving food stamps:
          else
           q4588 is (3) stopped receiving food stamps:
          end

          month:
          year:
          ................................................................................
              7         1. jan
                        2. feb
              2         3. mar
              1         4. apr
                        5. may
              4         6. jun
              1         7. jul
              1         8. aug
              2         9. sep
              4        10. oct
                       11. nov
              1        12. dec
                       97. other
              2        98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5197     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (ne 2 and ne
                           3); partial interview; no financial respondent

v4590     j65c.year

          section: j            level: household          cai reference: q4590
          type: numeric         width: 4                  decimals: 0
          ................................................................................
             25           1950-1996. actual value (allowable range is shown)
                               9997. other
                               9998. dk (don't know); na (not ascertained)
                               9999. rf (refused)
           5197               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4587:j65] is (5 or dk or rf); [q4588:j65a] is
                                     (ne 2 and ne 3); partial interview; no financial
                                     respondent

v4592m1   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
              7         1. oct 93
              2         2. nov 93
              1         3. dec 93
              3         4. jan 94
              2         5. feb 94
                        6. mar 94
              2         7. apr 94
              2         8. may 94
              2         9. jun 94
                       10. jul 94
                       11. aug 94
                       12. sep 94
              1        13. oct 94
              1        14. nov 94
                       15. dec 94
              2        16. jan 95
                       17. feb 95
              1        18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
              3        22. jul 95
              1        23. aug 95
              4        24. sep 95
              3        25. oct 95
              4        26. nov 95
                       27. dec 95
              3        28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
              3        38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5175     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m2   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
              3         2. nov 93
              1         3. dec 93
                        4. jan 94
              2         5. feb 94
              2         6. mar 94
                        7. apr 94
              2         8. may 94
                        9. jun 94
              1        10. jul 94
                       11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
              1        15. dec 94
                       16. jan 95
              1        17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
              1        21. jun 95
                       22. jul 95
              1        23. aug 95
              1        24. sep 95
              2        25. oct 95
              2        26. nov 95
                       27. dec 95
              1        28. jan 96
              1        29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
              1        33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
              1        37. 1994 after w1 iw
              1        38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5197     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m3   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
              1         3. dec 93
              1         4. jan 94
                        5. feb 94
              2         6. mar 94
              1         7. apr 94
                        8. may 94
              1         9. jun 94
                       10. jul 94
              1        11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
              2        16. jan 95
                       17. feb 95
              1        18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
              1        23. aug 95
              1        24. sep 95
              1        25. oct 95
              1        26. nov 95
                       27. dec 95
                       28. jan 96
              1        29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
              1        36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
              1        39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5205     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m4   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
              1         4. jan 94
              1         5. feb 94
                        6. mar 94
              2         7. apr 94
              1         8. may 94
                        9. jun 94
              1        10. jul 94
                       11. aug 94
              1        12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
              1        19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
              1        25. oct 95
              1        26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
              1        30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
              1        37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5210     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m5   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
              1         5. feb 94
              1         6. mar 94
                        7. apr 94
              2         8. may 94
              1         9. jun 94
                       10. jul 94
              1        11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
              1        20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
              1        26. nov 95
              1        27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m6   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
              1         6. mar 94
              1         7. apr 94
                        8. may 94
              2         9. jun 94
              1        10. jul 94
                       11. aug 94
              1        12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
              1        21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
              1        27. dec 95
              1        28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5213     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m7   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
              1         7. apr 94
              1         8. may 94
                        9. jun 94
              2        10. jul 94
              1        11. aug 94
                       12. sep 94
              1        13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
              1        22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
              1        29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5214     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m8   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
              1         8. may 94
              1         9. jun 94
                       10. jul 94
              1        11. aug 94
              1        12. sep 94
                       13. oct 94
              1        14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
              1        23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
              1        30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m9   j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
              1         9. jun 94
              1        10. jul 94
                       11. aug 94
              1        12. sep 94
              1        13. oct 94
                       14. nov 94
              1        15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
              1        31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5216     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m10  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
              1        10. jul 94
              1        11. aug 94
                       12. sep 94
              1        13. oct 94
              1        14. nov 94
                       15. dec 94
              1        16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5217     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m11  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
                       10. jul 94
                       11. aug 94
              1        12. sep 94
                       13. oct 94
              1        14. nov 94
              1        15. dec 94
                       16. jan 95
              1        17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m12  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
                       10. jul 94
                       11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
              1        15. dec 94
              1        16. jan 95
                       17. feb 95
              1        18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m13  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
                       10. jul 94
                       11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
              1        17. feb 95
                       18. mar 95
              1        19. apr 95
                       20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m14  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
                       10. jul 94
                       11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
              1        18. mar 95
                       19. apr 95
              1        20. may 95
                       21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m15  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
                       10. jul 94
                       11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
              1        19. apr 95
                       20. may 95
              1        21. jun 95
                       22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m16  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
                       10. jul 94
                       11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
              1        21. jun 95
              1        22. jul 95
                       23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4592m17  j65d.specific months

          section: j            level: household          cai reference: q4592
          type: numeric         width: 2                  decimals: 0

          j65d. enter all months that apply

          user note: up to forty-two responses were allowed for this question, the
          actual maximum number of responses was seventeen.
          ................................................................................
                        1. oct 93
                        2. nov 93
                        3. dec 93
                        4. jan 94
                        5. feb 94
                        6. mar 94
                        7. apr 94
                        8. may 94
                        9. jun 94
                       10. jul 94
                       11. aug 94
                       12. sep 94
                       13. oct 94
                       14. nov 94
                       15. dec 94
                       16. jan 95
                       17. feb 95
                       18. mar 95
                       19. apr 95
                       20. may 95
                       21. jun 95
              1        22. jul 95
              1        23. aug 95
                       24. sep 95
                       25. oct 95
                       26. nov 95
                       27. dec 95
                       28. jan 96
                       29. feb 96
                       30. mar 96
                       31. apr 96
                       32. may 96
                       33. jun 96
                       34. jul 96
                       36. 1993 after w1 iw
                       37. 1994 after w1 iw
                       38. all of 1995
                       39. 1996 to date
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5220     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4588:j65a] is (1 or 2);
                           [q4588:j65a] is (dk or rf); [q4588:j65a] is (3); partial
                           interview; no financial respondent

v4595     j65e.amt food stamps

          section: j            level: household          cai reference: q4595
          type: numeric         width: 6                  decimals: 0

          j65e. how many dollars worth of food stamps did you (and your family living
          here) get the last month you received these stamps?
          amount:
          ................................................................................
              3            1-999996. actual value (allowable range is shown)
                             999997. other
              1              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5218               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4587:j65] is (5 or dk or rf); [q4588:j65a] is
                                     (1 or 2); [q4588:j65a] is (dk or rf); [q4592:j65d]
                                     is (ne 38-39); partial interview; no financial
                                     respondent

v4597     j65g.amt food stamps last month

          section: j            level: household          cai reference: q4597
          type: numeric         width: 4                  decimals: 0

          j65g. how many dollars' worth of food stamps did you (or other family
          members now living here) get last month?
          amount:
          ................................................................................
            337              0-9996. actual value (allowable range is shown)
                               9997. other
             10                9998. dk (don't know); na (not ascertained)
              1                9999. rf (refused)
           4874               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4587:j65] is (5 or dk or rf); [q4596] is (5
                                     or dk or rf); [q240:cs11] is (1) and [q674:a21] is
                                     (ne 1-3); [q4588:j65a] is (3); [q203:which hh] is
                                     (1) and [q240:cs11] is (1) and [q220:which iw 1st
                                     r-2nd r] is (2) and [q34:hh1 1st r in nurs home] is
                                     (1); [q203:which hh] is (2) and [q240:cs11] is (1)
                                     and [q220:which iw 1st r-2nd r] is (2) and [q75:hh2
                                     1st r in nurs home] is (1); [q240:cs11] is (1) and
                                     [q220:which iw 1st r-2nd r] is (1) and ([q241:cs12]
                                     is (1) or [q246:cs13] is (1)); partial interview;
                                     no financial respondent

v4598     j66. spend money home food

          section: j            level: household          cai reference: q4598
          type: numeric         width: 1                  decimals: 0

          j66. (in addition to what you bought with food stamps,) did you (or other
          family members now living here) spend any money on food that you use at
          home?
          ................................................................................
            308         1. yes
            134         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4780     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4587:j65] is (5 or dk or rf); [q4596] is (5 or dk or rf);
                           [q240:cs11] is (1) and [q674:a21] is (ne 1-3); [q203:which hh]
                           is (1) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                           is (2) and [q34:hh1 1st r in nurs home] is (1); [q203:which
                           hh] is (2) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd
                           r] is (2) and [q75:hh2 1st r in nurs home] is (1); [q240:cs11]
                           is (1) and [q220:which iw 1st r-2nd r] is (1) and ([q241:cs12]
                           is (1) or [q246:cs13] is (1)); partial interview; no financial
                           respondent

v4599     j66a.amt spend home food

          section: j            level: household          cai reference: q4599
          type: numeric         width: 5                  decimals: 0

          j66a. about how much do you (and other family members living here) spend on
          food that you use at home in an average week?

          amount:
          per:
          ................................................................................
           4660             0-99996. actual value (allowable range is shown)
                              99997. other
            340               99998. dk (don't know); na (not ascertained)
             34               99999. rf (refused)
            188               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q240:cs11] is (1) and [q674:a21] is (ne 1-3);
                                     [q203:which hh] is (1) and [q240:cs11] is (1) and
                                     [q220:which iw 1st r-2nd r] is (2) and [q34:hh1 1st
                                     r in nurs home] is (1); [q203:which hh] is (2) and
                                     [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                                     is (2) and [q75:hh2 1st r in nurs home] is (1);
                                     [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                                     is (1) and ([q241:cs12] is (1) or [q246:cs13] is
                                     (1)); [q4598:j66] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4600     j66b.amt spend home food per

          section: j            level: household          cai reference: q4600
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           3855         2. week
             96         3. every two weeks/bi-weekly
            691         4. month
             10         5. year
             10         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
            560     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q240:cs11] is (1) and [q674:a21] is (ne 1-3); [q203:which hh]
                           is (1) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                           is (2) and [q34:hh1 1st r in nurs home] is (1); [q203:which
                           hh] is (2) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd
                           r] is (2) and [q75:hh2 1st r in nurs home] is (1); [q240:cs11]
                           is (1) and [q220:which iw 1st r-2nd r] is (1) and ([q241:cs12]
                           is (1) or [q246:cs13] is (1)); [q4598:j66] is (5 or dk or rf);
                           [q4599:j66a] is (dk or rf); partial interview; no financial
                           respondent

v4603     j66c.whether subsidized food

          section: j            level: household          cai reference: q4603
          type: numeric         width: 1                  decimals: 0

          j66c. do you have any free or subsidized meals delivered to you at home?
          (such as "meals on wheels")
          ................................................................................
            155         1. yes
           5010         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
             54     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q240:cs11] is (1) and [q674:a21] is (ne 1-3); [q203:which hh]
                           is (1) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                           is (2) and [q34:hh1 1st r in nurs home] is (1); [q203:which
                           hh] is (2) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd
                           r] is (2) and [q75:hh2 1st r in nurs home] is (1); [q240:cs11]
                           is (1) and [q220:which iw 1st r-2nd r] is (1) and ([q241:cs12]
                           is (1) or [q246:cs13] is (1)); partial interview; no financial
                           respondent

v4604     j66d.food insecurity

          section: j            level: household          cai reference: q4604
          type: numeric         width: 1                  decimals: 0

          j66d.
          if q370 is (1) since (wave 1 interview month-year)
          else
           in the last two years
          end
           have you always had enough money to buy the food you need?
          ................................................................................
           4674         1. yes
            497         5. no
                        7. other
              5         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
             45     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4605     j66e.eat less

          section: j            level: household          cai reference: q4605
          type: numeric         width: 1                  decimals: 0

          j66e.
          if q370 is (1) at any time since (wave 1 interview month-year)
          else
           at any time in the last two years
          end
           have you skipped meals or eaten less than you felt you should because there
          was not enough food in the house?
          ................................................................................
             98         1. yes
            402         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4719     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4604:j66d] is (1); partial interview; no financial
                           respondent

v4606     j66f.amt spend eat out

          section: j            level: household          cai reference: q4606
          type: numeric         width: 5                  decimals: 0

          j66f. about how much do you (and other family members now living here) spend
          eating out, not counting meals at work?

          amount:
          per:
          ................................................................................
           4812             0-99996. actual value (allowable range is shown)
                              99997. other
            132               99998. dk (don't know); na (not ascertained)
             25               99999. rf (refused)
            253               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q240:cs11] is (1) and [q674:a21] is (ne 1-3);
                                     [q203:which hh] is (1) and [q240:cs11] is (1) and
                                     [q220:which iw 1st r-2nd r] is (2) and [q34:hh1 1st
                                     r in nurs home] is (1); [q203:which hh] is (2) and
                                     [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                                     is (2) and [q75:hh2 1st r in nurs home] is (1);
                                     [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                                     is (1) and ([q241:cs12] is (1) or [q246:cs13] is
                                     (1)); partial interview; no financial respondent

v4607     j66g.amt spend eat out per

          section: j            level: household          cai reference: q4607
          type: numeric         width: 1                  decimals: 0
          ................................................................................
           1635         2. week
           1233         4. month
            188         5. year
             22         7. other
              1         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           2143     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q240:cs11] is (1) and [q674:a21] is (ne 1-3); [q203:which hh]
                           is (1) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd r]
                           is (2) and [q34:hh1 1st r in nurs home] is (1); [q203:which
                           hh] is (2) and [q240:cs11] is (1) and [q220:which iw 1st r-2nd
                           r] is (2) and [q75:hh2 1st r in nurs home] is (1); [q240:cs11]
                           is (1) and [q220:which iw 1st r-2nd r] is (1) and ([q241:cs12]
                           is (1) or [q246:cs13] is (1)); [q4606:j66f] is (0 or dk or
                           rf); partial interview; no financial respondent

v4624     j67.amt hu members income

          section: j            level: household          cai reference: q4624
          type: numeric         width: 7                  decimals: 0

          j67. not including job income, about how much in total did other members of
          your family living there receive in (1994/1995) from social security,
          pensions, welfare, interest, gifts, or anything else?

          do not probe dk
          0 nothing
          amount:
          ................................................................................
            720           0-9999996. actual value (allowable range is shown)
                            9999997. other
            401             9999998. dk (don't know); na (not ascertained)
             67             9999999. rf (refused)
           4034               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q504:cs # residents|503u(1-20)=] is (0);
                                     partial interview; no financial respondent

v4625     j67a.>1k

          section: j            level: household          cai reference: q4625
          type: numeric         width: 1                  decimals: 0

          j67a. was it more than $10,000?
          ................................................................................
            140         1. yes
            132         5. no
                        7. other
            135         8. dk (don't know); na (not ascertained)
             60         9. rf (refused)
           4755     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); [q4624:j67] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4626     j67b.>5k

          section: j            level: household          cai reference: q4626
          type: numeric         width: 1                  decimals: 0

          j67b. was it more than $20,000?
          ................................................................................
             57         1. yes
             64         5. no
                        7. other
             19         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5082     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); [q4624:j67] is (ne dk and ne
                           rf); [q4625:j67a] is (5); [q4625:j67a] is (dk or rf); partial
                           interview; no financial respondent

v4627     j67c.>25k

          section: j            level: household          cai reference: q4627
          type: numeric         width: 1                  decimals: 0

          j67c. was it more than $50,000?
          ................................................................................
              9         1. yes
             41         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5165     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); [q4624:j67] is (ne dk and ne
                           rf); [q4625:j67a] is (5); [q4625:j67a] is (dk or rf);
                           [q4626:j67b] is (5 or dk or rf); partial interview; no
                           financial respondent

v4629     j67d.>2k

          section: j            level: household          cai reference: q4629
          type: numeric         width: 1                  decimals: 0

          j67d. was it more than $2,000?
          ................................................................................
             87         1. yes
             36         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5090     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); [q4624:j67] is (ne dk and ne
                           rf); [q4625:j67a] is (dk or rf); [q4626:j67b] is (5 or dk or
                           rf);; partial interview; no financial respondent

v4631     j68.assets oth hhmem

          section: j            level: household          cai reference: q4631
          type: numeric         width: 1                  decimals: 0

          j68. do members of your family living there have more than $5,000 total in
          bank accounts, other financial assets, vehicles, property, or other
          investments?
          ................................................................................
            379         1. yes
            607         5. no
                        7. other
            138         8. dk (don't know); na (not ascertained)
             64         9. rf (refused)
           4034     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); partial interview; no
                           financial respondent

v4632     j69.amt assets oth hhmem

          section: j            level: household          cai reference: q4632
          type: numeric         width: 7                  decimals: 0

          j69. about how much altogether would that amount to, minus any debts
          (he/she/they) might have?

          do not probe dk
          0 = nothing
          amount:
          ................................................................................
            110           0-9999996. actual value (allowable range is shown)
                            9999997. other
            238             9999998. dk (don't know); na (not ascertained)
             31             9999999. rf (refused)
           4843               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q504:cs # residents|503u(1-20)=] is (0);
                                     [q4631:j68] is (5 or dk or rf); partial interview;
                                     no financial respondent

v4633     j69a.>5k

          section: j            level: household          cai reference: q4633
          type: numeric         width: 1                  decimals: 0

          j69a. would it amount to more than $20,000?
          ................................................................................
            129         1. yes
             79         5. no
                        7. other
             48         8. dk (don't know); na (not ascertained)
             13         9. rf (refused)
           4953     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); [q4631:j68] is (5 or dk or
                           rf); [q4632:j69] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4634     j69b.>50k

          section: j            level: household          cai reference: q4634
          type: numeric         width: 1                  decimals: 0

          j69b. more than $50,000?
          ................................................................................
             57         1. yes
             63         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5093     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); [q4631:j68] is (5 or dk or
                           rf); [q4632:j69] is (ne dk and ne rf); [q4633:j69a] is (5 or
                           dk or rf); partial interview; no financial respondent

v4635     j69c.>500k

          section: j            level: household          cai reference: q4635
          type: numeric         width: 1                  decimals: 0

          j69c. more than $500,000?
          ................................................................................
              5         1. yes
             51         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5165     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); [q504:cs
                           # residents|503u(1-20)=] is (0); [q4631:j68] is (5 or dk or
                           rf); [q4632:j69] is (ne dk and ne rf); [q4633:j69a] is (5 or
                           dk or rf); [q4634:j69b] is (5 or dk or rf); partial interview;
                           no financial respondent

v4636     j70. tax form lcy

          section: j            level: household          cai reference: q4636
          type: numeric         width: 1                  decimals: 0

          j70. did you (or your husband/or your wife/or your partner) file a federal
          income tax return form for (1993/1994/1995/1996)?
          ................................................................................
           2595         1. yes
             50         2. too early, but will file
           2490         5. no
                        7. other
             30         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
             45     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4637     j71.whether itemized deductions

          section: j            level: household          cai reference: q4637
          type: numeric         width: 1                  decimals: 0

          j71. some people have expenses they can itemize and deduct on their income
          tax. did you (and your husband/and your wife/and your partner) itemize
          deductions on your (1994/1995) federal income tax? (such as property taxes,
          interest payments, medical expenses, and charitable contributions?)
          ................................................................................
           1059         1. yes
           1459         5. no
              9         6. [vol] did/will not file
                        7. other
            106         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
           2578     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4636:j70] is (5 or dk or rf); partial interview; no
                           financial respondent

v4638     j71a.whether itemized medical

          section: j            level: household          cai reference: q4638
          type: numeric         width: 1                  decimals: 0

          j71a. were deductions itemized for medical expenses?
          ................................................................................
            419         1. yes
            612         5. no
                        7. other
             30         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4161     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4636:j70] is (5 or dk or rf); [q4637:j71] is (5 or 6 or dk
                           or rf); partial interview; no financial respondent

v4639     j71b.amt itemized medical

          section: j            level: household          cai reference: q4639
          type: numeric         width: 6                  decimals: 0

          j71b. how much did those expenses amount to in (1994/1995)?
          amount:
          ................................................................................
            205            1-999996. actual value (allowable range is shown)
                             999997. other
            196              999998. dk (don't know); na (not ascertained)
             18              999999. rf (refused)
           4803               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4636:j70] is (5 or dk or rf); [q4637:j71] is
                                     (5 or 6 or dk or rf); [q4638:j71a] is (5 or dk or
                                     rf); partial interview; no financial respondent

v4640     j72.whether donate charity

          section: j            level: household          cai reference: q4640
          type: numeric         width: 1                  decimals: 0

          j72. in (1994/1995), did you (or your husband/or your wife/or your partner)
          donate money, property, or possessions totaling $500 or more to religious or
          other charitable organizations?

          definition: the united way, the heart association, educational institutions,
          religious organizations or other such groups are charitable organizations.
          ................................................................................
           1684         1. yes
           3447         5. no
                        7. other
             29         8. dk (don't know); na (not ascertained)
             17         9. rf (refused)
             45     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4641     j72a.amt donate charity

          section: j            level: household          cai reference: q4641
          type: numeric         width: 6                  decimals: 0

          j72a. about how much money did that amount to?
          amount:
          ................................................................................
           1518            1-999996. actual value (allowable range is shown)
                             999997. other
            102              999998. dk (don't know); na (not ascertained)
             64              999999. rf (refused)
           3538               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4640:j72] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4642     j73. total family income

          section: j            level: household          cai reference: q4642
          type: numeric         width: 7                  decimals: 0

          j73. altogether, about how much was your (and your husband's/and your
          wife's/and your partner's) total income in (1994/1995)?

          do not probe dk
          amount:
          ................................................................................
           3001           0-9999996. actual value (allowable range is shown)
                            9999997. other
           1744             9999998. dk (don't know); na (not ascertained)
            432             9999999. rf (refused)
             45               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); partial interview; no financial respondent

v4644     j73a.income 94 dk-1

          section: j            level: household          cai reference: q4644
          type: numeric         width: 1                  decimals: 0

          j73a. did you (and your husband/and your wife/and your partner) receive
          $30,000 or more in (1994/1995)?
          ................................................................................
            351         1. yes
           1461         5. no
                        7. other
            125         8. dk (don't know); na (not ascertained)
            239         9. rf (refused)
           3046     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4642:j73] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4645     j73a.income 94 dk-2

          section: j            level: household          cai reference: q4645
          type: numeric         width: 1                  decimals: 0

          j73a. was it $10,000 or more?
          ................................................................................
            888         1. yes
            486         5. no
                        7. other
             67         8. dk (don't know); na (not ascertained)
             20         9. rf (refused)
           3761     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4642:j73] is (ne dk and ne rf); [q4644:j73a] is (dk or rf);
                           [q4644:j73a] is (1); partial interview; no financial
                           respondent

v4646     j73b.income 94 dk-3

          section: j            level: household          cai reference: q4646
          type: numeric         width: 1                  decimals: 0

          j73b. was it $20,000 or more?
          ................................................................................
            285         1. yes
            560         5. no
                        7. other
             31         8. dk (don't know); na (not ascertained)
             12         9. rf (refused)
           4334     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4642:j73] is (ne dk and ne rf); [q4644:j73a] is (dk or rf);
                           [q4644:j73a] is (1); [q4645:j73a] is (dk or rf); [q4645:j73a]
                           is (5); partial interview; no financial respondent

v4647     j73c.income 94 dk-4

          section: j            level: household          cai reference: q4647
          type: numeric         width: 1                  decimals: 0

          j73c. was it $5,000 or more?
          ................................................................................
            373         1. yes
             92         5. no
                        7. other
             19         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4736     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4642:j73] is (ne dk and ne rf); [q4644:j73a] is (dk or rf);
                           [q4644:j73a] is (1); [q4645:j73a] is (dk or rf); [q4646:j73b]
                           is (a); partial interview; no financial respondent

v4648     j73d.income 94 dk-5

          section: j            level: household          cai reference: q4648
          type: numeric         width: 1                  decimals: 0

          j73d. was it $75,000 or more?
          ................................................................................
             50         1. yes
            277         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
             19         9. rf (refused)
           4869     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4642:j73] is (ne dk and ne rf); [q4644:j73a] is (dk or rf);
                           [q4645:j73a] is (dk or rf); [q4646:j73b] is (a); [q4647:j73c]
                           is (a); partial interview; no financial respondent

v4649     j73e.income 94 dk-6

          section: j            level: household          cai reference: q4649
          type: numeric         width: 1                  decimals: 0

          j73e. was it $100,000 or more?
          ................................................................................
             24         1. yes
             19         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              4         9. rf (refused)
           5172     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4642:j73] is (ne dk and ne rf); [q4644:j73a] is (dk or rf);
                           [q4645:j73a] is (dk or rf); [q4646:j73b] is (a); [q4647:j73c]
                           is (a); [q4648:j73d] is (dk or rf); [q4648:j73d] is (5);
                           partial interview; no financial respondent

v4650     j73f.income 94 dk-7

          section: j            level: household          cai reference: q4650
          type: numeric         width: 1                  decimals: 0

          j73f. was it $50,000 or more?
          ................................................................................
             62         1. yes
            197         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
             11         9. rf (refused)
           4945     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4642:j73] is (ne dk and ne rf); [q4644:j73a] is (dk or rf);
                           [q4645:j73a] is (dk or rf); [q4646:j73b] is (a); [q4647:j73c]
                           is (a); [q4648:j73d] is (dk or rf); [q4649:j73e] is (a);
                           partial interview; no financial respondent

v4651     j74. use assets-92

          section: j            level: household          cai reference: q4651
          type: numeric         width: 1                  decimals: 0

          j74. (since (w1 interview month-year)/in the last two years), did you (and
          your husband/and your wife/and your partner) use any of your investments or
          savings to pay for expenses, not counting any money or assets that you have
          given away to (children or) others?
          ................................................................................
           1122         1. yes
           3383         5. no
            598         6. don't have assets
              9         7. other
             23         8. dk (don't know); na (not ascertained)
             42         9. rf (refused)
             45     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4654     j74a.use assets for

          section: j            level: household          cai reference: q4654
          type: numeric         width: 1                  decimals: 0

          j74a. was that for general living expenses or for some particular expenses?
          ................................................................................
            532         1. general living
            587         2. particular
                        7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4100     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           partial interview; no financial respondent

v4655m1   j74b.  use assets open

          section: j            level: household          cai reference: q4655
          type: numeric         width: 2                  decimals: 0

          j74b. what was that?
          ................................................................................
            128         1. medical/dental expense -- r or spouse/partner or na who
              2         2. medical/dental expense -- child(ren)
              1         3. medical/dental expense -- parent
             14        10. purchase of/down payment on house, condo, duplex--not or na
                           whether vacation property; land for house
              1        11. mobile home purchase
                       12. vacation property or second home
            142        13. additions or repairs to home: remodelling; added rooms,
                           garage; repairs to roof; new siding, windows; landscaping;
                           assessments on property; 'fixing up house'
             23        14. purchase of furniture, appliances or other durable goods;
                           carpet, drapes, computer etc.
             10        15. moving expenses
             83        16. car/vehicle purchase; bought car, truck, motor home
             11        17. car/vehicle repair
              1        19. accidents/fire/natural disaster; expenses related to
              1        20. mortgage expenses; took out/paid off mortgage; paid down
                           principal/interest; refinancing costs
                       21. paid (off) credit card debt
              1        22. other loan payment/payoff
              7        25. own business expense; investment in own business or farm
                           (incl. farm equipment costs); start own business; additions
                           and repairs to rental property
             32        30. vacations; trips
              2        31. recreation equipment, incl. motor home, boat
              2        32. gambling; con-artists
              1        35. wedding/marriage
                       36. divorce/separation (exc. legal fees, code 40)
                       37. birth of a child
             26        38. death, funeral, burial expenses
              2        40. legal expenses; lawsuits
             18        41. insurance
             47        42. taxes (income, real estate, etc., exc. business taxes, code
                           25)
              2        43. educational expense (r or family); tuition for children
                       44. purchase/repair of collectibles (antiques, dolls, etc.)
              5        45. ordinary living expenses
             19        50. gifts or loans to others; bought son a car; down payment on
                           house for kids; loans to child/other relative
                       97. other
              4        98. dk (don't know); na (not ascertained)
              4        99. rf (refused)
           4633     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4654:j74a] is (1 or dk or rf); partial interview; no
                           financial respondent

v4655m2   j74b.  use assets open

          section: j            level: household          cai reference: q4655
          type: numeric         width: 2                  decimals: 0

          j74b. what was that?
          ................................................................................
              9         1. medical/dental expense -- r or spouse/partner or na who
                        2. medical/dental expense -- child(ren)
                        3. medical/dental expense -- parent
              1        10. purchase of/down payment on house, condo, duplex--not or na
                           whether vacation property; land for house
                       11. mobile home purchase
                       12. vacation property or second home
             16        13. additions or repairs to home: remodelling; added rooms,
                           garage; repairs to roof; new siding, windows; landscaping;
                           assessments on property; 'fixing up house'
             11        14. purchase of furniture, appliances or other durable goods;
                           carpet, drapes, computer etc.
              2        15. moving expenses
              4        16. car/vehicle purchase; bought car, truck, motor home
              3        17. car/vehicle repair
                       19. accidents/fire/natural disaster; expenses related to
                       20. mortgage expenses; took out/paid off mortgage; paid down
                           principal/interest; refinancing costs
                       21. paid (off) credit card debt
                       22. other loan payment/payoff
                       25. own business expense; investment in own business or farm
                           (incl. farm equipment costs); start own business; additions
                           and repairs to rental property
              1        30. vacations; trips
                       31. recreation equipment, incl. motor home, boat
                       32. gambling; con-artists
              1        35. wedding/marriage
                       36. divorce/separation (exc. legal fees, code 40)
                       37. birth of a child
              2        38. death, funeral, burial expenses
                       40. legal expenses; lawsuits
              5        41. insurance
              8        42. taxes (income, real estate, etc., exc. business taxes, code
                           25)
                       43. educational expense (r or family); tuition for children
                       44. purchase/repair of collectibles (antiques, dolls, etc.)
              7        45. ordinary living expenses
              6        50. gifts or loans to others; bought son a car; down payment on
                           house for kids; loans to child/other relative
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5146     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4654:j74a] is (1 or dk or rf); partial interview; no
                           financial respondent

v4665     j75.use assets $

          section: j            level: household          cai reference: q4665
          type: numeric         width: 6                  decimals: 0

          j75. about how much did you use?

          do not probe dk
          amount:
          per:
          ................................................................................
            811            0-999996. actual value (allowable range is shown)
                             999997. other
            280              999998. dk (don't know); na (not ascertained)
             31              999999. rf (refused)
           4100               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4651:j74] is (5 or 7 or dk or rf);
                                     [q4651:j74] is (6); partial interview; no financial
                                     respondent

v4666     j75p.j75 per

          section: j            level: household          cai reference: q4666
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             18         1. week
                        2. 2 x month
             54         3. month
              5         4. quarter
              7         5. 6 months
            530         6. year
            196         7. other (specify)
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4412     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4665:j75] is (dk or rf); partial interview; no financial
                           respondent

v4668     j75a.j75-dk 1

          section: j            level: household          cai reference: q4668
          type: numeric         width: 1                  decimals: 0

          j75a. would it amount to $25,000 or more?
          ................................................................................
             31         1. yes
            246         5. no
                        7. other
             20         8. dk (don't know); na (not ascertained)
             15         9. rf (refused)
           4910     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4665:j75] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4669     j75b.j75-dk 2

          section: j            level: household          cai reference: q4669
          type: numeric         width: 1                  decimals: 0

          j75b. $50,000 or more?
          ................................................................................
              4         1. yes
             25         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5191     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4665:j75] is (ne dk and ne rf); [q4668:j75a] is (5);
                           [q4668:j75a] is (dk or rf); partial interview; no financial
                           respondent

v4670     j75c.j75-dk 3

          section: j            level: household          cai reference: q4670
          type: numeric         width: 1                  decimals: 0

          j75c. $100,000 or more?
          ................................................................................
              1         1. yes
              3         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4665:j75] is (ne dk and ne rf); [q4668:j75a] is (5);
                           [q4668:j75a] is (dk or rf); [q4669:j75b] is (5 or dk or rf);
                           partial interview; no financial respondent

v4671     j75d.j75-dk 4

          section: j            level: household          cai reference: q4671
          type: numeric         width: 1                  decimals: 0

          j75d. $10,000 or more?
          ................................................................................
             58         1. yes
            178         5. no
                        7. other
              8         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           4976     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4665:j75] is (ne dk and ne rf); [q4668:j75a] is (dk or rf);
                           [q4669:j75b] is (5 or dk or rf); [q4670:j75c] is (a); partial
                           interview; no financial respondent

v4672     j75e.j75 dk-5

          section: j            level: household          cai reference: q4672
          type: numeric         width: 1                  decimals: 0

          j75e. $5,000 or more?
          ................................................................................
             59         1. yes
            114         5. no
                        7. other
              6         8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5043     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4665:j75] is (ne dk and ne rf); [q4668:j75a] is (dk or rf);
                           [q4669:j75b] is (5 or dk or rf); [q4670:j75c] is (a);
                           [q4671:j75d] is (1 or dk or rf); partial interview; no
                           financial respondent

v4673     j75f.j75-dk 6

          section: j            level: household          cai reference: q4673
          type: numeric         width: 1                  decimals: 0

          j75f. $2,000 or more?
          ................................................................................
             61         1. yes
             50         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5108     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (5 or 7 or dk or rf); [q4651:j74] is (6);
                           [q4665:j75] is (ne dk and ne rf); [q4668:j75a] is (dk or rf);
                           [q4669:j75b] is (5 or dk or rf); [q4670:j75c] is (a);
                           [q4671:j75d] is (1 or dk or rf); [q4672:j75e] is (1 or dk or
                           rf); partial interview; no financial respondent

v4686     j78. add assets-lcyr

          section: j            level: household          cai reference: q4686
          type: numeric         width: 1                  decimals: 0

          j78. did you (or your husband/or your wife/or your partner) add to any of
          your investments or savings during (1993/1994/1995/1996)?
          ................................................................................
           1037         1. yes
           3344         5. no
            105         6. don't have assets
             16         7. other
             24         8. dk (don't know); na (not ascertained)
             53         9. rf (refused)
            643     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); partial interview; no financial respondent

v4688     j79.asset add $

          section: j            level: household          cai reference: q4688
          type: numeric         width: 6                  decimals: 0

          j79. about how much did you add to your savings or assets in
          (1993/1994/1995/1996)?

          do not probe dk
          amount:
          ................................................................................
            582            0-999996. actual value (allowable range is shown)
                             999997. other
            379              999998. dk (don't know); na (not ascertained)
             92              999999. rf (refused)
           4169               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4651:j74] is (6); [q4686:j78] is (5 or dk or
                                     rf); [q4686:j78] is (6); partial interview; no
                                     financial respondent

v4689     j79a.

          section: j            level: household          cai reference: q4689
          type: numeric         width: 1                  decimals: 0

          j79a. would it amount to $50,000 or more?
          ................................................................................
             33         1. yes
            365         5. no
                        7. other
             18         8. dk (don't know); na (not ascertained)
             55         9. rf (refused)
           4751     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (5 or dk or rf);
                           [q4686:j78] is (6); [q4688:j79] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4690     j79b.

          section: j            level: household          cai reference: q4690
          type: numeric         width: 1                  decimals: 0

          j79b. $100,000 or more?
          ................................................................................
              6         1. yes
             25         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5189     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (5 or dk or rf);
                           [q4686:j78] is (6); [q4688:j79] is (ne dk and ne rf);
                           [q4689:j79a] is (5); [q4689:j79a] is (dk or rf); partial
                           interview; no financial respondent

v4691     j79c.

          section: j            level: household          cai reference: q4691
          type: numeric         width: 1                  decimals: 0

          j79c. $200,000 or more?
          ................................................................................
              3         1. yes
              3         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5216     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (5 or dk or rf);
                           [q4686:j78] is (6); [q4688:j79] is (ne dk and ne rf);
                           [q4689:j79a] is (5); [q4689:j79a] is (dk or rf); [q4690:j79b]
                           is (5 or dk or rf); partial interview; no financial respondent

v4692     j79d.j79-dk 4

          section: j            level: household          cai reference: q4692
          type: numeric         width: 1                  decimals: 0

          j79d. $25,000 or more?
          ................................................................................
             41         1. yes
            306         5. no
                        7. other
             11         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
           4857     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (5 or dk or rf);
                           [q4686:j78] is (6); [q4688:j79] is (ne dk and ne rf);
                           [q4689:j79a] is (dk or rf); [q4690:j79b] is (5 or dk or rf);
                           [q4691:j79c] is (a); partial interview; no financial
                           respondent

v4693     j79e.j79 dk-5

          section: j            level: household          cai reference: q4693
          type: numeric         width: 1                  decimals: 0

          j79e. $10,000 or more?
          ................................................................................
             92         1. yes
            200         5. no
                        7. other
             11         8. dk (don't know); na (not ascertained)
              3         9. rf (refused)
           4916     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (5 or dk or rf);
                           [q4686:j78] is (6); [q4688:j79] is (ne dk and ne rf);
                           [q4689:j79a] is (dk or rf); [q4690:j79b] is (5 or dk or rf);
                           [q4691:j79c] is (a); [q4692:j79d] is (1 or dk or rf); partial
                           interview; no financial respondent

v4694     j79f.j79-dk6

          section: j            level: household          cai reference: q4694
          type: numeric         width: 1                  decimals: 0

          j79f. $5,000 or more?
          ................................................................................
             91         1. yes
            104         5. no
                        7. other
              3         8. dk (don't know); na (not ascertained)
              2         9. rf (refused)
           5022     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (5 or dk or rf);
                           [q4686:j78] is (6); [q4688:j79] is (ne dk and ne rf);
                           [q4689:j79a] is (dk or rf); [q4690:j79b] is (5 or dk or rf);
                           [q4691:j79c] is (a); [q4692:j79d] is (1 or dk or rf);
                           [q4693:j79e] is (1 or dk or rf); partial interview; no
                           financial respondent

v4708     j80.trusts

          section: j            level: household          cai reference: q4708
          type: numeric         width: 1                  decimals: 0

          j80. have you (and your husband/and your wife/and your partner) put any of
          your assets into a trust?
          ................................................................................
            424         1. yes
           3985         5. no
                        7. other
             22         8. dk (don't know); na (not ascertained)
             43         9. rf (refused)
            748     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); partial interview; no
                           financial respondent

v4709m1   j80a.relation trusts

          section: j            level: household          cai reference: q4709
          type: numeric         width: 1                  decimals: 0

          j80a. do you, or does someone else, receive the benefits of the assets you
          have put into a trust? (that is what is their relationship to you?)

          choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
            238         1. r
             44         2. spouse/partner
            113         3. child/child-in-law/grandchild
             11         4. other relative
              7         5. someone else
                        7. other
             10         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4798     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); partial interview; no financial respondent

v4709m2   j80a.relation trusts

          section: j            level: household          cai reference: q4709
          type: numeric         width: 1                  decimals: 0

          j80a. do you, or does someone else, receive the benefits of the assets you
          have put into a trust? (that is what is their relationship to you?)

          choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
                        1. r
             67         2. spouse/partner
             22         3. child/child-in-law/grandchild
              3         4. other relative
              3         5. someone else
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5127     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); partial interview; no financial respondent

v4709m3   j80a.relation trusts

          section: j            level: household          cai reference: q4709
          type: numeric         width: 1                  decimals: 0

          j80a. do you, or does someone else, receive the benefits of the assets you
          have put into a trust? (that is what is their relationship to you?)

          choose all that apply

          user note: up to four responses were allowed for this question, the actual
          maximum number of responses was three.
          ................................................................................
                        1. r
                        2. spouse/partner
             13         3. child/child-in-law/grandchild
              1         4. other relative
                        5. someone else
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5208     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); partial interview; no financial respondent

v4710m1   j80aa.which child trust-2

          section: j            level: household          cai reference: q4710
          type: character       width: 3                  decimals: 0

          j80aa. which child is that?

          choose all that apply

          if grandchild: (which of your children is the parent of that grandchild?)

          user note:  this question asked only of first household (q203=1). up to ten
          responses were allowed for this question, the actual maximum number of
          responses was five.
          ................................................................................
              7       010. deceased child
            100       011. all my children
              2   041-083. other person number
             38   101-995. other person number
                      997. other
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
           5075     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4709:j80a] is (ne 3); [q203:which hh] is (2);
                           partial interview; no financial respondent

v4710m2   j80aa.which child trust-2

          section: j            level: household          cai reference: q4710
          type: character       width: 3                  decimals: 0

          j80aa. which child is that?

          choose all that apply

          if grandchild: (which of your children is the parent of that grandchild?)

          user note:  this question asked only of first household (q203=1). up to ten
          responses were allowed for this question, the actual maximum number of
          responses was five.
          ................................................................................
                      010. deceased child
              3       011. all my children
                  041-083. other person number
             12   101-995. other person number
                      997. other
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
           5207     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4709:j80a] is (ne 3); [q203:which hh] is (2);
                           partial interview; no financial respondent

v4710m3   j80aa.which child trust-2

          section: j            level: household          cai reference: q4710
          type: character       width: 3                  decimals: 0

          j80aa. which child is that?

          choose all that apply

          if grandchild: (which of your children is the parent of that grandchild?)

          user note:  this question asked only of first household (q203=1). up to ten
          responses were allowed for this question, the actual maximum number of
          responses was five.
          ................................................................................
                      010. deceased child
                      011. all my children
                  041-083. other person number
              7   101-995. other person number
                      997. other
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
           5215     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4709:j80a] is (ne 3); [q203:which hh] is (2);
                           partial interview; no financial respondent

v4710m4   j80aa.which child trust-2

          section: j            level: household          cai reference: q4710
          type: character       width: 3                  decimals: 0

          j80aa. which child is that?

          choose all that apply

          if grandchild: (which of your children is the parent of that grandchild?)

          user note:  this question asked only of first household (q203=1). up to ten
          responses were allowed for this question, the actual maximum number of
          responses was five.
          ................................................................................
                      010. deceased child
                      011. all my children
              1   041-083. other person number
              3   101-995. other person number
                      997. other
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4709:j80a] is (ne 3); [q203:which hh] is (2);
                           partial interview; no financial respondent

v4710m5   j80aa.which child trust-2

          section: j            level: household          cai reference: q4710
          type: character       width: 3                  decimals: 0

          j80aa. which child is that?

          choose all that apply

          if grandchild: (which of your children is the parent of that grandchild?)

          user note:  this question asked only of first household (q203=1). up to ten
          responses were allowed for this question, the actual maximum number of
          responses was five.
          ................................................................................
                      010. deceased child
                      011. all my children
                  041-083. other person number
              1   101-995. other person number
                      997. other
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4709:j80a] is (ne 3); [q203:which hh] is (2);
                           partial interview; no financial respondent

v4711m1   j80aa.which child trust-2

          section: j            level: household          cai reference: q4711
          type: character       width: 3                  decimals: 0

          j80aa. which child is that?

          choose all that apply

          if grandchild: (which of your children is the parent of that grandchild?)

          user note:  this question asked only of second household (q203=2). up to ten
          responses were allowed for this question, no responses were given.
          ................................................................................
                      010. deceased child
                      011. all my children
                  041-083. other person number
                  101-995. other person number
                      997. other
                      998. dk (don't know); na (not ascertained)
                      999. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4709:j80a] is (ne 3); [q203:which hh] is (1);
                           partial interview; no financial respondent

v4712     j80b.$ trusts

          section: j            level: household          cai reference: q4712
          type: numeric         width: 8                  decimals: 0

          j80b. what about the value of (that/those) trusts? if you sold (could sell)
          all the assets you have put in trusts, about how much would you have (not
          counting anything you have already told me about)?

          do not probe dk/rf
          amount:
          ................................................................................
            241           0-9999996. actual value (allowable range is shown)
              1    9999996-99999996. extreme values
                           99999997. other
            119            99999998. dk (don't know); na (not ascertained)
             63            99999999. rf (refused)
           4798               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4651:j74] is (6); [q4686:j78] is (6);
                                     [q4708:j80] is (5 or dk or rf); partial interview;
                                     no financial respondent

v4713     j80c.>50k

          section: j            level: household          cai reference: q4713
          type: numeric         width: 1                  decimals: 0

          j80c. would it amount to $500,000 or more?
          ................................................................................
             42         1. yes
             81         5. no
                        7. other
             18         8. dk (don't know); na (not ascertained)
             41         9. rf (refused)
           5040     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4712:j80b] is (ne dk and ne rf); partial
                           interview; no financial respondent

v4714     j80d.>500k

          section: j            level: household          cai reference: q4714
          type: numeric         width: 1                  decimals: 0

          j80d. $1,500,000 or more?
          ................................................................................
             10         1. yes
             31         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           5180     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4712:j80b] is (ne dk and ne rf); [q4713:j80c] is
                           (5); [q4713:j80c] is (dk or rf); partial interview; no
                           financial respondent

v4715     j80e.>5k

          section: j            level: household          cai reference: q4715
          type: numeric         width: 1                  decimals: 0

          j80e. $50,000 or more?
          ................................................................................
             59         1. yes
             14         5. no
                        7. other
              2         8. dk (don't know); na (not ascertained)
              6         9. rf (refused)
           5141     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); [q4712:j80b] is (ne dk and ne rf); [q4713:j80c] is
                           (dk or rf); [q4714:j80d] is (a); partial interview; no
                           financial respondent

v4717     j80.revocable trust

          section: j            level: household          cai reference: q4717
          type: numeric         width: 1                  decimals: 0

          j80. if you wanted to, could you change the terms of the trust?
          ................................................................................
            354         1. yes
             54         5. no
                        7. other
             15         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4798     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4651:j74] is (6); [q4686:j78] is (6); [q4708:j80] is (5 or
                           dk or rf); partial interview; no financial respondent

v4725     j81.debts

          section: j            level: household          cai reference: q4725
          type: numeric         width: 1                  decimals: 0

          j81. and do you (or your husband/or your wife/or your partner) have any
          debts that we haven't asked about, such as credit card balances, medical
          debts, life insurance policy loans, loans from relatives, and so forth?
          ................................................................................
            702         1. yes
           4437         5. no
                        7. other
             15         8. dk (don't know); na (not ascertained)
             23         9. rf (refused)
             45     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4726     j82.debts $

          section: j            level: household          cai reference: q4726
          type: numeric         width: 6                  decimals: 0

          j82. about how much would that amount to? do not probe dk/rf
          ................................................................................
            568            0-999996. actual value (allowable range is shown)
                             999997. other
            116              999998. dk (don't know); na (not ascertained)
             18              999999. rf (refused)
           4520               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4725:j81] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4727     j82a.j82 dk-1

          section: j            level: household          cai reference: q4727
          type: numeric         width: 1                  decimals: 0

          j82a. would it amount to $5,000 or more?
          ................................................................................
             46         1. yes
             67         5. no
                        7. other
              7         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
           5093     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4725:j81] is (5 or dk or rf); [q4726:j82] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4728     j82b.j82 dk-2

          section: j            level: household          cai reference: q4728
          type: numeric         width: 1                  decimals: 0

          j82b. (would it amount to) $50,000 or more?
          ................................................................................
              2         1. yes
             45         5. no
                        7. other
              4         8. dk (don't know); na (not ascertained)
              9         9. rf (refused)
           5162     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4725:j81] is (5 or dk or rf); [q4726:j82] is (ne dk and ne
                           rf); [q4727:j82a] is (5); partial interview; no financial
                           respondent

v4729     j82c.j82 dk-3

          section: j            level: household          cai reference: q4729
          type: numeric         width: 1                  decimals: 0

          j82c. (would it amount to) $500 or more?
          ................................................................................
             50         1. yes
             17         5. no
           5155     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4725:j81] is (5 or dk or rf); [q4726:j82] is (ne dk and ne
                           rf); [q4728:j82b] is (a); partial interview; no financial
                           respondent

v4747     j83. lump sum

          section: j            level: household          cai reference: q4747
          type: numeric         width: 1                  decimals: 0

          j83. people sometimes receive property or lump sum payments of money from
          such things as pension settlements, insurance settlements, cashing in
          annuities, or inheritances.
          if q370 is (1) since (wave 1 interview month-year) did you (or your
          husband/or your wife/or your partner) receive a lump
          else
           in the past two years did you (or your husband/or your wife/or your
          partner) receive a lump
          end
           sum of money or property that you have not already told me about? do not
          include loans or gifts.
          ................................................................................
            238         1. yes
           4903         5. no
                        7. other
              9         8. dk (don't know); na (not ascertained)
             27         9. rf (refused)
             45     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2); partial
                           interview; no financial respondent

v4748     j84-1. type lump-1

          section: j            level: household          cai reference: q4748
          type: numeric         width: 1                  decimals: 0

          j84-1. what was the largest lump sum -- was it from an insurance or pension
          settlement, an annuity, an inheritance or something else?
          ................................................................................
             69         1. insurance settlement
              7         2. pension settlement
             84         3. inheritance
              4         4. annuity
             74         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4984     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); partial interview; no
                           financial respondent

v4749     j85-1. date lump-1

          section: j            level: household          cai reference: q4749
          type: numeric         width: 2                  decimals: 0

          j85-1. in what month and year did you receive that [q4748-j84-1. type lump-
          1]?

          month:
          year:
          ................................................................................
             31         1. jan
             17         2. feb
             14         3. mar
             16         4. apr
             18         5. may
             26         6. jun
             16         7. jul
             15         8. aug
             19         9. sep
             18        10. oct
             16        11. nov
             26        12. dec
                       97. other
              5        98. dk (don't know); na (not ascertained)
              1        99. rf (refused)
           4984     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); partial interview; no
                           financial respondent

v4750     j85a.date lump-1

          section: j            level: household          cai reference: q4750
          type: numeric         width: 1                  decimals: 0
          ................................................................................
             11         1. 1993
             78         2. 1994
            134         3. 1995
             12         4. 1996
                        7. other
              2         8. dk (don't know); na (not ascertained)
              1         9. rf (refused)
           4984     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); partial interview; no
                           financial respondent

v4751     j86-1. lump $-1

          section: j            level: household          cai reference: q4751
          type: numeric         width: 6                  decimals: 0

          j86-1. about how much did you receive from the [q4748-j84-1. type lump-1]?

          do not probe dk
          amount:
          ................................................................................
            209            0-999996. actual value (allowable range is shown)
                             999997. other
             18              999998. dk (don't know); na (not ascertained)
             11              999999. rf (refused)
           4984               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4747:j83] is (5 or dk or rf); partial
                                     interview; no financial respondent

v4752     j87-1.>50k

          section: j            level: household          cai reference: q4752
          type: numeric         width: 1                  decimals: 0

          j87-1. was it more than $50,000?
          ................................................................................
              6         1. yes
             15         5. no
                        7. other
              1         8. dk (don't know); na (not ascertained)
              7         9. rf (refused)
           5193     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4751:j86-1] is (ne dk and ne
                           rf); partial interview; no financial respondent

v4753     j88-1. who from

          section: j            level: household          cai reference: q4753
          type: numeric         width: 1                  decimals: 0

          j88-1. from whom was that inheritance received, that is what is their
          relationship to you?
          ................................................................................
             15         1. r's parents
              5         2. spouse's parents
             12         3. deceased spouse/partner
              7         4. aunt or uncle
             22         5. sibling
             13         6. other relative
             10         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5138     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4748:j84-1] is (ne 3);
                           partial interview; no financial respondent

v4754     j89.any other lump sum-2

          section: j            level: household          cai reference: q4754
          type: numeric         width: 1                  decimals: 0

          j89. did you (or your husband/or your wife/or your partner) receive any
          other large lump sum payments in the last two years? do not count loans or
          gifts.
          ................................................................................
             16         1. yes
            222         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           4984     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); partial interview; no
                           financial respondent

v4755     j84-2.   lump type-2

          section: j            level: household          cai reference: q4755
          type: numeric         width: 1                  decimals: 0

          j84-2. what was the next largest lump sum from -- was it from an insurance
          or pension settlement, an annuity, an inheritance or something else?
          ................................................................................
              4         1. insurance settlement
              1         2. pension settlement
              4         3. inheritance
                        4. annuity
              7         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5206     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); partial interview; no financial respondent

v4756     j85-2. lump date-2

          section: j            level: household          cai reference: q4756
          type: numeric         width: 2                  decimals: 0

          j85-2. in what month and year did you receive that [q4755-j84-2. lump type-
          2]?

          month:
          year:
          ................................................................................
              2         1. jan
                        2. feb
              1         3. mar
              1         4. apr
                        5. may
              2         6. jun
              3         7. jul
              1         8. aug
                        9. sep
              3        10. oct
              2        11. nov
              1        12. dec
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5206     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); partial interview; no financial respondent

v4757     j85a-2.lump sum year-2

          section: j            level: household          cai reference: q4757
          type: numeric         width: 1                  decimals: 0
          ................................................................................
              1         1. 1993
              8         2. 1994
              7         3. 1995
                        4. 1996
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5206     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); partial interview; no financial respondent

v4758     j86-2. lump $-2

          section: j            level: household          cai reference: q4758
          type: numeric         width: 6                  decimals: 0

          j86-2. about how much was that from the [q4755-j84-2. lump type-2]?

          do not probe dk
          amount:
          ................................................................................
             13            0-999996. actual value (allowable range is shown)
                             999997. other
              3              999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5206               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4747:j83] is (5 or dk or rf); [q4754:j89] is
                                     (5 or dk or rf); partial interview; no financial
                                     respondent

v4759     j87-2.>50k

          section: j            level: household          cai reference: q4759
          type: numeric         width: 1                  decimals: 0

          j87-2. was it more than $50,000?
          ................................................................................
              1         1. yes
              2         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5219     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); [q4758:j86-2] is (ne dk and ne rf); partial interview; no
                           financial respondent

v4760     j88-2. who from

          section: j            level: household          cai reference: q4760
          type: numeric         width: 1                  decimals: 0

          j88-2. from whom was that inheritance received?
          ................................................................................
                        1. r`s parents
              1         2. spouse`s parents
              1         3. deceased spouse/partner
                        4. aunt or uncle
              1         5. sibling
                        6. other relative
              1         7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5218     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); [q4755:j84-2] is (ne 3); partial interview; no financial
                           respondent

v4761     j43.any other lump sum-3

          section: j            level: household          cai reference: q4761
          type: numeric         width: 1                  decimals: 0

          j43. did you (or your husband/or your wife/or your partner) have any other
          large lump sum payments in the last two years? do not count loans or gifts.
          ................................................................................
              1         1. yes
             15         5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5206     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); partial interview; no financial respondent

v4762     j84b-3.  lump sum-3

          section: j            level: household          cai reference: q4762
          type: numeric         width: 1                  decimals: 0

          j84-2. what was the next largest lump sum from -- was it from an insurance
          or pension settlement, an annuity, an inheritance or something else?
          ................................................................................
                        1. insurance settlement
                        2. pension settlement
              1         3. inheritance
                        4. annuity
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); [q4761:j43] is (5 or dk or rf); partial interview; no
                           financial respondent

v4763     j85-3. lump date-3

          section: j            level: household          cai reference: q4763
          type: numeric         width: 2                  decimals: 0

          j85-3. in what month and year did you receive that [q4762-j84b-3. lump sum-
          3]?

          month:
          year:
          ................................................................................
                        1. jan
                        2. feb
                        3. mar
                        4. apr
              1         5. may
                        6. jun
                        7. jul
                        8. aug
                        9. sep
                       10. oct
                       11. nov
                       12. dec
                       97. other
                       98. dk (don't know); na (not ascertained)
                       99. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); [q4761:j43] is (5 or dk or rf); partial interview; no
                           financial respondent

v4764     j85a-3.lump sum year-3

          section: j            level: household          cai reference: q4764
          type: numeric         width: 1                  decimals: 0
          ................................................................................
                        1. 1993
                        2. 1994
              1         3. 1995
                        4. 1996
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); [q4761:j43] is (5 or dk or rf); partial interview; no
                           financial respondent

v4765     j86-3. lump $-3

          section: j            level: household          cai reference: q4765
          type: numeric         width: 6                  decimals: 0

          j86-3. about how much was that from the [q4762-j84b-3. lump sum-3]?

          do not probe dk
          amount:
          ................................................................................
              1            0-999996. actual value (allowable range is shown)
                             999997. other
                             999998. dk (don't know); na (not ascertained)
                             999999. rf (refused)
           5221               blank. inap (inapplicable); [q377:r fin-non v106] is (ne
                                     2); [q4747:j83] is (5 or dk or rf); [q4754:j89] is
                                     (5 or dk or rf); [q4761:j43] is (5 or dk or rf);
                                     partial interview; no financial respondent

v4766     j87-3.>50k

          section: j            level: household          cai reference: q4766
          type: numeric         width: 1                  decimals: 0

          j87-3. was it more than $50,000?
          ................................................................................
                        1. yes
                        5. no
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5222     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); [q4761:j43] is (5 or dk or rf); [q4765:j86-3] is (ne dk
                           and ne rf); partial interview; no financial respondent

v4767     j88-1. who from

          section: j            level: household          cai reference: q4767
          type: numeric         width: 1                  decimals: 0

          j88-3. from whom was that inheritance received?
          ................................................................................
                        1. r`s parents
                        2. spouse`s parents
                        3. deceased spouse/partner
              1         4. aunt or uncle
                        5. sibling
                        6. other relative
                        7. other
                        8. dk (don't know); na (not ascertained)
                        9. rf (refused)
           5221     blank. inap (inapplicable); [q377:r fin-non v106] is (ne 2);
                           [q4747:j83] is (5 or dk or rf); [q4754:j89] is (5 or dk or
                           rf); [q4761:j43] is (5 or dk or rf); [q4762:j84b-3] is (ne 3);
                           partial interview; no financial respondent

version  1995 data release version

          section: j            level: household          cai reference: q20101
          type: numeric         width: 3                  decimals: 0
          ................................................................................
                        1. version 1, december 1999
           5222         2. version 2, may 2002