Beginning in 2022, there are new asset specific requirements  
Primary Residence: the respondent cannot have moved homes since  
prior wave (we want to make sure we are asking them about the same  
home)  
We will still ask if they did not have this asset previously  
and now do  
We still ask if they had this asset previously and now do not  
Example: Rented same residence before and now own it  
Mortgage on Primary Residence: the respondent cannot have moved  
homes since prior wave  
Second Residence: the respondent cannot have moved second residence  
since prior wave (we want to make sure we are asking them about the  
same home)  
Section Q  
We re-wrote the debt sequence in Section Q. In 2020 and prior waves we had a  
single question that asked about credit cards, medical debit, loans, etc.  
Beginning in 2022, we broke these into individual questions and added a new  
question to ask about student loan debt.  
10. OBTAINING THE DATA  
10A. Registration and Downloading the Data  
HRS data are available for free to researchers and analysts at the HRS Web site.  
In order to obtain public release data, you must first register at our Web site.  
Once you have completed the registration process, your username and password  
will be sent to you via e-mail. Your username and password are required to  
download any data files.  
By registering all users, we are able to document for our sponsors the size and  
diversity of our user community allowing us to continue to collect these  
important data. Registered users receive user support, information related to  
errors in the data, future releases, workshops, and publication lists. The  
information you provide will not be used for any commercial use, and will not be  
redistributed to third parties.  
10B. Conditions of Use  
and Retirement public release data.  
10C. Publications Based on Data  
As part of the data registration process, you agree to include specified  
citations and to inform HRS of any papers, publications, or presentations based  
on HRS data. Please send a copy of any publications you produce based on HRS  
data, with a bibliographical reference, if appropriate, to the address below.  
Health and Retirement Study  
Attn: Papers and Publications  
The Institute for Social Research  
P.O. Box 1248  
Ann Arbor, MI(USA) 48106-1248  
Alternately, you may contact us by e-mail at hrsquestions@umich.edu with: “Attn:  
Papers and Publications” in the subject line.  
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February 2024, Version 1.0